- Mazda 5 insurance costs an average of $1,524 per year, or around $127 per month for full coverage.
- With the cheapest insurance rates, the Sport trim costs an average of $1,476 per year to insure.
- At the high end, the Mazda 5 Grand Touring is the most expensive to insure at $1,572 for an annual policy.
How much does Mazda 5 car insurance cost?
Mazda 5 insurance costs on average $1,524 annually for full coverage, or $127 a month. Expect to pay around $697 less per year than the $2,221 average for all vehicles.
The chart below illustrates average car insurance cost for a 2016 Mazda 5 using different combinations of driver age and risk.
The following table illustrates average car insurance rates for a Mazda 5 for the 2008 to 2016 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2016 Mazda 5 | $1,524 | $127 |
| 2015 Mazda 5 | $1,554 | $130 |
| 2014 Mazda 5 | $1,254 | $105 |
| 2013 Mazda 5 | $1,314 | $110 |
| 2012 Mazda 5 | $1,288 | $107 |
| 2011 Mazda 5 | $1,262 | $105 |
| 2010 Mazda 5 | $1,237 | $103 |
| 2009 Mazda 5 | $1,212 | $101 |
| 2008 Mazda 5 | $1,188 | $99 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda 5 trim levels for each model year. Updated June 26, 2025
The rate table below displays average annual and 6-month policy costs, plus a monthly amount for budgeting, for each Mazda 5 package and trim level.
| 2016 Mazda 5 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sport | $1,476 | $123 |
| Touring | $1,524 | $127 |
| Grand Touring | $1,572 | $131 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
More insurance rates and insights
A few additional noteworthy observations about Mazda 5 insurance rates include:
- High-risk insurance can get expensive. For a 20-year-old driver, having too many driving record violations or accidents can increase the cost by $2,412 or more per year.
- Citations and violations increase policy cost. In order to get cheap insurance rates, it’s necessary to not be an aggressive driver. As a matter of fact, just a couple minor driving offenses have the ramification of increasing policy rates as much as $412 per year. Serious infractions such as DUI and hit-and-run could raise rates by an additional $1,426 or more.
- Being a safe driver saves money. Having at-fault accidents will cost you more, possibly by an extra $2,204 per year for a 20-year-old driver and even $414 per year for a 60-year-old driver.
- Increasing deductibles lowers insurance cost. Increasing your policy deductibles from $500 to $1,000 could save around $192 per year for a 40-year-old driver and $368 per year for a 20-year-old driver.
- Low physical damage deductibles increases cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $198 per year for a 40-year-old driver and $388 per year for a 20-year-old driver.
- Driver gender influences rates. For a 2016 Mazda 5, a 20-year-old male receives an average rate of $3,066 per year, while a 20-year-old woman will pay an average of $2,216, a difference of $850 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $1,368 and the cost for women is $1,324, a difference of only $44.
- Mazda 5 insurance rates for teens are expensive. Average rates for full coverage Mazda 5 insurance costs $5,639 per year for a 16-year-old driver, $5,388 per year for a 17-year-old driver, $4,688 per year for an 18-year-old driver, and $4,319 per year for a 19-year-old driver.