Acura MDX vs. Cadillac XT5 Insurance Cost

• For the 2024 model year, a Cadillac XT5 has cheaper car insurance rates than a Acura MDX by an average of $132 per year.
• Out of 41 models in the 2024 midsize luxury SUV automotive segment, the Acura MDX ranks seventh and the Cadillac XT5 ranks second for most affordable car insurance prices.
• For a 2024 Acura MDX, insurance prices range from $2,226 to $2,586 per year, while the insurance price for a 2024 Cadillac XT5 costs from $2,174 to $2,352.

Is insurance cheaper for an Acura MDX or Cadillac XT5?

Car insurance on a 2024 Acura MDX costs an average of $2,396 per year, and insurance for a Cadillac XT5 costs an average of $2,264 per year, making the Cadillac XT5 the cheaper of the two models by $132 per year.

Out of eight trim levels for the 2024 Acura MDX, the cheapest auto insurance rates are on the Base 2WD model at a cost of $2,226 per year.

For the four trim levels available for the Cadillac XT5, the cheapest 2024 trim level to insure is the Luxury 2WD trim at a cost of $2,174.

When trim-level rates for both models are compared, the most affordable model and trim level is the Cadillac XT5 Luxury 2WD at an average cost of $2,174 per year, and the highest-cost model and trim is the Acura MDX Type S Advance AWD at an average of $2,586 per year.

The table shown below compares the cost of car insurance for 2024 Acura MDX and Cadillac XT5 models, with average rates for each vehicle.

The chart shown below illustrates the average cost to insure both 2024 models with different drivers at the wheel. For a 2024 Acura MDX, the average cost of car insurance ranges from $2,106 to $4,896 per year for the driver ages used. A 2024 Cadillac XT5 costs from $2,004 to $4,550 to insure per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2024 models, as well as an average rate for each model. The winner for the 2024 car insurance comparison is the Cadillac XT5.

2023 Acura MDX vs. Cadillac XT5

Insurance cost for a 2023 Acura MDX averages $2,326 per year, and the 2023 Cadillac XT5 costs an average of $2,218 per year, making the Cadillac XT5 the model with cheaper overall insurance rates.

Out of eight trims for the 2023 Acura MDX, the cheapest insurance prices are on the Base 2WD trim at a cost of $2,162 per year.

For the five trim levels available for the Cadillac XT5, the cheapest 2023 model to insure is the Luxury 2WD trim at a cost of $2,112.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Cadillac XT5 Luxury 2WD at an average cost of $2,112 per year, and the highest-cost model and trim is the Acura MDX Type S Advance AWD costing an average of $2,510 per year.

The next table compares and ranks the cost of car insurance for 2023 Acura MDX and Cadillac XT5 models, showing average cost for every trim level.

The chart shown below illustrates the average cost to insure both 2023 models with different drivers at the wheel. Average insurance cost ranges from $2,046 to $4,758 per year for a 2023 Acura MDX, and $1,966 to $4,468 for a 2023 Cadillac XT5 for the age groups used in the chart.

The next tables illustrate the cost to insure the available trim levels for both 2023 models, along with an average cost for each model. The model with the cheapest overall car insurance rates for 2023 is the Cadillac XT5.

2022 Acura MDX vs. Cadillac XT5

When comparing the Acura MDX and Cadillac XT5 for the 2022 model year, the model having more affordable car insurance is the Cadillac XT5. Average car insurance rates for the Acura MDX are $2,270 per year, while insurance for the Cadillac XT5 costs an average of $2,152 per year.

Auto insurance cost varies greatly for different trim levels, however. For a 2022 Acura MDX, rates range from the cheapest price of $2,110 per year for the 2WD model up to $2,458 for the Type S Advance model. For the 2022 Cadillac XT5, rates range from $2,060 per year for the Luxury 2WD model up to $2,260 for the Sport AWD model.

The rate table below compares and ranks the annual and monthly car insurance cost for 2022 Acura MDX and Cadillac XT5 models, showing average cost for each trim level.

The chart below demonstrates the average cost to insure both models for different driver ages. The average cost of full-coverage insurance ranges from $1,996 to $4,646 per year on a 2022 Acura MDX, and $1,906 to $4,344 for a 2022 Cadillac XT5 for the five different driver ages shown in the chart.

A 2022 Acura MDX has eight trim levels available, with the most affordable trim level to insure being the 2WD model at an average cost of $2,110 per year.

For the five different trims available for the Cadillac XT5, the lowest-cost 2022 trim to insure is the Luxury 2WD trim at a cost of $2,060.

When all 13 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Cadillac XT5 Luxury 2WD at an average of $2,060 per year, and the highest-cost model and trim level is the Acura MDX Type S Advance costing an average of $2,458 per year.

The rate tables below break down all the available trims for both 2022 models, as well as an average rate for each model. The cheapest to insure for the 2022 model year is the Cadillac XT5.

2021 Acura MDX vs. Cadillac XT5

For 2021 Acura MDX and Cadillac XT5 models, the Cadillac XT5 has cheaper car insurance rates by $210 per year.

The rate chart below displays the average car insurance cost for both 2021 models for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $2,036 to $4,730 per year for a 2021 Acura MDX, and $1,858 to $4,238 on a 2021 Cadillac XT5 for the five driver ages sampled in the chart.

For the 13 trims available for a 2021 Acura MDX, the cheapest model to insure is the 2WD trim at an average cost of $2,176 per year.

For the five trims available for the Cadillac XT5, the most affordable 2021 trim to insure is the Luxury 2WD model at a cost of $2,010 per year, or about $168 per month.

When rates are compared for the 18 trims of both 2021 models, the cheapest vehicle to insure is the Cadillac XT5 Luxury 2WD at an average of $2,010 per year, and the most expensive trim is the Acura MDX Advance/Entertainment 4WD costing $2,374 per year.

The two tables below detail the expected annual car insurance cost by trim level for both 2021 models, along with an average cost for each model. The model with the cheapest overall car insurance rates for 2021 is the Cadillac XT5.

2020 Acura MDX vs. Cadillac XT5

A 2020 Cadillac XT5 costs $200 less per year to insure per year on average than a 2020 Acura MDX, a difference of 9.4%.

The chart shown below illustrates the average cost to insure both 2020 models for a range of driver ages. For the 2020 Acura MDX, insurance cost ranges from $1,972 to $4,580 per year for the age groups included in the chart. Insurance for the 2020 Cadillac XT5 ranges from $1,802 to $4,110 on average per year.

A 2020 Acura MDX has 13 trim levels available, with the cheapest trim level to insure being the 2WD trim at an average cost of $2,108 per year. Out of the five different option levels available for a Cadillac XT5, the cheapest 2020 trim level to insure is the Luxury 2WD trim at a cost of $1,948.

When all 18 trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Cadillac XT5 Luxury 2WD at an average cost of $1,948 per year, and the most expensive vehicle to insure is the Acura MDX Advance/Entertainment 4WD at an average cost of $2,298 per year.

The two tables below show both 2020 models and all trim levels available for each one, along with the average rate for each model.

2019 Acura MDX vs. Cadillac XT5

For the 2019 Acura MDX and Cadillac XT5 models, the Cadillac XT5 has cheaper car insurance cost by $230 per year.

The rate chart below illustrates the average car insurance cost for both models for drivers from age 20 to 50. Insurance cost ranges from $1,892 to $4,380 per year for a 2019 Acura MDX, and $1,686 to $3,834 for a 2019 Cadillac XT5 for the age groups included in the chart.

Out of 13 trim levels for the 2019 Acura MDX, the most affordable car insurance rates are on the 2WD trim at a cost of $2,000 per year, or about $167 per month.

For the seven different trims available for the Cadillac XT5, the most affordable 2019 trim level to insure is the 2WD model at a cost of $1,806.

When comparing combined rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Cadillac XT5 2WD at an average rate of $1,806 per year, and the most expensive vehicle to insure is the Acura MDX Advance/Entertainment 4WD at an average of $2,244 per year.

The next two tables display average car insurance rates for each trim level, including the average rate for each model.

2018 Acura MDX vs. Cadillac XT5

For the 2018 Acura MDX and Cadillac XT5 models, the Cadillac XT5 has cheaper car insurance cost by an average of $220 per year.

The next chart illustrates the average cost to insure both 2018 models for four different driver age groups. For a 2018 Acura MDX, the average car insurance cost ranges from $1,792 to $4,138 per year for the driver examples in the chart. A full-coverage policy for a 2018 Cadillac XT5 ranges from $1,596 to $3,612 on average per year.

Out of 12 trim levels for a 2018 Acura MDX, the cheapest average car insurance prices are on the 2WD model at a cost of $1,908 per year, or about $159 per month. For the seven trim levels available for a Cadillac XT5, the most affordable 2018 trim to insure is the 2WD model at a cost of $1,722 per year, or around $144 per month.

When average car insurance prices for all 19 trim levels for the 2018 model year of both models are compared, the cheapest vehicle to buy insurance for is the Cadillac XT5 2WD at a cost of $1,722 per year. The most expensive vehicle to insure is the Acura MDX Sport Hybrid Advance Package AWD costing $2,132 per year.

The next tables detail average car insurance rates for every trim level for both 2018 models, along with an average cost for each model. The 2018 Cadillac XT5 reigns victorious over the 2018 Acura MDX for cheapest auto insurance rates.

2017 Acura MDX vs. Cadillac XT5

For the 2017 Acura MDX and Cadillac XT5 models, the Cadillac XT5 is cheaper to insure by an average of $230 per year for this comparison year.

The following chart visualizes the average cost to insure both models for drivers aged 20 to 50. Average full-coverage insurance ranges from $1,724 to $3,970 per year for the 2017 Acura MDX, and $1,522 to $3,436 on a 2017 Cadillac XT5 for the sample drivers in the chart.

Out of 14 Acura MDX trims, the most affordable 2017 trim to insure is the 2WD model at an average cost of $1,832 per year, or about $153 per month.

For the six different trims available for the Cadillac XT5, the cheapest 2017 trim to insure is the 2WD model at a cost of $1,600 per year, or $133 per month.

When average insurance prices for all 20 trim levels for the 2017 model year of both models are compared, the cheapest trim to buy insurance for is the Cadillac XT5 2WD at an average cost of $1,600 per year. The most expensive model and trim level is the Acura MDX Sport Hybrid Advance Package AWD costing $2,046 per year.

The two tables below illustrate all the available trims for both 2017 models, along with an average cost for each model.

Additional Acura MDX and Cadillac XT5 Resources

• Acura MDX Insurance Cost
• Cadillac XT5 Insurance Cost
• Midsize Luxury SUV Insurance Cost Comparisons