BMW X2 vs. Acura RDX – Which Insurance is More Affordable?

• When comparing 2022 models (the final X2 model year), a Acura RDX is cheaper to insure than a BMW X2 by an average of $540 per year.
• For a 2022 BMW X2, car insurance rates range from $2,282 to $2,500 per year, while a 2022 Acura RDX ranges from $1,736 to $1,924 for full-coverage.
• Average car insurance cost per month for the BMW X2 is 25.6% more expensive than the Acura RDX, at $198 versus $153, a difference of $45.
• Out of 34 models in the 2022 small luxury SUV segment, the BMW X2 ranks 19^th and the Acura RDX ranks first for cheapest auto insurance.

2022 BMW X2 vs. Acura RDX

For the 2022 BMW X2 and Acura RDX models, the Acura RDX is cheaper to insure by an average of $540 per year for this comparison year.

The bar chart below contrasts average 2022 BMW X2 insurance rates and 2022 Acura RDX insurance rates based on different ages of rated drivers. For a 2022 BMW X2, the average car insurance cost ranges from $2,096 to $4,816 per year for the illustrated age groups. A 2022 Acura RDX costs from $1,622 to $3,644 to insure per year.

Out of three BMW X2 trim levels, the cheapest 2022 model to insure is the sDrive trim at an average cost of $2,282 per year.

Out of the eight trim levels available for the Acura RDX, the cheapest 2022 model to insure is the 2WD model at a cost of $1,736 per year, or $145 per month.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Acura RDX 2WD at a cost of $1,736 per year. The highest-cost model and trim level is the BMW X2 M35i xDrive costing $2,500 per year.

The tables shown below illustrate average cost to insure each trim level for a 2022 BMW X2 and Acura RDX, along with the average rate for each model. The model with the cheapest overall car insurance cost for 2022 is the Acura RDX.

2021 BMW X2 vs. Acura RDX

When comparing car insurance rates for the 2021 BMW X2 and Acura RDX models, the Acura RDX is cheaper by an average of $508 per year.

The chart shown below shows the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $2,028 to $4,658 per year for a 2021 BMW X2, and $1,580 to $3,558 for a 2021 Acura RDX for the illustrated age groups.

The 2021 BMW X2 has nine trims available, with the cheapest trim level to insure being the sDrive AWD model at an average cost of $2,240 per year, or around $187 per month. The 2021 Acura RDX has eight trim levels available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,706 per year, or $142 per month.

When average car insurance prices for all 17 trim levels for the 2021 model year of both models are compared, the most affordable model and trim level to insure is the Acura RDX 2WD at a cost of $1,706 per year, and the most expensive model and trim level is the BMW X2 M35i AWD at an average of $2,368 per year.

The next two rate tables illustrate average cost to insure each trim level for a 2021 BMW X2 and Acura RDX, along with an average cost for each model.

2020 BMW X2 vs. Acura RDX

When comparing insurance rates for 2020 models, the BMW X2 costs an average of $2,222 per year to insure and the Acura RDX costs $1,730, making the Acura RDX the winner by $492.

The chart shown below illustrates the average cost to insure both 2020 models with different ages of drivers. For a 2020 BMW X2, average car insurance cost ranges from $1,970 to $4,518 per year for the driver ages used. A 2020 Acura RDX costs from $1,534 to $3,448 to insure per year.

Out of nine BMW X2 trims, the cheapest 2020 model to insure is the sDrive AWD model at an average cost of $2,174 per year, or about $181 per month.

For the eight trim levels available for the Acura RDX, the cheapest 2020 model to insure is the 2WD trim at a cost of $1,654 per year, or around $138 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim level to insure is the Acura RDX 2WD at an average of $1,654 per year. The most expensive model and trim level is the BMW X2 M35i AWD costing $2,298 per year.

The tables below display trim level insurance cost averages for both 2020 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2020 is the Acura RDX.

2019 BMW X2 vs. Acura RDX

When comparing insurance rates for 2019 models, a BMW X2 costs an average of $1,984 per year to insure and a Acura RDX costs $1,786, making the Acura RDX cheaper to insure by $198 per year for 2019.

The next chart demonstrates the average cost to insure both 2019 models for four different driver age groups. For a 2019 BMW X2, average insurance cost ranges from $1,758 to $4,032 per year for these driver ages. A 2019 Acura RDX costs from $1,588 to $3,574 to insure per year.

The 2019 BMW X2 has three trim levels available, with the cheapest model to insure being the sDrive AWD model at an average cost of $1,946 per year, or around $162 per month. The 2019 Acura RDX has eight trim levels available, with the cheapest model to insure being the 2WD model at an average cost of $1,720 per year, or $143 per month.

When looking at the aggregated rates by trim for both models, the cheapest trim to insure is the Acura RDX 2WD at an average cost of $1,720 per year, and the most expensive model and trim level is the BMW X2 M35i AWD at an average cost of $2,064 per year.

The rate tables below show the average insurance cost by trim level for both 2019 models, plus an average rate for each model.

2018 BMW X2 vs. Acura RDX

When comparing average insurance rates for 2018 models, a BMW X2 costs an average of $1,858 per year to insure and an Acura RDX costs $1,666, making the Acura RDX cheaper to insure by $192 per year.

The next chart visualizes the average cost to insure both models with different driver age groups. The average car insurance cost ranges from $1,648 to $3,764 per year for a 2018 BMW X2, and $1,484 to $3,324 for a 2018 Acura RDX for these driver ages.

Out of two trim levels for the 2018 BMW X2, the cheapest average car insurance prices are on the 28i sDrive AWD trim at a cost of $1,858 per year, or about $155 per month.

Out of the nine trim levels available for the Acura RDX, the cheapest 2018 trim to insure is the 2WD model at a cost of $1,590.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Acura RDX 2WD at an average cost of $1,590 per year, and the most expensive model and trim level is the BMW X2 28i xDrive AWD costing an average of $1,858 per year.

The rate tables below show average car insurance rates for each trim level, as well as the overall average rate for each model. The winner for the 2018 car insurance comparison is the Acura RDX.

Additional BMW X2 and Acura RDX Resources

• BMW X2 Insurance Rates
• Acura RDX Insurance Rates
• Small Luxury SUV Insurance Rate Comparisons