Cadillac XT5 vs. Infiniti QX50 – Which Car Insurance is Cheaper?

Find out if car insurance is cheaper for a Cadillac XT5 or Infiniti QX50. Detailed rates for every trim level back to the 2019 model year.

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  • At an average cost of $2,210 per year, a 2024 Cadillac XT5 costs less to insure than a 2024 Infiniti QX50 by an average of $66 per year.
  • For a 2024 Cadillac XT5, average full-coverage car insurance rates cost from $2,122 to $2,294 per year, while car insurance for a 2024 Infiniti QX50 ranges from $2,212 to $2,338.
  • Out of 41 models in the 2024 midsize luxury SUV automotive segment, the Cadillac XT5 ranks second and the Infiniti QX50 ranks third for cheapest car insurance cost.

Is it cheaper to insure a Cadillac XT5 or Infiniti QX50?

Insurance on a 2024 Cadillac XT5 averages $2,210 per year, whereas insurance for an Infiniti QX50 costs an average of $2,276 per year, making the Cadillac XT5 the cheaper model to insure.

Out of four trims for the 2024 Cadillac XT5, the cheapest average insurance prices are on the Luxury 2WD model at a cost of $2,122 per year, or about $177 per month. The 2024 Infiniti QX50 has four trim levels available, with the cheapest trim to insure being the Pure trim at an average cost of $2,212 per year, or about $184 per month.

When rates for all eight trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Cadillac XT5 Luxury 2WD at an average of $2,122 per year. The highest-cost model and trim is the Infiniti QX50 Luxe AWD costing an average of $2,338 per year.

The next table ranks the annual and monthly cost of car insurance for 2024 Cadillac XT5 and Infiniti QX50 models, with average rates for each vehicle.

2024 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,122$177
$2,162$180
$2,212$184
$2,260$188
$2,260$188
$2,294$191
$2,294$191
$2,338$195

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Cadillac XT5 and a 2024 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2024 Cadillac XT5 and a 2024 Infiniti QX50

The chart below demonstrates the average cost to insure the two models with different driver age groups. Insurance cost ranges from $1,956 to $4,442 per year for a 2024 Cadillac XT5, and $2,004 to $4,556 for a 2024 Infiniti QX50 for the included age groups.

Average car insurance premiums for 2024 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,832$7,017
20-Year-Old$4,442$4,556
25-Year-Old$2,566$2,646
30-Year-Old$2,360$2,440
40-Year-Old$2,210$2,276
50-Year-Old$1,956$2,004
60-Year-Old$1,832$1,878

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The next tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The 2024 Cadillac XT5 comes out with a win over the 2024 Infiniti QX50 for the cheapest overall car insurance rates.

2024 Cadillac XT5

$2,210

Insurance Rates by Trim Level for a 2024 Cadillac XT5
2024 Cadillac XT5 TrimsRate
Luxury 2WD$2,122
Luxury AWD2,162
Premium Luxury 2WD2,260
Premium Luxury AWD2,294
2024 Cadillac XT5 Average Rate$2,210

2024 Infiniti QX50

$2,276

Insurance Rates by Trim Level for 2024 Cadillac XT5
2024 Infiniti QX50 TrimsRate
Pure$2,212
Pure AWD2,260
Luxe2,294
Luxe AWD2,338
2024 Infiniti QX50 Average Rate$2,276

2023 Cadillac XT5 vs. Infiniti QX50

When comparing 2023 Cadillac XT5 and Infiniti QX50 models, the cheapest model to insure is the Infiniti QX50. Insurance cost for the Cadillac XT5 averages $2,166 per year, while the Infiniti QX50 averages $2,112 per year.

For the five trim levels available for the 2023 Cadillac XT5, the cheapest model to insure is the Luxury 2WD trim at an average cost of $2,062 per year, or around $172 per month. For the nine trims available for the Infiniti QX50, the cheapest 2023 trim to insure is the Pure model at a cost of $1,964.

When comparing rates by trim level for both models, the cheapest trim to insure is the Infiniti QX50 Pure at an average of $1,964 per year. The highest-cost model and trim is the Cadillac XT5 Sport AWD at an average of $2,270 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Cadillac XT5 and Infiniti QX50 models, with average cost for each trim level.

2023 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,964$164
$2,010$168
$2,038$170
$2,062$172
$2,072$173
$2,104$175
$2,124$177
$2,152$179
$2,182$182
$2,188$182
$2,214$185
$2,216$185
$2,248$187
$2,270$189

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Cadillac XT5 and a 2023 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2023 Cadillac XT5 and a 2023 Infiniti QX50

The rate chart below illustrates the average cost to insure both 2023 models with different driver age groups. Insurance cost ranges from $1,918 to $4,360 per year for a 2023 Cadillac XT5, and $1,864 to $4,218 for a 2023 Infiniti QX50 for the age groups used in this illustration.

Average car insurance premiums for 2023 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,713$6,486
20-Year-Old$4,360$4,218
25-Year-Old$2,514$2,452
30-Year-Old$2,312$2,262
40-Year-Old$2,166$2,112
50-Year-Old$1,918$1,864
60-Year-Old$1,796$1,744

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The tables below illustrate trim level insurance cost averages for both 2023 models, as well as an average rate for each model.

2023 Cadillac XT5

$2,166

Insurance Rates by Trim Level for a 2023 Cadillac XT5
2023 Cadillac XT5 TrimsRate
Luxury 2WD$2,062
Luxury AWD2,104
Premium Luxury 2WD2,182
Premium Luxury AWD2,216
Sport AWD2,270
2023 Cadillac XT5 Average Rate$2,166

2023 Infiniti QX50

$2,112

Insurance Rates by Trim Level for 2023 Cadillac XT5
2023 Infiniti QX50 TrimsRate
Pure$1,964
Pure AWD2,010
Luxe2,038
Luxe AWD2,072
Sport2,124
Sport AWD2,152
Sensory2,188
Sensory AWD2,214
Autograph AWD2,248
2023 Infiniti QX50 Average Rate$2,112

2022 Cadillac XT5 vs. Infiniti QX50

For 2022 Cadillac XT5 and Infiniti QX50 models, the model having the cheapest car insurance rates is the Cadillac XT5. Insurance on a Cadillac XT5 costs an average of $2,102 per year, and the Infiniti QX50 averages $2,160 per year.

On a 2022 Cadillac XT5, average insurance rates range from the lowest rate of $2,012 per year for the Luxury 2WD model up to $2,208 for the Sport AWD model. For the 2022 Infiniti QX50, rates can range from $1,982 per year on the Pure model up to $2,284 for the Sensory AWD model.

The rate table below ranks the cost of car insurance for 2022 Cadillac XT5 and Infiniti QX50 models, broken down by individual trim level.

2022 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,982$165
$2,012$168
$2,028$169
$2,052$171
$2,060$172
$2,100$175
$2,102$175
$2,136$178
$2,140$178
$2,172$181
$2,208$184
$2,258$188
$2,284$190
$2,284$190
$2,284$190

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Cadillac XT5 and a 2022 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2022 Cadillac XT5 and a 2022 Infiniti QX50

The next chart displays the average insurance cost for both models rated for a variety of different driver ages. The average full-coverage insurance policy ranges from $1,862 to $4,242 per year for a 2022 Cadillac XT5, and $1,904 to $4,322 for a 2022 Infiniti QX50 for the age groups used in this illustration.

Average car insurance premiums for 2022 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,530$6,654
20-Year-Old$4,242$4,322
25-Year-Old$2,442$2,510
30-Year-Old$2,244$2,310
40-Year-Old$2,102$2,160
50-Year-Old$1,862$1,904
60-Year-Old$1,744$1,784

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

Out of five trim levels for the 2022 Cadillac XT5, the cheapest car insurance rates are on the Luxury 2WD model at a cost of $2,012 per year.

For the 10 different trims available for the Infiniti QX50, the cheapest 2022 model to insure is the Pure model at a cost of $1,982.

When insurance prices for all 15 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Infiniti QX50 Pure at a cost of $1,982 per year, and the overall most expensive vehicle to insure is the Infiniti QX50 Sensory AWD at an average cost of $2,284 per year.

The next two tables detail average car insurance rates for each trim level, including an overall average cost for each model. The cheapest model to insure for the 2022 model year is the Cadillac XT5.

2022 Cadillac XT5

$2,102

Insurance Rates by Trim Level for a 2022 Cadillac XT5
2022 Cadillac XT5 TrimsRate
Luxury 2WD$2,012
Luxury AWD2,052
Premium Luxury 2WD2,102
Premium Luxury AWD2,136
Sport AWD2,208
2022 Cadillac XT5 Average Rate$2,102

2022 Infiniti QX50

$2,160

Insurance Rates by Trim Level for 2022 Cadillac XT5
2022 Infiniti QX50 TrimsRate
Pure$1,982
Pure AWD2,028
Luxe2,060
Luxe AWD2,100
Essential2,140
Essential AWD2,172
Sensory2,258
Autograph2,284
Autograph AWD2,284
Sensory AWD2,284
2022 Infiniti QX50 Average Rate$2,160

2021 Cadillac XT5 vs. Infiniti QX50

When comparing average insurance rates for 2021 models, a Cadillac XT5 costs an average of $2,048 per year to insure and an Infiniti QX50 costs $2,154, making the Cadillac XT5 more affordable to insure by $106 per year for 2021.

The rate chart below demonstrates the average cost to insure the two models using a range of rated driver ages. The average full-coverage insurance policy ranges from $1,814 to $4,140 per year for a 2021 Cadillac XT5, and $1,908 to $4,344 on a 2021 Infiniti QX50 for the five different driver ages shown in the chart

Average car insurance premiums for 2021 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,374$6,681
20-Year-Old$4,140$4,344
25-Year-Old$2,380$2,504
30-Year-Old$2,184$2,302
40-Year-Old$2,048$2,154
50-Year-Old$1,814$1,908
60-Year-Old$1,700$1,786

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

For the five trims available for the 2021 Cadillac XT5, the cheapest model to insure is the Luxury 2WD model at an average cost of $1,962 per year. For the 10 trims available for the Infiniti QX50, the cheapest 2021 trim level to insure is the Pure 2WD model at a cost of $2,046.

When rates are compared for the 15 different trims of both 2021 models, the overall cheapest vehicle to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $1,962 per year. The highest-cost model and trim is the Infiniti QX50 Autograph AWD costing $2,302 per year.

The tables below illustrate average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The cheapest model to insure for the 2021 model year is the Cadillac XT5.

2021 Cadillac XT5

$2,048

Insurance Rates by Trim Level for a 2021 Cadillac XT5
2021 Cadillac XT5 TrimsRate
Luxury 2WD$1,962
Luxury AWD2,004
Premium Luxury 2WD2,028
Premium Luxury AWD2,090
Sport AWD2,156
2021 Cadillac XT5 Average Rate$2,048

2021 Infiniti QX50

$2,154

Insurance Rates by Trim Level for 2021 Cadillac XT5
2021 Infiniti QX50 TrimsRate
Pure 2WD$2,046
Pure AWD2,046
Essential 2WD2,110
Luxe 2WD2,110
Luxe AWD2,110
Essential AWD2,174
Sensory 2WD2,174
Autograph 2WD2,240
Sensory AWD2,240
Autograph AWD2,302
2021 Infiniti QX50 Average Rate$2,154

2020 Cadillac XT5 vs. Infiniti QX50

For the 2020 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 costs less to insure by an average of $104 per year.

The following chart demonstrates the average car insurance cost for both 2020 models with different driver age groups. The average full-coverage insurance policy ranges from $1,762 to $4,012 per year for a 2020 Cadillac XT5, and $1,850 to $4,208 on a 2020 Infiniti QX50.

Average car insurance premiums for 2020 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,178$6,474
20-Year-Old$4,012$4,208
25-Year-Old$2,306$2,424
30-Year-Old$2,116$2,226
40-Year-Old$1,984$2,088
50-Year-Old$1,762$1,850
60-Year-Old$1,650$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

For the five trim levels available for the 2020 Cadillac XT5, the cheapest trim level to insure is the Luxury 2WD model at an average cost of $1,902 per year.

For the 10 different option levels available for the Infiniti QX50, the cheapest 2020 model to insure is the Pure 2WD trim at a cost of $1,982.

When looking at the aggregated rates by trim level for both models, the cheapest trim to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $1,902 per year. The most expensive trim is the Infiniti QX50 Autograph AWD at an average cost of $2,230 per year.

The tables shown below detail trim level insurance cost averages for both 2020 models, along with the average rate for each model. The winner for the 2020 car insurance rate comparison is the Cadillac XT5.

2020 Cadillac XT5

$1,984

Insurance Rates by Trim Level for a 2020 Cadillac XT5
2020 Cadillac XT5 TrimsRate
Luxury 2WD$1,902
Luxury AWD1,944
Premium Luxury 2WD1,964
Premium Luxury AWD2,026
Sport AWD2,090
2020 Cadillac XT5 Average Rate$1,984

2020 Infiniti QX50

$2,088

Insurance Rates by Trim Level for 2020 Cadillac XT5
2020 Infiniti QX50 TrimsRate
Pure 2WD$1,982
Pure AWD1,982
Essential 2WD2,046
Luxe 2WD2,046
Luxe AWD2,046
Essential AWD2,108
Sensory 2WD2,108
Autograph 2WD2,168
Sensory AWD2,168
Autograph AWD2,230
2020 Infiniti QX50 Average Rate$2,088

2019 Cadillac XT5 vs. Infiniti QX50

For 2019 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 is cheaper to insure by $36 per year.

The following chart displays the average car insurance cost for the two models using different driver ages. For a 2019 Cadillac XT5, average insurance cost ranges from $1,646 to $3,742 per year for the driver ages used. Auto insurance on a 2019 Infiniti QX50 costs from $1,686 to $3,836 on average per year.

Average car insurance premiums for 2019 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,760$5,901
20-Year-Old$3,742$3,836
25-Year-Old$2,164$2,206
30-Year-Old$1,992$2,026
40-Year-Old$1,864$1,900
50-Year-Old$1,646$1,686
60-Year-Old$1,542$1,580

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of seven trims for the 2019 Cadillac XT5, the cheapest insurance prices are on the 2WD trim at a cost of $1,764 per year, or about $147 per month. For the six trim and option levels available for the Infiniti QX50, the cheapest 2019 trim level to insure is the Luxe 2WD trim at a cost of $1,864 per year, or about $155 per month.

When average insurance prices for all 13 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to put coverage on is the Cadillac XT5 2WD at an average rate of $1,764 per year, and the overall most expensive vehicle to insure is the Cadillac XT5 Platinum AWD at a cost of $2,000 per year.

The rate tables below break down average cost to insure each trim level for a 2019 Cadillac XT5 and Infiniti QX50, plus an average rate for each model. The 2019 Cadillac XT5 has cheaper overall car insurance rates than the 2019 Infiniti QX50.

2019 Cadillac XT5

$1,864

Insurance Rates by Trim Level for a 2019 Cadillac XT5
2019 Cadillac XT5 TrimsRate
2WD$1,764
AWD1,764
Luxury 2WD1,820
Luxury AWD1,880
Premium Luxury 2WD1,880
Premium Luxury AWD1,940
Platinum AWD2,000
2019 Cadillac XT5 Average Rate$1,864

2019 Infiniti QX50

$1,900

Insurance Rates by Trim Level for 2019 Cadillac XT5
2019 Infiniti QX50 TrimsRate
Luxe 2WD$1,864
Pure 2WD1,864
Pure AWD1,864
Essential 2WD1,920
Luxe AWD1,920
Essential AWD1,980
2019 Infiniti QX50 Average Rate$1,900

Additional Cadillac XT5 and Infiniti QX50 Resources