Cadillac XT5 vs. Infiniti QX50 – Which Car Insurance is Cheaper?

Find out if car insurance is cheaper for a Cadillac XT5 or Infiniti QX50. Detailed rates for every trim level back to the 2019 model year.

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  • At an average cost of $2,264 per year, a 2024 Cadillac XT5 costs less to insure than a 2024 Infiniti QX50 by an average of $66 per year.
  • For a 2024 Cadillac XT5, average full-coverage car insurance rates cost from $2,174 to $2,352 per year, while car insurance for a 2024 Infiniti QX50 ranges from $2,264 to $2,394.
  • Out of 41 models in the 2024 midsize luxury SUV automotive segment, the Cadillac XT5 ranks second and the Infiniti QX50 ranks third for cheapest car insurance cost.

Is it cheaper to insure a Cadillac XT5 or Infiniti QX50?

Insurance on a 2024 Cadillac XT5 averages $2,264 per year, whereas insurance for an Infiniti QX50 costs an average of $2,330 per year, making the Cadillac XT5 the cheaper model to insure.

Out of four trims for the 2024 Cadillac XT5, the cheapest average insurance prices are on the Luxury 2WD model at a cost of $2,174 per year, or about $181 per month. The 2024 Infiniti QX50 has four trim levels available, with the cheapest trim to insure being the Pure trim at an average cost of $2,264 per year, or about $189 per month.

When rates for all eight trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Cadillac XT5 Luxury 2WD at an average of $2,174 per year. The highest-cost model and trim is the Infiniti QX50 Luxe AWD costing an average of $2,394 per year.

The next table ranks the annual and monthly cost of car insurance for 2024 Cadillac XT5 and Infiniti QX50 models, with average rates for each vehicle.

2024 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,174$181
$2,218$185
$2,264$189
$2,316$193
$2,316$193
$2,348$196
$2,352$196
$2,394$200

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Cadillac XT5 and a 2024 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2024 Cadillac XT5 and a 2024 Infiniti QX50

The chart below demonstrates the average cost to insure the two models with different driver age groups. Insurance cost ranges from $2,004 to $4,550 per year for a 2024 Cadillac XT5, and $2,052 to $4,670 for a 2024 Infiniti QX50 for the included age groups.

Average car insurance premiums for 2024 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$7,000$7,189
20-Year-Old$4,550$4,670
25-Year-Old$2,628$2,708
30-Year-Old$2,416$2,498
40-Year-Old$2,264$2,330
50-Year-Old$2,004$2,052
60-Year-Old$1,876$1,924

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The next tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The 2024 Cadillac XT5 comes out with a win over the 2024 Infiniti QX50 for the cheapest overall car insurance rates.

2024 Cadillac XT5

$2,264

Insurance Rates by Trim Level for a 2024 Cadillac XT5
2024 Cadillac XT5 TrimsRate
Luxury 2WD$2,174
Luxury AWD2,218
Premium Luxury 2WD2,316
Premium Luxury AWD2,352
2024 Cadillac XT5 Average Rate$2,264

2024 Infiniti QX50

$2,330

Insurance Rates by Trim Level for 2024 Cadillac XT5
2024 Infiniti QX50 TrimsRate
Pure$2,264
Pure AWD2,316
Luxe2,348
Luxe AWD2,394
2024 Infiniti QX50 Average Rate$2,330

2023 Cadillac XT5 vs. Infiniti QX50

When comparing 2023 Cadillac XT5 and Infiniti QX50 models, the cheapest model to insure is the Infiniti QX50. Insurance cost for the Cadillac XT5 averages $2,218 per year, while the Infiniti QX50 averages $2,162 per year.

For the five trim levels available for the 2023 Cadillac XT5, the cheapest model to insure is the Luxury 2WD trim at an average cost of $2,112 per year, or around $176 per month. For the nine trims available for the Infiniti QX50, the cheapest 2023 trim to insure is the Pure model at a cost of $2,010.

When comparing rates by trim level for both models, the cheapest trim to insure is the Infiniti QX50 Pure at an average of $2,010 per year. The highest-cost model and trim is the Cadillac XT5 Sport AWD at an average of $2,324 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Cadillac XT5 and Infiniti QX50 models, with average cost for each trim level.

2023 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,010$168
$2,058$172
$2,088$174
$2,112$176
$2,122$177
$2,154$180
$2,176$181
$2,206$184
$2,234$186
$2,240$187
$2,268$189
$2,270$189
$2,302$192
$2,324$194

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Cadillac XT5 and a 2023 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2023 Cadillac XT5 and a 2023 Infiniti QX50

The rate chart below illustrates the average cost to insure both 2023 models with different driver age groups. Insurance cost ranges from $1,966 to $4,468 per year for a 2023 Cadillac XT5, and $1,910 to $4,324 for a 2023 Infiniti QX50 for the age groups used in this illustration.

Average car insurance premiums for 2023 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,876$6,645
20-Year-Old$4,468$4,324
25-Year-Old$2,578$2,512
30-Year-Old$2,368$2,316
40-Year-Old$2,218$2,162
50-Year-Old$1,966$1,910
60-Year-Old$1,840$1,788

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The tables below illustrate trim level insurance cost averages for both 2023 models, as well as an average rate for each model.

2023 Cadillac XT5

$2,218

Insurance Rates by Trim Level for a 2023 Cadillac XT5
2023 Cadillac XT5 TrimsRate
Luxury 2WD$2,112
Luxury AWD2,154
Premium Luxury 2WD2,234
Premium Luxury AWD2,270
Sport AWD2,324
2023 Cadillac XT5 Average Rate$2,218

2023 Infiniti QX50

$2,162

Insurance Rates by Trim Level for 2023 Cadillac XT5
2023 Infiniti QX50 TrimsRate
Pure$2,010
Pure AWD2,058
Luxe2,088
Luxe AWD2,122
Sport2,176
Sport AWD2,206
Sensory2,240
Sensory AWD2,268
Autograph AWD2,302
2023 Infiniti QX50 Average Rate$2,162

2022 Cadillac XT5 vs. Infiniti QX50

For 2022 Cadillac XT5 and Infiniti QX50 models, the model having the cheapest car insurance rates is the Cadillac XT5. Insurance on a Cadillac XT5 costs an average of $2,152 per year, and the Infiniti QX50 averages $2,212 per year.

On a 2022 Cadillac XT5, average insurance rates range from the lowest rate of $2,060 per year for the Luxury 2WD model up to $2,260 for the Sport AWD model. For the 2022 Infiniti QX50, rates can range from $2,028 per year on the Pure model up to $2,340 for the Sensory AWD model.

The rate table below ranks the cost of car insurance for 2022 Cadillac XT5 and Infiniti QX50 models, broken down by individual trim level.

2022 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,028$169
$2,060$172
$2,076$173
$2,102$175
$2,110$176
$2,152$179
$2,154$180
$2,186$182
$2,192$183
$2,226$186
$2,260$188
$2,312$193
$2,340$195
$2,340$195
$2,340$195

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Cadillac XT5 and a 2022 Infiniti QX50
Annual and monthly insurance cost by trim level for a 2022 Cadillac XT5 and a 2022 Infiniti QX50

The next chart displays the average insurance cost for both models rated for a variety of different driver ages. The average full-coverage insurance policy ranges from $1,906 to $4,344 per year for a 2022 Cadillac XT5, and $1,950 to $4,430 for a 2022 Infiniti QX50 for the age groups used in this illustration.

Average car insurance premiums for 2022 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,693$6,815
20-Year-Old$4,344$4,430
25-Year-Old$2,502$2,568
30-Year-Old$2,298$2,368
40-Year-Old$2,152$2,212
50-Year-Old$1,906$1,950
60-Year-Old$1,788$1,826

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of five trim levels for the 2022 Cadillac XT5, the cheapest car insurance rates are on the Luxury 2WD model at a cost of $2,060 per year.

For the 10 different trims available for the Infiniti QX50, the cheapest 2022 model to insure is the Pure model at a cost of $2,028.

When insurance prices for all 15 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Infiniti QX50 Pure at a cost of $2,028 per year, and the overall most expensive vehicle to insure is the Infiniti QX50 Sensory AWD at an average cost of $2,340 per year.

The next two tables detail average car insurance rates for each trim level, including an overall average cost for each model. The cheapest model to insure for the 2022 model year is the Cadillac XT5.

2022 Cadillac XT5

$2,152

Insurance Rates by Trim Level for a 2022 Cadillac XT5
2022 Cadillac XT5 TrimsRate
Luxury 2WD$2,060
Luxury AWD2,102
Premium Luxury 2WD2,154
Premium Luxury AWD2,186
Sport AWD2,260
2022 Cadillac XT5 Average Rate$2,152

2022 Infiniti QX50

$2,212

Insurance Rates by Trim Level for 2022 Cadillac XT5
2022 Infiniti QX50 TrimsRate
Pure$2,028
Pure AWD2,076
Luxe2,110
Luxe AWD2,152
Essential2,192
Essential AWD2,226
Sensory2,312
Autograph2,340
Autograph AWD2,340
Sensory AWD2,340
2022 Infiniti QX50 Average Rate$2,212

2021 Cadillac XT5 vs. Infiniti QX50

When comparing average insurance rates for 2021 models, a Cadillac XT5 costs an average of $2,098 per year to insure and an Infiniti QX50 costs $2,208, making the Cadillac XT5 more affordable to insure by $110 per year for 2021.

The rate chart below demonstrates the average cost to insure the two models using a range of rated driver ages. The average full-coverage insurance policy ranges from $1,858 to $4,238 per year for a 2021 Cadillac XT5, and $1,952 to $4,446 on a 2021 Infiniti QX50 for the five different driver ages shown in the chart

Average car insurance premiums for 2021 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,533$6,846
20-Year-Old$4,238$4,446
25-Year-Old$2,436$2,564
30-Year-Old$2,236$2,356
40-Year-Old$2,098$2,208
50-Year-Old$1,858$1,952
60-Year-Old$1,742$1,830

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

For the five trims available for the 2021 Cadillac XT5, the cheapest model to insure is the Luxury 2WD model at an average cost of $2,010 per year. For the 10 trims available for the Infiniti QX50, the cheapest 2021 trim level to insure is the Pure 2WD model at a cost of $2,094.

When rates are compared for the 15 different trims of both 2021 models, the overall cheapest vehicle to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $2,010 per year. The highest-cost model and trim is the Infiniti QX50 Autograph AWD costing $2,360 per year.

The tables below illustrate average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The cheapest model to insure for the 2021 model year is the Cadillac XT5.

2021 Cadillac XT5

$2,098

Insurance Rates by Trim Level for a 2021 Cadillac XT5
2021 Cadillac XT5 TrimsRate
Luxury 2WD$2,010
Luxury AWD2,054
Premium Luxury 2WD2,076
Premium Luxury AWD2,142
Sport AWD2,208
2021 Cadillac XT5 Average Rate$2,098

2021 Infiniti QX50

$2,208

Insurance Rates by Trim Level for 2021 Cadillac XT5
2021 Infiniti QX50 TrimsRate
Pure 2WD$2,094
Pure AWD2,094
Essential 2WD2,162
Luxe 2WD2,162
Luxe AWD2,162
Essential AWD2,228
Sensory 2WD2,228
Autograph 2WD2,294
Sensory AWD2,294
Autograph AWD2,360
2021 Infiniti QX50 Average Rate$2,208

2020 Cadillac XT5 vs. Infiniti QX50

For the 2020 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 costs less to insure by an average of $104 per year.

The following chart demonstrates the average car insurance cost for both 2020 models with different driver age groups. The average full-coverage insurance policy ranges from $1,802 to $4,110 per year for a 2020 Cadillac XT5, and $1,894 to $4,310 on a 2020 Infiniti QX50.

Average car insurance premiums for 2020 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$6,330$6,632
20-Year-Old$4,110$4,310
25-Year-Old$2,362$2,484
30-Year-Old$2,168$2,284
40-Year-Old$2,034$2,138
50-Year-Old$1,802$1,894
60-Year-Old$1,688$1,774

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the five trim levels available for the 2020 Cadillac XT5, the cheapest trim level to insure is the Luxury 2WD model at an average cost of $1,948 per year.

For the 10 different option levels available for the Infiniti QX50, the cheapest 2020 model to insure is the Pure 2WD trim at a cost of $2,030.

When looking at the aggregated rates by trim level for both models, the cheapest trim to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $1,948 per year. The most expensive trim is the Infiniti QX50 Autograph AWD at an average cost of $2,284 per year.

The tables shown below detail trim level insurance cost averages for both 2020 models, along with the average rate for each model. The winner for the 2020 car insurance rate comparison is the Cadillac XT5.

2020 Cadillac XT5

$2,034

Insurance Rates by Trim Level for a 2020 Cadillac XT5
2020 Cadillac XT5 TrimsRate
Luxury 2WD$1,948
Luxury AWD1,992
Premium Luxury 2WD2,012
Premium Luxury AWD2,074
Sport AWD2,140
2020 Cadillac XT5 Average Rate$2,034

2020 Infiniti QX50

$2,138

Insurance Rates by Trim Level for 2020 Cadillac XT5
2020 Infiniti QX50 TrimsRate
Pure 2WD$2,030
Pure AWD2,030
Essential 2WD2,094
Luxe 2WD2,094
Luxe AWD2,094
Essential AWD2,158
Sensory 2WD2,158
Autograph 2WD2,222
Sensory AWD2,222
Autograph AWD2,284
2020 Infiniti QX50 Average Rate$2,138

2019 Cadillac XT5 vs. Infiniti QX50

For 2019 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 is cheaper to insure by $40 per year.

The following chart displays the average car insurance cost for the two models using different driver ages. For a 2019 Cadillac XT5, average insurance cost ranges from $1,686 to $3,834 per year for the driver ages used. Auto insurance on a 2019 Infiniti QX50 costs from $1,728 to $3,928 on average per year.

Average car insurance premiums for 2019 Cadillac XT5 and Infiniti QX50 models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,900$6,047
20-Year-Old$3,834$3,928
25-Year-Old$2,216$2,262
30-Year-Old$2,040$2,074
40-Year-Old$1,908$1,948
50-Year-Old$1,686$1,728
60-Year-Old$1,582$1,618

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of seven trims for the 2019 Cadillac XT5, the cheapest insurance prices are on the 2WD trim at a cost of $1,806 per year, or about $151 per month. For the six trim and option levels available for the Infiniti QX50, the cheapest 2019 trim level to insure is the Luxe 2WD trim at a cost of $1,908 per year, or about $159 per month.

When average insurance prices for all 13 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to put coverage on is the Cadillac XT5 2WD at an average rate of $1,806 per year, and the overall most expensive vehicle to insure is the Cadillac XT5 Platinum AWD at a cost of $2,050 per year.

The rate tables below break down average cost to insure each trim level for a 2019 Cadillac XT5 and Infiniti QX50, plus an average rate for each model. The 2019 Cadillac XT5 has cheaper overall car insurance rates than the 2019 Infiniti QX50.

2019 Cadillac XT5

$1,908

Insurance Rates by Trim Level for a 2019 Cadillac XT5
2019 Cadillac XT5 TrimsRate
2WD$1,806
AWD1,806
Luxury 2WD1,866
Luxury AWD1,928
Premium Luxury 2WD1,928
Premium Luxury AWD1,988
Platinum AWD2,050
2019 Cadillac XT5 Average Rate$1,908

2019 Infiniti QX50

$1,948

Insurance Rates by Trim Level for 2019 Cadillac XT5
2019 Infiniti QX50 TrimsRate
Luxe 2WD$1,908
Pure 2WD1,908
Pure AWD1,908
Essential 2WD1,968
Luxe AWD1,968
Essential AWD2,030
2019 Infiniti QX50 Average Rate$1,948

Additional Cadillac XT5 and Infiniti QX50 Resources