Cadillac XT5 vs. Infiniti QX50 – Which Car Insurance is Cheaper?

Find out if car insurance is cheaper for a Cadillac XT5 or Infiniti QX50. Detailed rates for every trim level back to the 2019 model year.

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  • At an average cost of $1,792 per year, a 2024 Cadillac XT5 costs less to insure than a 2024 Infiniti QX50 by an average of $52 per year.
  • For a 2024 Cadillac XT5, average full-coverage car insurance rates cost from $1,718 to $1,860 per year, while car insurance for a 2024 Infiniti QX50 ranges from $1,792 to $1,894.
  • Out of 41 models in the 2024 midsize luxury SUV automotive segment, the Cadillac XT5 ranks second and the Infiniti QX50 ranks third for cheapest car insurance cost.

Is it cheaper to insure a Cadillac XT5 or Infiniti QX50?

Insurance on a 2024 Cadillac XT5 averages $1,792 per year, whereas insurance for an Infiniti QX50 costs an average of $1,844 per year, making the Cadillac XT5 the cheaper model to insure.

Out of four trims for the 2024 Cadillac XT5, the cheapest average insurance prices are on the Luxury 2WD model at a cost of $1,718 per year, or about $143 per month. The 2024 Infiniti QX50 has four trim levels available, with the cheapest trim to insure being the Pure trim at an average cost of $1,792 per year, or about $149 per month.

When rates for all eight trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Cadillac XT5 Luxury 2WD at an average of $1,718 per year. The highest-cost model and trim is the Infiniti QX50 Luxe AWD costing an average of $1,894 per year.

The next table ranks the annual and monthly cost of car insurance for 2024 Cadillac XT5 and Infiniti QX50 models, with average rates for each vehicle.

2024 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,718$143
$1,752$146
$1,792$149
$1,830$153
$1,832$153
$1,858$155
$1,860$155
$1,894$158

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Cadillac XT5 vs Infiniti QX50 Insurance Cost by Trim Level

The chart below demonstrates the average cost to insure the two models with different driver age groups. Insurance cost ranges from $1,586 to $3,600 per year for a 2024 Cadillac XT5, and $1,626 to $3,696 for a 2024 Infiniti QX50 for the included age groups.

Figure 1: Average car insurance premiums for 2024 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 23, 2024.

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Data Methodology: Rates based on a 2024 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Cadillac XT5 vs. 2024 Infiniti QX50 Insurance Cost
2024 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,540$5,687
20-Year-Old$3,600$3,696
25-Year-Old$2,078$2,144
30-Year-Old$1,912$1,978
40-Year-Old$1,792$1,844
50-Year-Old$1,586$1,626
60-Year-Old$1,484$1,524

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 23, 2024

The next tables show the average insurance cost by trim level for both 2024 models, including an overall average rate. The 2024 Cadillac XT5 comes out with a win over the 2024 Infiniti QX50 for the cheapest overall car insurance rates.

2024 Cadillac XT5

$1,792

Insurance Rates by Trim Level for a 2024 Cadillac XT5
2024 Cadillac XT5 TrimsRate
Luxury 2WD$1,718
Luxury AWD1,752
Premium Luxury 2WD1,832
Premium Luxury AWD1,860
2024 Cadillac XT5 Average Rate$1,792

2024 Infiniti QX50

$1,844

Insurance Rates by Trim Level for 2024 Cadillac XT5
2024 Infiniti QX50 TrimsRate
Pure$1,792
Pure AWD1,830
Luxe1,858
Luxe AWD1,894
2024 Infiniti QX50 Average Rate$1,844

2023 Cadillac XT5 vs. Infiniti QX50

When comparing 2023 Cadillac XT5 and Infiniti QX50 models, the cheapest model to insure is the Infiniti QX50. Insurance cost for the Cadillac XT5 averages $1,754 per year, while the Infiniti QX50 averages $1,712 per year.

For the five trim levels available for the 2023 Cadillac XT5, the cheapest model to insure is the Luxury 2WD trim at an average cost of $1,670 per year, or around $139 per month. For the nine trims available for the Infiniti QX50, the cheapest 2023 trim to insure is the Pure model at a cost of $1,592.

When comparing rates by trim level for both models, the cheapest trim to insure is the Infiniti QX50 Pure at an average of $1,592 per year. The highest-cost model and trim is the Cadillac XT5 Sport AWD at an average of $1,838 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Cadillac XT5 and Infiniti QX50 models, with average cost for each trim level.

2023 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,592$133
$1,630$136
$1,652$138
$1,670$139
$1,680$140
$1,704$142
$1,724$144
$1,746$146
$1,768$147
$1,772$148
$1,794$150
$1,796$150
$1,824$152
$1,838$153

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Cadillac XT5 vs Infiniti QX50 Insurance Cost by Trim Level

The rate chart below illustrates the average cost to insure both 2023 models with different driver age groups. Insurance cost ranges from $1,554 to $3,536 per year for a 2023 Cadillac XT5, and $1,510 to $3,420 for a 2023 Infiniti QX50 for the age groups used in this illustration.

Figure 2: Average car insurance premiums for 2023 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2023 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Cadillac XT5 vs. 2023 Infiniti QX50 Insurance Cost
2023 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,441$5,255
20-Year-Old$3,536$3,420
25-Year-Old$2,036$1,988
30-Year-Old$1,874$1,834
40-Year-Old$1,754$1,712
50-Year-Old$1,554$1,510
60-Year-Old$1,456$1,416

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 23, 2024

The tables below illustrate trim level insurance cost averages for both 2023 models, as well as an average rate for each model.

2023 Cadillac XT5

$1,754

Insurance Rates by Trim Level for a 2023 Cadillac XT5
2023 Cadillac XT5 TrimsRate
Luxury 2WD$1,670
Luxury AWD1,704
Premium Luxury 2WD1,768
Premium Luxury AWD1,794
Sport AWD1,838
2023 Cadillac XT5 Average Rate$1,754

2023 Infiniti QX50

$1,712

Insurance Rates by Trim Level for 2023 Cadillac XT5
2023 Infiniti QX50 TrimsRate
Pure$1,592
Pure AWD1,630
Luxe1,652
Luxe AWD1,680
Sport1,724
Sport AWD1,746
Sensory1,772
Sensory AWD1,796
Autograph AWD1,824
2023 Infiniti QX50 Average Rate$1,712

2022 Cadillac XT5 vs. Infiniti QX50

For 2022 Cadillac XT5 and Infiniti QX50 models, the model having the cheapest car insurance rates is the Cadillac XT5. Insurance on a Cadillac XT5 costs an average of $1,704 per year, and the Infiniti QX50 averages $1,750 per year.

On a 2022 Cadillac XT5, average insurance rates range from the lowest rate of $1,630 per year for the Luxury 2WD model up to $1,790 for the Sport AWD model. For the 2022 Infiniti QX50, rates can range from $1,606 per year on the Pure model up to $1,852 for the Sensory AWD model.

The rate table below ranks the cost of car insurance for 2022 Cadillac XT5 and Infiniti QX50 models, broken down by individual trim level.

2022 Model Year Cadillac XT5 vs. Infiniti QX50 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,606$134
$1,630$136
$1,644$137
$1,662$139
$1,670$139
$1,702$142
$1,704$142
$1,730$144
$1,734$145
$1,760$147
$1,790$149
$1,830$153
$1,852$154
$1,852$154
$1,852$154

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2022 Cadillac XT5 vs Infiniti QX50 Insurance Cost by Trim Level

The next chart displays the average insurance cost for both models rated for a variety of different driver ages. The average full-coverage insurance policy ranges from $1,510 to $3,436 per year for a 2022 Cadillac XT5, and $1,544 to $3,502 for a 2022 Infiniti QX50 for the age groups used in this illustration.

Figure 3: Average car insurance premiums for 2022 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Cadillac XT5 vs. 2022 Infiniti QX50 Insurance Cost
2022 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,296$5,391
20-Year-Old$3,436$3,502
25-Year-Old$1,978$2,034
30-Year-Old$1,818$1,874
40-Year-Old$1,704$1,750
50-Year-Old$1,510$1,544
60-Year-Old$1,412$1,446

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

Out of five trim levels for the 2022 Cadillac XT5, the cheapest car insurance rates are on the Luxury 2WD model at a cost of $1,630 per year.

For the 10 different trims available for the Infiniti QX50, the cheapest 2022 model to insure is the Pure model at a cost of $1,606.

When insurance prices for all 15 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Infiniti QX50 Pure at a cost of $1,606 per year, and the overall most expensive vehicle to insure is the Infiniti QX50 Sensory AWD at an average cost of $1,852 per year.

The next two tables detail average car insurance rates for each trim level, including an overall average cost for each model. The cheapest model to insure for the 2022 model year is the Cadillac XT5.

2022 Cadillac XT5

$1,704

Insurance Rates by Trim Level for a 2022 Cadillac XT5
2022 Cadillac XT5 TrimsRate
Luxury 2WD$1,630
Luxury AWD1,662
Premium Luxury 2WD1,704
Premium Luxury AWD1,730
Sport AWD1,790
2022 Cadillac XT5 Average Rate$1,704

2022 Infiniti QX50

$1,750

Insurance Rates by Trim Level for 2022 Cadillac XT5
2022 Infiniti QX50 TrimsRate
Pure$1,606
Pure AWD1,644
Luxe1,670
Luxe AWD1,702
Essential1,734
Essential AWD1,760
Sensory1,830
Autograph1,852
Autograph AWD1,852
Sensory AWD1,852
2022 Infiniti QX50 Average Rate$1,750

2021 Cadillac XT5 vs. Infiniti QX50

When comparing average insurance rates for 2021 models, a Cadillac XT5 costs an average of $1,660 per year to insure and an Infiniti QX50 costs $1,746, making the Cadillac XT5 more affordable to insure by $86 per year for 2021.

The rate chart below demonstrates the average cost to insure the two models using a range of rated driver ages. The average full-coverage insurance policy ranges from $1,470 to $3,354 per year for a 2021 Cadillac XT5, and $1,546 to $3,518 on a 2021 Infiniti QX50 for the five different driver ages shown in the chart

Figure 4: Average car insurance premiums for 2021 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2021 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Cadillac XT5 vs. 2021 Infiniti QX50 Insurance Cost
2021 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,169$5,417
20-Year-Old$3,354$3,518
25-Year-Old$1,926$2,026
30-Year-Old$1,770$1,866
40-Year-Old$1,660$1,746
50-Year-Old$1,470$1,546
60-Year-Old$1,376$1,446

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 23, 2024

For the five trims available for the 2021 Cadillac XT5, the cheapest model to insure is the Luxury 2WD model at an average cost of $1,588 per year. For the 10 trims available for the Infiniti QX50, the cheapest 2021 trim level to insure is the Pure 2WD model at a cost of $1,658.

When rates are compared for the 15 different trims of both 2021 models, the overall cheapest vehicle to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $1,588 per year. The highest-cost model and trim is the Infiniti QX50 Autograph AWD costing $1,866 per year.

The tables below illustrate average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The cheapest model to insure for the 2021 model year is the Cadillac XT5.

2021 Cadillac XT5

$1,660

Insurance Rates by Trim Level for a 2021 Cadillac XT5
2021 Cadillac XT5 TrimsRate
Luxury 2WD$1,588
Luxury AWD1,624
Premium Luxury 2WD1,642
Premium Luxury AWD1,694
Sport AWD1,746
2021 Cadillac XT5 Average Rate$1,660

2021 Infiniti QX50

$1,746

Insurance Rates by Trim Level for 2021 Cadillac XT5
2021 Infiniti QX50 TrimsRate
Pure 2WD$1,658
Pure AWD1,658
Essential 2WD1,710
Luxe 2WD1,710
Luxe AWD1,710
Essential AWD1,760
Sensory 2WD1,760
Autograph 2WD1,814
Sensory AWD1,814
Autograph AWD1,866
2021 Infiniti QX50 Average Rate$1,746

2020 Cadillac XT5 vs. Infiniti QX50

For the 2020 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 costs less to insure by an average of $84 per year.

The following chart demonstrates the average car insurance cost for both 2020 models with different driver age groups. The average full-coverage insurance policy ranges from $1,426 to $3,252 per year for a 2020 Cadillac XT5, and $1,498 to $3,412 on a 2020 Infiniti QX50.

Figure 5: Average car insurance premiums for 2020 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2020 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Cadillac XT5 vs. 2020 Infiniti QX50 Insurance Cost
2020 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$5,009$5,247
20-Year-Old$3,252$3,412
25-Year-Old$1,866$1,964
30-Year-Old$1,716$1,808
40-Year-Old$1,610$1,694
50-Year-Old$1,426$1,498
60-Year-Old$1,338$1,404

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 22, 2024

For the five trim levels available for the 2020 Cadillac XT5, the cheapest trim level to insure is the Luxury 2WD model at an average cost of $1,542 per year.

For the 10 different option levels available for the Infiniti QX50, the cheapest 2020 model to insure is the Pure 2WD trim at a cost of $1,608.

When looking at the aggregated rates by trim level for both models, the cheapest trim to put coverage on is the Cadillac XT5 Luxury 2WD at an average cost of $1,542 per year. The most expensive trim is the Infiniti QX50 Autograph AWD at an average cost of $1,808 per year.

The tables shown below detail trim level insurance cost averages for both 2020 models, along with the average rate for each model. The winner for the 2020 car insurance rate comparison is the Cadillac XT5.

2020 Cadillac XT5

$1,610

Insurance Rates by Trim Level for a 2020 Cadillac XT5
2020 Cadillac XT5 TrimsRate
Luxury 2WD$1,542
Luxury AWD1,576
Premium Luxury 2WD1,592
Premium Luxury AWD1,642
Sport AWD1,692
2020 Cadillac XT5 Average Rate$1,610

2020 Infiniti QX50

$1,694

Insurance Rates by Trim Level for 2020 Cadillac XT5
2020 Infiniti QX50 TrimsRate
Pure 2WD$1,608
Pure AWD1,608
Essential 2WD1,656
Luxe 2WD1,656
Luxe AWD1,656
Essential AWD1,708
Sensory 2WD1,708
Autograph 2WD1,756
Sensory AWD1,756
Autograph AWD1,808
2020 Infiniti QX50 Average Rate$1,694

2019 Cadillac XT5 vs. Infiniti QX50

For 2019 Cadillac XT5 and Infiniti QX50 models, the Cadillac XT5 is cheaper to insure by $30 per year.

The following chart displays the average car insurance cost for the two models using different driver ages. For a 2019 Cadillac XT5, average insurance cost ranges from $1,336 to $3,032 per year for the driver ages used. Auto insurance on a 2019 Infiniti QX50 costs from $1,366 to $3,108 on average per year.

Figure 6: Average car insurance premiums for 2019 Cadillac XT5 and Infiniti QX50 models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2019 model year Cadillac XT5 and Infiniti QX50. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Cadillac XT5 vs. 2019 Infiniti QX50 Insurance Cost
2019 Cadillac XT5 vs. Infiniti QX50 Insurance Cost
Driver Age Cadillac XT5 Infiniti QX50
18-Year-Old$4,668$4,784
20-Year-Old$3,032$3,108
25-Year-Old$1,756$1,784
30-Year-Old$1,616$1,640
40-Year-Old$1,510$1,540
50-Year-Old$1,336$1,366
60-Year-Old$1,252$1,280

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 23, 2024

Out of seven trims for the 2019 Cadillac XT5, the cheapest insurance prices are on the 2WD trim at a cost of $1,428 per year, or about $119 per month. For the six trim and option levels available for the Infiniti QX50, the cheapest 2019 trim level to insure is the Luxe 2WD trim at a cost of $1,508 per year, or about $126 per month.

When average insurance prices for all 13 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to put coverage on is the Cadillac XT5 2WD at an average rate of $1,428 per year, and the overall most expensive vehicle to insure is the Cadillac XT5 Platinum AWD at a cost of $1,620 per year.

The rate tables below break down average cost to insure each trim level for a 2019 Cadillac XT5 and Infiniti QX50, plus an average rate for each model. The 2019 Cadillac XT5 has cheaper overall car insurance rates than the 2019 Infiniti QX50.

2019 Cadillac XT5

$1,510

Insurance Rates by Trim Level for a 2019 Cadillac XT5
2019 Cadillac XT5 TrimsRate
2WD$1,428
AWD1,428
Luxury 2WD1,476
Luxury AWD1,524
Premium Luxury 2WD1,524
Premium Luxury AWD1,572
Platinum AWD1,620
2019 Cadillac XT5 Average Rate$1,510

2019 Infiniti QX50

$1,540

Insurance Rates by Trim Level for 2019 Cadillac XT5
2019 Infiniti QX50 TrimsRate
Luxe 2WD$1,508
Pure 2WD1,508
Pure AWD1,508
Essential 2WD1,556
Luxe AWD1,556
Essential AWD1,604
2019 Infiniti QX50 Average Rate$1,540

Additional Cadillac XT5 and Infiniti QX50 Resources