Cheapest SUV Insurance Rates – Top 10 Best SUVs to Insure by Size

Which SUVs have the cheapest insurance? We break down car insurance rates for the compact, midsize, and large segments to find the best SUV insurance cost.

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American drivers love their SUVs (Sport Utility Vehicles), with the compact and midsize SUV markets being especially saturated with vehicle options. One of the most common questions drivers have when buying a new or used SUV is how much will SUV insurance cost?

We break down average car insurance cost for the American SUV and crossover market, and split them out into compact, mid-size, and full-size segments in order to rank insurance cost for each vehicle class.

The charts below contain the top ten cheapest SUVs and crossovers to insure in each segment, with the exception of the full-size market. There are nine full-size SUVs ranked for the 2023 model year. We chose to filter out luxury models due to the fact that you are looking for the cheapest SUV insurance, which would definitely not be found on a luxury model.

So intro aside, let’s get into the SUV insurance rates for the small, mid-size, and full-size SUV segments!

What are the cheapest SUV insurance rates?

The overall cheapest SUV to insure is the Chevrolet Trailblazer from the compact segment costing $1,722 per year. The cheapest midsize SUV to insure is the Honda Passport at an average of $1,774 per year.  For full-size models, the cheapest large SUV to insure is the Chevrolet Tahoe at $2,136 per year.

Compact SUVs tend to dominate the list of cheapest vehicles to insure (all vehicles, not just SUVs), taking eight of the top ten spots. These models are affordable to purchase, have reasonable damage repair costs, and have very good safety ratings, which translates into low car insurance rates.

Now let’s break down SUV insurance rates by vehicle size, and see which models are cheapest to insure in the compact, midsize, and full-size SUV segments.

What is the cheapest compact SUV to insure?

The cheapest compact SUV/crossover to insure for the 2023 model year is the Subaru Crosstrek. Average car insurance cost is $1,730 per year or $144 per month for full coverage. It ranks number one out of 47 small SUVs, which average $2,154 as a whole.

Second and third place honors for the cheapest compact SUV insurance rates go to the Chevrolet Trailblazer, costing $1,760 per year, and the Kia Soul at $1,826 annually.

The chart below shows the top 10 cheapest compact SUVs to insure in America for the 2023 model year. See our complete small SUV insurance cost rankings for complete data on all 47 models.

2024 model year small SUVs with the cheapest average car insurance premiums.
Figure 1: 2024 model year small SUVs with the cheapest average car insurance premiums. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for 2024 model year vehicles rated with a 40-year-old driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and premiums are averaged across all U.S. states. Rates are also averaged for all trim levels for each model.

Top 10 Cheapest Compact SUV Insurance Rates
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,730$144
Chevrolet Trailblazer$1,760$147
Kia Soul$1,826$152
Nissan Kicks$1,844$154
Buick Envision$1,878$157
Toyota Corolla Cross$1,888$157
Hyundai Venue$1,902$159
Mazda CX-5$1,910$159
Ford Bronco Sport$1,918$160
Volkswagen Tiguan$1,938$162

Which mid-size models have cheap SUV insurance rates?

The cheapest mid-size SUV to insure is the  Honda Passport with an average car insurance cost of $1,774 per year, or $148 per month for full coverage. It ranks number one out of 31 midsize SUVs and crossovers for the 2023 model year, which have an average insurance cost of $2,227 for the entire segment.

Second and third place rankings go to the Subaru Ascent, with an average insurance cost of $1,854 per year, and the Ford Edge at $1,932 annually.

The chart below shows the top 10 cheapest midsize SUVs to insure in America for the 2023 model year. See our complete midsize SUV insurance cost rankings for complete data on all 31 models.

2024 model year midsize SUVs with the cheapest average car insurance premiums.
Figure 2: 2024 model year midsize SUVs with the cheapest average car insurance premiums. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for 2024 model year vehicles rated with a 40-year-old driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and premiums are averaged across all U.S. states. Rates are also averaged for all trim levels for each model.

Top 10 Cheapest Midsize SUV Insurance Rates
Make/Model Annual Premium Cost Per Month
Honda Passport$1,866$156
Nissan Murano$1,968$164
Subaru Outback$1,994$166
Buick Envista$2,004$167
Subaru Ascent$2,038$170
Volkswagen Atlas$2,078$173
Volkswagen Atlas Cross Sport$2,086$174
Ford Explorer$2,124$177
Toyota Highlander$2,132$178
Toyota Venza$2,136$178

Which full-size SUVs have the cheapest insurance?

The cheapest full-size SUV to insure is the Chevrolet Tahoe with an average insurance cost of $2,198 per year, or about $183 per month for full coverage. It ranks number one out of nine full-size SUVs and crossovers for the 2023 model year, which have segment average insurance cost of $2,587.

Second and third place rankings go to the Chevrolet Suburban, with an average insurance cost of $2,324 per year, and the Nissan Armada at $2,428 annually.

The chart below shows the cheapest full-size SUVs to insure in America for the 2023 model year.

2024 model year large SUVs with the cheapest average car insurance premiums.
Figure 3: 2024 model year large SUVs with the cheapest average car insurance premiums. Rates updated on June 26, 2025.

Data Methodology: Average rates are for 2024 model year vehicles rated with a 40-year-old driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and premiums are averaged across all U.S. states. Rates are also averaged for all trim levels for each model.

Cheapest Large SUV Insurance Rates
Make/Model Annual Premium Cost Per Month
Chevrolet Tahoe$2,198$183
Chevrolet Suburban$2,324$194
Nissan Armada$2,428$202
GMC Yukon$2,522$210
Ford Expedition$2,524$210
Jeep Grand Wagoneer$2,720$227
GMC Hummer EV$2,728$227
Jeep Wagoneer$2,912$243
Toyota Sequoia$2,930$244

Visit our dedicated page for more information on full-size SUV insurance rates.