- The Chevy Trailblazer is the cheapest compact SUV to insure for the 2023 model year.
- For mid-size SUV insurance, the Honda Passport takes top honors for insurance affordability.
- The cheapest full-size SUV to insure is the Chevy Tahoe, ranking #1 out of nine models.
American drivers love their SUVs (Sport Utility Vehicles), with the compact and midsize SUV markets being especially saturated with vehicle options. One of the most common questions drivers have when buying a new or used SUV is how much will SUV insurance cost?
We break down average car insurance cost for the American SUV and crossover market, and split them out into compact, mid-size, and full-size segments in order to rank insurance cost for each vehicle class.
The charts below contain the top ten cheapest SUVs and crossovers to insure in each segment, with the exception of the full-size market. There are nine full-size SUVs ranked for the 2023 model year. We chose to filter out luxury models due to the fact that you are looking for the cheapest SUV insurance, which would definitely not be found on a luxury model.
So intro aside, let’s get into the SUV insurance rates for the small, mid-size, and full-size SUV segments!
What are the cheapest SUV insurance rates?
The overall cheapest SUV to insure is the Chevrolet Trailblazer from the compact segment costing $1,394 per year. The cheapest midsize SUV to insure is the Honda Passport at an average of $1,438 per year. For full-size models, the cheapest large SUV to insure is the Chevrolet Tahoe at $1,730 per year.
Compact SUVs tend to dominate the list of cheapest vehicles to insure (all vehicles, not just SUVs), taking eight of the top ten spots. These models are affordable to purchase, have reasonable damage repair costs, and have very good safety ratings, which translates into low car insurance rates.
Now let’s break down SUV insurance rates by vehicle size, and see which models are cheapest to insure in the compact, midsize, and full-size SUV segments.
What is the cheapest compact SUV to insure?
The cheapest compact SUV/crossover to insure for the 2023 model year is the Subaru Crosstrek. Average car insurance cost is $1,402 per year or $117 per month for full coverage. It ranks number one out of 47 small SUVs, which average $1,745 as a whole.
Second and third place honors for the cheapest compact SUV insurance rates go to the Chevrolet Trailblazer, costing $1,424 per year, and the Kia Soul at $1,482 annually.
The chart below shows the top 10 cheapest compact SUVs to insure in America for the 2023 model year. See our complete small SUV insurance cost rankings for complete data on all 47 models.
Which mid-size models have cheap SUV insurance rates?
The cheapest mid-size SUV to insure is the Honda Passport with an average car insurance cost of $1,438 per year, or $120 per month for full coverage. It ranks number one out of 31 midsize SUVs and crossovers for the 2023 model year, which have an average insurance cost of $1,804 for the entire segment.
Second and third place rankings go to the Subaru Ascent, with an average insurance cost of $1,506 per year, and the Ford Edge at $1,568 annually.
The chart below shows the top 10 cheapest midsize SUVs to insure in America for the 2023 model year. See our complete midsize SUV insurance cost rankings for complete data on all 31 models.
Which full-size SUVs have the cheapest insurance?
The cheapest full-size SUV to insure is the Chevrolet Tahoe with an average insurance cost of $1,782 per year, or about $149 per month for full coverage. It ranks number one out of nine full-size SUVs and crossovers for the 2023 model year, which have segment average insurance cost of $2,096.
Second and third place rankings go to the Chevrolet Suburban, with an average insurance cost of $1,882 per year, and the Nissan Armada at $1,966 annually.
The chart below shows the cheapest full-size SUVs to insure in America for the 2023 model year.
Visit our dedicated page for more information on full-size SUV insurance rates.