Does a Chevy Equinox or Chevy Trax Have Cheaper Insurance?

Find out if the Chevy Equinox or Trax has the cheapest car insurance rates. We compared the cost to insure every trim level back to the 2015 model year.

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  • A 2024 Chevrolet Equinox is generally cheaper to insure than a 2024 Chevrolet Trax by $54 per year, $2,210 compared to $2,264.
  • For a 2024 model year Chevrolet Equinox, auto insurance rates range from $2,066 to $2,390 per year, while insurance for the 2024 Chevrolet Trax ranges from $2,196 to $2,306, depending on trim level and options.
  • The Chevrolet Equinox LS and the Chevrolet Trax LS are the trim levels that are cheapest to insure for each model, costing $2,066 and $2,196 per year, respectively.

Is car insurance cheaper for a Chevy Equinox or Trax?

For the 2024 model year, the model having the cheapest rates is the Chevrolet Equinox. Insurance rates for the Chevrolet Equinox average $2,210 per year, while insurance for the Chevrolet Trax averages $2,264 per year.

Out of 13 trims for the 2024 Chevrolet Equinox, the cheapest insurance rates are on the LS trim at a cost of $2,066 per year. Out of the five trim levels available for the Chevrolet Trax, the cheapest 2024 trim to insure is the LS trim at a cost of $2,196.

When rates are compared for the 18 trim levels of both 2024 models, the cheapest model and trim level is the Chevrolet Equinox LS at a cost of $2,066 per year. The most expensive model and trim level is the Chevrolet Equinox EV 3RS at a cost of $2,390 per year.

The next table shows how Equinox and Trax insurance rates compare in more depth, with average rates by driver age and also the cheapest and most expensive models of each to insure.

Chevy Equinox vs. Chevy Trax Insurance Cost Overview
2024 Chevrolet Equinox2024 Chevrolet Trax
Average Insurance Cost Per Year $2,210$2,264
Insurance Cost Per Month $184$189
16-year-old Driver $7,815$8,310
18-year-old Driver $6,702$6,944
20-year-old Driver $4,390$4,542
25-year-old Driver $2,562$2,622
30-year-old Driver $2,352$2,398
40-year-old Driver $2,210$2,264
50-year-old Driver $1,966$2,032
60-year-old Driver $1,836$1,896
Cheapest Model to Insure LSLS
Cheapest to Insure MSRP $27,995$21,495
Cheapest Insurance Cost $2,066$2,196
Most Expensive Model to Insure EV 3RS2RS
Most Expensive to Insure MSRP $45,000$24,995
Most Expensive Insurance Cost $2,390$2,306
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Data Methodology: Average cost is based on a 40-year-old male driver with a clean driving record. Other driver ages also have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for that specific model year. Updated October 24, 2025

Insurance cost comparison between a 2024 Chevrolet Equinox, and 2024 Chevrolet Trax for drivers age 16 to 60 including the cheapest and most expensive trim levels to insure
Insurance cost comparison between a 2024 Chevrolet Equinox, and 2024 Chevrolet Trax for drivers age 16 to 60 including the cheapest and most expensive trim levels to insure

The rate table below compares and ranks the cost of car insurance for 2024 Chevrolet Equinox and Chevrolet Trax models, showing cost for each trim level of both models.

2024 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,066$172
$2,112$176
$2,126$177
$2,146$179
$2,180$182
$2,186$182
$2,196$183
$2,202$184
$2,216$185
$2,234$186
$2,250$188
$2,256$188
$2,262$189
$2,298$192
$2,306$192
$2,306$192
$2,324$194
$2,390$199

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Equinox and a 2024 Chevrolet Trax
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Equinox and a 2024 Chevrolet Trax

The chart below shows the average cost to insure the two models for four different driver age groups. For a 2024 Chevrolet Equinox, insurance cost ranges from $1,966 to $4,390 per year for the illustrated age groups. A 2024 Chevrolet Trax costs from $2,032 to $4,542 to insure per year.

Average car insurance premiums for 2024 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,702$6,944
20-Year-Old$4,390$4,542
25-Year-Old$2,562$2,622
30-Year-Old$2,352$2,398
40-Year-Old$2,210$2,264
50-Year-Old$1,966$2,032
60-Year-Old$1,836$1,896

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The tables below show average cost to insure each trim level for a 2024 Chevrolet Equinox and Chevrolet Trax, including an overall average rate.

2024 Chevrolet Equinox

$2,210

Insurance Rates by Trim Level for a 2024 Chevrolet Equinox
2024 Chevrolet Equinox TrimsRate
LS$2,066
LS AWD2,112
EV 1LT2,126
LT2,146
RS2,180
LT AWD2,186
Premier2,202
RS AWD2,216
Premier AWD2,234
EV 2LT2,250
EV 3LT2,298
EV 2RS2,324
EV 3RS2,390
2024 Chevrolet Equinox Average Rate$2,210

2024 Chevrolet Trax

$2,264

Insurance Rates by Trim Level for 2024 Chevrolet Equinox
2024 Chevrolet Trax TrimsRate
LS$2,196
1RS2,256
LT2,262
Activ2,306
2RS2,306
2024 Chevrolet Trax Average Rate$2,264

2023 Chevrolet Equinox vs. Chevrolet Trax

For the 2023 model year, the model having more affordable car insurance is the Chevrolet Trax. Average car insurance rates for the Chevrolet Equinox are $2,096 per year, while insurance for a Chevrolet Trax averages $1,996 per year.

For a 2023 Chevrolet Equinox, insurance rates range from $2,010 per year for the LS model up to the highest rate of $2,172 for the Premier AWD model.

For a 2023 Chevrolet Trax, rates range from $1,962 per year for the LS 2WD model up to $2,032 for the most expensive to insure LT AWD model.

For a 2023 Chevrolet Equinox, the cheapest trim levels to insure are the LS, LT, and LS AWD. The cheapest Chevrolet Trax models to insure are the LS 2WD, LS AWD, and LT 2WD.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2023 Chevrolet Equinox and Chevrolet Trax models, with the average insurance quote for each vehicle.

2023 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,962$164
$1,982$165
$2,010$168
$2,012$168
$2,032$169
$2,040$170
$2,054$171
$2,084$174
$2,112$176
$2,142$179
$2,150$179
$2,172$181

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Equinox and a 2023 Chevrolet Trax
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Equinox and a 2023 Chevrolet Trax

The chart below displays the average cost to insure both models for a range of driver ages. For a 2023 Chevrolet Equinox, the average insurance cost ranges from $1,866 to $4,170 per year. Auto insurance for the 2023 Chevrolet Trax ranges from $1,790 to $3,998 on average per year.

Average car insurance premiums for 2023 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,369$6,110
20-Year-Old$4,170$3,998
25-Year-Old$2,428$2,312
30-Year-Old$2,228$2,112
40-Year-Old$2,096$1,996
50-Year-Old$1,866$1,790
60-Year-Old$1,742$1,670

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The 2023 Chevrolet Equinox has eight trim levels available, and the most affordable model to insure is the LS model at an average cost of $2,010 per year.

For the four different trims available for the Chevrolet Trax, the cheapest 2023 model to insure is the LS 2WD model at the cost of $1,962.

When rates for all 12 trim levels for the 2023 model year of both models are compared, the overall cheapest vehicle to insure is the Chevrolet Trax LS 2WD at a cost of $1,962 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD costing $2,172 per year.

The next two rate tables show the average cost to insure each trim level for a 2023 Chevrolet Equinox and Chevrolet Trax, along with the average rate for each model.

2023 Chevrolet Equinox

$2,096

Insurance Rates by Trim Level for a 2023 Chevrolet Equinox
2023 Chevrolet Equinox TrimsRate
LS$2,010
LT2,040
LS AWD2,054
LT AWD2,084
RS2,112
Premier2,142
RS AWD2,150
Premier AWD2,172
2023 Chevrolet Equinox Average Rate$2,096

2023 Chevrolet Trax

$1,996

Insurance Rates by Trim Level for 2023 Chevrolet Equinox
2023 Chevrolet Trax TrimsRate
LS 2WD$1,962
LS AWD1,982
LT 2WD2,012
LT AWD2,032
2023 Chevrolet Trax Average Rate$1,996

2022 Chevrolet Equinox vs. Trax

For the 2022 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance cost by an average of $42 per year.

The following chart illustrates the average cost to insure the two models rated for drivers aged 20 to 50. The average car insurance cost ranges from $1,822 to $4,086 per year for the 2022 Chevrolet Equinox, and $1,794 to $4,024 for the 2022 Chevrolet Trax for the five driver age examples in the chart.

Average car insurance premiums for 2022 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,246$6,158
20-Year-Old$4,086$4,024
25-Year-Old$2,370$2,320
30-Year-Old$2,176$2,122
40-Year-Old$2,046$2,004
50-Year-Old$1,822$1,794
60-Year-Old$1,704$1,678

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

The 2022 Chevrolet Equinox has eight trims available, with the most affordable trim to insure being the LS trim at an average cost of $1,964 per year. Out of the four different trims available for the Chevrolet Trax, the most affordable 2022 trim level to insure is the LS 2WD model at the cost of $1,988 per year, or about $166 per month.

When all 12 trims of both models are combined and compared, the cheapest vehicle to insure is the Chevrolet Equinox LS at an average of $1,964 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD at an average of $2,146 per year.

The tables below show average car insurance cost by trim level for a 2022 Chevrolet Equinox and Chevrolet Trax, along with an average cost for each model.

2022 Chevrolet Equinox

$2,046

Insurance Rates by Trim Level for a 2022 Chevrolet Equinox
2022 Chevrolet Equinox TrimsRate
LS$1,964
LT1,972
LS AWD1,986
LT AWD2,032
RS2,052
RS AWD2,092
Premier2,118
Premier AWD2,146
2022 Chevrolet Equinox Average Rate$2,046

2022 Chevrolet Trax

$2,004

Insurance Rates by Trim Level for 2022 Chevrolet Equinox
2022 Chevrolet Trax TrimsRate
LS 2WD$1,988
LS AWD2,002
LT 2WD2,012
LT AWD2,020
2022 Chevrolet Trax Average Rate$2,004

2021 Chevrolet Equinox vs. Trax

For 2021 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax is cheaper to insure by an average of $50 per year.

The chart shown below shows the average insurance cost for both models with different ages of drivers. The average cost of car insurance ranges from $1,638 to $3,656 per year for the 2021 Chevrolet Equinox, and $1,598 to $3,564 for the 2021 Chevrolet Trax for the five driver ages sampled in the chart.

Average car insurance premiums for 2021 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,591$5,438
20-Year-Old$3,656$3,564
25-Year-Old$2,128$2,068
30-Year-Old$1,954$1,894
40-Year-Old$1,838$1,788
50-Year-Old$1,638$1,598
60-Year-Old$1,530$1,494

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 13 trims for the 2021 Chevrolet Equinox, the cheapest average car insurance prices are on the L 2WD model at a cost of $1,672 per year, or around $139 per month. For the six option levels available for the Chevrolet Trax, the cheapest 2021 model to insure is the LS 2WD model at the cost of $1,666.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Trax LS 2WD at an average of $1,666 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD costing an average of $2,002 per year.

The two tables below detail trim level insurance cost averages for both 2021 models, including an overall average cost for each model.

2021 Chevrolet Equinox

$1,838

Insurance Rates by Trim Level for a 2021 Chevrolet Equinox
2021 Chevrolet Equinox TrimsRate
L 2WD$1,672
2WD1,758
LS 2WD1,758
LS AWD1,758
LT 2WD1,758
AWD1,824
LT AWD1,824
LT Confidence/Convenience 2WD1,824
LT Confidence/Convenience AWD1,890
Premier 2WD1,890
Premier AWD1,938
Premier Confidence/Convenience 2WD2,002
Premier Confidence/Convenience AWD2,002
2021 Chevrolet Equinox Average Rate$1,838

2021 Chevrolet Trax

$1,788

Insurance Rates by Trim Level for 2021 Chevrolet Equinox
2021 Chevrolet Trax TrimsRate
LS 2WD$1,666
LS AWD1,732
LT 2WD1,732
LT AWD1,798
Premier 2WD1,864
Premier AWD1,930
2021 Chevrolet Trax Average Rate$1,788

2020 Chevrolet Equinox vs. Trax

For the 2020 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance rates by an average of $38 per year.

The rate chart below displays the average cost to insure both models with different age drivers. Average insurance cost ranges from $1,590 to $3,552 per year on a 2020 Chevrolet Equinox, and $1,562 to $3,488 for a 2020 Chevrolet Trax for the age groups used in the chart.

Average car insurance premiums for 2020 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,431$5,322
20-Year-Old$3,552$3,488
25-Year-Old$2,066$2,020
30-Year-Old$1,898$1,852
40-Year-Old$1,784$1,746
50-Year-Old$1,590$1,562
60-Year-Old$1,486$1,460

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the 13 trim levels available for the 2020 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,626 per year.

A 2020 Chevrolet Trax has six trim levels available, with the most affordable model to insure being the LS 2WD model at an average cost of $1,632 per year, or $136 per month.

When looking at the aggregated rates by trim level for both models, the lowest-cost model and trim to insure is the Chevrolet Equinox L 2WD at a cost of $1,626 per year, and the highest-cost model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD at an average cost of $1,942 per year.

The two tables below break down trim level insurance rates for each 2020 model, including the average rate for each model.

2020 Chevrolet Equinox

$1,784

Insurance Rates by Trim Level for a 2020 Chevrolet Equinox
2020 Chevrolet Equinox TrimsRate
L 2WD$1,626
2WD1,708
LS 2WD1,708
LS AWD1,708
LT 2WD1,708
AWD1,770
LT AWD1,770
LT Confidence/Convenience 2WD1,770
LT Confidence/Convenience AWD1,834
Premier 2WD1,834
Premier AWD1,880
Premier Confidence/Convenience 2WD1,942
Premier Confidence/Convenience AWD1,942
2020 Chevrolet Equinox Average Rate$1,784

2020 Chevrolet Trax

$1,746

Insurance Rates by Trim Level for 2020 Chevrolet Equinox
2020 Chevrolet Trax TrimsRate
LS 2WD$1,632
LS AWD1,692
LT 2WD1,696
LT AWD1,760
Premier 2WD1,822
Premier AWD1,876
2020 Chevrolet Trax Average Rate$1,746

2019 Chevrolet Equinox vs. Trax

For 2019 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox costs less to insure by $14 per year.

The chart shown below displays the average cost to insure both 2019 models for a range of driver ages. For a 2019 Chevrolet Equinox, the average car insurance cost ranges from $1,534 to $3,418 per year for the chosen age groups in the chart. Car insurance for the 2019 Chevrolet Trax ranges from $1,550 to $3,480 on average per year.

Average car insurance premiums for 2019 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,222$5,326
20-Year-Old$3,418$3,480
25-Year-Old$1,988$2,008
30-Year-Old$1,828$1,838
40-Year-Old$1,720$1,734
50-Year-Old$1,534$1,550
60-Year-Old$1,434$1,450

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of 13 Chevrolet Equinox trims, the most affordable 2019 trim level to insure is the L 2WD model at an average cost of $1,534 per year, or around $128 per month.

For the six trim and option levels available for the Chevrolet Trax, the cheapest 2019 trim level to insure is the LS 2WD trim at a cost of $1,620 per year, or around $135 per month.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,534 per year. The highest-cost model and trim level is the Chevrolet Equinox Premier Confidence AWD at an average cost of $1,900 per year.

The next tables illustrate the average insurance cost by trim level for both 2019 models, plus the average rate for each model. The cheapest to insure for the 2019 model year is the Chevrolet Equinox.

2019 Chevrolet Equinox

$1,720

Insurance Rates by Trim Level for a 2019 Chevrolet Equinox
2019 Chevrolet Equinox TrimsRate
L 2WD$1,534
LS 2WD1,596
LS AWD1,614
LT 2WD1,674
LT AWD1,674
LT Confidence 2WD1,674
LT Sun/Navigation 2WD1,674
LT Confidence AWD1,736
LT Sun/Navigation AWD1,736
Premier Confidence 2WD1,840
Premier Sun/Sound/Navigation 2WD1,840
Premier Sun/Sound/Navigation AWD1,868
Premier Confidence AWD1,900
2019 Chevrolet Equinox Average Rate$1,720

2019 Chevrolet Trax

$1,734

Insurance Rates by Trim Level for 2019 Chevrolet Equinox
2019 Chevrolet Trax TrimsRate
LS 2WD$1,620
LS AWD1,682
LT 2WD1,682
LT AWD1,742
Premier 2WD1,804
Premier AWD1,864
2019 Chevrolet Trax Average Rate$1,734

2018 Chevrolet Equinox vs. Trax

For 2018 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by $74 per year for this model year.

The following chart shows the average cost to insure the two models with different ages of drivers. For the 2018 Chevrolet Equinox, the average cost of car insurance ranges from $1,422 to $3,154 per year for the five driver ages sampled in the chart. Full-coverage car insurance for a 2018 Chevrolet Trax costs from $1,494 to $3,344 on average per year.

Average car insurance premiums for 2018 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,809$5,108
20-Year-Old$3,154$3,344
25-Year-Old$1,836$1,928
30-Year-Old$1,686$1,764
40-Year-Old$1,592$1,666
50-Year-Old$1,422$1,494
60-Year-Old$1,330$1,394

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the seven trims available for the 2018 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,476 per year, or about $123 per month.

For the six different option levels available for the Chevrolet Trax, the most affordable 2018 trim level to insure is the LS 2WD trim at a cost of $1,562.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,476 per year. The most expensive trim is the Chevrolet Trax Premier AWD costing $1,790 per year.

The next two tables detail average car insurance cost by trim level for a 2018 Chevrolet Equinox and Chevrolet Trax, as well as an average rate for each model.

2018 Chevrolet Equinox

$1,592

Insurance Rates by Trim Level for a 2018 Chevrolet Equinox
2018 Chevrolet Equinox TrimsRate
L 2WD$1,476
LS 2WD1,534
LS AWD1,550
LT 2WD1,550
LT AWD1,606
Premier 2WD1,662
Premier AWD1,760
2018 Chevrolet Equinox Average Rate$1,592

2018 Chevrolet Trax

$1,666

Insurance Rates by Trim Level for 2018 Chevrolet Equinox
2018 Chevrolet Trax TrimsRate
LS 2WD$1,562
LS AWD1,620
LT 2WD1,620
LT AWD1,676
Premier 2WD1,732
Premier AWD1,790
2018 Chevrolet Trax Average Rate$1,666

2017 Chevrolet Equinox vs. Trax

For the 2017 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by an average of $78 per year.

The chart below shows the average car insurance cost for the two models for different driver ages. Average insurance cost ranges from $1,364 to $3,012 per year on the 2017 Chevrolet Equinox, and $1,438 to $3,210 for the 2017 Chevrolet Trax for the sample drivers in the chart.

Average car insurance premiums for 2017 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,591$4,905
20-Year-Old$3,012$3,210
25-Year-Old$1,760$1,854
30-Year-Old$1,614$1,696
40-Year-Old$1,522$1,600
50-Year-Old$1,364$1,438
60-Year-Old$1,276$1,342

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

For the seven trims available for a 2017 Chevrolet Equinox, the most affordable trim level to insure is the L 2WD trim at an average cost of $1,426 per year.

For the six trim options available for a Chevrolet Trax, the most affordable 2017 trim level to insure is the LS 2WD trim at a cost of $1,512 per year, or about $126 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Chevrolet Equinox L 2WD at an average of $1,426 per year, and the most expensive model and trim level is the Chevrolet Trax LTZ AWD at a cost of $1,672 per year.

The next two rate tables detail the average cost to insure all 2017 trim levels, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2017 is the Chevrolet Equinox.

2017 Chevrolet Equinox

$1,522

Insurance Rates by Trim Level for a 2017 Chevrolet Equinox
2017 Chevrolet Equinox TrimsRate
L 2WD$1,426
LS 2WD1,480
LS AWD1,496
LT 2WD1,496
LT AWD1,550
Premier 2WD1,604
Premier AWD1,604
2017 Chevrolet Equinox Average Rate$1,522

2017 Chevrolet Trax

$1,600

Insurance Rates by Trim Level for 2017 Chevrolet Equinox
2017 Chevrolet Trax TrimsRate
LS 2WD$1,512
LS AWD1,566
LT 2WD1,566
LT AWD1,618
LTZ 2WD1,672
LTZ AWD1,672
2017 Chevrolet Trax Average Rate$1,600

2016 Chevrolet Equinox vs. Trax

When comparing car insurance rates for 2016 models, the Chevrolet Equinox costs $1,514 per year to insure and the Chevrolet Trax costs $1,538, making the Chevrolet Equinox the winner by $24 for the 2016 comparison year.

The chart shown below visualizes the average car insurance cost for the two models with different drivers at the wheel. For a 2016 Chevrolet Equinox, the average car insurance cost ranges from $1,356 to $3,008 per year for the age groups used in the chart. Full-coverage car insurance for the 2016 Chevrolet Trax ranges from $1,384 to $3,090 on average per year.

Average car insurance premiums for 2016 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,591$4,721
20-Year-Old$3,008$3,090
25-Year-Old$1,750$1,782
30-Year-Old$1,604$1,630
40-Year-Old$1,514$1,538
50-Year-Old$1,356$1,384
60-Year-Old$1,266$1,292

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

A 2016 Chevrolet Equinox has six trim levels available, with the lowest-cost trim level to insure being the LS 2WD trim at an average cost of $1,440 per year, or $120 per month.

For the six different option levels available for the Chevrolet Trax, the lowest-cost 2016 trim to insure is the LS 2WD model at a cost of $1,476.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Equinox LS 2WD at an average cost of $1,440 per year, and the highest-cost model and trim is the Chevrolet Trax LTZ AWD at a cost of $1,616 per year.

The tables shown below display the average cost to insure each trim level for a 2016 Chevrolet Equinox and Chevrolet Trax, including an overall average cost for each model.

2016 Chevrolet Equinox

$1,514

Insurance Rates by Trim Level for a 2016 Chevrolet Equinox
2016 Chevrolet Equinox TrimsRate
LS 2WD$1,440
LS AWD1,490
LT 2WD1,490
LT AWD1,538
LTZ 2WD1,538
LTZ AWD1,588
2016 Chevrolet Equinox Average Rate$1,514

2016 Chevrolet Trax

$1,538

Insurance Rates by Trim Level for 2016 Chevrolet Equinox
2016 Chevrolet Trax TrimsRate
LS 2WD$1,476
LS AWD1,480
LT 2WD1,526
LT AWD1,566
LTZ 2WD1,574
LTZ AWD1,616
2016 Chevrolet Trax Average Rate$1,538

2015 Chevrolet Equinox vs. Trax

When comparing insurance costs for the 2015 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper rates by $52 per year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For the 2015 Chevrolet Equinox, insurance cost ranges from $1,296 to $2,870 per year for the included age groups. A full-coverage policy for a 2015 Chevrolet Trax ranges from $1,344 to $3,014 on average per year.

Average car insurance premiums for 2015 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,379$4,613
20-Year-Old$2,870$3,014
25-Year-Old$1,668$1,734
30-Year-Old$1,528$1,582
40-Year-Old$1,444$1,496
50-Year-Old$1,296$1,344
60-Year-Old$1,210$1,256

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of six Chevrolet Equinox trims, the cheapest 2015 model to insure is the LS 2WD model at an average cost of $1,348 per year.

Out of the six different trim levels available for a Chevrolet Trax, the most affordable 2015 model to insure is the LS 2WD trim at the cost of $1,442.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Chevrolet Equinox LS 2WD at an average rate of $1,348 per year, and the most expensive trim is the Chevrolet Trax LTZ AWD at an average of $1,578 per year.

The next tables illustrate average car insurance rates for each trim level, along with an average cost for each model. The 2015 Chevrolet Equinox is the winner over the 2015 Chevrolet Trax for the cheapest car insurance cost.

2015 Chevrolet Equinox

$1,444

Insurance Rates by Trim Level for a 2015 Chevrolet Equinox
2015 Chevrolet Equinox TrimsRate
LS 2WD$1,348
LS AWD1,416
LT 2WD1,416
LT AWD1,416
LTZ 2WD1,508
LTZ AWD1,556
2015 Chevrolet Equinox Average Rate$1,444

2015 Chevrolet Trax

$1,496

Insurance Rates by Trim Level for 2015 Chevrolet Equinox
2015 Chevrolet Trax TrimsRate
LS 2WD$1,442
LS AWD1,442
LT 2WD1,488
LT AWD1,488
LTZ 2WD1,534
LTZ AWD1,578
2015 Chevrolet Trax Average Rate$1,496

Additional Chevrolet Equinox and Chevrolet Trax Resources