Does a Chevy Equinox or Chevy Trax Have Cheaper Insurance?

Find out if the Chevy Equinox or Trax has the cheapest car insurance rates. We compared the cost to insure every trim level back to the 2015 model year.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • A 2024 Chevrolet Equinox is generally cheaper to insure than a 2024 Chevrolet Trax by $52 per year, $2,158 compared to $2,210.
  • For a 2024 model year Chevrolet Equinox, auto insurance rates range from $2,016 to $2,334 per year, while insurance for the 2024 Chevrolet Trax ranges from $2,142 to $2,250, depending on trim level and options.
  • The Chevrolet Equinox LS and the Chevrolet Trax LS are the trim levels that are cheapest to insure for each model, costing $2,016 and $2,142 per year, respectively.

Is car insurance cheaper for a Chevy Equinox or Trax?

For the 2024 model year, the model having the cheapest rates is the Chevrolet Equinox. Insurance rates for the Chevrolet Equinox average $2,158 per year, while insurance for the Chevrolet Trax averages $2,210 per year.

Out of 13 trims for the 2024 Chevrolet Equinox, the cheapest insurance rates are on the LS trim at a cost of $2,016 per year. Out of the five trim levels available for the Chevrolet Trax, the cheapest 2024 trim to insure is the LS trim at a cost of $2,142.

When rates are compared for the 18 trim levels of both 2024 models, the cheapest model and trim level is the Chevrolet Equinox LS at a cost of $2,016 per year. The most expensive model and trim level is the Chevrolet Equinox EV 3RS at a cost of $2,334 per year.

The next table shows how Equinox and Trax insurance rates compare in more depth, with average rates by driver age and also the cheapest and most expensive models of each to insure.

Chevy Equinox vs. Chevy Trax Insurance Cost Overview
2024 Chevrolet Equinox2024 Chevrolet Trax
Average Insurance Cost Per Year $2,158$2,210
Insurance Cost Per Month $180$184
16-year-old Driver $7,627$8,114
18-year-old Driver $6,539$6,778
20-year-old Driver $4,282$4,434
25-year-old Driver $2,498$2,558
30-year-old Driver $2,294$2,342
40-year-old Driver $2,158$2,210
50-year-old Driver $1,918$1,984
60-year-old Driver $1,790$1,852
Cheapest Model to Insure LSLS
Cheapest to Insure MSRP $27,995$21,495
Cheapest Insurance Cost $2,016$2,142
Most Expensive Model to Insure EV 3RS2RS
Most Expensive to Insure MSRP $45,000$24,995
Most Expensive Insurance Cost $2,334$2,250
Calculate Your Rates Custom rates based on your risk profileCalculateCalculate

Data Methodology: Average cost is based on a 40-year-old male driver with a clean driving record. Other driver ages also have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for that specific model year. Updated June 27, 2025

Insurance cost comparison between a 2024 Chevrolet Equinox, and 2024 Chevrolet Trax for drivers age 16 to 60 including the cheapest and most expensive trim levels to insure
Insurance cost comparison between a 2024 Chevrolet Equinox, and 2024 Chevrolet Trax for drivers age 16 to 60 including the cheapest and most expensive trim levels to insure

The rate table below compares and ranks the cost of car insurance for 2024 Chevrolet Equinox and Chevrolet Trax models, showing cost for each trim level of both models.

2024 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,016$168
$2,062$172
$2,076$173
$2,096$175
$2,130$178
$2,134$178
$2,142$179
$2,150$179
$2,164$180
$2,182$182
$2,198$183
$2,198$183
$2,208$184
$2,244$187
$2,250$188
$2,250$188
$2,270$189
$2,334$195

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Equinox and a 2024 Chevrolet Trax
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Equinox and a 2024 Chevrolet Trax

The chart below shows the average cost to insure the two models for four different driver age groups. For a 2024 Chevrolet Equinox, insurance cost ranges from $1,918 to $4,282 per year for the illustrated age groups. A 2024 Chevrolet Trax costs from $1,984 to $4,434 to insure per year.

Average car insurance premiums for 2024 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,539$6,778
20-Year-Old$4,282$4,434
25-Year-Old$2,498$2,558
30-Year-Old$2,294$2,342
40-Year-Old$2,158$2,210
50-Year-Old$1,918$1,984
60-Year-Old$1,790$1,852

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The tables below show average cost to insure each trim level for a 2024 Chevrolet Equinox and Chevrolet Trax, including an overall average rate.

2024 Chevrolet Equinox

$2,158

Insurance Rates by Trim Level for a 2024 Chevrolet Equinox
2024 Chevrolet Equinox TrimsRate
LS$2,016
LS AWD2,062
EV 1LT2,076
LT2,096
RS2,130
LT AWD2,134
Premier2,150
RS AWD2,164
Premier AWD2,182
EV 2LT2,198
EV 3LT2,244
EV 2RS2,270
EV 3RS2,334
2024 Chevrolet Equinox Average Rate$2,158

2024 Chevrolet Trax

$2,210

Insurance Rates by Trim Level for 2024 Chevrolet Equinox
2024 Chevrolet Trax TrimsRate
LS$2,142
1RS2,198
LT2,208
Activ2,250
2RS2,250
2024 Chevrolet Trax Average Rate$2,210

2023 Chevrolet Equinox vs. Chevrolet Trax

For the 2023 model year, the model having more affordable car insurance is the Chevrolet Trax. Average car insurance rates for the Chevrolet Equinox are $2,048 per year, while insurance for a Chevrolet Trax averages $1,950 per year.

For a 2023 Chevrolet Equinox, insurance rates range from $1,962 per year for the LS model up to the highest rate of $2,120 for the Premier AWD model.

For a 2023 Chevrolet Trax, rates range from $1,914 per year for the LS 2WD model up to $1,986 for the most expensive to insure LT AWD model.

For a 2023 Chevrolet Equinox, the cheapest trim levels to insure are the LS, LT, and LS AWD. The cheapest Chevrolet Trax models to insure are the LS 2WD, LS AWD, and LT 2WD.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2023 Chevrolet Equinox and Chevrolet Trax models, with the average insurance quote for each vehicle.

2023 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,914$160
$1,934$161
$1,962$164
$1,966$164
$1,986$166
$1,992$166
$2,006$167
$2,036$170
$2,064$172
$2,092$174
$2,100$175
$2,120$177

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Equinox and a 2023 Chevrolet Trax
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Equinox and a 2023 Chevrolet Trax

The chart below displays the average cost to insure both models for a range of driver ages. For a 2023 Chevrolet Equinox, the average insurance cost ranges from $1,822 to $4,070 per year. Auto insurance for the 2023 Chevrolet Trax ranges from $1,748 to $3,900 on average per year.

Average car insurance premiums for 2023 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,215$5,961
20-Year-Old$4,070$3,900
25-Year-Old$2,370$2,254
30-Year-Old$2,174$2,062
40-Year-Old$2,048$1,950
50-Year-Old$1,822$1,748
60-Year-Old$1,702$1,632

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The 2023 Chevrolet Equinox has eight trim levels available, and the most affordable model to insure is the LS model at an average cost of $1,962 per year.

For the four different trims available for the Chevrolet Trax, the cheapest 2023 model to insure is the LS 2WD model at the cost of $1,914.

When rates for all 12 trim levels for the 2023 model year of both models are compared, the overall cheapest vehicle to insure is the Chevrolet Trax LS 2WD at a cost of $1,914 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD costing $2,120 per year.

The next two rate tables show the average cost to insure each trim level for a 2023 Chevrolet Equinox and Chevrolet Trax, along with the average rate for each model.

2023 Chevrolet Equinox

$2,048

Insurance Rates by Trim Level for a 2023 Chevrolet Equinox
2023 Chevrolet Equinox TrimsRate
LS$1,962
LT1,992
LS AWD2,006
LT AWD2,036
RS2,064
Premier2,092
RS AWD2,100
Premier AWD2,120
2023 Chevrolet Equinox Average Rate$2,048

2023 Chevrolet Trax

$1,950

Insurance Rates by Trim Level for 2023 Chevrolet Equinox
2023 Chevrolet Trax TrimsRate
LS 2WD$1,914
LS AWD1,934
LT 2WD1,966
LT AWD1,986
2023 Chevrolet Trax Average Rate$1,950

2022 Chevrolet Equinox vs. Trax

For the 2022 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance cost by an average of $40 per year.

The following chart illustrates the average cost to insure the two models rated for drivers aged 20 to 50. The average car insurance cost ranges from $1,780 to $3,986 per year for the 2022 Chevrolet Equinox, and $1,754 to $3,926 for the 2022 Chevrolet Trax for the five driver age examples in the chart.

Average car insurance premiums for 2022 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$6,096$6,008
20-Year-Old$3,986$3,926
25-Year-Old$2,312$2,264
30-Year-Old$2,122$2,074
40-Year-Old$1,998$1,958
50-Year-Old$1,780$1,754
60-Year-Old$1,664$1,638

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

The 2022 Chevrolet Equinox has eight trims available, with the most affordable trim to insure being the LS trim at an average cost of $1,918 per year. Out of the four different trims available for the Chevrolet Trax, the most affordable 2022 trim level to insure is the LS 2WD model at the cost of $1,938 per year, or about $162 per month.

When all 12 trims of both models are combined and compared, the cheapest vehicle to insure is the Chevrolet Equinox LS at an average of $1,918 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD at an average of $2,098 per year.

The tables below show average car insurance cost by trim level for a 2022 Chevrolet Equinox and Chevrolet Trax, along with an average cost for each model.

2022 Chevrolet Equinox

$1,998

Insurance Rates by Trim Level for a 2022 Chevrolet Equinox
2022 Chevrolet Equinox TrimsRate
LS$1,918
LT1,926
LS AWD1,940
LT AWD1,984
RS2,004
RS AWD2,044
Premier2,070
Premier AWD2,098
2022 Chevrolet Equinox Average Rate$1,998

2022 Chevrolet Trax

$1,958

Insurance Rates by Trim Level for 2022 Chevrolet Equinox
2022 Chevrolet Trax TrimsRate
LS 2WD$1,938
LS AWD1,952
LT 2WD1,964
LT AWD1,970
2022 Chevrolet Trax Average Rate$1,958

2021 Chevrolet Equinox vs. Trax

For 2021 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax is cheaper to insure by an average of $50 per year.

The chart shown below shows the average insurance cost for both models with different ages of drivers. The average cost of car insurance ranges from $1,598 to $3,572 per year for the 2021 Chevrolet Equinox, and $1,562 to $3,480 for the 2021 Chevrolet Trax for the five driver ages sampled in the chart.

Average car insurance premiums for 2021 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,458$5,308
20-Year-Old$3,572$3,480
25-Year-Old$2,078$2,020
30-Year-Old$1,908$1,848
40-Year-Old$1,794$1,744
50-Year-Old$1,598$1,562
60-Year-Old$1,494$1,458

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 13 trims for the 2021 Chevrolet Equinox, the cheapest average car insurance prices are on the L 2WD model at a cost of $1,632 per year, or around $136 per month. For the six option levels available for the Chevrolet Trax, the cheapest 2021 model to insure is the LS 2WD model at the cost of $1,628.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Trax LS 2WD at an average of $1,628 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD costing an average of $1,954 per year.

The two tables below detail trim level insurance cost averages for both 2021 models, including an overall average cost for each model.

2021 Chevrolet Equinox

$1,794

Insurance Rates by Trim Level for a 2021 Chevrolet Equinox
2021 Chevrolet Equinox TrimsRate
L 2WD$1,632
2WD1,718
LS 2WD1,718
LS AWD1,718
LT 2WD1,718
AWD1,780
LT AWD1,780
LT Confidence/Convenience 2WD1,780
LT Confidence/Convenience AWD1,846
Premier 2WD1,846
Premier AWD1,892
Premier Confidence/Convenience 2WD1,954
Premier Confidence/Convenience AWD1,954
2021 Chevrolet Equinox Average Rate$1,794

2021 Chevrolet Trax

$1,744

Insurance Rates by Trim Level for 2021 Chevrolet Equinox
2021 Chevrolet Trax TrimsRate
LS 2WD$1,628
LS AWD1,692
LT 2WD1,692
LT AWD1,756
Premier 2WD1,822
Premier AWD1,884
2021 Chevrolet Trax Average Rate$1,744

2020 Chevrolet Equinox vs. Trax

For the 2020 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance rates by an average of $36 per year.

The rate chart below displays the average cost to insure both models with different age drivers. Average insurance cost ranges from $1,554 to $3,468 per year on a 2020 Chevrolet Equinox, and $1,526 to $3,402 for a 2020 Chevrolet Trax for the age groups used in the chart.

Average car insurance premiums for 2020 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,299$5,191
20-Year-Old$3,468$3,402
25-Year-Old$2,018$1,974
30-Year-Old$1,852$1,806
40-Year-Old$1,742$1,706
50-Year-Old$1,554$1,526
60-Year-Old$1,452$1,426

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

For the 13 trim levels available for the 2020 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,586 per year.

A 2020 Chevrolet Trax has six trim levels available, with the most affordable model to insure being the LS 2WD model at an average cost of $1,594 per year, or $133 per month.

When looking at the aggregated rates by trim level for both models, the lowest-cost model and trim to insure is the Chevrolet Equinox L 2WD at a cost of $1,586 per year, and the highest-cost model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD at an average cost of $1,896 per year.

The two tables below break down trim level insurance rates for each 2020 model, including the average rate for each model.

2020 Chevrolet Equinox

$1,742

Insurance Rates by Trim Level for a 2020 Chevrolet Equinox
2020 Chevrolet Equinox TrimsRate
L 2WD$1,586
2WD1,668
LS 2WD1,668
LS AWD1,668
LT 2WD1,668
AWD1,730
LT AWD1,730
LT Confidence/Convenience 2WD1,730
LT Confidence/Convenience AWD1,790
Premier 2WD1,790
Premier AWD1,834
Premier Confidence/Convenience 2WD1,896
Premier Confidence/Convenience AWD1,896
2020 Chevrolet Equinox Average Rate$1,742

2020 Chevrolet Trax

$1,706

Insurance Rates by Trim Level for 2020 Chevrolet Equinox
2020 Chevrolet Trax TrimsRate
LS 2WD$1,594
LS AWD1,652
LT 2WD1,656
LT AWD1,720
Premier 2WD1,780
Premier AWD1,834
2020 Chevrolet Trax Average Rate$1,706

2019 Chevrolet Equinox vs. Trax

For 2019 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox costs less to insure by $12 per year.

The chart shown below displays the average cost to insure both 2019 models for a range of driver ages. For a 2019 Chevrolet Equinox, the average car insurance cost ranges from $1,496 to $3,338 per year for the chosen age groups in the chart. Car insurance for the 2019 Chevrolet Trax ranges from $1,514 to $3,396 on average per year.

Average car insurance premiums for 2019 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,096$5,196
20-Year-Old$3,338$3,396
25-Year-Old$1,940$1,958
30-Year-Old$1,784$1,792
40-Year-Old$1,680$1,692
50-Year-Old$1,496$1,514
60-Year-Old$1,400$1,416

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 13 Chevrolet Equinox trims, the most affordable 2019 trim level to insure is the L 2WD model at an average cost of $1,500 per year, or around $125 per month.

For the six trim and option levels available for the Chevrolet Trax, the cheapest 2019 trim level to insure is the LS 2WD trim at a cost of $1,584 per year, or around $132 per month.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,500 per year. The highest-cost model and trim level is the Chevrolet Equinox Premier Confidence AWD at an average cost of $1,856 per year.

The next tables illustrate the average insurance cost by trim level for both 2019 models, plus the average rate for each model. The cheapest to insure for the 2019 model year is the Chevrolet Equinox.

2019 Chevrolet Equinox

$1,680

Insurance Rates by Trim Level for a 2019 Chevrolet Equinox
2019 Chevrolet Equinox TrimsRate
L 2WD$1,500
LS 2WD1,558
LS AWD1,576
LT 2WD1,636
LT AWD1,636
LT Confidence 2WD1,636
LT Sun/Navigation 2WD1,636
LT Confidence AWD1,696
LT Sun/Navigation AWD1,696
Premier Confidence 2WD1,796
Premier Sun/Sound/Navigation 2WD1,796
Premier Sun/Sound/Navigation AWD1,826
Premier Confidence AWD1,856
2019 Chevrolet Equinox Average Rate$1,680

2019 Chevrolet Trax

$1,692

Insurance Rates by Trim Level for 2019 Chevrolet Equinox
2019 Chevrolet Trax TrimsRate
LS 2WD$1,584
LS AWD1,644
LT 2WD1,644
LT AWD1,702
Premier 2WD1,762
Premier AWD1,822
2019 Chevrolet Trax Average Rate$1,692

2018 Chevrolet Equinox vs. Trax

For 2018 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by $74 per year for this model year.

The following chart shows the average cost to insure the two models with different ages of drivers. For the 2018 Chevrolet Equinox, the average cost of car insurance ranges from $1,390 to $3,078 per year for the five driver ages sampled in the chart. Full-coverage car insurance for a 2018 Chevrolet Trax costs from $1,458 to $3,262 on average per year.

Average car insurance premiums for 2018 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,694$4,984
20-Year-Old$3,078$3,262
25-Year-Old$1,794$1,882
30-Year-Old$1,646$1,722
40-Year-Old$1,554$1,628
50-Year-Old$1,390$1,458
60-Year-Old$1,296$1,364

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

For the seven trims available for the 2018 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,442 per year, or about $120 per month.

For the six different option levels available for the Chevrolet Trax, the most affordable 2018 trim level to insure is the LS 2WD trim at a cost of $1,526.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,442 per year. The most expensive trim is the Chevrolet Trax Premier AWD costing $1,748 per year.

The next two tables detail average car insurance cost by trim level for a 2018 Chevrolet Equinox and Chevrolet Trax, as well as an average rate for each model.

2018 Chevrolet Equinox

$1,554

Insurance Rates by Trim Level for a 2018 Chevrolet Equinox
2018 Chevrolet Equinox TrimsRate
L 2WD$1,442
LS 2WD1,496
LS AWD1,512
LT 2WD1,512
LT AWD1,568
Premier 2WD1,624
Premier AWD1,720
2018 Chevrolet Equinox Average Rate$1,554

2018 Chevrolet Trax

$1,628

Insurance Rates by Trim Level for 2018 Chevrolet Equinox
2018 Chevrolet Trax TrimsRate
LS 2WD$1,526
LS AWD1,582
LT 2WD1,582
LT AWD1,636
Premier 2WD1,692
Premier AWD1,748
2018 Chevrolet Trax Average Rate$1,628

2017 Chevrolet Equinox vs. Trax

For the 2017 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by an average of $78 per year.

The chart below shows the average car insurance cost for the two models for different driver ages. Average insurance cost ranges from $1,332 to $2,942 per year on the 2017 Chevrolet Equinox, and $1,402 to $3,134 for the 2017 Chevrolet Trax for the sample drivers in the chart.

Average car insurance premiums for 2017 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,480$4,787
20-Year-Old$2,942$3,134
25-Year-Old$1,716$1,810
30-Year-Old$1,576$1,652
40-Year-Old$1,488$1,566
50-Year-Old$1,332$1,402
60-Year-Old$1,242$1,312

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

For the seven trims available for a 2017 Chevrolet Equinox, the most affordable trim level to insure is the L 2WD trim at an average cost of $1,394 per year.

For the six trim options available for a Chevrolet Trax, the most affordable 2017 trim level to insure is the LS 2WD trim at a cost of $1,478 per year, or about $123 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Chevrolet Equinox L 2WD at an average of $1,394 per year, and the most expensive model and trim level is the Chevrolet Trax LTZ AWD at a cost of $1,636 per year.

The next two rate tables detail the average cost to insure all 2017 trim levels, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2017 is the Chevrolet Equinox.

2017 Chevrolet Equinox

$1,488

Insurance Rates by Trim Level for a 2017 Chevrolet Equinox
2017 Chevrolet Equinox TrimsRate
L 2WD$1,394
LS 2WD1,446
LS AWD1,462
LT 2WD1,462
LT AWD1,516
Premier 2WD1,568
Premier AWD1,568
2017 Chevrolet Equinox Average Rate$1,488

2017 Chevrolet Trax

$1,566

Insurance Rates by Trim Level for 2017 Chevrolet Equinox
2017 Chevrolet Trax TrimsRate
LS 2WD$1,478
LS AWD1,530
LT 2WD1,530
LT AWD1,584
LTZ 2WD1,636
LTZ AWD1,636
2017 Chevrolet Trax Average Rate$1,566

2016 Chevrolet Equinox vs. Trax

When comparing car insurance rates for 2016 models, the Chevrolet Equinox costs $1,478 per year to insure and the Chevrolet Trax costs $1,504, making the Chevrolet Equinox the winner by $26 for the 2016 comparison year.

The chart shown below visualizes the average car insurance cost for the two models with different drivers at the wheel. For a 2016 Chevrolet Equinox, the average car insurance cost ranges from $1,324 to $2,940 per year for the age groups used in the chart. Full-coverage car insurance for the 2016 Chevrolet Trax ranges from $1,352 to $3,016 on average per year.

Average car insurance premiums for 2016 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,480$4,606
20-Year-Old$2,940$3,016
25-Year-Old$1,706$1,740
30-Year-Old$1,568$1,586
40-Year-Old$1,478$1,504
50-Year-Old$1,324$1,352
60-Year-Old$1,236$1,262

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 26, 2025

A 2016 Chevrolet Equinox has six trim levels available, with the lowest-cost trim level to insure being the LS 2WD trim at an average cost of $1,406 per year, or $117 per month.

For the six different option levels available for the Chevrolet Trax, the lowest-cost 2016 trim to insure is the LS 2WD model at a cost of $1,442.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Equinox LS 2WD at an average cost of $1,406 per year, and the highest-cost model and trim is the Chevrolet Trax LTZ AWD at a cost of $1,580 per year.

The tables shown below display the average cost to insure each trim level for a 2016 Chevrolet Equinox and Chevrolet Trax, including an overall average cost for each model.

2016 Chevrolet Equinox

$1,478

Insurance Rates by Trim Level for a 2016 Chevrolet Equinox
2016 Chevrolet Equinox TrimsRate
LS 2WD$1,406
LS AWD1,454
LT 2WD1,454
LT AWD1,504
LTZ 2WD1,504
LTZ AWD1,550
2016 Chevrolet Equinox Average Rate$1,478

2016 Chevrolet Trax

$1,504

Insurance Rates by Trim Level for 2016 Chevrolet Equinox
2016 Chevrolet Trax TrimsRate
LS 2WD$1,442
LS AWD1,446
LT 2WD1,492
LT AWD1,532
LTZ 2WD1,538
LTZ AWD1,580
2016 Chevrolet Trax Average Rate$1,504

2015 Chevrolet Equinox vs. Trax

When comparing insurance costs for the 2015 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper rates by $52 per year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For the 2015 Chevrolet Equinox, insurance cost ranges from $1,266 to $2,802 per year for the included age groups. A full-coverage policy for a 2015 Chevrolet Trax ranges from $1,312 to $2,944 on average per year.

Average car insurance premiums for 2015 Chevrolet Equinox and Chevrolet Trax models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,273$4,496
20-Year-Old$2,802$2,944
25-Year-Old$1,628$1,688
30-Year-Old$1,492$1,540
40-Year-Old$1,410$1,462
50-Year-Old$1,266$1,312
60-Year-Old$1,180$1,228

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

Out of six Chevrolet Equinox trims, the cheapest 2015 model to insure is the LS 2WD model at an average cost of $1,318 per year.

Out of the six different trim levels available for a Chevrolet Trax, the most affordable 2015 model to insure is the LS 2WD trim at the cost of $1,410.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Chevrolet Equinox LS 2WD at an average rate of $1,318 per year, and the most expensive trim is the Chevrolet Trax LTZ AWD at an average of $1,544 per year.

The next tables illustrate average car insurance rates for each trim level, along with an average cost for each model. The 2015 Chevrolet Equinox is the winner over the 2015 Chevrolet Trax for the cheapest car insurance cost.

2015 Chevrolet Equinox

$1,410

Insurance Rates by Trim Level for a 2015 Chevrolet Equinox
2015 Chevrolet Equinox TrimsRate
LS 2WD$1,318
LS AWD1,382
LT 2WD1,382
LT AWD1,382
LTZ 2WD1,474
LTZ AWD1,518
2015 Chevrolet Equinox Average Rate$1,410

2015 Chevrolet Trax

$1,462

Insurance Rates by Trim Level for 2015 Chevrolet Equinox
2015 Chevrolet Trax TrimsRate
LS 2WD$1,410
LS AWD1,410
LT 2WD1,454
LT AWD1,454
LTZ 2WD1,498
LTZ AWD1,544
2015 Chevrolet Trax Average Rate$1,462

Additional Chevrolet Equinox and Chevrolet Trax Resources