Chevy Trax Car Insurance Cost for 2023

How much does Chevrolet Trax insurance cost?

From the LS 2WD trim level to the higher cost LT AWD trim level, we compiled insurance quotes on the Trax to discover how average rates size up to similar small SUVs.

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How much does Chevrolet Trax car insurance cost?

Chevy Trax insurance costs an average of $1,514 a year, or $126 each month. Drivers can plan on paying about $92 less each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $171 less per year than the overall national average of $1,685.

The following chart illustrates average car insurance rates for a 2023 Chevy Trax using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Chevrolet Trax with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Trax trim levels.Data last updated on January 23, 2023
Chevrolet Trax Insurance Cost Summary
Chevrolet Trax Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,416$285
Safe Driver Age 20$2,992$249
At-fault Accidents Age 40$2,150$179
Low Deductibles Age 40$1,890$158
Safe Driver Age 30$1,574$131
Safe Driver Age 40$1,514$126
Safe Driver Age 50$1,384$115
Safe Driver Age 60$1,354$113
High Deductibles Age 40$1,318$110
Discount Rate Age 40$1,258$105

Is car insurance cheap for a Chevy Trax?

With Chevy Trax car insurance cost ranging from $1,488 to $1,540 annually for an average driver, the lowest-cost model to insure is the LS 2WD. The next cheapest model to insure is the LS AWD at $1,502 per year. On average, plan on budgeting a minimum of $124 per month for full coverage insurance.

The two most expensive trim levels of Chevy Trax to insure are the LT AWD at $1,540 per year and the LT 2WD at $1,524 annually. Those trim levels will cost an extra $52 and $36 per year, respectively, over the lowest cost LS 2WD model.

The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.

2023 Chevrolet Trax Insurance Cost by Trim Level
Chevrolet Trax Trim Level Annual Policy 6-month Policy Per Month
LS 2WD$1,488$744$124
LS AWD$1,502$751$125
LT 2WD$1,524$762$127
LT AWD$1,540$770$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chevrolet Trax, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Chevrolet Trax Insurance Cost by Trim Level

Is Trax insurance expensive compared to other small SUVs?

The Chevy Trax ranks 15th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,514 per year for full coverage insurance, while the segment median average cost is $1,606 per year, a difference of only $92 per year.

When compared to other popular small SUVs, insurance for a 2023 Chevrolet Trax costs $120 less per year than the Toyota RAV4, $18 more than the Honda CR-V, $74 less than the Chevrolet Equinox, and $108 less than the Nissan Rogue.

The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.

Insurance Cost Comparison: Chevrolet Trax vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$180
2Subaru Crosstrek$1,346-$168
3Nissan Kicks$1,354-$160
4Nissan Rogue Sport$1,378-$136
5Mazda CX-5$1,386-$128
6Buick Encore$1,406-$108
7Buick Envision$1,410-$104
8Kia Seltos$1,430-$84
9Hyundai Venue$1,440-$74
10Honda HR-V$1,464-$50
11Hyundai Kona$1,480-$34
12Subaru Forester$1,486-$28
13Honda CR-V$1,496-$18
14Mazda CX-30$1,498-$16
15Chevrolet Trax$1,514--
16Volkswagen Tiguan$1,532$18
17Ford Bronco Sport$1,536$22
18Fiat 500X$1,564$50
19GMC Terrain$1,566$52
20Kia Soul$1,568$54
21Mitsubishi Eclipse Cross$1,572$58
22Chevrolet Equinox$1,588$74
23Toyota Corolla Cross$1,592$78
24Volkswagen Taos$1,600$86
25Mazda CX-50$1,610$96
26Hyundai Tucson$1,614$100
27Ford Escape$1,616$102
28Nissan Rogue$1,622$108
29Toyota RAV4$1,634$120
30Mazda MX-30$1,636$122
31Kia Niro$1,638$124
32Mini Cooper$1,648$134
33Jeep Compass$1,652$138
34Mini Cooper Clubman$1,674$160
35Jeep Renegade$1,698$184
36Chevrolet Bolt$1,710$196
37Toyota bz4X$1,716$202
38Kia Sportage$1,760$246
39Hyundai Ioniq 5$1,764$250
40Mini Cooper Countryman$1,812$298
41Mitsubishi Mirage$1,818$304
42Mitsubishi Outlander$1,820$306
43Volkswagen ID4$1,832$318
44Kia EV6$1,870$356
45Dodge Hornet$1,872$358
46Hyundai Nexo$1,938$424
47Ford Mustang Mach-E$1,996$482

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Chevrolet Trax vs Small SUVs

How much is insurance on a used Chevy Trax?

Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2023 model year will save an estimated $294 annually. Even opting for a barely used 2019 model will save $166 per year.

The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2023. The average insurance cost ranges from a low of $1,220 for a 2015 Chevrolet Trax to a high of $1,514 for a 2023 model year.

Chevrolet Trax Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Chevrolet Trax$1,514$757$126
2022 Chevrolet Trax$1,520$760$127
2021 Chevrolet Trax$1,358$679$113
2020 Chevrolet Trax$1,342$671$112
2019 Chevrolet Trax$1,348$674$112
2018 Chevrolet Trax$1,318$659$110
2017 Chevrolet Trax$1,268$634$106
2016 Chevrolet Trax$1,250$625$104
2015 Chevrolet Trax$1,220$610$102

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Chevrolet Trax Insurance Cost by Model Year

Car insurance rates by location

Chevrolet Trax car insurance rates can range from lower prices like $950 a year in Raleigh, NC, or $1,072 in Charlotte, NC, to more expensive rates like $2,630 a year in New Orleans, LA, and $2,370 in Philadelphia, PA.

Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,548 per year, Omaha, NE, averaging $1,364, Nashville, TN, at $1,482, and Seattle, WA, costing $1,542.

The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Chevrolet Trax, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chevrolet Trax trim levels.Data last updated on January 23, 2023
Chevrolet Trax Insurance Rates in Large U.S. Cities
Chevrolet Trax Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,670$223
Philadelphia, PA$2,370$198
Las Vegas, NV$2,362$197
Los Angeles, CA$2,356$196
San Francisco, CA$2,042$170
Kansas City, MO$1,816$151
Oklahoma City, OK$1,816$151
Denver, CO$1,780$148
Memphis, TN$1,780$148
Atlanta, GA$1,760$147
San Jose, CA$1,708$142
Phoenix, AZ$1,662$139
Portland, OR$1,640$137
San Diego, CA$1,632$136
Boston, MA$1,626$136
Jacksonville, FL$1,622$135
Chicago, IL$1,580$132
Dallas, TX$1,556$130
Houston, TX$1,548$129
Seattle, WA$1,542$129
Nashville, TN$1,482$124
Milwaukee, WI$1,476$123
Albuquerque, NM$1,450$121
San Antonio, TX$1,402$117
Omaha, NE$1,364$114
Fort Worth, TX$1,358$113
Austin, TX$1,340$112
Indianapolis, IN$1,218$102
Columbus, OH$1,124$94
Charlotte, NC$1,072$89