Chevy Trax Car Insurance Cost for 2023

How much does Chevrolet Trax insurance cost?

From the LS 2WD trim level to the higher cost LT AWD trim level, we compiled insurance quotes on the Trax to discover how average rates size up to similar small SUVs.

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How much does Chevrolet Trax car insurance cost?

Chevy Trax insurance costs an average of $1,558 a year, or $130 each month. Drivers can plan on paying about $91 less each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $170 less per year than the overall national average of $1,728.

The following chart illustrates average car insurance rates for a 2023 Chevy Trax using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Chevrolet Trax with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Trax trim levels.Data last updated on August 12, 2023
Chevrolet Trax Insurance Cost Summary
2023 Chevrolet Trax Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,506$292
Safe Driver Age 20$3,072$256
At-fault Accidents Age 40$2,208$184
Low Deductibles Age 40$1,942$162
Safe Driver Age 30$1,616$135
Safe Driver Age 40$1,558$130
Safe Driver Age 50$1,418$118
Safe Driver Age 60$1,390$116
High Deductibles Age 40$1,354$113
Discount Rate Age 40$1,294$108

Is car insurance cheap for a Chevy Trax?

With Chevy Trax car insurance cost ranging from $1,528 to $1,584 annually for an average driver, the lowest-cost model to insure is the LS 2WD. The next cheapest model to insure is the LS AWD at $1,546 per year. On average, plan on budgeting a minimum of $127 per month for full coverage insurance.

The two most expensive trim levels of Chevy Trax to insure are the LT AWD at $1,584 per year and the LT 2WD at $1,568 annually. Those trim levels will cost an extra $56 and $40 per year, respectively, over the lowest cost LS 2WD model.

The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.

2023 Chevrolet Trax Insurance Cost by Trim Level
Chevrolet Trax Trim Level Annual Policy Six-Month Policy Per Month
LS 2WD$1,528$764$127
LS AWD$1,546$773$129
LT 2WD$1,568$784$131
LT AWD$1,584$792$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chevrolet Trax, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Chevrolet Trax Insurance Cost by Trim Level

Is Trax insurance expensive compared to other small SUVs?

The Chevy Trax ranks 15th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,558 per year for full coverage insurance, while the segment median average cost is $1,649 per year, a difference of only $91 per year.

When compared to other popular small SUVs, insurance for a 2023 Chevrolet Trax costs $118 less per year than the Toyota RAV4, $24 more than the Honda CR-V, $72 less than the Chevrolet Equinox, and $108 less than the Nissan Rogue.

The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.

Insurance Cost Comparison: Chevrolet Trax vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$188
2Subaru Crosstrek$1,380-$178
3Nissan Kicks$1,386-$172
4Nissan Rogue Sport$1,412-$146
5Mazda CX-5$1,422-$136
6Buick Encore$1,442-$116
7Buick Envision$1,446-$112
8Kia Seltos$1,466-$92
9Hyundai Venue$1,478-$80
10Honda HR-V$1,508-$50
11Hyundai Kona$1,518-$40
12Subaru Forester$1,526-$32
13Honda CR-V$1,534-$24
14Mazda CX-30$1,538-$20
15Chevrolet Trax$1,558--
16Volkswagen Tiguan$1,572$14
17Ford Bronco Sport$1,576$18
18Fiat 500X$1,606$48
19GMC Terrain$1,608$50
20Kia Soul$1,614$56
21Mitsubishi Eclipse Cross$1,616$58
22Chevrolet Equinox$1,630$72
23Toyota Corolla Cross$1,634$76
24Volkswagen Taos$1,640$82
25Mazda CX-50$1,652$94
26Hyundai Tucson$1,656$98
27Ford Escape$1,660$102
28Nissan Rogue$1,666$108
29Toyota RAV4$1,676$118
30Mazda MX-30$1,680$122
31Kia Niro$1,682$124
32Mini Cooper$1,690$132
33Jeep Compass$1,700$142
34Mini Cooper Clubman$1,720$162
35Jeep Renegade$1,746$188
36Chevrolet Bolt$1,756$198
37Toyota bz4X$1,758$200
38Kia Sportage$1,810$252
39Hyundai Ioniq 5$1,814$256
40Mini Cooper Countryman$1,860$302
41Mitsubishi Mirage$1,868$310
42Mitsubishi Outlander$1,872$314
43Volkswagen ID4$1,880$322
44Kia EV6$1,920$362
45Dodge Hornet$1,922$364
46Hyundai Nexo$1,990$432
47Ford Mustang Mach-E$2,048$490

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Chevrolet Trax vs Small SUVs

How much is insurance on a used Chevy Trax?

Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2023 model year will save an estimated $306 annually. Even opting for a barely used 2019 model will save $174 per year.

The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2023. The average insurance cost ranges from a low of $1,252 for a 2015 Chevrolet Trax to a high of $1,558 for a 2023 model year.

Chevrolet Trax Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Chevrolet Trax$1,558$779$130
2022 Chevrolet Trax$1,566$783$131
2021 Chevrolet Trax$1,396$698$116
2020 Chevrolet Trax$1,384$692$115
2019 Chevrolet Trax$1,384$692$115
2018 Chevrolet Trax$1,352$676$113
2017 Chevrolet Trax$1,306$653$109
2016 Chevrolet Trax$1,284$642$107
2015 Chevrolet Trax$1,252$626$104

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Chevrolet Trax Insurance Cost by Model Year

Car insurance rates by location

Chevrolet Trax car insurance rates can range from lower prices like $980 a year in Raleigh, NC, or $1,106 in Charlotte, NC, to more expensive rates like $2,654 a year in New Orleans, LA, and $2,402 in Philadelphia, PA.

Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,580 per year, Omaha, NE, averaging $1,394, Nashville, TN, at $1,514, and Seattle, WA, costing $1,576.

The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Chevrolet Trax, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chevrolet Trax trim levels.Data last updated on August 11, 2023
Chevrolet Trax Insurance Rates in Large U.S. Cities
Chevrolet Trax Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,704$225
Philadelphia, PA$2,402$200
Las Vegas, NV$2,394$200
Los Angeles, CA$2,388$199
San Francisco, CA$2,074$173
Kansas City, MO$1,852$154
Oklahoma City, OK$1,852$154
Denver, CO$1,814$151
Memphis, TN$1,814$151
Atlanta, GA$1,790$149
San Jose, CA$1,742$145
Phoenix, AZ$1,696$141
Portland, OR$1,674$140
San Diego, CA$1,666$139
Boston, MA$1,658$138
Jacksonville, FL$1,652$138
Chicago, IL$1,612$134
Dallas, TX$1,586$132
Houston, TX$1,580$132
Seattle, WA$1,576$131
Nashville, TN$1,514$126
Milwaukee, WI$1,508$126
Albuquerque, NM$1,482$124
San Antonio, TX$1,436$120
Omaha, NE$1,394$116
Fort Worth, TX$1,390$116
Austin, TX$1,372$114
Indianapolis, IN$1,252$104
Columbus, OH$1,158$97
Charlotte, NC$1,106$92