- Chevrolet Trax car insurance costs an average of $1,514 per year or around $126 per month, depending on the trim level.
- The Trax LS 2WD trim level is the cheapest to insure at around $1,488 per year, or $124 per month.
- The model with the most expensive insurance is the LT AWD at $1,540 per year, or around $128 per month.
- The Trax ranks 15th out of 47 vehicles in the 2023 small SUV class for insurance affordability.
How much does Chevrolet Trax car insurance cost?
Chevy Trax insurance costs an average of $1,514 a year, or $126 each month. Drivers can plan on paying about $92 less each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $171 less per year than the overall national average of $1,685.
The following chart illustrates average car insurance rates for a 2023 Chevy Trax using a variety of different risk scenarios.
Is car insurance cheap for a Chevy Trax?
With Chevy Trax car insurance cost ranging from $1,488 to $1,540 annually for an average driver, the lowest-cost model to insure is the LS 2WD. The next cheapest model to insure is the LS AWD at $1,502 per year. On average, plan on budgeting a minimum of $124 per month for full coverage insurance.
The two most expensive trim levels of Chevy Trax to insure are the LT AWD at $1,540 per year and the LT 2WD at $1,524 annually. Those trim levels will cost an extra $52 and $36 per year, respectively, over the lowest cost LS 2WD model.
The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.
| Chevrolet Trax Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| LS 2WD | $1,488 | $744 | $124 |
| LS AWD | $1,502 | $751 | $125 |
| LT 2WD | $1,524 | $762 | $127 |
| LT AWD | $1,540 | $770 | $128 |
Is Trax insurance expensive compared to other small SUVs?
The Chevy Trax ranks 15th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,514 per year for full coverage insurance, while the segment median average cost is $1,606 per year, a difference of only $92 per year.
When compared to other popular small SUVs, insurance for a 2023 Chevrolet Trax costs $120 less per year than the Toyota RAV4, $18 more than the Honda CR-V, $74 less than the Chevrolet Equinox, and $108 less than the Nissan Rogue.
The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,334 | -$180 |
| 2 | Subaru Crosstrek | $1,346 | -$168 |
| 3 | Nissan Kicks | $1,354 | -$160 |
| 4 | Nissan Rogue Sport | $1,378 | -$136 |
| 5 | Mazda CX-5 | $1,386 | -$128 |
| 6 | Buick Encore | $1,406 | -$108 |
| 7 | Buick Envision | $1,410 | -$104 |
| 8 | Kia Seltos | $1,430 | -$84 |
| 9 | Hyundai Venue | $1,440 | -$74 |
| 10 | Honda HR-V | $1,464 | -$50 |
| 11 | Hyundai Kona | $1,480 | -$34 |
| 12 | Subaru Forester | $1,486 | -$28 |
| 13 | Honda CR-V | $1,496 | -$18 |
| 14 | Mazda CX-30 | $1,498 | -$16 |
| 15 | Chevrolet Trax | $1,514 | -- |
| 16 | Volkswagen Tiguan | $1,532 | $18 |
| 17 | Ford Bronco Sport | $1,536 | $22 |
| 18 | Fiat 500X | $1,564 | $50 |
| 19 | GMC Terrain | $1,566 | $52 |
| 20 | Kia Soul | $1,568 | $54 |
| 21 | Mitsubishi Eclipse Cross | $1,572 | $58 |
| 22 | Chevrolet Equinox | $1,588 | $74 |
| 23 | Toyota Corolla Cross | $1,592 | $78 |
| 24 | Volkswagen Taos | $1,600 | $86 |
| 25 | Mazda CX-50 | $1,610 | $96 |
| 26 | Hyundai Tucson | $1,614 | $100 |
| 27 | Ford Escape | $1,616 | $102 |
| 28 | Nissan Rogue | $1,622 | $108 |
| 29 | Toyota RAV4 | $1,634 | $120 |
| 30 | Mazda MX-30 | $1,636 | $122 |
| 31 | Kia Niro | $1,638 | $124 |
| 32 | Mini Cooper | $1,648 | $134 |
| 33 | Jeep Compass | $1,652 | $138 |
| 34 | Mini Cooper Clubman | $1,674 | $160 |
| 35 | Jeep Renegade | $1,698 | $184 |
| 36 | Chevrolet Bolt | $1,710 | $196 |
| 37 | Toyota bz4X | $1,716 | $202 |
| 38 | Kia Sportage | $1,760 | $246 |
| 39 | Hyundai Ioniq 5 | $1,764 | $250 |
| 40 | Mini Cooper Countryman | $1,812 | $298 |
| 41 | Mitsubishi Mirage | $1,818 | $304 |
| 42 | Mitsubishi Outlander | $1,820 | $306 |
| 43 | Volkswagen ID4 | $1,832 | $318 |
| 44 | Kia EV6 | $1,870 | $356 |
| 45 | Dodge Hornet | $1,872 | $358 |
| 46 | Hyundai Nexo | $1,938 | $424 |
| 47 | Ford Mustang Mach-E | $1,996 | $482 |
How much is insurance on a used Chevy Trax?
Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2023 model year will save an estimated $294 annually. Even opting for a barely used 2019 model will save $166 per year.
The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2023. The average insurance cost ranges from a low of $1,220 for a 2015 Chevrolet Trax to a high of $1,514 for a 2023 model year.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Chevrolet Trax | $1,514 | $757 | $126 |
| 2022 Chevrolet Trax | $1,520 | $760 | $127 |
| 2021 Chevrolet Trax | $1,358 | $679 | $113 |
| 2020 Chevrolet Trax | $1,348 | $674 | $112 |
| 2019 Chevrolet Trax | $1,348 | $674 | $112 |
| 2018 Chevrolet Trax | $1,318 | $659 | $110 |
| 2017 Chevrolet Trax | $1,268 | $634 | $106 |
| 2016 Chevrolet Trax | $1,248 | $624 | $104 |
| 2015 Chevrolet Trax | $1,220 | $610 | $102 |
Car insurance rates by location
Chevrolet Trax car insurance rates can range from lower prices like $950 a year in Raleigh, NC, or $1,072 in Charlotte, NC, to more expensive rates like $2,630 a year in New Orleans, LA, and $2,370 in Philadelphia, PA.
Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,548 per year, Omaha, NE, averaging $1,364, Nashville, TN, at $1,482, and Seattle, WA, costing $1,542.
The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.
