Chevy Trax Car Insurance Cost for 2022

How much does Chevy Trax insurance cost? We compare car insurance rates from the base LS 2WD model up to the LT AWD trim to see how prices rank against all other compact SUVs.

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How much does Chevrolet Trax car insurance cost?

Chevy Trax insurance costs an average of $1,386 a year, or $116 each month. Drivers can plan on paying about $30 less each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $165 less per year than the overall national average of $1,551.

The following chart illustrates average car insurance rates for a 2022 Chevy Trax using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Chevrolet Trax with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Trax trim levels.Data last updated on April 20, 2022
Chevrolet Trax Insurance Cost Summary
Chevrolet Trax Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,130$261
Safe Driver Age 20$2,742$229
At-fault Accidents Age 40$1,970$164
Low Deductibles Age 40$1,738$145
Safe Driver Age 30$1,444$120
Safe Driver Age 40$1,386$116
Safe Driver Age 50$1,268$106
Safe Driver Age 60$1,240$103
High Deductibles Age 40$1,204$100
Discount Rate Age 40$1,150$96

Is car insurance cheap for a Chevy Trax?

With Chevy Trax car insurance cost ranging from $1,376 to $1,398 annually for an average driver, the lowest-cost model to insure is the LS 2WD. The next cheapest model to insure is the LS AWD at $1,384 per year. On average, plan on budgeting a minimum of $115 per month for full coverage insurance.

The two most expensive trim levels of Chevy Trax to insure are the LT AWD at $1,398 per year and the LT 2WD at $1,392 annually. Those trim levels will cost an extra $22 and $16 per year, respectively, over the lowest cost LS 2WD model.

The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.

2022 Chevrolet Trax Insurance Cost by Trim Level
Chevrolet Trax Trim Level Annual Policy 6-month Policy Per Month
LS 2WD$1,376$688$115
LS AWD$1,384$692$115
LT 2WD$1,392$696$116
LT AWD$1,398$699$117

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chevrolet Trax, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Chevrolet Trax Insurance Cost by Trim Level

Is Trax insurance expensive compared to other small SUVs?

The Chevy Trax ranks #19 out of 46 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,386 per year for full coverage insurance, while the segment median average cost is $1,416 per year, a difference of only $30 per year.

When compared to other popular small SUVs, insurance for a 2022 Chevrolet Trax costs $44 less per year than the Toyota RAV4, $60 more than the Honda CR-V, $30 less than the Chevrolet Equinox, and $96 less than the Nissan Rogue.

The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.

Insurance Cost Comparison: Chevrolet Trax vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,152-$234
2Nissan Kicks$1,180-$206
3Chevrolet Trailblazer$1,188-$198
4Subaru Crosstrek$1,216-$170
5Toyota C-HR$1,250-$136
6Buick Encore$1,252-$134
7Nissan Rogue Sport$1,262-$124
8Hyundai Venue$1,286-$100
9Buick Envision$1,288-$98
10Kia Seltos$1,290-$96
11Toyota Corolla Cross$1,298-$88
12Hyundai Kona$1,310-$76
13Subaru Forester$1,312-$74
14Volkswagen Tiguan$1,314-$72
15Honda CR-V$1,326-$60
16Mazda CX-30$1,340-$46
17Honda HR-V$1,360-$26
18Ford Ecosport$1,372-$14
19Chevrolet Trax$1,386--
20GMC Terrain$1,394$8
21Mitsubishi Eclipse Cross$1,396$10
22Hyundai Tucson$1,406$20
23Chevrolet Bolt$1,412$26
24Chevrolet Equinox$1,416$30
25Volkswagen Taos$1,420$34
26Fiat 500X$1,424$38
27Toyota RAV4$1,430$44
28Kia Soul$1,432$46
29Mazda MX-30$1,460$74
30Jeep Compass$1,468$82
31Kia Niro$1,470$84
32Nissan Rogue$1,482$96
33Ford Escape$1,490$104
34Hyundai Ioniq 5$1,502$116
35Mini Cooper Clubman$1,504$118
36Jeep Renegade$1,508$122
37Kia Sportage$1,514$128
38Ford Bronco$1,520$134
39Volkswagen ID4$1,542$156
40Mini Cooper$1,550$164
41Mini Cooper Countryman$1,572$186
42Mitsubishi Outlander$1,628$242
43Mitsubishi Mirage$1,642$256
44Ford Mustang Mach-E$1,712$326
45Hyundai Nexo$1,730$344
46Jeep Wrangler$1,732$346

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Insurance Cost Comparison: Chevrolet Trax vs Small SUVs

How much is insurance on a used Chevy Trax?

Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2022 model year will save an estimated $252 annually. Even opting for a barely used 2019 model will save $158 per year.

The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2022. The average insurance cost ranges from a low of $1,134 for a 2015 Chevrolet Trax to a high of $1,386 for a 2022 model year.

Chevrolet Trax Insurance Cost for 2015-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Chevrolet Trax$1,386$693$116
2021 Chevrolet Trax$1,232$616$103
2020 Chevrolet Trax$1,212$606$101
2019 Chevrolet Trax$1,228$614$102
2018 Chevrolet Trax$1,204$602$100
2017 Chevrolet Trax$1,168$584$97
2016 Chevrolet Trax$1,146$573$96
2015 Chevrolet Trax$1,134$567$95

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Chevrolet Trax Insurance Cost by Model Year

Can where I live impact the rate I pay?

Chevrolet Trax car insurance rates can range from lower prices like $870 a year in Raleigh, NC, or $998 in Charlotte, NC, to more expensive rates like $3,268 a year in New Orleans, LA, and $2,328 in Philadelphia, PA.

Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,488 per year, Omaha, NE, averaging $1,296, Nashville, TN, at $1,418, and Seattle, WA, costing $1,480.

The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for 15 larger metro areas in America. The insurance rates range from $1,050 per year in Columbus, OH, to over $2,638 per year for auto insurance in New York City, a difference of $1,588.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Chevrolet Trax, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chevrolet Trax trim levels.Data last updated on March 24, 2022
Chevrolet Trax Insurance Rates in Large U.S. Cities
Chevrolet Trax Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,638$220
Philadelphia, PA$2,328$194
Los Angeles, CA$2,314$193
San Francisco, CA$1,992$166
Jacksonville, FL$1,982$165
San Jose, CA$1,650$138
Phoenix, AZ$1,606$134
San Diego, CA$1,570$131
Chicago, IL$1,520$127
Dallas, TX$1,492$124
Houston, TX$1,488$124
Indianapolis, IN$1,406$117
San Antonio, TX$1,338$112
Austin, TX$1,270$106
Columbus, OH$1,050$88