Insuring a Chevrolet Trax in 2024: Ultimate Survival Guide

How much does Chevrolet Trax insurance cost?

From the LS trim level to the higher cost 2RS trim level, we compiled insurance quotes on the Trax to discover how average rates size up to similar small SUVs.

Start a Free QuoteCompare Chevy Trax car insurance quotes and save on your next policy.

  • Chevrolet Trax car insurance costs an average of $1,794 per year or around $150 per month, depending on the trim level.
  • The Trax LS trim level is the cheapest to insure at around $1,738 per year, or $145 per month.
  • The model with the most expensive insurance is the 2RS at $1,826 per year, or around $152 per month.
  • The Trax ranks 28th out of 47 vehicles in the 2024 small SUV class for insurance affordability.

How much does Chevrolet Trax car insurance cost?

Chevy Trax insurance costs an average of $1,794 a year, or $150 each month. Drivers can plan on paying about $49 more each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $89 less per year than the overall national average of $1,883.

The following chart illustrates average car insurance rates for a 2024 Chevy Trax using a variety of different risk scenarios.

Figure 1: Average 2024 Chevrolet Trax insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2024 model year Chevrolet Trax with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Trax trim levels.

Chevrolet Trax Insurance Cost Summary
2024 Chevrolet Trax Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,126$344
Safe Driver Age 20$3,594$300
At-fault Accidents Age 40$2,564$214
Low Deductibles Age 40$2,242$187
Safe Driver Age 30$1,896$158
Safe Driver Age 40$1,794$150
Safe Driver Age 50$1,608$134
High Deductibles Age 40$1,560$130
Safe Driver Age 60$1,502$125
Discount Rate Age 40$1,484$124

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Trax trim levels. Updated February 26, 2024

Is car insurance cheap for a Chevy Trax?

With Chevy Trax car insurance cost ranging from $1,738 to $1,826 annually for an average driver, the lowest-cost model to insure is the LS. The next cheapest model to insure is the 1RS at $1,786 per year. On average, plan on budgeting a minimum of $145 per month for full coverage insurance.

The two most expensive trim levels of Chevy Trax to insure are the 2RS at $1,826 per year and the Activ at $1,826 annually. Those trim levels will cost an extra $88 and $88 per year, respectively, over the lowest cost LS model.

The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.

2024 Chevrolet Trax Insurance Rates by Trim Level
2024 Chevrolet Trax Trim Level Annual Premium Cost Per Month
LS$1,738$145
1RS$1,786$149
LT$1,790$149
Activ$1,826$152
2RS$1,826$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Chevrolet Trax Insurance Cost by Trim Level

Is Trax insurance expensive compared to other small SUVs?

The Chevy Trax ranks 28th out of 47 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,794 per year for full coverage insurance, while the segment median average cost is $1,745 per year, a difference of only $49 per year.

When compared to other popular small SUVs, insurance for a 2024 Chevrolet Trax costs $46 more per year than the Toyota RAV4, $176 more than the Honda CR-V, $48 more than the Chevrolet Equinox, and $90 more than the Nissan Rogue.

The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.

Insurance Cost Comparison: Chevrolet Trax vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,402-$392
2Chevrolet Trailblazer$1,424-$370
3Kia Soul$1,482-$312
4Nissan Kicks$1,494-$300
5Buick Envision$1,520-$274
6Toyota Corolla Cross$1,530-$264
7Hyundai Venue$1,540-$254
8Mazda CX-5$1,548-$246
9Ford Bronco Sport$1,554-$240
10Volkswagen Tiguan$1,570-$224
11Buick Encore$1,612-$182
12Honda CR-V$1,618-$176
13Volkswagen Taos$1,624-$170
14Kia Niro$1,626-$168
15Honda HR-V$1,650-$144
16Subaru Forester$1,692-$102
17Kia Seltos$1,694-$100
18GMC Terrain$1,698-$96
19Nissan Rogue$1,704-$90
20Hyundai Kona$1,706-$88
21Mazda CX-30$1,710-$84
22Volkswagen ID4$1,720-$74
23Ford Escape$1,730-$64
24Chevrolet Equinox$1,746-$48
25Toyota RAV4$1,748-$46
26Mazda MX-30$1,760-$34
27Hyundai Tucson$1,764-$30
28Chevrolet Trax$1,794--
29Mini Cooper Clubman$1,798$4
30Mini Cooper$1,800$6
31Mitsubishi Eclipse Cross$1,820$26
32Jeep Renegade$1,824$30
33Mitsubishi Outlander$1,848$54
34Nissan Ariya$1,856$62
35Kia Sportage$1,858$64
36Hyundai Ioniq 5$1,864$70
37Fiat 500X$1,870$76
38Mazda CX-50$1,884$90
39Toyota bz4X$1,890$96
40Mini Cooper Countryman$1,892$98
41Subaru Solterra$1,898$104
42Mitsubishi Mirage$1,900$106
43Kia EV6$1,958$164
44Dodge Hornet$2,018$224
45Jeep Compass$2,054$260
46Hyundai Nexo$2,094$300
47Ford Mustang Mach-E$2,220$426

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 22, 2024

Insurance Cost Comparison: Chevrolet Trax vs Small SUVs

How much is insurance on a used Chevy Trax?

Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2024 model year will save an estimated $610 annually. Even opting for a barely used 2019 model will save $424 per year.

The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2024. The average insurance cost ranges from a low of $1,184 for a 2015 Chevrolet Trax to a high of $1,794 for a 2024 model year.

Chevrolet Trax Insurance Cost for 2015-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Chevrolet Trax$1,794$150
2023 Chevrolet Trax$1,580$132
2022 Chevrolet Trax$1,586$132
2021 Chevrolet Trax$1,414$118
2020 Chevrolet Trax$1,382$115
2019 Chevrolet Trax$1,370$114
2018 Chevrolet Trax$1,318$110
2017 Chevrolet Trax$1,266$106
2016 Chevrolet Trax$1,220$102
2015 Chevrolet Trax$1,184$99

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Trax trim levels for each model year. Updated February 23, 2024

Chevrolet Trax Insurance Cost by Model Year

Car insurance rates by location

Chevrolet Trax car insurance rates can range from lower prices like $1,188 a year in Raleigh, NC, or $1,322 in Charlotte, NC, to more expensive rates like $2,982 a year in New Orleans, LA, and $2,730 in Philadelphia, PA.

Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,836 per year, Omaha, NE, averaging $1,634, Nashville, TN, at $1,768, and Seattle, WA, costing $1,830.

The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for thirty of the larger metro areas in America.

Figure 2: Average car insurance rates for a 2024 Chevrolet Trax in larger U.S. cities. Rates updated on February 23, 2024.

Data Methodology: Average car insurance rates for a 2024 Chevrolet Trax assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Chevrolet Trax Insurance Rates in Large U.S. Cities
Chevrolet Trax Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$3,058$255
Philadelphia, PA$2,730$228
Las Vegas, NV$2,722$227
Los Angeles, CA$2,714$226
San Francisco, CA$2,372$198
Kansas City, MO$2,130$178
Oklahoma City, OK$2,130$178
Denver, CO$2,090$174
Memphis, TN$2,090$174
Atlanta, GA$2,066$172
San Jose, CA$2,010$168
Phoenix, AZ$1,964$164
Portland, OR$1,940$162
San Diego, CA$1,928$161
Boston, MA$1,924$160
Jacksonville, FL$1,890$158
Chicago, IL$1,872$156
Dallas, TX$1,842$154
Houston, TX$1,836$153
Seattle, WA$1,830$153
Nashville, TN$1,768$147
Milwaukee, WI$1,762$147
Albuquerque, NM$1,730$144
San Antonio, TX$1,682$140
Omaha, NE$1,634$136
Fort Worth, TX$1,628$136
Austin, TX$1,610$134
Indianapolis, IN$1,484$124
Columbus, OH$1,376$115
Charlotte, NC$1,322$110

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 Chevrolet Trax and all Zip Codes in each city. Updated February 23, 2024