- Chevrolet Trax car insurance costs an average of $1,386 per year or around $116 per month, depending on the trim level.
- The Trax LS 2WD trim level is the cheapest to insure at around $1,376 per year, or $115 per month.
- The model with the most expensive insurance is the LT AWD at $1,398 per year, or around $117 per month.
- The Trax ranks #19 out of 46 vehicles in the 2022 small SUV class for insurance affordability.
How much does Chevrolet Trax car insurance cost?
Chevy Trax insurance costs an average of $1,386 a year, or $116 each month. Drivers can plan on paying about $30 less each year to insure a Chevrolet Trax as compared to the average rate for small SUVs, and $165 less per year than the overall national average of $1,551.
The following chart illustrates average car insurance rates for a 2022 Chevy Trax using a variety of different risk scenarios.
Is car insurance cheap for a Chevy Trax?
With Chevy Trax car insurance cost ranging from $1,376 to $1,398 annually for an average driver, the lowest-cost model to insure is the LS 2WD. The next cheapest model to insure is the LS AWD at $1,384 per year. On average, plan on budgeting a minimum of $115 per month for full coverage insurance.
The two most expensive trim levels of Chevy Trax to insure are the LT AWD at $1,398 per year and the LT 2WD at $1,392 annually. Those trim levels will cost an extra $22 and $16 per year, respectively, over the lowest cost LS 2WD model.
The rate table below details average Chevrolet Trax car insurance rates, including a monthly insurance rate, for each available package and trim level.
| Chevrolet Trax Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LS 2WD | $1,376 | $688 | $115 |
| LS AWD | $1,384 | $692 | $115 |
| LT 2WD | $1,392 | $696 | $116 |
| LT AWD | $1,398 | $699 | $117 |
Is Trax insurance expensive compared to other small SUVs?
The Chevy Trax ranks #19 out of 46 comparison vehicles in the small SUV segment. The Trax costs an estimated $1,386 per year for full coverage insurance, while the segment median average cost is $1,416 per year, a difference of only $30 per year.
When compared to other popular small SUVs, insurance for a 2022 Chevrolet Trax costs $44 less per year than the Toyota RAV4, $60 more than the Honda CR-V, $30 less than the Chevrolet Equinox, and $96 less than the Nissan Rogue.
The table below shows how all small SUVs rank by cost and the difference between each model’s insurance cost and the Chevrolet Trax car insurance cost.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,152 | -$234 |
| 2 | Nissan Kicks | $1,180 | -$206 |
| 3 | Chevrolet Trailblazer | $1,188 | -$198 |
| 4 | Subaru Crosstrek | $1,216 | -$170 |
| 5 | Toyota C-HR | $1,250 | -$136 |
| 6 | Buick Encore | $1,252 | -$134 |
| 7 | Nissan Rogue Sport | $1,262 | -$124 |
| 8 | Hyundai Venue | $1,286 | -$100 |
| 9 | Buick Envision | $1,288 | -$98 |
| 10 | Kia Seltos | $1,290 | -$96 |
| 11 | Toyota Corolla Cross | $1,298 | -$88 |
| 12 | Hyundai Kona | $1,310 | -$76 |
| 13 | Subaru Forester | $1,312 | -$74 |
| 14 | Volkswagen Tiguan | $1,314 | -$72 |
| 15 | Honda CR-V | $1,326 | -$60 |
| 16 | Mazda CX-30 | $1,340 | -$46 |
| 17 | Honda HR-V | $1,360 | -$26 |
| 18 | Ford Ecosport | $1,372 | -$14 |
| 19 | Chevrolet Trax | $1,386 | -- |
| 20 | GMC Terrain | $1,394 | $8 |
| 21 | Mitsubishi Eclipse Cross | $1,396 | $10 |
| 22 | Hyundai Tucson | $1,406 | $20 |
| 23 | Chevrolet Bolt | $1,412 | $26 |
| 24 | Chevrolet Equinox | $1,416 | $30 |
| 25 | Volkswagen Taos | $1,420 | $34 |
| 26 | Fiat 500X | $1,424 | $38 |
| 27 | Toyota RAV4 | $1,430 | $44 |
| 28 | Kia Soul | $1,432 | $46 |
| 29 | Mazda MX-30 | $1,460 | $74 |
| 30 | Jeep Compass | $1,468 | $82 |
| 31 | Kia Niro | $1,470 | $84 |
| 32 | Nissan Rogue | $1,482 | $96 |
| 33 | Ford Escape | $1,490 | $104 |
| 34 | Hyundai Ioniq 5 | $1,502 | $116 |
| 35 | Mini Cooper Clubman | $1,504 | $118 |
| 36 | Jeep Renegade | $1,508 | $122 |
| 37 | Kia Sportage | $1,514 | $128 |
| 38 | Ford Bronco | $1,520 | $134 |
| 39 | Volkswagen ID4 | $1,542 | $156 |
| 40 | Mini Cooper | $1,550 | $164 |
| 41 | Mini Cooper Countryman | $1,572 | $186 |
| 42 | Mitsubishi Outlander | $1,628 | $242 |
| 43 | Mitsubishi Mirage | $1,642 | $256 |
| 44 | Ford Mustang Mach-E | $1,712 | $326 |
| 45 | Hyundai Nexo | $1,730 | $344 |
| 46 | Jeep Wrangler | $1,732 | $346 |
How much is insurance on a used Chevy Trax?
Opting to insure a 2015 Chevrolet Trax instead of a more expensive 2022 model year will save an estimated $252 annually. Even opting for a barely used 2019 model will save $158 per year.
The following data table shows average car insurance rates for Chevy Trax models from 2015 through 2022. The average insurance cost ranges from a low of $1,134 for a 2015 Chevrolet Trax to a high of $1,386 for a 2022 model year.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2022 Chevrolet Trax | $1,386 | $693 | $116 |
| 2021 Chevrolet Trax | $1,232 | $616 | $103 |
| 2020 Chevrolet Trax | $1,212 | $606 | $101 |
| 2019 Chevrolet Trax | $1,228 | $614 | $102 |
| 2018 Chevrolet Trax | $1,204 | $602 | $100 |
| 2017 Chevrolet Trax | $1,168 | $584 | $97 |
| 2016 Chevrolet Trax | $1,146 | $573 | $96 |
| 2015 Chevrolet Trax | $1,134 | $567 | $95 |
Can where I live impact the rate I pay?
Chevrolet Trax car insurance rates can range from lower prices like $870 a year in Raleigh, NC, or $998 in Charlotte, NC, to more expensive rates like $3,268 a year in New Orleans, LA, and $2,328 in Philadelphia, PA.
Chevrolet Trax insurance rates in some other cities include Houston, Texas at an average of $1,488 per year, Omaha, NE, averaging $1,296, Nashville, TN, at $1,418, and Seattle, WA, costing $1,480.
The bar chart below visualizes average estimated Chevrolet Trax full coverage insurance policy costs for 15 larger metro areas in America. The insurance rates range from $1,050 per year in Columbus, OH, to over $2,638 per year for auto insurance in New York City, a difference of $1,588.
