Does a Chevy Equinox or Chevy Trax Have Cheaper Insurance?

Find out if the Chevy Equinox or Trax has the cheapest car insurance rates. We compared the cost to insure every trim level back to the 2015 model year.

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  • A 2024 Chevrolet Equinox is generally cheaper to insure than a 2024 Chevrolet Trax by $48 per year, $1,746 compared to $1,794.
  • For a 2024 model year Chevrolet Equinox, auto insurance rates range from $1,632 to $1,890 per year, while insurance for the 2024 Chevrolet Trax ranges from $1,738 to $1,826, depending on trim level and options.
  • The Chevrolet Equinox LS and the Chevrolet Trax LS are the trim levels that are cheapest to insure for each model, costing $1,632 and $1,738 per year, respectively.

Is car insurance cheaper for a Chevy Equinox or Trax?

For the 2024 model year, the model having the cheapest rates is the Chevrolet Equinox. Insurance rates for the Chevrolet Equinox average $1,746 per year, while insurance for the Chevrolet Trax averages $1,794 per year.

Out of 13 trims for the 2024 Chevrolet Equinox, the cheapest insurance rates are on the LS trim at a cost of $1,632 per year. Out of the five trim levels available for the Chevrolet Trax, the cheapest 2024 trim to insure is the LS trim at a cost of $1,738.

When rates are compared for the 18 trim levels of both 2024 models, the cheapest model and trim level is the Chevrolet Equinox LS at a cost of $1,632 per year. The most expensive model and trim level is the Chevrolet Equinox EV 3RS at a cost of $1,890 per year.

The next table shows how Equinox and Trax insurance rates compare in more depth, with average rates by driver age and also the cheapest and most expensive models of each to insure.

Chevy Equinox vs. Chevy Trax Insurance Cost Overview
2024 Chevrolet Equinox2024 Chevrolet Trax
Average Insurance Cost Per Year $1,746$1,794
Insurance Cost Per Month $146$150
16-year-old Driver $6,183$6,573
18-year-old Driver $5,301$5,493
20-year-old Driver $3,474$3,594
25-year-old Driver $2,026$2,074
30-year-old Driver $1,862$1,896
40-year-old Driver $1,746$1,794
50-year-old Driver $1,556$1,608
60-year-old Driver $1,454$1,502
Cheapest Model to Insure LSLS
Cheapest to Insure MSRP $27,995$21,495
Cheapest Insurance Cost $1,632$1,738
Most Expensive Model to Insure EV 3RS2RS
Most Expensive to Insure MSRP $45,000$24,995
Most Expensive Insurance Cost $1,890$1,826
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Data Methodology: Average cost is based on a 40-year-old male driver with a clean driving record. Other driver ages also have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for that specific model year. Updated February 22, 2024

Chevy Equinox vs. Chevy Trax Insurance Cost Overview

The rate table below compares and ranks the cost of car insurance for 2024 Chevrolet Equinox and Chevrolet Trax models, showing cost for each trim level of both models.

2024 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,632$136
$1,668$139
$1,680$140
$1,698$142
$1,724$144
$1,728$144
$1,738$145
$1,740$145
$1,752$146
$1,766$147
$1,780$148
$1,786$149
$1,790$149
$1,818$152
$1,826$152
$1,826$152
$1,838$153
$1,890$158

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Chevrolet Equinox vs Chevrolet Trax Insurance Cost by Trim Level

The chart below shows the average cost to insure the two models for four different driver age groups. For a 2024 Chevrolet Equinox, insurance cost ranges from $1,556 to $3,474 per year for the illustrated age groups. A 2024 Chevrolet Trax costs from $1,608 to $3,594 to insure per year.

Figure 1: Average car insurance premiums for 2024 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

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Data Methodology: Rates based on a 2024 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Equinox vs. 2024 Chevrolet Trax Insurance Cost
2024 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,301$5,493
20-Year-Old$3,474$3,594
25-Year-Old$2,026$2,074
30-Year-Old$1,862$1,896
40-Year-Old$1,746$1,794
50-Year-Old$1,556$1,608
60-Year-Old$1,454$1,502

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 23, 2024

The tables below show average cost to insure each trim level for a 2024 Chevrolet Equinox and Chevrolet Trax, including an overall average rate.

2024 Chevrolet Equinox

$1,746

Insurance Rates by Trim Level for a 2024 Chevrolet Equinox
2024 Chevrolet Equinox TrimsRate
LS$1,632
LS AWD1,668
EV 1LT1,680
LT1,698
RS1,724
LT AWD1,728
Premier1,740
RS AWD1,752
Premier AWD1,766
EV 2LT1,780
EV 3LT1,818
EV 2RS1,838
EV 3RS1,890
2024 Chevrolet Equinox Average Rate$1,746

2024 Chevrolet Trax

$1,794

Insurance Rates by Trim Level for 2024 Chevrolet Equinox
2024 Chevrolet Trax TrimsRate
LS$1,738
1RS1,786
LT1,790
Activ1,826
2RS1,826
2024 Chevrolet Trax Average Rate$1,794

2023 Chevrolet Equinox vs. Chevrolet Trax

For the 2023 model year, the model having more affordable car insurance is the Chevrolet Trax. Average car insurance rates for the Chevrolet Equinox are $1,658 per year, while insurance for a Chevrolet Trax averages $1,580 per year.

For a 2023 Chevrolet Equinox, insurance rates range from $1,590 per year for the LS model up to the highest rate of $1,718 for the Premier AWD model.

For a 2023 Chevrolet Trax, rates range from $1,552 per year for the LS 2WD model up to $1,608 for the most expensive to insure LT AWD model.

For a 2023 Chevrolet Equinox, the cheapest trim levels to insure are the LS, LT, and LS AWD. The cheapest Chevrolet Trax models to insure are the LS 2WD, LS AWD, and LT 2WD.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2023 Chevrolet Equinox and Chevrolet Trax models, with the average insurance quote for each vehicle.

2023 Model Year Chevrolet Equinox vs. Chevrolet Trax Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,552$129
$1,568$131
$1,590$133
$1,592$133
$1,608$134
$1,612$134
$1,624$135
$1,648$137
$1,672$139
$1,694$141
$1,700$142
$1,718$143

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Chevrolet Equinox vs Chevrolet Trax Insurance Cost by Trim Level

The chart below displays the average cost to insure both models for a range of driver ages. For a 2023 Chevrolet Equinox, the average insurance cost ranges from $1,478 to $3,298 per year. Auto insurance for the 2023 Chevrolet Trax ranges from $1,416 to $3,160 on average per year.

Figure 2: Average car insurance premiums for 2023 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2023 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Equinox vs. 2023 Chevrolet Trax Insurance Cost
2023 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$5,037$4,834
20-Year-Old$3,298$3,160
25-Year-Old$1,920$1,826
30-Year-Old$1,762$1,670
40-Year-Old$1,658$1,580
50-Year-Old$1,478$1,416
60-Year-Old$1,380$1,322

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 22, 2024

The 2023 Chevrolet Equinox has eight trim levels available, and the most affordable model to insure is the LS model at an average cost of $1,590 per year.

For the four different trims available for the Chevrolet Trax, the cheapest 2023 model to insure is the LS 2WD model at the cost of $1,552.

When rates for all 12 trim levels for the 2023 model year of both models are compared, the overall cheapest vehicle to insure is the Chevrolet Trax LS 2WD at a cost of $1,552 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD costing $1,718 per year.

The next two rate tables show the average cost to insure each trim level for a 2023 Chevrolet Equinox and Chevrolet Trax, along with the average rate for each model.

2023 Chevrolet Equinox

$1,658

Insurance Rates by Trim Level for a 2023 Chevrolet Equinox
2023 Chevrolet Equinox TrimsRate
LS$1,590
LT1,612
LS AWD1,624
LT AWD1,648
RS1,672
Premier1,694
RS AWD1,700
Premier AWD1,718
2023 Chevrolet Equinox Average Rate$1,658

2023 Chevrolet Trax

$1,580

Insurance Rates by Trim Level for 2023 Chevrolet Equinox
2023 Chevrolet Trax TrimsRate
LS 2WD$1,552
LS AWD1,568
LT 2WD1,592
LT AWD1,608
2023 Chevrolet Trax Average Rate$1,580

2022 Chevrolet Equinox vs. Trax

For the 2022 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance cost by an average of $34 per year.

The following chart illustrates the average cost to insure the two models rated for drivers aged 20 to 50. The average car insurance cost ranges from $1,444 to $3,230 per year for the 2022 Chevrolet Equinox, and $1,420 to $3,182 for the 2022 Chevrolet Trax for the five driver age examples in the chart.

Figure 3: Average car insurance premiums for 2022 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Equinox vs. 2022 Chevrolet Trax Insurance Cost
2022 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,940$4,869
20-Year-Old$3,230$3,182
25-Year-Old$1,874$1,836
30-Year-Old$1,722$1,678
40-Year-Old$1,620$1,586
50-Year-Old$1,444$1,420
60-Year-Old$1,348$1,326

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

The 2022 Chevrolet Equinox has eight trims available, with the most affordable trim to insure being the LS trim at an average cost of $1,556 per year. Out of the four different trims available for the Chevrolet Trax, the most affordable 2022 trim level to insure is the LS 2WD model at the cost of $1,572 per year, or about $131 per month.

When all 12 trims of both models are combined and compared, the cheapest vehicle to insure is the Chevrolet Equinox LS at an average of $1,556 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier AWD at an average of $1,700 per year.

The tables below show average car insurance cost by trim level for a 2022 Chevrolet Equinox and Chevrolet Trax, along with an average cost for each model.

2022 Chevrolet Equinox

$1,620

Insurance Rates by Trim Level for a 2022 Chevrolet Equinox
2022 Chevrolet Equinox TrimsRate
LS$1,556
LT1,560
LS AWD1,572
LT AWD1,608
RS1,624
RS AWD1,656
Premier1,676
Premier AWD1,700
2022 Chevrolet Equinox Average Rate$1,620

2022 Chevrolet Trax

$1,586

Insurance Rates by Trim Level for 2022 Chevrolet Equinox
2022 Chevrolet Trax TrimsRate
LS 2WD$1,572
LS AWD1,584
LT 2WD1,590
LT AWD1,596
2022 Chevrolet Trax Average Rate$1,586

2021 Chevrolet Equinox vs. Trax

For 2021 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax is cheaper to insure by an average of $38 per year.

The chart shown below shows the average insurance cost for both models with different ages of drivers. The average cost of car insurance ranges from $1,294 to $2,894 per year for the 2021 Chevrolet Equinox, and $1,266 to $2,820 for the 2021 Chevrolet Trax for the five driver ages sampled in the chart.

Figure 4: Average car insurance premiums for 2021 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2021 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Equinox vs. 2021 Chevrolet Trax Insurance Cost
2021 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,426$4,303
20-Year-Old$2,894$2,820
25-Year-Old$1,680$1,636
30-Year-Old$1,548$1,498
40-Year-Old$1,452$1,414
50-Year-Old$1,294$1,266
60-Year-Old$1,210$1,184

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 23, 2024

Out of 13 trims for the 2021 Chevrolet Equinox, the cheapest average car insurance prices are on the L 2WD model at a cost of $1,322 per year, or around $110 per month. For the six option levels available for the Chevrolet Trax, the cheapest 2021 model to insure is the LS 2WD model at the cost of $1,316.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Trax LS 2WD at an average of $1,316 per year, and the most expensive model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD costing an average of $1,584 per year.

The two tables below detail trim level insurance cost averages for both 2021 models, including an overall average cost for each model.

2021 Chevrolet Equinox

$1,452

Insurance Rates by Trim Level for a 2021 Chevrolet Equinox
2021 Chevrolet Equinox TrimsRate
L 2WD$1,322
2WD1,390
LS 2WD1,390
LS AWD1,390
LT 2WD1,390
AWD1,442
LT AWD1,442
LT Confidence/Convenience 2WD1,442
LT Confidence/Convenience AWD1,494
Premier 2WD1,494
Premier AWD1,530
Premier Confidence/Convenience 2WD1,584
Premier Confidence/Convenience AWD1,584
2021 Chevrolet Equinox Average Rate$1,452

2021 Chevrolet Trax

$1,414

Insurance Rates by Trim Level for 2021 Chevrolet Equinox
2021 Chevrolet Trax TrimsRate
LS 2WD$1,316
LS AWD1,370
LT 2WD1,370
LT AWD1,422
Premier 2WD1,474
Premier AWD1,526
2021 Chevrolet Trax Average Rate$1,414

2020 Chevrolet Equinox vs. Trax

For the 2020 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Trax has cheaper car insurance rates by an average of $30 per year.

The rate chart below displays the average cost to insure both models with different age drivers. Average insurance cost ranges from $1,258 to $2,812 per year on a 2020 Chevrolet Equinox, and $1,238 to $2,758 for a 2020 Chevrolet Trax for the age groups used in the chart.

Figure 5: Average car insurance premiums for 2020 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2020 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Equinox vs. 2020 Chevrolet Trax Insurance Cost
2020 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,296$4,208
20-Year-Old$2,812$2,758
25-Year-Old$1,632$1,598
30-Year-Old$1,504$1,464
40-Year-Old$1,412$1,382
50-Year-Old$1,258$1,238
60-Year-Old$1,178$1,156

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 23, 2024

For the 13 trim levels available for the 2020 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,286 per year.

A 2020 Chevrolet Trax has six trim levels available, with the most affordable model to insure being the LS 2WD model at an average cost of $1,292 per year, or $108 per month.

When looking at the aggregated rates by trim level for both models, the lowest-cost model and trim to insure is the Chevrolet Equinox L 2WD at a cost of $1,286 per year, and the highest-cost model and trim level is the Chevrolet Equinox Premier Confidence/Convenience AWD at an average cost of $1,536 per year.

The two tables below break down trim level insurance rates for each 2020 model, including the average rate for each model.

2020 Chevrolet Equinox

$1,412

Insurance Rates by Trim Level for a 2020 Chevrolet Equinox
2020 Chevrolet Equinox TrimsRate
L 2WD$1,286
2WD1,350
LS 2WD1,350
LS AWD1,350
LT 2WD1,350
AWD1,402
LT AWD1,402
LT Confidence/Convenience 2WD1,402
LT Confidence/Convenience AWD1,450
Premier 2WD1,450
Premier AWD1,486
Premier Confidence/Convenience 2WD1,536
Premier Confidence/Convenience AWD1,536
2020 Chevrolet Equinox Average Rate$1,412

2020 Chevrolet Trax

$1,382

Insurance Rates by Trim Level for 2020 Chevrolet Equinox
2020 Chevrolet Trax TrimsRate
LS 2WD$1,292
LS AWD1,340
LT 2WD1,342
LT AWD1,392
Premier 2WD1,442
Premier AWD1,486
2020 Chevrolet Trax Average Rate$1,382

2019 Chevrolet Equinox vs. Trax

For 2019 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox costs less to insure by $10 per year.

The chart shown below displays the average cost to insure both 2019 models for a range of driver ages. For a 2019 Chevrolet Equinox, the average car insurance cost ranges from $1,214 to $2,704 per year for the chosen age groups in the chart. Car insurance for the 2019 Chevrolet Trax ranges from $1,226 to $2,754 on average per year.

Figure 6: Average car insurance premiums for 2019 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2019 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Equinox vs. 2019 Chevrolet Trax Insurance Cost
2019 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$4,130$4,214
20-Year-Old$2,704$2,754
25-Year-Old$1,572$1,586
30-Year-Old$1,444$1,452
40-Year-Old$1,360$1,370
50-Year-Old$1,214$1,226
60-Year-Old$1,134$1,146

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 22, 2024

Out of 13 Chevrolet Equinox trims, the most affordable 2019 trim level to insure is the L 2WD model at an average cost of $1,214 per year, or around $101 per month.

For the six trim and option levels available for the Chevrolet Trax, the cheapest 2019 trim level to insure is the LS 2WD trim at a cost of $1,282 per year, or around $107 per month.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,214 per year. The highest-cost model and trim level is the Chevrolet Equinox Premier Confidence AWD at an average cost of $1,502 per year.

The next tables illustrate the average insurance cost by trim level for both 2019 models, plus the average rate for each model. The cheapest to insure for the 2019 model year is the Chevrolet Equinox.

2019 Chevrolet Equinox

$1,360

Insurance Rates by Trim Level for a 2019 Chevrolet Equinox
2019 Chevrolet Equinox TrimsRate
L 2WD$1,214
LS 2WD1,262
LS AWD1,276
LT 2WD1,324
LT AWD1,324
LT Confidence 2WD1,324
LT Sun/Navigation 2WD1,324
LT Confidence AWD1,372
LT Sun/Navigation AWD1,372
Premier Confidence 2WD1,454
Premier Sun/Sound/Navigation 2WD1,454
Premier Sun/Sound/Navigation AWD1,478
Premier Confidence AWD1,502
2019 Chevrolet Equinox Average Rate$1,360

2019 Chevrolet Trax

$1,370

Insurance Rates by Trim Level for 2019 Chevrolet Equinox
2019 Chevrolet Trax TrimsRate
LS 2WD$1,282
LS AWD1,330
LT 2WD1,330
LT AWD1,378
Premier 2WD1,426
Premier AWD1,474
2019 Chevrolet Trax Average Rate$1,370

2018 Chevrolet Equinox vs. Trax

For 2018 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by $58 per year for this model year.

The following chart shows the average cost to insure the two models with different ages of drivers. For the 2018 Chevrolet Equinox, the average cost of car insurance ranges from $1,126 to $2,496 per year for the five driver ages sampled in the chart. Full-coverage car insurance for a 2018 Chevrolet Trax costs from $1,182 to $2,644 on average per year.

Figure 7: Average car insurance premiums for 2018 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2018 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Equinox vs. 2018 Chevrolet Trax Insurance Cost
2018 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$3,804$4,039
20-Year-Old$2,496$2,644
25-Year-Old$1,452$1,526
30-Year-Old$1,336$1,396
40-Year-Old$1,260$1,318
50-Year-Old$1,126$1,182
60-Year-Old$1,052$1,104

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated February 23, 2024

For the seven trims available for the 2018 Chevrolet Equinox, the most affordable model to insure is the L 2WD model at an average cost of $1,166 per year, or about $97 per month.

For the six different option levels available for the Chevrolet Trax, the most affordable 2018 trim level to insure is the LS 2WD trim at a cost of $1,234.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Chevrolet Equinox L 2WD at an average cost of $1,166 per year. The most expensive trim is the Chevrolet Trax Premier AWD costing $1,416 per year.

The next two tables detail average car insurance cost by trim level for a 2018 Chevrolet Equinox and Chevrolet Trax, as well as an average rate for each model.

2018 Chevrolet Equinox

$1,260

Insurance Rates by Trim Level for a 2018 Chevrolet Equinox
2018 Chevrolet Equinox TrimsRate
L 2WD$1,166
LS 2WD1,212
LS AWD1,226
LT 2WD1,226
LT AWD1,272
Premier 2WD1,316
Premier AWD1,392
2018 Chevrolet Equinox Average Rate$1,260

2018 Chevrolet Trax

$1,318

Insurance Rates by Trim Level for 2018 Chevrolet Equinox
2018 Chevrolet Trax TrimsRate
LS 2WD$1,234
LS AWD1,280
LT 2WD1,280
LT AWD1,326
Premier 2WD1,372
Premier AWD1,416
2018 Chevrolet Trax Average Rate$1,318

2017 Chevrolet Equinox vs. Trax

For the 2017 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper car insurance rates by an average of $62 per year.

The chart below shows the average car insurance cost for the two models for different driver ages. Average insurance cost ranges from $1,080 to $2,386 per year on the 2017 Chevrolet Equinox, and $1,138 to $2,540 for the 2017 Chevrolet Trax for the sample drivers in the chart.

Figure 8: Average car insurance premiums for 2017 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2017 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Equinox vs. 2017 Chevrolet Trax Insurance Cost
2017 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$3,631$3,879
20-Year-Old$2,386$2,540
25-Year-Old$1,390$1,466
30-Year-Old$1,278$1,340
40-Year-Old$1,204$1,266
50-Year-Old$1,080$1,138
60-Year-Old$1,008$1,064

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated February 22, 2024

For the seven trims available for a 2017 Chevrolet Equinox, the most affordable trim level to insure is the L 2WD trim at an average cost of $1,128 per year.

For the six trim options available for a Chevrolet Trax, the most affordable 2017 trim level to insure is the LS 2WD trim at a cost of $1,196 per year, or about $100 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Chevrolet Equinox L 2WD at an average of $1,128 per year, and the most expensive model and trim level is the Chevrolet Trax LTZ AWD at a cost of $1,324 per year.

The next two rate tables detail the average cost to insure all 2017 trim levels, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2017 is the Chevrolet Equinox.

2017 Chevrolet Equinox

$1,204

Insurance Rates by Trim Level for a 2017 Chevrolet Equinox
2017 Chevrolet Equinox TrimsRate
L 2WD$1,128
LS 2WD1,172
LS AWD1,186
LT 2WD1,186
LT AWD1,226
Premier 2WD1,270
Premier AWD1,270
2017 Chevrolet Equinox Average Rate$1,204

2017 Chevrolet Trax

$1,266

Insurance Rates by Trim Level for 2017 Chevrolet Equinox
2017 Chevrolet Trax TrimsRate
LS 2WD$1,196
LS AWD1,238
LT 2WD1,238
LT AWD1,280
LTZ 2WD1,324
LTZ AWD1,324
2017 Chevrolet Trax Average Rate$1,266

2016 Chevrolet Equinox vs. Trax

When comparing car insurance rates for 2016 models, the Chevrolet Equinox costs $1,198 per year to insure and the Chevrolet Trax costs $1,220, making the Chevrolet Equinox the winner by $22 for the 2016 comparison year.

The chart shown below visualizes the average car insurance cost for the two models with different drivers at the wheel. For a 2016 Chevrolet Equinox, the average car insurance cost ranges from $1,072 to $2,380 per year for the age groups used in the chart. Full-coverage car insurance for the 2016 Chevrolet Trax ranges from $1,096 to $2,446 on average per year.

Figure 9: Average car insurance premiums for 2016 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2016 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Equinox vs. 2016 Chevrolet Trax Insurance Cost
2016 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$3,631$3,730
20-Year-Old$2,380$2,446
25-Year-Old$1,380$1,410
30-Year-Old$1,270$1,288
40-Year-Old$1,198$1,220
50-Year-Old$1,072$1,096
60-Year-Old$1,002$1,022

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated February 22, 2024

A 2016 Chevrolet Equinox has six trim levels available, with the lowest-cost trim level to insure being the LS 2WD trim at an average cost of $1,140 per year, or $95 per month.

For the six different option levels available for the Chevrolet Trax, the lowest-cost 2016 trim to insure is the LS 2WD model at a cost of $1,166.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Equinox LS 2WD at an average cost of $1,140 per year, and the highest-cost model and trim is the Chevrolet Trax LTZ AWD at a cost of $1,280 per year.

The tables shown below display the average cost to insure each trim level for a 2016 Chevrolet Equinox and Chevrolet Trax, including an overall average cost for each model.

2016 Chevrolet Equinox

$1,198

Insurance Rates by Trim Level for a 2016 Chevrolet Equinox
2016 Chevrolet Equinox TrimsRate
LS 2WD$1,140
LS AWD1,178
LT 2WD1,178
LT AWD1,216
LTZ 2WD1,216
LTZ AWD1,258
2016 Chevrolet Equinox Average Rate$1,198

2016 Chevrolet Trax

$1,220

Insurance Rates by Trim Level for 2016 Chevrolet Equinox
2016 Chevrolet Trax TrimsRate
LS 2WD$1,166
LS AWD1,170
LT 2WD1,208
LT AWD1,240
LTZ 2WD1,246
LTZ AWD1,280
2016 Chevrolet Trax Average Rate$1,220

2015 Chevrolet Equinox vs. Trax

When comparing insurance costs for the 2015 Chevrolet Equinox and Chevrolet Trax models, the Chevrolet Equinox has cheaper rates by $42 per year.

The chart below shows the average cost to insure the two models rated for a variety of different driver ages. For the 2015 Chevrolet Equinox, insurance cost ranges from $1,024 to $2,272 per year for the included age groups. A full-coverage policy for a 2015 Chevrolet Trax ranges from $1,064 to $2,384 on average per year.

Figure 10: Average car insurance premiums for 2015 Chevrolet Equinox and Chevrolet Trax models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2015 model year Chevrolet Equinox and Chevrolet Trax. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Equinox vs. 2015 Chevrolet Trax Insurance Cost
2015 Chevrolet Equinox vs. Chevrolet Trax Insurance Cost
Driver Age Chevrolet Equinox Chevrolet Trax
18-Year-Old$3,465$3,646
20-Year-Old$2,272$2,384
25-Year-Old$1,318$1,370
30-Year-Old$1,210$1,250
40-Year-Old$1,142$1,184
50-Year-Old$1,024$1,064
60-Year-Old$958$994

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated February 23, 2024

Out of six Chevrolet Equinox trims, the cheapest 2015 model to insure is the LS 2WD model at an average cost of $1,068 per year.

Out of the six different trim levels available for a Chevrolet Trax, the most affordable 2015 model to insure is the LS 2WD trim at the cost of $1,142.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Chevrolet Equinox LS 2WD at an average rate of $1,068 per year, and the most expensive trim is the Chevrolet Trax LTZ AWD at an average of $1,252 per year.

The next tables illustrate average car insurance rates for each trim level, along with an average cost for each model. The 2015 Chevrolet Equinox is the winner over the 2015 Chevrolet Trax for the cheapest car insurance cost.

2015 Chevrolet Equinox

$1,142

Insurance Rates by Trim Level for a 2015 Chevrolet Equinox
2015 Chevrolet Equinox TrimsRate
LS 2WD$1,068
LS AWD1,122
LT 2WD1,122
LT AWD1,122
LTZ 2WD1,196
LTZ AWD1,230
2015 Chevrolet Equinox Average Rate$1,142

2015 Chevrolet Trax

$1,184

Insurance Rates by Trim Level for 2015 Chevrolet Equinox
2015 Chevrolet Trax TrimsRate
LS 2WD$1,142
LS AWD1,142
LT 2WD1,178
LT AWD1,178
LTZ 2WD1,214
LTZ AWD1,252
2015 Chevrolet Trax Average Rate$1,184

Additional Chevrolet Equinox and Chevrolet Trax Resources