Chevrolet Suburban vs. Toyota Sequoia Car Insurance Compared

Are car insurance rates cheaper for a Chevrolet Suburban or a Toyota Sequoia? We analyzed insurance cost for a Chevrolet Suburban and a Toyota Sequoia plus all trim levels back to 2015 to discover which has cheaper car insurance rates.

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  • At an annual average cost of $2,324 per year, a 2024 Chevrolet Suburban costs less to insure than a 2024 Toyota Sequoia by $606 per year.
  • With nine models in the 2024 large SUV category, the Chevrolet Suburban ranks second and the Toyota Sequoia ranks ninth for most affordable car insurance rates.
  • For the 2024 model year Chevrolet Suburban, car insurance prices range from $2,184 to $2,442 per year, while auto insurance for a 2024 Toyota Sequoia ranges from $2,752 to $3,046, depending on the trim level being insured.
  • If the cheapest insurance payments are your highest priority, the LS 2WD and LS 4WD trim levels are the cheapest Chevrolet Suburban models to insure, while the SR5 2WD and SR5 4WD trim levels are the most affordable Toyota Sequoia models to insure.

Is a Chevy Suburban or Toyota Sequoia cheaper to insure?

For 2024 models, the cheaper model to insure on average is the Chevrolet Suburban. Insurance cost for the Chevrolet Suburban averages $2,324 per year, and insurance for a Toyota Sequoia averages $2,930 per year.

Out of 11 trim levels for the 2024 Chevrolet Suburban, the cheapest rates are on the LS 2WD model at a cost of $2,184 per year.

The 2024 Toyota Sequoia has nine trims available, with the cheapest trim level to insure being the SR5 2WD trim at an average cost of $2,752 per year, or $229 per month.

When average car insurance prices for all 20 trim levels for both 2024 models are compared, the cheapest vehicle to insure is the Chevrolet Suburban LS 2WD at a cost of $2,184 per year, and the highest-cost model and trim is the Toyota Sequoia Capstone 4WD at a cost of $3,046 per year.

The rate table below compares the cost of car insurance for 2024 Chevrolet Suburban and Toyota Sequoia models, broken down by trim level.

2024 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,184$182
$2,230$186
$2,264$189
$2,300$192
$2,308$192
$2,322$194
$2,336$195
$2,362$197
$2,392$199
$2,420$202
$2,442$204
$2,752$229
$2,810$234
$2,866$239
$2,910$243
$2,960$247
$2,994$250
$3,010$251
$3,022$252
$3,046$254

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Suburban and a 2024 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Suburban and a 2024 Toyota Sequoia

The chart shown below visualizes the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Chevrolet Suburban, insurance cost ranges from $2,060 to $4,652 per year for the illustrated age groups. A 2024 Toyota Sequoia costs from $2,602 to $5,904 to insure per year.

Average car insurance premiums for 2024 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,133$9,070
20-Year-Old$4,652$5,904
25-Year-Old$2,696$3,404
30-Year-Old$2,474$3,124
40-Year-Old$2,324$2,930
50-Year-Old$2,060$2,602
60-Year-Old$1,926$2,434

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The tables shown below show trim level insurance cost averages for both 2024 models, including an overall average rate. The winner for the 2024 car insurance cost comparison is the Chevrolet Suburban.

2024 Chevrolet Suburban

$2,324

Insurance Rates by Trim Level for a 2024 Chevrolet Suburban
2024 Chevrolet Suburban TrimsRate
LS 2WD$2,184
LS 4WD2,230
LT 2WD2,264
RST 2WD2,300
LT 4WD2,308
Z71 4WD2,322
RST 4WD2,336
Premier 2WD2,362
Premier 4WD2,392
High Country 2WD2,420
High Country 4WD2,442
2024 Chevrolet Suburban Average Rate$2,324

2024 Toyota Sequoia

$2,930

Insurance Rates by Trim Level for 2024 Chevrolet Suburban
2024 Toyota Sequoia TrimsRate
SR5 2WD$2,752
SR5 4WD2,810
Limited 2WD2,866
Limited 4WD2,910
Platinum 2WD2,960
Platinum 4WD2,994
Capstone 2WD3,010
TRD Pro 4WD3,022
Capstone 4WD3,046
2024 Toyota Sequoia Average Rate$2,930

2023 Chevrolet Suburban vs. Toyota Sequoia

Car insurance rates for a 2023 Chevrolet Suburban cost an average of $2,256 per year, while insurance for a Toyota Sequoia costs an average of $2,360 per year, making the Chevrolet Suburban the cheaper of the two to insure.

For the 11 trim levels available for the 2023 Chevrolet Suburban, the cheapest trim level to insure is the LS 2WD model at an average cost of $2,126 per year. Out of the nine trims available for the Toyota Sequoia, the cheapest 2023 trim level to insure is the SR5 2WD trim at a cost of $2,202.

When rates for all 20 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Chevrolet Suburban LS 2WD at a cost of $2,126 per year. The highest-cost model and trim is the Toyota Sequoia TRD Pro 4WD at an average of $2,446 per year.

The table shown below compares the annual and monthly car insurance cost for 2023 Chevrolet Suburban and Toyota Sequoia models, showing average cost for every trim level.

2023 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,126$177
$2,168$181
$2,202$184
$2,202$184
$2,236$186
$2,242$187
$2,256$188
$2,262$189
$2,270$189
$2,304$192
$2,304$192
$2,328$194
$2,338$195
$2,346$196
$2,348$196
$2,386$199
$2,418$202
$2,440$203
$2,440$203
$2,446$204

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Suburban and a 2023 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Suburban and a 2023 Toyota Sequoia

The chart below illustrates the average cost to insure both 2023 models using drivers aged 20 to 50. For a 2023 Chevrolet Suburban, the average car insurance cost ranges from $2,002 to $4,526 per year for the example age groups. A 2023 Toyota Sequoia costs from $2,084 to $4,738 to insure per year.

Average car insurance premiums for 2023 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,945$7,290
20-Year-Old$4,526$4,738
25-Year-Old$2,618$2,740
30-Year-Old$2,402$2,522
40-Year-Old$2,256$2,360
50-Year-Old$2,002$2,084
60-Year-Old$1,874$1,954

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The next two rate tables illustrate trim level insurance cost averages for both 2023 models, along with an average cost for each model.

2023 Chevrolet Suburban

$2,256

Insurance Rates by Trim Level for a 2023 Chevrolet Suburban
2023 Chevrolet Suburban TrimsRate
LS 2WD$2,126
LS 4WD2,168
LT 2WD2,202
RST 2WD2,236
LT 4WD2,242
Z71 4WD2,262
RST 4WD2,270
Premier 2WD2,304
Premier 4WD2,328
High Country 4WD2,338
High Country 2WD2,348
2023 Chevrolet Suburban Average Rate$2,256

2023 Toyota Sequoia

$2,360

Insurance Rates by Trim Level for 2023 Chevrolet Suburban
2023 Toyota Sequoia TrimsRate
SR5 2WD$2,202
SR5 4WD2,256
Limited 2WD2,304
Limited 4WD2,346
Platinum 2WD2,386
Platinum 4WD2,418
Capstone 2WD2,440
Capstone 4WD2,440
TRD Pro 4WD2,446
2023 Toyota Sequoia Average Rate$2,360

2022 Chevrolet Suburban vs. Toyota Sequoia

Insurance rates on a 2022 Chevrolet Suburban cost an average of $2,212 per year, while insurance for a Toyota Sequoia averages $2,226 per year, making the Chevrolet Suburban the model with better average insurance cost.

Insurance rates vary greatly for different trim levels, however. Using the Chevrolet Suburban to illustrate this point, average insurance rates range from $2,078 per year for the LS 2WD model up to $2,342 for the High Country 4WD model. For a 2022 Toyota Sequoia, rates can range from $2,086 per year for the SR5 2WD model up to $2,330 on the TRD Pro 4WD model.

For a 2022 Chevrolet Suburban, the most affordable models to insure are the LS 2WD, LS 4WD, and LT 2WD. The lowest-cost Toyota Sequoia models to insure are the SR5 2WD, TRD Sport 2WD, and SR5 4WD. From a cost-per-month standpoint, average insurance rates for all 2022 Chevrolet Suburban and Toyota Sequoia models and trims range from $173 to $195 per month.

The table shown below compares the annual and monthly car insurance cost for 2022 Chevrolet Suburban and Toyota Sequoia models, showing cost for each trim level of both models.

2022 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,078$173
$2,086$174
$2,096$175
$2,140$178
$2,150$179
$2,152$179
$2,162$180
$2,174$181
$2,186$182
$2,230$186
$2,230$186
$2,242$187
$2,244$187
$2,256$188
$2,262$189
$2,266$189
$2,284$190
$2,284$190
$2,304$192
$2,314$193
$2,330$194
$2,342$195

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Suburban and a 2022 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Suburban and a 2022 Toyota Sequoia

The chart below visualizes the average car insurance cost for both 2022 models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,962 to $4,444 per year for a 2022 Chevrolet Suburban, and $1,968 to $4,480 on the 2022 Toyota Sequoia for the example age groups.

Average car insurance premiums for 2022 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,822$6,895
20-Year-Old$4,444$4,480
25-Year-Old$2,566$2,586
30-Year-Old$2,354$2,378
40-Year-Old$2,212$2,226
50-Year-Old$1,962$1,968
60-Year-Old$1,836$1,844

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

Out of 11 trim levels for the 2022 Chevrolet Suburban, the lowest-cost average insurance prices are on the LS 2WD model at a cost of $2,078 per year, or around $173 per month.

Out of the 11 option levels available for the Toyota Sequoia, the most affordable 2022 model to insure is the SR5 2WD model at a cost of $2,086.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Suburban LS 2WD at an average cost of $2,078 per year. The highest-cost model and trim is the Chevrolet Suburban High Country 4WD costing $2,342 per year.

The tables shown below illustrate average car insurance cost by trim level for a 2022 Chevrolet Suburban and Toyota Sequoia, along with an average cost for each model.

2022 Chevrolet Suburban

$2,212

Insurance Rates by Trim Level for a 2022 Chevrolet Suburban
2022 Chevrolet Suburban TrimsRate
LS 2WD$2,078
LS 4WD2,096
LT 2WD2,150
LT 4WD2,162
RST 2WD2,174
Z71 4WD2,230
RST 4WD2,242
Premier 2WD2,262
Premier 4WD2,284
High Country 2WD2,314
High Country 4WD2,342
2022 Chevrolet Suburban Average Rate$2,212

2022 Toyota Sequoia

$2,226

Insurance Rates by Trim Level for 2022 Chevrolet Suburban
2022 Toyota Sequoia TrimsRate
SR5 2WD$2,086
TRD Sport 2WD2,140
SR5 4WD2,152
TRD Sport 4WD2,186
Limited 2WD2,230
Limited 4WD2,244
Nightshade Special Edition 2WD2,256
Nightshade Special Edition 4WD2,266
Platinum 2WD2,284
Platinum 4WD2,304
TRD Pro 4WD2,330
2022 Toyota Sequoia Average Rate$2,226

2021 Chevrolet Suburban vs. Toyota Sequoia

For 2021 Chevrolet Suburban and Toyota Sequoia models, the Toyota Sequoia is cheaper to insure by an average of $94 per year for this model year.

The chart shown below demonstrates the average insurance cost for both 2021 models using drivers aged 20 to 50. For a 2021 Chevrolet Suburban, the average cost of car insurance ranges from $2,028 to $4,622 per year for the driver ages used. Auto insurance for the 2021 Toyota Sequoia costs from $1,932 to $4,434 on average per year.

Average car insurance premiums for 2021 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,112$6,843
20-Year-Old$4,622$4,434
25-Year-Old$2,646$2,542
30-Year-Old$2,424$2,334
40-Year-Old$2,280$2,186
50-Year-Old$2,028$1,932
60-Year-Old$1,898$1,812

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

For the six trims available for a 2021 Chevrolet Suburban, the most affordable trim level to insure is the LS 2WD trim at an average cost of $2,192 per year, or about $183 per month. A 2021 Toyota Sequoia has 13 trim and option levels available, with the most affordable trim to insure being the SR/5 2WD model at an average cost of $2,072 per year.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Toyota Sequoia SR/5 2WD at an average rate of $2,072 per year, and the highest-cost model and trim level is the Chevrolet Suburban Premier 2WD at a cost of $2,406 per year.

The next two rate tables break down both 2021 models and all trim levels available for each one, plus the average rate for each model.

2021 Chevrolet Suburban

$2,280

Insurance Rates by Trim Level for a 2021 Chevrolet Suburban
2021 Chevrolet Suburban TrimsRate
LS 2WD$2,192
LS 4WD2,192
LT 2WD2,256
LT 4WD2,256
Premier 4WD2,384
Premier 2WD2,406
2021 Chevrolet Suburban Average Rate$2,280

2021 Toyota Sequoia

$2,186

Insurance Rates by Trim Level for 2021 Chevrolet Suburban
2021 Toyota Sequoia TrimsRate
SR/5 2WD$2,072
SR/5 4WD2,136
SR/5 Premium 2WD2,136
TRD Sport 2WD2,136
LTD 2WD2,202
LTD 4WD2,202
SR/5 Premium 4WD2,202
TRD Pro 4WD2,202
TRD Sport 4WD2,202
TRD Sport Premium 2WD2,202
TRD Sport Premium 4WD2,202
Platinum 2WD2,264
Platinum 4WD2,264
2021 Toyota Sequoia Average Rate$2,186

2020 Chevrolet Suburban vs. Toyota Sequoia

A 2020 Toyota Sequoia is $96 cheaper to insure per year on average than a 2020 Chevrolet Suburban, a difference of 4.4%.

The chart below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2020 Chevrolet Suburban, the average car insurance cost ranges from $1,972 to $4,488 per year for the sample drivers in the chart. Full-coverage insurance on a 2020 Toyota Sequoia costs from $1,876 to $4,302 on average per year.

Average car insurance premiums for 2020 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,907$6,637
20-Year-Old$4,488$4,302
25-Year-Old$2,572$2,466
30-Year-Old$2,356$2,266
40-Year-Old$2,216$2,120
50-Year-Old$1,972$1,876
60-Year-Old$1,846$1,760

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of six Chevrolet Suburban trims, the cheapest 2020 trim level to insure is the LS 2WD model at an average cost of $2,128 per year. For the 13 trim and option levels available for the Toyota Sequoia, the lowest-cost 2020 model to insure is the SR/5 2WD model at a cost of $2,008.

When all 19 trims of both models are combined and compared, the overall cheapest vehicle to put coverage on is the Toyota Sequoia SR/5 2WD at an average cost of $2,008 per year, and the most expensive vehicle to insure is the Chevrolet Suburban Premier 2WD costing an average of $2,336 per year.

The tables below display the average cost to insure each trim level for a 2020 Chevrolet Suburban and Toyota Sequoia, plus the average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Toyota Sequoia.

2020 Chevrolet Suburban

$2,216

Insurance Rates by Trim Level for a 2020 Chevrolet Suburban
2020 Chevrolet Suburban TrimsRate
LS 2WD$2,128
LS 4WD2,128
LT 2WD2,190
LT 4WD2,190
Premier 4WD2,316
Premier 2WD2,336
2020 Chevrolet Suburban Average Rate$2,216

2020 Toyota Sequoia

$2,120

Insurance Rates by Trim Level for 2020 Chevrolet Suburban
2020 Toyota Sequoia TrimsRate
SR/5 2WD$2,008
SR/5 4WD2,070
SR/5 Premium 2WD2,070
TRD Sport 2WD2,070
LTD 2WD2,132
LTD 4WD2,132
SR/5 Premium 4WD2,132
TRD Pro 4WD2,132
TRD Sport 4WD2,132
TRD Sport Premium 2WD2,132
TRD Sport Premium 4WD2,152
Platinum 2WD2,194
Platinum 4WD2,214
2020 Toyota Sequoia Average Rate$2,120

2019 Chevrolet Suburban vs. Toyota Sequoia

When comparing average insurance rates for 2019 models, a Chevrolet Suburban costs an average of $2,122 per year to insure while a Toyota Sequoia costs $2,098, making the Toyota Sequoia cheaper to insure by $24 per year.

The rate chart below displays the average cost to insure the two models rated for drivers aged 20 to 50. For the 2019 Chevrolet Suburban, average insurance cost ranges from $1,880 to $4,292 per year for the age groups used in the chart. Insurance for the 2019 Toyota Sequoia costs from $1,860 to $4,248 on average per year.

Average car insurance premiums for 2019 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,606$6,537
20-Year-Old$4,292$4,248
25-Year-Old$2,462$2,438
30-Year-Old$2,256$2,232
40-Year-Old$2,122$2,098
50-Year-Old$1,880$1,860
60-Year-Old$1,762$1,742

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

For the eight trim levels available for the 2019 Chevrolet Suburban, the lowest-cost trim to insure is the LS 2WD model at an average cost of $1,966 per year, or $164 per month. For the eight option levels available for the Toyota Sequoia, the cheapest 2019 model to insure is the SR/5 2WD model at a cost of $2,022.

When all 16 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Chevrolet Suburban LS 2WD at a cost of $1,966 per year. The most expensive vehicle to insure is the Chevrolet Suburban HD LT 4WD at an average cost of $2,380 per year.

The tables shown below display the average cost to insure all 2019 trim levels, including an overall average rate. The 2019 Toyota Sequoia has more affordable average car insurance than the 2019 Chevrolet Suburban.

2019 Chevrolet Suburban

$2,122

Insurance Rates by Trim Level for a 2019 Chevrolet Suburban
2019 Chevrolet Suburban TrimsRate
LS 2WD$1,966
LS 4WD1,966
LT 2WD2,022
LT 4WD2,022
Premier 2WD2,142
Premier 4WD2,142
HD LS 4WD2,320
HD LT 4WD2,380
2019 Chevrolet Suburban Average Rate$2,122

2019 Toyota Sequoia

$2,098

Insurance Rates by Trim Level for 2019 Chevrolet Suburban
2019 Toyota Sequoia TrimsRate
SR/5 2WD$2,022
SR/5 4WD2,022
TRD Sport 2WD2,082
TRD Sport 4WD2,082
Limited 2WD2,142
Limited 4WD2,142
Platinum 2WD2,142
Platinum 4WD2,142
2019 Toyota Sequoia Average Rate$2,098

2018 Chevrolet Suburban vs. Toyota Sequoia

For 2018 Chevrolet Suburban and Toyota Sequoia models, the Chevrolet Suburban has lower-cost car insurance by $4 per year.

The rate chart below demonstrates the average car insurance cost for both 2018 models rated for drivers aged 20 to 50. For a 2018 Chevrolet Suburban, average car insurance cost ranges from $1,790 to $4,078 per year for the included age groups. A full-coverage policy on a 2018 Toyota Sequoia costs from $1,794 to $4,084 on average per year.

Average car insurance premiums for 2018 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,271$6,278
20-Year-Old$4,078$4,084
25-Year-Old$2,344$2,348
30-Year-Old$2,144$2,148
40-Year-Old$2,016$2,020
50-Year-Old$1,790$1,794
60-Year-Old$1,678$1,680

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

Out of eight Chevrolet Suburban trims, the most affordable 2018 trim level to insure is the C1500 LS 2WD trim at an average cost of $1,882 per year, or around $157 per month. A 2018 Toyota Sequoia has eight different option levels available, with the most affordable model to insure being the SR/5 2WD trim at an average cost of $1,938 per year.

When rates are compared for the 16 trims of both 2018 models, the most affordable model and trim level to insure is the Chevrolet Suburban C1500 LS 2WD at an average rate of $1,882 per year, and the highest-cost model and trim level is the Chevrolet Suburban HD K3500 LT 4WD at an average of $2,256 per year.

The next tables display the average cost to insure each trim level for a 2018 Chevrolet Suburban and Toyota Sequoia, as well as the overall average rate for each model.

2018 Chevrolet Suburban

$2,016

Insurance Rates by Trim Level for a 2018 Chevrolet Suburban
2018 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,882
K1500 LS 4WD1,882
C1500 LT 2WD1,938
K1500 LT 4WD1,938
C1500 Premier 2WD1,994
K1500 Premier 4WD2,048
HD K3500 LS 4WD2,198
HD K3500 LT 4WD2,256
2018 Chevrolet Suburban Average Rate$2,016

2018 Toyota Sequoia

$2,020

Insurance Rates by Trim Level for 2018 Chevrolet Suburban
2018 Toyota Sequoia TrimsRate
SR/5 2WD$1,938
SR/5 4WD1,994
TRD Sport 2WD1,994
TRD Sport 4WD1,994
Limited 2WD2,048
Limited 4WD2,048
Platinum 2WD2,048
Platinum 4WD2,104
2018 Toyota Sequoia Average Rate$2,020

2017 Chevrolet Suburban vs. Toyota Sequoia

The following chart shows the average insurance cost for the two models for different driver ages. For the 2018 Chevrolet Suburban, the average car insurance cost ranges from $1,790 to $4,078 per year for the age groups used in this illustration. A full-coverage policy for the 2018 Toyota Sequoia costs from $1,794 to $4,084 on average per year.

Average car insurance premiums for 2017 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$5,971$6,014
20-Year-Old$3,886$3,914
25-Year-Old$2,234$2,250
30-Year-Old$2,042$2,058
40-Year-Old$1,924$1,940
50-Year-Old$1,712$1,724
60-Year-Old$1,602$1,614

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

A 2018 Chevrolet Suburban has eight trim levels available, with the cheapest trim to insure being the C1500 LS 2WD model at an average cost of $1,882 per year, or about $157 per month.

For the eight different trims available for the Toyota Sequoia, the cheapest 2018 trim to insure is the SR/5 2WD model at a cost of $1,938.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to insure is the Chevrolet Suburban C1500 LS 2WD at an average of $1,882 per year. The most expensive model and trim level is the Chevrolet Suburban HD K3500 LT 4WD costing $2,256 per year.

The rate tables below detail average car insurance rates for every trim level for both 2018 models, as well as an average rate for each model.

2017 Chevrolet Suburban

$1,924

Insurance Rates by Trim Level for a 2017 Chevrolet Suburban
2017 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,762
K1500 LS 4WD1,814
C1500 LT 2WD1,868
K1500 LT 4WD1,872
C1500 LTZ 2WD1,920
K1500 LTZ 4WD1,972
HD K3500 LS 4WD2,062
HD K3500 LT 4WD2,132
2017 Chevrolet Suburban Average Rate$1,924

2017 Toyota Sequoia

$1,940

Insurance Rates by Trim Level for 2017 Chevrolet Suburban
2017 Toyota Sequoia TrimsRate
SR/5 2WD$1,868
SR/5 4WD1,868
Limited 2WD1,920
Limited 4WD1,972
Platinum 2WD1,984
Platinum 4WD2,024
2017 Toyota Sequoia Average Rate$1,940

2016 Chevrolet Suburban vs. Toyota Sequoia

For the 2016 Chevrolet Suburban and Toyota Sequoia models, the Toyota Sequoia costs less to insure by $34 per year for this comparison year.

The rate chart below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,648 to $3,720 per year for the 2016 Chevrolet Suburban, and $1,616 to $3,646 on the 2016 Toyota Sequoia for the chosen age groups in the chart.

Average car insurance premiums for 2016 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$5,705$5,586
20-Year-Old$3,720$3,646
25-Year-Old$2,142$2,102
30-Year-Old$1,960$1,922
40-Year-Old$1,848$1,814
50-Year-Old$1,648$1,616
60-Year-Old$1,540$1,512

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

For the six trims available for a 2016 Chevrolet Suburban, the cheapest model to insure is the C1500 LS 2WD model at an average cost of $1,764 per year. For the six trims available for the Toyota Sequoia, the lowest-cost 2016 trim package to insure is the SR/5 2WD model at a cost of $1,716 per year, or $143 per month.

When rates are compared for the 12 different trims of both 2016 models, the most affordable model and trim level to buy insurance for is the Toyota Sequoia SR/5 2WD at an average cost of $1,716 per year. The most expensive trim is the Chevrolet Suburban K1500 LTZ 4WD at an average of $1,942 per year.

The two tables below detail average car insurance cost by trim level for each 2016 model, as well as the overall average rate for each model. The 2016 Toyota Sequoia has more affordable average car insurance rates than the 2016 Chevrolet Suburban.

2016 Chevrolet Suburban

$1,848

Insurance Rates by Trim Level for a 2016 Chevrolet Suburban
2016 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,764
C1500 LT 2WD1,814
K1500 LS 4WD1,814
K1500 LT 4WD1,862
C1500 LTZ 2WD1,896
K1500 LTZ 4WD1,942
2016 Chevrolet Suburban Average Rate$1,848

2016 Toyota Sequoia

$1,814

Insurance Rates by Trim Level for 2016 Chevrolet Suburban
2016 Toyota Sequoia TrimsRate
SR/5 2WD$1,716
SR/5 4WD1,764
Limited 2WD1,814
Limited 4WD1,862
Platinum 2WD1,862
Platinum 4WD1,862
2016 Toyota Sequoia Average Rate$1,814

2015 Chevrolet Suburban vs. Toyota Sequoia

A 2015 Chevrolet Suburban is $56 cheaper to insure per year on average than a 2015 Toyota Sequoia, a difference of 3.1%.

The following chart shows the average cost to insure the two models rated for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,562 to $3,524 per year for a 2015 Chevrolet Suburban, and $1,620 to $3,656 for the 2015 Toyota Sequoia for the chosen age groups in the chart.

Average car insurance premiums for 2015 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$5,396$5,613
20-Year-Old$3,524$3,656
25-Year-Old$2,028$2,094
30-Year-Old$1,856$1,914
40-Year-Old$1,752$1,808
50-Year-Old$1,562$1,620
60-Year-Old$1,462$1,514

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

A 2015 Chevrolet Suburban has six trims available, with the lowest-cost trim to insure being the C1500 LS 2WD model at an average cost of $1,678 per year.

For the six different trim levels available for a Toyota Sequoia, the lowest-cost 2015 trim level to insure is the SR/5 2WD trim at a cost of $1,720 per year, or $143 per month.

When looking at the aggregated rates by trim for both models, the overall cheapest vehicle to insure is the Chevrolet Suburban C1500 LS 2WD at an average of $1,678 per year, and the highest-cost model and trim is the Toyota Sequoia Platinum 4WD at an average of $1,852 per year.

The next tables display the cost to insure the available trim levels for both 2015 models, as well as an average rate for each model.

2015 Chevrolet Suburban

$1,752

Insurance Rates by Trim Level for a 2015 Chevrolet Suburban
2015 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,678
C1500 LT 2WD1,722
K1500 LS 4WD1,722
K1500 LT 4WD1,766
C1500 LTZ 2WD1,812
K1500 LTZ 4WD1,812
2015 Chevrolet Suburban Average Rate$1,752

2015 Toyota Sequoia

$1,808

Insurance Rates by Trim Level for 2015 Chevrolet Suburban
2015 Toyota Sequoia TrimsRate
SR/5 2WD$1,720
SR/5 4WD1,764
Limited 2WD1,808
Limited 4WD1,852
Platinum 2WD1,852
Platinum 4WD1,852
2015 Toyota Sequoia Average Rate$1,808

Additional Chevrolet Suburban and Toyota Sequoia Resources