Chevrolet Suburban vs. Toyota Sequoia Car Insurance Compared

Are car insurance rates cheaper for a Chevrolet Suburban or a Toyota Sequoia? We analyzed insurance cost for a Chevrolet Suburban and a Toyota Sequoia plus all trim levels back to 2015 to discover which has cheaper car insurance rates.

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  • At an annual average cost of $2,378 per year, a 2024 Chevrolet Suburban costs less to insure than a 2024 Toyota Sequoia by $624 per year.
  • With nine models in the 2024 large SUV category, the Chevrolet Suburban ranks second and the Toyota Sequoia ranks ninth for most affordable car insurance rates.
  • For the 2024 model year Chevrolet Suburban, car insurance prices range from $2,238 to $2,500 per year, while auto insurance for a 2024 Toyota Sequoia ranges from $2,820 to $3,122, depending on the trim level being insured.
  • If the cheapest insurance payments are your highest priority, the LS 2WD and LS 4WD trim levels are the cheapest Chevrolet Suburban models to insure, while the SR5 2WD and SR5 4WD trim levels are the most affordable Toyota Sequoia models to insure.

Is a Chevy Suburban or Toyota Sequoia cheaper to insure?

For 2024 models, the cheaper model to insure on average is the Chevrolet Suburban. Insurance cost for the Chevrolet Suburban averages $2,378 per year, and insurance for a Toyota Sequoia averages $3,002 per year.

Out of 11 trim levels for the 2024 Chevrolet Suburban, the cheapest rates are on the LS 2WD model at a cost of $2,238 per year.

The 2024 Toyota Sequoia has nine trims available, with the cheapest trim level to insure being the SR5 2WD trim at an average cost of $2,820 per year, or $235 per month.

When average car insurance prices for all 20 trim levels for both 2024 models are compared, the cheapest vehicle to insure is the Chevrolet Suburban LS 2WD at a cost of $2,238 per year, and the highest-cost model and trim is the Toyota Sequoia Capstone 4WD at a cost of $3,122 per year.

The rate table below compares the cost of car insurance for 2024 Chevrolet Suburban and Toyota Sequoia models, broken down by trim level.

2024 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,238$187
$2,284$190
$2,318$193
$2,356$196
$2,362$197
$2,376$198
$2,390$199
$2,420$202
$2,448$204
$2,478$207
$2,500$208
$2,820$235
$2,878$240
$2,936$245
$2,982$249
$3,034$253
$3,068$256
$3,084$257
$3,098$258
$3,122$260

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Suburban and a 2024 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Suburban and a 2024 Toyota Sequoia

The chart shown below visualizes the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Chevrolet Suburban, insurance cost ranges from $2,110 to $4,768 per year for the illustrated age groups. A 2024 Toyota Sequoia costs from $2,668 to $6,048 to insure per year.

Average car insurance premiums for 2024 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,309$9,295
20-Year-Old$4,768$6,048
25-Year-Old$2,762$3,488
30-Year-Old$2,538$3,198
40-Year-Old$2,378$3,002
50-Year-Old$2,110$2,668
60-Year-Old$1,972$2,492

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The tables shown below show trim level insurance cost averages for both 2024 models, including an overall average rate. The winner for the 2024 car insurance cost comparison is the Chevrolet Suburban.

2024 Chevrolet Suburban

$2,378

Insurance Rates by Trim Level for a 2024 Chevrolet Suburban
2024 Chevrolet Suburban TrimsRate
LS 2WD$2,238
LS 4WD2,284
LT 2WD2,318
RST 2WD2,356
LT 4WD2,362
Z71 4WD2,376
RST 4WD2,390
Premier 2WD2,420
Premier 4WD2,448
High Country 2WD2,478
High Country 4WD2,500
2024 Chevrolet Suburban Average Rate$2,378

2024 Toyota Sequoia

$3,002

Insurance Rates by Trim Level for 2024 Chevrolet Suburban
2024 Toyota Sequoia TrimsRate
SR5 2WD$2,820
SR5 4WD2,878
Limited 2WD2,936
Limited 4WD2,982
Platinum 2WD3,034
Platinum 4WD3,068
Capstone 2WD3,084
TRD Pro 4WD3,098
Capstone 4WD3,122
2024 Toyota Sequoia Average Rate$3,002

2023 Chevrolet Suburban vs. Toyota Sequoia

Car insurance rates for a 2023 Chevrolet Suburban cost an average of $2,310 per year, while insurance for a Toyota Sequoia costs an average of $2,418 per year, making the Chevrolet Suburban the cheaper of the two to insure.

For the 11 trim levels available for the 2023 Chevrolet Suburban, the cheapest trim level to insure is the LS 2WD model at an average cost of $2,176 per year. Out of the nine trims available for the Toyota Sequoia, the cheapest 2023 trim level to insure is the SR5 2WD trim at a cost of $2,256.

When rates for all 20 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Chevrolet Suburban LS 2WD at a cost of $2,176 per year. The highest-cost model and trim is the Toyota Sequoia TRD Pro 4WD at an average of $2,506 per year.

The table shown below compares the annual and monthly car insurance cost for 2023 Chevrolet Suburban and Toyota Sequoia models, showing average cost for every trim level.

2023 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,176$181
$2,220$185
$2,256$188
$2,256$188
$2,290$191
$2,296$191
$2,312$193
$2,316$193
$2,324$194
$2,358$197
$2,360$197
$2,382$199
$2,394$200
$2,400$200
$2,402$200
$2,444$204
$2,478$207
$2,498$208
$2,498$208
$2,506$209

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Suburban and a 2023 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Suburban and a 2023 Toyota Sequoia

The chart below illustrates the average cost to insure both 2023 models using drivers aged 20 to 50. For a 2023 Chevrolet Suburban, the average car insurance cost ranges from $2,050 to $4,638 per year for the example age groups. A 2023 Toyota Sequoia costs from $2,136 to $4,852 to insure per year.

Average car insurance premiums for 2023 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,116$7,468
20-Year-Old$4,638$4,852
25-Year-Old$2,684$2,808
30-Year-Old$2,462$2,584
40-Year-Old$2,310$2,418
50-Year-Old$2,050$2,136
60-Year-Old$1,918$1,998

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next two rate tables illustrate trim level insurance cost averages for both 2023 models, along with an average cost for each model.

2023 Chevrolet Suburban

$2,310

Insurance Rates by Trim Level for a 2023 Chevrolet Suburban
2023 Chevrolet Suburban TrimsRate
LS 2WD$2,176
LS 4WD2,220
LT 2WD2,256
RST 2WD2,290
LT 4WD2,296
Z71 4WD2,316
RST 4WD2,324
Premier 2WD2,358
Premier 4WD2,382
High Country 4WD2,394
High Country 2WD2,402
2023 Chevrolet Suburban Average Rate$2,310

2023 Toyota Sequoia

$2,418

Insurance Rates by Trim Level for 2023 Chevrolet Suburban
2023 Toyota Sequoia TrimsRate
SR5 2WD$2,256
SR5 4WD2,312
Limited 2WD2,360
Limited 4WD2,400
Platinum 2WD2,444
Platinum 4WD2,478
Capstone 2WD2,498
Capstone 4WD2,498
TRD Pro 4WD2,506
2023 Toyota Sequoia Average Rate$2,418

2022 Chevrolet Suburban vs. Toyota Sequoia

Insurance rates on a 2022 Chevrolet Suburban cost an average of $2,264 per year, while insurance for a Toyota Sequoia averages $2,280 per year, making the Chevrolet Suburban the model with better average insurance cost.

Insurance rates vary greatly for different trim levels, however. Using the Chevrolet Suburban to illustrate this point, average insurance rates range from $2,126 per year for the LS 2WD model up to $2,398 for the High Country 4WD model. For a 2022 Toyota Sequoia, rates can range from $2,138 per year for the SR5 2WD model up to $2,386 on the TRD Pro 4WD model.

For a 2022 Chevrolet Suburban, the most affordable models to insure are the LS 2WD, LS 4WD, and LT 2WD. The lowest-cost Toyota Sequoia models to insure are the SR5 2WD, TRD Sport 2WD, and SR5 4WD. From a cost-per-month standpoint, average insurance rates for all 2022 Chevrolet Suburban and Toyota Sequoia models and trims range from $177 to $200 per month.

The table shown below compares the annual and monthly car insurance cost for 2022 Chevrolet Suburban and Toyota Sequoia models, showing cost for each trim level of both models.

2022 Model Year Chevrolet Suburban vs. Toyota Sequoia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,126$177
$2,138$178
$2,146$179
$2,192$183
$2,200$183
$2,204$184
$2,212$184
$2,226$186
$2,240$187
$2,280$190
$2,284$190
$2,296$191
$2,298$192
$2,310$193
$2,316$193
$2,320$193
$2,338$195
$2,340$195
$2,358$197
$2,370$198
$2,386$199
$2,398$200

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Suburban and a 2022 Toyota Sequoia
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Suburban and a 2022 Toyota Sequoia

The chart below visualizes the average car insurance cost for both 2022 models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $2,010 to $4,554 per year for a 2022 Chevrolet Suburban, and $2,016 to $4,590 on the 2022 Toyota Sequoia for the example age groups.

Average car insurance premiums for 2022 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,993$7,064
20-Year-Old$4,554$4,590
25-Year-Old$2,628$2,650
30-Year-Old$2,414$2,436
40-Year-Old$2,264$2,280
50-Year-Old$2,010$2,016
60-Year-Old$1,882$1,888

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of 11 trim levels for the 2022 Chevrolet Suburban, the lowest-cost average insurance prices are on the LS 2WD model at a cost of $2,126 per year, or around $177 per month.

Out of the 11 option levels available for the Toyota Sequoia, the most affordable 2022 model to insure is the SR5 2WD model at a cost of $2,138.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Chevrolet Suburban LS 2WD at an average cost of $2,126 per year. The highest-cost model and trim is the Chevrolet Suburban High Country 4WD costing $2,398 per year.

The tables shown below illustrate average car insurance cost by trim level for a 2022 Chevrolet Suburban and Toyota Sequoia, along with an average cost for each model.

2022 Chevrolet Suburban

$2,264

Insurance Rates by Trim Level for a 2022 Chevrolet Suburban
2022 Chevrolet Suburban TrimsRate
LS 2WD$2,126
LS 4WD2,146
LT 2WD2,200
LT 4WD2,212
RST 2WD2,226
Z71 4WD2,280
RST 4WD2,296
Premier 2WD2,316
Premier 4WD2,340
High Country 2WD2,370
High Country 4WD2,398
2022 Chevrolet Suburban Average Rate$2,264

2022 Toyota Sequoia

$2,280

Insurance Rates by Trim Level for 2022 Chevrolet Suburban
2022 Toyota Sequoia TrimsRate
SR5 2WD$2,138
TRD Sport 2WD2,192
SR5 4WD2,204
TRD Sport 4WD2,240
Limited 2WD2,284
Limited 4WD2,298
Nightshade Special Edition 2WD2,310
Nightshade Special Edition 4WD2,320
Platinum 2WD2,338
Platinum 4WD2,358
TRD Pro 4WD2,386
2022 Toyota Sequoia Average Rate$2,280

2021 Chevrolet Suburban vs. Toyota Sequoia

For 2021 Chevrolet Suburban and Toyota Sequoia models, the Toyota Sequoia is cheaper to insure by an average of $98 per year for this model year.

The chart shown below demonstrates the average insurance cost for both 2021 models using drivers aged 20 to 50. For a 2021 Chevrolet Suburban, the average cost of car insurance ranges from $2,078 to $4,734 per year for the driver ages used. Auto insurance for the 2021 Toyota Sequoia costs from $1,978 to $4,538 on average per year.

Average car insurance premiums for 2021 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,287$7,008
20-Year-Old$4,734$4,538
25-Year-Old$2,712$2,604
30-Year-Old$2,484$2,390
40-Year-Old$2,338$2,240
50-Year-Old$2,078$1,978
60-Year-Old$1,946$1,858

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

For the six trims available for a 2021 Chevrolet Suburban, the most affordable trim level to insure is the LS 2WD trim at an average cost of $2,246 per year, or about $187 per month. A 2021 Toyota Sequoia has 13 trim and option levels available, with the most affordable trim to insure being the SR/5 2WD model at an average cost of $2,124 per year.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Toyota Sequoia SR/5 2WD at an average rate of $2,124 per year, and the highest-cost model and trim level is the Chevrolet Suburban Premier 2WD at a cost of $2,466 per year.

The next two rate tables break down both 2021 models and all trim levels available for each one, plus the average rate for each model.

2021 Chevrolet Suburban

$2,338

Insurance Rates by Trim Level for a 2021 Chevrolet Suburban
2021 Chevrolet Suburban TrimsRate
LS 2WD$2,246
LS 4WD2,246
LT 2WD2,310
LT 4WD2,310
Premier 4WD2,444
Premier 2WD2,466
2021 Chevrolet Suburban Average Rate$2,338

2021 Toyota Sequoia

$2,240

Insurance Rates by Trim Level for 2021 Chevrolet Suburban
2021 Toyota Sequoia TrimsRate
SR/5 2WD$2,124
SR/5 4WD2,188
SR/5 Premium 2WD2,188
TRD Sport 2WD2,188
LTD 2WD2,254
LTD 4WD2,254
SR/5 Premium 4WD2,254
TRD Pro 4WD2,254
TRD Sport 4WD2,254
TRD Sport Premium 2WD2,254
TRD Sport Premium 4WD2,254
Platinum 2WD2,320
Platinum 4WD2,320
2021 Toyota Sequoia Average Rate$2,240

2020 Chevrolet Suburban vs. Toyota Sequoia

A 2020 Toyota Sequoia is $100 cheaper to insure per year on average than a 2020 Chevrolet Suburban, a difference of 4.5%.

The chart below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2020 Chevrolet Suburban, the average car insurance cost ranges from $2,022 to $4,600 per year for the sample drivers in the chart. Full-coverage insurance on a 2020 Toyota Sequoia costs from $1,920 to $4,404 on average per year.

Average car insurance premiums for 2020 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$7,078$6,798
20-Year-Old$4,600$4,404
25-Year-Old$2,636$2,526
30-Year-Old$2,412$2,320
40-Year-Old$2,272$2,172
50-Year-Old$2,022$1,920
60-Year-Old$1,892$1,800

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of six Chevrolet Suburban trims, the cheapest 2020 trim level to insure is the LS 2WD model at an average cost of $2,182 per year. For the 13 trim and option levels available for the Toyota Sequoia, the lowest-cost 2020 model to insure is the SR/5 2WD model at a cost of $2,056.

When all 19 trims of both models are combined and compared, the overall cheapest vehicle to put coverage on is the Toyota Sequoia SR/5 2WD at an average cost of $2,056 per year, and the most expensive vehicle to insure is the Chevrolet Suburban Premier 2WD costing an average of $2,394 per year.

The tables below display the average cost to insure each trim level for a 2020 Chevrolet Suburban and Toyota Sequoia, plus the average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Toyota Sequoia.

2020 Chevrolet Suburban

$2,272

Insurance Rates by Trim Level for a 2020 Chevrolet Suburban
2020 Chevrolet Suburban TrimsRate
LS 2WD$2,182
LS 4WD2,182
LT 2WD2,244
LT 4WD2,244
Premier 4WD2,372
Premier 2WD2,394
2020 Chevrolet Suburban Average Rate$2,272

2020 Toyota Sequoia

$2,172

Insurance Rates by Trim Level for 2020 Chevrolet Suburban
2020 Toyota Sequoia TrimsRate
SR/5 2WD$2,056
SR/5 4WD2,120
SR/5 Premium 2WD2,120
TRD Sport 2WD2,120
LTD 2WD2,184
LTD 4WD2,184
SR/5 Premium 4WD2,184
TRD Pro 4WD2,184
TRD Sport 4WD2,184
TRD Sport Premium 2WD2,184
TRD Sport Premium 4WD2,206
Platinum 2WD2,246
Platinum 4WD2,268
2020 Toyota Sequoia Average Rate$2,172

2019 Chevrolet Suburban vs. Toyota Sequoia

When comparing average insurance rates for 2019 models, a Chevrolet Suburban costs an average of $2,170 per year to insure while a Toyota Sequoia costs $2,148, making the Toyota Sequoia cheaper to insure by $22 per year.

The rate chart below displays the average cost to insure the two models rated for drivers aged 20 to 50. For the 2019 Chevrolet Suburban, average insurance cost ranges from $1,928 to $4,396 per year for the age groups used in the chart. Insurance for the 2019 Toyota Sequoia costs from $1,908 to $4,352 on average per year.

Average car insurance premiums for 2019 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,773$6,700
20-Year-Old$4,396$4,352
25-Year-Old$2,524$2,496
30-Year-Old$2,314$2,288
40-Year-Old$2,170$2,148
50-Year-Old$1,928$1,908
60-Year-Old$1,804$1,788

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

For the eight trim levels available for the 2019 Chevrolet Suburban, the lowest-cost trim to insure is the LS 2WD model at an average cost of $2,012 per year, or $168 per month. For the eight option levels available for the Toyota Sequoia, the cheapest 2019 model to insure is the SR/5 2WD model at a cost of $2,072.

When all 16 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Chevrolet Suburban LS 2WD at a cost of $2,012 per year. The most expensive vehicle to insure is the Chevrolet Suburban HD LT 4WD at an average cost of $2,438 per year.

The tables shown below display the average cost to insure all 2019 trim levels, including an overall average rate. The 2019 Toyota Sequoia has more affordable average car insurance than the 2019 Chevrolet Suburban.

2019 Chevrolet Suburban

$2,170

Insurance Rates by Trim Level for a 2019 Chevrolet Suburban
2019 Chevrolet Suburban TrimsRate
LS 2WD$2,012
LS 4WD2,012
LT 2WD2,072
LT 4WD2,072
Premier 2WD2,194
Premier 4WD2,194
HD LS 4WD2,378
HD LT 4WD2,438
2019 Chevrolet Suburban Average Rate$2,170

2019 Toyota Sequoia

$2,148

Insurance Rates by Trim Level for 2019 Chevrolet Suburban
2019 Toyota Sequoia TrimsRate
SR/5 2WD$2,072
SR/5 4WD2,072
TRD Sport 2WD2,134
TRD Sport 4WD2,134
Limited 2WD2,194
Limited 4WD2,194
Platinum 2WD2,194
Platinum 4WD2,194
2019 Toyota Sequoia Average Rate$2,148

2018 Chevrolet Suburban vs. Toyota Sequoia

For 2018 Chevrolet Suburban and Toyota Sequoia models, the Chevrolet Suburban has lower-cost car insurance by $4 per year.

The rate chart below demonstrates the average car insurance cost for both 2018 models rated for drivers aged 20 to 50. For a 2018 Chevrolet Suburban, average car insurance cost ranges from $1,834 to $4,178 per year for the included age groups. A full-coverage policy on a 2018 Toyota Sequoia costs from $1,838 to $4,184 on average per year.

Average car insurance premiums for 2018 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,427$6,434
20-Year-Old$4,178$4,184
25-Year-Old$2,398$2,402
30-Year-Old$2,196$2,200
40-Year-Old$2,066$2,070
50-Year-Old$1,834$1,838
60-Year-Old$1,718$1,722

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

Out of eight Chevrolet Suburban trims, the most affordable 2018 trim level to insure is the C1500 LS 2WD trim at an average cost of $1,926 per year, or around $161 per month. A 2018 Toyota Sequoia has eight different option levels available, with the most affordable model to insure being the SR/5 2WD trim at an average cost of $1,984 per year.

When rates are compared for the 16 trims of both 2018 models, the most affordable model and trim level to insure is the Chevrolet Suburban C1500 LS 2WD at an average rate of $1,926 per year, and the highest-cost model and trim level is the Chevrolet Suburban HD K3500 LT 4WD at an average of $2,310 per year.

The next tables display the average cost to insure each trim level for a 2018 Chevrolet Suburban and Toyota Sequoia, as well as the overall average rate for each model.

2018 Chevrolet Suburban

$2,066

Insurance Rates by Trim Level for a 2018 Chevrolet Suburban
2018 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,926
K1500 LS 4WD1,926
C1500 LT 2WD1,984
K1500 LT 4WD1,984
C1500 Premier 2WD2,042
K1500 Premier 4WD2,098
HD K3500 LS 4WD2,252
HD K3500 LT 4WD2,310
2018 Chevrolet Suburban Average Rate$2,066

2018 Toyota Sequoia

$2,070

Insurance Rates by Trim Level for 2018 Chevrolet Suburban
2018 Toyota Sequoia TrimsRate
SR/5 2WD$1,984
SR/5 4WD2,042
TRD Sport 2WD2,042
TRD Sport 4WD2,042
Limited 2WD2,098
Limited 4WD2,098
Platinum 2WD2,098
Platinum 4WD2,156
2018 Toyota Sequoia Average Rate$2,070

2017 Chevrolet Suburban vs. Toyota Sequoia

The following chart shows the average insurance cost for the two models for different driver ages. For the 2018 Chevrolet Suburban, the average car insurance cost ranges from $1,834 to $4,178 per year for the age groups used in this illustration. A full-coverage policy for the 2018 Toyota Sequoia costs from $1,838 to $4,184 on average per year.

Average car insurance premiums for 2017 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$6,119$6,164
20-Year-Old$3,982$4,010
25-Year-Old$2,290$2,306
30-Year-Old$2,096$2,112
40-Year-Old$1,970$1,984
50-Year-Old$1,752$1,766
60-Year-Old$1,640$1,652

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

A 2018 Chevrolet Suburban has eight trim levels available, with the cheapest trim to insure being the C1500 LS 2WD model at an average cost of $1,926 per year, or about $161 per month.

For the eight different trims available for the Toyota Sequoia, the cheapest 2018 trim to insure is the SR/5 2WD model at a cost of $1,984.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to insure is the Chevrolet Suburban C1500 LS 2WD at an average of $1,926 per year. The most expensive model and trim level is the Chevrolet Suburban HD K3500 LT 4WD costing $2,310 per year.

The rate tables below detail average car insurance rates for every trim level for both 2018 models, as well as an average rate for each model.

2017 Chevrolet Suburban

$1,970

Insurance Rates by Trim Level for a 2017 Chevrolet Suburban
2017 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,802
K1500 LS 4WD1,856
C1500 LT 2WD1,910
K1500 LT 4WD1,914
C1500 LTZ 2WD1,964
K1500 LTZ 4WD2,018
HD K3500 LS 4WD2,110
HD K3500 LT 4WD2,180
2017 Chevrolet Suburban Average Rate$1,970

2017 Toyota Sequoia

$1,984

Insurance Rates by Trim Level for 2017 Chevrolet Suburban
2017 Toyota Sequoia TrimsRate
SR/5 2WD$1,910
SR/5 4WD1,910
Limited 2WD1,964
Limited 4WD2,018
Platinum 2WD2,030
Platinum 4WD2,072
2017 Toyota Sequoia Average Rate$1,984

2016 Chevrolet Suburban vs. Toyota Sequoia

For the 2016 Chevrolet Suburban and Toyota Sequoia models, the Toyota Sequoia costs less to insure by $36 per year for this comparison year.

The rate chart below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,686 to $3,812 per year for the 2016 Chevrolet Suburban, and $1,656 to $3,738 on the 2016 Toyota Sequoia for the chosen age groups in the chart.

Average car insurance premiums for 2016 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$5,846$5,728
20-Year-Old$3,812$3,738
25-Year-Old$2,194$2,152
30-Year-Old$2,012$1,972
40-Year-Old$1,892$1,856
50-Year-Old$1,686$1,656
60-Year-Old$1,576$1,548

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

For the six trims available for a 2016 Chevrolet Suburban, the cheapest model to insure is the C1500 LS 2WD model at an average cost of $1,806 per year. For the six trims available for the Toyota Sequoia, the lowest-cost 2016 trim package to insure is the SR/5 2WD model at a cost of $1,756 per year, or $146 per month.

When rates are compared for the 12 different trims of both 2016 models, the most affordable model and trim level to buy insurance for is the Toyota Sequoia SR/5 2WD at an average cost of $1,756 per year. The most expensive trim is the Chevrolet Suburban K1500 LTZ 4WD at an average of $1,988 per year.

The two tables below detail average car insurance cost by trim level for each 2016 model, as well as the overall average rate for each model. The 2016 Toyota Sequoia has more affordable average car insurance rates than the 2016 Chevrolet Suburban.

2016 Chevrolet Suburban

$1,892

Insurance Rates by Trim Level for a 2016 Chevrolet Suburban
2016 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,806
C1500 LT 2WD1,856
K1500 LS 4WD1,856
K1500 LT 4WD1,904
C1500 LTZ 2WD1,938
K1500 LTZ 4WD1,988
2016 Chevrolet Suburban Average Rate$1,892

2016 Toyota Sequoia

$1,856

Insurance Rates by Trim Level for 2016 Chevrolet Suburban
2016 Toyota Sequoia TrimsRate
SR/5 2WD$1,756
SR/5 4WD1,806
Limited 2WD1,856
Limited 4WD1,904
Platinum 2WD1,904
Platinum 4WD1,904
2016 Toyota Sequoia Average Rate$1,856

2015 Chevrolet Suburban vs. Toyota Sequoia

A 2015 Chevrolet Suburban is $60 cheaper to insure per year on average than a 2015 Toyota Sequoia, a difference of 3.3%.

The following chart shows the average cost to insure the two models rated for drivers aged 20 to 50. A full-coverage car insurance policy ranges from $1,600 to $3,610 per year for a 2015 Chevrolet Suburban, and $1,660 to $3,746 for the 2015 Toyota Sequoia for the chosen age groups in the chart.

Average car insurance premiums for 2015 Chevrolet Suburban and Toyota Sequoia models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Suburban and Toyota Sequoia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Suburban and Toyota Sequoia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Suburban vs. Toyota Sequoia Insurance Cost
Driver Age Chevrolet Suburban Toyota Sequoia
18-Year-Old$5,531$5,752
20-Year-Old$3,610$3,746
25-Year-Old$2,080$2,146
30-Year-Old$1,906$1,958
40-Year-Old$1,792$1,852
50-Year-Old$1,600$1,660
60-Year-Old$1,498$1,554

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

A 2015 Chevrolet Suburban has six trims available, with the lowest-cost trim to insure being the C1500 LS 2WD model at an average cost of $1,718 per year.

For the six different trim levels available for a Toyota Sequoia, the lowest-cost 2015 trim level to insure is the SR/5 2WD trim at a cost of $1,760 per year, or $147 per month.

When looking at the aggregated rates by trim for both models, the overall cheapest vehicle to insure is the Chevrolet Suburban C1500 LS 2WD at an average of $1,718 per year, and the highest-cost model and trim is the Toyota Sequoia Platinum 4WD at an average of $1,898 per year.

The next tables display the cost to insure the available trim levels for both 2015 models, as well as an average rate for each model.

2015 Chevrolet Suburban

$1,792

Insurance Rates by Trim Level for a 2015 Chevrolet Suburban
2015 Chevrolet Suburban TrimsRate
C1500 LS 2WD$1,718
C1500 LT 2WD1,762
K1500 LS 4WD1,762
K1500 LT 4WD1,808
C1500 LTZ 2WD1,854
K1500 LTZ 4WD1,854
2015 Chevrolet Suburban Average Rate$1,792

2015 Toyota Sequoia

$1,852

Insurance Rates by Trim Level for 2015 Chevrolet Suburban
2015 Toyota Sequoia TrimsRate
SR/5 2WD$1,760
SR/5 4WD1,806
Limited 2WD1,852
Limited 4WD1,898
Platinum 2WD1,898
Platinum 4WD1,898
2015 Toyota Sequoia Average Rate$1,852

Additional Chevrolet Suburban and Toyota Sequoia Resources