Chevy Suburban Car Insurance Rates for 2022

How much will it cost to insure a Chevy Suburban? We explore average insurance rates from the LS model up to the High Country trim level to see how rates compare to other large SUVs.

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How much does Chevy Suburban insurance cost?

Chevrolet Suburban car insurance averages around $1,566 per year for full coverage. Average monthly insurance cost ranges from $123 to $138, depending on the trim level being insured.

With the average large SUV costing $1,707 a year to insure, the Suburban insurance could save an average of $141 more per year to insure when compared to similar vehicles.

The chart below details how average Suburban car insurance rates vary depending on the age of the driver and comprehensive and collision deductibles.

The annual policy rates shown vary from the cheapest rate of $1,184 per year for a driver age 60 with a deductible of $1,000 to the highest rate of $3,596 annually for a 20-year-old driver with a $250 policy deductible.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Chevrolet Suburban with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Chevrolet Suburban trim levels.Data last updated on April 14, 2022
Chevrolet Suburban Car Insurance Cost Summary
Chevrolet Suburban Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,638$220
$500$3,104$259
$250$3,596$300
30$1,000$1,386$116
$500$1,648$137
$250$1,922$160
40$1,000$1,326$111
$500$1,566$131
$250$1,818$152
50$1,000$1,210$101
$500$1,426$119
$250$1,652$138
60$1,000$1,184$99
$500$1,396$116
$250$1,618$135

The chart above plots a pretty small number of insurance cost estimates from an enormous number of possibilities. The reason for this is that if we displayed every rate for every possible risk profile, including all 11 Suburban trim levels and all 41,000+ zip codes in the U.S., the chart would have over 1,064,448,000,000 posible rates.

To help readers grasp how much variability there is in insurance cost, keep in mind that a liability-only insurance policy on an older Chevrolet Suburban in the cheapest areas of Wisconsin or North Carolina can be as cheap as $237 a year, while a newly-licensed teen driver with a couple of driving violations and a few accident claims in specific Louisiana zip codes may have to pay as much as $17,982 a year for a policy that provides full coverage.

Suburban insurance cost vs. other large SUVs

The Chevy Suburban ranks #2 out of nine total vehicles in the large SUV category. The Suburban costs an average of $1,566 per year to insure for full coverage, while the segment average rate is $1,707 annually, a difference of $141 per year.

That’s not to say that the Suburban will always cost more that other vehicles in the class, as rates are averaged for all different trim levels for each vehicle. A base-level Suburban trim will most likely cost quite a bit less to insure than a high-end Yukon or Expedition.

When 2022 Suburban insurance rates are compared to the best-selling models in the large SUV category, the  Suburban costs $48 more per year than the Chevrolet Tahoe, $42 less than the Ford Expedition, $118 less than the GMC Yukon, and $114 less than the Nissan Armada.

The chart below shows average car insurance rates for the entire 2022 large SUV vehicle segment, and how the Suburban compares to other models.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Chevrolet Suburban, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Chevrolet Suburban trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 12, 2022
Chevrolet Suburban vs Large SUVs Insurance Cost Comparison
Chevrolet Suburban Insurance Cost Compared to All Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,518-$48
2Chevrolet Suburban$1,566--
3Toyota Sequoia$1,572$6
4Ford Expedition$1,608$42
5Nissan Armada$1,680$114
6GMC Yukon$1,684$118
7Jeep Wagoneer$1,806$240
8GMC Hummer EV$1,914$348
9Jeep Grand Wagoneer$2,014$448

Another useful metric is finding out how the cost of insurance on a Chevrolet Suburban compares to large SUV models with similar average MSRP. A 2022 Suburban has an average sticker price of $65,304, before delivery charges and dealer fees.

The models in the full-size SUV segment closest in cost to the Suburban for the 2022 model year are the GMC Yukon, Ford Expedition, Chevrolet Tahoe, and Toyota Sequoia.

The next list shows how those models compare to the Suburban by purchase price and insurance policy cost.

  • Compared to the GMC Yukon – The purchase price for the GMC Yukon averages $202 less than the average sticker price for the Suburban ($65,102 compared to $65,304). Full-coverage insurance on the GMC Yukon costs an average of $118 more annually than the Chevrolet Suburban.
  • Compared to the Ford Expedition – The Ford Expedition retails for an average of $66,302 ($53,795 to $79,425), which is $998 more expensive than the average cost for the Suburban. Expect to pay approximately $42 more every 12 months to insure the Ford Expedition compared to a Suburban.
  • Compared to the Chevrolet Tahoe – With an average sticker price of $62,604 ($51,895 to $73,595), the Chevrolet Tahoe costs $2,700 less than the MSRP for the Suburban. Full-coverage insurance on the Chevrolet Tahoe costs an average of $48 less every 12 months than the Chevrolet Suburban.
  • Compared to the Toyota Sequoia – Having an average price of $60,139 ($50,500 to $69,775), the Toyota Sequoia costs $5,165 less than the Suburban. The cost to insure a Chevrolet Suburban compared to the Toyota Sequoia is $6 less annually on average.

What is the cheapest Suburban insurance?

The cheapest Chevy Suburban car insurance rates can be found on the LS 2WD at an estimated $1,472 per year, or about $123 per month. The next cheapest model is the LS 4WD at $1,486 per year, and the third cheapest trim level to insure is the LT 2WD at $1,522 per year.

The most expensive models of Suburban to insure are the two and four-wheel drive versions of the Premium trim at $1,640 per year. Those two models will cost an extra $186 per year over the cheapest LS 2WD model.

The rate table below shows average auto insurance rates for yearly and semi-annual policy terms, including a monthly budget amount, for each Chevy Suburban model.

2022 Chevrolet Suburban Insurance Cost by Trim Level
Chevrolet Suburban Trim Level Annual Policy 6-month Policy Per Month
LS 2WD$1,472$736$123
LS 4WD$1,486$743$124
LT 2WD$1,522$761$127
LT 4WD$1,532$766$128
RST 2WD$1,542$771$129
Z71 4WD$1,578$789$132
RST 4WD$1,588$794$132
Premier 2WD$1,602$801$134
Premier 4WD$1,616$808$135
High Country 2WD$1,640$820$137
High Country 4WD$1,658$829$138

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chevrolet Suburban, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 12, 2022
Chevrolet Suburban Insurance Cost by Trim Level

Does where I live change car insurance cost?

Depending on the city you live in, the cost to insure a Suburban varies widely from cheaper premiums like $1,058 a year in Virginia Beach, VA, or $982 in Raleigh, NC, to more expensive rates like $2,624 a year in Las Vegas, NV, and $3,046 in Miami, FL.

Additional large metro area rates include Oakland, CA, at $2,232 per year, Minneapolis, MN, at $1,660, Tucson, AZ, at an estimated $1,530, and Wichita, KS, costing $1,718.

The data visualization below shows average estimated Chevrolet Suburban full coverage insurance policy costs for the most populated metro areas in the United States. Following the chart, a more complete table is added that displays average insurance rates in the 50 biggest cities.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Chevrolet Suburban, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chevrolet Suburban trim levels.Data last updated on April 12, 2022
Chevrolet Suburban Insurance Rates in Large U.S. Cities
Chevrolet Suburban Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$6,174$515
New Orleans, LA$3,692$308
Miami, FL$3,046$254
New York, NY$2,980$248
Philadelphia, PA$2,628$219
Las Vegas, NV$2,624$219
Los Angeles, CA$2,616$218
Louisville, KY$2,508$209
San Francisco, CA$2,248$187
Jacksonville, FL$2,236$186
Oakland, CA$2,232$186
Sacramento, CA$2,114$176
Baltimore, MD$2,068$172
Long Beach, CA$2,048$171
Tulsa, OK$2,002$167
Kansas City, MO$1,988$166
Oklahoma City, OK$1,988$166
Denver, CO$1,946$162
Memphis, TN$1,946$162
Atlanta, GA$1,920$160
Colorado Springs, CO$1,902$159
Fresno, CA$1,878$157
San Jose, CA$1,862$155
Phoenix, AZ$1,814$151
Portland, OR$1,788$149
San Diego, CA$1,772$148
Boston, MA$1,768$147
Wichita, KS$1,718$143
Chicago, IL$1,716$143
Dallas, TX$1,686$141
Houston, TX$1,676$140
Seattle, WA$1,670$139
Minneapolis, MN$1,660$138
Birmingham, AL$1,654$138
Nashville, TN$1,602$134
Milwaukee, WI$1,594$133
Mesa, AZ$1,588$132
Indianapolis, IN$1,586$132
Albuquerque, NM$1,562$130
Tucson, AZ$1,530$128
San Antonio, TX$1,508$126
Omaha, NE$1,464$122
Fort Worth, TX$1,454$121
El Paso, TX$1,452$121
Austin, TX$1,436$120
Cleveland, OH$1,248$104
Columbus, OH$1,188$99
Charlotte, NC$1,128$94
Virginia Beach, VA$1,058$88
Raleigh, NC$982$82