Does a Chevrolet Traverse or GMC Acadia Cost Less to Insure?

Find out if a Chevrolet Traverse or a GMC Acadia has cheaper car insurance rates. We compare cost for all trim levels back to 2015.

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  • For a 2024 Chevrolet Traverse, rates range from $2,066 to $2,312 per year, while auto insurance for a 2024 GMC Acadia costs from $2,158 to $2,374, depending on the trim level being insured.
  • With 34 models in the 2024 midsize SUV category, the Chevrolet Traverse ranks 11th and the GMC Acadia ranks 16th for average car insurance affordability.
  • The Chevrolet Traverse LS 2WD and the GMC Acadia Elevation are the cheapest models to insure for each vehicle based on our comparison.
  • When compared to the average U.S. car insurance rate of $2,221 per year, the Chevrolet Traverse costs an average of $35 less per year, while the GMC Acadia costs an average of $41 more per year.

Does a Chevy Traverse or GMC Acadia cost less to insure?

When comparing the Chevrolet Traverse and GMC Acadia for the 2024 model year, the model having more affordable car insurance is the Chevrolet Traverse. Insurance rates for the Chevrolet Traverse average $2,186 per year, whereas the GMC Acadia costs an average of $2,262 per year.

For the seven trims available for the 2024 Chevrolet Traverse, the cheapest model to insure is the LS 2WD trim at an average cost of $2,066 per year. The 2024 GMC Acadia has four trim levels available, with the cheapest trim to insure being the Elevation trim at an average cost of $2,158 per year, or $180 per month.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,066 per year, and the overall most expensive vehicle to insure is the GMC Acadia Denali at a cost of $2,374 per year.

The next table compares and ranks the annual and monthly cost of car insurance for 2024 Chevrolet Traverse and GMC Acadia models, with average cost for each trim level.

2024 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,066$172
$2,110$176
$2,132$178
$2,158$180
$2,168$181
$2,232$186
$2,232$186
$2,282$190
$2,290$191
$2,312$193
$2,374$198

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Traverse and a 2024 GMC Acadia
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Traverse and a 2024 GMC Acadia

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,944 to $4,358 per year for a 2024 Chevrolet Traverse, and $2,008 to $4,492 for a 2024 GMC Acadia for the illustrated age groups.

Average car insurance premiums for 2024 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,669$6,865
20-Year-Old$4,358$4,492
25-Year-Old$2,534$2,620
30-Year-Old$2,326$2,408
40-Year-Old$2,186$2,262
50-Year-Old$1,944$2,008
60-Year-Old$1,814$1,876

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The two tables below show the cost to insure the available trim levels for both 2024 models, along with the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Chevrolet Traverse.

2024 Chevrolet Traverse

$2,186

Insurance Rates by Trim Level for a 2024 Chevrolet Traverse
2024 Chevrolet Traverse TrimsRate
LS 2WD$2,066
LS AWD2,110
LT 2WD2,132
LT AWD2,168
Z71 AWD2,232
RS 2WD2,290
RS AWD2,312
2024 Chevrolet Traverse Average Rate$2,186

2024 GMC Acadia

$2,262

Insurance Rates by Trim Level for 2024 Chevrolet Traverse
2024 GMC Acadia TrimsRate
Elevation$2,158
Elevation Premium2,232
AT42,282
Denali2,374
2024 GMC Acadia Average Rate$2,262

2023 Chevrolet Traverse vs. GMC Acadia

For new Traverse and Acadia models, the cheapest to insure is the GMC Acadia. Insurance rates on a Chevrolet Traverse cost an average of $2,174 per year, whereas the GMC Acadia averages $2,168 per year.

Out of 12 Chevrolet Traverse trims, the cheapest 2023 trim to insure is the LS 2WD model at an average cost of $2,010 per year, or $168 per month.

For the seven trim levels available for the GMC Acadia, the cheapest 2023 trim level to insure is the SLE 2WD trim at a cost of $2,052 per year, or about $171 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average rate of $2,010 per year, and the highest-cost model and trim is the Chevrolet Traverse High Country AWD costing $2,306 per year.

The table below ranks the annual and monthly car insurance cost for 2023 Chevrolet Traverse and GMC Acadia models, showing cost for each trim level of both models.

2023 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,010$168
$2,052$171
$2,052$171
$2,068$172
$2,104$175
$2,136$178
$2,136$178
$2,150$179
$2,166$181
$2,172$181
$2,180$182
$2,200$183
$2,226$186
$2,228$186
$2,246$187
$2,264$189
$2,274$190
$2,286$191
$2,306$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Traverse and a 2023 GMC Acadia
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Traverse and a 2023 GMC Acadia

The chart shown below displays the average cost to insure both 2023 models for drivers aged 20 to 50. Average car insurance cost ranges from $1,930 to $4,340 per year for a 2023 Chevrolet Traverse, and $1,926 to $4,344 for a 2023 GMC Acadia for the included driver ages.

Average car insurance premiums for 2023 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,643$6,662
20-Year-Old$4,340$4,344
25-Year-Old$2,520$2,514
30-Year-Old$2,312$2,306
40-Year-Old$2,174$2,168
50-Year-Old$1,930$1,926
60-Year-Old$1,804$1,802

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The rate tables below illustrate average cost to insure each trim level for a 2023 Chevrolet Traverse and GMC Acadia, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the GMC Acadia.

2023 Chevrolet Traverse

$2,174

Insurance Rates by Trim Level for a 2023 Chevrolet Traverse
2023 Chevrolet Traverse TrimsRate
LS 2WD$2,010
LS AWD2,052
LT Cloth 2WD2,068
LT Cloth AWD2,136
LT Leather 2WD2,136
LT Leather AWD2,166
RS 2WD2,200
RS AWD2,226
Premier 2WD2,228
Premier AWD2,264
High Country 2WD2,286
High Country AWD2,306
2023 Chevrolet Traverse Average Rate$2,174

2023 GMC Acadia

$2,168

Insurance Rates by Trim Level for 2023 Chevrolet Traverse
2023 GMC Acadia TrimsRate
SLE 2WD$2,052
SLE AWD2,104
SLT 2WD2,150
SLT AWD2,172
AT4 AWD2,180
Denali 2WD2,246
Denali AWD2,274
2023 GMC Acadia Average Rate$2,168

2022 Chevrolet Traverse vs. GMC Acadia

Insurance on a 2022 Chevrolet Traverse averages $2,202 per year, whereas insurance for a GMC Acadia costs an average of $2,148 per year, making the GMC Acadia the model with lower average insurance cost.

Within each different model, however, auto insurance cost varies significantly depending on the trim level of the vehicle being insured.

Using the Chevrolet Traverse as an example, car insurance rates range from $1,964 per year for the LS 2WD model up to the highest rate of $2,362 for the High Country AWD model.

For a 2022 GMC Acadia, rates range from $2,006 per year for the SLE 2WD model up to $2,252 for the most expensive to insure Denali AWD model.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $1,964 per year, and the most expensive model and trim level is the Chevrolet Traverse High Country AWD costing an average of $2,362 per year.

For a 2022 Chevrolet Traverse, the cheapest models are the LS 2WD, LS AWD, and LT Cloth 2WD. The cheapest GMC Acadia models include the SLE 2WD, SLE AWD, and SLT 2WD.

On a monthly basis, insurance rates for all 2022 Chevrolet Traverse and GMC Acadia models cost from $164 to $197 per month.

The next table compares and ranks the annual and monthly cost of car insurance for 2022 Chevrolet Traverse and GMC Acadia models, broken down by individual trim level.

2022 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,964$164
$2,006$167
$2,086$174
$2,098$175
$2,098$175
$2,108$176
$2,150$179
$2,154$180
$2,164$180
$2,164$180
$2,176$181
$2,230$186
$2,238$187
$2,252$188
$2,278$190
$2,286$191
$2,296$191
$2,346$196
$2,362$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Traverse and a 2022 GMC Acadia
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Traverse and a 2022 GMC Acadia

The chart below visualizes the average car insurance cost for both models rated for multiple driver ages. For a 2022 Chevrolet Traverse, average insurance cost ranges from $1,952 to $4,412 per year for the driver examples in the chart. Car insurance for a 2022 GMC Acadia ranges from $1,908 to $4,306 on average per year.

Average car insurance premiums for 2022 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,764$6,602
20-Year-Old$4,412$4,306
25-Year-Old$2,552$2,492
30-Year-Old$2,340$2,284
40-Year-Old$2,202$2,148
50-Year-Old$1,952$1,908
60-Year-Old$1,826$1,784

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

For the 12 trim levels available for the 2022 Chevrolet Traverse, the cheapest trim level to insure is the LS 2WD trim at an average cost of $1,964 per year. For the seven trim and option levels available for the GMC Acadia, the cheapest 2022 trim to insure is the SLE 2WD model at a cost of $2,006 per year, or $167 per month.

When all 19 trims of both models are combined and compared, the cheapest model and trim level to insure is the Chevrolet Traverse LS 2WD at an average cost of $1,964 per year, and the most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $2,362 per year.

The tables below display average car insurance rates for each trim level, along with the average rate for each model. The model with the cheapest average car insurance rates for 2022 is the GMC Acadia.

2022 Chevrolet Traverse

$2,202

Insurance Rates by Trim Level for a 2022 Chevrolet Traverse
2022 Chevrolet Traverse TrimsRate
LS 2WD$1,964
LS AWD2,086
LT Cloth 2WD2,098
LT Leather 2WD2,150
LT Cloth AWD2,154
LT Leather AWD2,164
RS 2WD2,230
RS AWD2,278
Premier 2WD2,286
Premier AWD2,296
High Country 2WD2,346
High Country AWD2,362
2022 Chevrolet Traverse Average Rate$2,202

2022 GMC Acadia

$2,148

Insurance Rates by Trim Level for 2022 Chevrolet Traverse
2022 GMC Acadia TrimsRate
SLE 2WD$2,006
SLE AWD2,098
SLT 2WD2,108
SLT AWD2,164
AT4 AWD2,176
Denali 2WD2,238
Denali AWD2,252
2022 GMC Acadia Average Rate$2,148

2021 Chevrolet Traverse vs. GMC Acadia

When comparing average insurance rates for the 2021 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper rates by an average of $14 per year for this model year.

The chart below visualizes the average cost to insure the two models using a range of rated driver ages. For a 2021 Chevrolet Traverse, average car insurance cost ranges from $1,852 to $4,180 per year for the age groups used in the chart. A 2021 GMC Acadia costs from $1,842 to $4,158 to insure per year.

Average car insurance premiums for 2021 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,409$6,375
20-Year-Old$4,180$4,158
25-Year-Old$2,418$2,402
30-Year-Old$2,216$2,202
40-Year-Old$2,084$2,070
50-Year-Old$1,852$1,842
60-Year-Old$1,734$1,722

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 13 trims for the 2021 Chevrolet Traverse, the cheapest auto insurance rates are on the L 2WD trim at a cost of $1,802 per year, or $150 per month.

For the eight trims available for the GMC Acadia, the cheapest 2021 trim level to insure is the SL 2WD model at a cost of $1,846 per year, or about $154 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Chevrolet Traverse L 2WD at a cost of $1,802 per year. The most expensive trim is the Chevrolet Traverse High Country AWD at an average of $2,252 per year.

The tables shown below display trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Chevrolet Traverse

$2,084

Insurance Rates by Trim Level for a 2021 Chevrolet Traverse
2021 Chevrolet Traverse TrimsRate
L 2WD$1,802
LS 2WD1,866
LS AWD1,996
LT Cloth 2WD1,996
LT Cloth AWD2,058
LT Leather 2WD2,058
LT Leather AWD2,124
RS 2WD2,124
Premier 2WD2,188
Premier AWD2,188
RS AWD2,188
High Country 2WD2,252
High Country AWD2,252
2021 Chevrolet Traverse Average Rate$2,084

2021 GMC Acadia

$2,070

Insurance Rates by Trim Level for 2021 Chevrolet Traverse
2021 GMC Acadia TrimsRate
SL 2WD$1,846
SLE 2WD1,976
SLE AWD2,058
SLT 2WD2,058
All Terrain AWD2,124
SLT AWD2,124
Denali 2WD2,188
Denali AWD2,188
2021 GMC Acadia Average Rate$2,070

2020 Chevrolet Traverse vs. GMC Acadia

For the 2020 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper car insurance cost by $14 per year for this comparison year.

The chart below displays the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,802 to $4,060 per year on a 2020 Chevrolet Traverse, and $1,788 to $4,038 for a 2020 GMC Acadia for the age groups used in this illustration.

Average car insurance premiums for 2020 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,224$6,189
20-Year-Old$4,060$4,038
25-Year-Old$2,348$2,332
30-Year-Old$2,150$2,136
40-Year-Old$2,024$2,010
50-Year-Old$1,802$1,788
60-Year-Old$1,684$1,674

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of 13 trim levels for the 2020 Chevrolet Traverse, the cheapest average car insurance prices are on the L 2WD trim at a cost of $1,754 per year.

For the eight different option levels available for the GMC Acadia, the cheapest 2020 trim level to insure is the SL 2WD trim at a cost of $1,798 per year, or around $150 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average of $1,754 per year, and the most expensive trim is the Chevrolet Traverse High Country AWD at a cost of $2,186 per year.

The rate tables below break down average car insurance rates for every trim level for both 2020 models, as well as an average rate for each model. The winner for the 2020 car insurance comparison is the GMC Acadia.

2020 Chevrolet Traverse

$2,024

Insurance Rates by Trim Level for a 2020 Chevrolet Traverse
2020 Chevrolet Traverse TrimsRate
L 2WD$1,754
LS 2WD1,816
LS AWD1,938
LT Cloth 2WD1,938
LT Cloth AWD2,000
LT Leather 2WD2,000
LT Leather AWD2,062
RS 2WD2,062
Premier 2WD2,124
Premier AWD2,124
RS AWD2,124
High Country 2WD2,186
High Country AWD2,186
2020 Chevrolet Traverse Average Rate$2,024

2020 GMC Acadia

$2,010

Insurance Rates by Trim Level for 2020 Chevrolet Traverse
2020 GMC Acadia TrimsRate
SL 2WD$1,798
SLE 2WD1,920
SLE AWD2,000
SLT 2WD2,000
All Terrain AWD2,062
SLT AWD2,062
Denali 2WD2,124
Denali AWD2,124
2020 GMC Acadia Average Rate$2,010

2019 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2019 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse is cheaper to insure by $186 per year for this comparison year.

The chart below demonstrates the average cost to insure both models for a range of driver ages. The average full-coverage insurance policy ranges from $1,586 to $3,568 per year on a 2019 Chevrolet Traverse, and $1,750 to $3,986 on a 2019 GMC Acadia for the included age groups.

Average car insurance premiums for 2019 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,467$6,131
20-Year-Old$3,568$3,986
25-Year-Old$2,064$2,284
30-Year-Old$1,896$2,090
40-Year-Old$1,782$1,968
50-Year-Old$1,586$1,750
60-Year-Old$1,482$1,638

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 11 Chevrolet Traverse trim levels, the cheapest 2019 trim to insure is the L 2WD trim at an average cost of $1,542 per year.

For the eight trims available for the GMC Acadia, the cheapest 2019 model to insure is the SL 2WD trim at a cost of $1,770.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,542 per year. The most expensive trim is the GMC Acadia Denali AWD costing an average of $2,082 per year.

The two tables below show the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The 2019 Chevrolet Traverse comes out on top over the 2019 GMC Acadia for cheapest auto insurance rates.

2019 Chevrolet Traverse

$1,782

Insurance Rates by Trim Level for a 2019 Chevrolet Traverse
2019 Chevrolet Traverse TrimsRate
L 2WD$1,542
LS 2WD1,642
LS AWD1,720
LT Cloth 2WD1,720
LT Cloth AWD1,780
LT Leather 2WD1,780
LT Leather AWD1,838
RS 2WD1,838
Premier 2WD1,898
Premier AWD1,898
High Country AWD1,956
2019 Chevrolet Traverse Average Rate$1,782

2019 GMC Acadia

$1,968

Insurance Rates by Trim Level for 2019 Chevrolet Traverse
2019 GMC Acadia TrimsRate
SL 2WD$1,770
SLE 2WD1,866
SLE AWD1,934
All Terrain AWD1,994
SLT 2WD1,994
SLT AWD2,022
Denali 2WD2,082
Denali AWD2,082
2019 GMC Acadia Average Rate$1,968

2018 Chevrolet Traverse vs. GMC Acadia

A 2018 Chevrolet Traverse is $182 cheaper to insure per year on average than a 2018 GMC Acadia, a difference of 10.2%.

The following chart shows the average insurance cost for the two models for the 20 to 50-year-old driver age groups. For a 2018 Chevrolet Traverse, average insurance cost ranges from $1,510 to $3,384 per year for the included age groups. A full-coverage policy on a 2018 GMC Acadia ranges from $1,672 to $3,794 on average per year.

Average car insurance premiums for 2018 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,182$5,828
20-Year-Old$3,384$3,794
25-Year-Old$1,962$2,178
30-Year-Old$1,798$1,992
40-Year-Old$1,694$1,876
50-Year-Old$1,510$1,672
60-Year-Old$1,410$1,564

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

For the nine trim levels available for the 2018 Chevrolet Traverse, the cheapest trim to insure is the L 2WD model at an average cost of $1,480 per year. For the eight option levels available for the GMC Acadia, the cheapest 2018 trim level to insure is the SL 2WD trim at a cost of $1,698 per year, or about $142 per month.

When insurance rates for all 17 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,480 per year. The most expensive model and trim level is the GMC Acadia Denali AWD costing $1,994 per year.

The next two tables show the expected annual car insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The 2018 Chevrolet Traverse comes out with a win over the 2018 GMC Acadia for the cheapest average car insurance rates.

2018 Chevrolet Traverse

$1,694

Insurance Rates by Trim Level for a 2018 Chevrolet Traverse
2018 Chevrolet Traverse TrimsRate
L 2WD$1,480
LS 2WD1,574
LS AWD1,646
LT 2WD1,646
LT AWD1,702
Premier 2WD1,758
RS 2WD1,758
Premier AWD1,814
High Country AWD1,868
2018 Chevrolet Traverse Average Rate$1,694

2018 GMC Acadia

$1,876

Insurance Rates by Trim Level for 2018 Chevrolet Traverse
2018 GMC Acadia TrimsRate
SL 2WD$1,698
SLE 2WD1,746
SLE AWD1,826
SLT 2WD1,882
All Terrain AWD1,938
SLT AWD1,938
Denali 2WD1,994
Denali AWD1,994
2018 GMC Acadia Average Rate$1,876

2017 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2017 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper rates by an average of $172 per year.

The next chart shows the average car insurance cost for both models for the 20 to 50-year-old driver age groups. The average full-coverage insurance policy ranges from $1,440 to $3,218 per year for a 2017 Chevrolet Traverse, and $1,592 to $3,614 for a 2017 GMC Acadia for the driver examples in the chart

Average car insurance premiums for 2017 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,921$5,553
20-Year-Old$3,218$3,614
25-Year-Old$1,866$2,070
30-Year-Old$1,714$1,896
40-Year-Old$1,614$1,786
50-Year-Old$1,440$1,592
60-Year-Old$1,346$1,492

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

The 2017 Chevrolet Traverse has six trim levels available, with the cheapest trim level to insure being the LS 2WD model at an average cost of $1,438 per year, or $120 per month.

Out of the 10 option levels available for the GMC Acadia, the cheapest 2017 trim level to insure is the SL 2WD trim at a cost of $1,640 per year, or around $137 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at a cost of $1,438 per year. The most expensive vehicle to insure is the GMC Acadia Denali AWD costing $1,920 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The 2017 Chevrolet Traverse is the winner over the 2017 GMC Acadia for cheapest overall car insurance cost.

2017 Chevrolet Traverse

$1,614

Insurance Rates by Trim Level for a 2017 Chevrolet Traverse
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,438
LS AWD1,596
LT 2WD1,596
LT AWD1,648
Premier 2WD1,702
Premier AWD1,702
2017 Chevrolet Traverse Average Rate$1,614

2017 GMC Acadia

$1,786

Insurance Rates by Trim Level for 2017 Chevrolet Traverse
2017 GMC Acadia TrimsRate
SL 2WD$1,640
SLE 2WD1,694
Limited 2WD1,720
SLE AWD1,762
Limited AWD1,772
All Terrain AWD1,814
SLT 2WD1,814
Denali 2WD1,868
SLT AWD1,868
Denali AWD1,920
2017 GMC Acadia Average Rate$1,786

2016 Chevrolet Traverse vs. GMC Acadia

For the 2016 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by $230 per year for this comparison year.

The rate chart below displays the average car insurance cost for both models for four different driver age groups. Average car insurance cost ranges from $1,352 to $3,016 per year for a 2016 Chevrolet Traverse, and $1,554 to $3,514 on a 2016 GMC Acadia for the included age groups.

Average car insurance premiums for 2016 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,607$5,390
20-Year-Old$3,016$3,514
25-Year-Old$1,746$2,020
30-Year-Old$1,602$1,844
40-Year-Old$1,512$1,742
50-Year-Old$1,352$1,554
60-Year-Old$1,262$1,452

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 26, 2025

Out of six Chevrolet Traverse trims, the cheapest 2016 trim to insure is the LS 2WD trim at an average cost of $1,392 per year, or around $116 per month. The 2016 GMC Acadia has six different trim levels available, with the cheapest trim level to insure being the SLE 2WD trim at an average cost of $1,652 per year.

When rates for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Chevrolet Traverse LS 2WD at an average cost of $1,392 per year. The overall most expensive vehicle to insure is the GMC Acadia Denali AWD at a cost of $1,798 per year.

The next tables display all the available trims for both 2016 models, as well as an average rate for each model. The 2016 Chevrolet Traverse wins the head-to-head comparison over the 2016 GMC Acadia for cheapest car insurance rates.

2016 Chevrolet Traverse

$1,512

Insurance Rates by Trim Level for a 2016 Chevrolet Traverse
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,392
LS AWD1,488
LT 2WD1,488
LT AWD1,536
LTZ 2WD1,582
LTZ AWD1,582
2016 Chevrolet Traverse Average Rate$1,512

2016 GMC Acadia

$1,742

Insurance Rates by Trim Level for 2016 Chevrolet Traverse
2016 GMC Acadia TrimsRate
SLE 2WD$1,652
SLE AWD1,702
SLT 2WD1,748
SLT AWD1,748
Denali 2WD1,798
Denali AWD1,798
2016 GMC Acadia Average Rate$1,742

2015 Chevrolet Traverse vs. GMC Acadia

For the 2015 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by an average of $96 per year for this model year.

The chart below displays the average insurance cost for both models for drivers from age 20 to 50. For a 2015 Chevrolet Traverse, insurance cost ranges from $1,392 to $3,126 per year for these driver ages. Full-coverage insurance on a 2015 GMC Acadia ranges from $1,474 to $3,326 on average per year.

Average car insurance premiums for 2015 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,783$5,098
20-Year-Old$3,126$3,326
25-Year-Old$1,796$1,908
30-Year-Old$1,640$1,744
40-Year-Old$1,552$1,648
50-Year-Old$1,392$1,474
60-Year-Old$1,302$1,380

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

Out of six Chevrolet Traverse trims, the cheapest 2015 trim level to insure is the LS 2WD trim at an average cost of $1,464 per year.

For the six trim levels available for the GMC Acadia, the cheapest 2015 model to insure is the SLE 2WD trim at a cost of $1,574 per year, or around $131 per month.

When car insurance rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at an average of $1,464 per year, and the most expensive trim is the GMC Acadia Denali AWD at a cost of $1,708 per year.

The next two rate tables show the average cost to insure all 2015 trim levels, including an overall average rate. The 2015 Chevrolet Traverse has cheaper overall car insurance rates than the 2015 GMC Acadia.

2015 Chevrolet Traverse

$1,552

Insurance Rates by Trim Level for a 2015 Chevrolet Traverse
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,464
LS AWD1,464
LT 2WD1,552
LT AWD1,552
LTZ 2WD1,644
LTZ AWD1,644
2015 Chevrolet Traverse Average Rate$1,552

2015 GMC Acadia

$1,648

Insurance Rates by Trim Level for 2015 Chevrolet Traverse
2015 GMC Acadia TrimsRate
SLE 2WD$1,574
SLE AWD1,574
SLT 2WD1,664
SLT AWD1,664
Denali 2WD1,708
Denali AWD1,708
2015 GMC Acadia Average Rate$1,648

Additional Chevrolet Traverse and GMC Acadia Resources