Does a Chevrolet Traverse or GMC Acadia Cost Less to Insure?

Find out if a Chevrolet Traverse or a GMC Acadia has cheaper car insurance rates. We compare cost for all trim levels back to 2015.

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  • For a 2024 Chevrolet Traverse, rates range from $2,116 to $2,370 per year, while auto insurance for a 2024 GMC Acadia costs from $2,210 to $2,430, depending on the trim level being insured.
  • With 34 models in the 2024 midsize SUV category, the Chevrolet Traverse ranks 11th and the GMC Acadia ranks 16th for average car insurance affordability.
  • The Chevrolet Traverse LS 2WD and the GMC Acadia Elevation are the cheapest models to insure for each vehicle based on our comparison.
  • When compared to the average U.S. car insurance rate of $2,276 per year, the Chevrolet Traverse costs an average of $38 less per year, while the GMC Acadia costs an average of $40 more per year.

Does a Chevy Traverse or GMC Acadia cost less to insure?

When comparing the Chevrolet Traverse and GMC Acadia for the 2024 model year, the model having more affordable car insurance is the Chevrolet Traverse. Insurance rates for the Chevrolet Traverse average $2,238 per year, whereas the GMC Acadia costs an average of $2,316 per year.

For the seven trims available for the 2024 Chevrolet Traverse, the cheapest model to insure is the LS 2WD trim at an average cost of $2,116 per year. The 2024 GMC Acadia has four trim levels available, with the cheapest trim to insure being the Elevation trim at an average cost of $2,210 per year, or $184 per month.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,116 per year, and the overall most expensive vehicle to insure is the GMC Acadia Denali at a cost of $2,430 per year.

The next table compares and ranks the annual and monthly cost of car insurance for 2024 Chevrolet Traverse and GMC Acadia models, with average cost for each trim level.

2024 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,116$176
$2,162$180
$2,182$182
$2,210$184
$2,218$185
$2,284$190
$2,286$191
$2,336$195
$2,344$195
$2,370$198
$2,430$203

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Chevrolet Traverse and a 2024 GMC Acadia
Annual and monthly insurance cost by trim level for a 2024 Chevrolet Traverse and a 2024 GMC Acadia

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,990 to $4,468 per year for a 2024 Chevrolet Traverse, and $2,058 to $4,606 for a 2024 GMC Acadia for the illustrated age groups.

Average car insurance premiums for 2024 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,836$7,034
20-Year-Old$4,468$4,606
25-Year-Old$2,598$2,686
30-Year-Old$2,384$2,468
40-Year-Old$2,238$2,316
50-Year-Old$1,990$2,058
60-Year-Old$1,860$1,922

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The two tables below show the cost to insure the available trim levels for both 2024 models, along with the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Chevrolet Traverse.

2024 Chevrolet Traverse

$2,238

Insurance Rates by Trim Level for a 2024 Chevrolet Traverse
2024 Chevrolet Traverse TrimsRate
LS 2WD$2,116
LS AWD2,162
LT 2WD2,182
LT AWD2,218
Z71 AWD2,284
RS 2WD2,344
RS AWD2,370
2024 Chevrolet Traverse Average Rate$2,238

2024 GMC Acadia

$2,316

Insurance Rates by Trim Level for 2024 Chevrolet Traverse
2024 GMC Acadia TrimsRate
Elevation$2,210
Elevation Premium2,286
AT42,336
Denali2,430
2024 GMC Acadia Average Rate$2,316

2023 Chevrolet Traverse vs. GMC Acadia

For new Traverse and Acadia models, the cheapest to insure is the GMC Acadia. Insurance rates on a Chevrolet Traverse cost an average of $2,226 per year, whereas the GMC Acadia averages $2,220 per year.

Out of 12 Chevrolet Traverse trims, the cheapest 2023 trim to insure is the LS 2WD model at an average cost of $2,058 per year, or $172 per month.

For the seven trim levels available for the GMC Acadia, the cheapest 2023 trim level to insure is the SLE 2WD trim at a cost of $2,100 per year, or about $175 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average rate of $2,058 per year, and the highest-cost model and trim is the Chevrolet Traverse High Country AWD costing $2,360 per year.

The table below ranks the annual and monthly car insurance cost for 2023 Chevrolet Traverse and GMC Acadia models, showing cost for each trim level of both models.

2023 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,058$172
$2,100$175
$2,102$175
$2,116$176
$2,152$179
$2,186$182
$2,186$182
$2,200$183
$2,218$185
$2,224$185
$2,230$186
$2,252$188
$2,280$190
$2,282$190
$2,300$192
$2,318$193
$2,328$194
$2,340$195
$2,360$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Chevrolet Traverse and a 2023 GMC Acadia
Annual and monthly insurance cost by trim level for a 2023 Chevrolet Traverse and a 2023 GMC Acadia

The chart shown below displays the average cost to insure both 2023 models for drivers aged 20 to 50. Average car insurance cost ranges from $1,976 to $4,446 per year for a 2023 Chevrolet Traverse, and $1,972 to $4,454 for a 2023 GMC Acadia for the included driver ages.

Average car insurance premiums for 2023 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,810$6,827
20-Year-Old$4,446$4,454
25-Year-Old$2,582$2,578
30-Year-Old$2,370$2,364
40-Year-Old$2,226$2,220
50-Year-Old$1,976$1,972
60-Year-Old$1,848$1,844

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The rate tables below illustrate average cost to insure each trim level for a 2023 Chevrolet Traverse and GMC Acadia, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the GMC Acadia.

2023 Chevrolet Traverse

$2,226

Insurance Rates by Trim Level for a 2023 Chevrolet Traverse
2023 Chevrolet Traverse TrimsRate
LS 2WD$2,058
LS AWD2,102
LT Cloth 2WD2,116
LT Cloth AWD2,186
LT Leather 2WD2,186
LT Leather AWD2,218
RS 2WD2,252
RS AWD2,280
Premier 2WD2,282
Premier AWD2,318
High Country 2WD2,340
High Country AWD2,360
2023 Chevrolet Traverse Average Rate$2,226

2023 GMC Acadia

$2,220

Insurance Rates by Trim Level for 2023 Chevrolet Traverse
2023 GMC Acadia TrimsRate
SLE 2WD$2,100
SLE AWD2,152
SLT 2WD2,200
SLT AWD2,224
AT4 AWD2,230
Denali 2WD2,300
Denali AWD2,328
2023 GMC Acadia Average Rate$2,220

2022 Chevrolet Traverse vs. GMC Acadia

Insurance on a 2022 Chevrolet Traverse averages $2,252 per year, whereas insurance for a GMC Acadia costs an average of $2,200 per year, making the GMC Acadia the model with lower average insurance cost.

Within each different model, however, auto insurance cost varies significantly depending on the trim level of the vehicle being insured.

Using the Chevrolet Traverse as an example, car insurance rates range from $2,012 per year for the LS 2WD model up to the highest rate of $2,418 for the High Country AWD model.

For a 2022 GMC Acadia, rates range from $2,054 per year for the SLE 2WD model up to $2,306 for the most expensive to insure Denali AWD model.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,012 per year, and the most expensive model and trim level is the Chevrolet Traverse High Country AWD costing an average of $2,418 per year.

For a 2022 Chevrolet Traverse, the cheapest models are the LS 2WD, LS AWD, and LT Cloth 2WD. The cheapest GMC Acadia models include the SLE 2WD, SLE AWD, and SLT 2WD.

On a monthly basis, insurance rates for all 2022 Chevrolet Traverse and GMC Acadia models cost from $168 to $202 per month.

The next table compares and ranks the annual and monthly cost of car insurance for 2022 Chevrolet Traverse and GMC Acadia models, broken down by individual trim level.

2022 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,012$168
$2,054$171
$2,134$178
$2,146$179
$2,146$179
$2,158$180
$2,200$183
$2,204$184
$2,214$185
$2,214$185
$2,226$186
$2,282$190
$2,292$191
$2,306$192
$2,334$195
$2,340$195
$2,350$196
$2,402$200
$2,418$202

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Chevrolet Traverse and a 2022 GMC Acadia
Annual and monthly insurance cost by trim level for a 2022 Chevrolet Traverse and a 2022 GMC Acadia

The chart below visualizes the average car insurance cost for both models rated for multiple driver ages. For a 2022 Chevrolet Traverse, average insurance cost ranges from $2,000 to $4,520 per year for the driver examples in the chart. Car insurance for a 2022 GMC Acadia ranges from $1,954 to $4,412 on average per year.

Average car insurance premiums for 2022 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,933$6,767
20-Year-Old$4,520$4,412
25-Year-Old$2,614$2,552
30-Year-Old$2,402$2,342
40-Year-Old$2,252$2,200
50-Year-Old$2,000$1,954
60-Year-Old$1,872$1,828

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

For the 12 trim levels available for the 2022 Chevrolet Traverse, the cheapest trim level to insure is the LS 2WD trim at an average cost of $2,012 per year. For the seven trim and option levels available for the GMC Acadia, the cheapest 2022 trim to insure is the SLE 2WD model at a cost of $2,054 per year, or $171 per month.

When all 19 trims of both models are combined and compared, the cheapest model and trim level to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,012 per year, and the most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $2,418 per year.

The tables below display average car insurance rates for each trim level, along with the average rate for each model. The model with the cheapest average car insurance rates for 2022 is the GMC Acadia.

2022 Chevrolet Traverse

$2,252

Insurance Rates by Trim Level for a 2022 Chevrolet Traverse
2022 Chevrolet Traverse TrimsRate
LS 2WD$2,012
LS AWD2,134
LT Cloth 2WD2,146
LT Leather 2WD2,200
LT Cloth AWD2,204
LT Leather AWD2,214
RS 2WD2,282
RS AWD2,334
Premier 2WD2,340
Premier AWD2,350
High Country 2WD2,402
High Country AWD2,418
2022 Chevrolet Traverse Average Rate$2,252

2022 GMC Acadia

$2,200

Insurance Rates by Trim Level for 2022 Chevrolet Traverse
2022 GMC Acadia TrimsRate
SLE 2WD$2,054
SLE AWD2,146
SLT 2WD2,158
SLT AWD2,214
AT4 AWD2,226
Denali 2WD2,292
Denali AWD2,306
2022 GMC Acadia Average Rate$2,200

2021 Chevrolet Traverse vs. GMC Acadia

When comparing average insurance rates for the 2021 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper rates by an average of $14 per year for this model year.

The chart below visualizes the average cost to insure the two models using a range of rated driver ages. For a 2021 Chevrolet Traverse, average car insurance cost ranges from $1,896 to $4,282 per year for the age groups used in the chart. A 2021 GMC Acadia costs from $1,884 to $4,260 to insure per year.

Average car insurance premiums for 2021 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,568$6,533
20-Year-Old$4,282$4,260
25-Year-Old$2,478$2,462
30-Year-Old$2,274$2,258
40-Year-Old$2,134$2,120
50-Year-Old$1,896$1,884
60-Year-Old$1,776$1,764

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 13 trims for the 2021 Chevrolet Traverse, the cheapest auto insurance rates are on the L 2WD trim at a cost of $1,844 per year, or $154 per month.

For the eight trims available for the GMC Acadia, the cheapest 2021 trim level to insure is the SL 2WD model at a cost of $1,890 per year, or about $158 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Chevrolet Traverse L 2WD at a cost of $1,844 per year. The most expensive trim is the Chevrolet Traverse High Country AWD at an average of $2,308 per year.

The tables shown below display trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Chevrolet Traverse

$2,134

Insurance Rates by Trim Level for a 2021 Chevrolet Traverse
2021 Chevrolet Traverse TrimsRate
L 2WD$1,844
LS 2WD1,910
LS AWD2,044
LT Cloth 2WD2,044
LT Cloth AWD2,108
LT Leather 2WD2,108
LT Leather AWD2,174
RS 2WD2,174
Premier 2WD2,240
Premier AWD2,240
RS AWD2,240
High Country 2WD2,308
High Country AWD2,308
2021 Chevrolet Traverse Average Rate$2,134

2021 GMC Acadia

$2,120

Insurance Rates by Trim Level for 2021 Chevrolet Traverse
2021 GMC Acadia TrimsRate
SL 2WD$1,890
SLE 2WD2,024
SLE AWD2,108
SLT 2WD2,108
All Terrain AWD2,174
SLT AWD2,174
Denali 2WD2,240
Denali AWD2,240
2021 GMC Acadia Average Rate$2,120

2020 Chevrolet Traverse vs. GMC Acadia

For the 2020 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper car insurance cost by $14 per year for this comparison year.

The chart below displays the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,842 to $4,162 per year on a 2020 Chevrolet Traverse, and $1,832 to $4,138 for a 2020 GMC Acadia for the age groups used in this illustration.

Average car insurance premiums for 2020 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$6,378$6,343
20-Year-Old$4,162$4,138
25-Year-Old$2,404$2,390
30-Year-Old$2,206$2,192
40-Year-Old$2,072$2,058
50-Year-Old$1,842$1,832
60-Year-Old$1,724$1,712

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 13 trim levels for the 2020 Chevrolet Traverse, the cheapest average car insurance prices are on the L 2WD trim at a cost of $1,796 per year.

For the eight different option levels available for the GMC Acadia, the cheapest 2020 trim level to insure is the SL 2WD trim at a cost of $1,840 per year, or around $153 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average of $1,796 per year, and the most expensive trim is the Chevrolet Traverse High Country AWD at a cost of $2,238 per year.

The rate tables below break down average car insurance rates for every trim level for both 2020 models, as well as an average rate for each model. The winner for the 2020 car insurance comparison is the GMC Acadia.

2020 Chevrolet Traverse

$2,072

Insurance Rates by Trim Level for a 2020 Chevrolet Traverse
2020 Chevrolet Traverse TrimsRate
L 2WD$1,796
LS 2WD1,858
LS AWD1,986
LT Cloth 2WD1,986
LT Cloth AWD2,048
LT Leather 2WD2,048
LT Leather AWD2,112
RS 2WD2,112
Premier 2WD2,174
Premier AWD2,174
RS AWD2,174
High Country 2WD2,238
High Country AWD2,238
2020 Chevrolet Traverse Average Rate$2,072

2020 GMC Acadia

$2,058

Insurance Rates by Trim Level for 2020 Chevrolet Traverse
2020 GMC Acadia TrimsRate
SL 2WD$1,840
SLE 2WD1,966
SLE AWD2,048
SLT 2WD2,048
All Terrain AWD2,112
SLT AWD2,112
Denali 2WD2,174
Denali AWD2,174
2020 GMC Acadia Average Rate$2,058

2019 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2019 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse is cheaper to insure by $188 per year for this comparison year.

The chart below demonstrates the average cost to insure both models for a range of driver ages. The average full-coverage insurance policy ranges from $1,624 to $3,652 per year on a 2019 Chevrolet Traverse, and $1,792 to $4,084 on a 2019 GMC Acadia for the included age groups.

Average car insurance premiums for 2019 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,602$6,285
20-Year-Old$3,652$4,084
25-Year-Old$2,114$2,342
30-Year-Old$1,940$2,146
40-Year-Old$1,826$2,014
50-Year-Old$1,624$1,792
60-Year-Old$1,520$1,678

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of 11 Chevrolet Traverse trim levels, the cheapest 2019 trim to insure is the L 2WD trim at an average cost of $1,578 per year.

For the eight trims available for the GMC Acadia, the cheapest 2019 model to insure is the SL 2WD trim at a cost of $1,810.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,578 per year. The most expensive trim is the GMC Acadia Denali AWD costing an average of $2,134 per year.

The two tables below show the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The 2019 Chevrolet Traverse comes out on top over the 2019 GMC Acadia for cheapest auto insurance rates.

2019 Chevrolet Traverse

$1,826

Insurance Rates by Trim Level for a 2019 Chevrolet Traverse
2019 Chevrolet Traverse TrimsRate
L 2WD$1,578
LS 2WD1,682
LS AWD1,760
LT Cloth 2WD1,760
LT Cloth AWD1,822
LT Leather 2WD1,822
LT Leather AWD1,882
RS 2WD1,882
Premier 2WD1,944
Premier AWD1,944
High Country AWD2,004
2019 Chevrolet Traverse Average Rate$1,826

2019 GMC Acadia

$2,014

Insurance Rates by Trim Level for 2019 Chevrolet Traverse
2019 GMC Acadia TrimsRate
SL 2WD$1,810
SLE 2WD1,910
SLE AWD1,982
All Terrain AWD2,040
SLT 2WD2,040
SLT AWD2,072
Denali 2WD2,134
Denali AWD2,134
2019 GMC Acadia Average Rate$2,014

2018 Chevrolet Traverse vs. GMC Acadia

A 2018 Chevrolet Traverse is $188 cheaper to insure per year on average than a 2018 GMC Acadia, a difference of 10.3%.

The following chart shows the average insurance cost for the two models for the 20 to 50-year-old driver age groups. For a 2018 Chevrolet Traverse, average insurance cost ranges from $1,544 to $3,468 per year for the included age groups. A full-coverage policy on a 2018 GMC Acadia ranges from $1,712 to $3,888 on average per year.

Average car insurance premiums for 2018 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,308$5,976
20-Year-Old$3,468$3,888
25-Year-Old$2,008$2,230
30-Year-Old$1,844$2,042
40-Year-Old$1,734$1,922
50-Year-Old$1,544$1,712
60-Year-Old$1,446$1,602

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the nine trim levels available for the 2018 Chevrolet Traverse, the cheapest trim to insure is the L 2WD model at an average cost of $1,516 per year. For the eight option levels available for the GMC Acadia, the cheapest 2018 trim level to insure is the SL 2WD trim at a cost of $1,738 per year, or about $145 per month.

When insurance rates for all 17 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,516 per year. The most expensive model and trim level is the GMC Acadia Denali AWD costing $2,042 per year.

The next two tables show the expected annual car insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The 2018 Chevrolet Traverse comes out with a win over the 2018 GMC Acadia for the cheapest average car insurance rates.

2018 Chevrolet Traverse

$1,734

Insurance Rates by Trim Level for a 2018 Chevrolet Traverse
2018 Chevrolet Traverse TrimsRate
L 2WD$1,516
LS 2WD1,612
LS AWD1,686
LT 2WD1,686
LT AWD1,742
Premier 2WD1,800
RS 2WD1,800
Premier AWD1,858
High Country AWD1,914
2018 Chevrolet Traverse Average Rate$1,734

2018 GMC Acadia

$1,922

Insurance Rates by Trim Level for 2018 Chevrolet Traverse
2018 GMC Acadia TrimsRate
SL 2WD$1,738
SLE 2WD1,790
SLE AWD1,870
SLT 2WD1,926
All Terrain AWD1,984
SLT AWD1,984
Denali 2WD2,042
Denali AWD2,042
2018 GMC Acadia Average Rate$1,922

2017 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2017 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper rates by an average of $176 per year.

The next chart shows the average car insurance cost for both models for the 20 to 50-year-old driver age groups. The average full-coverage insurance policy ranges from $1,476 to $3,296 per year for a 2017 Chevrolet Traverse, and $1,628 to $3,702 for a 2017 GMC Acadia for the driver examples in the chart

Average car insurance premiums for 2017 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,043$5,688
20-Year-Old$3,296$3,702
25-Year-Old$1,914$2,122
30-Year-Old$1,756$1,940
40-Year-Old$1,652$1,828
50-Year-Old$1,476$1,628
60-Year-Old$1,380$1,526

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

The 2017 Chevrolet Traverse has six trim levels available, with the cheapest trim level to insure being the LS 2WD model at an average cost of $1,470 per year, or $123 per month.

Out of the 10 option levels available for the GMC Acadia, the cheapest 2017 trim level to insure is the SL 2WD trim at a cost of $1,678 per year, or around $140 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at a cost of $1,470 per year. The most expensive vehicle to insure is the GMC Acadia Denali AWD costing $1,964 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The 2017 Chevrolet Traverse is the winner over the 2017 GMC Acadia for cheapest overall car insurance cost.

2017 Chevrolet Traverse

$1,652

Insurance Rates by Trim Level for a 2017 Chevrolet Traverse
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,470
LS AWD1,634
LT 2WD1,634
LT AWD1,686
Premier 2WD1,742
Premier AWD1,742
2017 Chevrolet Traverse Average Rate$1,652

2017 GMC Acadia

$1,828

Insurance Rates by Trim Level for 2017 Chevrolet Traverse
2017 GMC Acadia TrimsRate
SL 2WD$1,678
SLE 2WD1,732
Limited 2WD1,758
SLE AWD1,802
Limited AWD1,814
All Terrain AWD1,856
SLT 2WD1,856
Denali 2WD1,910
SLT AWD1,910
Denali AWD1,964
2017 GMC Acadia Average Rate$1,828

2016 Chevrolet Traverse vs. GMC Acadia

For the 2016 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by $234 per year for this comparison year.

The rate chart below displays the average car insurance cost for both models for four different driver age groups. Average car insurance cost ranges from $1,386 to $3,088 per year for a 2016 Chevrolet Traverse, and $1,590 to $3,600 on a 2016 GMC Acadia for the included age groups.

Average car insurance premiums for 2016 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,721$5,525
20-Year-Old$3,088$3,600
25-Year-Old$1,790$2,068
30-Year-Old$1,640$1,892
40-Year-Old$1,548$1,782
50-Year-Old$1,386$1,590
60-Year-Old$1,294$1,488

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

Out of six Chevrolet Traverse trims, the cheapest 2016 trim to insure is the LS 2WD trim at an average cost of $1,426 per year, or around $119 per month. The 2016 GMC Acadia has six different trim levels available, with the cheapest trim level to insure being the SLE 2WD trim at an average cost of $1,690 per year.

When rates for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Chevrolet Traverse LS 2WD at an average cost of $1,426 per year. The overall most expensive vehicle to insure is the GMC Acadia Denali AWD at a cost of $1,840 per year.

The next tables display all the available trims for both 2016 models, as well as an average rate for each model. The 2016 Chevrolet Traverse wins the head-to-head comparison over the 2016 GMC Acadia for cheapest car insurance rates.

2016 Chevrolet Traverse

$1,548

Insurance Rates by Trim Level for a 2016 Chevrolet Traverse
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,426
LS AWD1,522
LT 2WD1,522
LT AWD1,572
LTZ 2WD1,622
LTZ AWD1,622
2016 Chevrolet Traverse Average Rate$1,548

2016 GMC Acadia

$1,782

Insurance Rates by Trim Level for 2016 Chevrolet Traverse
2016 GMC Acadia TrimsRate
SLE 2WD$1,690
SLE AWD1,740
SLT 2WD1,790
SLT AWD1,790
Denali 2WD1,840
Denali AWD1,840
2016 GMC Acadia Average Rate$1,782

2015 Chevrolet Traverse vs. GMC Acadia

For the 2015 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by an average of $96 per year for this model year.

The chart below displays the average insurance cost for both models for drivers from age 20 to 50. For a 2015 Chevrolet Traverse, insurance cost ranges from $1,426 to $3,202 per year for these driver ages. Full-coverage insurance on a 2015 GMC Acadia ranges from $1,508 to $3,408 on average per year.

Average car insurance premiums for 2015 Chevrolet Traverse and GMC Acadia models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,905$5,226
20-Year-Old$3,202$3,408
25-Year-Old$1,842$1,956
30-Year-Old$1,682$1,790
40-Year-Old$1,590$1,686
50-Year-Old$1,426$1,508
60-Year-Old$1,332$1,412

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of six Chevrolet Traverse trims, the cheapest 2015 trim level to insure is the LS 2WD trim at an average cost of $1,498 per year.

For the six trim levels available for the GMC Acadia, the cheapest 2015 model to insure is the SLE 2WD trim at a cost of $1,610 per year, or around $134 per month.

When car insurance rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at an average of $1,498 per year, and the most expensive trim is the GMC Acadia Denali AWD at a cost of $1,748 per year.

The next two rate tables show the average cost to insure all 2015 trim levels, including an overall average rate. The 2015 Chevrolet Traverse has cheaper overall car insurance rates than the 2015 GMC Acadia.

2015 Chevrolet Traverse

$1,590

Insurance Rates by Trim Level for a 2015 Chevrolet Traverse
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,498
LS AWD1,498
LT 2WD1,590
LT AWD1,590
LTZ 2WD1,680
LTZ AWD1,680
2015 Chevrolet Traverse Average Rate$1,590

2015 GMC Acadia

$1,686

Insurance Rates by Trim Level for 2015 Chevrolet Traverse
2015 GMC Acadia TrimsRate
SLE 2WD$1,610
SLE AWD1,610
SLT 2WD1,702
SLT AWD1,702
Denali 2WD1,748
Denali AWD1,748
2015 GMC Acadia Average Rate$1,686

Additional Chevrolet Traverse and GMC Acadia Resources