Ford Escape vs. EcoSport – Which Car Insurance Costs Less?

Will the Ford Escape or the Ford EcoSport take the crown as having the cheapest insurance rates for a compact Ford SUV? We compare rates for the 2018 through 2022 model years to find a winner.

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  • When comparing 2022 models (the last year of EcoSport production), a Ford Ecosport costs less to insure than a Ford Escape by an average of $172 per year.
  • For a 2022 Ford Escape, average full-coverage car insurance rates range from $1,952 to $2,356 per year, while a 2022 Ford Ecosport ranges from $1,878 to $2,046 for full-coverage.
  • Out of 45 models in the 2022 small SUV segment, the Ford Escape ranks 34th and the Ford Ecosport ranks 19th for insurance affordability.

2022 Ford Escape vs EcoSport

When comparing insurance cost for the 2022 Ford Escape and Ford Ecosport models, the Ford Ecosport is cheaper to insure by an average of $172 per year.

The next chart illustrates the average cost to insure both models with different driver age groups. The average car insurance cost ranges from $1,912 to $4,362 per year for a 2022 Ford Escape, and $1,766 to $3,956 for a 2022 Ford Ecosport for the age groups used in this illustration.

Average car insurance premiums for 2022 Ford Escape and Ford Ecosport models for different driver ages.
Figure 1: Average car insurance premiums for 2022 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2022 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$6,713$6,047
20-Year-Old$4,362$3,956
25-Year-Old$2,502$2,296
30-Year-Old$2,292$2,106
40-Year-Old$2,154$1,982
50-Year-Old$1,912$1,766
60-Year-Old$1,790$1,652

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

The tables below detail insurance rates for all trim levels of 2022 Escape and Ecosport models. The 2022 Ford Escape has an average insurance cost of $2,154 and the 2022 Ford Ecosport is $1,982, making the Ford Ecosport cheaper by $172 per year.

2022 Ford Escape

$2,154

Insurance Rates by Trim Level for a 2022 Ford Escape
2022 Ford Escape TrimsRate
S$1,952
SE2,020
SE Hybrid2,028
SE AWD2,086
SEL2,094
SE Hybrid AWD2,100
SEL Hybrid2,154
SEL AWD2,158
SE Plug-in Hybrid2,166
Titanium Hybrid2,172
SEL Hybrid AWD2,174
Titanium Hybrid AWD2,234
Titanium AWD2,288
SEL Plug-in Hybrid2,312
Titanium Plug-in Hybrid2,356
2022 Ford Escape Average Rate$2,154

2022 Ford Ecosport

$1,982

Insurance Rates by Trim Level for 2022 Ford Escape
2022 Ford Ecosport TrimsRate
S AWD$1,878
SE AWD1,964
SES AWD2,038
Titanium AWD2,046
2022 Ford Ecosport Average Rate$1,982

2021 Ford Escape vs Ecosport

When comparing average insurance rates for the 2021 Ford Escape and Ford Ecosport models, the Ford Ecosport is cheaper to insure by an average of $152 per year for 2021.

The next chart shows the average cost to insure both models for drivers from age 20 to 50. For a 2021 Ford Escape, average insurance cost ranges from $1,700 to $3,864 per year for the illustrated age groups. A 2021 Ford Ecosport costs from $1,572 to $3,500 to insure per year.

Average car insurance premiums for 2021 Ford Escape and Ford Ecosport models for different driver ages.
Figure 2: Average car insurance premiums for 2021 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,950$5,351
20-Year-Old$3,864$3,500
25-Year-Old$2,220$2,038
30-Year-Old$2,036$1,872
40-Year-Old$1,914$1,762
50-Year-Old$1,700$1,572
60-Year-Old$1,594$1,468

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 10 trims for the 2021 Ford Escape, the cheapest insurance prices are on the S 2WD trim at a cost of $1,778 per year, or $148 per month.

The 2021 Ford Ecosport has seven trims available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,672 per year, or $139 per month.

When comparing both models at a trim-level basis, the cheapest model and trim level to insure is the Ford Ecosport S 2WD at an average rate of $1,672 per year, and the highest-cost model and trim is the Ford Escape Titanium AWD costing an average of $2,076 per year.

The next tables illustrate trim level insurance cost averages for both 2021 models, including an overall average cost for each model. The model with the cheapest car insurance rates for 2021 is the Ford Ecosport.

2021 Ford Escape

$1,914

Insurance Rates by Trim Level for a 2021 Ford Escape
2021 Ford Escape TrimsRate
S 2WD$1,778
SE 2WD1,810
SE AWD1,878
SE Sport Hybrid 2WD1,878
SE Sport Hybrid 4WD1,878
SEL 2WD1,878
SEL AWD1,944
Titanium Hybrid 2WD2,010
Titanium Hybrid AWD2,010
Titanium AWD2,076
2021 Ford Escape Average Rate$1,914

2021 Ford Ecosport

$1,762

Insurance Rates by Trim Level for 2021 Ford Escape
2021 Ford Ecosport TrimsRate
S 2WD$1,672
SE 2WD1,692
S 4WD1,738
SE 4WD1,758
SES 4WD1,824
Titanium 2WD1,824
Titanium 4WD1,824
2021 Ford Ecosport Average Rate$1,762

2020 Ford Escape vs EcoSport

When comparing insurance cost for 2020 models, a Ford Escape costs an average of $1,858 per year to insure and a Ford Ecosport costs $1,712, making the Ford Ecosport cheaper to insure by $146 per year.

The next chart illustrates the average cost to insure the two models for drivers from age 20 to 50. For a 2020 Ford Escape, the average car insurance cost ranges from $1,652 to $3,750 per year for these driver ages. A 2020 Ford Ecosport costs from $1,526 to $3,402 to insure per year.

Average car insurance premiums for 2020 Ford Escape and Ford Ecosport models for different driver ages.
Figure 3: Average car insurance premiums for 2020 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,773$5,196
20-Year-Old$3,750$3,402
25-Year-Old$2,156$1,980
30-Year-Old$1,976$1,820
40-Year-Old$1,858$1,712
50-Year-Old$1,652$1,526
60-Year-Old$1,546$1,428

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 10 Ford Escape trims, the cheapest 2020 model to insure is the S 2WD trim at an average cost of $1,726 per year, or around $144 per month.

For the seven trim levels available for the Ford Ecosport, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,626 per year, or about $136 per month.

When comparing rates by trim level for both models, the cheapest trim to insure is the Ford Ecosport S 2WD at an average rate of $1,626 per year. The most expensive model and trim level is the Ford Escape Titanium AWD costing $2,012 per year.

The rate tables below show average car insurance cost by trim level for a 2020 Ford Escape and Ford Ecosport, plus the average rate for each model. The winner for the 2020 car insurance comparison is the Ford Ecosport.

2020 Ford Escape

$1,858

Insurance Rates by Trim Level for a 2020 Ford Escape
2020 Ford Escape TrimsRate
S 2WD$1,726
SE 2WD1,758
SE AWD1,824
SE Sport Hybrid 2WD1,824
SE Sport Hybrid 4WD1,824
SEL 2WD1,824
SEL AWD1,886
Titanium Hybrid 2WD1,948
Titanium Hybrid AWD1,948
Titanium AWD2,012
2020 Ford Escape Average Rate$1,858

2020 Ford Ecosport

$1,712

Insurance Rates by Trim Level for 2020 Ford Escape
2020 Ford Ecosport TrimsRate
S 2WD$1,626
SE 2WD1,646
S 4WD1,690
SE 4WD1,708
SES 4WD1,770
Titanium 2WD1,770
Titanium 4WD1,770
2020 Ford Ecosport Average Rate$1,712

2019 Ford Escape vs EcoSport

For the 2019 Ford Escape and Ford Ecosport models, the Ford Ecosport has cheaper car insurance cost by an average of $426 per year for this model year.

The rate chart below illustrates the average cost to insure both 2019 models using a range of rated driver ages. Insurance cost ranges from $1,698 to $3,888 per year for a 2019 Ford Escape, and $1,318 to $2,922 for a 2019 Ford Ecosport for the age groups used in the chart.

Average car insurance premiums for 2019 Ford Escape and Ford Ecosport models for different driver ages.
Figure 4: Average car insurance premiums for 2019 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,991$4,461
20-Year-Old$3,888$2,922
25-Year-Old$2,216$1,708
30-Year-Old$2,026$1,572
40-Year-Old$1,906$1,480
50-Year-Old$1,698$1,318
60-Year-Old$1,590$1,234

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

The 2019 Ford Escape has seven trim levels available, with the cheapest trim level to insure being the S 2WD trim at an average cost of $1,792 per year. For the seven trim levels available for the Ford Ecosport, the cheapest 2019 model to insure is the S 2WD trim at a cost of $1,354 per year, or around $113 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Ford Ecosport S 2WD at an average cost of $1,354 per year, and the highest-cost model and trim is the Ford Escape Titanium AWD at an average cost of $2,036 per year.

The two tables below show average car insurance cost by trim level for each 2019 model, including an overall average cost for each model. The 2019 Ford Ecosport has cheaper average car insurance rates than the 2019 Ford Escape.

2019 Ford Escape

$1,906

Insurance Rates by Trim Level for a 2019 Ford Escape
2019 Ford Escape TrimsRate
S 2WD$1,792
SE 2WD1,854
SE AWD1,854
SEL 2WD1,914
SEL AWD1,914
Titanium 2WD1,976
Titanium AWD2,036
2019 Ford Escape Average Rate$1,906

2019 Ford Ecosport

$1,480

Insurance Rates by Trim Level for 2019 Ford Escape
2019 Ford Ecosport TrimsRate
S 2WD$1,354
S 4WD1,414
SE 2WD1,432
SE 4WD1,494
SES 4WD1,554
Titanium 2WD1,554
Titanium 4WD1,554
2019 Ford Ecosport Average Rate$1,480

2018 Ford Escape vs EcoSport

For the 2018 Ford Escape and Ford Ecosport models, the Ford Ecosport has cheaper car insurance cost by an average of $400 per year for this model year.

The next chart demonstrates the average cost to insure both models using drivers aged 20 to 50. The average car insurance cost ranges from $1,616 to $3,686 per year for a 2018 Ford Escape, and $1,260 to $2,780 for a 2018 Ford Ecosport for the example age groups.

Average car insurance premiums for 2018 Ford Escape and Ford Ecosport models for different driver ages.
Figure 5: Average car insurance premiums for 2018 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,676$4,236
20-Year-Old$3,686$2,780
25-Year-Old$2,102$1,626
30-Year-Old$1,920$1,498
40-Year-Old$1,812$1,412
50-Year-Old$1,616$1,260
60-Year-Old$1,514$1,178

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

Out of seven trim levels for the 2018 Ford Escape, the cheapest insurance prices are on the S 2WD trim at a cost of $1,664 per year, or about $139 per month.

For the seven trim levels available for the Ford Ecosport, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,302.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Ford Ecosport S 2WD at a cost of $1,302 per year. The most expensive model and trim level is the Ford Escape Titanium AWD costing an average of $1,950 per year.

The tables shown below show average car insurance rates for each trim level, along with the average rate for each model. The cheapest of the two models to insure for the 2018 model year is the Ford Ecosport.

2018 Ford Escape

$1,812

Insurance Rates by Trim Level for a 2018 Ford Escape
2018 Ford Escape TrimsRate
S 2WD$1,664
SE 2WD1,720
SE AWD1,778
SEL 2WD1,836
SEL AWD1,836
Titanium 2WD1,892
Titanium AWD1,950
2018 Ford Escape Average Rate$1,812

2018 Ford Ecosport

$1,412

Insurance Rates by Trim Level for 2018 Ford Escape
2018 Ford Ecosport TrimsRate
S 2WD$1,302
S 4WD1,358
SE 2WD1,376
SE 4WD1,434
Titanium 2WD1,434
SES 4WD1,488
Titanium 4WD1,488
2018 Ford Ecosport Average Rate$1,412

Additional Ford Escape and Ford Ecosport Resources