Ford Escape vs. EcoSport – Which Car Insurance Costs Less?

Will the Ford Escape or the Ford EcoSport take the crown as having the cheapest insurance rates for a compact Ford SUV? We compare rates for the 2018 through 2022 model years to find a winner.

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  • When comparing 2022 models (the last year of EcoSport production), a Ford Ecosport costs less to insure than a Ford Escape by an average of $166 per year.
  • For a 2022 Ford Escape, average full-coverage car insurance rates range from $1,904 to $2,302 per year, while a 2022 Ford Ecosport ranges from $1,832 to $1,998 for full-coverage.
  • Out of 45 models in the 2022 small SUV segment, the Ford Escape ranks 34th and the Ford Ecosport ranks 19th for insurance affordability.

2022 Ford Escape vs EcoSport

When comparing insurance cost for the 2022 Ford Escape and Ford Ecosport models, the Ford Ecosport is cheaper to insure by an average of $166 per year.

The next chart illustrates the average cost to insure both models with different driver age groups. The average car insurance cost ranges from $1,866 to $4,254 per year for a 2022 Ford Escape, and $1,724 to $3,862 for a 2022 Ford Ecosport for the age groups used in this illustration.

Average car insurance premiums for 2022 Ford Escape and Ford Ecosport models for different driver ages.
Figure 1: Average car insurance premiums for 2022 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2022 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$6,548$5,902
20-Year-Old$4,254$3,862
25-Year-Old$2,440$2,240
30-Year-Old$2,236$2,054
40-Year-Old$2,102$1,936
50-Year-Old$1,866$1,724
60-Year-Old$1,748$1,612

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

The tables below detail insurance rates for all trim levels of 2022 Escape and Ecosport models. The 2022 Ford Escape has an average insurance cost of $2,102 and the 2022 Ford Ecosport is $1,936, making the Ford Ecosport cheaper by $166 per year.

2022 Ford Escape

$2,102

Insurance Rates by Trim Level for a 2022 Ford Escape
2022 Ford Escape TrimsRate
S$1,904
SE1,972
SE Hybrid1,980
SE AWD2,038
SEL2,044
SE Hybrid AWD2,050
SEL Hybrid2,104
SEL AWD2,108
SE Plug-in Hybrid2,116
Titanium Hybrid2,120
SEL Hybrid AWD2,122
Titanium Hybrid AWD2,182
Titanium AWD2,236
SEL Plug-in Hybrid2,260
Titanium Plug-in Hybrid2,302
2022 Ford Escape Average Rate$2,102

2022 Ford Ecosport

$1,936

Insurance Rates by Trim Level for 2022 Ford Escape
2022 Ford Ecosport TrimsRate
S AWD$1,832
SE AWD1,918
SES AWD1,992
Titanium AWD1,998
2022 Ford Ecosport Average Rate$1,936

2021 Ford Escape vs Ecosport

When comparing average insurance rates for the 2021 Ford Escape and Ford Ecosport models, the Ford Ecosport is cheaper to insure by an average of $148 per year for 2021.

The next chart shows the average cost to insure both models for drivers from age 20 to 50. For a 2021 Ford Escape, average insurance cost ranges from $1,660 to $3,776 per year for the illustrated age groups. A 2021 Ford Ecosport costs from $1,534 to $3,420 to insure per year.

Average car insurance premiums for 2021 Ford Escape and Ford Ecosport models for different driver ages.
Figure 2: Average car insurance premiums for 2021 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,808$5,221
20-Year-Old$3,776$3,420
25-Year-Old$2,168$1,990
30-Year-Old$1,988$1,826
40-Year-Old$1,868$1,720
50-Year-Old$1,660$1,534
60-Year-Old$1,556$1,434

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 10 trims for the 2021 Ford Escape, the cheapest insurance prices are on the S 2WD trim at a cost of $1,738 per year, or $145 per month.

The 2021 Ford Ecosport has seven trims available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,632 per year, or $136 per month.

When comparing both models at a trim-level basis, the cheapest model and trim level to insure is the Ford Ecosport S 2WD at an average rate of $1,632 per year, and the highest-cost model and trim is the Ford Escape Titanium AWD costing an average of $2,028 per year.

The next tables illustrate trim level insurance cost averages for both 2021 models, including an overall average cost for each model. The model with the cheapest car insurance rates for 2021 is the Ford Ecosport.

2021 Ford Escape

$1,868

Insurance Rates by Trim Level for a 2021 Ford Escape
2021 Ford Escape TrimsRate
S 2WD$1,738
SE 2WD1,768
SE AWD1,834
SE Sport Hybrid 2WD1,834
SE Sport Hybrid 4WD1,834
SEL 2WD1,834
SEL AWD1,898
Titanium Hybrid 2WD1,962
Titanium Hybrid AWD1,962
Titanium AWD2,028
2021 Ford Escape Average Rate$1,868

2021 Ford Ecosport

$1,720

Insurance Rates by Trim Level for 2021 Ford Escape
2021 Ford Ecosport TrimsRate
S 2WD$1,632
SE 2WD1,652
S 4WD1,698
SE 4WD1,718
SES 4WD1,780
Titanium 2WD1,780
Titanium 4WD1,780
2021 Ford Ecosport Average Rate$1,720

2020 Ford Escape vs EcoSport

When comparing insurance cost for 2020 models, a Ford Escape costs an average of $1,814 per year to insure and a Ford Ecosport costs $1,670, making the Ford Ecosport cheaper to insure by $144 per year.

The next chart illustrates the average cost to insure the two models for drivers from age 20 to 50. For a 2020 Ford Escape, the average car insurance cost ranges from $1,612 to $3,662 per year for these driver ages. A 2020 Ford Ecosport costs from $1,492 to $3,322 to insure per year.

Average car insurance premiums for 2020 Ford Escape and Ford Ecosport models for different driver ages.
Figure 3: Average car insurance premiums for 2020 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,633$5,072
20-Year-Old$3,662$3,322
25-Year-Old$2,104$1,932
30-Year-Old$1,930$1,774
40-Year-Old$1,814$1,670
50-Year-Old$1,612$1,492
60-Year-Old$1,510$1,394

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of 10 Ford Escape trims, the cheapest 2020 model to insure is the S 2WD trim at an average cost of $1,686 per year, or around $141 per month.

For the seven trim levels available for the Ford Ecosport, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,586 per year, or about $132 per month.

When comparing rates by trim level for both models, the cheapest trim to insure is the Ford Ecosport S 2WD at an average rate of $1,586 per year. The most expensive model and trim level is the Ford Escape Titanium AWD costing $1,964 per year.

The rate tables below show average car insurance cost by trim level for a 2020 Ford Escape and Ford Ecosport, plus the average rate for each model. The winner for the 2020 car insurance comparison is the Ford Ecosport.

2020 Ford Escape

$1,814

Insurance Rates by Trim Level for a 2020 Ford Escape
2020 Ford Escape TrimsRate
S 2WD$1,686
SE 2WD1,716
SE AWD1,780
SE Sport Hybrid 2WD1,780
SE Sport Hybrid 4WD1,780
SEL 2WD1,780
SEL AWD1,842
Titanium Hybrid 2WD1,902
Titanium Hybrid AWD1,902
Titanium AWD1,964
2020 Ford Escape Average Rate$1,814

2020 Ford Ecosport

$1,670

Insurance Rates by Trim Level for 2020 Ford Escape
2020 Ford Ecosport TrimsRate
S 2WD$1,586
SE 2WD1,606
S 4WD1,650
SE 4WD1,668
SES 4WD1,730
Titanium 2WD1,730
Titanium 4WD1,730
2020 Ford Ecosport Average Rate$1,670

2019 Ford Escape vs EcoSport

For the 2019 Ford Escape and Ford Ecosport models, the Ford Ecosport has cheaper car insurance cost by an average of $416 per year for this model year.

The rate chart below illustrates the average cost to insure both 2019 models using a range of rated driver ages. Insurance cost ranges from $1,656 to $3,794 per year for a 2019 Ford Escape, and $1,286 to $2,852 for a 2019 Ford Ecosport for the age groups used in the chart.

Average car insurance premiums for 2019 Ford Escape and Ford Ecosport models for different driver ages.
Figure 4: Average car insurance premiums for 2019 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2019 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,848$4,356
20-Year-Old$3,794$2,852
25-Year-Old$2,162$1,668
30-Year-Old$1,976$1,536
40-Year-Old$1,862$1,446
50-Year-Old$1,656$1,286
60-Year-Old$1,552$1,204

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 26, 2025

The 2019 Ford Escape has seven trim levels available, with the cheapest trim level to insure being the S 2WD trim at an average cost of $1,752 per year. For the seven trim levels available for the Ford Ecosport, the cheapest 2019 model to insure is the S 2WD trim at a cost of $1,322 per year, or around $110 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Ford Ecosport S 2WD at an average cost of $1,322 per year, and the highest-cost model and trim is the Ford Escape Titanium AWD at an average cost of $1,988 per year.

The two tables below show average car insurance cost by trim level for each 2019 model, including an overall average cost for each model. The 2019 Ford Ecosport has cheaper average car insurance rates than the 2019 Ford Escape.

2019 Ford Escape

$1,862

Insurance Rates by Trim Level for a 2019 Ford Escape
2019 Ford Escape TrimsRate
S 2WD$1,752
SE 2WD1,812
SE AWD1,812
SEL 2WD1,870
SEL AWD1,870
Titanium 2WD1,930
Titanium AWD1,988
2019 Ford Escape Average Rate$1,862

2019 Ford Ecosport

$1,446

Insurance Rates by Trim Level for 2019 Ford Escape
2019 Ford Ecosport TrimsRate
S 2WD$1,322
S 4WD1,382
SE 2WD1,400
SE 4WD1,458
SES 4WD1,518
Titanium 2WD1,518
Titanium 4WD1,518
2019 Ford Ecosport Average Rate$1,446

2018 Ford Escape vs EcoSport

For the 2018 Ford Escape and Ford Ecosport models, the Ford Ecosport has cheaper car insurance cost by an average of $394 per year for this model year.

The next chart demonstrates the average cost to insure both models using drivers aged 20 to 50. The average car insurance cost ranges from $1,578 to $3,598 per year for a 2018 Ford Escape, and $1,228 to $2,712 for a 2018 Ford Ecosport for the example age groups.

Average car insurance premiums for 2018 Ford Escape and Ford Ecosport models for different driver ages.
Figure 5: Average car insurance premiums for 2018 Ford Escape and Ford Ecosport models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Ford Escape and Ford Ecosport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Ford Escape vs. Ford Ecosport Insurance Cost
Driver Age Ford Escape Ford Ecosport
18-Year-Old$5,537$4,134
20-Year-Old$3,598$2,712
25-Year-Old$2,054$1,590
30-Year-Old$1,874$1,462
40-Year-Old$1,768$1,374
50-Year-Old$1,578$1,228
60-Year-Old$1,478$1,148

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

Out of seven trim levels for the 2018 Ford Escape, the cheapest insurance prices are on the S 2WD trim at a cost of $1,626 per year, or about $136 per month.

For the seven trim levels available for the Ford Ecosport, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,268.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Ford Ecosport S 2WD at a cost of $1,268 per year. The most expensive model and trim level is the Ford Escape Titanium AWD costing an average of $1,904 per year.

The tables shown below show average car insurance rates for each trim level, along with the average rate for each model. The cheapest of the two models to insure for the 2018 model year is the Ford Ecosport.

2018 Ford Escape

$1,768

Insurance Rates by Trim Level for a 2018 Ford Escape
2018 Ford Escape TrimsRate
S 2WD$1,626
SE 2WD1,680
SE AWD1,738
SEL 2WD1,792
SEL AWD1,792
Titanium 2WD1,848
Titanium AWD1,904
2018 Ford Escape Average Rate$1,768

2018 Ford Ecosport

$1,374

Insurance Rates by Trim Level for 2018 Ford Escape
2018 Ford Ecosport TrimsRate
S 2WD$1,268
S 4WD1,324
SE 2WD1,342
SE 4WD1,396
Titanium 2WD1,396
SES 4WD1,450
Titanium 4WD1,450
2018 Ford Ecosport Average Rate$1,374

Additional Ford Escape and Ford Ecosport Resources