Ford EcoSport Insurance Cost for 2021

• Ford EcoSport insurance costs an average of $1,230 per year, or around $103 per month, for full coverage.
• The cheapest model to insure is the EcoSport S 2WD at an estimated $1,168 per year, while the EcoSport Titanium 4WD is the most expensive to insure at $1,274 per year.
• The Ford EcoSport is one of the cheaper small SUVs to insure for the 2021 model year, costing $127 less per year on average as compared to the rest of the vehicles in the segment.

How much does Ford EcoSport insurance cost?

Ford EcoSport insurance costs an average of $1,230 a year for a full coverage policy. Average cost per month ranges from $97 to $106 depending on the trim level.

When a policy is broken down into individual coverages, liability and medical (or PIP) coverage is around $430 a year, comprehensive coverage costs approximately $322, and the remaining collision coverage is approximately $478.

The chart below demonstrates average car insurance rates on a 2021 EcoSport using different driver ages and risk profiles.

In the chart above rates range from a discount rate for a 40-year-old driver of $1,026 to the high-risk average rate for a 30-year-old driver of $2,748 per year.

Not shown in the chart are rates for teenage drivers.  A 16-year-old male driver with a clean driving record would pay around $4,370 while a 16-year-old female would pay about $3,850. At age 17, males would pay around $4,068 and females $3,624.

A few additional important insights about insuring a Ford EcoSport include:

• A good driving record means cheaper insurance cost. To get the cheapest EcoSport insurance rates, it pays to avoid traffic tickets. As a matter of fact, just a couple minor infractions on your driving record can increase EcoSport insurance cost as much as $314 per year. Serious convictions like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,096 or more.
• EcoSport insurance rates for teenagers are high. Average rates for full coverage EcoSport insurance costs $4,370 per year for a 16-year-old driver, $4,068 per year for a 17-year-old driver, and $3,794 per year for a 18-year-old driver.
• High risk insurance is expensive. For a 50-year-old driver, the requirement to buy a high-risk policy could raise rates by $1,412 or more per year.
• As you age, insurance rates get cheaper. The difference in insurance rates for a Ford EcoSport between a 60-year-old driver ($1,098 per year) and a 20-year-old driver ($2,410 per year) is $1,312, or a savings of 54.4%.
• Safe drivers have cheaper EcoSport insurance. Causing frequent accidents will increase insurance cost, possibly as much as $1,676 per year for a 20-year-old driver and as much as $358 per year for a 60-year-old driver.

What is the cheapest Ford EcoSport car insurance?

The cheapest model to insure is the Ecosport S 2WD at $1,168 per year, or about $97 per month. The second cheapest trim is the SE 2WD at $1,182 per year, and the third cheapest model to insure is the S 4WD also at $1,214 per year.

In the upper range of insurance cost, the three most expensive models to insure are the EcoSport SES 4WD, the Titanium 2WD, and the Titanium 4WD trim levels at an estimated $1,274 per year.

The average monthly cost to insure a Ford EcoSport ranges between $97 to $106 per month for a full-coverage policy. Keep in mind that these are average rates, which can vary a lot based on the age of the driver, location, policy limits, and in some states, even the insured’s credit rating.

The next table displays average Ford EcoSport insurance rates for annual, semi-annual, and monthly terms, for each 2021 model year trim level.

Is Ford EcoSport insurance cheaper than other small SUVs?

The Ford EcoSport ranks #5 out of 41 comparison vehicles in the 2021 compact SUV segment. It costs an estimated $1,230 per year to insure, while the class average is $1,357 annually, a difference of $127 per year.

When rates are compared to the most popular models in the small SUV category, insurance for a Ford EcoSport costs $206 less per year than the Toyota RAV4, $24 more than the Honda CR-V, $52 less than the Chevrolet Equinox, and $104 less than the Nissan Rogue.

When compared to all vehicles, average Ford EcoSport insurance costs 19.2% less than the national average car insurance rate of $1,523 per year.

The table below shows how average car insurance cost for a Ford EcoSport compares to all other small SUVs (excluding small luxury SUVs).

Will buying a newer EcoSport cost more for insurance?

Buying a new 2021 Ford EcoSport instead of a used 2018 model will cost around $200 a year more for insurance. Even buying an almost new 2019 model could save you $178 annually over the cost of buying new.

The data table below details average full coverage car insurance rates for various Ford EcoSport model years. Insurance prices range from a low of $1,030 for a 2018 Ford EcoSport to the most expensive yearly cost of $1,230 for a 2021 model year.