Ford EcoSport Insurance Cost for 2023

We compiled average insurance cost from the S AWD trim to the higher cost Titanium AWD model to see how the Ecosport measures up to competing small SUVs.

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  • Ford EcoSport insurance costs an average of $1,502 per year, or around $125 per month, for full coverage.
  • The cheapest model to insure is the EcoSport S AWD at an estimated $1,426 per year, while the EcoSport Titanium AWD is the most expensive to insure at $1,550 per year.
  • The Ford EcoSport is one of the cheaper small SUVs to insure for the 2022 model year, costing $34 less per year on average as compared to the rest of the vehicles in the segment.

How much does Ford EcoSport insurance cost?

Ford EcoSport insurance costs an average of $1,502 a year for a full coverage policy. Average cost per month ranges from $119 to $129 depending on the trim level.

When a policy is broken down into individual coverages, liability and medical (or PIP) coverage is around $570 a year, comprehensive coverage costs approximately $366, and the remaining collision coverage is approximately $566.

The chart below demonstrates average car insurance rates on a 2022 EcoSport using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Ford Ecosport with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Ecosport trim levels.Data last updated on January 23, 2023
Ford Ecosport Insurance Cost Summary
Ford Ecosport Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,382$282
Safe Driver Age 20$2,966$247
At-fault Accidents Age 40$2,122$177
Low Deductibles Age 40$1,910$159
Safe Driver Age 30$1,572$131
Safe Driver Age 40$1,502$125
Safe Driver Age 50$1,368$114
Safe Driver Age 60$1,340$112
High Deductibles Age 40$1,290$108
Discount Rate Age 40$1,248$104

In the chart above rates range from a discount rate for a 40-year-old driver of $1,248 to the high-risk average rate for a 30-year-old driver of $3,382 per year.

Not shown in the chart are rates for teenage drivers.  A 16-year-old male driver with a clean driving record would pay around $5,460 while a 16-year-old female would pay about $4,812. At age 17, males would pay around $5,062 and females $4,520.

A few additional important insights about insuring a Ford EcoSport include:

  • A good driving record means cheaper insurance cost. To get the cheapest EcoSport insurance rates, it pays to avoid traffic tickets. As a matter of fact, just a couple minor infractions on your driving record can increase EcoSport insurance cost as much as $394 per year. Serious convictions like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,366 or more.
  • EcoSport insurance rates for teenagers are high. Average rates for full coverage EcoSport insurance costs $5,460 per year for a 16-year-old driver, $5,062 per year for a 17-year-old driver, and $4,714 per year for a 18-year-old driver.
  • High risk insurance is expensive. For a 50-year-old driver, the requirement to buy a high-risk policy could raise rates by $1,754 or more per year.
  • As you age, insurance rates get cheaper. The difference in insurance rates for a Ford EcoSport between a 60-year-old driver ($1,340 per year) and a 20-year-old driver ($2,966 per year) is $1,626, or a savings of 54.8%.
  • Safe drivers have cheaper EcoSport insurance. Causing frequent accidents will increase insurance cost, possibly as much as $2,080 per year for a 20-year-old driver and as much as $458 per year for a 60-year-old driver.

What is the cheapest Ford EcoSport car insurance?

The cheapest model to insure is the Ecosport S AWD at $1,426 per year, or about $119 per month. The second cheapest trim is the SE AWD at $1,490 per year, and the third cheapest model to insure is the SES AWD also at $1,544 per year.

In the upper range of insurance cost, the three most expensive models to insure are the EcoSport SE AWD, the SES AWD, and the Titanium AWD trim levels at an estimated $1,550 per year.

The average monthly cost to insure a Ford EcoSport ranges between $119 to $129 per month for a full-coverage policy. Keep in mind that these are average rates, which can vary a lot based on the age of the driver, location, policy limits, and in some states, even the insured’s credit rating.

The next table displays average Ford EcoSport insurance rates for annual, semi-annual, and monthly terms, for each 2022 model year trim level.

2022 Ford Ecosport Insurance Cost by Trim Level
Ford Ecosport Trim Level Annual Policy 6-month Policy Per Month
S AWD$1,426$713$119
SE AWD$1,490$745$124
SES AWD$1,544$772$129
Titanium AWD$1,550$775$129

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Ecosport, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Ford Ecosport Insurance Cost by Trim Level

Is Ford EcoSport insurance cheaper than other small SUVs?

The Ford EcoSport ranks 19th out of 45 comparison vehicles in the 2022 compact SUV segment. It costs an estimated $1,502 per year to insure, while the class average is $1,536 annually, a difference of $34 per year.

When rates are compared to the most popular models in the small SUV category, insurance for a Ford EcoSport costs $60 less per year than the Toyota RAV4, $52 more than the Honda CR-V, $46 less than the Chevrolet Equinox, and $120 less than the Nissan Rogue.

When compared to all vehicles, average Ford EcoSport insurance costs 10.9% less than the national average car insurance rate of $1,685 per year.

The table below shows how average car insurance cost for a Ford EcoSport compares to all other small SUVs (excluding small luxury SUVs).

Insurance Cost Comparison: Ford Ecosport vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,256-$246
2Nissan Kicks$1,292-$210
3Chevrolet Trailblazer$1,302-$200
4Subaru Crosstrek$1,328-$174
5Toyota C-HR$1,368-$134
6Buick Encore$1,370-$132
7Nissan Rogue Sport$1,382-$120
8Buick Envision$1,406-$96
9Hyundai Venue$1,410-$92
10Kia Seltos$1,412-$90
11Ford Bronco Sport$1,416-$86
12Toyota Corolla Cross$1,420-$82
13Subaru Forester$1,428-$74
14Hyundai Kona$1,434-$68
15Volkswagen Tiguan$1,438-$64
16Honda CR-V$1,450-$52
17Mazda CX-30$1,464-$38
18Honda HR-V$1,492-$10
19Ford Ecosport$1,502--
20Chevrolet Trax$1,520$18
21GMC Terrain$1,524$22
22Mitsubishi Eclipse Cross$1,528$26
23Hyundai Tucson$1,540$38
24Chevrolet Equinox$1,548$46
25Chevrolet Bolt$1,548$46
26Volkswagen Taos$1,554$52
27Fiat 500X$1,558$56
28Toyota RAV4$1,562$60
29Kia Soul$1,570$68
30Mazda MX-30$1,594$92
31Jeep Compass$1,606$104
32Kia Niro$1,612$110
33Nissan Rogue$1,622$120
34Ford Escape$1,630$128
35Hyundai Ioniq 5$1,642$140
36Mini Cooper Clubman$1,646$144
37Jeep Renegade$1,650$148
38Kia Sportage$1,658$156
39Volkswagen ID4$1,686$184
40Mini Cooper$1,694$192
41Mini Cooper Countryman$1,720$218
42Mitsubishi Outlander$1,780$278
43Mitsubishi Mirage$1,804$302
44Ford Mustang Mach-E$1,868$366
45Hyundai Nexo$1,888$386

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Ford Ecosport vs Small SUVs

Will buying a newer EcoSport cost more for insurance?

Buying a new 2022 Ford EcoSport instead of a used 2018 model will cost around $396 a year more for insurance. Even buying an almost new 2019 model could save you $358 annually over the cost of buying new.

The data table below details average full coverage car insurance rates for various Ford EcoSport model years. Insurance prices range from a low of $1,106 for a 2018 Ford EcoSport to the most expensive yearly cost of $1,502 for a 2022 model year.

Ford Ecosport Insurance Cost for 2018-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Ford Ecosport$1,502$751$125
2021 Ford Ecosport$1,334$667$111
2020 Ford Ecosport$1,316$658$110
2019 Ford Ecosport$1,144$572$95
2018 Ford Ecosport$1,106$553$92

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Ford Ecosport Insurance Cost by Model Year