Ford Escape vs. Ford Edge Car Insurance Rate Comparison

How does insurance cost compare between a Ford Escape and a Ford Edge? We examine the average cost of car insurance for both models to discover which one has cheaper car insurance quotes.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • A 2024 Ford Escape costs less to insure than a 2024 Ford Edge by an average of $82 per year, $2,188 compared to $2,270.
  • For the 2024 Ford Escape, rates cost from $2,050 to $2,282 per year, while the average insurance rate for a 2024 Ford Edge costs from $2,186 to $2,372, depending on the model being insured.
  • The Ford Escape costs an average of $88 less per year than the national average car insurance rate of $2,276, while the Ford Edge averages $6 less per year.

Is Ford Escape or Ford Edge insurance cheaper?

Insurance cost for a 2024 Ford Escape averages $2,188 per year, and the 2024 Ford Edge costs an average of $2,270 per year, making the Ford Escape the winner with the cheapest average insurance rates.

Out of 10 Ford Escape trim levels, the cheapest 2024 trim level to insure is the Active trim at an average cost of $2,050 per year.

For the five trim levels available for the Ford Edge, the cheapest 2024 trim level to insure is the SE model at a cost of $2,186 per year, or around $182 per month.

When comparing both models at a trim-level basis, the cheapest trim is the Ford Escape Active at an average of $2,050 per year. The highest-cost model and trim is the Ford Edge ST at a cost of $2,372 per year.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2024 Ford Escape and Ford Edge models, showing average cost for every trim level.

2024 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,050$171
$2,078$173
$2,150$179
$2,168$181
$2,186$182
$2,188$182
$2,202$184
$2,224$185
$2,234$186
$2,248$187
$2,268$189
$2,276$190
$2,282$190
$2,308$192
$2,372$198

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Ford Escape and a 2024 Ford Edge
Annual and monthly insurance cost by trim level for a 2024 Ford Escape and a 2024 Ford Edge

The rate chart below illustrates the average cost to insure both 2024 models for a range of driver ages. For a 2024 Ford Escape, average car insurance cost ranges from $1,946 to $4,420 per year for the included age groups. A 2024 Ford Edge costs from $2,008 to $4,596 to insure per year.

Average car insurance premiums for 2024 Ford Escape and Ford Edge models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,792$7,090
20-Year-Old$4,420$4,596
25-Year-Old$2,542$2,636
30-Year-Old$2,330$2,422
40-Year-Old$2,188$2,270
50-Year-Old$1,946$2,008
60-Year-Old$1,822$1,882

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The next two rate tables show average car insurance cost by trim level for a 2024 Ford Escape and Ford Edge, as well as the overall average rate for each model.

2024 Ford Escape

$2,188

Insurance Rates by Trim Level for a 2024 Ford Escape
2024 Ford Escape TrimsRate
Active$2,050
ST-Line2,078
ST-Line Hybrid2,150
ST-Line Select2,168
ST-Line Select Hybrid2,188
Platinum Hybrid2,224
Platinum2,234
ST-Line Elite2,248
ST-Line Elite Hybrid2,268
Plug-in Hybrid2,282
2024 Ford Escape Average Rate$2,188

2024 Ford Edge

$2,270

Insurance Rates by Trim Level for 2024 Ford Escape
2024 Ford Edge TrimsRate
SE$2,186
SEL2,202
ST-Line2,276
Titanium2,308
ST2,372
2024 Ford Edge Average Rate$2,270

2023 Ford Escape vs. Ford Edge

For new Escape and Edge models, the model with cheaper average insurance rates is the Ford Edge. Insurance on the Ford Escape averages $2,136 per year, whereas insurance for a Ford Edge averages $1,978 per year.

For the 14 trim levels available for the 2023 Ford Escape, the cheapest model to insure is the Base model at an average cost of $1,996 per year, or around $166 per month.

For the five trims available for the Ford Edge, the cheapest 2023 model to insure is the SE model at a cost of $1,896 per year, or $158 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Ford Edge SE at an average cost of $1,896 per year, and the most expensive vehicle to insure is the Ford Escape ST-Line Elite Hybrid AWD at an average cost of $2,242 per year.

The rate table below compares and ranks the cost of car insurance for 2023 Ford Escape and Ford Edge models, showing cost for each trim level of both models.

2023 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,896$158
$1,930$161
$1,996$166
$2,006$167
$2,006$167
$2,034$170
$2,036$170
$2,056$171
$2,060$172
$2,082$174
$2,102$175
$2,138$178
$2,152$179
$2,172$181
$2,206$184
$2,226$186
$2,226$186
$2,226$186
$2,242$187

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Ford Escape and a 2023 Ford Edge
Annual and monthly insurance cost by trim level for a 2023 Ford Escape and a 2023 Ford Edge

The chart below shows the average cost to insure the two models with different ages of drivers. Average car insurance cost ranges from $1,898 to $4,320 per year for a 2023 Ford Escape, and $1,750 to $3,958 for a 2023 Ford Edge for the age groups used in this illustration.

Average car insurance premiums for 2023 Ford Escape and Ford Edge models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,646$6,085
20-Year-Old$4,320$3,958
25-Year-Old$2,480$2,296
30-Year-Old$2,272$2,114
40-Year-Old$2,136$1,978
50-Year-Old$1,898$1,750
60-Year-Old$1,776$1,638

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next two rate tables illustrate the average insurance cost by trim level for both 2023 models, including an overall average cost for each model. The winner for the 2023 car insurance battle is the Ford Edge.

2023 Ford Escape

$2,136

Insurance Rates by Trim Level for a 2023 Ford Escape
2023 Ford Escape TrimsRate
Base$1,996
Active2,034
Base AWD2,036
ST-Line2,056
Active AWD2,082
ST-Line AWD2,102
ST-Line Hybrid2,138
ST-Line Select AWD2,152
ST-Line Select Hybrid AWD2,172
Platinum Hybrid2,206
Platinum Hybrid AWD2,226
ST-Line Elite AWD2,226
Plug-in Hybrid2,226
ST-Line Elite Hybrid AWD2,242
2023 Ford Escape Average Rate$2,136

2023 Ford Edge

$1,978

Insurance Rates by Trim Level for 2023 Ford Escape
2023 Ford Edge TrimsRate
SE$1,896
SEL1,930
Titanium2,006
ST-Line2,006
ST2,060
2023 Ford Edge Average Rate$1,978

2022 Ford Escape vs. Ford Edge

Car insurance rates for a 2022 Ford Escape cost an average of $2,154 per year, and the 2022 Ford Edge costs an average of $1,972 per year, making the Ford Edge the cheaper model to insure by $182 per year.

On a 2022 Ford Escape, average insurance rates range from the lowest rate of $1,952 per year for the S model up to the highest rate of $2,356 for the Titanium Plug-in Hybrid model.

For a 2022 Ford Edge, rates range from $1,850 per year on the SE model up to $2,062 on the most expensive ST model.

The next table ranks the annual and monthly cost of car insurance for 2022 Ford Escape and Ford Edge models, with average rates for every trim level for each model.

2022 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,850$154
$1,928$161
$1,952$163
$1,996$166
$2,020$168
$2,028$169
$2,028$169
$2,062$172
$2,086$174
$2,094$175
$2,100$175
$2,154$180
$2,158$180
$2,166$181
$2,172$181
$2,174$181
$2,234$186
$2,288$191
$2,312$193
$2,356$196

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Ford Escape and a 2022 Ford Edge
Annual and monthly insurance cost by trim level for a 2022 Ford Escape and a 2022 Ford Edge

The chart below shows the average insurance cost for the two models using a range of rated driver ages. Insurance cost ranges from $1,912 to $4,362 per year on a 2022 Ford Escape, and $1,744 to $3,948 on the 2022 Ford Edge for the five driver age examples in the chart.

Average car insurance premiums for 2022 Ford Escape and Ford Edge models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,713$6,068
20-Year-Old$4,362$3,948
25-Year-Old$2,502$2,288
30-Year-Old$2,292$2,108
40-Year-Old$2,154$1,972
50-Year-Old$1,912$1,744
60-Year-Old$1,790$1,632

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of 15 Ford Escape trims, the cheapest 2022 trim to insure is the S model at an average cost of $1,952 per year, or about $163 per month. For the five trims available for the Ford Edge, the lowest-cost 2022 model to insure is the SE trim at a cost of $1,850 per year, or around $154 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to buy insurance for is the Ford Edge SE at an average cost of $1,850 per year, and the most expensive model and trim level is the Ford Escape Titanium Plug-in Hybrid costing $2,356 per year.

The tables shown below detail the average cost to insure all 2022 trim levels, including the average rate for each model. The winner for the 2022 car insurance rate comparison is the Ford Edge.

2022 Ford Escape

$2,154

Insurance Rates by Trim Level for a 2022 Ford Escape
2022 Ford Escape TrimsRate
S$1,952
SE2,020
SE Hybrid2,028
SE AWD2,086
SEL2,094
SE Hybrid AWD2,100
SEL Hybrid2,154
SEL AWD2,158
SE Plug-in Hybrid2,166
Titanium Hybrid2,172
SEL Hybrid AWD2,174
Titanium Hybrid AWD2,234
Titanium AWD2,288
SEL Plug-in Hybrid2,312
Titanium Plug-in Hybrid2,356
2022 Ford Escape Average Rate$2,154

2022 Ford Edge

$1,972

Insurance Rates by Trim Level for 2022 Ford Escape
2022 Ford Edge TrimsRate
SE$1,850
SEL1,928
Titanium1,996
ST-Line2,028
ST2,062
2022 Ford Edge Average Rate$1,972

2021 Ford Escape vs. Ford Edge

When comparing insurance cost for 2021 models, the Ford Escape costs $1,914 per year for a full-coverage policy and the Ford Edge costs $1,828, making the Ford Edge the cheaper model by $86 for this comparison year.

The chart shown below displays the average insurance cost for both models rated for drivers aged 20 to 50. For a 2021 Ford Escape, the average car insurance cost ranges from $1,700 to $3,864 per year for the included driver ages. Auto insurance on the 2021 Ford Edge ranges from $1,606 to $3,668 on average per year.

Average car insurance premiums for 2021 Ford Escape and Ford Edge models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,950$5,657
20-Year-Old$3,864$3,668
25-Year-Old$2,220$2,124
30-Year-Old$2,036$1,958
40-Year-Old$1,914$1,828
50-Year-Old$1,700$1,606
60-Year-Old$1,594$1,508

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

A 2021 Ford Escape has 10 trims available, with the lowest-cost trim level to insure being the S 2WD model at an average cost of $1,778 per year. For the seven trim options available for a Ford Edge, the most affordable 2021 trim package to insure is the SE 2WD model at a cost of $1,696.

When auto insurance rates for all 17 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to buy insurance for is the Ford Edge SE 2WD at an average of $1,696 per year. The most expensive model and trim level is the Ford Escape Titanium AWD at an average of $2,076 per year.

The tables below illustrate average car insurance rates for each trim level, plus an average rate for each model. The cheapest to insure for the 2021 model year is the Ford Edge.

2021 Ford Escape

$1,914

Insurance Rates by Trim Level for a 2021 Ford Escape
2021 Ford Escape TrimsRate
S 2WD$1,778
SE 2WD1,810
SE AWD1,878
SE Sport Hybrid 2WD1,878
SE Sport Hybrid 4WD1,878
SEL 2WD1,878
SEL AWD1,944
Titanium Hybrid 2WD2,010
Titanium Hybrid AWD2,010
Titanium AWD2,076
2021 Ford Escape Average Rate$1,914

2021 Ford Edge

$1,828

Insurance Rates by Trim Level for 2021 Ford Escape
2021 Ford Edge TrimsRate
SE 2WD$1,696
SE AWD1,782
SEL 2WD1,782
SEL AWD1,848
Titanium 2WD1,848
ST AWD1,916
Titanium AWD1,916
2021 Ford Edge Average Rate$1,828

2020 Ford Escape vs. Ford Edge

When comparing insurance rates for 2020 models, a Ford Escape costs an average of $1,858 per year to insure and a Ford Edge costs $1,766, making the Ford Edge cheaper to insure by $92 per year for this model year.

The chart below illustrates the average cost to insure both models for a range of driver ages. The average cost of full-coverage insurance ranges from $1,652 to $3,750 per year for the 2020 Ford Escape, and $1,554 to $3,546 on a 2020 Ford Edge for the chosen age groups in the chart.

Average car insurance premiums for 2020 Ford Escape and Ford Edge models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,773$5,472
20-Year-Old$3,750$3,546
25-Year-Old$2,156$2,054
30-Year-Old$1,976$1,894
40-Year-Old$1,858$1,766
50-Year-Old$1,652$1,554
60-Year-Old$1,546$1,460

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 10 Ford Escape trim levels, the cheapest 2020 trim level to insure is the S 2WD model at an average cost of $1,726 per year. Out of the seven option levels available for the Ford Edge, the most affordable 2020 model to insure is the SE 2WD model at a cost of $1,642.

When average insurance prices for all 17 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Ford Edge SE 2WD at a cost of $1,642 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD costing an average of $2,012 per year.

The next two rate tables detail all the available trims for both 2020 models, along with the average rate for each model. The cheapest of the two models to insure for the 2020 model year is the Ford Edge.

2020 Ford Escape

$1,858

Insurance Rates by Trim Level for a 2020 Ford Escape
2020 Ford Escape TrimsRate
S 2WD$1,726
SE 2WD1,758
SE AWD1,824
SE Sport Hybrid 2WD1,824
SE Sport Hybrid 4WD1,824
SEL 2WD1,824
SEL AWD1,886
Titanium Hybrid 2WD1,948
Titanium Hybrid AWD1,948
Titanium AWD2,012
2020 Ford Escape Average Rate$1,858

2020 Ford Edge

$1,766

Insurance Rates by Trim Level for 2020 Ford Escape
2020 Ford Edge TrimsRate
SE 2WD$1,642
SE AWD1,724
SEL 2WD1,724
SEL AWD1,786
Titanium 2WD1,786
ST AWD1,850
Titanium AWD1,850
2020 Ford Edge Average Rate$1,766

2019 Ford Escape vs. Ford Edge

For the 2019 Ford Escape and Ford Edge models, the Ford Edge is cheaper to insure by $82 per year for this comparison year.

The chart below displays the average car insurance cost for both 2019 models for a range of driver ages. For a 2019 Ford Escape, the average cost of car insurance ranges from $1,698 to $3,888 per year for the included age groups. Full-coverage car insurance on a 2019 Ford Edge costs from $1,612 to $3,706 on average per year.

Average car insurance premiums for 2019 Ford Escape and Ford Edge models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,991$5,729
20-Year-Old$3,888$3,706
25-Year-Old$2,216$2,118
30-Year-Old$2,026$1,948
40-Year-Old$1,906$1,824
50-Year-Old$1,698$1,612
60-Year-Old$1,590$1,516

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

The 2019 Ford Escape has seven trims available, with the most affordable model to insure being the S 2WD model at an average cost of $1,792 per year, or $149 per month.

For the seven trim options available for the Ford Edge, the lowest-cost 2019 model to insure is the SE 2WD trim at a cost of $1,672.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Ford Edge SE 2WD at an average of $1,672 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at a cost of $2,036 per year.

The two tables below illustrate all the available trims for both 2019 models, along with the average rate for each model. The cheapest model to insure for the 2019 model year is the Ford Edge.

2019 Ford Escape

$1,906

Insurance Rates by Trim Level for a 2019 Ford Escape
2019 Ford Escape TrimsRate
S 2WD$1,792
SE 2WD1,854
SE AWD1,854
SEL 2WD1,914
SEL AWD1,914
Titanium 2WD1,976
Titanium AWD2,036
2019 Ford Escape Average Rate$1,906

2019 Ford Edge

$1,824

Insurance Rates by Trim Level for 2019 Ford Escape
2019 Ford Edge TrimsRate
SE 2WD$1,672
SE AWD1,734
SEL 2WD1,812
SEL AWD1,812
Titanium 2WD1,874
ST AWD1,934
Titanium AWD1,934
2019 Ford Edge Average Rate$1,824

2018 Ford Escape vs. Ford Edge

A 2018 Ford Edge is $100 cheaper to insure per year on average than a 2018 Ford Escape, a difference of 5.7%.

The chart below illustrates the average car insurance cost for the two models for different driver ages. For the 2018 Ford Escape, insurance cost ranges from $1,616 to $3,686 per year for the illustrated age groups. Full-coverage insurance on a 2018 Ford Edge costs from $1,516 to $3,470 on average per year.

Average car insurance premiums for 2018 Ford Escape and Ford Edge models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,676$5,360
20-Year-Old$3,686$3,470
25-Year-Old$2,102$1,988
30-Year-Old$1,920$1,826
40-Year-Old$1,812$1,712
50-Year-Old$1,616$1,516
60-Year-Old$1,514$1,422

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the seven trims available for a 2018 Ford Escape, the lowest-cost trim to insure is the S 2WD model at an average cost of $1,664 per year. Out of the seven trims available for the Ford Edge, the cheapest 2018 trim level to insure is the SE 2WD model at a cost of $1,596.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Ford Edge SE 2WD at an average of $1,596 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD costing an average of $1,950 per year.

The rate tables below break down trim level insurance rates for each 2018 model, along with the average rate for each model. The 2018 Ford Edge is the winner over the 2018 Ford Escape for cheapest overall car insurance cost.

2018 Ford Escape

$1,812

Insurance Rates by Trim Level for a 2018 Ford Escape
2018 Ford Escape TrimsRate
S 2WD$1,664
SE 2WD1,720
SE AWD1,778
SEL 2WD1,836
SEL AWD1,836
Titanium 2WD1,892
Titanium AWD1,950
2018 Ford Escape Average Rate$1,812

2018 Ford Edge

$1,712

Insurance Rates by Trim Level for 2018 Ford Escape
2018 Ford Edge TrimsRate
SE 2WD$1,596
SE AWD1,654
SEL 2WD1,654
SEL AWD1,728
Titanium 2WD1,728
Titanium AWD1,786
Sport AWD1,842
2018 Ford Edge Average Rate$1,712

2017 Ford Escape vs. Ford Edge

For the 2017 Ford Escape and Ford Edge models, the Ford Edge costs less to insure by an average of $66 per year for this comparison year.

The rate chart below demonstrates the average cost to insure both 2017 models rated for multiple driver ages. For a 2017 Ford Escape, average insurance cost ranges from $1,532 to $3,488 per year for the included driver ages. Full-coverage car insurance for a 2017 Ford Edge ranges from $1,460 to $3,336 on average per year.

Average car insurance premiums for 2017 Ford Escape and Ford Edge models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,365$5,148
20-Year-Old$3,488$3,336
25-Year-Old$1,990$1,910
30-Year-Old$1,818$1,758
40-Year-Old$1,714$1,648
50-Year-Old$1,532$1,460
60-Year-Old$1,434$1,370

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

For the five trims available for a 2017 Ford Escape, the cheapest trim level to insure is the S 2WD trim at an average cost of $1,606 per year. The 2017 Ford Edge has seven different trim levels available, with the cheapest trim level to insure being the SE 2WD model at an average cost of $1,534 per year.

When rates for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Ford Edge SE 2WD at an average of $1,534 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium AWD at an average of $1,814 per year.

The next two tables show the cost to insure the available trim levels for both 2017 models, including the average rate for each model. The 2017 Ford Edge has cheaper overall car insurance rates than the 2017 Ford Escape.

2017 Ford Escape

$1,714

Insurance Rates by Trim Level for a 2017 Ford Escape
2017 Ford Escape TrimsRate
S 2WD$1,606
SE 2WD1,662
SE AWD1,716
Titanium 2WD1,768
Titanium AWD1,814
2017 Ford Escape Average Rate$1,714

2017 Ford Edge

$1,648

Insurance Rates by Trim Level for 2017 Ford Escape
2017 Ford Edge TrimsRate
SE 2WD$1,534
SE AWD1,588
SEL 2WD1,600
SEL AWD1,658
Titanium 2WD1,670
Titanium AWD1,714
Sport AWD1,766
2017 Ford Edge Average Rate$1,648

2016 Ford Escape vs. Ford Edge

When comparing insurance cost for 2016 models, the Ford Escape costs an average of $1,624 per year for full coverage and the Ford Edge costs $1,666, making the Ford Escape the cheaper model by $42.

The next chart visualizes the average insurance cost for both models rated for multiple driver ages. For the 2016 Ford Escape, average insurance cost ranges from $1,454 to $3,294 per year for the chosen age groups in the chart. Insurance on a 2016 Ford Edge ranges from $1,486 to $3,360 on average per year.

Average car insurance premiums for 2016 Ford Escape and Ford Edge models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,056$5,164
20-Year-Old$3,294$3,360
25-Year-Old$1,882$1,932
30-Year-Old$1,720$1,770
40-Year-Old$1,624$1,666
50-Year-Old$1,454$1,486
60-Year-Old$1,360$1,390

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

For the five trims available for a 2016 Ford Escape, the most affordable model to insure is the S 2WD model at an average cost of $1,528 per year. For the seven different option levels available for the Ford Edge, the most affordable 2016 trim level to insure is the SE 2WD trim at a cost of $1,574 per year, or $131 per month.

When comparing rates by trim level for both models, the cheapest trim to put coverage on is the Ford Escape S 2WD at a cost of $1,528 per year, and the highest-cost model and trim is the Ford Edge Sport AWD costing $1,772 per year.

The next tables detail all the available trims for both 2016 models, including an overall average rate. The cheapest model to insure for the 2016 model year is the Ford Escape.

2016 Ford Escape

$1,624

Insurance Rates by Trim Level for a 2016 Ford Escape
2016 Ford Escape TrimsRate
S 2WD$1,528
SE 2WD1,576
SE AWD1,626
Titanium 2WD1,674
Titanium AWD1,714
2016 Ford Escape Average Rate$1,624

2016 Ford Edge

$1,666

Insurance Rates by Trim Level for 2016 Ford Escape
2016 Ford Edge TrimsRate
SE 2WD$1,574
SE AWD1,624
SEL 2WD1,624
SEL AWD1,674
Titanium 2WD1,674
Titanium AWD1,724
Sport AWD1,772
2016 Ford Edge Average Rate$1,666

2015 Ford Escape vs. Ford Edge

When comparing car insurance rates for the 2015 Ford Escape and Ford Edge models, the Ford Escape is cheaper by $130 per year.

The following chart demonstrates the average insurance cost for both models with different drivers at the wheel. Average car insurance cost ranges from $1,298 to $2,924 per year for a 2015 Ford Escape, and $1,412 to $3,186 on the 2015 Ford Edge for the different drivers illustrated in the chart.

Average car insurance premiums for 2015 Ford Escape and Ford Edge models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Ford Escape and Ford Edge models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$4,490$4,891
20-Year-Old$2,924$3,186
25-Year-Old$1,680$1,834
30-Year-Old$1,534$1,676
40-Year-Old$1,450$1,580
50-Year-Old$1,298$1,412
60-Year-Old$1,216$1,320

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of five trim levels for a 2015 Ford Escape, the cheapest car insurance rates are on the S 2WD model at a cost of $1,358 per year, or around $113 per month.

For the eight trim levels available for the Ford Edge, the lowest-cost 2015 trim package to insure is the SE 2WD model at a cost of $1,488.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to buy insurance for is the Ford Escape S 2WD at an average of $1,358 per year. The overall most expensive vehicle to insure is the Ford Edge Sport AWD at an average of $1,672 per year.

The tables below detail average cost to insure each trim level for a 2015 Ford Escape and Ford Edge, including the average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Ford Escape.

2015 Ford Escape

$1,450

Insurance Rates by Trim Level for a 2015 Ford Escape
2015 Ford Escape TrimsRate
S 2WD$1,358
SE 2WD1,404
SE AWD1,450
Titanium 2WD1,496
Titanium AWD1,540
2015 Ford Escape Average Rate$1,450

2015 Ford Edge

$1,580

Insurance Rates by Trim Level for 2015 Ford Escape
2015 Ford Edge TrimsRate
SE 2WD$1,488
SE AWD1,534
SEL 2WD1,534
SEL AWD1,580
Titanium 2WD1,580
Sport 2WD1,626
Titanium AWD1,626
Sport AWD1,672
2015 Ford Edge Average Rate$1,580

Additional Ford Escape and Ford Edge Resources