Ford Escape vs. Ford Edge Car Insurance Rate Comparison

How does insurance cost compare between a Ford Escape and a Ford Edge? We examine the average cost of car insurance for both models to discover which one has cheaper car insurance quotes.

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  • A 2024 Ford Escape costs less to insure than a 2024 Ford Edge by an average of $76 per year, $2,138 compared to $2,214.
  • For the 2024 Ford Escape, rates cost from $2,002 to $2,228 per year, while the average insurance rate for a 2024 Ford Edge costs from $2,132 to $2,316, depending on the model being insured.
  • The Ford Escape costs an average of $83 less per year than the national average car insurance rate of $2,221, while the Ford Edge averages $7 less per year.

Is Ford Escape or Ford Edge insurance cheaper?

Insurance cost for a 2024 Ford Escape averages $2,138 per year, and the 2024 Ford Edge costs an average of $2,214 per year, making the Ford Escape the winner with the cheapest average insurance rates.

Out of 10 Ford Escape trim levels, the cheapest 2024 trim level to insure is the Active trim at an average cost of $2,002 per year.

For the five trim levels available for the Ford Edge, the cheapest 2024 trim level to insure is the SE model at a cost of $2,132 per year, or around $178 per month.

When comparing both models at a trim-level basis, the cheapest trim is the Ford Escape Active at an average of $2,002 per year. The highest-cost model and trim is the Ford Edge ST at a cost of $2,316 per year.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2024 Ford Escape and Ford Edge models, showing average cost for every trim level.

2024 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,002$167
$2,028$169
$2,100$175
$2,118$177
$2,132$178
$2,136$178
$2,150$179
$2,174$181
$2,182$182
$2,196$183
$2,214$185
$2,222$185
$2,228$186
$2,254$188
$2,316$193

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Ford Escape and a 2024 Ford Edge
Annual and monthly insurance cost by trim level for a 2024 Ford Escape and a 2024 Ford Edge

The rate chart below illustrates the average cost to insure both 2024 models for a range of driver ages. For a 2024 Ford Escape, average car insurance cost ranges from $1,898 to $4,312 per year for the included age groups. A 2024 Ford Edge costs from $1,958 to $4,486 to insure per year.

Average car insurance premiums for 2024 Ford Escape and Ford Edge models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,630$6,921
20-Year-Old$4,312$4,486
25-Year-Old$2,482$2,574
30-Year-Old$2,274$2,364
40-Year-Old$2,138$2,214
50-Year-Old$1,898$1,958
60-Year-Old$1,776$1,836

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The next two rate tables show average car insurance cost by trim level for a 2024 Ford Escape and Ford Edge, as well as the overall average rate for each model.

2024 Ford Escape

$2,138

Insurance Rates by Trim Level for a 2024 Ford Escape
2024 Ford Escape TrimsRate
Active$2,002
ST-Line2,028
ST-Line Hybrid2,100
ST-Line Select2,118
ST-Line Select Hybrid2,136
Platinum Hybrid2,174
Platinum2,182
ST-Line Elite2,196
ST-Line Elite Hybrid2,214
Plug-in Hybrid2,228
2024 Ford Escape Average Rate$2,138

2024 Ford Edge

$2,214

Insurance Rates by Trim Level for 2024 Ford Escape
2024 Ford Edge TrimsRate
SE$2,132
SEL2,150
ST-Line2,222
Titanium2,254
ST2,316
2024 Ford Edge Average Rate$2,214

2023 Ford Escape vs. Ford Edge

For new Escape and Edge models, the model with cheaper average insurance rates is the Ford Edge. Insurance on the Ford Escape averages $2,086 per year, whereas insurance for a Ford Edge averages $1,932 per year.

For the 14 trim levels available for the 2023 Ford Escape, the cheapest model to insure is the Base model at an average cost of $1,948 per year, or around $162 per month.

For the five trims available for the Ford Edge, the cheapest 2023 model to insure is the SE model at a cost of $1,850 per year, or $154 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Ford Edge SE at an average cost of $1,850 per year, and the most expensive vehicle to insure is the Ford Escape ST-Line Elite Hybrid AWD at an average cost of $2,188 per year.

The rate table below compares and ranks the cost of car insurance for 2023 Ford Escape and Ford Edge models, showing cost for each trim level of both models.

2023 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,850$154
$1,884$157
$1,948$162
$1,956$163
$1,956$163
$1,986$166
$1,988$166
$2,010$168
$2,012$168
$2,036$170
$2,056$171
$2,090$174
$2,102$175
$2,120$177
$2,154$180
$2,174$181
$2,174$181
$2,174$181
$2,188$182

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Ford Escape and a 2023 Ford Edge
Annual and monthly insurance cost by trim level for a 2023 Ford Escape and a 2023 Ford Edge

The chart below shows the average cost to insure the two models with different ages of drivers. Average car insurance cost ranges from $1,854 to $4,216 per year for a 2023 Ford Escape, and $1,708 to $3,862 for a 2023 Ford Edge for the age groups used in this illustration.

Average car insurance premiums for 2023 Ford Escape and Ford Edge models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,485$5,939
20-Year-Old$4,216$3,862
25-Year-Old$2,422$2,244
30-Year-Old$2,216$2,066
40-Year-Old$2,086$1,932
50-Year-Old$1,854$1,708
60-Year-Old$1,736$1,598

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The next two rate tables illustrate the average insurance cost by trim level for both 2023 models, including an overall average cost for each model. The winner for the 2023 car insurance battle is the Ford Edge.

2023 Ford Escape

$2,086

Insurance Rates by Trim Level for a 2023 Ford Escape
2023 Ford Escape TrimsRate
Base$1,948
Active1,986
Base AWD1,988
ST-Line2,010
Active AWD2,036
ST-Line AWD2,056
ST-Line Hybrid2,090
ST-Line Select AWD2,102
ST-Line Select Hybrid AWD2,120
Platinum Hybrid2,154
Platinum Hybrid AWD2,174
ST-Line Elite AWD2,174
Plug-in Hybrid2,174
ST-Line Elite Hybrid AWD2,188
2023 Ford Escape Average Rate$2,086

2023 Ford Edge

$1,932

Insurance Rates by Trim Level for 2023 Ford Escape
2023 Ford Edge TrimsRate
SE$1,850
SEL1,884
Titanium1,956
ST-Line1,956
ST2,012
2023 Ford Edge Average Rate$1,932

2022 Ford Escape vs. Ford Edge

Car insurance rates for a 2022 Ford Escape cost an average of $2,102 per year, and the 2022 Ford Edge costs an average of $1,926 per year, making the Ford Edge the cheaper model to insure by $176 per year.

On a 2022 Ford Escape, average insurance rates range from the lowest rate of $1,904 per year for the S model up to the highest rate of $2,302 for the Titanium Plug-in Hybrid model.

For a 2022 Ford Edge, rates range from $1,806 per year on the SE model up to $2,014 on the most expensive ST model.

The next table ranks the annual and monthly cost of car insurance for 2022 Ford Escape and Ford Edge models, with average rates for every trim level for each model.

2022 Model Year Ford Escape vs. Ford Edge Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,806$151
$1,882$157
$1,904$159
$1,948$162
$1,972$164
$1,980$165
$1,982$165
$2,014$168
$2,038$170
$2,044$170
$2,050$171
$2,104$175
$2,108$176
$2,116$176
$2,120$177
$2,122$177
$2,182$182
$2,236$186
$2,260$188
$2,302$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Ford Escape and a 2022 Ford Edge
Annual and monthly insurance cost by trim level for a 2022 Ford Escape and a 2022 Ford Edge

The chart below shows the average insurance cost for the two models using a range of rated driver ages. Insurance cost ranges from $1,866 to $4,254 per year on a 2022 Ford Escape, and $1,702 to $3,852 on the 2022 Ford Edge for the five driver age examples in the chart.

Average car insurance premiums for 2022 Ford Escape and Ford Edge models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$6,548$5,924
20-Year-Old$4,254$3,852
25-Year-Old$2,440$2,238
30-Year-Old$2,236$2,058
40-Year-Old$2,102$1,926
50-Year-Old$1,866$1,702
60-Year-Old$1,748$1,596

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

Out of 15 Ford Escape trims, the cheapest 2022 trim to insure is the S model at an average cost of $1,904 per year, or about $159 per month. For the five trims available for the Ford Edge, the lowest-cost 2022 model to insure is the SE trim at a cost of $1,806 per year, or around $151 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to buy insurance for is the Ford Edge SE at an average cost of $1,806 per year, and the most expensive model and trim level is the Ford Escape Titanium Plug-in Hybrid costing $2,302 per year.

The tables shown below detail the average cost to insure all 2022 trim levels, including the average rate for each model. The winner for the 2022 car insurance rate comparison is the Ford Edge.

2022 Ford Escape

$2,102

Insurance Rates by Trim Level for a 2022 Ford Escape
2022 Ford Escape TrimsRate
S$1,904
SE1,972
SE Hybrid1,980
SE AWD2,038
SEL2,044
SE Hybrid AWD2,050
SEL Hybrid2,104
SEL AWD2,108
SE Plug-in Hybrid2,116
Titanium Hybrid2,120
SEL Hybrid AWD2,122
Titanium Hybrid AWD2,182
Titanium AWD2,236
SEL Plug-in Hybrid2,260
Titanium Plug-in Hybrid2,302
2022 Ford Escape Average Rate$2,102

2022 Ford Edge

$1,926

Insurance Rates by Trim Level for 2022 Ford Escape
2022 Ford Edge TrimsRate
SE$1,806
SEL1,882
Titanium1,948
ST-Line1,982
ST2,014
2022 Ford Edge Average Rate$1,926

2021 Ford Escape vs. Ford Edge

When comparing insurance cost for 2021 models, the Ford Escape costs $1,868 per year for a full-coverage policy and the Ford Edge costs $1,782, making the Ford Edge the cheaper model by $86 for this comparison year.

The chart shown below displays the average insurance cost for both models rated for drivers aged 20 to 50. For a 2021 Ford Escape, the average car insurance cost ranges from $1,660 to $3,776 per year for the included driver ages. Auto insurance on the 2021 Ford Edge ranges from $1,570 to $3,580 on average per year.

Average car insurance premiums for 2021 Ford Escape and Ford Edge models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,808$5,526
20-Year-Old$3,776$3,580
25-Year-Old$2,168$2,074
30-Year-Old$1,988$1,912
40-Year-Old$1,868$1,782
50-Year-Old$1,660$1,570
60-Year-Old$1,556$1,470

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

A 2021 Ford Escape has 10 trims available, with the lowest-cost trim level to insure being the S 2WD model at an average cost of $1,738 per year. For the seven trim options available for a Ford Edge, the most affordable 2021 trim package to insure is the SE 2WD model at a cost of $1,654.

When auto insurance rates for all 17 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to buy insurance for is the Ford Edge SE 2WD at an average of $1,654 per year. The most expensive model and trim level is the Ford Escape Titanium AWD at an average of $2,028 per year.

The tables below illustrate average car insurance rates for each trim level, plus an average rate for each model. The cheapest to insure for the 2021 model year is the Ford Edge.

2021 Ford Escape

$1,868

Insurance Rates by Trim Level for a 2021 Ford Escape
2021 Ford Escape TrimsRate
S 2WD$1,738
SE 2WD1,768
SE AWD1,834
SE Sport Hybrid 2WD1,834
SE Sport Hybrid 4WD1,834
SEL 2WD1,834
SEL AWD1,898
Titanium Hybrid 2WD1,962
Titanium Hybrid AWD1,962
Titanium AWD2,028
2021 Ford Escape Average Rate$1,868

2021 Ford Edge

$1,782

Insurance Rates by Trim Level for 2021 Ford Escape
2021 Ford Edge TrimsRate
SE 2WD$1,654
SE AWD1,740
SEL 2WD1,740
SEL AWD1,804
Titanium 2WD1,804
ST AWD1,868
Titanium AWD1,868
2021 Ford Edge Average Rate$1,782

2020 Ford Escape vs. Ford Edge

When comparing insurance rates for 2020 models, a Ford Escape costs an average of $1,814 per year to insure and a Ford Edge costs $1,724, making the Ford Edge cheaper to insure by $90 per year for this model year.

The chart below illustrates the average cost to insure both models for a range of driver ages. The average cost of full-coverage insurance ranges from $1,612 to $3,662 per year for the 2020 Ford Escape, and $1,518 to $3,462 on a 2020 Ford Edge for the chosen age groups in the chart.

Average car insurance premiums for 2020 Ford Escape and Ford Edge models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,633$5,340
20-Year-Old$3,662$3,462
25-Year-Old$2,104$2,006
30-Year-Old$1,930$1,848
40-Year-Old$1,814$1,724
50-Year-Old$1,612$1,518
60-Year-Old$1,510$1,426

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of 10 Ford Escape trim levels, the cheapest 2020 trim level to insure is the S 2WD model at an average cost of $1,686 per year. Out of the seven option levels available for the Ford Edge, the most affordable 2020 model to insure is the SE 2WD model at a cost of $1,602.

When average insurance prices for all 17 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Ford Edge SE 2WD at a cost of $1,602 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD costing an average of $1,964 per year.

The next two rate tables detail all the available trims for both 2020 models, along with the average rate for each model. The cheapest of the two models to insure for the 2020 model year is the Ford Edge.

2020 Ford Escape

$1,814

Insurance Rates by Trim Level for a 2020 Ford Escape
2020 Ford Escape TrimsRate
S 2WD$1,686
SE 2WD1,716
SE AWD1,780
SE Sport Hybrid 2WD1,780
SE Sport Hybrid 4WD1,780
SEL 2WD1,780
SEL AWD1,842
Titanium Hybrid 2WD1,902
Titanium Hybrid AWD1,902
Titanium AWD1,964
2020 Ford Escape Average Rate$1,814

2020 Ford Edge

$1,724

Insurance Rates by Trim Level for 2020 Ford Escape
2020 Ford Edge TrimsRate
SE 2WD$1,602
SE AWD1,682
SEL 2WD1,682
SEL AWD1,744
Titanium 2WD1,744
ST AWD1,806
Titanium AWD1,806
2020 Ford Edge Average Rate$1,724

2019 Ford Escape vs. Ford Edge

For the 2019 Ford Escape and Ford Edge models, the Ford Edge is cheaper to insure by $82 per year for this comparison year.

The chart below displays the average car insurance cost for both 2019 models for a range of driver ages. For a 2019 Ford Escape, the average cost of car insurance ranges from $1,656 to $3,794 per year for the included age groups. Full-coverage car insurance on a 2019 Ford Edge costs from $1,572 to $3,616 on average per year.

Average car insurance premiums for 2019 Ford Escape and Ford Edge models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,848$5,594
20-Year-Old$3,794$3,616
25-Year-Old$2,162$2,070
30-Year-Old$1,976$1,902
40-Year-Old$1,862$1,780
50-Year-Old$1,656$1,572
60-Year-Old$1,552$1,478

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

The 2019 Ford Escape has seven trims available, with the most affordable model to insure being the S 2WD model at an average cost of $1,752 per year, or $146 per month.

For the seven trim options available for the Ford Edge, the lowest-cost 2019 model to insure is the SE 2WD trim at a cost of $1,634.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Ford Edge SE 2WD at an average of $1,634 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at a cost of $1,988 per year.

The two tables below illustrate all the available trims for both 2019 models, along with the average rate for each model. The cheapest model to insure for the 2019 model year is the Ford Edge.

2019 Ford Escape

$1,862

Insurance Rates by Trim Level for a 2019 Ford Escape
2019 Ford Escape TrimsRate
S 2WD$1,752
SE 2WD1,812
SE AWD1,812
SEL 2WD1,870
SEL AWD1,870
Titanium 2WD1,930
Titanium AWD1,988
2019 Ford Escape Average Rate$1,862

2019 Ford Edge

$1,780

Insurance Rates by Trim Level for 2019 Ford Escape
2019 Ford Edge TrimsRate
SE 2WD$1,634
SE AWD1,694
SEL 2WD1,768
SEL AWD1,768
Titanium 2WD1,828
ST AWD1,888
Titanium AWD1,888
2019 Ford Edge Average Rate$1,780

2018 Ford Escape vs. Ford Edge

A 2018 Ford Edge is $98 cheaper to insure per year on average than a 2018 Ford Escape, a difference of 5.7%.

The chart below illustrates the average car insurance cost for the two models for different driver ages. For the 2018 Ford Escape, insurance cost ranges from $1,578 to $3,598 per year for the illustrated age groups. Full-coverage insurance on a 2018 Ford Edge costs from $1,478 to $3,384 on average per year.

Average car insurance premiums for 2018 Ford Escape and Ford Edge models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,537$5,231
20-Year-Old$3,598$3,384
25-Year-Old$2,054$1,942
30-Year-Old$1,874$1,782
40-Year-Old$1,768$1,670
50-Year-Old$1,578$1,478
60-Year-Old$1,478$1,388

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

For the seven trims available for a 2018 Ford Escape, the lowest-cost trim to insure is the S 2WD model at an average cost of $1,626 per year. Out of the seven trims available for the Ford Edge, the cheapest 2018 trim level to insure is the SE 2WD model at a cost of $1,556.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Ford Edge SE 2WD at an average of $1,556 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD costing an average of $1,904 per year.

The rate tables below break down trim level insurance rates for each 2018 model, along with the average rate for each model. The 2018 Ford Edge is the winner over the 2018 Ford Escape for cheapest overall car insurance cost.

2018 Ford Escape

$1,768

Insurance Rates by Trim Level for a 2018 Ford Escape
2018 Ford Escape TrimsRate
S 2WD$1,626
SE 2WD1,680
SE AWD1,738
SEL 2WD1,792
SEL AWD1,792
Titanium 2WD1,848
Titanium AWD1,904
2018 Ford Escape Average Rate$1,768

2018 Ford Edge

$1,670

Insurance Rates by Trim Level for 2018 Ford Escape
2018 Ford Edge TrimsRate
SE 2WD$1,556
SE AWD1,614
SEL 2WD1,614
SEL AWD1,684
Titanium 2WD1,684
Titanium AWD1,742
Sport AWD1,796
2018 Ford Edge Average Rate$1,670

2017 Ford Escape vs. Ford Edge

For the 2017 Ford Escape and Ford Edge models, the Ford Edge costs less to insure by an average of $70 per year for this comparison year.

The rate chart below demonstrates the average cost to insure both 2017 models rated for multiple driver ages. For a 2017 Ford Escape, average insurance cost ranges from $1,494 to $3,404 per year for the included driver ages. Full-coverage car insurance for a 2017 Ford Edge ranges from $1,424 to $3,256 on average per year.

Average car insurance premiums for 2017 Ford Escape and Ford Edge models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2017 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$5,234$5,028
20-Year-Old$3,404$3,256
25-Year-Old$1,942$1,868
30-Year-Old$1,770$1,714
40-Year-Old$1,676$1,606
50-Year-Old$1,494$1,424
60-Year-Old$1,402$1,336

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 26, 2025

For the five trims available for a 2017 Ford Escape, the cheapest trim level to insure is the S 2WD trim at an average cost of $1,570 per year. The 2017 Ford Edge has seven different trim levels available, with the cheapest trim level to insure being the SE 2WD model at an average cost of $1,498 per year.

When rates for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Ford Edge SE 2WD at an average of $1,498 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium AWD at an average of $1,776 per year.

The next two tables show the cost to insure the available trim levels for both 2017 models, including the average rate for each model. The 2017 Ford Edge has cheaper overall car insurance rates than the 2017 Ford Escape.

2017 Ford Escape

$1,676

Insurance Rates by Trim Level for a 2017 Ford Escape
2017 Ford Escape TrimsRate
S 2WD$1,570
SE 2WD1,624
SE AWD1,678
Titanium 2WD1,730
Titanium AWD1,776
2017 Ford Escape Average Rate$1,676

2017 Ford Edge

$1,606

Insurance Rates by Trim Level for 2017 Ford Escape
2017 Ford Edge TrimsRate
SE 2WD$1,498
SE AWD1,550
SEL 2WD1,562
SEL AWD1,620
Titanium 2WD1,630
Titanium AWD1,672
Sport AWD1,724
2017 Ford Edge Average Rate$1,606

2016 Ford Escape vs. Ford Edge

When comparing insurance cost for 2016 models, the Ford Escape costs an average of $1,588 per year for full coverage and the Ford Edge costs $1,628, making the Ford Escape the cheaper model by $40.

The next chart visualizes the average insurance cost for both models rated for multiple driver ages. For the 2016 Ford Escape, average insurance cost ranges from $1,422 to $3,214 per year for the chosen age groups in the chart. Insurance on a 2016 Ford Edge ranges from $1,450 to $3,282 on average per year.

Average car insurance premiums for 2016 Ford Escape and Ford Edge models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$4,934$5,037
20-Year-Old$3,214$3,282
25-Year-Old$1,840$1,884
30-Year-Old$1,676$1,728
40-Year-Old$1,588$1,628
50-Year-Old$1,422$1,450
60-Year-Old$1,328$1,356

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

For the five trims available for a 2016 Ford Escape, the most affordable model to insure is the S 2WD model at an average cost of $1,492 per year. For the seven different option levels available for the Ford Edge, the most affordable 2016 trim level to insure is the SE 2WD trim at a cost of $1,536 per year, or $128 per month.

When comparing rates by trim level for both models, the cheapest trim to put coverage on is the Ford Escape S 2WD at a cost of $1,492 per year, and the highest-cost model and trim is the Ford Edge Sport AWD costing $1,730 per year.

The next tables detail all the available trims for both 2016 models, including an overall average rate. The cheapest model to insure for the 2016 model year is the Ford Escape.

2016 Ford Escape

$1,588

Insurance Rates by Trim Level for a 2016 Ford Escape
2016 Ford Escape TrimsRate
S 2WD$1,492
SE 2WD1,542
SE AWD1,590
Titanium 2WD1,636
Titanium AWD1,676
2016 Ford Escape Average Rate$1,588

2016 Ford Edge

$1,628

Insurance Rates by Trim Level for 2016 Ford Escape
2016 Ford Edge TrimsRate
SE 2WD$1,536
SE AWD1,586
SEL 2WD1,586
SEL AWD1,634
Titanium 2WD1,634
Titanium AWD1,682
Sport AWD1,730
2016 Ford Edge Average Rate$1,628

2015 Ford Escape vs. Ford Edge

When comparing car insurance rates for the 2015 Ford Escape and Ford Edge models, the Ford Escape is cheaper by $126 per year.

The following chart demonstrates the average insurance cost for both models with different drivers at the wheel. Average car insurance cost ranges from $1,268 to $2,856 per year for a 2015 Ford Escape, and $1,378 to $3,112 on the 2015 Ford Edge for the different drivers illustrated in the chart.

Average car insurance premiums for 2015 Ford Escape and Ford Edge models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Ford Escape and Ford Edge models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Ford Escape and Ford Edge. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Ford Escape vs. Ford Edge Insurance Cost
Driver Age Ford Escape Ford Edge
18-Year-Old$4,381$4,774
20-Year-Old$2,856$3,112
25-Year-Old$1,638$1,786
30-Year-Old$1,498$1,636
40-Year-Old$1,416$1,542
50-Year-Old$1,268$1,378
60-Year-Old$1,188$1,290

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of five trim levels for a 2015 Ford Escape, the cheapest car insurance rates are on the S 2WD model at a cost of $1,326 per year, or around $111 per month.

For the eight trim levels available for the Ford Edge, the lowest-cost 2015 trim package to insure is the SE 2WD model at a cost of $1,452.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to buy insurance for is the Ford Escape S 2WD at an average of $1,326 per year. The overall most expensive vehicle to insure is the Ford Edge Sport AWD at an average of $1,632 per year.

The tables below detail average cost to insure each trim level for a 2015 Ford Escape and Ford Edge, including the average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Ford Escape.

2015 Ford Escape

$1,416

Insurance Rates by Trim Level for a 2015 Ford Escape
2015 Ford Escape TrimsRate
S 2WD$1,326
SE 2WD1,370
SE AWD1,416
Titanium 2WD1,460
Titanium AWD1,504
2015 Ford Escape Average Rate$1,416

2015 Ford Edge

$1,542

Insurance Rates by Trim Level for 2015 Ford Escape
2015 Ford Edge TrimsRate
SE 2WD$1,452
SE AWD1,496
SEL 2WD1,496
SEL AWD1,542
Titanium 2WD1,542
Sport 2WD1,588
Titanium AWD1,588
Sport AWD1,632
2015 Ford Edge Average Rate$1,542

Additional Ford Escape and Ford Edge Resources