Ford Edge Car Insurance Rates for 2023

• Ford Edge car insurance costs an average of $1,534 per year or around $128 per month, depending on the trim level.
• When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $236 less per year on average.
• The cheapest model of Ford Edge to insure is the SE trim at an estimated $1,470 per year, or about $123 per month.

How much does Ford Edge insurance cost?

Average Ford Edge car insurance rates cost $1,534 annually, or around $128 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $396 a year, collision insurance costs approximately $726, and the remaining liability and medical coverage costs about $412.

The chart below illustrates the average car insurance cost for a 2023 Ford Edge using different driver ages and risk profiles.

The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.

To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $12,458 a year for full coverage.

The Edge vs. other SUVs: Which has cheaper insurance?

The Ford Edge ranks third out of 31 total vehicles in the midsize SUV category. The Edge costs an average of $1,534 per year to insure for full coverage, while the segment average is $1,770 per year, a difference of $236 per year.

When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $392 less per year than the Jeep Grand Cherokee, $272 less than the Toyota Highlander, $8 less than the Ford Explorer, and $434 less than the Jeep Cherokee.

The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2023 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class

What is the cheapest insurance on a Ford Edge?

With Ford Edge insurance rates ranging from $1,470 to $1,596 per year for an average driver, the cheapest model to insure is the SE trim level. The next cheapest model to insure is the SEL at $1,496 per year. Anticipate paying at least $123 per month for a policy with full coverage.

The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,596 and the ST-Line at $1,554 per year. Those models will cost an extra $126 per year over the least expensive SE model.

The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.

Insurance rates for new and used models

Buying a used model is usually a good way to reduce the cost of car insurance. The Ford Edge is no exception. For example, a 2018 Ford Explorer will cost around $150 a year less to insure that a new model. For a model that’s closer to ten years old, you could be looking at savings closer to $500 a year.

The table below details average rates for three different driver age groups back to the 2013 model year.

Rates by U.S. city and state

Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $1,032 a year in Virginia Beach, VA, or $1,094 in Charlotte, NC, to expensive rates like $2,178 a year in Miami, FL, and $3,502 in Detroit, MI.

Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,366 per year, San Diego, CA, at an estimated $1,642, Colorado Springs, CO, averaging $1,752, and Houston, TX, at $1,556.

The data below shows average insurance policy costs for a Ford Edge in the thirty largest urban areas in the U.S.

Average Ford Edge insurance rates by U.S. state

When evaluating Ford Edge insurance rates at the state level, states like Maine ($930) and Iowa ($1,032) tend to be cheaper, while states like Florida ($1,886), Michigan ($2,062), and Louisiana ($1,804) have more expensive auto insurance.

Most of the other states are closer to average, with states like Maryland and Texas included in this group. Those states have average Ford Edge insurance rates of $1,420 and $1,420 per year.