Ford Edge Car Insurance Rates for 2023

Does a Ford Edge have cheap insurance rates?

From the SE model to the ST trim, we compared insurance rates on the Edge to see how the average cost ranks against the entire 2023 midsize SUV segment.

Start a Free QuoteCompare Ford Edge car insurance quotes and save on your next policy.

  • Ford Edge car insurance costs an average of $1,534 per year or around $128 per month, depending on the trim level.
  • When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $236 less per year on average.
  • The cheapest model of Ford Edge to insure is the SE trim at an estimated $1,470 per year, or about $123 per month.

How much does Ford Edge insurance cost?

Average Ford Edge car insurance rates cost $1,534 annually, or around $128 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $396 a year, collision insurance costs approximately $726, and the remaining liability and medical coverage costs about $412.

The chart below illustrates the average car insurance cost for a 2023 Ford Edge using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Ford Edge with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Edge trim levels.Data last updated on August 12, 2023
Ford Edge Insurance Cost Summary
2023 Ford Edge Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,466$289
Safe Driver Age 20$3,036$253
At-fault Accidents Age 40$2,146$179
Low Deductibles Age 40$2,028$169
Safe Driver Age 30$1,626$136
Safe Driver Age 40$1,534$128
Safe Driver Age 50$1,396$116
Safe Driver Age 60$1,370$114
High Deductibles Age 40$1,278$107
Discount Rate Age 40$1,276$106

The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.

To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $12,458 a year for full coverage.

The Edge vs. other SUVs: Which has cheaper insurance?

The Ford Edge ranks third out of 31 total vehicles in the midsize SUV category. The Edge costs an average of $1,534 per year to insure for full coverage, while the segment average is $1,770 per year, a difference of $236 per year.

When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $392 less per year than the Jeep Grand Cherokee, $272 less than the Toyota Highlander, $8 less than the Ford Explorer, and $434 less than the Jeep Cherokee.

The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2023 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Ford Edge vs Top 10 Midsize SUVs Insurance Rate Comparison
Ford Edge Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,404-$130
2Subaru Ascent$1,472-$62
3Ford Edge$1,534--
4Ford Explorer$1,542$8
5Volkswagen Atlas$1,546$12
6Nissan Murano$1,554$20
7Subaru Outback$1,558$24
8Volkswagen Atlas Cross Sport$1,616$82
9Toyota Venza$1,650$116
10Kia Sorento$1,660$126
11Hyundai Palisade$1,680$146
12Toyota 4Runner$1,696$162
13GMC Acadia$1,726$192
14Chevrolet Traverse$1,730$196
15Honda Pilot$1,742$208
16Buick Enclave$1,748$214
17Nissan Pathfinder$1,760$226
18Mazda CX-9$1,762$228
19Mitsubishi Outlander Sport$1,790$256
20Kia Telluride$1,798$264
21Toyota Highlander$1,806$272
22Chevrolet Blazer$1,836$302
23Hyundai Santa Fe$1,858$324
24Jeep Grand Cherokee$1,926$392
25Jeep Cherokee$1,968$434
26Jeep Wrangler$2,008$474
27Ford Bronco$2,014$480
28Tesla Model Y$2,026$492
29Mitsubishi Outlander PHEV$2,072$538
30Dodge Durango$2,158$624
31Rivian R1S$2,216$682

What is the cheapest insurance on a Ford Edge?

With Ford Edge insurance rates ranging from $1,470 to $1,596 per year for an average driver, the cheapest model to insure is the SE trim level. The next cheapest model to insure is the SEL at $1,496 per year. Anticipate paying at least $123 per month for a policy with full coverage.

The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,596 and the ST-Line at $1,554 per year. Those models will cost an extra $126 per year over the least expensive SE model.

The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.

2023 Ford Edge Insurance Cost by Trim Level
Ford Edge Trim Level Annual Policy Six-Month Policy Per Month
SE$1,470$735$123
SEL$1,496$748$125
Titanium$1,554$777$130
ST-Line$1,554$777$130
ST$1,596$798$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Ford Edge Insurance Cost by Trim Level

Insurance rates for new and used models

Buying a used model is usually a good way to reduce the cost of car insurance. The Ford Edge is no exception. For example, a 2018 Ford Explorer will cost around $150 a year less to insure that a new model. For a model that’s closer to ten years old, you could be looking at savings closer to $500 a year.

The table below details average rates for three different driver age groups back to the 2013 model year.

Ford Edge Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Ford Edge$3,036$1,534$1,370
2022 Ford Edge$3,022$1,526$1,364
2021 Ford Edge$2,790$1,404$1,260
2020 Ford Edge$2,750$1,384$1,240
2019 Ford Edge$2,884$1,438$1,294
2018 Ford Edge$2,764$1,376$1,238
2017 Ford Edge$2,642$1,320$1,186
2016 Ford Edge$2,760$1,378$1,238
2015 Ford Edge$2,622$1,314$1,180
2014 Ford Edge$2,116$1,072$962
2013 Ford Edge$2,210$1,114$1,000

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Ford Edge Insurance Cost by Model Year

Rates by U.S. city and state

Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $1,032 a year in Virginia Beach, VA, or $1,094 in Charlotte, NC, to expensive rates like $2,178 a year in Miami, FL, and $3,502 in Detroit, MI.

Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,366 per year, San Diego, CA, at an estimated $1,642, Colorado Springs, CO, averaging $1,752, and Houston, TX, at $1,556.

The data below shows average insurance policy costs for a Ford Edge in the thirty largest urban areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Ford Edge, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Ford Edge trim levels.Data last updated on August 11, 2023
Ford Edge Insurance Rates in Large U.S. Cities
Ford Edge Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,664$222
Philadelphia, PA$2,370$198
Las Vegas, NV$2,364$197
Los Angeles, CA$2,358$197
San Francisco, CA$2,046$171
Kansas City, MO$1,824$152
Oklahoma City, OK$1,824$152
Denver, CO$1,790$149
Memphis, TN$1,790$149
Atlanta, GA$1,766$147
San Jose, CA$1,720$143
Phoenix, AZ$1,674$140
Portland, OR$1,652$138
San Diego, CA$1,642$137
Boston, MA$1,636$136
Jacksonville, FL$1,630$136
Chicago, IL$1,590$133
Dallas, TX$1,566$131
Houston, TX$1,556$130
Seattle, WA$1,552$129
Nashville, TN$1,496$125
Milwaukee, WI$1,490$124
Albuquerque, NM$1,464$122
San Antonio, TX$1,416$118
Omaha, NE$1,376$115
Fort Worth, TX$1,372$114
Austin, TX$1,354$113
Indianapolis, IN$1,236$103
Columbus, OH$1,140$95
Charlotte, NC$1,094$91

Average Ford Edge insurance rates by U.S. state

When evaluating Ford Edge insurance rates at the state level, states like Maine ($930) and Iowa ($1,032) tend to be cheaper, while states like Florida ($1,886), Michigan ($2,062), and Louisiana ($1,804) have more expensive auto insurance.

Most of the other states are closer to average, with states like Maryland and Texas included in this group. Those states have average Ford Edge insurance rates of $1,420 and $1,420 per year.

Ford Edge Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,378$689$115
Alaska$1,162$581$97
Arizona$1,402$701$117
Arkansas$1,598$799$133
California$1,840$920$153
Colorado$1,636$818$136
Connecticut$1,698$849$142
Delaware$1,734$867$145
Florida$1,886$943$157
Georgia$1,558$779$130
Hawaii$1,052$526$88
Idaho$1,100$550$92
Illinois$1,342$671$112
Indiana$1,146$573$96
Iowa$1,032$516$86
Kansas$1,504$752$125
Kentucky$1,634$817$136
Louisiana$1,804$902$150
Maine$930$465$78
Maryland$1,420$710$118
Massachusetts$1,662$831$139
Michigan$2,062$1,031$172
Minnesota$1,314$657$110
Mississippi$1,490$745$124
Missouri$1,720$860$143
Montana$1,404$702$117
Nebraska$1,280$640$107
Nevada$1,822$911$152
New Hampshire$1,032$516$86
New Jersey$1,846$923$154
New Mexico$1,260$630$105
New York$1,764$882$147
North Carolina$966$483$81
North Dakota$1,270$635$106
Ohio$1,076$538$90
Oklahoma$1,680$840$140
Oregon$1,428$714$119
Pennsylvania$1,468$734$122
Rhode Island$1,886$943$157
South Carolina$1,286$643$107
South Dakota$1,570$785$131
Tennessee$1,456$728$121
Texas$1,420$710$118
Utah$1,342$671$112
Vermont$1,116$558$93
Virginia$1,024$512$85
Washington$1,382$691$115
West Virginia$1,366$683$114
Wisconsin$1,100$550$92
Wyoming$1,364$682$114

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Ford Edge insurance rates by U.S. state