Ford Edge Car Insurance Rates for 2022

How much does Ford Edge car insurance cost? We analyzed rates from the base SE 2WD model up to the ST trim to see how insurance prices ranked against other midsize SUVs.

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  • Ford Edge car insurance costs an average of $1,314 per year or around $110 per month, depending on the trim level.
  • When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $213 less per year on average.
  • The cheapest model of Ford Edge to insure is the SE at an estimated $1,244 per year, or about $104 per month.

How much does Ford Edge insurance cost?

Average Ford Edge car insurance rates cost $1,314 annually, or around $110 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $344 a year, collision insurance costs approximately $684, and the remaining liability and medical coverage costs about $286.

The chart below illustrates average car insurance cost for a 2022 Ford Edge using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Ford Edge with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Edge trim levels.Data last updated on December 31, 2021
Ford Edge Insurance Cost Summary
Ford Edge Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,968$247
Safe Driver Age 20$2,602$217
At-fault Accidents Age 40$1,826$152
Low Deductibles Age 40$1,770$148
Safe Driver Age 30$1,400$117
Safe Driver Age 40$1,314$110
Safe Driver Age 50$1,194$100
Safe Driver Age 60$1,174$98
Discount Rate Age 40$1,092$91
High Deductibles Age 40$1,082$90

The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.

To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $14,414 a year for full coverage.

The Edge vs. other SUVs: Which has cheaper insurance?

The Ford Edge ranks #3 out of 29 total vehicles in the midsize SUV category. The Edge costs an average of $1,314 per year to insure for full coverage, while the segment average is $1,527 per year, a difference of $213 per year.

When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $316 less per year than the Jeep Grand Cherokee, $324 less than the Toyota Highlander, $122 less than the Ford Explorer, and $352 less than the Jeep Cherokee.

The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2022 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
Ford Edge vs Top 10 Midsize SUVs Insurance Rate Comparison
Ford Edge Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Blazer$1,236-$78
2Nissan Murano$1,290-$24
3Ford Edge$1,314--
4Subaru Ascent$1,316$2
5Honda Passport$1,352$38
6Kia Telluride$1,364$50
7Honda Pilot$1,402$88
8Ford Explorer$1,436$122
9Chevrolet Traverse$1,440$126
10Subaru Outback$1,452$138
11GMC Acadia$1,492$178
12Hyundai Palisade$1,494$180
13Volkswagen Atlas Cross Sport$1,502$188
14Nissan Pathfinder$1,514$200
15Volkswagen Atlas$1,522$208
16Toyota 4Runner$1,536$222
17Kia Sorento$1,556$242
18Toyota Venza$1,566$252
19Buick Enclave$1,570$256
20Mitsubishi Outlander Sport$1,600$286
21Mazda CX-9$1,602$288
22Hyundai Santa Fe$1,610$296
23Jeep Grand Cherokee$1,630$316
24Toyota Highlander$1,638$324
25Jeep Cherokee$1,666$352
26Dodge Durango$1,686$372
27Mitsubishi Outlander PHEV$1,738$424
28Rivian R1S$1,814$500
29Tesla Model Y$1,940$626

Which Edge model has the cheapest insurance?

With Ford Edge insurance rates ranging from $1,244 to $1,370 per year for an average driver, the cheapest model to insure is the SE. The next cheapest model to insure is the SEL at $1,284 per year. Anticipate paying at least $104 per month for a policy with full coverage.

The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,370 and the ST-Line at $1,340 per year. Those models will cost an extra $126 per year over the least expensive SE model.

The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.

2022 Ford Edge Insurance Cost by Trim Level
Ford Edge Trim Level Annual Policy 6-month Policy Per Month
SE$1,244$622$104
SEL$1,284$642$107
Titanium$1,340$670$112
ST-Line$1,340$670$112
ST$1,370$685$114

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
Ford Edge Insurance Cost by Trim Level

Prior model year Ford Edge car insurance rates

The following sections detail Ford Edge insurance rates for every trim level for the 2013 to 2021 model years.

How much does insurance cost for a 2021 Ford Edge?

Average insurance rates for a 2021 Ford Edge are $1,240 per year, or around $103 per month. Rates range from $1,152 per year for the Edge SE 2WD to $1,298 for the Edge Titanium AWD.

2021 Ford Edge Insurance Cost by Trim Level
2021 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,152$96
SE AWD$1,210$101
SEL 2WD$1,210$101
SEL AWD$1,256$105
Titanium 2WD$1,256$105
ST AWD$1,298$108
Titanium AWD$1,298$108

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2021 Ford Edge Insurance Cost by Trim Level

How much does 2020 Edge insurance cost?

Average insurance rates for a 2020 Ford Edge are $1,212 per year, or around $101 per month. Rates range from $1,130 per year for the Edge SE 2WD to $1,270 for the Edge Titanium AWD.

2020 Ford Edge Insurance Cost by Trim Level
2020 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,130$94
SE AWD$1,186$99
SEL 2WD$1,186$99
SEL AWD$1,228$102
Titanium 2WD$1,228$102
ST AWD$1,270$106
Titanium AWD$1,270$106

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2020 Ford Edge Insurance Cost by Trim Level

How much are 2019 Ford Edge car insurance rates?

Insurance rates for a 2019 Ford Edge average $1,274 per year, or about $106 per month. Rates range from $1,170 per year for the Edge SE 2WD to $1,350 for the Edge Titanium AWD.

2019 Ford Edge Insurance Cost by Trim Level
2019 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,170$98
SE AWD$1,212$101
SEL 2WD$1,266$106
SEL AWD$1,266$106
Titanium 2WD$1,310$109
ST AWD$1,350$113
Titanium AWD$1,350$113

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2019 Ford Edge Insurance Cost by Trim Level

How much does 2018 Ford Edge insurance cost?

2018 Ford Edge insurance rates average $1,222 per year, or around $102 per month. Cost ranges from $1,138 per year for the Edge SE 2WD to $1,312 for the Edge Sport AWD.

2018 Ford Edge Insurance Cost by Trim Level
2018 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,138$95
SE AWD$1,178$98
SEL 2WD$1,178$98
SEL AWD$1,232$103
Titanium 2WD$1,232$103
Titanium AWD$1,272$106
Sport AWD$1,312$109

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2018 Ford Edge Insurance Cost by Trim Level

What does 2017 Edge insurance cost?

A 2017 Ford Edge averages $1,188 per year for full coverage insurance, or around $99 per month. Rates range from $1,110 per year for the Edge SE 2WD to $1,276 for the Edge Sport AWD.

2017 Ford Edge Insurance Cost by Trim Level
2017 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,110$93
SE AWD$1,150$96
SEL 2WD$1,150$96
SEL AWD$1,198$100
Titanium 2WD$1,198$100
Titanium AWD$1,238$103
Sport AWD$1,276$106

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2017 Ford Edge Insurance Cost by Trim Level

How much is 2016 Ford Edge auto insurance?

Average insurance cost for a 2016 Ford Edge is $1,230 per year, or around $103 per month. Rates range from $1,160 per year for the Edge SE 2WD to $1,306 for the Edge Sport AWD.

2016 Ford Edge Insurance Cost by Trim Level
2016 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,160$97
SE AWD$1,198$100
SEL 2WD$1,198$100
SEL AWD$1,234$103
Titanium 2WD$1,234$103
Titanium AWD$1,272$106
Sport AWD$1,306$109

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2016 Ford Edge Insurance Cost by Trim Level

What is the average cost for 2015 Ford Edge insurance?

Insurance rates average $1,194 per year for a 2015 Ford Edge, or around $100 per month. Rates range from $1,126 per year for the Edge SE 2WD to $1,264 for the Edge Sport AWD.

2015 Ford Edge Insurance Cost by Trim Level
2015 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,126$94
SE AWD$1,160$97
SEL 2WD$1,160$97
SEL AWD$1,194$100
Titanium 2WD$1,194$100
Sport 2WD$1,228$102
Titanium AWD$1,228$102
Sport AWD$1,264$105

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2015 Ford Edge Insurance Cost by Trim Level

How much is 2014 Edge insurance?

Average insurance cost for a 2014 Ford Edge is $968 per year, or around $81 per month. Rates range from $890 per year for the Edge SE 2WD to $1,016 for the Edge Sport AWD.

2014 Ford Edge Insurance Cost by Trim Level
2014 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$890$74
SE AWD$920$77
SEL 2WD$920$77
Limited 2WD$984$82
SEL AWD$984$82
Limited AWD$1,016$85
Sport 2WD$1,016$85
Sport AWD$1,016$85

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2014 Ford Edge Insurance Cost by Trim Level

What does 2013 Ford Edge insurance cost?

Insurance rates for a 2013 Ford Edge average $994 per year, or about $83 per month. Rates range from $898 per year for the Edge SE 2WD to $1,046 for the Edge Sport AWD.

2013 Ford Edge Insurance Cost by Trim Level
2013 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$898$75
SE AWD$928$77
SEL 2WD$958$80
Limited 2WD$1,016$85
SEL AWD$1,016$85
Limited AWD$1,046$87
Sport 2WD$1,046$87
Sport AWD$1,046$87

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 31, 2021
2013 Ford Edge Insurance Cost by Trim Level

Are insurance rates affected by where I live?

Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $860 a year in Virginia Beach, VA, or $914 in Charlotte, NC, to expensive rates like $2,540 a year in Miami, FL, and $5,188 in Detroit, MI.

Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,194 per year, San Diego, CA, at an estimated $1,466, Colorado Springs, CO, averaging $1,574, and Houston, TX, at $1,382.

The data below shows average insurance policy costs for a Ford Edge in the 15 largest urban areas in the U.S. For this comparison, rates range from $968 per year in Columbus, OH, to $2,484 in New York, NY, a difference of $1,516.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Ford Edge, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Ford Edge trim levels.Data last updated on December 31, 2021
Ford Edge Insurance Rates in Large U.S. Cities
Ford Edge Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,484$207
Philadelphia, PA$2,188$182
Los Angeles, CA$2,176$181
San Francisco, CA$1,864$155
Jacksonville, FL$1,858$155
San Jose, CA$1,538$128
Phoenix, AZ$1,496$125
San Diego, CA$1,466$122
Chicago, IL$1,412$118
Dallas, TX$1,388$116
Houston, TX$1,382$115
San Antonio, TX$1,240$103
Austin, TX$1,178$98
Indianapolis, IN$1,062$89
Columbus, OH$968$81

What is the average Edge insurance cost in my state?

When evaluating Ford Edge insurance rates at the state level, states like Maine ($922) and Iowa ($968) tend to be cheaper, while states like Florida ($1,950), Michigan ($2,124), and Louisiana ($1,934) have more expensive auto insurance.

Most of the other states are closer to average, with states like Arkansas, South Dakota, and Colorado included in this group with average Ford Edge insurance rates of $1,426, $1,210, and $1,424 per year, respectively.

Ford Edge Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,088$544$91
Alaska$1,170$585$98
Arizona$1,188$594$99
Arkansas$1,426$713$119
California$1,526$763$127
Colorado$1,424$712$119
Connecticut$1,292$646$108
Delaware$1,356$678$113
Florida$1,950$975$163
Georgia$1,288$644$107
Hawaii$906$453$76
Idaho$1,054$527$88
Illinois$1,078$539$90
Indiana$996$498$83
Iowa$968$484$81
Kansas$1,344$672$112
Kentucky$1,552$776$129
Louisiana$1,934$967$161
Maine$922$461$77
Maryland$1,206$603$101
Massachusetts$1,092$546$91
Michigan$2,124$1,062$177
Minnesota$1,172$586$98
Mississippi$1,258$629$105
Missouri$1,414$707$118
Montana$1,300$650$108
Nebraska$1,274$637$106
Nevada$1,464$732$122
New Hampshire$804$402$67
New Jersey$1,258$629$105
New Mexico$1,070$535$89
New York$1,418$709$118
North Carolina$846$423$71
North Dakota$1,110$555$93
Ohio$776$388$65
Oklahoma$1,294$647$108
Oregon$1,118$559$93
Pennsylvania$1,124$562$94
Rhode Island$1,574$787$131
South Carolina$1,234$617$103
South Dakota$1,210$605$101
Tennessee$1,056$528$88
Texas$1,256$628$105
Utah$1,102$551$92
Vermont$884$442$74
Virginia$860$430$72
Washington$1,014$507$85
West Virginia$1,202$601$100
Wisconsin$906$453$76
Wyoming$1,224$612$102

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on December 31, 2021
Ford Edge insurance rates by U.S. state