Ford Edge Car Insurance Rates for 2022

How much does Ford Edge car insurance cost? We analyzed rates from the base SE 2WD model up to the ST trim to see how insurance prices ranked against other midsize SUVs.

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  • Ford Edge car insurance costs an average of $1,374 per year or around $115 per month, depending on the trim level.
  • When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $170 less per year on average.
  • The cheapest model of Ford Edge to insure is the SE at an estimated $1,288 per year, or about $107 per month.

How much does Ford Edge insurance cost?

Average Ford Edge car insurance rates cost $1,374 annually, or around $115 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $360 a year, collision insurance costs approximately $652, and the remaining liability and medical coverage costs about $362.

The chart below illustrates average car insurance cost for a 2022 Ford Edge using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Ford Edge with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Edge trim levels.Data last updated on November 16, 2022
Ford Edge Insurance Cost Summary
Ford Edge Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,098$258
Safe Driver Age 20$2,716$226
At-fault Accidents Age 40$1,918$160
Low Deductibles Age 40$1,820$152
Safe Driver Age 30$1,458$122
Safe Driver Age 40$1,374$115
Safe Driver Age 50$1,250$104
Safe Driver Age 60$1,228$102
Discount Rate Age 40$1,146$96
High Deductibles Age 40$1,144$95

The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.

To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $15,214 a year for full coverage.

The Edge vs. other SUVs: Which has cheaper insurance?

The Ford Edge ranks #3 out of 29 total vehicles in the midsize SUV category. The Edge costs an average of $1,374 per year to insure for full coverage, while the segment average is $1,544 per year, a difference of $170 per year.

When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $306 less per year than the Jeep Grand Cherokee, $160 less than the Toyota Highlander, $60 less than the Ford Explorer, and $318 less than the Jeep Cherokee.

The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2022 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
Ford Edge vs Top 10 Midsize SUVs Insurance Rate Comparison
Ford Edge Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$150
2Subaru Ascent$1,310-$64
3Ford Edge$1,374--
4Subaru Outback$1,398$24
5Nissan Murano$1,416$42
6Toyota Venza$1,424$50
7Ford Explorer$1,434$60
8Kia Sorento$1,444$70
9Hyundai Palisade$1,462$88
10Volkswagen Atlas$1,472$98
11Toyota 4Runner$1,488$114
12Volkswagen Atlas Cross Sport$1,528$154
13Mazda CX-9$1,530$156
14GMC Acadia$1,532$158
15Toyota Highlander$1,534$160
16Nissan Pathfinder$1,540$166
17Honda Pilot$1,546$172
18Mitsubishi Outlander Sport$1,548$174
19Buick Enclave$1,562$188
20Chevrolet Traverse$1,568$194
21Hyundai Santa Fe$1,590$216
22Kia Telluride$1,596$222
23Chevrolet Blazer$1,610$236
24Jeep Grand Cherokee$1,680$306
25Jeep Cherokee$1,692$318
26Mitsubishi Outlander PHEV$1,768$394
27Dodge Durango$1,788$414
28Tesla Model Y$1,804$430
29Rivian R1S$1,902$528

Which Edge model has the cheapest insurance?

With Ford Edge insurance rates ranging from $1,288 to $1,436 per year for an average driver, the cheapest model to insure is the SE. The next cheapest model to insure is the SEL at $1,342 per year. Anticipate paying at least $107 per month for a policy with full coverage.

The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,436 and the ST-Line at $1,414 per year. Those models will cost an extra $148 per year over the least expensive SE model.

The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.

2022 Ford Edge Insurance Cost by Trim Level
Ford Edge Trim Level Annual Policy 6-month Policy Per Month
SE$1,288$644$107
SEL$1,342$671$112
Titanium$1,390$695$116
ST-Line$1,414$707$118
ST$1,436$718$120

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
Ford Edge Insurance Cost by Trim Level

Prior model year Ford Edge car insurance rates

The following sections detail Ford Edge insurance rates for every trim level for the 2013 to 2021 model years.

How much does insurance cost for a 2021 Ford Edge?

Average insurance rates for a 2021 Ford Edge are $1,260 per year, or around $105 per month. Rates range from $1,172 per year for the Edge SE 2WD to $1,320 for the Edge Titanium AWD.

2021 Ford Edge Insurance Cost by Trim Level
2021 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,172$98
SE AWD$1,230$103
SEL 2WD$1,230$103
SEL AWD$1,274$106
Titanium 2WD$1,274$106
ST AWD$1,320$110
Titanium AWD$1,320$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2021 Ford Edge Insurance Cost by Trim Level

How much does 2020 Edge insurance cost?

Average insurance rates for a 2020 Ford Edge are $1,232 per year, or around $103 per month. Rates range from $1,144 per year for the Edge SE 2WD to $1,290 for the Edge Titanium AWD.

2020 Ford Edge Insurance Cost by Trim Level
2020 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,144$95
SE AWD$1,202$100
SEL 2WD$1,202$100
SEL AWD$1,246$104
Titanium 2WD$1,246$104
ST AWD$1,290$108
Titanium AWD$1,290$108

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2020 Ford Edge Insurance Cost by Trim Level

How much are 2019 Ford Edge car insurance rates?

Insurance rates for a 2019 Ford Edge average $1,296 per year, or about $108 per month. Rates range from $1,190 per year for the Edge SE 2WD to $1,374 for the Edge Titanium AWD.

2019 Ford Edge Insurance Cost by Trim Level
2019 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,190$99
SE AWD$1,232$103
SEL 2WD$1,288$107
SEL AWD$1,288$107
Titanium 2WD$1,330$111
ST AWD$1,374$115
Titanium AWD$1,374$115

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2019 Ford Edge Insurance Cost by Trim Level

How much does 2018 Ford Edge insurance cost?

2018 Ford Edge insurance rates average $1,242 per year, or around $104 per month. Cost ranges from $1,160 per year for the Edge SE 2WD to $1,336 for the Edge Sport AWD.

2018 Ford Edge Insurance Cost by Trim Level
2018 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,160$97
SE AWD$1,200$100
SEL 2WD$1,200$100
SEL AWD$1,254$105
Titanium 2WD$1,254$105
Titanium AWD$1,294$108
Sport AWD$1,336$111

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2018 Ford Edge Insurance Cost by Trim Level

What does 2017 Edge insurance cost?

A 2017 Ford Edge averages $1,208 per year for full coverage insurance, or around $101 per month. Rates range from $1,128 per year for the Edge SE 2WD to $1,298 for the Edge Sport AWD.

2017 Ford Edge Insurance Cost by Trim Level
2017 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,128$94
SE AWD$1,168$97
SEL 2WD$1,168$97
SEL AWD$1,218$102
Titanium 2WD$1,218$102
Titanium AWD$1,258$105
Sport AWD$1,298$108

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2017 Ford Edge Insurance Cost by Trim Level

How much is 2016 Ford Edge auto insurance?

Average insurance cost for a 2016 Ford Edge is $1,252 per year, or around $104 per month. Rates range from $1,182 per year for the Edge SE 2WD to $1,330 for the Edge Sport AWD.

2016 Ford Edge Insurance Cost by Trim Level
2016 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,182$99
SE AWD$1,218$102
SEL 2WD$1,218$102
SEL AWD$1,256$105
Titanium 2WD$1,256$105
Titanium AWD$1,292$108
Sport AWD$1,330$111

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2016 Ford Edge Insurance Cost by Trim Level

What is the average cost for 2015 Ford Edge insurance?

Insurance rates average $1,214 per year for a 2015 Ford Edge, or around $101 per month. Rates range from $1,144 per year for the Edge SE 2WD to $1,284 for the Edge Sport AWD.

2015 Ford Edge Insurance Cost by Trim Level
2015 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$1,144$95
SE AWD$1,178$98
SEL 2WD$1,178$98
SEL AWD$1,214$101
Titanium 2WD$1,214$101
Sport 2WD$1,250$104
Titanium AWD$1,250$104
Sport AWD$1,284$107

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2015 Ford Edge Insurance Cost by Trim Level

How much is 2014 Edge insurance?

Average insurance cost for a 2014 Ford Edge is $984 per year, or around $82 per month. Rates range from $902 per year for the Edge SE 2WD to $1,032 for the Edge Sport AWD.

2014 Ford Edge Insurance Cost by Trim Level
2014 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$902$75
SE AWD$936$78
SEL 2WD$936$78
Limited 2WD$1,000$83
SEL AWD$1,000$83
Limited AWD$1,032$86
Sport 2WD$1,032$86
Sport AWD$1,032$86

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2014 Ford Edge Insurance Cost by Trim Level

What does 2013 Ford Edge insurance cost?

Insurance rates for a 2013 Ford Edge average $1,012 per year, or about $84 per month. Rates range from $914 per year for the Edge SE 2WD to $1,064 for the Edge Sport AWD.

2013 Ford Edge Insurance Cost by Trim Level
2013 Ford Edge Trim Level Annual Rate Per Month
SE 2WD$914$76
SE AWD$944$79
SEL 2WD$976$81
Limited 2WD$1,034$86
SEL AWD$1,034$86
Limited AWD$1,064$89
Sport 2WD$1,064$89
Sport AWD$1,064$89

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 16, 2022
2013 Ford Edge Insurance Cost by Trim Level

Are insurance rates affected by where I live?

Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $922 a year in Virginia Beach, VA, or $982 in Charlotte, NC, to expensive rates like $2,654 a year in Miami, FL, and $5,374 in Detroit, MI.

Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,264 per year, San Diego, CA, at an estimated $1,546, Colorado Springs, CO, averaging $1,656, and Houston, TX, at $1,458.

The data below shows average insurance policy costs for a Ford Edge in the 15 largest urban areas in the U.S. For this comparison, rates range from $1,032 per year in Columbus, OH, to $2,590 in New York, NY, a difference of $1,558.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Ford Edge, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Ford Edge trim levels.Data last updated on November 16, 2022
Ford Edge Insurance Rates in Large U.S. Cities
Ford Edge Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,590$216
Philadelphia, PA$2,288$191
Los Angeles, CA$2,276$190
San Francisco, CA$1,956$163
Jacksonville, FL$1,944$162
San Jose, CA$1,622$135
Phoenix, AZ$1,578$132
San Diego, CA$1,546$129
Chicago, IL$1,494$125
Dallas, TX$1,466$122
Houston, TX$1,458$122
Indianapolis, IN$1,380$115
San Antonio, TX$1,314$110
Austin, TX$1,250$104
Columbus, OH$1,032$86

What is the average Edge insurance cost in my state?

When evaluating Ford Edge insurance rates at the state level, states like Maine ($950) and Iowa ($992) tend to be cheaper, while states like Florida ($2,006), Michigan ($2,186), and Louisiana ($1,988) have more expensive auto insurance.

Most of the other states are closer to average, with states like Arkansas, South Dakota, and Colorado included in this group with average Ford Edge insurance rates of $1,468, $1,244, and $1,464 per year, respectively.

Ford Edge Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,120$560$93
Alaska$1,206$603$101
Arizona$1,222$611$102
Arkansas$1,468$734$122
California$1,572$786$131
Colorado$1,464$732$122
Connecticut$1,330$665$111
Delaware$1,396$698$116
Florida$2,006$1,003$167
Georgia$1,328$664$111
Hawaii$932$466$78
Idaho$1,084$542$90
Illinois$1,108$554$92
Indiana$1,024$512$85
Iowa$992$496$83
Kansas$1,380$690$115
Kentucky$1,594$797$133
Louisiana$1,988$994$166
Maine$950$475$79
Maryland$1,242$621$104
Massachusetts$1,122$561$94
Michigan$2,186$1,093$182
Minnesota$1,206$603$101
Mississippi$1,296$648$108
Missouri$1,456$728$121
Montana$1,338$669$112
Nebraska$1,312$656$109
Nevada$1,504$752$125
New Hampshire$826$413$69
New Jersey$1,296$648$108
New Mexico$1,100$550$92
New York$1,460$730$122
North Carolina$872$436$73
North Dakota$1,140$570$95
Ohio$798$399$67
Oklahoma$1,334$667$111
Oregon$1,150$575$96
Pennsylvania$1,156$578$96
Rhode Island$1,616$808$135
South Carolina$1,264$632$105
South Dakota$1,244$622$104
Tennessee$1,084$542$90
Texas$1,292$646$108
Utah$1,134$567$95
Vermont$912$456$76
Virginia$886$443$74
Washington$1,042$521$87
West Virginia$1,236$618$103
Wisconsin$932$466$78
Wyoming$1,260$630$105

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on November 16, 2022
Ford Edge insurance rates by U.S. state