- Ford Edge car insurance costs an average of $1,374 per year or around $115 per month, depending on the trim level.
- When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $170 less per year on average.
- The cheapest model of Ford Edge to insure is the SE at an estimated $1,288 per year, or about $107 per month.
How much does Ford Edge insurance cost?
Average Ford Edge car insurance rates cost $1,374 annually, or around $115 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $360 a year, collision insurance costs approximately $652, and the remaining liability and medical coverage costs about $362.
The chart below illustrates average car insurance cost for a 2022 Ford Edge using different driver ages and risk profiles.
The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.
To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $15,214 a year for full coverage.
The Edge vs. other SUVs: Which has cheaper insurance?
The Ford Edge ranks #3 out of 29 total vehicles in the midsize SUV category. The Edge costs an average of $1,374 per year to insure for full coverage, while the segment average is $1,544 per year, a difference of $170 per year.
When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $306 less per year than the Jeep Grand Cherokee, $160 less than the Toyota Highlander, $60 less than the Ford Explorer, and $318 less than the Jeep Cherokee.
The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2022 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,224 | -$150 |
| 2 | Subaru Ascent | $1,310 | -$64 |
| 3 | Ford Edge | $1,374 | -- |
| 4 | Subaru Outback | $1,398 | $24 |
| 5 | Nissan Murano | $1,416 | $42 |
| 6 | Toyota Venza | $1,424 | $50 |
| 7 | Ford Explorer | $1,434 | $60 |
| 8 | Kia Sorento | $1,444 | $70 |
| 9 | Hyundai Palisade | $1,462 | $88 |
| 10 | Volkswagen Atlas | $1,472 | $98 |
| 11 | Toyota 4Runner | $1,488 | $114 |
| 12 | Volkswagen Atlas Cross Sport | $1,528 | $154 |
| 13 | Mazda CX-9 | $1,530 | $156 |
| 14 | GMC Acadia | $1,532 | $158 |
| 15 | Toyota Highlander | $1,534 | $160 |
| 16 | Nissan Pathfinder | $1,540 | $166 |
| 17 | Honda Pilot | $1,546 | $172 |
| 18 | Mitsubishi Outlander Sport | $1,548 | $174 |
| 19 | Buick Enclave | $1,562 | $188 |
| 20 | Chevrolet Traverse | $1,568 | $194 |
| 21 | Hyundai Santa Fe | $1,590 | $216 |
| 22 | Kia Telluride | $1,596 | $222 |
| 23 | Chevrolet Blazer | $1,610 | $236 |
| 24 | Jeep Grand Cherokee | $1,680 | $306 |
| 25 | Jeep Cherokee | $1,692 | $318 |
| 26 | Mitsubishi Outlander PHEV | $1,768 | $394 |
| 27 | Dodge Durango | $1,788 | $414 |
| 28 | Tesla Model Y | $1,804 | $430 |
| 29 | Rivian R1S | $1,902 | $528 |
Which Edge model has the cheapest insurance?
With Ford Edge insurance rates ranging from $1,288 to $1,436 per year for an average driver, the cheapest model to insure is the SE. The next cheapest model to insure is the SEL at $1,342 per year. Anticipate paying at least $107 per month for a policy with full coverage.
The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,436 and the ST-Line at $1,414 per year. Those models will cost an extra $148 per year over the least expensive SE model.
The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.
| Ford Edge Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| SE | $1,288 | $644 | $107 |
| SEL | $1,342 | $671 | $112 |
| Titanium | $1,390 | $695 | $116 |
| ST-Line | $1,414 | $707 | $118 |
| ST | $1,436 | $718 | $120 |
Prior model year Ford Edge car insurance rates
The following sections detail Ford Edge insurance rates for every trim level for the 2013 to 2021 model years.
How much does insurance cost for a 2021 Ford Edge?
Average insurance rates for a 2021 Ford Edge are $1,260 per year, or around $105 per month. Rates range from $1,172 per year for the Edge SE 2WD to $1,320 for the Edge Titanium AWD.
| 2021 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,172 | $98 |
| SE AWD | $1,230 | $103 |
| SEL 2WD | $1,230 | $103 |
| SEL AWD | $1,274 | $106 |
| Titanium 2WD | $1,274 | $106 |
| ST AWD | $1,320 | $110 |
| Titanium AWD | $1,320 | $110 |
How much does 2020 Edge insurance cost?
Average insurance rates for a 2020 Ford Edge are $1,232 per year, or around $103 per month. Rates range from $1,144 per year for the Edge SE 2WD to $1,290 for the Edge Titanium AWD.
| 2020 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,144 | $95 |
| SE AWD | $1,202 | $100 |
| SEL 2WD | $1,202 | $100 |
| SEL AWD | $1,246 | $104 |
| Titanium 2WD | $1,246 | $104 |
| ST AWD | $1,290 | $108 |
| Titanium AWD | $1,290 | $108 |
How much are 2019 Ford Edge car insurance rates?
Insurance rates for a 2019 Ford Edge average $1,296 per year, or about $108 per month. Rates range from $1,190 per year for the Edge SE 2WD to $1,374 for the Edge Titanium AWD.
| 2019 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,190 | $99 |
| SE AWD | $1,232 | $103 |
| SEL 2WD | $1,288 | $107 |
| SEL AWD | $1,288 | $107 |
| Titanium 2WD | $1,330 | $111 |
| ST AWD | $1,374 | $115 |
| Titanium AWD | $1,374 | $115 |
How much does 2018 Ford Edge insurance cost?
2018 Ford Edge insurance rates average $1,242 per year, or around $104 per month. Cost ranges from $1,160 per year for the Edge SE 2WD to $1,336 for the Edge Sport AWD.
| 2018 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,160 | $97 |
| SE AWD | $1,200 | $100 |
| SEL 2WD | $1,200 | $100 |
| SEL AWD | $1,254 | $105 |
| Titanium 2WD | $1,254 | $105 |
| Titanium AWD | $1,294 | $108 |
| Sport AWD | $1,336 | $111 |
What does 2017 Edge insurance cost?
A 2017 Ford Edge averages $1,208 per year for full coverage insurance, or around $101 per month. Rates range from $1,128 per year for the Edge SE 2WD to $1,298 for the Edge Sport AWD.
| 2017 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,128 | $94 |
| SE AWD | $1,168 | $97 |
| SEL 2WD | $1,168 | $97 |
| SEL AWD | $1,218 | $102 |
| Titanium 2WD | $1,218 | $102 |
| Titanium AWD | $1,258 | $105 |
| Sport AWD | $1,298 | $108 |
How much is 2016 Ford Edge auto insurance?
Average insurance cost for a 2016 Ford Edge is $1,252 per year, or around $104 per month. Rates range from $1,182 per year for the Edge SE 2WD to $1,330 for the Edge Sport AWD.
| 2016 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,182 | $99 |
| SE AWD | $1,218 | $102 |
| SEL 2WD | $1,218 | $102 |
| SEL AWD | $1,256 | $105 |
| Titanium 2WD | $1,256 | $105 |
| Titanium AWD | $1,292 | $108 |
| Sport AWD | $1,330 | $111 |
What is the average cost for 2015 Ford Edge insurance?
Insurance rates average $1,214 per year for a 2015 Ford Edge, or around $101 per month. Rates range from $1,144 per year for the Edge SE 2WD to $1,284 for the Edge Sport AWD.
| 2015 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,144 | $95 |
| SE AWD | $1,178 | $98 |
| SEL 2WD | $1,178 | $98 |
| SEL AWD | $1,214 | $101 |
| Titanium 2WD | $1,214 | $101 |
| Sport 2WD | $1,250 | $104 |
| Titanium AWD | $1,250 | $104 |
| Sport AWD | $1,284 | $107 |
How much is 2014 Edge insurance?
Average insurance cost for a 2014 Ford Edge is $984 per year, or around $82 per month. Rates range from $902 per year for the Edge SE 2WD to $1,032 for the Edge Sport AWD.
| 2014 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $902 | $75 |
| SE AWD | $936 | $78 |
| SEL 2WD | $936 | $78 |
| Limited 2WD | $1,000 | $83 |
| SEL AWD | $1,000 | $83 |
| Limited AWD | $1,032 | $86 |
| Sport 2WD | $1,032 | $86 |
| Sport AWD | $1,032 | $86 |
What does 2013 Ford Edge insurance cost?
Insurance rates for a 2013 Ford Edge average $1,012 per year, or about $84 per month. Rates range from $914 per year for the Edge SE 2WD to $1,064 for the Edge Sport AWD.
| 2013 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $914 | $76 |
| SE AWD | $944 | $79 |
| SEL 2WD | $976 | $81 |
| Limited 2WD | $1,034 | $86 |
| SEL AWD | $1,034 | $86 |
| Limited AWD | $1,064 | $89 |
| Sport 2WD | $1,064 | $89 |
| Sport AWD | $1,064 | $89 |
Are insurance rates affected by where I live?
Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $922 a year in Virginia Beach, VA, or $982 in Charlotte, NC, to expensive rates like $2,654 a year in Miami, FL, and $5,374 in Detroit, MI.
Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,264 per year, San Diego, CA, at an estimated $1,546, Colorado Springs, CO, averaging $1,656, and Houston, TX, at $1,458.
The data below shows average insurance policy costs for a Ford Edge in the 15 largest urban areas in the U.S. For this comparison, rates range from $1,032 per year in Columbus, OH, to $2,590 in New York, NY, a difference of $1,558.
What is the average Edge insurance cost in my state?
When evaluating Ford Edge insurance rates at the state level, states like Maine ($950) and Iowa ($992) tend to be cheaper, while states like Florida ($2,006), Michigan ($2,186), and Louisiana ($1,988) have more expensive auto insurance.
Most of the other states are closer to average, with states like Arkansas, South Dakota, and Colorado included in this group with average Ford Edge insurance rates of $1,468, $1,244, and $1,464 per year, respectively.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,120 | $560 | $93 |
| Alaska | $1,206 | $603 | $101 |
| Arizona | $1,222 | $611 | $102 |
| Arkansas | $1,468 | $734 | $122 |
| California | $1,572 | $786 | $131 |
| Colorado | $1,464 | $732 | $122 |
| Connecticut | $1,330 | $665 | $111 |
| Delaware | $1,396 | $698 | $116 |
| Florida | $2,006 | $1,003 | $167 |
| Georgia | $1,328 | $664 | $111 |
| Hawaii | $932 | $466 | $78 |
| Idaho | $1,084 | $542 | $90 |
| Illinois | $1,108 | $554 | $92 |
| Indiana | $1,024 | $512 | $85 |
| Iowa | $992 | $496 | $83 |
| Kansas | $1,380 | $690 | $115 |
| Kentucky | $1,594 | $797 | $133 |
| Louisiana | $1,988 | $994 | $166 |
| Maine | $950 | $475 | $79 |
| Maryland | $1,242 | $621 | $104 |
| Massachusetts | $1,122 | $561 | $94 |
| Michigan | $2,186 | $1,093 | $182 |
| Minnesota | $1,206 | $603 | $101 |
| Mississippi | $1,296 | $648 | $108 |
| Missouri | $1,456 | $728 | $121 |
| Montana | $1,338 | $669 | $112 |
| Nebraska | $1,312 | $656 | $109 |
| Nevada | $1,504 | $752 | $125 |
| New Hampshire | $826 | $413 | $69 |
| New Jersey | $1,296 | $648 | $108 |
| New Mexico | $1,100 | $550 | $92 |
| New York | $1,460 | $730 | $122 |
| North Carolina | $872 | $436 | $73 |
| North Dakota | $1,140 | $570 | $95 |
| Ohio | $798 | $399 | $67 |
| Oklahoma | $1,334 | $667 | $111 |
| Oregon | $1,150 | $575 | $96 |
| Pennsylvania | $1,156 | $578 | $96 |
| Rhode Island | $1,616 | $808 | $135 |
| South Carolina | $1,264 | $632 | $105 |
| South Dakota | $1,244 | $622 | $104 |
| Tennessee | $1,084 | $542 | $90 |
| Texas | $1,292 | $646 | $108 |
| Utah | $1,134 | $567 | $95 |
| Vermont | $912 | $456 | $76 |
| Virginia | $886 | $443 | $74 |
| Washington | $1,042 | $521 | $87 |
| West Virginia | $1,236 | $618 | $103 |
| Wisconsin | $932 | $466 | $78 |
| Wyoming | $1,260 | $630 | $105 |
