- Ford Edge car insurance costs an average of $1,314 per year or around $110 per month, depending on the trim level.
- When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $213 less per year on average.
- The cheapest model of Ford Edge to insure is the SE at an estimated $1,244 per year, or about $104 per month.
How much does Ford Edge insurance cost?
Average Ford Edge car insurance rates cost $1,314 annually, or around $110 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $344 a year, collision insurance costs approximately $684, and the remaining liability and medical coverage costs about $286.
The chart below illustrates average car insurance cost for a 2022 Ford Edge using different driver ages and risk profiles.
The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.
To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $14,414 a year for full coverage.
The Edge vs. other SUVs: Which has cheaper insurance?
The Ford Edge ranks #3 out of 29 total vehicles in the midsize SUV category. The Edge costs an average of $1,314 per year to insure for full coverage, while the segment average is $1,527 per year, a difference of $213 per year.
When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $316 less per year than the Jeep Grand Cherokee, $324 less than the Toyota Highlander, $122 less than the Ford Explorer, and $352 less than the Jeep Cherokee.
The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2022 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Blazer | $1,236 | -$78 |
| 2 | Nissan Murano | $1,290 | -$24 |
| 3 | Ford Edge | $1,314 | -- |
| 4 | Subaru Ascent | $1,316 | $2 |
| 5 | Honda Passport | $1,352 | $38 |
| 6 | Kia Telluride | $1,364 | $50 |
| 7 | Honda Pilot | $1,402 | $88 |
| 8 | Ford Explorer | $1,436 | $122 |
| 9 | Chevrolet Traverse | $1,440 | $126 |
| 10 | Subaru Outback | $1,452 | $138 |
| 11 | GMC Acadia | $1,492 | $178 |
| 12 | Hyundai Palisade | $1,494 | $180 |
| 13 | Volkswagen Atlas Cross Sport | $1,502 | $188 |
| 14 | Nissan Pathfinder | $1,514 | $200 |
| 15 | Volkswagen Atlas | $1,522 | $208 |
| 16 | Toyota 4Runner | $1,536 | $222 |
| 17 | Kia Sorento | $1,556 | $242 |
| 18 | Toyota Venza | $1,566 | $252 |
| 19 | Buick Enclave | $1,570 | $256 |
| 20 | Mitsubishi Outlander Sport | $1,600 | $286 |
| 21 | Mazda CX-9 | $1,602 | $288 |
| 22 | Hyundai Santa Fe | $1,610 | $296 |
| 23 | Jeep Grand Cherokee | $1,630 | $316 |
| 24 | Toyota Highlander | $1,638 | $324 |
| 25 | Jeep Cherokee | $1,666 | $352 |
| 26 | Dodge Durango | $1,686 | $372 |
| 27 | Mitsubishi Outlander PHEV | $1,738 | $424 |
| 28 | Rivian R1S | $1,814 | $500 |
| 29 | Tesla Model Y | $1,940 | $626 |
Which Edge model has the cheapest insurance?
With Ford Edge insurance rates ranging from $1,244 to $1,370 per year for an average driver, the cheapest model to insure is the SE. The next cheapest model to insure is the SEL at $1,284 per year. Anticipate paying at least $104 per month for a policy with full coverage.
The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,370 and the ST-Line at $1,340 per year. Those models will cost an extra $126 per year over the least expensive SE model.
The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.
| Ford Edge Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| SE | $1,244 | $622 | $104 |
| SEL | $1,284 | $642 | $107 |
| Titanium | $1,340 | $670 | $112 |
| ST-Line | $1,340 | $670 | $112 |
| ST | $1,370 | $685 | $114 |
Prior model year Ford Edge car insurance rates
The following sections detail Ford Edge insurance rates for every trim level for the 2013 to 2021 model years.
How much does insurance cost for a 2021 Ford Edge?
Average insurance rates for a 2021 Ford Edge are $1,240 per year, or around $103 per month. Rates range from $1,152 per year for the Edge SE 2WD to $1,298 for the Edge Titanium AWD.
| 2021 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,152 | $96 |
| SE AWD | $1,210 | $101 |
| SEL 2WD | $1,210 | $101 |
| SEL AWD | $1,256 | $105 |
| Titanium 2WD | $1,256 | $105 |
| ST AWD | $1,298 | $108 |
| Titanium AWD | $1,298 | $108 |
How much does 2020 Edge insurance cost?
Average insurance rates for a 2020 Ford Edge are $1,212 per year, or around $101 per month. Rates range from $1,130 per year for the Edge SE 2WD to $1,270 for the Edge Titanium AWD.
| 2020 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,130 | $94 |
| SE AWD | $1,186 | $99 |
| SEL 2WD | $1,186 | $99 |
| SEL AWD | $1,228 | $102 |
| Titanium 2WD | $1,228 | $102 |
| ST AWD | $1,270 | $106 |
| Titanium AWD | $1,270 | $106 |
How much are 2019 Ford Edge car insurance rates?
Insurance rates for a 2019 Ford Edge average $1,274 per year, or about $106 per month. Rates range from $1,170 per year for the Edge SE 2WD to $1,350 for the Edge Titanium AWD.
| 2019 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,170 | $98 |
| SE AWD | $1,212 | $101 |
| SEL 2WD | $1,266 | $106 |
| SEL AWD | $1,266 | $106 |
| Titanium 2WD | $1,310 | $109 |
| ST AWD | $1,350 | $113 |
| Titanium AWD | $1,350 | $113 |
How much does 2018 Ford Edge insurance cost?
2018 Ford Edge insurance rates average $1,222 per year, or around $102 per month. Cost ranges from $1,138 per year for the Edge SE 2WD to $1,312 for the Edge Sport AWD.
| 2018 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,138 | $95 |
| SE AWD | $1,178 | $98 |
| SEL 2WD | $1,178 | $98 |
| SEL AWD | $1,232 | $103 |
| Titanium 2WD | $1,232 | $103 |
| Titanium AWD | $1,272 | $106 |
| Sport AWD | $1,312 | $109 |
What does 2017 Edge insurance cost?
A 2017 Ford Edge averages $1,188 per year for full coverage insurance, or around $99 per month. Rates range from $1,110 per year for the Edge SE 2WD to $1,276 for the Edge Sport AWD.
| 2017 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,110 | $93 |
| SE AWD | $1,150 | $96 |
| SEL 2WD | $1,150 | $96 |
| SEL AWD | $1,198 | $100 |
| Titanium 2WD | $1,198 | $100 |
| Titanium AWD | $1,238 | $103 |
| Sport AWD | $1,276 | $106 |
How much is 2016 Ford Edge auto insurance?
Average insurance cost for a 2016 Ford Edge is $1,230 per year, or around $103 per month. Rates range from $1,160 per year for the Edge SE 2WD to $1,306 for the Edge Sport AWD.
| 2016 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,160 | $97 |
| SE AWD | $1,198 | $100 |
| SEL 2WD | $1,198 | $100 |
| SEL AWD | $1,234 | $103 |
| Titanium 2WD | $1,234 | $103 |
| Titanium AWD | $1,272 | $106 |
| Sport AWD | $1,306 | $109 |
What is the average cost for 2015 Ford Edge insurance?
Insurance rates average $1,194 per year for a 2015 Ford Edge, or around $100 per month. Rates range from $1,126 per year for the Edge SE 2WD to $1,264 for the Edge Sport AWD.
| 2015 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $1,126 | $94 |
| SE AWD | $1,160 | $97 |
| SEL 2WD | $1,160 | $97 |
| SEL AWD | $1,194 | $100 |
| Titanium 2WD | $1,194 | $100 |
| Sport 2WD | $1,228 | $102 |
| Titanium AWD | $1,228 | $102 |
| Sport AWD | $1,264 | $105 |
How much is 2014 Edge insurance?
Average insurance cost for a 2014 Ford Edge is $968 per year, or around $81 per month. Rates range from $890 per year for the Edge SE 2WD to $1,016 for the Edge Sport AWD.
| 2014 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $890 | $74 |
| SE AWD | $920 | $77 |
| SEL 2WD | $920 | $77 |
| Limited 2WD | $984 | $82 |
| SEL AWD | $984 | $82 |
| Limited AWD | $1,016 | $85 |
| Sport 2WD | $1,016 | $85 |
| Sport AWD | $1,016 | $85 |
What does 2013 Ford Edge insurance cost?
Insurance rates for a 2013 Ford Edge average $994 per year, or about $83 per month. Rates range from $898 per year for the Edge SE 2WD to $1,046 for the Edge Sport AWD.
| 2013 Ford Edge Trim Level | Annual Rate | Per Month |
|---|---|---|
| SE 2WD | $898 | $75 |
| SE AWD | $928 | $77 |
| SEL 2WD | $958 | $80 |
| Limited 2WD | $1,016 | $85 |
| SEL AWD | $1,016 | $85 |
| Limited AWD | $1,046 | $87 |
| Sport 2WD | $1,046 | $87 |
| Sport AWD | $1,046 | $87 |
Are insurance rates affected by where I live?
Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $860 a year in Virginia Beach, VA, or $914 in Charlotte, NC, to expensive rates like $2,540 a year in Miami, FL, and $5,188 in Detroit, MI.
Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,194 per year, San Diego, CA, at an estimated $1,466, Colorado Springs, CO, averaging $1,574, and Houston, TX, at $1,382.
The data below shows average insurance policy costs for a Ford Edge in the 15 largest urban areas in the U.S. For this comparison, rates range from $968 per year in Columbus, OH, to $2,484 in New York, NY, a difference of $1,516.
What is the average Edge insurance cost in my state?
When evaluating Ford Edge insurance rates at the state level, states like Maine ($922) and Iowa ($968) tend to be cheaper, while states like Florida ($1,950), Michigan ($2,124), and Louisiana ($1,934) have more expensive auto insurance.
Most of the other states are closer to average, with states like Arkansas, South Dakota, and Colorado included in this group with average Ford Edge insurance rates of $1,426, $1,210, and $1,424 per year, respectively.
| U.S. State | Annual Cost | 6-month Cost | Monthly Cost |
|---|---|---|---|
| Alabama | $1,088 | $544 | $91 |
| Alaska | $1,170 | $585 | $98 |
| Arizona | $1,188 | $594 | $99 |
| Arkansas | $1,426 | $713 | $119 |
| California | $1,526 | $763 | $127 |
| Colorado | $1,424 | $712 | $119 |
| Connecticut | $1,292 | $646 | $108 |
| Delaware | $1,356 | $678 | $113 |
| Florida | $1,950 | $975 | $163 |
| Georgia | $1,288 | $644 | $107 |
| Hawaii | $906 | $453 | $76 |
| Idaho | $1,054 | $527 | $88 |
| Illinois | $1,078 | $539 | $90 |
| Indiana | $996 | $498 | $83 |
| Iowa | $968 | $484 | $81 |
| Kansas | $1,344 | $672 | $112 |
| Kentucky | $1,552 | $776 | $129 |
| Louisiana | $1,934 | $967 | $161 |
| Maine | $922 | $461 | $77 |
| Maryland | $1,206 | $603 | $101 |
| Massachusetts | $1,092 | $546 | $91 |
| Michigan | $2,124 | $1,062 | $177 |
| Minnesota | $1,172 | $586 | $98 |
| Mississippi | $1,258 | $629 | $105 |
| Missouri | $1,414 | $707 | $118 |
| Montana | $1,300 | $650 | $108 |
| Nebraska | $1,274 | $637 | $106 |
| Nevada | $1,464 | $732 | $122 |
| New Hampshire | $804 | $402 | $67 |
| New Jersey | $1,258 | $629 | $105 |
| New Mexico | $1,070 | $535 | $89 |
| New York | $1,418 | $709 | $118 |
| North Carolina | $846 | $423 | $71 |
| North Dakota | $1,110 | $555 | $93 |
| Ohio | $776 | $388 | $65 |
| Oklahoma | $1,294 | $647 | $108 |
| Oregon | $1,118 | $559 | $93 |
| Pennsylvania | $1,124 | $562 | $94 |
| Rhode Island | $1,574 | $787 | $131 |
| South Carolina | $1,234 | $617 | $103 |
| South Dakota | $1,210 | $605 | $101 |
| Tennessee | $1,056 | $528 | $88 |
| Texas | $1,256 | $628 | $105 |
| Utah | $1,102 | $551 | $92 |
| Vermont | $884 | $442 | $74 |
| Virginia | $860 | $430 | $72 |
| Washington | $1,014 | $507 | $85 |
| West Virginia | $1,202 | $601 | $100 |
| Wisconsin | $906 | $453 | $76 |
| Wyoming | $1,224 | $612 | $102 |
