Ford Edge Car Insurance Rates for 2023

Does a Ford Edge have cheap insurance rates?

From the SE model to the ST trim, we compared insurance rates on the Edge to see how the average cost ranks against the entire 2023 midsize SUV segment.

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  • Ford Edge car insurance costs an average of $1,494 per year or around $125 per month, depending on the trim level.
  • When compared to other midsize SUVs, the Ford Edge is one of the cheaper midsize SUVs to insure, costing $230 less per year on average.
  • The cheapest model of Ford Edge to insure is the SE trim at an estimated $1,432 per year, or about $119 per month.

How much does Ford Edge insurance cost?

Average Ford Edge car insurance rates cost $1,494 annually, or around $125 a month. From the perspective of individual coverages, comprehensive coverage costs an estimated $386 a year, collision insurance costs approximately $706, and the remaining liability and medical coverage costs about $402.

The chart below illustrates the average car insurance cost for a 2023 Ford Edge using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Ford Edge with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Edge trim levels.Data last updated on March 2, 2023
Ford Edge Insurance Cost Summary
2023 Ford Edge Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,374$281
Safe Driver Age 20$2,958$247
At-fault Accidents Age 40$2,088$174
Low Deductibles Age 40$1,976$165
Safe Driver Age 30$1,584$132
Safe Driver Age 40$1,494$125
Safe Driver Age 50$1,360$113
Safe Driver Age 60$1,336$111
High Deductibles Age 40$1,248$104
Discount Rate Age 40$1,244$104

The chart above displays a small number of Edge car insurance costs from a very large data set. If the chart included all rates for every possible rating scenario, including all five different trim levels of Edge and all 40,000+ zip codes in the U.S., the end result would have 483,840,000,000 different possible car insurance rates for a Ford Edge.

To help you comprehend the full range of possible insurance rates, think about the fact that liability-only insurance for a Ford Edge in the cheaper areas of Illinois or Wisconsin may be as cheap as $219 a year, while insurance cost for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana might be as much as $12,336 a year for full coverage.

The Edge vs. other SUVs: Which has cheaper insurance?

The Ford Edge ranks third out of 31 total vehicles in the midsize SUV category. The Edge costs an average of $1,494 per year to insure for full coverage, while the segment average is $1,724 per year, a difference of $230 per year.

When compared to popular vehicles in the midsize SUV segment, average insurance rates for a Ford Edge cost $382 less per year than the Jeep Grand Cherokee, $268 less than the Toyota Highlander, $10 less than the Ford Explorer, and $420 less than the Jeep Cherokee.

The chart below shows how average insurance cost for a Ford Edge compares to the rest of the top 10 most popular midsize SUVs for the 2023 model year. For a full segment comparison, you will find an expanded table after the chart detailing average insurance rates for every vehicle in the midsize SUV class

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Ford Edge vs Top 10 Midsize SUVs Insurance Rate Comparison
Ford Edge Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,368-$126
2Subaru Ascent$1,434-$60
3Ford Edge$1,494--
4Ford Explorer$1,504$10
5Volkswagen Atlas$1,506$12
6Nissan Murano$1,516$22
7Subaru Outback$1,518$24
8Volkswagen Atlas Cross Sport$1,576$82
9Toyota Venza$1,608$114
10Kia Sorento$1,618$124
11Hyundai Palisade$1,638$144
12Toyota 4Runner$1,654$160
13GMC Acadia$1,682$188
14Chevrolet Traverse$1,684$190
15Honda Pilot$1,696$202
16Buick Enclave$1,702$208
17Nissan Pathfinder$1,712$218
18Mazda CX-9$1,720$226
19Mitsubishi Outlander Sport$1,744$250
20Kia Telluride$1,754$260
21Toyota Highlander$1,762$268
22Chevrolet Blazer$1,786$292
23Hyundai Santa Fe$1,810$316
24Jeep Grand Cherokee$1,876$382
25Jeep Cherokee$1,914$420
26Jeep Wrangler$1,952$458
27Ford Bronco$1,962$468
28Tesla Model Y$1,970$476
29Mitsubishi Outlander PHEV$2,018$524
30Dodge Durango$2,102$608
31Rivian R1S$2,160$666

What is the cheapest insurance on a Ford Edge?

With Ford Edge insurance rates ranging from $1,432 to $1,556 per year for an average driver, the cheapest model to insure is the SE trim level. The next cheapest model to insure is the SEL at $1,458 per year. Anticipate paying at least $119 per month for a policy with full coverage.

The least budget-friendly trim levels of Ford Edge to insure are the ST at $1,556 and the ST-Line at $1,514 per year. Those models will cost an extra $124 per year over the least expensive SE model.

The next table shows average yearly and 6-month car insurance policy costs, including a monthly budget amount, for each Ford Edge trim level.

2023 Ford Edge Insurance Cost by Trim Level
Ford Edge Trim Level Annual Policy Six-Month Policy Per Month
SE$1,432$716$119
SEL$1,458$729$122
Titanium$1,514$757$126
ST-Line$1,514$757$126
ST$1,556$778$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Ford Edge Insurance Cost by Trim Level

Insurance rates for new and used models

Buying a used model is usually a good way to reduce the cost of car insurance. The Ford Edge is no exception. For example, a 2018 Ford Explorer will cost around $150 a year less to insure that a new model. For a model that’s closer to ten years old, you could be looking at savings closer to $500 a year.

The table below details average rates for three different driver age groups back to the 2013 model year.

Ford Edge Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Ford Edge$2,958$1,494$1,336
2022 Ford Edge$2,944$1,488$1,330
2021 Ford Edge$2,720$1,370$1,226
2020 Ford Edge$2,680$1,346$1,208
2019 Ford Edge$2,808$1,404$1,258
2018 Ford Edge$2,694$1,342$1,206
2017 Ford Edge$2,574$1,288$1,158
2016 Ford Edge$2,686$1,344$1,208
2015 Ford Edge$2,552$1,282$1,152
2014 Ford Edge$2,062$1,046$938
2013 Ford Edge$2,152$1,086$978

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Ford Edge Insurance Cost by Model Year

Rates by U.S. city and state

Depending on your zip code, the cost of insuring your Edge can fluctuate significantly, from cheaper rates like $1,002 a year in Virginia Beach, VA, or $1,058 in Charlotte, NC, to expensive rates like $2,154 a year in Miami, FL, and $3,482 in Detroit, MI.

Ford Edge insurance rates in some other cities include El Paso, TX, costing $1,336 per year, San Diego, CA, at an estimated $1,610, Colorado Springs, CO, averaging $1,720, and Houston, TX, at $1,526.

The data below shows average insurance policy costs for a Ford Edge in the thirty largest urban areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Ford Edge, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Ford Edge trim levels.Data last updated on March 2, 2023
Ford Edge Insurance Rates in Large U.S. Cities
Ford Edge Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,634$220
Philadelphia, PA$2,338$195
Las Vegas, NV$2,332$194
Los Angeles, CA$2,328$194
San Francisco, CA$2,012$168
Kansas City, MO$1,790$149
Oklahoma City, OK$1,790$149
Denver, CO$1,758$147
Memphis, TN$1,758$147
Atlanta, GA$1,734$145
San Jose, CA$1,682$140
Phoenix, AZ$1,642$137
Portland, OR$1,620$135
San Diego, CA$1,610$134
Jacksonville, FL$1,604$134
Boston, MA$1,604$134
Chicago, IL$1,556$130
Dallas, TX$1,532$128
Houston, TX$1,526$127
Seattle, WA$1,520$127
Nashville, TN$1,464$122
Milwaukee, WI$1,458$122
Albuquerque, NM$1,428$119
San Antonio, TX$1,384$115
Omaha, NE$1,344$112
Fort Worth, TX$1,340$112
Austin, TX$1,320$110
Indianapolis, IN$1,204$100
Columbus, OH$1,108$92
Charlotte, NC$1,058$88

Average Ford Edge insurance rates by U.S. state

When evaluating Ford Edge insurance rates at the state level, states like Maine ($900) and Iowa ($998) tend to be cheaper, while states like Florida ($1,860), Michigan ($2,042), and Louisiana ($1,780) have more expensive auto insurance.

Most of the other states are closer to average, with states like Maryland and Texas included in this group. Those states have average Ford Edge insurance rates of $1,388 and $1,386 per year.

Ford Edge Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,346$673$112
Alaska$1,130$565$94
Arizona$1,372$686$114
Arkansas$1,564$782$130
California$1,806$903$151
Colorado$1,604$802$134
Connecticut$1,666$833$139
Delaware$1,700$850$142
Florida$1,860$930$155
Georgia$1,526$763$127
Hawaii$1,020$510$85
Idaho$1,066$533$89
Illinois$1,310$655$109
Indiana$1,116$558$93
Iowa$998$499$83
Kansas$1,472$736$123
Kentucky$1,602$801$134
Louisiana$1,780$890$148
Maine$900$450$75
Maryland$1,388$694$116
Massachusetts$1,630$815$136
Michigan$2,042$1,021$170
Minnesota$1,280$640$107
Mississippi$1,460$730$122
Missouri$1,688$844$141
Montana$1,372$686$114
Nebraska$1,248$624$104
Nevada$1,790$895$149
New Hampshire$1,000$500$83
New Jersey$1,812$906$151
New Mexico$1,228$614$102
New York$1,730$865$144
North Carolina$934$467$78
North Dakota$1,238$619$103
Ohio$1,040$520$87
Oklahoma$1,650$825$138
Oregon$1,396$698$116
Pennsylvania$1,434$717$120
Rhode Island$1,854$927$155
South Carolina$1,254$627$105
South Dakota$1,534$767$128
Tennessee$1,420$710$118
Texas$1,386$693$116
Utah$1,308$654$109
Vermont$1,086$543$91
Virginia$994$497$83
Washington$1,350$675$113
West Virginia$1,334$667$111
Wisconsin$1,068$534$89
Wyoming$1,328$664$111

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Ford Edge, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Edge trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on March 2, 2023
Ford Edge insurance rates by U.S. state