Ford Expedition vs Chevy Suburban Insurance Cost

• • A 2024 Chevrolet Suburban costs less to insure than a 2024 Ford Expedition by an average of $208 per year, $2,586 compared to $2,378.

• For a 2024 Ford Expedition, average full-coverage car insurance rates range from $2,338 to $2,806 per year, while insurance for a 2024 Chevrolet Suburban ranges from $2,238 to $2,500 for full-coverage.
• Out of nine models in the 2024 large SUV segment, the Ford Expedition ranks fifth and the Chevrolet Suburban ranks second for average car insurance affordability.
• If affordable monthly car insurance payments are the most important criteria, the XLT MAX and XLT MAX 4WD trims are the cheapest Ford Expedition models to insure, while the LS 2WD and LS 4WD trims are the cheapest Chevrolet Suburban models to insure.

Is a Ford Expedition or Chevy Suburban cheaper to insure?

When comparing 2024 Ford Expedition and Chevrolet Suburban models, the model with the lower car insurance rates is the Chevrolet Suburban. Insurance on a Ford Expedition costs an average of $2,586 per year, and insurance for a Chevrolet Suburban costs an average of $2,378 per year.

Out of 19 trims for the 2024 Ford Expedition, the cheapest rates are on the XLT MAX trim at a cost of $2,338 per year. The 2024 Chevrolet Suburban has 11 trims available, with the cheapest model to insure being the LS 2WD model at an average cost of $2,238 per year.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level is the Chevrolet Suburban LS 2WD at an average cost of $2,238 per year. The most expensive trim is the Ford Expedition Platinum 4WD costing an average of $2,806 per year.

The table below ranks the yearly and monthly cost of car insurance for 2024 Ford Expedition and Chevrolet Suburban models, with average cost for each trim level.

The rate chart below demonstrates the average cost to insure both 2024 models using a range of rated driver ages. The average cost of car insurance ranges from $2,282 to $5,188 per year for a 2024 Ford Expedition, and $2,110 to $4,768 for a 2024 Chevrolet Suburban for the included driver ages.

The next two tables display all the available trims for both 2024 models, along with an average cost for each model. The 2024 Chevrolet Suburban has cheaper overall car insurance rates than the 2024 Ford Expedition.

2023 Ford Expedition vs. Chevrolet Suburban

Insurance on a 2023 Ford Expedition averages $2,404 per year, and insurance for a 2023 Chevrolet Suburban costs an average of $2,310 per year, making the Chevrolet Suburban the model with lower average insurance cost.

For a 2023 Ford Expedition, average car insurance prices range from the cheapest rate of $2,162 per year for the $62,590 XLT MAX model up to the most expensive rate of $2,616 for the $83,695 Platinum 4WD trim.

For a 2023 Chevrolet Suburban, insurance rates range from $2,176 annually for the LS 2WD model to as high as $2,402 for the High Country 2WD trim.

When comparing both models, the overall cheapest vehicle to insure is the Ford Expedition XLT MAX at a cost of $2,162 per year, and the most expensive model and trim level is the Ford Expedition Platinum 4WD at an average cost of $2,616 per year.

For a 2023 Ford Expedition, the cheapest models are the XLT MAX, XLT MAX 4WD, and XL STX. The cheapest Chevrolet Suburban models include the LS 2WD, LS 4WD, and LT 2WD.

From a monthly standpoint, car insurance rates for all 2023 Ford Expedition and Chevrolet Suburban trim levels range from $180 to $218 per month.

The table below compares the yearly and monthly cost of car insurance for 2023 Ford Expedition and Chevrolet Suburban models, showing cost for each trim level of both models.

The next chart demonstrates the average cost to insure both 2023 models with different ages of drivers. The average cost of car insurance ranges from $2,122 to $4,848 per year for a 2023 Ford Expedition, and $2,050 to $4,638 for a 2023 Chevrolet Suburban for the age groups used in the chart.

The rate tables below illustrate the average cost to insure all 2023 trim levels, plus an average rate for each model. The cheapest model to insure for the 2023 model year is the Chevrolet Suburban.

2022 Ford Expedition vs. Chevrolet Suburban

For the 2022 model year, the model having cheaper average car insurance is the Chevrolet Suburban. Insurance rates on a Ford Expedition cost an average of $2,330 per year, and insurance for the Chevrolet Suburban costs an average of $2,264 per year.

Within each different model, however, the cost of car insurance varies noticeably depending on the exact trim level of the vehicle being insured. For a 2022 Ford Expedition, insurance rates range from $2,088 per year for the XLT MAX model up to the most expensive rate of $2,548 for the Platinum 4WD model. For a 2022 Chevrolet Suburban, rates range from $2,126 per year for the LS 2WD model up to $2,398 for the most expensive to insure High Country 4WD model.

When comparing rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Ford Expedition XLT MAX at a cost of $2,088 per year. The most expensive model and trim level is the Ford Expedition Platinum 4WD at a cost of $2,548 per year.

For a 2022 Ford Expedition, the cheapest models are the XLT MAX, XLT MAX 4WD, and XL STX. The cheapest Chevrolet Suburban models include the LS 2WD, LS 4WD, and LT 2WD.

Average car insurance rates for all 2022 Ford Expedition and Chevrolet Suburban trim levels range from $174 to $212 per month.

The rate table below compares and ranks the cost of car insurance for 2022 Ford Expedition and Chevrolet Suburban models, with average rates for each trim level.

The next chart compares the average cost of Ford Expedition insurance to the cost of Chevy Suburban insurance in order to see which 2022 model has cheaper car insurance rates.

The tables below detail insurance rates for all trim levels of 2022 Expedition and Suburban models. The 2022 Ford Expedition has an average insurance cost of $2,330 and the 2022 Chevrolet Suburban is $2,264, making the Chevrolet Suburban cheaper by $66 per year.

2021 Ford Expedition vs Chevrolet Suburban

When comparing car insurance rates for 2021 models, a Ford Expedition costs an average of $2,326 per year to insure and a Chevrolet Suburban costs $2,338, making the Ford Expedition cheaper to insure by $12 per year for this model year.

The chart shown below visualizes the average cost to insure the two models with different drivers at the wheel. Average car insurance cost ranges from $2,058 to $4,726 per year for a 2021 Ford Expedition, and $2,078 to $4,734 for a 2021 Chevrolet Suburban for the included driver ages.

The 2021 Ford Expedition has 10 trims available, with the cheapest trim to insure being the XL 2WD model at an average cost of $2,162 per year, or about $180 per month.

Out of the six trims available for the Chevrolet Suburban, the cheapest 2021 trim level to insure is the LS 2WD model at a cost of $2,246.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Ford Expedition XL 2WD at an average cost of $2,162 per year. The most expensive vehicle to insure is the Ford Expedition Platinum 4WD costing $2,492 per year.

The next tables display trim level insurance rates for each 2021 model, as well as an average rate for each model. The 2021 Ford Expedition has lower-cost car average car insurance rates than the 2021 Chevrolet Suburban.

2020 Ford Expedition vs Chevrolet Suburban

When comparing car insurance rates for 2020 models, the Ford Expedition costs an average of $2,256 per year to insure and the Chevrolet Suburban costs $2,272, making the Ford Expedition the winner by $16.

The next chart visualizes the average cost to insure both models for drivers aged 20 to 50. The average car insurance cost ranges from $1,998 to $4,582 per year for a 2020 Ford Expedition, and $2,022 to $4,600 for a 2020 Chevrolet Suburban for the driver ages used.

The 2020 Ford Expedition has 10 trim levels available, with the cheapest trim to insure being the XL 2WD trim at an average cost of $2,098 per year, or around $175 per month. For the six trims available for the Chevrolet Suburban, the cheapest 2020 trim to insure is the LS 2WD trim at a cost of $2,182.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Ford Expedition XL 2WD at an average rate of $2,098 per year. The highest-cost model and trim is the Ford Expedition Platinum 4WD costing $2,416 per year.

The next two rate tables show the average cost to insure all 2020 trim levels, plus an average rate for each model. The 2020 Ford Expedition wins out over the 2020 Chevrolet Suburban for cheapest car insurance rates.

2019 Ford Expedition vs Chevrolet Suburban

For the 2019 Ford Expedition and Chevrolet Suburban models, the Ford Expedition is cheaper to insure by an average of $100 per year for this comparison year.

The chart below visualizes the average cost to insure both models using a range of rated driver ages. The average cost of car insurance ranges from $1,828 to $4,188 per year for a 2019 Ford Expedition, and $1,928 to $4,396 for a 2019 Chevrolet Suburban for these driver ages.

For the 16 trim levels available for the 2019 Ford Expedition, the cheapest model to insure is the Max XL 2WD trim at an average cost of $1,910 per year, or $159 per month.

For the eight trim levels available for the Chevrolet Suburban, the cheapest 2019 trim to insure is the LS 2WD trim at a cost of $2,012.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Ford Expedition Max XL 2WD at a cost of $1,910 per year. The overall most expensive vehicle to insure is the Chevrolet Suburban HD LT 4WD at an average cost of $2,438 per year.

The next two tables display the average cost to insure all 2019 trim levels, as well as the overall average rate for each model.

2018 Ford Expedition vs Chevrolet Suburban

For 2018 Ford Expedition and Chevrolet Suburban models, the Ford Expedition has lower-cost car insurance by an average of $110 per year for this model year.

The chart below visualizes the average cost to insure the two models with different drivers at the wheel. For a 2018 Ford Expedition, the average cost of car insurance ranges from $1,732 to $3,960 per year for the illustrated age groups. A 2018 Chevrolet Suburban costs from $1,834 to $4,178 to insure per year.

Out of 18 trim levels for the 2018 Ford Expedition, the cheapest insurance prices are on the Max XL 2WD trim at a cost of $1,820 per year, or $152 per month. For the eight trim levels available for the Chevrolet Suburban, the cheapest 2018 trim to insure is the C1500 LS 2WD trim at a cost of $1,926.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Ford Expedition Max XL 2WD at a cost of $1,820 per year. The overall most expensive vehicle to insure is the Chevrolet Suburban HD K3500 LT 4WD at a cost of $2,310 per year.

The next tables illustrate the average insurance cost by trim level for both 2018 models, along with an average cost for each model. The winner for the 2018 car insurance comparison is the Ford Expedition.

2017 Ford Expedition vs Chevrolet Suburban

For 2017 Ford Expedition and Chevrolet Suburban models, the Ford Expedition is cheaper to insure by an average of $30 per year for this model year.

The rate chart below shows the average cost to insure the two models for different driver ages. For a 2017 Ford Expedition, average car insurance cost ranges from $1,728 to $3,938 per year. A 2017 Chevrolet Suburban costs from $1,752 to $3,982 to insure per year.

Out of 20 Ford Expedition trims, the cheapest 2017 trim to insure is the XL 2WD model at an average cost of $1,758 per year, or $147 per month. The 2017 Chevrolet Suburban has eight trims available, with the cheapest trim level to insure being the C1500 LS 2WD trim at an average cost of $1,802 per year, or about $150 per month.

When average car insurance prices for all 28 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Ford Expedition XL 2WD at a cost of $1,758 per year. The most expensive model and trim level is the Chevrolet Suburban HD K3500 LT 4WD costing $2,180 per year.

The two tables below illustrate the average insurance cost by trim level for both 2017 models, including an overall average cost for each model. The cheapest model to insure for the 2017 model year is the Ford Expedition.

2016 Ford Expedition vs Chevrolet Suburban

When comparing insurance cost for 2016 models, the Ford Expedition costs an average of $1,896 per year to insure and the Chevrolet Suburban costs $1,892, making the Chevrolet Suburban the winner by $4 for this comparison year.

The chart shown below displays the average cost to insure both models rated for drivers aged 20 to 50. The average cost of car insurance ranges from $1,690 to $3,838 per year for a 2016 Ford Expedition, and $1,686 to $3,812 for a 2016 Chevrolet Suburban for the example age groups.

Out of 20 trims for the 2016 Ford Expedition, the cheapest insurance prices are on the XL 2WD trim at a cost of $1,740 per year, or $145 per month.

The 2016 Chevrolet Suburban has six trim levels available, with the cheapest model to insure being the C1500 LS 2WD model at an average cost of $1,806 per year, or about $151 per month.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Ford Expedition XL 2WD at an average of $1,740 per year, and the most expensive trim is the Ford Expedition EL Platinum 4WD at an average of $2,056 per year.

The next tables show both 2016 models and all trim levels available for each one, including an overall average cost for each model. The 2016 Chevrolet Suburban has cheaper average car insurance rates than the 2016 Ford Expedition.

2015 Ford Expedition vs Chevrolet Suburban

When comparing average insurance cost for 2015 models, the Ford Expedition costs an average of $1,626 per year to insure and the Chevrolet Suburban costs $1,792, making the Ford Expedition the winner by $166 for this model year.

The next chart illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,444 to $3,250 per year for a 2015 Ford Expedition, and $1,600 to $3,610 for a 2015 Chevrolet Suburban.

Out of 20 trims for the 2015 Ford Expedition, the cheapest rates are on the EL XL 2WD model at a cost of $1,490 per year.

The 2015 Chevrolet Suburban has six trims available, with the cheapest trim to insure being the C1500 LS 2WD trim at an average cost of $1,718 per year, or about $143 per month.

When all 26 trims of both models are combined and compared, the cheapest model and trim level to insure is the Ford Expedition EL XL 2WD at a cost of $1,490 per year, and the most expensive trim is the Chevrolet Suburban K1500 LTZ 4WD at an average cost of $1,854 per year.

The rate tables below illustrate average car insurance rates for each trim level, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2015 is the Ford Expedition.

Additional Ford Expedition and Chevrolet Suburban Resources

• Ford Expedition Insurance Rates
• Chevrolet Suburban Insurance Rates
• Large SUV Insurance Rate Comparisons