Ford Explorer vs. Edge Car Insurance Comparison

• A 2024 Ford Explorer has more affordable car insurance rates than a 2024 Ford Edge by an average of $94 per year, $2,176 compared to $2,270.
• For a 2024 Ford Explorer, average full-coverage car insurance rates range from $1,902 to $2,316 per year, while insurance on a 2024 Ford Edge ranges from $2,186 to $2,372.
• Out of 34 models in the 2024 midsize SUV segment, the Ford Explorer ranks eighth and the Ford Edge ranks 14^th for car insurance affordability.

2024 Ford Explorer vs. Edge Insurance Cost

For the 2024 model year, the one with the cheapest average auto insurance rates is the Ford Explorer. Insurance rates on a Ford Explorer cost an average of $2,176 per year, while insurance for a Ford Edge averages $2,270 per year.

Out of 13 Ford Explorer trims, the cheapest 2024 trim level to insure is the XLT 2WD model at an average cost of $1,902 per year. The 2024 Ford Edge has five trim levels available, with the cheapest trim level to insure being the SE model at an average cost of $2,186 per year.

When all 18 trims of both models are combined and compared, the cheapest model and trim level is the Ford Explorer XLT 2WD at an average rate of $1,902 per year, and the most expensive model and trim level is the Ford Edge ST at an average cost of $2,372 per year.

The table below ranks the cost of car insurance for 2024 Ford Explorer and Ford Edge models, with average rates for each vehicle.

The chart shown below displays the average cost to insure both 2024 models for drivers from age 20 to 50. For a 2024 Ford Explorer, insurance cost ranges from $1,928 to $4,394 per year. A 2024 Ford Edge costs from $2,008 to $4,596 to insure per year.

The next two tables illustrate all the available trims for both 2024 models, plus the average rate for each model. The 2024 Ford Explorer can declare victory over the 2024 Ford Edge for cheapest car insurance rates.

2023 Ford Explorer vs. Ford Edge

Insurance on a 2023 Ford Explorer averages $1,996 per year, whereas insurance for a 2023 Ford Edge costs an average of $1,978 per year, making the Ford Edge the winner by $18 per year.

Within each different model, however, rates vary significantly for each of the different trim levels. For a 2023 Ford Explorer, average insurance prices range from the cheapest rate of $1,814 per year for the $38,570 XLT 2WD model up to $2,076 for the $56,075 King Ranch 4WD model. For a 2023 Ford Edge, insurance rates range from $1,896 annually for the SE model up to $2,060 for the most expensive to insure ST model.

When comparing both models, the most affordable model and trim level is the Ford Explorer XLT 2WD at an average of $1,814 per year. The most expensive vehicle to insure is the Ford Explorer King Ranch 4WD at an average of $2,076 per year.

For a 2023 Ford Explorer, the cheapest models are the XLT 2WD, XLT 4WD, and ST-Line 2WD. The cheapest Ford Edge models include the SE, SEL, and Titanium.

From a cost-per-month basis, car insurance rates for all 2023 Ford Explorer and Ford Edge trim levels range from $151 to $173 per month.

The next chart illustrates average Ford Explorer and Ford Edge car insurance rates for the 2023 model year by driver age.

The next chart displays the average cost to insure both models using different driver ages. The average car insurance cost ranges from $1,756 to $3,966 per year for a 2023 Ford Explorer, and $1,750 to $3,958 for a 2023 Ford Edge for the driver ages used.

Out of 17 trim levels for the 2023 Ford Explorer, the cheapest auto insurance rates are on the XLT 2WD trim at a cost of $1,814 per year.

The 2023 Ford Edge has five trims available, with the cheapest model to insure being the SE trim at an average cost of $1,896 per year.

When comparing both models at a trim-level basis, the cheapest model and trim level to insure is the Ford Explorer XLT 2WD at a cost of $1,814 per year. The highest-cost model and trim is the Ford Explorer King Ranch 4WD at an average of $2,076 per year.

The rate tables below show average car insurance cost by trim level for each 2023 model, plus the average rate for each model. The model with the cheapest car insurance rates for 2023 is the Ford Edge.

2022 Ford Explorer vs. Edge Insurance

When comparing insurance rates for the 2022 Ford Explorer and Ford Edge models, the Ford Edge is cheaper to insure by an average of $86 per year for 2022.

The rate chart below demonstrates the average cost to insure both models rated for different driver ages. For a 2022 Ford Explorer, average car insurance cost ranges from $1,818 to $4,118 per year for the illustrated age groups. A 2022 Ford Edge costs from $1,744 to $3,948 to insure per year.

The 2022 Ford Explorer has 15 trim levels available, with the cheapest trim to insure being the XLT 2WD model at an average cost of $1,894 per year. For the five trims available for the Ford Edge, the cheapest 2022 trim to insure is the SE model at a cost of $1,850.

When insurance prices for all 20 trim levels for both 2022 models are compared, the most affordable model and trim level to insure is the Ford Edge SE at an average cost of $1,850 per year, and the most expensive trim is the Ford Explorer Platinum 4WD costing an average of $2,178 per year.

The two tables below show the cost to insure the available trim levels for both 2022 models, along with the average rate for each model. The model with the cheapest overall car insurance cost for 2022 is the Ford Edge.

2021 Ford Explorer vs. Edge Insurance

For 2021 Ford Explorer and Ford Edge models, the Ford Edge has lower-cost car insurance by an average of $282 per year for this comparison year.

The chart below displays the average cost to insure both models using different driver ages. The average car insurance cost ranges from $1,868 to $4,230 per year for a 2021 Ford Explorer, and $1,606 to $3,668 for a 2021 Ford Edge for the age groups used in the chart.

The 2021 Ford Explorer has 13 trim levels available, with the cheapest trim to insure being the 2WD trim at an average cost of $1,850 per year. Out of the seven trim levels available for the Ford Edge, the cheapest 2021 trim to insure is the SE 2WD model at a cost of $1,696 per year, or around $141 per month.

When average car insurance prices for all 20 trim levels for both vehicles are compared, the cheapest trim to insure is the Ford Edge SE 2WD at an average cost of $1,696 per year, and the most expensive model and trim level is the Ford Explorer Platinum 4WD costing an average of $2,268 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average rate. The model with the cheapest average car insurance rates for 2021 is the Ford Edge.

2020 Ford Explorer vs. Edge Insurance

For 2020 Ford Explorer and Ford Edge models, the Ford Edge is cheaper to insure by an average of $240 per year.

The chart below displays the average cost to insure both models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,780 to $4,026 per year for a 2020 Ford Explorer, and $1,554 to $3,546 for a 2020 Ford Edge for the included driver ages.

For the nine trim levels available for the 2020 Ford Explorer, the cheapest trim to insure is the 2WD model at an average cost of $1,810 per year.

For the seven trims available for the Ford Edge, the cheapest 2020 trim level to insure is the SE 2WD trim at a cost of $1,642 per year, or $137 per month.

When rates for all 16 trim levels for both 2020 models are compared, the lowest-cost model and trim level to insure is the Ford Edge SE 2WD at an average cost of $1,642 per year. The most expensive vehicle to insure is the Ford Explorer Platinum 4WD costing an average of $2,190 per year.

The tables shown below display trim level insurance cost averages for both 2020 models, as well as the overall average rate for each model.

2019 Ford Explorer vs. Edge Insurance

When comparing average insurance rates for the 2019 Ford Explorer and Ford Edge models, the Ford Edge is cheaper by an average of $106 per year for this model year.

The chart shown below visualizes the average cost to insure the two models using different driver ages. For a 2019 Ford Explorer, insurance cost ranges from $1,714 to $3,892 per year for these driver ages. A 2019 Ford Edge costs from $1,612 to $3,706 to insure per year.

Out of eight Ford Explorer trims, the cheapest 2019 model to insure is the 2WD trim at an average cost of $1,786 per year.

The 2019 Ford Edge has seven trims available, with the cheapest trim to insure being the SE 2WD trim at an average cost of $1,672 per year.

When average car insurance prices for all 15 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Ford Edge SE 2WD at an average cost of $1,672 per year, and the most expensive trim is the Ford Explorer Platinum 4WD at an average of $2,090 per year.

The next two tables illustrate average car insurance rates for each trim level, plus an average rate for each model. The model with the cheapest auto insurance rates for 2019 is the Ford Edge.

2018 Ford Explorer vs. Edge Insurance

When comparing insurance rates for the 2018 Ford Explorer and Ford Edge models, the Ford Edge has cheaper rates by an average of $116 per year for this comparison year.

The rate chart below visualizes the average cost to insure both models using a range of rated driver ages. Average insurance cost ranges from $1,626 to $3,682 per year for a 2018 Ford Explorer, and $1,516 to $3,470 for a 2018 Ford Edge for the included age groups.

The 2018 Ford Explorer has nine trim levels available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,708 per year, or about $142 per month. For the seven trims available for the Ford Edge, the cheapest 2018 model to insure is the SE 2WD model at a cost of $1,596 per year, or $133 per month.

When all 16 trims of both models are combined and compared, the cheapest model and trim level to insure is the Ford Edge SE 2WD at an average rate of $1,596 per year. The most expensive trim is the Ford Explorer Platinum 4WD costing $1,994 per year.

The next tables show the cost to insure the available trim levels for both 2018 models, plus an average rate for each model.

2017 Ford Explorer vs. Edge Insurance

When comparing car insurance rates for 2017 models, a Ford Explorer costs an average of $1,754 per year to insure and a Ford Edge costs $1,648, making the Ford Edge cheaper to insure by $106 per year for this comparison year.

The next chart demonstrates the average cost to insure the two models for four different driver age groups. For a 2017 Ford Explorer, the average cost of car insurance ranges from $1,562 to $3,526 per year for the age groups used in the chart. A 2017 Ford Edge costs from $1,460 to $3,336 to insure per year.

Out of nine Ford Explorer trim levels, the cheapest 2017 trim to insure is the 2WD model at an average cost of $1,646 per year, or about $137 per month. For the seven trims available for the Ford Edge, the cheapest 2017 trim level to insure is the SE 2WD model at a cost of $1,534.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Ford Edge SE 2WD at an average rate of $1,534 per year, and the overall most expensive vehicle to insure is the Ford Explorer Platinum 4WD costing an average of $1,916 per year.

The rate tables below show average cost to insure each trim level for a 2017 Ford Explorer and Ford Edge, plus an average rate for each model. The 2017 Ford Edge takes the win over the 2017 Ford Explorer for the cheapest average car insurance rates.

2016 Ford Explorer vs. Edge Insurance

When comparing insurance cost for 2016 models, the Ford Explorer costs an average of $1,812 per year to insure and the Ford Edge costs $1,666, making the Ford Edge the winner by $146 for the 2016 comparison year.

The chart shown below displays the average cost to insure both 2016 models using drivers aged 20 to 50. For a 2016 Ford Explorer, the average car insurance cost ranges from $1,618 to $3,674 per year for these driver ages. A 2016 Ford Edge costs from $1,486 to $3,360 to insure per year.

Out of nine Ford Explorer trims, the cheapest 2016 trim to insure is the 2WD trim at an average cost of $1,724 per year, or about $144 per month. Out of the seven trims available for the Ford Edge, the cheapest 2016 trim level to insure is the SE 2WD trim at a cost of $1,574 per year, or around $131 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Ford Edge SE 2WD at a cost of $1,574 per year, and the highest-cost model and trim level is the Ford Explorer Platinum 4WD costing $1,972 per year.

The next tables display the average cost to insure all 2016 trim levels, plus the average rate for each model. The 2016 Ford Edge is the winner over the 2016 Ford Explorer for cheapest car insurance rates.

2015 Ford Explorer vs. Edge Insurance

When comparing insurance rates for 2015 models, a Ford Explorer costs an average of $1,632 per year to insure and a Ford Edge costs $1,580, making the Ford Edge cheaper to insure by $52 per year for this comparison year.

The chart below illustrates the average cost to insure the two models using drivers aged 20 to 50. For a 2015 Ford Explorer, average car insurance cost ranges from $1,460 to $3,286 per year for the included age groups. A 2015 Ford Edge costs from $1,412 to $3,186 to insure per year.

For the eight trim levels available for the 2015 Ford Explorer, the cheapest trim to insure is the 2WD trim at an average cost of $1,578 per year.

The 2015 Ford Edge has eight trims available, with the cheapest trim level to insure being the SE 2WD trim at an average cost of $1,488 per year, or about $124 per month.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Ford Edge SE 2WD at an average rate of $1,488 per year, and the most expensive vehicle to insure is the Ford Explorer Sport 4WD at a cost of $1,718 per year.

The rate tables below illustrate average car insurance rates for every trim level for both 2015 models, including the average rate for each model. The 2015 Ford Edge has cheaper overall car insurance rates than the 2015 Ford Explorer.

Additional Ford Explorer and Ford Edge Resources

• Ford Explorer Insurance Rates
• Ford Edge Insurance Rates
• Midsize SUV Insurance Rate Comparisons