Honda Accord vs. Civic Insurance Cost

Does the Honda Accord or the Honda Civic have cheaper car insurance rates? We broke down rates for the 2015 through 2022 model years to discover the answer.

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  • At an average cost of $1,588 per year, a 2022 Honda Civic has more affordable car insurance rates than a 2022 Honda Accord by an average of $78 per year.
  • Average car insurance cost per month for the Honda Accord is 4.8% more expensive than the Honda Civic, at $132 versus $126, a difference of $6.
  • If affordable insurance is the most imporant factor, the Hybrid and Hybrid EX-L trims are the cheapest Honda Accord models to insure, while the LX and LX Hatchback trims are the cheapest Honda Civic models to insure.

Is a Honda Accord or Honda Civic cheaper to insure?

Car insurance on a 2022 Honda Accord costs an average of $1,588 per year, and the 2022 Honda Civic costs an average of $1,510 per year, making the Honda Civic the model with the cheapest overall car insurance rates.

Within each different model, however, rates vary quite a bit depending on the vehicle trim level.

For a 2022 Honda Accord, insurance rates range from $1,458 per year for the Hybrid model up to $1,752 for the Touring model.

For a 2022 Honda Civic, rates can range from $1,400 per year for the LX model up to $1,650 for the most expensive Type R model.

When comparing both models, the most affordable model and trim level is the Honda Civic LX at an average rate of $1,400 per year. The highest-cost model and trim level is the Honda Accord Touring costing an average of $1,752 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Honda Civic models include the LX, LX Hatchback, and Sport. On a monthly basis, insurance rates for all 2022 Honda Accord and Honda Civic models range from $117 to $146 per month.

The table below compares the annual and monthly cost of car insurance for 2022 Honda Accord and Honda Civic models, showing average cost for every trim level.

2022 Honda Accord vs Honda Civic Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,400$117
$1,428$119
$1,436$120
$1,458$122
$1,458$122
$1,470$123
$1,504$125
$1,506$126
$1,508$126
$1,508$126
$1,532$128
$1,546$129
$1,600$133
$1,612$134
$1,612$134
$1,626$136
$1,650$138
$1,660$138
$1,660$138
$1,752$146

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Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Honda Accord and a 2022 Honda Civic. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 14, 2022
2022 Honda Accord vs Honda Civic Insurance Cost by Trim Level

The chart shown below illustrates the average cost to insure the two models rated for a variety of different driver ages. For a 2022 Honda Accord, average insurance cost ranges from $1,450 to $3,182 per year for the age groups used in the chart. A 2022 Honda Civic costs from $1,376 to $2,982 to insure per year.

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Chart Data Details: Average insurance rates are for a 2022 Honda Accord and a 2022 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2022 Honda Accord vs. 2022 Honda Civic Insurance Cost
2022 Honda Accord vs. 2022 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$3,182$1,678$1,588$1,450
Honda Civic$2,982$1,584$1,510$1,376

How does insurance cost for a 2022 Honda Accord compare to a Honda Civic?

  • A low deductible policy could cost up to $492 more per year for the Honda Accord and $430 for the Honda Civic when compared to a higher deductible.
  • For a 17-year-old driver, insurance on a Honda Accord costs an average of $5,366 per year and Honda Civic insurance costs an average of $5,052 per year, a difference of $314 per year.
  • Being a safe driver could earn a discount of around $208 for the Honda Accord and $194 for the Honda Civic.
  • For an 18-year-old driver, insurance on a Honda Accord costs an average of $5,012 per year and Honda Civic insurance costs an average of $4,710 per year, a difference of $302 per year.
  • Getting a minor traffic violation could increase average rates as much as $426 per year for the Honda Accord and $394 for the Honda Civic.
  • The cheapest 2022 Honda Accord insurance is on the Hybrid costing $1,458 per year. The cheapest 2022 Honda Civic to insure is the LX costing $1,400 per year.
  • Average car insurance cost per month for the Honda Accord is 4.8% more expensive than the Honda Civic, at $132 versus $126.

The tables below detail insurance rates for all trim levels of 2022 Accord and Civic models. The 2022 Honda Accord has an average insurance cost of $1,588 and the 2022 Honda Civic is $1,510, making the Honda Civic cheaper by $78 per year.

2022 Honda Accord

$1,588

Insurance Rates by Trim Level for 2022 Honda Accord
2022 Honda Accord TrimsRate
Hybrid$1,458
Hybrid EX-L1,506
LX1,532
Hybrid Sport1,546
Hybrid Touring1,600
Sport1,612
EX-L1,660
Sport Special Edition1,660
Touring1,752
2022 Honda Accord Average Rate$1,588

2022 Honda Civic

$1,510

Insurance Rates by Trim Level for 2022 Honda Accord
2022 Honda Civic TrimsRate
LX$1,400
LX Hatchback1,428
Sport1,436
Sport Hatchback1,458
EX1,470
EX-L Hatchback1,504
Si1,508
Si HPT1,508
Touring1,612
Sport Touring Hatchback1,626
Type R1,650
2022 Honda Civic Average Rate$1,510

2021 Honda Accord vs. Honda Civic

For 2021 Honda Accord and Honda Civic models, the Honda Civic is cheaper to insure by an average of $150 per year for this comparison year.

The next chart illustrates the average cost to insure both 2021 models rated for different driver ages. For a 2021 Honda Accord, the average cost of car insurance ranges from $1,382 to $3,026 per year for the included driver ages. A 2021 Honda Civic costs from $1,242 to $2,692 to insure per year.

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Chart Data Details: Average insurance rates are for a 2021 Honda Accord and a 2021 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2021 Honda Accord vs. 2021 Honda Civic Insurance Cost
2021 Honda Accord vs. 2021 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$3,026$1,596$1,514$1,382
Honda Civic$2,692$1,430$1,364$1,242

The 2021 Honda Accord has nine trim levels available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,348 per year, or around $112 per month.

The 2021 Honda Civic has 13 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,228 per year, or $102 per month.

When average insurance prices for all 22 trim levels for the 2021 model year of both models are compared, the lowest-cost model and trim to insure is the Honda Civic LX Sedan at an average rate of $1,228 per year. The highest-cost model and trim level is the Honda Civic Sport Touring Hatchback costing an average of $1,676 per year.

The next tables display average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest average car insurance rates for 2021 is the Honda Civic.

2021 Honda Accord

$1,514

Insurance Rates by Trim Level for 2021 Honda Accord
2021 Honda Accord TrimsRate
LX Sedan$1,348
EX Sedan1,436
Sport Sedan1,476
Hybrid Sedan1,496
EX-L Sedan1,514
Hybrid EX Sedan1,542
Hybrid EX-L Sedan1,588
Touring Sedan1,604
Hybrid Touring Sedan1,634
2021 Honda Accord Average Rate$1,514

2021 Honda Civic

$1,364

Insurance Rates by Trim Level for 2021 Honda Accord
2021 Honda Civic TrimsRate
LX Sedan$1,228
LX Hatchback1,252
Sport Sedan1,274
EX Sedan1,296
Sport Hatchback1,296
LX Coupe1,338
EX Hatchback1,342
EX-L Navi Hatchback1,342
EX-L Sedan1,342
EX Coupe1,384
Touring Sedan1,462
Touring Hatchback1,492
Sport Touring Hatchback1,676
2021 Honda Civic Average Rate$1,364

2020 Honda Accord vs Civic

When comparing insurance rates for the 2020 Honda Accord and Honda Civic models, the Honda Civic is cheaper by an average of $140 per year.

The chart shown below demonstrates the average cost to insure both 2020 models for drivers from age 20 to 50. The average cost of car insurance ranges from $1,356 to $2,972 per year for a 2020 Honda Accord, and $1,226 to $2,664 for a 2020 Honda Civic.

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Chart Data Details: Average insurance rates are for a 2020 Honda Accord and a 2020 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2020 Honda Accord vs. 2020 Honda Civic Insurance Cost
2020 Honda Accord vs. 2020 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,972$1,564$1,484$1,356
Honda Civic$2,664$1,410$1,344$1,226

Out of nine Honda Accord trims, the cheapest 2020 trim level to insure is the LX Sedan trim at an average cost of $1,320 per year.

For the 17 trim levels available for the Honda Civic, the cheapest 2020 trim level to insure is the LX Sedan trim at a cost of $1,208.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,208 per year. The most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at a cost of $1,650 per year.

The next tables display all the available trims for both 2020 models, plus an average rate for each model.

2020 Honda Accord

$1,484

Insurance Rates by Trim Level for 2020 Honda Accord
2020 Honda Accord TrimsRate
LX Sedan$1,320
EX Sedan1,408
Sport Sedan1,446
Hybrid Sedan1,470
EX-L Sedan1,484
Hybrid EX Sedan1,514
Hybrid EX-L Sedan1,558
Touring Sedan1,572
Hybrid Touring Sedan1,602
2020 Honda Accord Average Rate$1,484

2020 Honda Civic

$1,344

Insurance Rates by Trim Level for 2020 Honda Accord
2020 Honda Civic TrimsRate
LX Sedan$1,208
LX Hatchback1,228
Sport Sedan1,250
EX Sedan1,274
Sport Hatchback1,274
SI Sedan1,290
EX Hatchback1,316
EX-L Navi Hatchback1,316
EX-L Sedan1,316
LX Coupe1,316
Sport Coupe1,338
EX Coupe1,360
Touring Coupe1,408
SI Coupe1,434
Touring Sedan1,434
Touring Hatchback1,466
Sport Touring Hatchback1,650
2020 Honda Civic Average Rate$1,344

2019 Honda Accord vs Civic

When comparing average insurance rates for 2019 models, a Honda Accord costs an average of $1,454 per year to insure and a Honda Civic costs $1,326, making the Honda Civic cheaper to insure by $128 per year.

The next chart displays the average cost to insure the two models for drivers from age 20 to 50. For a 2019 Honda Accord, insurance cost ranges from $1,328 to $2,912 per year for the age groups used in the chart. A 2019 Honda Civic costs from $1,208 to $2,628 to insure per year.

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Chart Data Details: Average insurance rates are for a 2019 Honda Accord and a 2019 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2019 Honda Accord vs. 2019 Honda Civic Insurance Cost
2019 Honda Accord vs. 2019 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,912$1,528$1,454$1,328
Honda Civic$2,628$1,386$1,326$1,208

The 2019 Honda Accord has nine trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,348 per year, or about $112 per month.

For the 18 trim levels available for the Honda Civic, the cheapest 2019 trim level to insure is the SI Sedan model at a cost of $1,154.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure to insure is the Honda Civic SI Sedan at an average cost of $1,154 per year, and the most expensive model and trim level is the Honda Accord Touring Sedan at an average cost of $1,548 per year.

The next two rate tables show average car insurance rates for every trim level for both 2019 models, plus an average rate for each model. The model with cheapest overall car insurance cost for 2019 is the Honda Civic.

2019 Honda Accord

$1,454

Insurance Rates by Trim Level for 2019 Honda Accord
2019 Honda Accord TrimsRate
LX Sedan$1,348
Hybrid Sedan1,364
Hybrid EX Sedan1,420
EX Sedan1,434
Hybrid EX-L Sedan1,462
EX-L Sedan1,506
Hybrid Touring Sedan1,506
Sport Sedan1,506
Touring Sedan1,548
2019 Honda Accord Average Rate$1,454

2019 Honda Civic

$1,326

Insurance Rates by Trim Level for 2019 Honda Accord
2019 Honda Civic TrimsRate
SI Sedan$1,154
LX Hatchback1,244
LX Sedan1,244
LX Coupe1,256
Sport Coupe1,256
Sport Sedan1,266
EX Hatchback1,286
EX Sedan1,286
Sport Hatchback1,286
EX Coupe1,298
EX-L Sedan1,328
EX-L Navigation Hatchback1,374
Touring Coupe1,374
Touring Sedan1,374
SI Coupe1,404
Touring Hatchback1,404
Type-R Hatchback1,488
Sport Touring Hatchback1,508
2019 Honda Civic Average Rate$1,326

2018 Honda Accord vs Civic

For 2018 Honda Accord and Honda Civic models, the Honda Civic is cheaper to insure by an average of $84 per year for this comparison year.

The next chart illustrates the average cost to insure both 2018 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2018 Honda Accord, insurance cost ranges from $1,292 to $2,832 per year for these driver ages. A 2018 Honda Civic costs from $1,216 to $2,630 to insure per year.

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Chart Data Details: Average insurance rates are for a 2018 Honda Accord and a 2018 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2018 Honda Accord vs. 2018 Honda Civic Insurance Cost
2018 Honda Accord vs. 2018 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,832$1,486$1,416$1,292
Honda Civic$2,630$1,388$1,332$1,216

Out of 11 Honda Accord trim levels, the cheapest 2018 trim level to insure is the LX Sedan model at an average cost of $1,316 per year.

The 2018 Honda Civic has 22 trims available, with the cheapest trim to insure being the SI Sedan trim at an average cost of $1,126 per year.

When rates are compared for the 33 trim levels of both 2018 models, the cheapest trim to insure is the Honda Civic SI Sedan at a cost of $1,126 per year. The most expensive vehicle to insure is the Honda Accord Touring Sedan costing $1,510 per year.

The next two tables show trim level insurance cost averages for both 2018 models, along with an average cost for each model. The 2018 Honda Civic has cheaper average car insurance rates than the 2018 Honda Accord.

2018 Honda Accord

$1,416

Insurance Rates by Trim Level for 2018 Honda Accord
2018 Honda Accord TrimsRate
LX Sedan$1,316
Hybrid Sedan1,330
Hybrid EX Sedan1,382
EX Sedan1,398
Sport Sedan1,414
Hybrid EX-L Navigation Sedan1,424
Hybrid EX-L Sedan1,424
EX-L Sedan1,428
Hybrid Touring Sedan1,466
EX-L Navigation Sedan1,468
Touring Sedan1,510
2018 Honda Accord Average Rate$1,416

2018 Honda Civic

$1,332

Insurance Rates by Trim Level for 2018 Honda Accord
2018 Honda Civic TrimsRate
SI Sedan$1,126
LX Coupe1,224
EX-T Coupe1,266
LX-P Coupe1,266
LX Sedan1,280
Type-R Hatchback1,290
EX-L Coupe1,306
LX Hatchback1,308
EX Sedan1,322
EX-T Sedan1,322
LX Honda Sensing Sedan1,322
Sport Hatchback1,342
EX Hatchback1,362
EX Honda Sensing Sedan1,362
EX-T Honda Sensing Sedan1,362
EX-TL Sedan1,362
SI Coupe1,370
Touring Coupe1,376
EX-TL Honda Sensing Sedan1,404
EX-L Hatchback1,424
Touring Sedan1,444
Sport Touring Hatchback1,474
2018 Honda Civic Average Rate$1,332

2017 Honda Accord vs Civic

When comparing average insurance rates for the 2017 Honda Accord and Honda Civic models, the Honda Civic is cheaper to insure by an average of $82 per year for this model year.

The next chart demonstrates the average cost to insure the two models using a range of rated driver ages. Insurance cost ranges from $1,246 to $2,730 per year for a 2017 Honda Accord, and $1,172 to $2,538 for a 2017 Honda Civic for the age groups used in this illustration.

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Chart Data Details: Average insurance rates are for a 2017 Honda Accord and a 2017 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2017 Honda Accord vs. 2017 Honda Civic Insurance Cost
2017 Honda Accord vs. 2017 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,730$1,428$1,366$1,246
Honda Civic$2,538$1,334$1,284$1,172

Out of 20 trims for the 2017 Honda Accord, the cheapest average insurance prices are on the LX Sedan model at a cost of $1,284 per year. The 2017 Honda Civic has 17 trim levels available, with the cheapest trim level to insure being the SI Sedan trim at an average cost of $1,056 per year, or $88 per month.

When rates are compared for the 37 trim levels of both 2017 models, the lowest-cost model and trim to insure is the Honda Civic SI Sedan at a cost of $1,056 per year. The most expensive model and trim level is the Honda Accord Touring Coupe at an average of $1,454 per year.

The next two tables display trim level insurance rates for each 2017 model, including an overall average cost for each model. The 2017 Honda Civic takes the win over the 2017 Honda Accord for cheapest car insurance cost.

2017 Honda Accord

$1,366

Insurance Rates by Trim Level for 2017 Honda Accord
2017 Honda Accord TrimsRate
LX Sedan$1,284
LX Sensing Sedan1,284
EX Sedan1,324
Sport Sedan1,324
Sport Special Edition Sedan1,324
LX-S Coupe1,336
LX-S Sensing Coupe1,336
Hybrid Sedan1,346
EX Sensing Sedan1,364
Sport Sensing Sedan1,364
Touring Sedan1,364
EX Coupe1,376
EX Sensing Coupe1,376
EX-L Coupe1,376
Hybrid EX-L Sedan1,386
EX-L Sedan1,392
EX-L Navi/Sensing Coupe1,414
Hybrid Touring Sedan1,426
EX-L Navi/Sensing Sedan1,432
Touring Coupe1,454
2017 Honda Accord Average Rate$1,366

2017 Honda Civic

$1,284

Insurance Rates by Trim Level for 2017 Honda Accord
2017 Honda Civic TrimsRate
SI Sedan$1,056
LX Coupe1,196
LX-P Coupe1,196
EX Coupe1,236
LX Hatchback1,252
LX Sedan1,252
Type-R Touring Hatchback1,254
EX-L Coupe1,274
EX Sedan1,292
Sport Hatchback1,292
SI Coupe1,296
EX-L Sedan1,326
EX Hatchback1,332
Touring Coupe1,342
EX-L Hatchback1,372
Touring Sedan1,410
Sport Touring Hatchback1,438
2017 Honda Civic Average Rate$1,284

2016 Honda Accord vs Civic

When comparing insurance cost for 2016 models, a Honda Accord costs an average of $1,334 per year to insure and a Honda Civic costs $1,212, making the Honda Civic cheaper to insure by $122 per year.

The next chart displays the average cost to insure both 2016 models using a range of rated driver ages. Average insurance cost ranges from $1,220 to $2,658 per year for a 2016 Honda Accord, and $1,106 to $2,392 for a 2016 Honda Civic.

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Chart Data Details: Average insurance rates are for a 2016 Honda Accord and a 2016 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2016 Honda Accord vs. 2016 Honda Civic Insurance Cost
2016 Honda Accord vs. 2016 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,658$1,388$1,334$1,220
Honda Civic$2,392$1,264$1,212$1,106

The 2016 Honda Accord has 17 trim levels available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,240 per year.

Out of the 10 trims available for the Honda Civic, the cheapest 2016 trim level to insure is the LX Sedan trim at a cost of $1,138.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Honda Civic LX Sedan at an average cost of $1,138 per year, and the most expensive trim is the Honda Accord Touring Coupe at an average cost of $1,454 per year.

The next two rate tables display average car insurance cost by trim level for each 2016 model, along with an average cost for each model. The cheapest model to insure for the 2016 model year is the Honda Civic.

2016 Honda Accord

$1,334

Insurance Rates by Trim Level for 2016 Honda Accord
2016 Honda Accord TrimsRate
LX Sedan$1,240
LX Sensing Sedan1,240
EX Sedan1,278
Sport Sedan1,278
Sport Sensing Sedan1,278
LX-S Coupe1,306
EX Sensing Sedan1,314
EX-L Sedan1,314
EX Coupe1,342
LX-S Sensing Coupe1,342
EX-L Navi/Sensing Sedan1,352
EX-L Sensing Sedan1,352
EX Sensing Coupe1,380
EX-L Coupe1,380
Touring Sedan1,388
EX-L Navi/Sensing Coupe1,416
Touring Coupe1,454
2016 Honda Accord Average Rate$1,334

2016 Honda Civic

$1,212

Insurance Rates by Trim Level for 2016 Honda Accord
2016 Honda Civic TrimsRate
LX Sedan$1,138
LX Coupe1,148
EX Sedan1,182
EX-T Sedan1,200
EX-TL Sedan1,218
EX-L Coupe1,222
EX-T Coupe1,222
LX-P Coupe1,222
Touring Sedan1,274
Touring Coupe1,284
2016 Honda Civic Average Rate$1,212

2015 Honda Accord vs Civic

When comparing insurance rates for 2015 models, the Honda Accord costs an average of $1,204 per year to insure and the Honda Civic costs $1,134, making the Honda Civic the winner by $70 for the 2015 comparison year.

The chart shown below illustrates the average cost to insure the two models using drivers aged 20 to 50. Average car insurance cost ranges from $1,100 to $2,390 per year for a 2015 Honda Accord, and $1,036 to $2,234 for a 2015 Honda Civic for these driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Honda Accord and a 2015 Honda Civic with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda Accord and Honda Civic trim levels.Data last updated on November 14, 2022
2015 Honda Accord vs. 2015 Honda Civic Insurance Cost
2015 Honda Accord vs. 2015 Honda Civic Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda Accord$2,390$1,254$1,204$1,100
Honda Civic$2,234$1,170$1,134$1,036

The 2015 Honda Accord has 16 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,088 per year, or around $91 per month. For the 13 trim levels available for the Honda Civic, the cheapest 2015 trim to insure is the LX Sedan trim at a cost of $1,014.

When car insurance rates for all 29 trim levels for the 2015 model year of both models are compared, the overall cheapest vehicle to insure to insure is the Honda Civic LX Sedan at a cost of $1,014 per year. The most expensive model and trim level is the Honda Accord Hybrid Touring Sedan at an average cost of $1,314 per year.

The next two rate tables display both 2015 models and all trim levels available for each one, including an overall average cost for each model. The cheapest model to insure for the 2015 model year is the Honda Civic.

2015 Honda Accord

$1,204

Insurance Rates by Trim Level for 2015 Honda Accord
2015 Honda Accord TrimsRate
LX Sedan$1,088
Sport Sedan1,088
EX Sedan1,124
Crosstour EX 2WD1,134
LX-S Coupe1,158
EX Coupe1,194
EX-L Sedan1,194
Crosstour EX-L 2WD1,206
Crosstour EX-L 4WD1,206
Hybrid Sedan1,242
EX-L Coupe1,254
Crosstour EX-L Navigation 2WD1,264
Crosstour EX-L Navigation 4WD1,264
Touring Sedan1,264
Hybrid EX-L Sedan1,278
Hybrid Touring Sedan1,314
2015 Honda Accord Average Rate$1,204

2015 Honda Civic

$1,134

Insurance Rates by Trim Level for 2015 Honda Accord
2015 Honda Civic TrimsRate
LX Sedan$1,014
SE Sedan1,014
EX Sedan1,050
HF Sedan1,050
EX-L Sedan1,086
SI Sedan1,086
CNG Sedan1,132
LX Coupe1,180
Hybrid L Sedan1,208
Hybrid Sedan1,208
EX Coupe1,214
EX-L Coupe1,248
SI Coupe1,248
2015 Honda Civic Average Rate$1,134

Additional Honda Accord and Honda Civic Resources