Honda Accord vs. Hyundai Sonata Car Insurance

• At an average cost of $2,262 per year, a 2024 Honda Accord costs less to insure than a 2024 Hyundai Sonata by an average of $110 per year.
• Average car insurance cost per month for the Hyundai Sonata is 4.7% more expensive than the Honda Accord, at $189 versus $198, a difference of $9.
• Out of 11 models in the 2024 midsize car segment, the Honda Accord ranks second and the Hyundai Sonata ranks eighth for insurance affordability.
• If cheap car insurance is your goal, the EX-L Hybrid and Sport Hybrid trims are the cheapest Honda Accord models to insure, while the Hybrid Blue and Hybrid Limited trims are the cheapest Hyundai Sonata models to insure.

Is insurance cheaper for a Honda Accord or Hyundai Sonata?

Insurance rates on a 2024 Honda Accord cost an average of $2,262 per year, whereas a 2024 Hyundai Sonata averages $2,372 per year, making the Honda Accord the model with better average insurance cost.

Out of six trim levels for the 2024 Honda Accord, the cheapest insurance prices are on the EX-L Hybrid trim at a cost of $2,180 per year.

Out of the eight trim levels available for the Hyundai Sonata, the cheapest 2024 trim level to insure is the Hybrid Blue trim at a cost of $2,326 per year, or $194 per month.

When all 14 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda Accord EX-L Hybrid at a cost of $2,180 per year, and the most expensive model and trim level is the Hyundai Sonata SE at an average cost of $2,428 per year.

The next table ranks the annual and monthly car insurance cost for 2024 Honda Accord and Hyundai Sonata models, with average rates for each trim level.

The rate chart below displays the average cost to insure the two models rated for a variety of different driver ages. For a 2024 Honda Accord, insurance cost ranges from $2,002 to $4,552 per year for the included age groups. A 2024 Hyundai Sonata costs from $2,106 to $4,738 to insure per year.

The tables shown below display the cost to insure the available trim levels for both 2024 models, along with the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Honda Accord.

2023 Honda Accord vs. Hyundai Sonata

Average car insurance rates for a 2023 Honda Accord are $2,304 per year, while insurance for a Hyundai Sonata averages $2,538 per year, making the Honda Accord the model with lower average car insurance rates.

Out of nine Honda Accord trims, the cheapest 2023 trim level to insure is the Hybrid trim at an average cost of $2,134 per year. The 2023 Hyundai Sonata has eight trim levels available, with the cheapest model to insure being the SE trim at an average cost of $2,322 per year, or about $194 per month.

When rates are compared for the 17 trim levels of both 2023 models, the lowest-cost model and trim to insure is the Honda Accord Hybrid at an average of $2,134 per year. The most expensive vehicle to insure is the Hyundai Sonata Hybrid Limited at an average cost of $2,722 per year.

The table below compares the annual and monthly car insurance cost for 2023 Honda Accord and Hyundai Sonata models, showing average cost for each trim level.

The rate chart below shows the average cost to insure both 2023 models for the 20, 30, 40, and 50-year-old driver age groups. Average car insurance cost ranges from $2,038 to $4,668 per year for a 2023 Honda Accord, and $2,256 to $5,088 for a 2023 Hyundai Sonata for the age groups used in the chart.

The tables shown below illustrate the average cost to insure all 2023 trim levels, along with the average rate for each model. The 2023 Honda Accord has lower-cost car average car insurance rates than the 2023 Hyundai Sonata.

2022 Honda Accord vs. Hyundai Sonata

Insurance rates on a 2022 Honda Accord cost an average of $2,228 per year, and insurance for a Hyundai Sonata costs an average of $2,432 per year, making the Honda Accord the cheaper of the two models to insure.

Rates vary quite a bit depending on the exact trim level of the vehicle being insured, however.

For a 2022 Honda Accord, insurance rates range from the cheapest price of $2,044 per year for the Hybrid model up to the highest rate of $2,460 for the Touring model. For a 2022 Hyundai Sonata, rates range from $2,270 per year for the SE model up to $2,596 for the most expensive N Line Night model.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Honda Accord Hybrid at an average cost of $2,044 per year. The most expensive trim is the Hyundai Sonata N Line Night at a cost of $2,596 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Hyundai Sonata models include the SE, SEL, and Hybrid Blue. On a monthly basis, insurance rates for all 2022 Honda Accord and Hyundai Sonata trim levels range from $170 to $216 per month.

The table below compares the annual and monthly cost of car insurance for 2022 Honda Accord and Hyundai Sonata models, with average rates for each vehicle.

The next chart demonstrates the average cost to insure the two models using different driver ages. For a 2022 Honda Accord, average car insurance cost ranges from $1,978 to $4,534 per year for the illustrated age groups. A 2022 Hyundai Sonata costs from $2,164 to $4,910 to insure per year.

The 2022 Honda Accord has nine trims available, with the cheapest trim level to insure being the Hybrid trim at an average cost of $2,044 per year, or $170 per month. For the nine trims available for the Hyundai Sonata, the cheapest 2022 trim level to insure is the SE trim at a cost of $2,270.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Accord Hybrid at an average rate of $2,044 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata N Line Night costing an average of $2,596 per year.

The next two rate tables show average cost to insure each trim level for a 2022 Honda Accord and Hyundai Sonata, along with the average rate for each model. The model with the cheapest car insurance rates for 2022 is the Honda Accord.

2021 Honda Accord vs. Hyundai Sonata

When comparing insurance rates for 2021 models, a Honda Accord costs an average of $2,134 per year to insure and a Hyundai Sonata costs $2,400, making the Honda Accord cheaper to insure by $266 per year for this comparison year.

The chart below illustrates the average cost to insure both 2021 models for different driver ages. For a 2021 Honda Accord, the average car insurance cost ranges from $1,894 to $4,336 per year for the included age groups. A 2021 Hyundai Sonata costs from $2,142 to $4,852 to insure per year.

For the nine trims available for the 2021 Honda Accord, the cheapest model to insure is the LX Sedan model at an average cost of $1,898 per year.

For the 10 trim levels available for the Hyundai Sonata, the cheapest 2021 trim to insure is the SE Sedan model at a cost of $2,270 per year, or about $189 per month.

When rates for all 19 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Honda Accord LX Sedan at an average cost of $1,898 per year. The highest-cost model and trim level is the Hyundai Sonata Limited Sedan costing $2,528 per year.

The tables shown below display average car insurance rates for each trim level, plus an average rate for each model. The 2021 Honda Accord is the winner over the 2021 Hyundai Sonata for the cheapest overall car insurance rates.

2020 Honda Accord vs. Hyundai Sonata

For 2020 Honda Accord and Hyundai Sonata models, the Honda Accord is cheaper to insure by an average of $258 per year.

The chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average insurance cost ranges from $1,842 to $4,216 per year for a 2020 Honda Accord, and $2,084 to $4,716 for a 2020 Hyundai Sonata for the age groups used in this illustration.

Out of nine trim levels for the 2020 Honda Accord, the cheapest auto insurance rates are on the LX Sedan trim at a cost of $1,846 per year, or around $154 per month.

The 2020 Hyundai Sonata has 10 trim levels available, with the cheapest trim level to insure being the SE Sedan model at an average cost of $2,210 per year.

When rates for all 19 trim levels for both 2020 models are compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,846 per year. The most expensive vehicle to insure is the Hyundai Sonata Limited Sedan at an average of $2,458 per year.

The next two rate tables illustrate the cost to insure the available trim levels for both 2020 models, along with the average rate for each model. The 2020 Honda Accord wins out over the 2020 Hyundai Sonata for cheapest auto insurance rates.

2019 Honda Accord vs. Hyundai Sonata

For 2019 Honda Accord and Hyundai Sonata models, the Honda Accord has lower-cost car insurance by an average of $64 per year.

The chart below displays the average cost to insure both models with different driver age groups. For a 2019 Honda Accord, insurance cost ranges from $1,768 to $4,048 per year for these driver ages. A 2019 Hyundai Sonata costs from $1,836 to $4,148 to insure per year.

Out of nine Honda Accord trim levels, the cheapest 2019 model to insure is the LX Sedan trim at an average cost of $1,846 per year, or around $154 per month. The 2019 Hyundai Sonata has 11 trims available, with the cheapest trim level to insure being the Hybrid SE Sedan trim at an average cost of $1,840 per year.

When rates for all 20 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Hyundai Sonata Hybrid SE Sedan at an average cost of $1,840 per year, and the highest-cost model and trim is the Hyundai Sonata Hybrid Plug-in Limited Sedan at an average cost of $2,218 per year.

The rate tables below show the average cost to insure all 2019 trim levels, including the average rate for each model.

2018 Honda Accord vs. Hyundai Sonata

When comparing insurance cost for 2018 models, a Honda Accord costs an average of $1,900 per year to insure and a Hyundai Sonata costs $1,986, making the Honda Accord cheaper to insure by $86 per year.

The rate chart below demonstrates the average cost to insure both 2018 models for drivers aged 20 to 50. For a 2018 Honda Accord, average car insurance cost ranges from $1,690 to $3,850 per year for the age groups used in the chart. A 2018 Hyundai Sonata costs from $1,774 to $4,002 to insure per year.

Out of 11 trim levels for the 2018 Honda Accord, the cheapest average car insurance prices are on the LX Sedan model at a cost of $1,774 per year.

Out of the 11 trim levels available for the Hyundai Sonata, the cheapest 2018 trim level to insure is the Hybrid SE Sedan trim at a cost of $1,860.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average of $1,774 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata Hybrid Plug-in Limited Sedan costing $2,128 per year.

The tables below illustrate average car insurance cost by trim level for each 2018 model, as well as the overall average rate for each model.

2017 Honda Accord vs. Hyundai Sonata

When comparing average insurance rates for the 2017 Honda Accord and Hyundai Sonata models, the Honda Accord is cheaper to insure by an average of $106 per year.

The rate chart below demonstrates the average cost to insure both 2017 models with different driver age groups. For a 2017 Honda Accord, average insurance cost ranges from $1,616 to $3,660 per year. A 2017 Hyundai Sonata costs from $1,712 to $3,860 to insure per year.

For the 20 trim levels available for the 2017 Honda Accord, the cheapest trim to insure is the LX Sedan trim at an average cost of $1,710 per year.

Out of the 13 trim levels available for the Hyundai Sonata, the cheapest 2017 trim level to insure is the SE Sedan model at a cost of $1,790.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,710 per year, and the most expensive model and trim level is the Hyundai Sonata Limited 2.0T Sedan at a cost of $2,054 per year.

The two tables below illustrate trim level insurance cost averages for both 2017 models, along with the average rate for each model. The 2017 Honda Accord wins the head-to-head comparison over the 2017 Hyundai Sonata for the cheapest average car insurance rates.

2016 Honda Accord vs. Hyundai Sonata

For 2016 Honda Accord and Hyundai Sonata models, the Honda Accord has lower-cost car insurance by an average of $172 per year.

The chart shown below demonstrates the average cost to insure both models with different driver age groups. For a 2016 Honda Accord, average insurance cost ranges from $1,556 to $3,494 per year for the age groups used in this illustration. A 2016 Hyundai Sonata costs from $1,710 to $3,842 to insure per year.

For the 17 trim levels available for the 2016 Honda Accord, the cheapest trim level to insure is the LX Sedan trim at an average cost of $1,620 per year.

For the 11 trim levels available for the Hyundai Sonata, the cheapest 2016 model to insure is the SE Sedan trim at a cost of $1,704 per year, or around $142 per month.

When all 28 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average rate of $1,620 per year, and the most expensive trim is the Hyundai Sonata Hybrid Plug-in Limited Sedan at an average cost of $2,112 per year.

The next two tables show trim level insurance rates for each 2016 model, along with an average cost for each model.

2015 Honda Accord vs. Hyundai Sonata

When comparing insurance rates for 2015 models, the Honda Accord costs an average of $1,540 per year to insure and the Hyundai Sonata costs $1,604, making the Honda Accord the winner by $64 for 2015.

The next chart visualizes the average cost to insure the two models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,384 to $3,082 per year for a 2015 Honda Accord, and $1,434 to $3,216 for a 2015 Hyundai Sonata for the included age groups.

For the 16 trims available for the 2015 Honda Accord, the cheapest trim level to insure is the LX Sedan model at an average cost of $1,394 per year. Out of the seven trims available for the Hyundai Sonata, the cheapest 2015 trim to insure is the SE Sedan trim at a cost of $1,512.

When insurance rates for all 23 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Honda Accord LX Sedan at an average cost of $1,394 per year. The most expensive model and trim level is the Hyundai Sonata Hybrid Limited Sedan costing $1,678 per year.

The tables shown below show average car insurance rates for each trim level, plus the average rate for each model.

Additional Honda Accord and Hyundai Sonata Resources

• Honda Accord Insurance Rates
• Hyundai Sonata Insurance Rates
• Midsize Car Insurance Rate Comparisons