Hyundai Sonata Car Insurance Cost for 2022

How much does Sonata insurance cost? We analyzed rates from the base SE sedan up to the N Line and Hybrid Limited trim levels to find out how prices ranked against the entire mid-size car segment.

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How much does Hyundai Sonata insurance cost?

Average car insurance cost for a Hyundai Sonata is $1,736 a year for full coverage, or around $145 each month. With the average midsize car costing $1,589 a year to insure, the Hyundai Sonata could cost around $147 more to insure on an annual basis.

The following chart demonstrates how average 2022 Hyundai Sonata car insurance rates change with changes in driver age and insurance policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Hyundai Sonata with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Hyundai Sonata trim levels.Data last updated on June 24, 2022
Hyundai Sonata Car Insurance Rates
Hyundai Sonata Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,956$246
$500$3,452$288
$250$3,976$331
30$1,000$1,544$129
$500$1,822$152
$250$2,112$176
40$1,000$1,482$124
$500$1,736$145
$250$2,002$167
50$1,000$1,352$113
$500$1,580$132
$250$1,820$152
60$1,000$1,328$111
$500$1,552$129
$250$1,788$149

To better illustrate how variable car insurance rates can be, think about the fact that a Sonata insurance policy with only liability coverage in some parts of Indiana or Illinois can be as low as $225 a year, while a teenager with an accident and a violation in some areas in Pennsylvania could get an insurance bill for $14,328 a year for full coverage.

Is Sonata insurance expensive?

The Hyundai Sonata ranks #12 out of 13 total comparison vehicles in the 2022 midsize car segment. The Sonata costs an average of $1,736 per year to insure, while the class average rate is $1,589 annually, a difference of $147 per year.

When compared directly to other midsize cars, insurance for a Hyundai Sonata costs $234 more per year than the Toyota Camry, $148 more than the Honda Accord, $30 more than the Nissan Altima, and $134 more than the Tesla Model 3.

The chart below shows how car insurance rates for a 2022 Sonata compare to the rest of the top 10 best selling midsize cars. Below that, you will see an expanded table that displays insurance affordability rankings for the entire 13 vehicle midsize car segment.

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Chart Data Details: Average rates are for a 2022 model year Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Hyundai Sonata trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Hyundai Sonata vs Top 10 Midsize Cars Insurance Cost Comparison
Hyundai Sonata Insurance Cost Compared to All Midsize Cars
Rank Make/Model Insurance Cost Difference
1Subaru Legacy$1,480-$256
2Honda Insight$1,482-$254
3Kia K5$1,498-$238
4Toyota Camry$1,502-$234
5Volkswagen Passat$1,508-$228
6Mazda 6$1,518-$218
7Chevrolet Malibu$1,584-$152
8Honda Accord$1,588-$148
9Tesla Model 3$1,602-$134
10Volkswagen Arteon$1,660-$76
11Nissan Altima$1,706-$30
12Hyundai Sonata$1,736--
13Kia Stinger$1,798$62

What is the cheapest Hyundai Sonata car insurance?

With Hyundai Sonata insurance rates ranging from $1,620 to $1,854 per year on average, the cheapest trim to insure is the SE. The second cheapest trim level to insure is the SEL at $1,654 per year. On average, plan on paying at least $135 per month for Sonata insurance.

The highest cost trim levels of Hyundai Sonata to insure are the N Line Night at $1,854 and the N Line at $1,842 per year. Those will cost an extra $234 and $222 per year, respectively, over the cheapest SE model.

The table below details average annual, 6-month, and monthly car insurance costs for each 2022 Hyundai Sonata trim level.

2022 Hyundai Sonata Insurance Cost by Trim Level
Hyundai Sonata Trim Level Annual Policy 6-month Policy Per Month
SE$1,620$810$135
SEL$1,654$827$138
Hybrid Blue$1,670$835$139
Hybrid SEL$1,684$842$140
SEL Plus$1,746$873$146
Hybrid Limited$1,764$882$147
Limited$1,810$905$151
N Line$1,842$921$154
N Line Night$1,854$927$155

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Hyundai Sonata Insurance Cost by Trim Level

Hyundai Sonata prior model year insurance rates

The following sections detail Hyundai Sonata insurance rates for every trim level for the 2013 to 2021 model years. Insurance rates for the 2022 model are detailed previously.

How much are 2021 Sonata car insurance rates?

Average insurance rates for a 2021 Hyundai Sonata are $1,708 per year, or around $142 per month. Rates range from $1,618 per year for the Sonata SE Sedan to $1,798 for the Sonata Limited Sedan.

2021 Hyundai Sonata Insurance Cost by Trim Level
2021 Hyundai Sonata Trim Level Annual Rate Per Month
SE Sedan$1,618$135
SEL Sedan$1,662$139
SEL Convenience 2 Sedan$1,694$141
SEL Convenience Sedan$1,694$141
SEL Plus Sedan$1,694$141
SEL Premium Plus Sedan$1,708$142
SEL Premium Sedan$1,708$142
SEL Plus Tech Sedan$1,752$146
SEL Premium w/Navi Sedan$1,752$146
Limited Sedan$1,798$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2021 Hyundai Sonata Insurance Cost by Trim Level

How much are 2020 Sonata car insurance rates?

Average insurance rates for a 2020 Hyundai Sonata are $1,682 per year, or around $140 per month. Rates range from $1,592 per year for the Sonata SE Sedan to $1,768 for the Sonata Limited Sedan.

2020 Hyundai Sonata Insurance Cost by Trim Level
2020 Hyundai Sonata Trim Level Annual Rate Per Month
SE Sedan$1,592$133
SEL Sedan$1,636$136
SEL Convenience 2 Sedan$1,666$139
SEL Convenience Sedan$1,666$139
SEL Plus Sedan$1,666$139
SEL Premium Plus Sedan$1,680$140
SEL Premium Sedan$1,680$140
SEL Plus Tech Sedan$1,724$144
SEL Premium w/Navi Sedan$1,724$144
Limited Sedan$1,768$147

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2020 Hyundai Sonata Insurance Cost by Trim Level

How much does 2019 Sonata insurance cost?

Insurance rates for a 2019 Hyundai Sonata average $1,506 per year, or about $126 per month. Rates range from $1,342 per year for the Sonata Hybrid SE Sedan to $1,618 for the Sonata Hybrid Plug-in Limited Sedan.

2019 Hyundai Sonata Insurance Cost by Trim Level
2019 Hyundai Sonata Trim Level Annual Rate Per Month
Hybrid SE Sedan$1,342$112
EcoSedan$1,454$121
SE Sedan$1,454$121
SEL Sedan$1,454$121
Hybrid Limited Sedan$1,458$122
Sport Sedan$1,496$125
Limited Sedan$1,538$128
Hybrid Plug-in Sedan$1,574$131
Limited 2.0T Sedan$1,582$132
Sport 2.0T Sedan$1,582$132
Hybrid Plug-in Limited Sedan$1,618$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2019 Hyundai Sonata Insurance Cost by Trim Level

What is the average cost for 2018 Sonata insurance?

2018 Hyundai Sonata insurance rates average $1,480 per year, or around $123 per month. Cost ranges from $1,382 per year for the Sonata Hybrid SE Sedan to $1,578 for the Sonata Hybrid Plug-in Limited Sedan.

2018 Hyundai Sonata Insurance Cost by Trim Level
2018 Hyundai Sonata Trim Level Annual Rate Per Month
Hybrid SE Sedan$1,382$115
EcoSedan$1,420$118
SE Sedan$1,420$118
SEL Sedan$1,420$118
Sport Sedan$1,462$122
Hybrid Limited Sedan$1,492$124
Limited Sedan$1,502$125
Sport 2.0T Sedan$1,502$125
Hybrid Plug-in Sedan$1,536$128
Limited 2.0T Sedan$1,544$129
Hybrid Plug-in Limited Sedan$1,578$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2018 Hyundai Sonata Insurance Cost by Trim Level

What does it cost to insure a 2017 Hyundai Sonata?

A 2017 Hyundai Sonata averages $1,446 per year for full coverage insurance, or around $121 per month. Rates range from $1,348 per year for the Sonata Hybrid Sedan to $1,546 for the Sonata Limited 2.0T Sedan.

2017 Hyundai Sonata Insurance Cost by Trim Level
2017 Hyundai Sonata Trim Level Annual Rate Per Month
Hybrid Sedan$1,348$112
SE Sedan$1,348$112
Sedan$1,348$112
EcoSedan$1,388$116
Sport Sedan$1,388$116
Hybrid Limited Blue Pearl Sedan$1,454$121
Hybrid Limited Sedan$1,454$121
Limited Sedan$1,466$122
Sport 2.0T Sedan$1,466$122
Hybrid Plug-in Sedan$1,494$125
Hybrid Plug-in Limited Blue Pearl Sedan$1,536$128
Hybrid Plug-in Limited Sedan$1,536$128
Limited 2.0T Sedan$1,546$129

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2017 Hyundai Sonata Insurance Cost by Trim Level

How much is 2016 Hyundai Sonata car insurance?

Average insurance cost for a 2016 Hyundai Sonata is $1,468 per year, or around $122 per month. Rates range from $1,306 per year for the Sonata SE Sedan to $1,622 for the Sonata Hybrid Plug-in Limited Sedan.

2016 Hyundai Sonata Insurance Cost by Trim Level
2016 Hyundai Sonata Trim Level Annual Rate Per Month
SE Sedan$1,306$109
EcoSedan$1,342$112
Sport Sedan$1,342$112
Limited Sedan$1,416$118
Sport 2.0T Sedan$1,416$118
Hybrid Sedan$1,448$121
Limited 2.0T Sedan$1,490$124
Hybrid Limited Sedan$1,548$129
Hybrid Limited Blue Pearl Sedan$1,586$132
Hybrid Plug-in Sedan$1,586$132
Hybrid Plug-in Limited Sedan$1,622$135

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2016 Hyundai Sonata Insurance Cost by Trim Level

How much are 2015 Hyundai Sonata insurance rates?

Insurance rates average $1,256 per year for a 2015 Hyundai Sonata, or around $105 per month. Rates range from $1,184 per year for the Sonata SE Sedan to $1,314 for the Sonata Hybrid Limited Sedan.

2015 Hyundai Sonata Insurance Cost by Trim Level
2015 Hyundai Sonata Trim Level Annual Rate Per Month
SE Sedan$1,184$99
EcoSedan$1,218$102
Sport Sedan$1,218$102
Hybrid Sedan$1,278$107
Limited Sedan$1,288$107
Sport 2.0T Sedan$1,288$107
Hybrid Limited Sedan$1,314$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2015 Hyundai Sonata Insurance Cost by Trim Level

What does 2014 Sonata insurance cost?

Average insurance cost for a 2014 Hyundai Sonata is $1,256 per year, or around $105 per month. Rates range from $1,168 per year for the Sonata GLS Sedan to $1,340 for the Sonata Hybrid Limited Sedan.

2014 Hyundai Sonata Insurance Cost by Trim Level
2014 Hyundai Sonata Trim Level Annual Rate Per Month
GLS Sedan$1,168$97
SE Sedan$1,232$103
Limited Sedan$1,264$105
Hybrid Sedan$1,276$106
Hybrid Limited Sedan$1,340$112

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2014 Hyundai Sonata Insurance Cost by Trim Level

How much is 2013 Hyundai Sonata insurance?

Insurance rates for a 2013 Hyundai Sonata average $1,164 per year, or about $97 per month. Rates range from $1,120 per year for the Sonata GLS Sedan to $1,210 for the Sonata Hybrid Limited Sedan.

2013 Hyundai Sonata Insurance Cost by Trim Level
2013 Hyundai Sonata Trim Level Annual Rate Per Month
GLS Sedan$1,120$93
Hybrid Sedan$1,152$96
SE Sedan$1,152$96
Limited Sedan$1,182$99
Hybrid Limited Sedan$1,210$101

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Hyundai Sonata, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2013 Hyundai Sonata Insurance Cost by Trim Level

How much does Sonata insurance cost where I live?

The insurance cost for a Hyundai Sonata varies significantly from cheaper amounts like $724 a year in Raleigh, NC, or $782 in Virginia Beach, VA, to more expensive rates like $2,246 a year in Miami, FL, and $4,550 in Detroit, MI.

The cost of insurance for a Hyundai Sonata in some other areas include Colorado Springs, CO, averaging $1,404 per year, Indianapolis, IN, costing $1,170, Oakland, CA, at $1,646, and Milwaukee, WI, at $1,174.

The following chart visualizes estimated Hyundai Sonata insurance policy premiums for the larger urban areas in the United States. Cost ranges from $874 per year in Columbus, OH, to $2,196 in New York, NY, a difference of $1,322.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Hyundai Sonata, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Hyundai Sonata trim levels.Data last updated on June 24, 2022
Hyundai Sonata Insurance Rates in Large U.S. Cities
Hyundai Sonata Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,278$273
Philadelphia, PA$2,894$241
Los Angeles, CA$2,878$240
San Francisco, CA$2,472$206
Jacksonville, FL$2,462$205
San Jose, CA$2,052$171
Phoenix, AZ$1,994$166
San Diego, CA$1,952$163
Chicago, IL$1,890$158
Dallas, TX$1,856$155
Houston, TX$1,844$154
Indianapolis, IN$1,746$146
San Antonio, TX$1,662$139
Austin, TX$1,580$132
Columbus, OH$1,306$109

Other important data observations concerning Sonata insurance cost include:

  • As you age, insurance rates get cheaper. The difference in Sonata insurance cost between a 50-year-old driver ($1,062 per year) and a 30-year-old driver ($1,200 per year) is $138, or a savings of 11.5%.
  • Your profession could save you a few bucks. The large majority of auto insurance companies offer policy discounts for earning a living in occupations like the military, emergency medical technicians, scientists, farmers, accountants, engineers, and others. By earning this discount on your policy you could save between $35 and $109 on your annual insurance bill, depending on your policy.
  • Good credit can save money. In states that do not prevent an insured’s credit rating to be used for policy pricing purposes, having excellent credit of 800+ could save $183 per year when compared to a credit score ranging from 670-739. Conversely, a weak credit score could cost as much as $212 more per year.
  • Driver gender influences rates. For a 2013 Hyundai Sonata, a 20-year-old man will pay an estimated rate of $2,308 per year, while a 20-year-old woman will pay $1,728, a difference of $580 per year. Women get significantly cheaper rates. But by age 50, the rate for men is $1,062 and the rate for women is $1,042, a difference of only $20.
  • A good driving record means cheaper insurance cost. To get the cheapest Sonata insurance rates, it pays to be a conservative driver. Just one or two minor lapses of judgement on your driving record could result in increasing policy rates by as much as $314 per year. Major infractions such as a DUI could raise rates by an additional $1,084 or more.