Honda Accord vs. Hyundai Sonata Car Insurance

• At an average cost of $1,834 per year, a 2024 Honda Accord costs less to insure than a 2024 Hyundai Sonata by an average of $90 per year.
• Average car insurance cost per month for the Hyundai Sonata is 4.5% more expensive than the Honda Accord, at $153 versus $160, a difference of $7.
• Out of 11 models in the 2024 midsize car segment, the Honda Accord ranks third and the Hyundai Sonata ranks eighth for insurance affordability.
• If cheap car insurance is your goal, the EX-L Hybrid and Sport Hybrid trims are the cheapest Honda Accord models to insure, while the Hybrid Blue and Hybrid Limited trims are the cheapest Hyundai Sonata models to insure.

Is insurance cheaper for a Honda Accord or Hyundai Sonata?

Insurance rates on a 2024 Honda Accord cost an average of $1,834 per year, whereas a 2024 Hyundai Sonata averages $1,924 per year, making the Honda Accord the model with better average insurance cost.

Out of six trim levels for the 2024 Honda Accord, the cheapest insurance prices are on the EX-L Hybrid trim at a cost of $1,768 per year.

Out of the eight trim levels available for the Hyundai Sonata, the cheapest 2024 trim level to insure is the Hybrid Blue trim at a cost of $1,882 per year, or $157 per month.

When all 14 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda Accord EX-L Hybrid at a cost of $1,768 per year, and the most expensive model and trim level is the Hyundai Sonata SE at an average cost of $1,966 per year.

The next table ranks the annual and monthly car insurance cost for 2024 Honda Accord and Hyundai Sonata models, with average rates for each trim level.

The rate chart below displays the average cost to insure the two models rated for a variety of different driver ages. For a 2024 Honda Accord, insurance cost ranges from $1,622 to $3,690 per year for the included age groups. A 2024 Hyundai Sonata costs from $1,706 to $3,840 to insure per year.

The tables shown below display the cost to insure the available trim levels for both 2024 models, along with the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Honda Accord.

2023 Honda Accord vs. Hyundai Sonata

Average car insurance rates for a 2023 Honda Accord are $1,864 per year, while insurance for a Hyundai Sonata averages $2,056 per year, making the Honda Accord the model with lower average car insurance rates.

Out of nine Honda Accord trims, the cheapest 2023 trim level to insure is the Hybrid trim at an average cost of $1,728 per year. The 2023 Hyundai Sonata has eight trim levels available, with the cheapest model to insure being the SE trim at an average cost of $1,880 per year, or about $157 per month.

When rates are compared for the 17 trim levels of both 2023 models, the lowest-cost model and trim to insure is the Honda Accord Hybrid at an average of $1,728 per year. The most expensive vehicle to insure is the Hyundai Sonata Hybrid Limited at an average cost of $2,208 per year.

The table below compares the annual and monthly car insurance cost for 2023 Honda Accord and Hyundai Sonata models, showing average cost for each trim level.

The rate chart below shows the average cost to insure both 2023 models for the 20, 30, 40, and 50-year-old driver age groups. Average car insurance cost ranges from $1,652 to $3,782 per year for a 2023 Honda Accord, and $1,828 to $4,128 for a 2023 Hyundai Sonata for the age groups used in the chart.

The tables shown below illustrate the average cost to insure all 2023 trim levels, along with the average rate for each model. The 2023 Honda Accord has lower-cost car average car insurance rates than the 2023 Hyundai Sonata.

2022 Honda Accord vs. Hyundai Sonata

Insurance rates on a 2022 Honda Accord cost an average of $1,806 per year, and insurance for a Hyundai Sonata costs an average of $1,972 per year, making the Honda Accord the cheaper of the two models to insure.

Rates vary quite a bit depending on the exact trim level of the vehicle being insured, however.

For a 2022 Honda Accord, insurance rates range from the cheapest price of $1,656 per year for the Hybrid model up to the highest rate of $1,992 for the Touring model. For a 2022 Hyundai Sonata, rates range from $1,838 per year for the SE model up to $2,104 for the most expensive N Line Night model.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Honda Accord Hybrid at an average cost of $1,656 per year. The most expensive trim is the Hyundai Sonata N Line Night at a cost of $2,104 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Hyundai Sonata models include the SE, SEL, and Hybrid Blue. On a monthly basis, insurance rates for all 2022 Honda Accord and Hyundai Sonata trim levels range from $138 to $175 per month.

The table below compares the annual and monthly cost of car insurance for 2022 Honda Accord and Hyundai Sonata models, with average rates for each vehicle.

The next chart demonstrates the average cost to insure the two models using different driver ages. For a 2022 Honda Accord, average car insurance cost ranges from $1,602 to $3,676 per year for the illustrated age groups. A 2022 Hyundai Sonata costs from $1,756 to $3,982 to insure per year.

The 2022 Honda Accord has nine trims available, with the cheapest trim level to insure being the Hybrid trim at an average cost of $1,656 per year, or $138 per month. For the nine trims available for the Hyundai Sonata, the cheapest 2022 trim level to insure is the SE trim at a cost of $1,838.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Accord Hybrid at an average rate of $1,656 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata N Line Night costing an average of $2,104 per year.

The next two rate tables show average cost to insure each trim level for a 2022 Honda Accord and Hyundai Sonata, along with the average rate for each model. The model with the cheapest car insurance rates for 2022 is the Honda Accord.

2021 Honda Accord vs. Hyundai Sonata

When comparing insurance rates for 2021 models, a Honda Accord costs an average of $1,730 per year to insure and a Hyundai Sonata costs $1,946, making the Honda Accord cheaper to insure by $216 per year for this comparison year.

The chart below illustrates the average cost to insure both 2021 models for different driver ages. For a 2021 Honda Accord, the average car insurance cost ranges from $1,536 to $3,516 per year for the included age groups. A 2021 Hyundai Sonata costs from $1,736 to $3,930 to insure per year.

For the nine trims available for the 2021 Honda Accord, the cheapest model to insure is the LX Sedan model at an average cost of $1,538 per year.

For the 10 trim levels available for the Hyundai Sonata, the cheapest 2021 trim to insure is the SE Sedan model at a cost of $1,842 per year, or about $154 per month.

When rates for all 19 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Honda Accord LX Sedan at an average cost of $1,538 per year. The highest-cost model and trim level is the Hyundai Sonata Limited Sedan costing $2,050 per year.

The tables shown below display average car insurance rates for each trim level, plus an average rate for each model. The 2021 Honda Accord is the winner over the 2021 Hyundai Sonata for the cheapest overall car insurance rates.

2020 Honda Accord vs. Hyundai Sonata

For 2020 Honda Accord and Hyundai Sonata models, the Honda Accord is cheaper to insure by an average of $214 per year.

The chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average insurance cost ranges from $1,488 to $3,408 per year for a 2020 Honda Accord, and $1,690 to $3,822 for a 2020 Hyundai Sonata for the age groups used in this illustration.

Out of nine trim levels for the 2020 Honda Accord, the cheapest auto insurance rates are on the LX Sedan trim at a cost of $1,490 per year, or around $124 per month.

The 2020 Hyundai Sonata has 10 trim levels available, with the cheapest trim level to insure being the SE Sedan model at an average cost of $1,792 per year.

When rates for all 19 trim levels for both 2020 models are compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,490 per year. The most expensive vehicle to insure is the Hyundai Sonata Limited Sedan at an average of $1,994 per year.

The next two rate tables illustrate the cost to insure the available trim levels for both 2020 models, along with the average rate for each model. The 2020 Honda Accord wins out over the 2020 Hyundai Sonata for cheapest auto insurance rates.

2019 Honda Accord vs. Hyundai Sonata

For 2019 Honda Accord and Hyundai Sonata models, the Honda Accord has lower-cost car insurance by an average of $52 per year.

The chart below displays the average cost to insure both models with different driver age groups. For a 2019 Honda Accord, insurance cost ranges from $1,434 to $3,282 per year for these driver ages. A 2019 Hyundai Sonata costs from $1,486 to $3,362 to insure per year.

Out of nine Honda Accord trim levels, the cheapest 2019 model to insure is the LX Sedan trim at an average cost of $1,494 per year, or around $125 per month. The 2019 Hyundai Sonata has 11 trims available, with the cheapest trim level to insure being the Hybrid SE Sedan trim at an average cost of $1,488 per year.

When rates for all 20 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Hyundai Sonata Hybrid SE Sedan at an average cost of $1,488 per year, and the highest-cost model and trim is the Hyundai Sonata Hybrid Plug-in Limited Sedan at an average cost of $1,798 per year.

The rate tables below show the average cost to insure all 2019 trim levels, including the average rate for each model.

2018 Honda Accord vs. Hyundai Sonata

When comparing insurance cost for 2018 models, a Honda Accord costs an average of $1,538 per year to insure and a Hyundai Sonata costs $1,608, making the Honda Accord cheaper to insure by $70 per year.

The rate chart below demonstrates the average cost to insure both 2018 models for drivers aged 20 to 50. For a 2018 Honda Accord, average car insurance cost ranges from $1,370 to $3,116 per year for the age groups used in the chart. A 2018 Hyundai Sonata costs from $1,434 to $3,246 to insure per year.

Out of 11 trim levels for the 2018 Honda Accord, the cheapest average car insurance prices are on the LX Sedan model at a cost of $1,434 per year.

Out of the 11 trim levels available for the Hyundai Sonata, the cheapest 2018 trim level to insure is the Hybrid SE Sedan trim at a cost of $1,506.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average of $1,434 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata Hybrid Plug-in Limited Sedan costing $1,724 per year.

The tables below illustrate average car insurance cost by trim level for each 2018 model, as well as the overall average rate for each model.

2017 Honda Accord vs. Hyundai Sonata

When comparing average insurance rates for the 2017 Honda Accord and Hyundai Sonata models, the Honda Accord is cheaper to insure by an average of $86 per year.

The rate chart below demonstrates the average cost to insure both 2017 models with different driver age groups. For a 2017 Honda Accord, average insurance cost ranges from $1,310 to $2,966 per year. A 2017 Hyundai Sonata costs from $1,388 to $3,128 to insure per year.

For the 20 trim levels available for the 2017 Honda Accord, the cheapest trim to insure is the LX Sedan trim at an average cost of $1,384 per year.

Out of the 13 trim levels available for the Hyundai Sonata, the cheapest 2017 trim level to insure is the SE Sedan model at a cost of $1,450.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,384 per year, and the most expensive model and trim level is the Hyundai Sonata Limited 2.0T Sedan at a cost of $1,664 per year.

The two tables below illustrate trim level insurance cost averages for both 2017 models, along with the average rate for each model. The 2017 Honda Accord wins the head-to-head comparison over the 2017 Hyundai Sonata for the cheapest average car insurance rates.

2016 Honda Accord vs. Hyundai Sonata

For 2016 Honda Accord and Hyundai Sonata models, the Honda Accord has lower-cost car insurance by an average of $138 per year.

The chart shown below demonstrates the average cost to insure both models with different driver age groups. For a 2016 Honda Accord, average insurance cost ranges from $1,262 to $2,832 per year for the age groups used in this illustration. A 2016 Hyundai Sonata costs from $1,386 to $3,112 to insure per year.

For the 17 trim levels available for the 2016 Honda Accord, the cheapest trim level to insure is the LX Sedan trim at an average cost of $1,312 per year.

For the 11 trim levels available for the Hyundai Sonata, the cheapest 2016 model to insure is the SE Sedan trim at a cost of $1,378 per year, or around $115 per month.

When all 28 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average rate of $1,312 per year, and the most expensive trim is the Hyundai Sonata Hybrid Plug-in Limited Sedan at an average cost of $1,714 per year.

The next two tables show trim level insurance rates for each 2016 model, along with an average cost for each model.

2015 Honda Accord vs. Hyundai Sonata

When comparing insurance rates for 2015 models, the Honda Accord costs an average of $1,248 per year to insure and the Hyundai Sonata costs $1,300, making the Honda Accord the winner by $52 for 2015.

The next chart visualizes the average cost to insure the two models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,120 to $2,498 per year for a 2015 Honda Accord, and $1,164 to $2,606 for a 2015 Hyundai Sonata for the included age groups.

For the 16 trims available for the 2015 Honda Accord, the cheapest trim level to insure is the LX Sedan model at an average cost of $1,130 per year. Out of the seven trims available for the Hyundai Sonata, the cheapest 2015 trim to insure is the SE Sedan trim at a cost of $1,226.

When insurance rates for all 23 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Honda Accord LX Sedan at an average cost of $1,130 per year. The most expensive model and trim level is the Hyundai Sonata Hybrid Limited Sedan costing $1,358 per year.

The tables shown below show average car insurance rates for each trim level, plus the average rate for each model.

Additional Honda Accord and Hyundai Sonata Resources

• Honda Accord Insurance Rates
• Hyundai Sonata Insurance Rates
• Midsize Car Insurance Rate Comparisons