Is Auto Insurance Cheaper for a Honda Accord or Mazda 6?

• The average monthly cost for full-coverage insurance on the Honda Accord is 4.4% higher than the Mazda 6, at $186 compared to $178.
• Out of 13 models in the 2022 midsize car class, the Honda Accord ranks seventh and the Mazda 6 ranks sixth for most affordable car insurance.
• The Hybrid and Hybrid EX-L trim levels are the cheapest Honda Accord models to insure, while the Sport and Touring trims have the cheapest rates for the Mazda 6.

Is Honda Accord or Mazda 6 insurance cheaper?

Insurance rates for a 2022 Honda Accord average $2,228 per year, and the 2022 Mazda 6 costs an average of $2,130 per year, making the Mazda 6 the cheapest to insure.

Insurance cost varies greatly depending on the trim level, however. Using the Honda Accord as an example, average insurance rates range from the lowest rate of $2,044 per year for the Hybrid model up to $2,460 for the Touring model.

For a 2022 Mazda 6, rates range from $1,964 per year for the Sport model up to $2,230 on the most expensive to insure Signature model.

The table below compares and ranks the yearly and monthly cost of car insurance for 2022 Honda Accord and Mazda 6 models, with average cost for each trim level.

The chart shown below shows the average car insurance cost for both 2022 models with different drivers at the wheel. For a 2022 Honda Accord, the average car insurance cost ranges from $1,978 to $4,534 per year for the age groups in the chart. Full-coverage insurance for a 2022 Mazda 6 ranges from $1,890 to $4,264 on average per year.

Out of nine trim levels for the 2022 Honda Accord, the cheapest average car insurance prices are on the Hybrid model at a cost of $2,044 per year, or about $170 per month. The 2022 Mazda 6 has six trim levels available, with the cheapest model to insure being the Sport trim at an average cost of $1,964 per year.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to buy insurance for is the Mazda 6 Sport at an average cost of $1,964 per year. The overall most expensive vehicle to insure is the Honda Accord Touring costing $2,460 per year.

The next two tables display all the available trims for both 2022 models, including an overall average cost for each model.

2021 Honda Accord vs. Mazda 6

When comparing average insurance cost for 2021 models, the Honda Accord costs an average of $2,134 per year for full coverage and the Mazda 6 costs $1,970, making the Mazda 6 the cheaper model to insure by $164 for this model year.

The chart shown below illustrates the average car insurance cost for both 2021 models rated for different driver ages. Average full-coverage insurance ranges from $1,894 to $4,336 per year for a 2021 Honda Accord, and $1,746 to $3,964 for a 2021 Mazda 6.

Out of nine Honda Accord trim levels, the cheapest 2021 trim level to insure is the LX Sedan trim at an average cost of $1,898 per year, or about $158 per month. The 2021 Mazda 6 has five trims available, with the cheapest trim to insure being the Sport Sedan trim at an average cost of $1,788 per year, or around $149 per month.

When all 14 trims of both models are combined and compared, the lowest-cost model and trim level to put coverage on is the Mazda 6 Sport Sedan at an average of $1,788 per year, and the most expensive model and trim level is the Honda Accord Hybrid Touring Sedan at an average of $2,306 per year.

The two tables below illustrate average car insurance cost by trim level for each 2021 model, plus an average rate for each model. The model with the cheapest car insurance rates for 2021 is the Mazda 6.

2020 Honda Accord vs. Mazda 6

For 2020 Honda Accord and Mazda 6 models, the Mazda 6 has lower-cost car insurance by an average of $168 per year for this comparison year.

The chart shown below visualizes the average cost to insure the two models with different ages of drivers. Insurance cost ranges from $1,842 to $4,216 per year for a 2020 Honda Accord, and $1,694 to $3,842 on a 2020 Mazda 6 for the driver examples in the chart

For the nine trims available for the 2020 Honda Accord, the cheapest trim to insure is the LX Sedan model at an average cost of $1,846 per year. For the five different trim levels available for the Mazda 6, the cheapest 2020 model to insure is the Sport Sedan model at a cost of $1,736 per year, or around $145 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Mazda 6 Sport Sedan at a cost of $1,736 per year, and the most expensive model and trim level is the Honda Accord Hybrid Touring Sedan at an average of $2,240 per year.

The next two rate tables detail all the available trims for both 2020 models, along with the average rate for each model. The winner for the 2020 car insurance rate comparison is the Mazda 6.

2018 Honda Accord vs. Mazda 6

When comparing car insurance rates for the 2018 Honda Accord and Mazda 6 models, the Mazda 6 is cheaper to insure by $208 per year for this model year.

The rate chart below shows the average cost to insure both 2018 models with different driver age groups. The average car insurance cost ranges from $1,690 to $3,850 per year for a 2018 Honda Accord, and $1,506 to $3,402 on a 2018 Mazda 6 for the five driver ages sampled in the chart

Out of 11 Honda Accord trims, the cheapest 2018 trim level to insure is the LX Sedan trim at an average cost of $1,774 per year. For the five different option levels available for the Mazda 6, the cheapest 2018 trim level to insure is the Sport Sedan trim at a cost of $1,500 per year, or around $125 per month.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Mazda 6 Sport Sedan at an average of $1,500 per year, and the highest-cost model and trim level is the Honda Accord Touring Sedan costing an average of $2,034 per year.

The two tables below detail the expected annual car insurance cost by trim level for both 2018 models, along with the average rate for each model. The 2018 Mazda 6 takes the trophy over the 2018 Honda Accord for cheapest auto insurance rates.

2017 Honda Accord vs. Mazda 6

When comparing average insurance rates for the 2017 Honda Accord and Mazda 6 models, the Mazda 6 is cheaper to insure by an average of $236 per year for this comparison year.

The rate chart below visualizes the average cost to insure both models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,616 to $3,660 per year for a 2017 Honda Accord, and $1,408 to $3,174 on a 2017 Mazda 6 for the illustrated age groups.

The 2017 Honda Accord has 20 trim levels available, with the cheapest trim to insure being the LX Sedan model at an average cost of $1,710 per year.

For the three trim options available for the Mazda 6, the cheapest 2017 trim package to insure is the Sport Sedan model at a cost of $1,452 per year, or about $121 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim level to insure is the Mazda 6 Sport Sedan at an average cost of $1,452 per year. The most expensive trim is the Honda Accord Touring Coupe at a cost of $1,936 per year.

The tables shown below break down the average insurance cost by trim level for both 2017 models, as well as an average rate for each model.

2016 Honda Accord vs. Mazda 6

When comparing average insurance rates for 2016 models, a Honda Accord costs an average of $1,738 per year to insure and a Mazda 6 costs $1,758, making the Honda Accord more affordable to insure by $20 per year for this comparison year.

The chart shown below displays the average insurance cost for both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,556 to $3,494 per year for a 2016 Honda Accord, and $1,578 to $3,542 on a 2016 Mazda 6 for the age groups used in this illustration.

For the 17 trim levels available for the 2016 Honda Accord, the cheapest trim level to insure is the LX Sedan trim at an average cost of $1,620 per year. For the three trim and option levels available for the Mazda 6, the cheapest 2016 model to insure is the I Sport Sedan trim at a cost of $1,672.

When auto insurance rates for all 20 trim levels for both 2016 models are compared, the lowest-cost model and trim to put coverage on is the Honda Accord LX Sedan at a cost of $1,620 per year, and the most expensive trim is the Honda Accord Touring Coupe at an average of $1,896 per year.

The next tables show average car insurance cost by trim level for each 2016 model, plus an average rate for each model. The 2016 Honda Accord has cheaper average auto insurance rates than the 2016 Mazda 6.

2015 Honda Accord vs. Mazda 6

When comparing car insurance rates for the 2015 Honda Accord and Mazda 6 models, the Honda Accord has cheaper rates by an average of $120 per year.

The following chart displays the average cost to insure both models for a range of driver ages. For a 2015 Honda Accord, average insurance cost ranges from $1,384 to $3,082 per year for the age groups in the chart. Full-coverage car insurance for a 2015 Mazda 6 ranges from $1,490 to $3,348 on average per year.

The 2015 Honda Accord has 16 trim levels available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,394 per year, or around $116 per month. Out of the three trim levels available for the Mazda 6, the cheapest 2015 trim to insure is the I Sport Sedan trim at a cost of $1,598 per year, or around $133 per month.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to put coverage on is the Honda Accord LX Sedan at an average of $1,394 per year, and the most expensive vehicle to insure is the Mazda 6 I Grand Touring Sedan at a cost of $1,734 per year.

The next tables illustrate both 2015 models and all trim levels available for each one, plus the average rate for each model. The cheapest of the two models to insure for the 2015 model year is the Honda Accord.

Additional Honda Accord and Mazda 6 Resources

• Honda Accord Insurance Cost
• Mazda 6 Insurance Cost
• Midsize Car Insurance Cost Comparisons