Mazda 6 Car Insurance Cost for 2023

Does a Mazda 6 have expensive car insurance?

We compiled the average insurance cost from the Sport trim level to the Signature model to find out how insurance rates rank when compared to similar midsize cars.

Start QuoteCompare Mazda 6 car insurance rates and save on your next policy.

How much does Mazda 6 insurance cost?

Mazda 6 insurance costs an average of $1,648 per year for a full-coverage car insurance policy. Depending on the trim level being insured, monthly car insurance rates for a 2022 Mazda 6 range from $127 to $144.

When a policy is broken down into individual coverages, collision insurance costs about $676 a year, comprehensive (or other-than-collision) coverage costs about $402, and the remaining liability and medical coverage is around $570.

The following chart demonstrates how car insurance rates fluctuate based on driver age and comprehensive and collision deductibles for the Mazda 6 midsize sedan.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Mazda 6 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mazda 6 trim levels.Data last updated on January 23, 2023
Mazda 6 Car Insurance Rates
Mazda 6 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,794$233
$500$3,268$272
$250$3,766$314
30$1,000$1,466$122
$500$1,734$145
$250$2,012$168
40$1,000$1,404$117
$500$1,648$137
$250$1,904$159
50$1,000$1,282$107
$500$1,504$125
$250$1,732$144
60$1,000$1,256$105
$500$1,474$123
$250$1,698$142

The chart above provides just a small sampling of car insurance rates for different age groups and policy coverage levels. The list below gives example rates for some other policy situations, along with some potential savings discounts to be aware of.

  • Negligent drivers pay higher insurance rates. Being the cause of frequent accidents will raise rates, possibly up to $762 per year for a 30-year-old driver and even $534 per year for a 50-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $244 per year for a 40-year-old driver and $474 per year for a 20-year-old driver.
  • Choosing a low deductible may not make good financial sense. Dropping your deductibles from $500 to $250 could cost an additional $256 per year for a 40-year-old driver and $498 per year for a 20-year-old driver.
  • As you get older, rates tend to be cheaper. The difference in Mazda 6 car insurance rates between a 50-year-old driver ($1,504 per year) and a 20-year-old driver ($3,268 per year) is $1,764, or a savings of 54%.
  • Age and gender affect car insurance rates. For a 2022 Mazda 6, a 20-year-old man will pay an average rate of $3,268 per year, while a 20-year-old female pays an average of $2,434, a difference of $834 per year. The females get much better rates. But by age 50, the rate for men is $1,504 and the cost for female drivers is $1,470, a difference of only $34.
  • Obey driving laws to keep rates low. If you want the cheapest Mazda 6 insurance rates, it’s necessary to avoid traffic citations. A few minor driving infractions could increase the cost of a policy by as much as $434 per year.
  • Mazda 6 insurance rates for teens are expensive. Average rates for full coverage Mazda 6 car insurance costs $5,946 per year for a 16-year-old driver, $5,536 per year for a 17-year-old driver, and $5,164 per year for a 18-year-old driver.

How does Mazda 6 insurance cost compare?

When rates are compared to the best-selling models in the midsize car category, insurance for a Mazda 6 costs $24 more per year than the Toyota Camry, $78 less than the Honda Accord, $204 less than the Nissan Altima, and $86 less than the Tesla Model 3.

The Mazda 6 ranks sixth out of 13 comparison vehicles in the 2022 midsize car class. It costs an average of $1,648 per year to insure and the category median rate is $1,725 per year, a savings of $77 per year.

The table below shows how well Mazda 6 insurance rates compare to the rest of the 2022 midsize car segment.

Insurance Cost Comparison: Mazda 6 vs Midsize Cars
Rank Make/Model Insurance Cost Difference
1Subaru Legacy$1,604-$44
2Honda Insight$1,610-$38
3Toyota Camry$1,624-$24
4Kia K5$1,628-$20
5Volkswagen Passat$1,632-$16
6Mazda 6$1,648--
7Chevrolet Malibu$1,722$74
8Honda Accord$1,726$78
9Tesla Model 3$1,734$86
10Volkswagen Arteon$1,800$152
11Nissan Altima$1,852$204
12Hyundai Sonata$1,890$242
13Kia Stinger$1,950$302

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Mazda 6 vs Midsize Cars

Which Mazda 6 model is cheapest to insure?

With Mazda 6 insurance rates ranging from $1,526 to $1,726 annually, the most budget-friendly model to insure is the Sport. The second cheapest trim level to insure is the Touring at $1,574 per year. Expect to budget at least $127 per month for a policy with full coverage.

The two most expensive models of Mazda 6 to insure are the Signature at $1,726 and the Carbon Edition at $1,704 per year. Those will cost an extra $200 and $178 per year, respectively, over the cheapest Sport model.

The next table shows average car insurance cost, including a monthly budget figure, for each Mazda 6 package and trim.

2022 Mazda 6 Insurance Cost by Trim Level
Mazda 6 Trim Level Annual Policy 6-month Policy Per Month
Sport$1,526$763$127
Touring$1,574$787$131
Grand Touring$1,674$837$140
Grand Touring Reserve$1,692$846$141
Carbon Edition$1,704$852$142
Signature$1,726$863$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mazda 6, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Mazda 6 Insurance Cost by Trim Level

How much is insurance on a used Mazda 6?

Driving a used Mazda 6 could reduce the cost of insurance by as much as $480 each year, at least when comparing the 2013 model to the 2022 model.

The following table illustrates average car insurance rates for a Mazda 6 for various driver age groups from 2013 to 2022. In general, the older the model, the lower the cost of insurance.

Mazda 6 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Mazda 6$3,268$1,648$1,474
2021 Mazda 6$3,026$1,522$1,362
2020 Mazda 6$2,986$1,500$1,344
2018 Mazda 6$2,714$1,362$1,222
2017 Mazda 6$2,530$1,272$1,142
2016 Mazda 6$2,914$1,460$1,310
2015 Mazda 6$2,756$1,382$1,242
2014 Mazda 6$2,476$1,240$1,112
2013 Mazda 6$2,316$1,168$1,044

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Mazda 6 Insurance Cost by Model Year