Mazda 6 Car Insurance Cost for 2022

How much are Mazda 6 insurance rates? We compare average cost from the Sport to the Signature models to see how rates compare to the rest of the mid-size car market.

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How much does Mazda 6 insurance cost?

Mazda 6 insurance costs an average of $1,518 per year for a full-coverage car insurance policy. Depending on the trim level being insured, monthly car insurance rates for a 2022 Mazda 6 range from $117 to $133.

When a policy is broken down into individual coverages, collision insurance costs about $628 a year, comprehensive (or other-than-collision) coverage costs about $380, and the remaining liability and medical coverage is around $510.

The following chart demonstrates how car insurance rates fluctuate based on driver age and comprehensive and collision deductibles for the Mazda 6 midsize sedan.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Mazda 6 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mazda 6 trim levels.Data last updated on August 11, 2022
Mazda 6 Car Insurance Rates
Mazda 6 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,560$213
$500$3,004$250
$250$3,468$289
30$1,000$1,348$112
$500$1,598$133
$250$1,858$155
40$1,000$1,288$107
$500$1,518$127
$250$1,756$146
50$1,000$1,176$98
$500$1,382$115
$250$1,596$133
60$1,000$1,152$96
$500$1,356$113
$250$1,566$131

The chart above provides just a small sampling of car insurance rates for different age groups and policy coverage levels. The list below gives example rates for some other policy situations, along with some potential savings discounts to be aware of.

  • Negligent drivers pay higher insurance rates. Being the cause of frequent accidents will raise rates, possibly up to $698 per year for a 30-year-old driver and even $484 per year for a 50-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $230 per year for a 40-year-old driver and $444 per year for a 20-year-old driver.
  • Choosing a low deductible may not make good financial sense. Dropping your deductibles from $500 to $250 could cost an additional $238 per year for a 40-year-old driver and $464 per year for a 20-year-old driver.
  • As you get older, rates tend to be cheaper. The difference in Mazda 6 car insurance rates between a 50-year-old driver ($1,382 per year) and a 20-year-old driver ($3,004 per year) is $1,622, or a savings of 54%.
  • Age and gender affect car insurance rates. For a 2022 Mazda 6, a 20-year-old man will pay an average rate of $3,004 per year, while a 20-year-old female pays an average of $2,238, a difference of $766 per year. The females get much better rates. But by age 50, the rate for men is $1,382 and the cost for female drivers is $1,354, a difference of only $28.
  • Obey driving laws to keep rates low. If you want the cheapest Mazda 6 insurance rates, it’s necessary to avoid traffic citations. A few minor driving infractions could increase the cost of a policy by as much as $396 per year.
  • Mazda 6 insurance rates for teens are expensive. Average rates for full coverage Mazda 6 car insurance costs $5,444 per year for a 16-year-old driver, $5,072 per year for a 17-year-old driver, and $4,732 per year for a 18-year-old driver.

How does Mazda 6 insurance cost compare?

When rates are compared to the best-selling models in the midsize car category, insurance for a Mazda 6 costs $16 more per year than the Toyota Camry, $70 less than the Honda Accord, $188 less than the Nissan Altima, and $84 less than the Tesla Model 3.

The Mazda 6 ranks #6 out of 13 comparison vehicles in the 2022 midsize car class. It costs an average of $1,518 per year to insure and the category median rate is $1,589 per year, a savings of $71 per year.

The table below shows how well Mazda 6 insurance rates compare to the rest of the 2022 midsize car segment.

Insurance Cost Comparison: Mazda 6 vs Midsize Cars
Rank Make/Model Insurance Cost Difference
1Subaru Legacy$1,480-$38
2Honda Insight$1,482-$36
3Kia K5$1,498-$20
4Toyota Camry$1,502-$16
5Volkswagen Passat$1,508-$10
6Mazda 6$1,518--
7Chevrolet Malibu$1,584$66
8Honda Accord$1,588$70
9Tesla Model 3$1,602$84
10Volkswagen Arteon$1,660$142
11Nissan Altima$1,706$188
12Hyundai Sonata$1,736$218
13Kia Stinger$1,798$280

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Insurance Cost Comparison: Mazda 6 vs Midsize Cars

Which Mazda 6 model is cheapest to insure?

With Mazda 6 insurance rates ranging from $1,400 to $1,590 annually, the most budget-friendly model to insure is the Sport. The second cheapest trim level to insure is the Touring at $1,450 per year. Expect to budget at least $117 per month for a policy with full coverage.

The two most expensive models of Mazda 6 to insure are the Signature at $1,590 and the Carbon Edition at $1,568 per year. Those will cost an extra $190 and $168 per year, respectively, over the cheapest Sport model.

The next table shows average car insurance cost, including a monthly budget figure, for each Mazda 6 package and trim.

2022 Mazda 6 Insurance Cost by Trim Level
Mazda 6 Trim Level Annual Policy 6-month Policy Per Month
Sport$1,400$700$117
Touring$1,450$725$121
Grand Touring$1,542$771$129
Grand Touring Reserve$1,556$778$130
Carbon Edition$1,568$784$131
Signature$1,590$795$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mazda 6, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Mazda 6 Insurance Cost by Trim Level

How much is insurance on a used Mazda 6?

Driving a used Mazda 6 could reduce the cost of insurance by as much as $436 each year, at least when comparing the 2013 model to the 2022 model.

The following table illustrates average car insurance rates for a Mazda 6 for various driver age groups from 2013 to 2022. In general, the older the model, the lower the cost of insurance.

Mazda 6 Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,004$1,598$1,518$1,382$1,356
2021$2,772$1,472$1,396$1,274$1,250
2020$2,722$1,442$1,370$1,250$1,226
2018$2,502$1,318$1,258$1,148$1,128
2017$2,364$1,244$1,190$1,084$1,066
2016$2,694$1,400$1,350$1,236$1,214
2015$2,592$1,342$1,300$1,188$1,166
2014$2,314$1,202$1,160$1,060$1,040
2013$2,150$1,118$1,082$990$972

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2022
Mazda 6 Insurance Cost by Model Year