Honda Civic vs. Hyundai Elantra Insurance Cost

• A 2024 Honda Civic has less-expensive car insurance than a 2024 Hyundai Elantra by an average of $468 per year, $2,074 compared to $2,542.
• For a 2024 Honda Civic, insurance rates range from $1,854 to $2,458 per year, while insurance for a 2024 Hyundai Elantra ranges from $2,172 to $2,804.
• Out of 15 models in the 2024 compact car segment, the Honda Civic ranks third and the Hyundai Elantra ranks 13^th for cheapest car insurance cost.
• If affordable insurance is of upmost importance, the LX and LX Hatchback trims are the cheapest Honda Civic models to insure, while the N and Limited trims are the cheapest Hyundai Elantra models to insure.

Does a Honda Civic or Hyundai Elantra cost less to insure?

For new Civic and Elantra models, the model having more affordable car insurance is the Honda Civic. Insurance cost for the Honda Civic averages $2,074 per year, whereas insurance for the Hyundai Elantra averages $2,542 per year.

Out of 10 trims for the 2024 Honda Civic, the cheapest average car insurance prices are on the LX trim at a cost of $1,854 per year, or around $155 per month.

Out of the seven trim levels available for the Hyundai Elantra, the cheapest 2024 model to insure is the N trim at a cost of $2,172.

When all 17 trims of both models are combined and compared, the lowest-cost model and trim level is the Honda Civic LX at an average rate of $1,854 per year, and the most expensive trim is the Hyundai Elantra Blue Hybrid costing an average of $2,804 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2024 Honda Civic and Hyundai Elantra models, showing cost for each trim level of both models.

The rate chart below visualizes the average cost to insure the two models for a range of driver ages. Insurance cost ranges from $1,838 to $4,110 per year for a 2024 Honda Civic, and $2,268 to $5,092 for a 2024 Hyundai Elantra for the included driver ages.

The next two tables illustrate average cost to insure each trim level for a 2024 Honda Civic and Hyundai Elantra, as well as the overall average rate for each model. The cheapest model to insure for the 2024 model year is the Honda Civic.

2023 Honda Civic vs. Hyundai Elantra

Insurance on a 2023 Honda Civic averages $2,214 per year, and insurance for a 2023 Hyundai Elantra costs an average of $2,482 per year, making the Honda Civic the cheaper of the two models to insure.

Out of eight Honda Civic trim levels, the cheapest 2023 model to insure is the Sport trim at an average cost of $2,066 per year, or about $172 per month.

For the seven trim levels available for the Hyundai Elantra, the cheapest 2023 trim level to insure is the SEL trim at a cost of $2,210.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Honda Civic Sport at an average rate of $2,066 per year. The highest-cost model and trim is the Hyundai Elantra N at a cost of $2,702 per year.

For pre-2023 models, U.S. national average car insurance costs compare as shown in the list below. Click on any link to show full trim level cost data for that year.

• 2022 Model Year – At $302 less per year, the Honda Civic has cheaper rates than the Hyundai Elantra for the 2022 models.
• 2021 Model Year – Costing an average of $380 less per year, the Honda Civic has cheaper rates than the Hyundai Elantra for this model year.
• 2020 Model Year – Costing $356 less per year, the Honda Civic has lower rates between the 2020 Civic and Elantra models.
• 2019 Model Year – With potential savings of $284 per year, the Honda Civic costs less to insure than the Hyundai Elantra.
• 2018 Model Year – With the Civic costing an average of $1,790 per year for full-coverage insurance and the Elantra costing $2,064, the Honda Civic costs $274 less to insure per year for 2018.
• 2017 Model Year – At $368 less per year, the Honda Civic has better insurance rates between the 2017 Civic and Elantra models.
• 2016 Model Year – At a savings of $174 per year, the Honda Civic costs less to insure than the Hyundai Elantra.
• 2015 Model Year – For this model year, the Civic averages $1,446 per year to insure and the Elantra costs $1,528. The cheaper model to insure is the Honda Civic by $82 per year.

The rate table below ranks the yearly and monthly cost of car insurance for 2023 Honda Civic and Hyundai Elantra models, broken down by trim level.

The chart below visualizes the average cost to insure the two models for four different driver age groups. For a 2023 Honda Civic, average car insurance cost ranges from $1,970 to $4,428 per year for these driver ages. A 2023 Hyundai Elantra costs from $2,220 to $4,954 to insure per year.

The tables below display average car insurance cost by trim level for each 2023 model, including an overall average rate. The model with the cheapest car insurance rates for 2023 is the Honda Civic.

2022 Honda Civic vs. Hyundai Elantra

Insurance on a 2022 Honda Civic costs an average of $2,106 per year, whereas insurance for a 2022 Hyundai Elantra averages $2,408 per year, making the Honda Civic the model with better average insurance cost.

Within each different model, however, the cost of car insurance varies noticeably depending on the trim level of the vehicle being insured. For a 2022 Honda Civic, car insurance rates range from the cheapest rate of $1,960 per year for the LX model up to $2,300 for the Type R model. For a 2022 Hyundai Elantra, rates range from $2,118 per year for the SEL model up to $2,618 for the most expensive N model.

When comparing rates for both models from a trim-level perspective, the cheapest trim is the Honda Civic LX at an average rate of $1,960 per year. The overall most expensive vehicle to insure is the Hyundai Elantra N costing an average of $2,618 per year.

For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Hyundai Elantra models include the SEL, Hybrid Blue, and SE.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2022 Honda Civic and Hyundai Elantra models, broken down by trim level.

The diagram below shows average Honda Civic insurance cost compared to Hyundai Elantra insurance cost for the 2022 model year and for different driver age groups.

 

How does insurance cost for a 2022 Honda Civic compare to a Hyundai Elantra?

• Individual policy coverages for the Honda Civic cost around $856 for collision insurance, $516 for comprehensive coverage, and $734 for liability. For the Hyundai Elantra, individual coverages cost an average of $892 for collision insurance, $540 for comprehensive coverage, and $976 for liability.
• When compared to the national average car insurance rate of $2,221 per year, the Honda Civic costs $115 less per year, while the Hyundai Elantra costs $187 more per year.
• For a 16-year-old driver, insurance on a Honda Civic costs an average of $7,560 per year and Hyundai Elantra insurance costs an average of $8,824 per year, a difference of $1,264 per year.
• For a 17-year-old driver, insurance on a Honda Civic costs an average of $7,287 per year and Hyundai Elantra insurance costs an average of $8,463 per year, a difference of $1,176 per year.
• For an 18-year-old driver, insurance on a Honda Civic costs an average of $6,466 per year and Hyundai Elantra insurance costs an average of $7,422 per year, a difference of $956 per year.
• When comparing the most expensive models of each vehicle to insure, the most expensive 2022 Honda Civic to insure is the Type R at $2,300 per year. The most expensive 2022 Hyundai Elantra to insure is the N at $2,618 per year.

For the 11 trims available for the 2022 Honda Civic, the cheapest trim level to insure is the LX trim at an average cost of $1,960 per year. The 2022 Hyundai Elantra has seven trim levels available, with the cheapest trim to insure being the SEL trim at an average cost of $2,118 per year.

When rates are compared for the 18 trim levels of both 2022 models, the most affordable model and trim level to insure is the Honda Civic LX at an average cost of $1,960 per year, and the overall most expensive vehicle to insure is the Hyundai Elantra N costing an average of $2,618 per year.

The next two rate tables illustrate trim level insurance cost averages for both 2022 models, including an overall average cost for each model. The 2022 Honda Civic can declare victory over the 2022 Hyundai Elantra for the cheapest average car insurance rates.

2021 Honda Civic vs Hyundai Elantra

For the 2021 Honda Civic and Hyundai Elantra models, the Honda Civic has cheaper car insurance rates by an average of $380 per year.

The next chart visualizes the average cost to insure both models using different driver ages. The average car insurance cost ranges from $1,710 to $3,838 per year for a 2021 Honda Civic, and $2,060 to $4,644 for a 2021 Hyundai Elantra for the age groups used in the chart.

For the 13 trims available for the 2021 Honda Civic, the cheapest trim to insure is the LX Sedan model at an average cost of $1,730 per year, or $144 per month. Out of the six trims available for the Hyundai Elantra, the cheapest 2021 trim to insure is the SEL Sedan model at a cost of $1,846 per year, or $154 per month.

When average insurance prices for all 19 trim levels for both 2021 models are compared, the overall cheapest vehicle to insure is the Honda Civic LX Sedan at a cost of $1,730 per year. The most expensive vehicle to insure is the Hyundai Elantra Sport Sedan at an average of $2,550 per year.

The next tables display the cost to insure the available trim levels for both 2021 models, including an overall average cost for each model. The model with the cheapest average car insurance rates for 2021 is the Honda Civic.

2020 Honda Civic vs Hyundai Elantra

When comparing insurance rates for the 2020 Honda Civic and Hyundai Elantra models, the Honda Civic has cheaper rates by an average of $356 per year for this comparison year.

The chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2020 Honda Civic, insurance cost ranges from $1,670 to $3,752 per year for the age groups used in this illustration. A 2020 Hyundai Elantra costs from $1,998 to $4,504 to insure per year.

Out of 17 Honda Civic trim levels, the cheapest 2020 model to insure is the LX Sedan model at an average cost of $1,680 per year. The 2020 Hyundai Elantra has eight trims available, with the cheapest model to insure being the SEL Sedan trim at an average cost of $1,798 per year, or $150 per month.

When rates for all 25 trim levels for both vehicles are compared, the cheapest trim to insure is the Honda Civic LX Sedan at a cost of $1,680 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $2,546 per year.

The next two tables display both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Honda Civic.

2019 Honda Civic vs Hyundai Elantra

For 2019 Honda Civic and Hyundai Elantra models, the Honda Civic is cheaper to insure by an average of $284 per year for this model year.

The rate chart below shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $1,616 to $3,644 per year for a 2019 Honda Civic, and $1,878 to $4,242 for a 2019 Hyundai Elantra for the driver ages used.

Out of 18 Honda Civic trims, the cheapest 2019 trim level to insure is the SI Sedan model at an average cost of $1,584 per year.

The 2019 Hyundai Elantra has eight trim levels available, with the cheapest model to insure being the SEL Sedan model at an average cost of $1,848 per year, or $154 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Honda Civic SI Sedan at an average cost of $1,584 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average of $2,314 per year.

The tables shown below display all the available trims for both 2019 models, including an overall average cost for each model.

2018 Honda Civic vs Hyundai Elantra

When comparing car insurance rates for 2018 models, a Honda Civic costs an average of $1,790 per year to insure and a Hyundai Elantra costs $2,064, making the Honda Civic cheaper to insure by $274 per year for this model year.

The chart shown below displays the average cost to insure both 2018 models rated for different driver ages. Insurance cost ranges from $1,602 to $3,572 per year for a 2018 Honda Civic, and $1,854 to $4,168 for a 2018 Hyundai Elantra.

For the 22 trim levels available for the 2018 Honda Civic, the cheapest trim level to insure is the SI Sedan trim at an average cost of $1,512 per year, or about $126 per month.

The 2018 Hyundai Elantra has eight trim levels available, with the cheapest trim level to insure being the GT Sport Hatchback trim at an average cost of $1,590 per year.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the Honda Civic SI Sedan at an average cost of $1,512 per year, and the highest-cost model and trim level is the Hyundai Elantra Limited Sedan at an average of $2,228 per year.

The next tables illustrate both 2018 models and all trim levels available for each one, plus the average rate for each model. The 2018 Honda Civic has more affordable average car insurance than the 2018 Hyundai Elantra.

2017 Honda Civic vs Hyundai Elantra

For 2017 Honda Civic and Hyundai Elantra models, the Honda Civic has lower-cost car insurance by an average of $368 per year for this model year.

The rate chart below displays the average cost to insure both 2017 models for drivers aged 20 to 50. Insurance cost ranges from $1,530 to $3,402 per year for a 2017 Honda Civic, and $1,864 to $4,190 for a 2017 Hyundai Elantra for the driver ages used.

For the 17 trim levels available for the 2017 Honda Civic, the cheapest model to insure is the SI Sedan trim at an average cost of $1,404 per year, or $117 per month.

For the five trims available for the Hyundai Elantra, the cheapest 2017 trim level to insure is the SE Sedan trim at a cost of $1,960.

When rates for all 22 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Honda Civic SI Sedan at a cost of $1,404 per year. The most expensive model and trim level is the Hyundai Elantra Limited Sedan at an average of $2,154 per year.

The rate tables below illustrate the average cost to insure all 2017 trim levels, as well as an average rate for each model. The winner for the 2017 car insurance comparison is the Honda Civic.

2016 Honda Civic vs Hyundai Elantra

When comparing insurance rates for 2016 models, a Honda Civic costs an average of $1,586 per year to insure and a Hyundai Elantra costs $1,760, making the Honda Civic cheaper to insure by $174 per year.

The rate chart below demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Honda Civic, average car insurance cost ranges from $1,422 to $3,146 per year for the illustrated age groups. A 2016 Hyundai Elantra costs from $1,590 to $3,542 to insure per year.

Out of 10 Honda Civic trim levels, the cheapest 2016 model to insure is the LX Sedan model at an average cost of $1,490 per year, or about $124 per month.

For the five trim levels available for the Hyundai Elantra, the cheapest 2016 model to insure is the SE Sedan trim at a cost of $1,674 per year, or around $140 per month.

When average insurance prices for all 15 trim levels for the 2016 model year of both models are compared, the most affordable model and trim level to insure is the Honda Civic LX Sedan at a cost of $1,490 per year. The highest-cost model and trim level is the Hyundai Elantra Sport Sedan costing an average of $1,806 per year.

The two tables below illustrate average car insurance rates for every trim level for both 2016 models, as well as the overall average rate for each model. The winner for the 2016 car insurance battle is the Honda Civic.

2015 Honda Civic vs Hyundai Elantra

For 2015 Honda Civic and Hyundai Elantra models, the Honda Civic is cheaper to insure by an average of $82 per year.

The rate chart below demonstrates the average cost to insure the two models rated for multiple driver ages. For a 2015 Honda Civic, average car insurance cost ranges from $1,304 to $2,876 per year for the age groups used in the chart. A 2015 Hyundai Elantra costs from $1,380 to $3,048 to insure per year.

For the 13 trim levels available for the 2015 Honda Civic, the cheapest trim to insure is the LX Sedan trim at an average cost of $1,298 per year. The 2015 Hyundai Elantra has four trims available, with the cheapest trim to insure being the SE Sedan model at an average cost of $1,474 per year, or around $123 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Honda Civic LX Sedan at a cost of $1,298 per year, and the most expensive model and trim level is the Honda Civic SI Coupe costing an average of $1,588 per year.

The next tables illustrate average cost to insure each trim level for a 2015 Honda Civic and Hyundai Elantra, along with an average cost for each model.

Additional Honda Civic and Hyundai Elantra Resources

• Honda Civic Insurance Rates
• Hyundai Elantra Insurance Rates
• Small Car Insurance Rate Comparisons