- A 2024 Honda Civic has more affordable car insurance rates than a 2024 Kia Forte by an average of $172 per year, $1,680 compared to $1,852.
- For a 2024 Honda Civic, average full-coverage car insurance rates range from $1,502 to $1,992 per year, while car insurance cost for a 2024 Kia Forte ranges from $1,772 to $1,926.
- Out of 15 models in the 2024 small car segment, the Honda Civic ranks third and the Kia Forte ranks eighth for most affordable car insurance.
- The LX and LX Hatchback trims are the cheapest Honda Civic models to insure, while the LX and LXS trims are the cheapest Kia Forte models to insure.
Does insurance cost less for a Honda Civic or Kia Forte?
Insurance on a 2024 Honda Civic costs an average of $1,680 per year, whereas the 2024 Kia Forte costs an average of $1,852 per year, making the Honda Civic the cheaper of the two models to insure.
Out of 10 trims for the 2024 Honda Civic, the cheapest rates are on the LX model at a cost of $1,502 per year, or $125 per month. For the five trim levels available for the Kia Forte, the cheapest 2024 model to insure is the LX model at a cost of $1,772 per year, or about $148 per month.
When comparing rates by trim level for both models, the cheapest vehicle to insure is the Honda Civic LX at an average rate of $1,502 per year, and the overall most expensive vehicle to insure is the Honda Civic Type R costing an average of $1,992 per year.
The table shown below ranks the cost of car insurance for 2024 Honda Civic and Kia Forte models, showing cost for each trim level of both models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Civic LX | $1,502 | $125 |
Civic LX Hatchback | $1,530 | $128 |
Civic Sport | $1,548 | $129 |
Civic Sport Hatchback | $1,568 | $131 |
Civic Sport Touring Hatchback | $1,672 | $139 |
Civic EX-L Hatchback | $1,704 | $142 |
Civic Touring | $1,740 | $145 |
Civic EX | $1,750 | $146 |
Forte LX | $1,772 | $148 |
Forte LXS | $1,792 | $149 |
Civic Si | $1,798 | $150 |
Forte GT-Line | $1,854 | $155 |
Forte GT | $1,912 | $159 |
Forte GT Manual | $1,926 | $161 |
Civic Type R | $1,992 | $166 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. Average insurance cost ranges from $1,490 to $3,332 per year for a 2024 Honda Civic, and $1,656 to $3,650 for a 2024 Kia Forte for the illustrated age groups.
The next two tables show trim level insurance rates for each 2024 model, including the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Honda Civic.
2024 Honda Civic
$1,680
2024 Honda Civic Trims | Rate |
---|---|
LX | $1,502 |
LX Hatchback | 1,530 |
Sport | 1,548 |
Sport Hatchback | 1,568 |
Sport Touring Hatchback | 1,672 |
EX-L Hatchback | 1,704 |
Touring | 1,740 |
EX | 1,750 |
Si | 1,798 |
Type R | 1,992 |
2024 Honda Civic Average Rate | $1,680 |
2024 Kia Forte
$1,852
2024 Kia Forte Trims | Rate |
---|---|
LX | $1,772 |
LXS | 1,792 |
GT-Line | 1,854 |
GT | 1,912 |
GT Manual | 1,926 |
2024 Kia Forte Average Rate | $1,852 |
2023 Honda Civic vs. Kia Forte
For 2023, the model having more affordable car insurance is the Honda Civic. Insurance rates for the Honda Civic average $1,806 per year, and insurance for the Kia Forte averages $1,806 per year.
For the eight trims available for the 2023 Honda Civic, the cheapest model to insure is the Sport model at an average cost of $1,684 per year. Out of the five trims available for the Kia Forte, the cheapest 2023 trim level to insure is the LX model at a cost of $1,734 per year, or $145 per month.
When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Honda Civic Sport at an average cost of $1,684 per year, and the most expensive trim is the Honda Civic Type R at a cost of $1,990 per year.
The table shown below compares and ranks the cost of car insurance for 2023 Honda Civic and Kia Forte models, showing average cost by trim level for each model.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Civic Sport | $1,684 | $140 |
Civic Sport Hatchback | $1,706 | $142 |
Civic EX | $1,722 | $144 |
Forte LX | $1,734 | $145 |
Forte LXS | $1,752 | $146 |
Civic EX-L Hatchback | $1,764 | $147 |
Civic Si | $1,774 | $148 |
Forte GT-Line | $1,802 | $150 |
Forte GT | $1,866 | $156 |
Forte GT Manual | $1,884 | $157 |
Civic Touring | $1,892 | $158 |
Civic Sport Touring Hatchback | $1,908 | $159 |
Civic Type R | $1,990 | $166 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The chart shown below illustrates the average cost to insure both models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,604 to $3,612 per year for a 2023 Honda Civic, and $1,612 to $3,606 for a 2023 Kia Forte for the age groups used in this illustration.
The tables shown below illustrate average cost to insure each trim level for a 2023 Honda Civic and Kia Forte, including an overall average rate. The 2023 Honda Civic has cheaper overall car insurance rates than the 2023 Kia Forte.
2023 Honda Civic
$1,806
2023 Honda Civic Trims | Rate |
---|---|
Sport | $1,684 |
Sport Hatchback | 1,706 |
EX | 1,722 |
EX-L Hatchback | 1,764 |
Si | 1,774 |
Touring | 1,892 |
Sport Touring Hatchback | 1,908 |
Type R | 1,990 |
2023 Honda Civic Average Rate | $1,806 |
2023 Kia Forte
$1,806
2023 Kia Forte Trims | Rate |
---|---|
LX | $1,734 |
LXS | 1,752 |
GT-Line | 1,802 |
GT | 1,866 |
GT Manual | 1,884 |
2023 Kia Forte Average Rate | $1,806 |
2022 Honda Civic vs. Kia Forte
For the 2022 model year, the model with cheaper average insurance rates is the Honda Civic. Insurance rates on a Honda Civic cost an average of $1,710 per year, whereas insurance for the Kia Forte averages $1,770 per year.
The actual cost of car insurance can vary noticeably depending on the trim level of the vehicle being insured, however. For a 2022 Honda Civic, rates range from the lowest full-coverage rate of $1,592 per year for the LX model up to $1,868 for the Type R model. For a 2022 Kia Forte, rates can range from $1,694 per year for the FE model up to $1,838 for the most expensive GT model.
When comparing both models, the lowest-cost model and trim is the Honda Civic LX at an average cost of $1,592 per year, and the most expensive vehicle to insure is the Honda Civic Type R at an average of $1,868 per year.
For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Kia Forte models include the FE, LXS, and GT-Line.
Average car insurance rates for all 2022 Honda Civic and Kia Forte trim levels range from $133 to $156 per month.
The table below compares annual and monthly car insurance cost for a 2022 Honda Civic and Kia Forte. Rates for both models are combined and sorted from lowest to highest cost to allow for easy comparison of cost for individual models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Civic LX | $1,592 | $133 |
Civic LX Hatchback | $1,622 | $135 |
Civic Sport | $1,630 | $136 |
Civic Sport Hatchback | $1,658 | $138 |
Civic EX | $1,670 | $139 |
Forte FE | $1,694 | $141 |
Civic EX-L Hatchback | $1,706 | $142 |
Civic Si | $1,712 | $143 |
Civic Si HPT | $1,714 | $143 |
Forte LXS | $1,732 | $144 |
Forte GT-Line | $1,786 | $149 |
Forte GT Manual | $1,800 | $150 |
Civic Touring | $1,816 | $151 |
Forte GT | $1,838 | $153 |
Civic Sport Touring Hatchback | $1,840 | $153 |
Civic Type R | $1,868 | $156 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The next chart shows the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,522 to $3,428 per year for a 2022 Honda Civic, and $1,580 to $3,550 for a 2022 Kia Forte for the included driver ages.
For the 11 trim levels available for the 2022 Honda Civic, the cheapest trim to insure is the LX trim at an average cost of $1,592 per year. Out of the five trims available for the Kia Forte, the cheapest 2022 trim to insure is the FE model at a cost of $1,694 per year, or $141 per month.
When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Honda Civic LX at an average of $1,592 per year, and the most expensive model and trim level is the Honda Civic Type R costing an average of $1,868 per year.
The rate tables below illustrate all the available trims for both 2022 models, including an overall average rate.
2022 Honda Civic
$1,710
2022 Honda Civic Trims | Rate |
---|---|
LX | $1,592 |
LX Hatchback | 1,622 |
Sport | 1,630 |
Sport Hatchback | 1,658 |
EX | 1,670 |
EX-L Hatchback | 1,706 |
Si | 1,712 |
Si HPT | 1,714 |
Touring | 1,816 |
Sport Touring Hatchback | 1,840 |
Type R | 1,868 |
2022 Honda Civic Average Rate | $1,710 |
2022 Kia Forte
$1,770
2022 Kia Forte Trims | Rate |
---|---|
FE | $1,694 |
LXS | 1,732 |
GT-Line | 1,786 |
GT Manual | 1,800 |
GT | 1,838 |
2022 Kia Forte Average Rate | $1,770 |
2021 Honda Civic vs. Kia Forte
When comparing insurance rates for 2021 models, a Honda Civic costs an average of $1,554 per year to insure and a Kia Forte costs $1,598, making the Honda Civic cheaper to insure by $44 per year for 2021.
The chart below visualizes the average cost to insure the two models for a range of driver ages. Insurance cost ranges from $1,386 to $3,112 per year for a 2021 Honda Civic, and $1,426 to $3,202 for a 2021 Kia Forte.
For the 13 trim levels available for the 2021 Honda Civic, the cheapest trim to insure is the LX Sedan trim at an average cost of $1,402 per year, or about $117 per month.
Out of the five trims available for the Kia Forte, the cheapest 2021 trim to insure is the FE Sedan trim at a cost of $1,526.
When all 18 trims of both models are combined and compared, the cheapest model and trim level to insure is the Honda Civic LX Sedan at an average of $1,402 per year. The highest-cost model and trim is the Honda Civic Sport Touring Hatchback at an average cost of $1,908 per year.
The next two rate tables display average car insurance cost by trim level for a 2021 Honda Civic and Kia Forte, along with the average rate for each model. The model with the cheapest overall car insurance rates for 2021 is the Honda Civic.
2021 Honda Civic
$1,554
2021 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,402 |
LX Hatchback | 1,428 |
Sport Sedan | 1,454 |
EX Sedan | 1,478 |
Sport Hatchback | 1,478 |
LX Coupe | 1,526 |
EX Hatchback | 1,530 |
EX-L Navi Hatchback | 1,530 |
EX-L Sedan | 1,530 |
EX Coupe | 1,578 |
Touring Sedan | 1,668 |
Touring Hatchback | 1,704 |
Sport Touring Hatchback | 1,908 |
2021 Honda Civic Average Rate | $1,554 |
2021 Kia Forte
$1,598
2021 Kia Forte Trims | Rate |
---|---|
FE Sedan | $1,526 |
LXS Sedan | 1,562 |
EX Sedan | 1,614 |
GT-Line Sedan | 1,614 |
GT Sedan | 1,668 |
2021 Kia Forte Average Rate | $1,598 |
2020 Honda Civic vs. Kia Forte
For the 2020 Honda Civic and Kia Forte models, the Honda Civic is cheaper to insure by an average of $34 per year for this comparison year.
The chart below visualizes the average cost to insure the two models rated for a variety of different driver ages. For a 2020 Honda Civic, insurance cost ranges from $1,350 to $3,040 per year for the included driver ages. A 2020 Kia Forte costs from $1,386 to $3,114 to insure per year.
For the 17 trim levels available for the 2020 Honda Civic, the cheapest trim level to insure is the LX Sedan model at an average cost of $1,362 per year, or $114 per month. For the five trim levels available for the Kia Forte, the cheapest 2020 trim level to insure is the FE Sedan model at a cost of $1,486.
When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average cost of $1,362 per year. The highest-cost model and trim level is the Honda Civic Sport Touring Hatchback at an average cost of $1,858 per year.
The two tables below display the average insurance cost by trim level for both 2020 models, plus an average rate for each model. The 2020 Honda Civic has cheaper overall car insurance rates than the 2020 Kia Forte.
2020 Honda Civic
$1,520
2020 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,362 |
LX Hatchback | 1,386 |
Sport Sedan | 1,410 |
EX Sedan | 1,436 |
Sport Hatchback | 1,436 |
SI Sedan | 1,456 |
EX Hatchback | 1,486 |
EX-L Navi Hatchback | 1,486 |
EX-L Sedan | 1,486 |
LX Coupe | 1,486 |
Sport Coupe | 1,510 |
EX Coupe | 1,534 |
Touring Coupe | 1,590 |
SI Coupe | 1,620 |
Touring Sedan | 1,620 |
Touring Hatchback | 1,656 |
Sport Touring Hatchback | 1,858 |
2020 Honda Civic Average Rate | $1,520 |
2020 Kia Forte
$1,554
2020 Kia Forte Trims | Rate |
---|---|
FE Sedan | $1,486 |
LXS Sedan | 1,520 |
EX Sedan | 1,570 |
GT-Line Sedan | 1,570 |
GT Sedan | 1,620 |
2020 Kia Forte Average Rate | $1,554 |
2019 Honda Civic vs. Kia Forte
For 2019 Honda Civic and Kia Forte models, the Honda Civic is cheaper to insure by an average of $36 per year.
The chart below illustrates the average cost to insure both models rated for drivers aged 20 to 50. For a 2019 Honda Civic, the average car insurance cost ranges from $1,310 to $2,952 per year for the included age groups. A 2019 Kia Forte costs from $1,354 to $3,036 to insure per year.
Out of 18 trims for the 2019 Honda Civic, the cheapest insurance rates are on the SI Sedan trim at a cost of $1,284 per year, or about $107 per month. The 2019 Kia Forte has four trim levels available, with the cheapest model to insure being the FE Sedan model at an average cost of $1,446 per year.
When auto insurance rates for all 22 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Honda Civic SI Sedan at an average cost of $1,284 per year. The most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing $1,668 per year.
The two tables below illustrate all the available trims for both 2019 models, including an overall average rate.
2019 Honda Civic
$1,472
2019 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,284 |
LX Hatchback | 1,378 |
LX Sedan | 1,378 |
LX Coupe | 1,392 |
Sport Coupe | 1,392 |
Sport Sedan | 1,404 |
EX Hatchback | 1,426 |
EX Sedan | 1,426 |
Sport Hatchback | 1,426 |
EX Coupe | 1,440 |
EX-L Sedan | 1,474 |
EX-L Navigation Hatchback | 1,522 |
Touring Coupe | 1,522 |
Touring Sedan | 1,522 |
SI Coupe | 1,556 |
Touring Hatchback | 1,556 |
Type-R Hatchback | 1,652 |
Sport Touring Hatchback | 1,668 |
2019 Honda Civic Average Rate | $1,472 |
2019 Kia Forte
$1,508
2019 Kia Forte Trims | Rate |
---|---|
FE Sedan | $1,446 |
LX Sedan | 1,510 |
S Sedan | 1,524 |
EX Sedan | 1,552 |
2019 Kia Forte Average Rate | $1,508 |
2018 Honda Civic vs. Kia Forte
When comparing insurance rates for 2018 models, a Honda Civic costs an average of $1,450 per year to insure and a Kia Forte costs $1,678, making the Honda Civic cheaper to insure by $228 per year.
The chart shown below illustrates the average cost to insure both 2018 models with different ages of drivers. For a 2018 Honda Civic, average car insurance cost ranges from $1,298 to $2,896 per year for the driver ages used. A 2018 Kia Forte costs from $1,510 to $3,384 to insure per year.
Out of 22 Honda Civic trim levels, the cheapest 2018 model to insure is the SI Sedan trim at an average cost of $1,226 per year, or around $102 per month.
For the seven trim levels available for the Kia Forte, the cheapest 2018 trim to insure is the S Sedan model at a cost of $1,392.
When all 29 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda Civic SI Sedan at an average cost of $1,226 per year. The most expensive vehicle to insure is the Kia Forte Forte5 SX Hatchback at an average cost of $1,848 per year.
The rate tables below illustrate the expected annual car insurance cost by trim level for both 2018 models, along with an average cost for each model. The 2018 Honda Civic has lower-cost car average car insurance rates than the 2018 Kia Forte.
2018 Honda Civic
$1,450
2018 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,226 |
LX Coupe | 1,334 |
EX-T Coupe | 1,380 |
LX-P Coupe | 1,380 |
LX Sedan | 1,392 |
Type-R Hatchback | 1,406 |
LX Hatchback | 1,422 |
EX-L Coupe | 1,426 |
EX Sedan | 1,438 |
EX-T Sedan | 1,438 |
LX Honda Sensing Sedan | 1,438 |
Sport Hatchback | 1,460 |
EX Hatchback | 1,482 |
EX Honda Sensing Sedan | 1,482 |
EX-T Honda Sensing Sedan | 1,482 |
EX-TL Sedan | 1,482 |
SI Coupe | 1,492 |
Touring Coupe | 1,502 |
EX-TL Honda Sensing Sedan | 1,526 |
EX-L Hatchback | 1,550 |
Touring Sedan | 1,572 |
Sport Touring Hatchback | 1,604 |
2018 Honda Civic Average Rate | $1,450 |
2018 Kia Forte
$1,678
2018 Kia Forte Trims | Rate |
---|---|
S Sedan | $1,392 |
LX Sedan | 1,606 |
Forte5 LX Hatchback | 1,680 |
EX Sedan | 1,726 |
SX Sedan | 1,726 |
Forte5 EX Hatchback | 1,772 |
Forte5 SX Hatchback | 1,848 |
2018 Kia Forte Average Rate | $1,678 |
2017 Honda Civic vs. Kia Forte
When comparing average insurance rates for the 2017 Honda Civic and Kia Forte models, the Honda Civic has cheaper rates by an average of $246 per year.
The chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2017 Honda Civic, average insurance cost ranges from $1,242 to $2,756 per year for the example age groups. A 2017 Kia Forte costs from $1,468 to $3,284 to insure per year.
Out of 17 trim levels for the 2017 Honda Civic, the cheapest average insurance prices are on the SI Sedan trim at a cost of $1,136 per year. For the six trim levels available for the Kia Forte, the cheapest 2017 trim to insure is the S Sedan trim at a cost of $1,500 per year, or about $125 per month.
When rates for all 23 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Honda Civic SI Sedan at an average rate of $1,136 per year, and the most expensive model and trim level is the Kia Forte SX Hatchback at an average of $1,718 per year.
The tables below display the expected annual car insurance cost by trim level for both 2017 models, along with an average cost for each model. The model with the cheapest car insurance rates for 2017 is the Honda Civic.
2017 Honda Civic
$1,384
2017 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,136 |
LX Coupe | 1,292 |
LX-P Coupe | 1,292 |
EX Coupe | 1,332 |
LX Hatchback | 1,350 |
LX Sedan | 1,350 |
Type-R Touring Hatchback | 1,350 |
EX-L Coupe | 1,376 |
EX Sedan | 1,390 |
Sport Hatchback | 1,390 |
SI Coupe | 1,396 |
EX-L Sedan | 1,426 |
EX Hatchback | 1,434 |
Touring Coupe | 1,448 |
EX-L Hatchback | 1,476 |
Touring Sedan | 1,520 |
Sport Touring Hatchback | 1,550 |
2017 Honda Civic Average Rate | $1,384 |
2017 Kia Forte
$1,630
2017 Kia Forte Trims | Rate |
---|---|
S Sedan | $1,500 |
LX Sedan | 1,582 |
LX Hatchback | 1,632 |
EX Hatchback | 1,674 |
EX Sedan | 1,674 |
SX Hatchback | 1,718 |
2017 Kia Forte Average Rate | $1,630 |
2016 Honda Civic vs. Kia Forte
When comparing average insurance rates for the 2016 Honda Civic and Kia Forte models, the Honda Civic has cheaper rates by an average of $116 per year.
The chart shown below shows the average cost to insure both models with different ages of drivers. Average car insurance cost ranges from $1,152 to $2,550 per year for a 2016 Honda Civic, and $1,260 to $2,804 for a 2016 Kia Forte for the age groups used in the chart.
Out of 10 Honda Civic trims, the cheapest 2016 model to insure is the LX Sedan trim at an average cost of $1,206 per year. Out of the seven trims available for the Kia Forte, the cheapest 2016 model to insure is the LX Sedan trim at a cost of $1,306 per year, or $109 per month.
When all 17 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Honda Civic LX Sedan at a cost of $1,206 per year. The most expensive model and trim level is the Kia Forte SX Hatchback at a cost of $1,462 per year.
The tables below display trim level insurance cost averages for both 2016 models, along with an average cost for each model. The 2016 Honda Civic can declare victory over the 2016 Kia Forte for cheapest overall car insurance cost.
2016 Honda Civic
$1,282
2016 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,206 |
LX Coupe | 1,216 |
EX Sedan | 1,250 |
EX-T Sedan | 1,270 |
EX-TL Sedan | 1,292 |
EX-L Coupe | 1,296 |
EX-T Coupe | 1,296 |
LX-P Coupe | 1,296 |
Touring Sedan | 1,350 |
Touring Coupe | 1,362 |
2016 Honda Civic Average Rate | $1,282 |
Be sure to see our comprehensive 2016 Honda Civic insurance cost article.
2016 Kia Forte
$1,398
2016 Kia Forte Trims | Rate |
---|---|
LX Sedan | $1,306 |
EX Coupe | 1,332 |
SX Coupe | 1,370 |
EX Sedan | 1,424 |
LX Hatchback | 1,424 |
EX Hatchback | 1,462 |
SX Hatchback | 1,462 |
2016 Kia Forte Average Rate | $1,398 |
2015 Honda Civic vs. Kia Forte
For the 2015 Honda Civic and Kia Forte models, the Honda Civic is cheaper to insure by an average of $164 per year.
The chart shown below visualizes the average cost to insure both models using drivers aged 20 to 50. Insurance cost ranges from $1,060 to $2,338 per year for a 2015 Honda Civic, and $1,208 to $2,688 for a 2015 Kia Forte for these driver ages.
The 2015 Honda Civic has 13 trims available, with the cheapest trim to insure being the LX Sedan model at an average cost of $1,056 per year.
For the five trims available for the Kia Forte, the cheapest 2015 trim level to insure is the EX Coupe model at a cost of $1,294 per year, or around $108 per month.
When insurance rates for all 18 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,056 per year. The most expensive model and trim level is the Kia Forte EX Hatchback at an average of $1,402 per year.
The next two rate tables illustrate all the available trims for both 2015 models, plus the average rate for each model. The 2015 Honda Civic defeats the 2015 Kia Forte for cheapest auto insurance rates.
2015 Honda Civic
$1,174
2015 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,056 |
SE Sedan | 1,056 |
EX Sedan | 1,092 |
HF Sedan | 1,092 |
EX-L Sedan | 1,128 |
SI Sedan | 1,128 |
CNG Sedan | 1,178 |
LX Coupe | 1,222 |
Hybrid L Sedan | 1,244 |
EX Coupe | 1,250 |
Hybrid Sedan | 1,252 |
EX-L Coupe | 1,290 |
SI Coupe | 1,290 |
2015 Honda Civic Average Rate | $1,174 |
2015 Kia Forte
$1,338
2015 Kia Forte Trims | Rate |
---|---|
EX Coupe | $1,294 |
LX Sedan | 1,306 |
SX Coupe | 1,330 |
EX Sedan | 1,366 |
EX Hatchback | 1,402 |
2015 Kia Forte Average Rate | $1,338 |