Honda Civic vs Nissan Sentra – Which Has Cheaper Car Insurance?

• For 2024 models, a Honda Civic has more affordable car insurance rates than a Nissan Sentra by an average of $76 per year.
• For a 2024 Honda Civic, average insurance rates range from $1,900 to $2,516 per year, while a 2024 Nissan Sentra ranges from $2,150 to $2,260.
• Out of 15 models in the 2024 small car segment, the Honda Civic ranks third and the Nissan Sentra ranks fourth for insurance affordability.
• If the cheapest auto insurance rates are your top priority, the LX and LX Hatchback trims are the cheapest Honda Civic models to insure, while the S and SV trims are the cheapest Nissan Sentra models to insure.

Does a Honda Civic or Nissan Sentra cost less to insure?

For new Civic and Sentra models, the model with cheaper average insurance rates is the Honda Civic. Average insurance rates for the Honda Civic are $2,124 per year, while insurance for a Nissan Sentra costs an average of $2,200 per year.

Out of 10 Honda Civic trim levels, the cheapest 2024 trim to insure is the LX trim at an average cost of $1,900 per year. The 2024 Nissan Sentra has three trim levels available, with the cheapest trim level to insure being the S model at an average cost of $2,150 per year, or about $179 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim is the Honda Civic LX at a cost of $1,900 per year, and the overall most expensive vehicle to insure is the Honda Civic Type R at an average cost of $2,516 per year.

The table below ranks the cost of car insurance for 2024 Honda Civic and Nissan Sentra models, with average rates for each trim level.

The rate chart below displays the average cost to insure both models with different ages of drivers. For a 2024 Honda Civic, average car insurance cost ranges from $1,884 to $4,214 per year. A 2024 Nissan Sentra costs from $1,968 to $4,348 to insure per year.

The next tables show trim level insurance rates for each 2024 model, plus an average rate for each model. The 2024 Honda Civic has more affordable average car insurance rates than the 2024 Nissan Sentra.

2023 Honda Civic vs. Nissan Sentra

Car insurance on a 2023 Honda Civic costs an average of $2,268 per year, and the 2023 Nissan Sentra costs an average of $2,160 per year, making the Nissan Sentra the cheaper option by $108 per year.

Out of eight trim levels for the 2023 Honda Civic, the cheapest insurance rates are on the Sport model at a cost of $2,114 per year. Out of the four trim levels available for the Nissan Sentra, the cheapest 2023 trim level to insure is the S trim at a cost of $2,094.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Nissan Sentra S at an average cost of $2,094 per year. The highest-cost model and trim is the Honda Civic Type R at an average of $2,504 per year.

The table below ranks the annual and monthly cost of car insurance for 2023 Honda Civic and Nissan Sentra models, showing average cost for every trim level.

The next chart displays the average cost to insure both 2023 models with different drivers at the wheel. Insurance cost ranges from $2,016 to $4,538 per year for a 2023 Honda Civic, and $1,930 to $4,274 for a 2023 Nissan Sentra for the age groups used in the chart.

The tables below illustrate the average cost to insure all 2023 trim levels, along with an average cost for each model. The 2023 Nissan Sentra has more affordable average car insurance than the 2023 Honda Civic.

2022 Honda Civic vs. Nissan Sentra

Insurance rates on a 2022 Honda Civic cost an average of $2,160 per year, while insurance for a 2022 Nissan Sentra costs an average of $2,132 per year, making the Nissan Sentra the cheaper of the two models to insure.

The exact cost of insurance can vary greatly for different trim levels, however.

For a 2022 Honda Civic, car insurance rates range from $2,008 per year for the LX model up to the most expensive rate of $2,354 for the Type R model. For a 2022 Nissan Sentra, rates can range from $2,048 per year for the S model up to $2,230 for the SR Premium model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Honda Civic LX at an average of $2,008 per year, and the most expensive vehicle to insure is the Honda Civic Type R at a cost of $2,354 per year.

For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Nissan Sentra models include the S, SV, and SR.

Insurance rates for all 2022 Honda Civic and Nissan Sentra trim levels range from $167 to $196 per month.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2022 Honda Civic and Nissan Sentra models, showing average cost by trim level for each model.

The bar chart below compares the Honda Civic insurance cost to Nissan Sentra insurance cost for 2022 models and different driver ages.

The tables below detail insurance rates for all trim levels of 2022 Civic and Sentra models. The 2022 Honda Civic has an average insurance cost of $2,160 and the 2022 Nissan Sentra is $2,132, making the Nissan Sentra cheaper by $28 per year.

2021 Honda Civic vs. Nissan Sentra

For the 2021 Honda Civic and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by an average of $46 per year.

The chart below illustrates the average cost to insure both models using drivers aged 20 to 50. For a 2021 Honda Civic, insurance cost ranges from $1,750 to $3,932 per year for the included age groups. A 2021 Nissan Sentra costs from $1,712 to $3,798 to insure per year.

The 2021 Honda Civic has 13 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,772 per year, or about $148 per month.

For the five trims available for the Nissan Sentra, the cheapest 2021 trim to insure is the S Sedan model at a cost of $1,838 per year, or $153 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,772 per year. The most expensive trim is the Honda Civic Sport Touring Hatchback at an average of $2,412 per year.

The next two rate tables display trim level insurance cost averages for both 2021 models, including the average rate for each model. The 2021 Nissan Sentra has cheaper average car insurance rates than the 2021 Honda Civic.

2020 Honda Civic vs. Nissan Sentra

When comparing car insurance rates for the 2020 Honda Civic and Nissan Sentra models, the Nissan Sentra has cheaper rates by an average of $52 per year.

The chart below displays the average cost to insure both 2020 models for drivers aged 20 to 50. For a 2020 Honda Civic, average car insurance cost ranges from $1,710 to $3,846 per year. A 2020 Nissan Sentra costs from $1,666 to $3,694 to insure per year.

Out of 17 trims for the 2020 Honda Civic, the cheapest average insurance prices are on the LX Sedan trim at a cost of $1,720 per year. For the five trim levels available for the Nissan Sentra, the cheapest 2020 trim to insure is the S Sedan model at a cost of $1,788.

When average car insurance prices for all 22 trim levels for both 2020 models are compared, the cheapest trim to insure is the Honda Civic LX Sedan at an average rate of $1,720 per year, and the highest-cost model and trim level is the Honda Civic Sport Touring Hatchback at an average cost of $2,346 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The cheapest model to insure for the 2020 model year is the Nissan Sentra.

2019 Honda Civic vs. Nissan Sentra

For the 2019 Honda Civic and Nissan Sentra models, the Honda Civic has cheaper car insurance rates by an average of $32 per year.

The rate chart below demonstrates the average cost to insure the two models using a range of rated driver ages. For a 2019 Honda Civic, the average car insurance cost ranges from $1,656 to $3,728 per year for the included age groups. A 2019 Nissan Sentra costs from $1,694 to $3,738 to insure per year.

The 2019 Honda Civic has 18 trims available, with the cheapest trim to insure being the SI Sedan model at an average cost of $1,622 per year, or around $135 per month.

The 2019 Nissan Sentra has five trim levels available, with the cheapest trim level to insure being the S Sedan model at an average cost of $1,758 per year.

When all 23 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Honda Civic SI Sedan at an average rate of $1,622 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at an average cost of $2,112 per year.

The tables below show trim level insurance cost averages for both 2019 models, along with an average cost for each model. The model with the cheapest car insurance rates for 2019 is the Honda Civic.

2018 Honda Civic vs. Nissan Sentra

When comparing insurance rates for 2018 models, the Honda Civic costs an average of $1,832 per year to insure and the Nissan Sentra costs $1,804, making the Nissan Sentra the winner by $28 for the 2018 comparison year.

The chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,640 to $3,660 per year for a 2018 Honda Civic, and $1,622 to $3,572 for a 2018 Nissan Sentra for the driver ages used.

Out of 22 trim levels for the 2018 Honda Civic, the cheapest insurance prices are on the SI Sedan trim at a cost of $1,552 per year, or $129 per month. For the five trims available for the Nissan Sentra, the cheapest 2018 trim level to insure is the S Sedan trim at a cost of $1,680 per year, or about $140 per month.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Honda Civic SI Sedan at an average of $1,552 per year. The highest-cost model and trim is the Honda Civic Sport Touring Hatchback at an average of $2,028 per year.

The tables shown below illustrate average cost to insure each trim level for a 2018 Honda Civic and Nissan Sentra, including an overall average cost for each model. The model with the cheapest auto insurance rates for 2018 is the Nissan Sentra.

2017 Honda Civic vs. Nissan Sentra

For 2017 Honda Civic and Nissan Sentra models, the Nissan Sentra has lower-cost car insurance by an average of $64 per year for 2017.

The chart below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2017 Honda Civic, average insurance cost ranges from $1,568 to $3,488 per year. A 2017 Nissan Sentra costs from $1,518 to $3,320 to insure per year.

For the 17 trim levels available for the 2017 Honda Civic, the cheapest trim level to insure is the SI Sedan model at an average cost of $1,438 per year. Out of the three trim levels available for the Nissan Sentra, the cheapest 2017 trim level to insure is the S Sedan model at a cost of $1,646.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Honda Civic SI Sedan at an average of $1,438 per year. The most expensive trim is the Honda Civic Sport Touring Hatchback costing an average of $1,956 per year.

The next two tables show all the available trims for both 2017 models, as well as the overall average rate for each model. The 2017 Nissan Sentra is the winner over the 2017 Honda Civic for the cheapest average car insurance rates.

2016 Honda Civic vs. Nissan Sentra

When comparing insurance cost for the 2016 Honda Civic and Nissan Sentra models, the Honda Civic is cheaper by an average of $8 per year for this comparison year.

The chart below shows the average cost to insure the two models with different ages of drivers. For a 2016 Honda Civic, insurance cost ranges from $1,456 to $3,224 per year for the included age groups. A 2016 Nissan Sentra costs from $1,470 to $3,224 to insure per year.

The 2016 Honda Civic has 10 trim levels available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,522 per year, or around $127 per month.

Out of the five trims available for the Nissan Sentra, the cheapest 2016 trim to insure is the S Sedan trim at a cost of $1,560.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,522 per year, and the highest-cost model and trim level is the Honda Civic Touring Coupe costing $1,720 per year.

The next two tables illustrate the cost to insure the available trim levels for both 2016 models, along with the average rate for each model. The winner for the 2016 car insurance comparison is the Honda Civic.

2015 Honda Civic vs. Nissan Sentra

When comparing insurance rates for 2015 models, the Honda Civic costs an average of $1,480 per year to insure and the Nissan Sentra costs $1,430, making the Nissan Sentra the winner by $50 for the 2015 comparison year.

The chart shown below shows the average cost to insure both 2015 models for four different driver age groups. Average insurance cost ranges from $1,334 to $2,944 per year for a 2015 Honda Civic, and $1,290 to $2,820 for a 2015 Nissan Sentra for the included age groups.

The 2015 Honda Civic has 13 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,328 per year. For the five trims available for the Nissan Sentra, the cheapest 2015 trim level to insure is the S Plus Sedan model at a cost of $1,392 per year, or about $116 per month.

When average car insurance prices for all 18 trim levels for both 2015 models are compared, the overall cheapest vehicle to insure is the Honda Civic LX Sedan at a cost of $1,328 per year. The most expensive trim is the Honda Civic SI Coupe costing $1,626 per year.

The next two tables illustrate average cost to insure each trim level for a 2015 Honda Civic and Nissan Sentra, including the average rate for each model. The winner for the 2015 car insurance rate comparison is the Nissan Sentra.

Additional Honda Civic and Nissan Sentra Resources

• Honda Civic Insurance Rates
• Nissan Sentra Insurance Rates
• Small Car Insurance Rate Comparisons