Honda Civic vs Nissan Sentra – Which Has Cheaper Car Insurance?

• For 2023 models, a Nissan Sentra has more affordable car insurance rates than a Honda Civic by an average of $92 per year.
• For a 2023 Honda Civic, average insurance rates range from $1,612 to $1,902 per year, while a 2023 Nissan Sentra ranges from $1,588 to $1,678.
• Out of 15 models in the 2023 small car segment, the Honda Civic ranks eighth and the Nissan Sentra ranks third for insurance affordability.
• If the cheapest auto insurance rates are your top priority, the Sport and Sport Hatchback trims are the cheapest Honda Civic models to insure, while the S and SV trims are the cheapest Nissan Sentra models to insure.

Does a Honda Civic or Nissan Sentra cost less to insure?

Car insurance on a 2023 Honda Civic costs an average of $1,728 per year, and the 2023 Nissan Sentra costs an average of $1,636 per year, making the Nissan Sentra the cheaper option by $92 per year.

Out of eight trim levels for the 2023 Honda Civic, the cheapest insurance rates are on the Sport model at a cost of $1,612 per year. Out of the four trim levels available for the Nissan Sentra, the cheapest 2023 trim level to insure is the S trim at a cost of $1,588.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Nissan Sentra S at an average cost of $1,588 per year. The highest-cost model and trim is the Honda Civic Type R at an average of $1,902 per year.

The table below ranks the annual and monthly cost of car insurance for 2023 Honda Civic and Nissan Sentra models, showing average cost for every trim level.

The next chart displays the average cost to insure both 2023 models with different drivers at the wheel. Insurance cost ranges from $1,572 to $3,414 per year for a 2023 Honda Civic, and $1,492 to $3,208 for a 2023 Nissan Sentra for the age groups used in the chart.

The tables below illustrate the average cost to insure all 2023 trim levels, along with an average cost for each model. The 2023 Nissan Sentra has more affordable average car insurance than the 2023 Honda Civic.

2022 Honda Civic vs. Nissan Sentra

Insurance rates on a 2022 Honda Civic cost an average of $1,640 per year, while insurance for a 2022 Nissan Sentra costs an average of $1,616 per year, making the Nissan Sentra the cheaper of the two models to insure.

The exact cost of insurance can vary greatly for different trim levels, however.

For a 2022 Honda Civic, car insurance rates range from $1,526 per year for the LX model up to the most expensive rate of $1,784 for the Type R model. For a 2022 Nissan Sentra, rates can range from $1,554 per year for the S model up to $1,688 for the SR Premium model.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Honda Civic LX at an average of $1,526 per year, and the most expensive vehicle to insure is the Honda Civic Type R at a cost of $1,784 per year.

For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Nissan Sentra models include the S, SV, and SR.

Insurance rates for all 2022 Honda Civic and Nissan Sentra trim levels range from $127 to $149 per month.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2022 Honda Civic and Nissan Sentra models, showing average cost by trim level for each model.

The bar chart below compares the Honda Civic insurance cost to Nissan Sentra insurance cost for 2022 models and different driver ages.

The tables below detail insurance rates for all trim levels of 2022 Civic and Sentra models. The 2022 Honda Civic has an average insurance cost of $1,640 and the 2022 Nissan Sentra is $1,616, making the Nissan Sentra cheaper by $24 per year.

2021 Honda Civic vs. Nissan Sentra

For the 2021 Honda Civic and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by an average of $32 per year.

The chart below illustrates the average cost to insure both models using drivers aged 20 to 50. For a 2021 Honda Civic, insurance cost ranges from $1,356 to $2,944 per year for the included age groups. A 2021 Nissan Sentra costs from $1,324 to $2,854 to insure per year.

The 2021 Honda Civic has 13 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,340 per year, or about $112 per month.

For the five trims available for the Nissan Sentra, the cheapest 2021 trim to insure is the S Sedan model at a cost of $1,396 per year, or $116 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,340 per year. The most expensive trim is the Honda Civic Sport Touring Hatchback at an average of $1,830 per year.

The next two rate tables display trim level insurance cost averages for both 2021 models, including the average rate for each model. The 2021 Nissan Sentra has cheaper average car insurance rates than the 2021 Honda Civic.

2020 Honda Civic vs. Nissan Sentra

When comparing car insurance rates for the 2020 Honda Civic and Nissan Sentra models, the Nissan Sentra has cheaper rates by an average of $36 per year.

The chart below displays the average cost to insure both 2020 models for drivers aged 20 to 50. For a 2020 Honda Civic, average car insurance cost ranges from $1,346 to $2,924 per year. A 2020 Nissan Sentra costs from $1,306 to $2,820 to insure per year.

Out of 17 trims for the 2020 Honda Civic, the cheapest average insurance prices are on the LX Sedan trim at a cost of $1,324 per year. For the five trim levels available for the Nissan Sentra, the cheapest 2020 trim to insure is the S Sedan model at a cost of $1,378.

When average car insurance prices for all 22 trim levels for both 2020 models are compared, the cheapest trim to insure is the Honda Civic LX Sedan at an average rate of $1,324 per year, and the highest-cost model and trim level is the Honda Civic Sport Touring Hatchback at an average cost of $1,808 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2020 models, including an overall average cost for each model. The cheapest model to insure for the 2020 model year is the Nissan Sentra.

2019 Honda Civic vs. Nissan Sentra

For the 2019 Honda Civic and Nissan Sentra models, the Honda Civic has cheaper car insurance rates by an average of $30 per year.

The rate chart below demonstrates the average cost to insure the two models using a range of rated driver ages. For a 2019 Honda Civic, the average car insurance cost ranges from $1,312 to $2,856 per year for the included age groups. A 2019 Nissan Sentra costs from $1,342 to $2,880 to insure per year.

The 2019 Honda Civic has 18 trims available, with the cheapest trim to insure being the SI Sedan model at an average cost of $1,252 per year, or around $104 per month.

The 2019 Nissan Sentra has five trim levels available, with the cheapest trim level to insure being the S Sedan model at an average cost of $1,370 per year.

When all 23 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Honda Civic SI Sedan at an average rate of $1,252 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at an average cost of $1,638 per year.

The tables below show trim level insurance cost averages for both 2019 models, along with an average cost for each model. The model with the cheapest car insurance rates for 2019 is the Honda Civic.

2018 Honda Civic vs. Nissan Sentra

When comparing insurance rates for 2018 models, the Honda Civic costs an average of $1,446 per year to insure and the Nissan Sentra costs $1,432, making the Nissan Sentra the winner by $14 for the 2018 comparison year.

The chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,318 to $2,864 per year for a 2018 Honda Civic, and $1,308 to $2,814 for a 2018 Nissan Sentra for the driver ages used.

Out of 22 trim levels for the 2018 Honda Civic, the cheapest insurance prices are on the SI Sedan trim at a cost of $1,218 per year, or $102 per month. For the five trims available for the Nissan Sentra, the cheapest 2018 trim level to insure is the S Sedan trim at a cost of $1,342 per year, or about $112 per month.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Honda Civic SI Sedan at an average of $1,218 per year. The highest-cost model and trim is the Honda Civic Sport Touring Hatchback at an average of $1,600 per year.

The tables shown below illustrate average cost to insure each trim level for a 2018 Honda Civic and Nissan Sentra, including an overall average cost for each model. The model with the cheapest auto insurance rates for 2018 is the Nissan Sentra.

2017 Honda Civic vs. Nissan Sentra

For 2017 Honda Civic and Nissan Sentra models, the Nissan Sentra has lower-cost car insurance by an average of $48 per year for 2017.

The chart below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2017 Honda Civic, average insurance cost ranges from $1,262 to $2,726 per year. A 2017 Nissan Sentra costs from $1,218 to $2,616 to insure per year.

For the 17 trim levels available for the 2017 Honda Civic, the cheapest trim level to insure is the SI Sedan model at an average cost of $1,128 per year. Out of the three trim levels available for the Nissan Sentra, the cheapest 2017 trim level to insure is the S Sedan model at a cost of $1,306.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Honda Civic SI Sedan at an average of $1,128 per year. The most expensive trim is the Honda Civic Sport Touring Hatchback costing an average of $1,546 per year.

The next two tables show all the available trims for both 2017 models, as well as the overall average rate for each model. The 2017 Nissan Sentra is the winner over the 2017 Honda Civic for the cheapest average car insurance rates.

2016 Honda Civic vs. Nissan Sentra

When comparing insurance cost for the 2016 Honda Civic and Nissan Sentra models, the Honda Civic is cheaper by an average of $12 per year for this comparison year.

The chart below shows the average cost to insure the two models with different ages of drivers. For a 2016 Honda Civic, insurance cost ranges from $1,196 to $2,588 per year for the included age groups. A 2016 Nissan Sentra costs from $1,206 to $2,596 to insure per year.

The 2016 Honda Civic has 10 trim levels available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,234 per year, or around $103 per month.

Out of the five trims available for the Nissan Sentra, the cheapest 2016 trim to insure is the S Sedan trim at a cost of $1,268.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Honda Civic LX Sedan at an average rate of $1,234 per year, and the highest-cost model and trim level is the Honda Civic Touring Coupe costing $1,388 per year.

The next two tables illustrate the cost to insure the available trim levels for both 2016 models, along with the average rate for each model. The winner for the 2016 car insurance comparison is the Honda Civic.

2015 Honda Civic vs. Nissan Sentra

When comparing insurance rates for 2015 models, the Honda Civic costs an average of $1,210 per year to insure and the Nissan Sentra costs $1,168, making the Nissan Sentra the winner by $42 for the 2015 comparison year.

The chart shown below shows the average cost to insure both 2015 models for four different driver age groups. Average insurance cost ranges from $1,106 to $2,382 per year for a 2015 Honda Civic, and $1,062 to $2,276 for a 2015 Nissan Sentra for the included age groups.

The 2015 Honda Civic has 13 trim levels available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,092 per year. For the five trims available for the Nissan Sentra, the cheapest 2015 trim level to insure is the S Plus Sedan model at a cost of $1,138 per year, or about $95 per month.

When average car insurance prices for all 18 trim levels for both 2015 models are compared, the overall cheapest vehicle to insure is the Honda Civic LX Sedan at a cost of $1,092 per year. The most expensive trim is the Honda Civic SI Coupe costing $1,328 per year.

The next two tables illustrate average cost to insure each trim level for a 2015 Honda Civic and Nissan Sentra, including the average rate for each model. The winner for the 2015 car insurance rate comparison is the Nissan Sentra.

Additional Honda Civic and Nissan Sentra Resources

• Honda Civic Insurance Rates
• Nissan Sentra Insurance Rates
• Small Car Insurance Rate Comparisons