Is Insurance Cheaper on a Honda Civic or Subaru Impreza?

• For 2024 models, a Honda Civic is generally cheaper to insure than a Subaru Impreza by an average of $64 per year.
• For a 2024 Honda Civic, car insurance rates cost from $1,502 to $1,992 per year, while insurance on a 2024 Subaru Impreza ranges from $1,676 to $1,808.
• Out of 15 models in the 2024 small car category, the Honda Civic ranks third and the Subaru Impreza ranks fifth for overall car insurance affordability.
• If cheap insurance is the most important criteria, the LX and LX Hatchback trim levels are the most affordable Honda Civic models to insure, while the Base and Sport trims cost the least to insure for the Subaru Impreza.

Is a Honda Civic or Subaru Impreza cheaper to insure?

For 2024, the model having cheaper average car insurance is the Honda Civic. Insurance rates for the Honda Civic average $1,680 per year, while insurance for a Subaru Impreza costs an average of $1,744 per year.

Out of 10 trim levels for the 2024 Honda Civic, the cheapest car insurance rates are on the LX model at a cost of $1,502 per year, or $125 per month.

For the three trim levels available for the Subaru Impreza, the cheapest 2024 trim level to insure is the Base model at a cost of $1,676.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level is the Honda Civic LX at an average cost of $1,502 per year, and the most expensive model and trim level is the Honda Civic Type R at an average of $1,992 per year.

The next table ranks the cost of car insurance for 2024 Honda Civic and Subaru Impreza models, showing average cost for each trim level.

The next chart shows the average cost to insure both 2024 models with different drivers at the wheel. For a 2024 Honda Civic, the average cost of car insurance ranges from $1,490 to $3,332 per year for the illustrated age groups. A 2024 Subaru Impreza costs from $1,552 to $3,524 to insure per year.

The rate tables below display the average insurance cost by trim level for both 2024 models, as well as the overall average rate for each model.

2023 Honda Civic vs. Subaru Impreza

Average car insurance rates for a 2023 Honda Civic are $1,806 per year, whereas insurance for a Subaru Impreza costs an average of $1,528 per year, making the Subaru Impreza the model with lower average insurance cost.

Out of eight Honda Civic trim levels, the cheapest 2023 model to insure is the Sport trim at an average cost of $1,684 per year.

The 2023 Subaru Impreza has seven trims available, with the cheapest trim level to insure being the Base 5-Door AWD model at an average cost of $1,394 per year.

When car insurance rates for all 15 trim levels for both 2023 models are compared, the cheapest model and trim level to insure is the Subaru Impreza Base 5-Door AWD at an average rate of $1,394 per year. The most expensive trim is the Honda Civic Type R at a cost of $1,990 per year.

The table below compares and ranks the annual and monthly cost of car insurance for 2023 Honda Civic and Subaru Impreza models, showing average cost for every trim level.

The next chart shows the average cost to insure both models for different driver ages. For a 2023 Honda Civic, average insurance cost ranges from $1,604 to $3,612 per year for the driver ages used. A 2023 Subaru Impreza costs from $1,354 to $3,084 to insure per year.

The two tables below illustrate average cost to insure each trim level for a 2023 Honda Civic and Subaru Impreza, plus an average rate for each model. The cheapest model to insure for the 2023 model year is the Subaru Impreza.

2022 Honda Civic vs. Subaru Impreza

For 2022, the model with the cheapest average car insurance rates is the Subaru Impreza. Insurance cost for the Honda Civic averages $1,710 per year, while insurance for a Subaru Impreza costs an average of $1,506 per year.

Within each model, however, insurance rates vary significantly depending on the trim level. To illustrate this, on a 2022 Honda Civic, average insurance rates range from $1,592 per year for the LX model up to $1,868 for the Type R model. For the 2022 Subaru Impreza, rates can range from $1,360 per year for the 5-Door AWD model up to $1,652 for the most expensive to insure Premium Sedan AWD model.

The table shown below ranks the 12-month and monthly car insurance cost for 2022 Honda Civic and Subaru Impreza models, broken down by trim level.

The chart below illustrates the average insurance cost for both models for a range of driver ages. The average cost of car insurance ranges from $1,522 to $3,428 per year for a 2022 Honda Civic, and $1,334 to $3,030 on a 2022 Subaru Impreza for the sample drivers in the chart.

For the 11 trims available for a 2022 Honda Civic, the most affordable trim to insure is the LX trim at an average cost of $1,592 per year, or around $133 per month. For the seven trim and option levels available for a Subaru Impreza, the most affordable 2022 trim to insure is the 5-Door AWD model at a cost of $1,360.

When all 18 trims of both models are combined and compared, the lowest-cost model and trim to buy insurance for is the Subaru Impreza 5-Door AWD at an average of $1,360 per year, and the most expensive model and trim level is the Honda Civic Type R at a cost of $1,868 per year.

The next tables display average car insurance rates for each trim level, including an overall average rate.

2021 Honda Civic vs. Subaru Impreza

A 2021 Subaru Impreza is $72 cheaper to insure per year on average than a 2021 Honda Civic, a difference of 4.7%.

The next chart demonstrates the average cost to insure both 2021 models for drivers from age 20 to 50. Average full-coverage insurance ranges from $1,386 to $3,112 per year on the 2021 Honda Civic, and $1,318 to $2,988 for a 2021 Subaru Impreza for these driver ages.

Out of 13 Honda Civic trim levels, the lowest-cost 2021 trim to insure is the LX Sedan model at an average cost of $1,402 per year.

Out of the eight different option levels available for the Subaru Impreza, the lowest-cost 2021 model to insure is the 4WD Station Wagon trim at a cost of $1,216 per year, or about $101 per month.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to insure is the Subaru Impreza 4WD Station Wagon at a cost of $1,216 per year, and the most expensive trim is the Honda Civic Sport Touring Hatchback at an average cost of $1,908 per year.

The two tables below show the expected annual car insurance cost by trim level for both 2021 models, as well as the overall average rate for each model.

2020 Honda Civic vs. Subaru Impreza

When comparing car insurance rates for 2020 models, a Honda Civic costs an average of $1,520 per year to insure and a Subaru Impreza costs $1,438, making the Subaru Impreza cheaper to insure by $82 per year for this comparison year.

The chart shown below demonstrates the average insurance cost for the two models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,350 to $3,040 per year for a 2020 Honda Civic, and $1,282 to $2,900 on a 2020 Subaru Impreza for the five driver age examples in the chart.

Out of 17 trim levels for a 2020 Honda Civic, the lowest-cost car insurance rates are on the LX Sedan model at a cost of $1,362 per year, or around $114 per month. For the eight different trims available for the Subaru Impreza, the lowest-cost 2020 model to insure is the 4WD Station Wagon trim at a cost of $1,180.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to buy insurance for is the Subaru Impreza 4WD Station Wagon at an average of $1,180 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing an average of $1,858 per year.

The two tables below illustrate average car insurance rates for each trim level, including the average rate for each model. The winner for the 2020 car insurance cost comparison is the Subaru Impreza.

2019 Honda Civic vs. Subaru Impreza

When comparing average insurance cost for 2019 models, the Honda Civic costs $1,472 per year for full coverage and the Subaru Impreza costs $1,380, making the Subaru Impreza the winner by $92 for this comparison year.

The following chart demonstrates the average cost to insure both models using drivers aged 20 to 50. For the 2019 Honda Civic, the average cost of car insurance ranges from $1,310 to $2,952 per year for the age groups in the chart. Full-coverage insurance for a 2019 Subaru Impreza costs from $1,228 to $2,784 on average per year.

Out of 18 Honda Civic trim levels, the lowest-cost 2019 trim level to insure is the SI Sedan model at an average cost of $1,284 per year, or $107 per month.

A 2019 Subaru Impreza has eight different trims available, with the lowest-cost trim to insure being the 2.0I 4WD Station Wagon trim at an average cost of $1,164 per year.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,164 per year. The most expensive model and trim level is the Honda Civic Sport Touring Hatchback costing an average of $1,668 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2019 models, along with an average cost for each model. The cheapest of the two models to insure for the 2019 model year is the Subaru Impreza.

2018 Honda Civic vs. Subaru Impreza

When comparing insurance rates for 2018 models, the Honda Civic costs $1,450 per year to insure and the Subaru Impreza costs $1,304, making the Subaru Impreza the cheaper model to insure by $146.

The next chart displays the average insurance cost for the two models using different driver ages. The average cost of car insurance ranges from $1,298 to $2,896 per year on the 2018 Honda Civic, and $1,164 to $2,630 on a 2018 Subaru Impreza for the age groups used in the chart.

Out of 22 trim levels for the 2018 Honda Civic, the lowest-cost average insurance prices are on the SI Sedan trim at a cost of $1,226 per year, or around $102 per month.

For the eight different option levels available for a Subaru Impreza, the most affordable 2018 model to insure is the 2.0I 4WD Station Wagon model at a cost of $1,092.

When comparing car insurance rates for both models by trim level, the cheapest trim to buy insurance for is the Subaru Impreza 2.0I 4WD Station Wagon at a cost of $1,092 per year, and the most expensive trim is the Honda Civic Sport Touring Hatchback at an average of $1,604 per year.

The two tables below break down average car insurance cost by trim level for a 2018 Honda Civic and Subaru Impreza, including the average rate for each model. The model with the cheapest overall car insurance rates for 2018 is the Subaru Impreza.

2017 Honda Civic vs. Subaru Impreza

A 2017 Subaru Impreza costs $142 less per year to insure per year on average than a 2017 Honda Civic, a difference of 10.8%.

The chart shown below demonstrates the average car insurance cost for both 2017 models using a range of rated driver ages. For a 2017 Honda Civic, the average cost of car insurance ranges from $1,242 to $2,756 per year for the age groups included in the chart. Car insurance on the 2017 Subaru Impreza ranges from $1,110 to $2,502 on average per year.

Out of 17 trims for the 2017 Honda Civic, the most affordable rates are on the SI Sedan trim at a cost of $1,136 per year, or $95 per month.

The 2017 Subaru Impreza has eight different trim levels available, with the lowest-cost trim level to insure being the 2.0I 4WD Station Wagon model at an average cost of $1,052 per year.

When rates for all 25 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,052 per year, and the overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at a cost of $1,550 per year.

The two tables below illustrate average car insurance rates for each trim level, as well as an average rate for each model.

2016 Honda Civic vs. Subaru Impreza

For the 2016 Honda Civic and Subaru Impreza models, the Subaru Impreza has cheaper car insurance cost by an average of $88 per year for this model year.

The rate chart below demonstrates the average car insurance cost for both 2016 models rated for multiple driver ages. Average car insurance cost ranges from $1,152 to $2,550 per year on the 2016 Honda Civic, and $1,068 to $2,394 for the 2016 Subaru Impreza for the sample drivers in the chart.

The 2016 Honda Civic has 10 trim levels available, with the lowest-cost trim to insure being the LX Sedan trim at an average cost of $1,206 per year. The 2016 Subaru Impreza has eight trims available, with the most affordable trim level to insure being the 2.0I 4WD Station Wagon model at an average cost of $1,062 per year.

When looking at the combined rates by trim for both models, the cheapest vehicle to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at an average cost of $1,062 per year, and the most expensive vehicle to insure is the Subaru Impreza 2.0I Limited AWD at a cost of $1,398 per year.

The next two rate tables detail average car insurance rates for each trim level, as well as an average rate for each model. The 2016 Subaru Impreza takes the win over the 2016 Honda Civic for cheapest car insurance rates.

2015 Honda Civic vs. Subaru Impreza

When comparing car insurance rates for the 2015 Honda Civic and Subaru Impreza models, the Honda Civic has cheaper rates by $14 per year.

The chart below demonstrates the average insurance cost for both 2015 models rated for different driver ages. The average car insurance cost ranges from $1,060 to $2,338 per year on the 2015 Honda Civic, and $1,062 to $2,388 for a 2015 Subaru Impreza for the five age groups shown in the chart.

For the 13 trim levels available for a 2015 Honda Civic, the lowest-cost trim level to insure is the LX Sedan trim at an average cost of $1,056 per year. For the 10 trims available for a Subaru Impreza, the most affordable 2015 model to insure is the 2.0I 4WD Station Wagon model at a cost of $1,122.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Honda Civic LX Sedan at an average of $1,056 per year. The highest-cost model and trim is the Honda Civic SI Coupe at a cost of $1,290 per year.

The rate tables below display average car insurance rates for every trim level for both 2015 models, as well as the overall average rate for each model. The 2015 Honda Civic has lower-cost car average car insurance rates than the 2015 Subaru Impreza.

Additional Honda Civic and Subaru Impreza Resources

• Honda Civic Insurance Cost
• Subaru Impreza Insurance Cost
• Small Car Insurance Cost Comparisons