- For the 2024 model year, a Honda Civic has cheaper car insurance rates than a Toyota Prius by $114 per year.
- For a 2024 Honda Civic, auto insurance rates cost from $1,854 to $2,458 per year, while insurance on a 2024 Toyota Prius ranges from $2,028 to $2,328, depending on trim level and options.
- With 15 models in the 2024 small car segment, the Honda Civic ranks third and the Toyota Prius ranks sixth for insurance affordability.
- When compared to the average U.S. car insurance rate of $2,221 per year, the Honda Civic costs $147 less per year, while the Toyota Prius averages $33 less per year.
Is a Honda Civic or Toyota Prius cheaper to insure?
Insurance rates on a 2024 Honda Civic cost an average of $2,074 per year, whereas insurance for a Toyota Prius costs an average of $2,188 per year, making the Honda Civic the cheaper of the two to insure.
Out of 10 trims for the 2024 Honda Civic, the cheapest rates are on the LX model at a cost of $1,854 per year, or $155 per month. For the nine trim levels available for the Toyota Prius, the cheapest 2024 trim to insure is the LE model at a cost of $2,028 per year, or around $169 per month.
When rates are compared for the 19 trim levels of both 2024 models, the overall cheapest vehicle to insure is the Honda Civic LX at a cost of $1,854 per year, and the overall most expensive vehicle to insure is the Honda Civic Type R at an average of $2,458 per year.
The next table compares and ranks the annual and monthly car insurance cost for 2024 Honda Civic and Toyota Prius models, showing cost for each trim level of both models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Civic LX | $1,854 | $155 |
Civic LX Hatchback | $1,890 | $158 |
Civic Sport | $1,910 | $159 |
Civic Sport Hatchback | $1,932 | $161 |
Prius LE | $2,028 | $169 |
Civic Sport Touring Hatchback | $2,064 | $172 |
Prius LE AWD | $2,076 | $173 |
Civic EX-L Hatchback | $2,102 | $175 |
Prius XLE | $2,140 | $178 |
Civic Touring | $2,148 | $179 |
Civic EX | $2,162 | $180 |
Prius XLE AWD | $2,176 | $181 |
Prius Prime SE | $2,186 | $182 |
Civic Si | $2,220 | $185 |
Prius Limited | $2,234 | $186 |
Prius Limited AWD | $2,262 | $189 |
Prius Prime XSE | $2,262 | $189 |
Prius Prime XSE Premium | $2,328 | $194 |
Civic Type R | $2,458 | $205 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The chart shown below shows the average cost to insure both models rated for a variety of different driver ages. For a 2024 Honda Civic, insurance cost ranges from $1,838 to $4,110 per year for the illustrated age groups. A 2024 Toyota Prius costs from $1,938 to $4,368 to insure per year.

The next tables display average car insurance rates for each trim level, including an overall average rate. The 2024 Honda Civic comes out on top over the 2024 Toyota Prius for cheapest overall car insurance cost.
2024 Honda Civic
$2,074
2024 Honda Civic Trims | Rate |
---|---|
LX | $1,854 |
LX Hatchback | 1,890 |
Sport | 1,910 |
Sport Hatchback | 1,932 |
Sport Touring Hatchback | 2,064 |
EX-L Hatchback | 2,102 |
Touring | 2,148 |
EX | 2,162 |
Si | 2,220 |
Type R | 2,458 |
2024 Honda Civic Average Rate | $2,074 |
2024 Toyota Prius
$2,188
2024 Toyota Prius Trims | Rate |
---|---|
LE | $2,028 |
LE AWD | 2,076 |
XLE | 2,140 |
XLE AWD | 2,176 |
Prime SE | 2,186 |
Limited | 2,234 |
Limited AWD | 2,262 |
Prime XSE | 2,262 |
Prime XSE Premium | 2,328 |
2024 Toyota Prius Average Rate | $2,188 |
2023 Honda Civic vs. Toyota Prius
For 2023, the model having more affordable car insurance is the Toyota Prius. Insurance rates for the Honda Civic average $2,214 per year, whereas the Toyota Prius averages $2,148 per year.
Out of eight Honda Civic trim levels, the cheapest 2023 trim to insure is the Sport model at an average cost of $2,066 per year. For the nine trim levels available for the Toyota Prius, the cheapest 2023 trim to insure is the LE model at a cost of $1,998.
When looking at the aggregated rates by trim for both models, the cheapest trim to insure is the Toyota Prius LE at a cost of $1,998 per year. The most expensive vehicle to insure is the Honda Civic Type R at an average of $2,444 per year.
For prior model years, the average auto insurance rates compare as follows. Click on a model year to view insurance rates for every trim level.
- 2022 Model Year – Cheapest vehicle to insure: Honda Civic
- 2021 Model Year – Cheapest vehicle to insure: Honda Civic
- 2020 Model Year – Cheapest vehicle to insure: Honda Civic
- 2019 Model Year – Cheapest vehicle to insure: Honda Civic
- 2018 Model Year – Cheapest vehicle to insure: Honda Civic
- 2017 Model Year – Cheapest vehicle to insure: Honda Civic
- 2016 Model Year – Cheapest vehicle to insure: Honda Civic
- 2015 Model Year – Cheapest vehicle to insure: Honda Civic
The rate table below compares the 12-month and monthly car insurance cost for 2023 Honda Civic and Toyota Prius models, showing average cost by trim level for each model.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Prius LE | $1,998 | $167 |
Prius LE AWD | $2,046 | $171 |
Civic Sport | $2,066 | $172 |
Civic Sport Hatchback | $2,092 | $174 |
Prius XLE | $2,108 | $176 |
Civic EX | $2,114 | $176 |
Prius Prime SE | $2,142 | $179 |
Prius XLE AWD | $2,148 | $179 |
Civic EX-L Hatchback | $2,166 | $181 |
Civic Si | $2,178 | $182 |
Prius Limited | $2,196 | $183 |
Prius Prime XSE | $2,202 | $184 |
Prius Limited AWD | $2,228 | $186 |
Prius Prime XSE Premium | $2,272 | $189 |
Civic Touring | $2,322 | $194 |
Civic Sport Touring Hatchback | $2,344 | $195 |
Civic Type R | $2,444 | $204 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The next chart displays the average cost to insure both 2023 models with different drivers at the wheel. Average car insurance cost ranges from $1,970 to $4,428 per year for a 2023 Honda Civic, and $1,904 to $4,312 for a 2023 Toyota Prius for the included driver ages.

The next tables illustrate the expected annual car insurance cost by trim level for both 2023 models, as well as an average rate for each model. The 2023 Toyota Prius wins the head-to-head comparison over the 2023 Honda Civic for cheapest auto insurance rates.
2023 Honda Civic
$2,214
2023 Honda Civic Trims | Rate |
---|---|
Sport | $2,066 |
Sport Hatchback | 2,092 |
EX | 2,114 |
EX-L Hatchback | 2,166 |
Si | 2,178 |
Touring | 2,322 |
Sport Touring Hatchback | 2,344 |
Type R | 2,444 |
2023 Honda Civic Average Rate | $2,214 |
2023 Toyota Prius
$2,148
2023 Toyota Prius Trims | Rate |
---|---|
LE | $1,998 |
LE AWD | 2,046 |
XLE | 2,108 |
Prime SE | 2,142 |
XLE AWD | 2,148 |
Limited | 2,196 |
Prime XSE | 2,202 |
Limited AWD | 2,228 |
Prime XSE Premium | 2,272 |
2023 Toyota Prius Average Rate | $2,148 |
2022 Honda Civic vs. Toyota Prius
Car insurance on a 2022 Honda Civic costs an average of $2,106 per year, while a 2022 Toyota Prius averages $2,136 per year, making the Honda Civic the cheaper model to insure by $30 per year.
On a 2022 Honda Civic, rates range from the cheapest rate of $1,960 per year for the LX model up to the most expensive rate of $2,300 for the Type R model. For a 2022 Toyota Prius, rates range from $1,998 per year on the L Eco model up to $2,268 on the Prime Limited model.
The rate table below compares and ranks the 12-month and monthly car insurance cost for 2022 Honda Civic and Toyota Prius models, showing average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Civic LX | $1,960 | $163 |
Civic LX Hatchback | $1,996 | $166 |
Prius L Eco | $1,998 | $167 |
Civic Sport | $2,008 | $167 |
Civic Sport Hatchback | $2,040 | $170 |
Prius L | $2,042 | $170 |
Prius LE | $2,044 | $170 |
Civic EX | $2,058 | $172 |
Prius LE AWD-e | $2,088 | $174 |
Civic EX-L Hatchback | $2,104 | $175 |
Civic Si | $2,110 | $176 |
Civic Si HPT | $2,112 | $176 |
Prius Prime LE | $2,126 | $177 |
Prius XLE | $2,138 | $178 |
Prius Nightshade Edition | $2,158 | $180 |
Prius XLE AWD-e | $2,164 | $180 |
Prius Prime XLE | $2,176 | $181 |
Prius Nightshade Edition AWD-e | $2,192 | $183 |
Civic Touring | $2,238 | $187 |
Prius Limited | $2,244 | $187 |
Civic Sport Touring Hatchback | $2,268 | $189 |
Prius Prime Limited | $2,268 | $189 |
Civic Type R | $2,300 | $192 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The chart below displays the average cost to insure the two models with different driver age groups. The average cost of car insurance ranges from $1,874 to $4,222 per year on a 2022 Honda Civic, and $1,890 to $4,314 for a 2022 Toyota Prius for the included driver ages.

Out of 11 Honda Civic trim levels, the lowest-cost 2022 trim level to insure is the LX model at an average cost of $1,960 per year, or about $163 per month. For the 12 trim and option levels available for the Toyota Prius, the cheapest 2022 trim level to insure is the L Eco model at a cost of $1,998 per year, or about $167 per month.
When rates for all 23 trim levels for both vehicles are compared, the cheapest trim to insure is the Honda Civic LX at an average cost of $1,960 per year, and the overall most expensive vehicle to insure is the Honda Civic Type R at an average of $2,300 per year.
The next two rate tables display the cost to insure the available trim levels for both 2022 models, as well as an average rate for each model.
2022 Honda Civic
$2,106
2022 Honda Civic Trims | Rate |
---|---|
LX | $1,960 |
LX Hatchback | 1,996 |
Sport | 2,008 |
Sport Hatchback | 2,040 |
EX | 2,058 |
EX-L Hatchback | 2,104 |
Si | 2,110 |
Si HPT | 2,112 |
Touring | 2,238 |
Sport Touring Hatchback | 2,268 |
Type R | 2,300 |
2022 Honda Civic Average Rate | $2,106 |
2022 Toyota Prius
$2,136
2022 Toyota Prius Trims | Rate |
---|---|
L Eco | $1,998 |
L | 2,042 |
LE | 2,044 |
LE AWD-e | 2,088 |
Prime LE | 2,126 |
XLE | 2,138 |
Nightshade Edition | 2,158 |
XLE AWD-e | 2,164 |
Prime XLE | 2,176 |
Nightshade Edition AWD-e | 2,192 |
Limited | 2,244 |
Prime Limited | 2,268 |
2022 Toyota Prius Average Rate | $2,136 |
2021 Honda Civic vs. Toyota Prius
For 2021 Honda Civic and Toyota Prius models, the Honda Civic is cheaper to insure by $168 per year.
The next chart displays the average cost to insure the two models for different driver ages. The average full-coverage insurance policy ranges from $1,710 to $3,838 per year for the 2021 Honda Civic, and $1,852 to $4,202 on the 2021 Toyota Prius for the illustrated age groups.

The 2021 Honda Civic has 13 trim levels available, with the lowest-cost trim level to insure being the LX Sedan trim at an average cost of $1,730 per year. A 2021 Toyota Prius has nine different trim levels available, with the cheapest trim to insure being the L Hatchback trim at an average cost of $1,892 per year, or $158 per month.
When rates for all 22 trim levels for both vehicles are compared, the cheapest vehicle to buy insurance for is the Honda Civic LX Sedan at an average rate of $1,730 per year, and the overall most expensive vehicle to insure is the Toyota Prius Prime Limited Hatchback costing an average of $2,434 per year.
The tables below show the average cost to insure all 2021 trim levels, including an overall average rate. The 2021 Honda Civic has lower-cost car average car insurance rates than the 2021 Toyota Prius.
2021 Honda Civic
$1,918
2021 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,730 |
LX Hatchback | 1,762 |
Sport Sedan | 1,794 |
EX Sedan | 1,826 |
Sport Hatchback | 1,826 |
LX Coupe | 1,884 |
EX Hatchback | 1,892 |
EX-L Navi Hatchback | 1,892 |
EX-L Sedan | 1,892 |
EX Coupe | 1,950 |
Touring Sedan | 2,058 |
Touring Hatchback | 2,104 |
Sport Touring Hatchback | 2,354 |
2021 Honda Civic Average Rate | $1,918 |
2021 Toyota Prius
$2,086
2021 Toyota Prius Trims | Rate |
---|---|
L Hatchback | $1,892 |
LE Hatchback | 1,892 |
LE AWD Hatchback | 1,954 |
XLE AWD Hatchback | 2,000 |
XLE Hatchback | 2,000 |
Limited AWD Hatchback | 2,066 |
Prime LE Hatchback | 2,260 |
Prime XLE Hatchback | 2,306 |
Prime Limited Hatchback | 2,434 |
2021 Toyota Prius Average Rate | $2,086 |
2020 Honda Civic vs. Toyota Prius
For the 2020 Honda Civic and Toyota Prius models, the Honda Civic has cheaper car insurance rates by an average of $150 per year.
The chart below displays the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. For a 2020 Honda Civic, insurance cost ranges from $1,670 to $3,752 per year for the five age groups shown in the chart. Full-coverage insurance for a 2020 Toyota Prius ranges from $1,796 to $4,078 on average per year.

Out of 17 Honda Civic trims, the cheapest 2020 trim level to insure is the LX Sedan trim at an average cost of $1,680 per year.
For the nine trim options available for a Toyota Prius, the lowest-cost 2020 model to insure is the L Hatchback model at a cost of $1,834.
When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Honda Civic LX Sedan at an average cost of $1,680 per year, and the overall most expensive vehicle to insure is the Toyota Prius Prime Limited Hatchback at a cost of $2,360 per year.
The two tables below show average car insurance rates for every trim level for both 2020 models, plus the average rate for each model. The 2020 Honda Civic has cheaper overall car insurance rates than the 2020 Toyota Prius.
2020 Honda Civic
$1,874
2020 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,680 |
LX Hatchback | 1,712 |
Sport Sedan | 1,740 |
EX Sedan | 1,772 |
Sport Hatchback | 1,772 |
SI Sedan | 1,798 |
EX Hatchback | 1,834 |
EX-L Navi Hatchback | 1,834 |
EX-L Sedan | 1,834 |
LX Coupe | 1,834 |
Sport Coupe | 1,864 |
EX Coupe | 1,894 |
Touring Coupe | 1,964 |
SI Coupe | 2,000 |
Touring Sedan | 2,000 |
Touring Hatchback | 2,042 |
Sport Touring Hatchback | 2,290 |
2020 Honda Civic Average Rate | $1,874 |
2020 Toyota Prius
$2,024
2020 Toyota Prius Trims | Rate |
---|---|
L Hatchback | $1,834 |
LE Hatchback | 1,834 |
LE AWD Hatchback | 1,896 |
XLE AWD Hatchback | 1,938 |
XLE Hatchback | 1,938 |
Limited AWD Hatchback | 2,002 |
Prime LE Hatchback | 2,194 |
Prime XLE Hatchback | 2,236 |
Prime Limited Hatchback | 2,360 |
2020 Toyota Prius Average Rate | $2,024 |
2019 Honda Civic vs. Toyota Prius
For the 2019 Honda Civic and Toyota Prius models, the Honda Civic has cheaper car insurance rates by an average of $138 per year for this comparison year.
The chart below shows the average cost to insure both 2019 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2019 Honda Civic, the average cost of car insurance ranges from $1,616 to $3,644 per year for these driver ages. Car insurance on a 2019 Toyota Prius ranges from $1,734 to $3,956 on average per year.

A 2019 Honda Civic has 18 trims available, with the cheapest trim to insure being the SI Sedan trim at an average cost of $1,584 per year. Out of the 11 option levels available for the Toyota Prius, the lowest-cost 2019 trim to insure is the C L Hatchback model at a cost of $1,786.
When rates for all 29 trim levels for both vehicles are compared, the cheapest vehicle to buy insurance for is the Honda Civic SI Sedan at a cost of $1,584 per year. The highest-cost model and trim level is the Toyota Prius Prime Advanced Hatchback at an average cost of $2,124 per year.
The tables below break down the average cost to insure all 2019 trim levels, along with an average cost for each model. The cheapest of the two models to insure for the 2019 model year is the Honda Civic.
2019 Honda Civic
$1,812
2019 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,584 |
LX Hatchback | 1,702 |
LX Sedan | 1,702 |
LX Coupe | 1,720 |
Sport Coupe | 1,720 |
Sport Sedan | 1,732 |
EX Hatchback | 1,762 |
EX Sedan | 1,762 |
Sport Hatchback | 1,762 |
EX Coupe | 1,780 |
EX-L Sedan | 1,822 |
EX-L Navigation Hatchback | 1,882 |
Touring Coupe | 1,882 |
Touring Sedan | 1,882 |
SI Coupe | 1,924 |
Touring Hatchback | 1,924 |
Type-R Hatchback | 2,040 |
Sport Touring Hatchback | 2,062 |
2019 Honda Civic Average Rate | $1,812 |
2019 Toyota Prius
$1,950
2019 Toyota Prius Trims | Rate |
---|---|
C L Hatchback | $1,786 |
C LE Hatchback | 1,846 |
L EcoHatchback | 1,846 |
LE Hatchback | 1,906 |
Prime Plus Hatchback | 1,962 |
LE AWD Hatchback | 1,966 |
XLE Hatchback | 1,966 |
Prime Premium Hatchback | 2,004 |
XLE AWD Hatchback | 2,006 |
Limited Hatchback | 2,064 |
Prime Advanced Hatchback | 2,124 |
2019 Toyota Prius Average Rate | $1,950 |
2018 Honda Civic vs. Toyota Prius
For 2018 Honda Civic and Toyota Prius models, the Honda Civic costs less to insure by $60 per year for this model year.
The following chart shows the average insurance cost for the two models using different driver ages. For a 2018 Honda Civic, the average car insurance cost ranges from $1,602 to $3,572 per year for the included driver ages. Full-coverage car insurance on a 2018 Toyota Prius costs from $1,642 to $3,738 on average per year.

For the 22 trim levels available for the 2018 Honda Civic, the cheapest trim to insure is the SI Sedan trim at an average cost of $1,512 per year.
Out of the 14 option levels available for the Toyota Prius, the cheapest 2018 trim level to insure is the C One Hatchback model at a cost of $1,706.
When car insurance rates for all 36 trims of both models are combined and sorted by cost, the cheapest model and trim level to buy insurance for is the Honda Civic SI Sedan at a cost of $1,512 per year. The most expensive trim is the Toyota Prius Prime Advanced Hatchback costing an average of $2,024 per year.
The two tables below illustrate average cost to insure each trim level for a 2018 Honda Civic and Toyota Prius, including an overall average cost for each model. The 2018 Honda Civic wins the head-to-head comparison over the 2018 Toyota Prius for cheapest car insurance rates.
2018 Honda Civic
$1,790
2018 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,512 |
LX Coupe | 1,648 |
EX-T Coupe | 1,704 |
LX-P Coupe | 1,704 |
LX Sedan | 1,716 |
Type-R Hatchback | 1,736 |
LX Hatchback | 1,754 |
EX-L Coupe | 1,760 |
EX Sedan | 1,772 |
EX-T Sedan | 1,772 |
LX Honda Sensing Sedan | 1,772 |
Sport Hatchback | 1,800 |
EX Hatchback | 1,828 |
EX Honda Sensing Sedan | 1,828 |
EX-T Honda Sensing Sedan | 1,828 |
EX-TL Sedan | 1,828 |
SI Coupe | 1,842 |
Touring Coupe | 1,854 |
EX-TL Honda Sensing Sedan | 1,884 |
EX-L Hatchback | 1,912 |
Touring Sedan | 1,940 |
Sport Touring Hatchback | 1,978 |
2018 Honda Civic Average Rate | $1,790 |
2018 Toyota Prius
$1,850
2018 Toyota Prius Trims | Rate |
---|---|
C One Hatchback | $1,706 |
C Two Hatchback | 1,706 |
C Three Hatchback | 1,764 |
One Sedan | 1,764 |
C Four Hatchback | 1,818 |
Two EcoSedan | 1,818 |
Two Sedan | 1,818 |
Prime Plus Hatchback | 1,876 |
Three Sedan | 1,876 |
Four Sedan | 1,914 |
Prime Premium Hatchback | 1,914 |
Three Touring Sedan | 1,914 |
Four Touring Sedan | 1,968 |
Prime Advanced Hatchback | 2,024 |
2018 Toyota Prius Average Rate | $1,850 |
2017 Honda Civic vs. Toyota Prius
When comparing average insurance rates for 2017 models, a Honda Civic costs an average of $1,706 per year to insure and a Toyota Prius costs $1,810, making the Honda Civic cheaper to insure by $104 per year.
The following chart displays the average cost to insure the two models rated for a variety of different driver ages. For a 2017 Honda Civic, insurance cost ranges from $1,530 to $3,402 per year for the sample drivers in the chart. Auto insurance on a 2017 Toyota Prius costs from $1,612 to $3,664 on average per year.

For the 17 trim levels available for the 2017 Honda Civic, the lowest-cost trim to insure is the SI Sedan model at an average cost of $1,404 per year, or about $117 per month. Out of the 18 option levels available for the Toyota Prius, the most affordable 2017 trim to insure is the C One Hatchback model at a cost of $1,636 per year, or around $136 per month.
When rates are compared for the 35 trim levels of both 2017 models, the lowest-cost model and trim to put coverage on is the Honda Civic SI Sedan at an average cost of $1,404 per year. The overall most expensive vehicle to insure is the Toyota Prius V Five Station Wagon at an average cost of $2,014 per year.
The rate tables below illustrate average car insurance rates for every trim level for both 2017 models, plus the average rate for each model. The 2017 Honda Civic defeats the 2017 Toyota Prius for the cheapest overall car insurance rates.
2017 Honda Civic
$1,706
2017 Honda Civic Trims | Rate |
---|---|
SI Sedan | $1,404 |
LX Coupe | 1,594 |
LX-P Coupe | 1,594 |
EX Coupe | 1,648 |
LX Hatchback | 1,664 |
LX Sedan | 1,664 |
Type-R Touring Hatchback | 1,668 |
EX-L Coupe | 1,700 |
EX Sedan | 1,718 |
Sport Hatchback | 1,718 |
SI Coupe | 1,726 |
EX-L Sedan | 1,762 |
EX Hatchback | 1,770 |
Touring Coupe | 1,790 |
EX-L Hatchback | 1,822 |
Touring Sedan | 1,876 |
Sport Touring Hatchback | 1,912 |
2017 Honda Civic Average Rate | $1,706 |
2017 Toyota Prius
$1,810
2017 Toyota Prius Trims | Rate |
---|---|
C One Hatchback | $1,636 |
C Two Hatchback | 1,636 |
C Three Hatchback | 1,690 |
One Sedan | 1,690 |
C Four Hatchback | 1,744 |
Two EcoSedan | 1,744 |
Two Sedan | 1,744 |
Prime Plus Hatchback | 1,796 |
Three Sedan | 1,796 |
Four Sedan | 1,832 |
Prime Premium Hatchback | 1,832 |
Three Touring Sedan | 1,832 |
Four Touring Sedan | 1,886 |
V Two Station Wagon | 1,908 |
Prime Advanced Hatchback | 1,938 |
V Four Station Wagon | 1,962 |
V Three Station Wagon | 1,962 |
V Five Station Wagon | 2,014 |
2017 Toyota Prius Average Rate | $1,810 |
2016 Honda Civic vs. Toyota Prius
When comparing average insurance rates for the 2016 Honda Civic and Toyota Prius models, the Honda Civic is cheaper to insure by $58 per year.
The following chart demonstrates the average cost to insure both 2016 models rated for different driver ages. For the 2016 Honda Civic, the average car insurance cost ranges from $1,422 to $3,146 per year. Car insurance on the 2016 Toyota Prius ranges from $1,468 to $3,308 on average per year.

Out of 10 Honda Civic trims, the most affordable 2016 model to insure is the LX Sedan trim at an average cost of $1,490 per year, or around $124 per month. For the 15 different trims available for the Toyota Prius, the most affordable 2016 trim level to insure is the C One Hatchback trim at a cost of $1,504 per year, or about $125 per month.
When trim-level rates for both models are compared, the lowest-cost model and trim level to buy insurance for is the Honda Civic LX Sedan at an average cost of $1,490 per year, and the most expensive trim is the Toyota Prius Three Touring Sedan at an average of $1,730 per year.
The tables below illustrate trim level insurance cost averages for both 2016 models, along with the average rate for each model. The 2016 Honda Civic has more affordable average car insurance rates than the 2016 Toyota Prius.
2016 Honda Civic
$1,586
2016 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,490 |
LX Coupe | 1,504 |
EX Sedan | 1,546 |
EX-T Sedan | 1,570 |
EX-TL Sedan | 1,594 |
EX-L Coupe | 1,600 |
EX-T Coupe | 1,600 |
LX-P Coupe | 1,600 |
Touring Sedan | 1,666 |
Touring Coupe | 1,682 |
2016 Honda Civic Average Rate | $1,586 |
Be sure to see our comprehensive 2016 Honda Civic insurance cost article.
2016 Toyota Prius
$1,644
2016 Toyota Prius Trims | Rate |
---|---|
C One Hatchback | $1,504 |
C Persona Special Hatchback | 1,552 |
C Three Hatchback | 1,552 |
C Two Hatchback | 1,552 |
V Two Station Wagon | 1,620 |
C Four Hatchback | 1,648 |
Two EcoSedan | 1,648 |
Two Sedan | 1,648 |
V Four Station Wagon | 1,668 |
V Three Station Wagon | 1,668 |
Three Sedan | 1,698 |
V Five Station Wagon | 1,716 |
Four Sedan | 1,730 |
Four Touring Sedan | 1,730 |
Three Touring Sedan | 1,730 |
2016 Toyota Prius Average Rate | $1,644 |
2015 Honda Civic vs. Toyota Prius
For 2015 Honda Civic and Toyota Prius models, the Honda Civic is cheaper to insure by $96 per year for this model year.
The chart shown below shows the average car insurance cost for both 2015 models with different driver age groups. Average car insurance cost ranges from $1,304 to $2,876 per year on a 2015 Honda Civic, and $1,382 to $3,106 on the 2015 Toyota Prius for the included driver ages.

Out of 13 Honda Civic trim levels, the lowest-cost 2015 model to insure is the LX Sedan model at an average cost of $1,298 per year, or around $108 per month. For the 16 different trim levels available for a Toyota Prius, the lowest-cost 2015 trim to insure is the C One Hatchback model at a cost of $1,366.
When rates for all 29 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Honda Civic LX Sedan at a cost of $1,298 per year, and the highest-cost model and trim is the Toyota Prius Plug-in Advance Hatchback at a cost of $1,678 per year.
The next two rate tables illustrate average car insurance cost by trim level for each 2015 model, including an overall average cost for each model.
2015 Honda Civic
$1,446
2015 Honda Civic Trims | Rate |
---|---|
LX Sedan | $1,298 |
SE Sedan | 1,298 |
EX Sedan | 1,342 |
HF Sedan | 1,342 |
EX-L Sedan | 1,390 |
SI Sedan | 1,390 |
CNG Sedan | 1,448 |
LX Coupe | 1,504 |
Hybrid L Sedan | 1,530 |
EX Coupe | 1,540 |
Hybrid Sedan | 1,540 |
EX-L Coupe | 1,588 |
SI Coupe | 1,588 |
2015 Honda Civic Average Rate | $1,446 |
2015 Toyota Prius
$1,542
2015 Toyota Prius Trims | Rate |
---|---|
C One Hatchback | $1,366 |
C Three Hatchback | 1,410 |
C Two Hatchback | 1,410 |
One Sedan | 1,454 |
C Four Hatchback | 1,498 |
Three Sedan | 1,498 |
Two Sedan | 1,498 |
Persona Sedan | 1,544 |
Four Sedan | 1,590 |
Plug-in Hatchback | 1,590 |
V Two Station Wagon | 1,604 |
V Four Station Wagon | 1,620 |
V Three Station Wagon | 1,620 |
Five Sedan | 1,634 |
V Five Station Wagon | 1,664 |
Plug-in Advance Hatchback | 1,678 |
2015 Toyota Prius Average Rate | $1,542 |