Honda CR-V vs. HR-V Car Insurance Cost

• A 2023 Honda HR-V is generally cheaper to insure than a 2023 Honda CR-V by an average of $32 per year, $1,496 compared to $1,464.
• Average car insurance cost per month for the Honda CR-V is 2.4% more expensive than the Honda HR-V, at $125 versus $122, a difference of $3 per month.
• Out of 47 models in the 2023 small SUV segment, the Honda CR-V ranks 13^th and the Honda HR-V ranks 10^th for insurance affordability.
• If affordable car insurance is a must-have, the EX and EX AWD trims are the cheapest Honda CR-V models to insure, while the LX and LX AWD trims are the cheapest Honda HR-V models to insure.

2022 Honda CR-V vs HR-V

When comparing the Honda CR-V and Honda HR-V for the 2023 model year, the cheapest model to insure is the Honda HR-V. Insurance on a Honda CR-V costs an average of $1,496 per year, and insurance for the Honda HR-V averages $1,464 per year.

For the 2023 Honda CR-V, average insurance prices range from around $1,448 per year for the $31,110 EX model up to $1,570 for the $38,600 Sport Touring Hybrid AWD trim.

For the 2023 Honda HR-V, insurance prices can vary from $1,414 annually for the LX model up to $1,510 for the $38,600 EX-L AWD model.

For a 2023 Honda CR-V, the cheapest models are the EX, EX AWD, and Sport Hybrid. The cheapest Honda HR-V models include the LX, LX AWD, and Sport. On a monthly basis, car insurance rates for all 2023 Honda CR-V and Honda HR-V trim levels range from $118 to $131 per month.

The rate chart below demonstrates Honda CR-V and Honda HR-V car insurance rates for the 2023 model year, grouped for drivers age 20 to 50.

The chart shown below shows the average cost to insure both models for different driver ages. For a 2023 Honda CR-V, average car insurance cost ranges from $1,366 to $2,992 per year for the illustrated age groups. A 2023 Honda HR-V costs from $1,338 to $2,874 to insure per year.

When average insurance prices for all 13 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Honda HR-V LX at a cost of $1,414 per year, and the highest-cost model and trim level is the Honda CR-V Sport Touring Hybrid AWD costing $1,570 per year.

The two tables below show the cost to insure the available trim levels for both 2023 models, as well as the overall average rate for each model. The model with the cheapest overall car insurance cost for 2023 is the Honda HR-V.

2022 Honda CR-V vs. HR-V

For the 2022 Honda CR-V and HR-V models, the Honda CR-V has cheaper car insurance cost by an average of $42 per year for this model year.

The rate chart below visualizes the average cost to insure the two models rated for multiple driver ages. For a 2022 Honda CR-V, the average car insurance cost ranges from $1,326 to $2,896 per year for the illustrated age groups. A 2022 Honda HR-V costs from $1,362 to $2,936 to insure per year.

The 2022 Honda CR-V has eight trim levels available, with the cheapest trim level to insure being the LX model at an average cost of $1,366 per year, or $114 per month. For the four trims available for the Honda HR-V, the cheapest 2022 trim level to insure is the LX model at a cost of $1,438.

When all 12 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda CR-V LX at an average cost of $1,366 per year, and the most expensive trim is the Honda CR-V Hybrid Touring costing an average of $1,546 per year.

The tables shown below display trim level insurance cost averages for both 2022 models, including an overall average cost for each model. The winner for the 2022 car insurance rate comparison is the Honda CR-V.

2021 Honda CR-V vs. HR-V

For the 2021 Honda CR-V and Honda HR-V models, the Honda CR-V has cheaper car insurance rates by an average of $114 per year for this comparison year.

The rate chart below shows the average cost to insure both models using different driver ages. Insurance cost ranges from $1,190 to $2,596 per year for a 2021 Honda CR-V, and $1,292 to $2,788 for a 2021 Honda HR-V for the example age groups.

Out of eight Honda CR-V trims, the cheapest 2021 trim to insure is the EX 2WD trim at an average cost of $1,224 per year, or about $102 per month.

For the nine trims available for the Honda HR-V, the cheapest 2021 trim to insure is the LX 2WD model at a cost of $1,334.

When insurance prices for all 17 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,224 per year. The most expensive vehicle to insure is the Honda HR-V Touring AWD at an average cost of $1,516 per year.

The next tables illustrate the cost to insure the available trim levels for both 2021 models, as well as an average rate for each model. The 2021 Honda CR-V wins the head-to-head comparison over the 2021 Honda HR-V for cheapest overall car insurance cost.

2020 Honda CR-V vs. HR-V

For 2020 Honda CR-V and Honda HR-V models, the Honda CR-V has lower-cost car insurance by an average of $114 per year.

The rate chart below demonstrates the average cost to insure both 2020 models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,174 to $2,560 per year for a 2020 Honda CR-V, and $1,276 to $2,758 for a 2020 Honda HR-V for the included age groups.

For the eight trim levels available for the 2020 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,208 per year. For the nine trims available for the Honda HR-V, the cheapest 2020 model to insure is the LX 2WD trim at a cost of $1,316 per year, or around $110 per month.

When rates for all 17 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Honda CR-V EX 2WD at a cost of $1,208 per year. The overall most expensive vehicle to insure is the Honda HR-V Touring AWD at an average cost of $1,494 per year.

The tables shown below illustrate all the available trims for both 2020 models, plus the average rate for each model. The 2020 Honda CR-V reigns victorious over the 2020 Honda HR-V for cheapest car insurance cost.

2019 Honda CR-V vs. HR-V

For the 2019 Honda CR-V and Honda HR-V models, the Honda CR-V is cheaper to insure by an average of $112 per year.

The chart shown below illustrates the average cost to insure the two models with different ages of drivers. For a 2019 Honda CR-V, insurance cost ranges from $1,098 to $2,388 per year. A 2019 Honda HR-V costs from $1,200 to $2,588 to insure per year.

Out of eight trims for the 2019 Honda CR-V, the cheapest insurance prices are on the EX 2WD trim at a cost of $1,146 per year.

Out of the nine trim levels available for the Honda HR-V, the cheapest 2019 model to insure is the LX 2WD model at a cost of $1,244 per year, or $104 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Honda CR-V EX 2WD at an average rate of $1,146 per year, and the most expensive trim is the Honda HR-V Touring AWD costing $1,428 per year.

The tables below illustrate the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The winner for the 2019 car insurance comparison is the Honda CR-V.

2018 Honda CR-V vs. HR-V

For 2018 Honda CR-V and Honda HR-V models, the Honda CR-V has cheaper car insurance rates by an average of $86 per year for this comparison year.

The chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2018 Honda CR-V, average car insurance cost ranges from $1,078 to $2,342 per year for the included driver ages. A 2018 Honda HR-V costs from $1,150 to $2,486 to insure per year.

For the 10 trims available for the 2018 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,114 per year, or about $93 per month. For the six trim levels available for the Honda HR-V, the cheapest 2018 trim to insure is the LX 2WD trim at a cost of $1,196 per year, or $100 per month.

When rates are compared for the 16 trim levels of both 2018 models, the overall cheapest vehicle to insure is the Honda CR-V EX 2WD at an average rate of $1,114 per year, and the highest-cost model and trim level is the Honda HR-V EX-L Navigation AWD at an average of $1,348 per year.

The next two rate tables show average car insurance cost by trim level for each 2018 model, including an overall average cost for each model. The cheapest model to insure for the 2018 model year is the Honda CR-V.

2017 Honda CR-V vs. HR-V

When comparing car insurance rates for 2017 models, the Honda CR-V costs an average of $1,130 per year to insure and the Honda HR-V costs $1,216, making the Honda CR-V the winner by $86.

The rate chart below illustrates the average cost to insure the two models with different driver age groups. For a 2017 Honda CR-V, average car insurance cost ranges from $1,032 to $2,238 per year for the included driver ages. A 2017 Honda HR-V costs from $1,112 to $2,398 to insure per year.

Out of 10 Honda CR-V trims, the cheapest 2017 trim level to insure is the EX 2WD trim at an average cost of $1,076 per year, or $90 per month. For the six trims available for the Honda HR-V, the cheapest 2017 trim to insure is the LX 2WD trim at a cost of $1,142 per year, or $95 per month.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,076 per year, and the overall most expensive vehicle to insure is the Honda HR-V EX-L Navigation AWD at a cost of $1,308 per year.

The next two tables show all the available trims for both 2017 models, as well as the overall average rate for each model. The cheapest model to insure for the 2017 model year is the Honda CR-V.

2016 Honda CR-V vs. HR-V

When comparing insurance cost for the 2016 Honda CR-V and Honda HR-V models, the Honda CR-V is cheaper by an average of $80 per year.

The next chart visualizes the average cost to insure both models using drivers aged 20 to 50. For a 2016 Honda CR-V, insurance cost ranges from $1,020 to $2,204 per year for the illustrated age groups. A 2016 Honda HR-V costs from $1,092 to $2,370 to insure per year.

For the 12 trim levels available for the 2016 Honda CR-V, the cheapest model to insure is the LX 2WD trim at an average cost of $1,046 per year, or around $87 per month.

The 2016 Honda HR-V has six trims available, with the cheapest trim level to insure being the LX 2WD trim at an average cost of $1,132 per year, or about $94 per month.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Honda CR-V LX 2WD at an average rate of $1,046 per year, and the most expensive trim is the Honda HR-V EX-L Navigation AWD costing an average of $1,248 per year.

The next two tables show trim level insurance rates for each 2016 model, including an overall average cost for each model.

Additional Honda CR-V and Honda HR-V Resources

• Honda CR-V Insurance Rates
• Honda HR-V Insurance Rates
• Small SUV Insurance Rate Comparisons