Honda CR-V vs. HR-V Car Insurance Cost

Does the Honda CR-V or HR-V cost less to insure? Let's compare insurance rates for the 2016 through 2022 model years to get an answer.

Start QuoteCompare car insurance rates and save on your next policy.

  • A 2022 Honda CR-V is generally cheaper to insure than a 2022 Honda HR-V by an average of $34 per year, $1,336 compared to $1,370.
  • Average car insurance cost per month for the Honda HR-V is 2.6% more expensive than the Honda CR-V, at $111 versus $114, a difference of $3 per month.
  • Out of 46 models in the 2022 small SUV segment, the Honda CR-V ranks #15 and the Honda HR-V ranks #17 for insurance affordability.
  • If affordable car insurance is a must-have, the LX and Special Edition trims are the cheapest Honda CR-V models to insure, while the LX and Sport trims are the cheapest Honda HR-V models to insure.

2022 Honda CR-V vs HR-V

For the 2022 Honda CR-V and HR-V models, the Honda CR-V has cheaper car insurance cost by an average of $34 per year for this model year.

The rate chart below visualizes the average cost to insure the two models rated for multiple driver ages. For a 2022 Honda CR-V, the average car insurance cost ranges from $1,218 to $2,662 per year for the illustrated age groups. A 2022 Honda HR-V costs from $1,248 to $2,690 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Honda CR-V and a 2022 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2022 Honda CR-V vs. 2022 Honda HR-V Insurance Cost
2022 Honda CR-V vs. 2022 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,662$1,406$1,336$1,218
Honda HR-V$2,690$1,424$1,370$1,248

The 2022 Honda CR-V has eight trim levels available, with the cheapest trim level to insure being the LX model at an average cost of $1,256 per year, or $105 per month. For the four trims available for the Honda HR-V, the cheapest 2022 trim level to insure is the LX model at a cost of $1,320.

When all 12 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda CR-V LX at an average cost of $1,256 per year, and the most expensive trim is the Honda CR-V Hybrid Touring costing an average of $1,424 per year.

The tables shown below display trim level insurance cost averages for both 2022 models, including an overall average cost for each model. The winner for the 2022 car insurance rate comparison is the Honda CR-V.

2022 Honda CR-V

$1,336

Insurance Rates by Trim Level for 2022 Honda CR-V
2022 Honda CR-V TrimsRate
LX$1,256
Special Edition1,264
EX1,268
Hybrid EX1,332
EX-L1,350
Hybrid EX-L1,378
Touring1,410
Hybrid Touring1,424
2022 Honda CR-V Average Rate$1,336

2022 Honda HR-V

$1,370

Insurance Rates by Trim Level for 2022 Honda CR-V
2022 Honda HR-V TrimsRate
LX$1,320
Sport1,368
EX1,378
EX-L1,414
2022 Honda HR-V Average Rate$1,370

2021 Honda CR-V vs HR-V

For the 2021 Honda CR-V and Honda HR-V models, the Honda CR-V has cheaper car insurance rates by an average of $100 per year for this comparison year.

The rate chart below shows the average cost to insure both models using different driver ages. Insurance cost ranges from $1,090 to $2,378 per year for a 2021 Honda CR-V, and $1,180 to $2,546 for a 2021 Honda HR-V for the example age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Honda CR-V and a 2021 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2021 Honda CR-V vs. 2021 Honda HR-V Insurance Cost
2021 Honda CR-V vs. 2021 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,378$1,262$1,196$1,090
Honda HR-V$2,546$1,356$1,296$1,180

Out of eight Honda CR-V trims, the cheapest 2021 trim to insure is the EX 2WD trim at an average cost of $1,122 per year, or about $94 per month.

For the nine trims available for the Honda HR-V, the cheapest 2021 trim to insure is the LX 2WD model at a cost of $1,218.

When insurance prices for all 17 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,122 per year. The most expensive vehicle to insure is the Honda HR-V Touring AWD at an average cost of $1,384 per year.

The next tables illustrate the cost to insure the available trim levels for both 2021 models, as well as an average rate for each model. The 2021 Honda CR-V wins the head-to-head comparison over the 2021 Honda HR-V for cheapest overall car insurance cost.

2021 Honda CR-V

$1,196

Insurance Rates by Trim Level for 2021 Honda CR-V
2021 Honda CR-V TrimsRate
EX 2WD$1,122
LX 2WD1,122
LX 4WD1,154
EX 4WD1,168
EX-L 2WD1,214
EX-L 4WD1,214
Touring 2WD1,274
Touring 4WD1,304
2021 Honda CR-V Average Rate$1,196

2021 Honda HR-V

$1,296

Insurance Rates by Trim Level for 2021 Honda CR-V
2021 Honda HR-V TrimsRate
LX 2WD$1,218
EX 2WD1,264
LX AWD1,264
Sport 2WD1,264
EX AWD1,306
EX-L 2WD1,306
Sport AWD1,306
EX-L AWD1,352
Touring AWD1,384
2021 Honda HR-V Average Rate$1,296

2020 Honda CR-V vs HR-V

For 2020 Honda CR-V and Honda HR-V models, the Honda CR-V has lower-cost car insurance by an average of $98 per year.

The rate chart below demonstrates the average cost to insure both 2020 models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,070 to $2,334 per year for a 2020 Honda CR-V, and $1,160 to $2,508 for a 2020 Honda HR-V for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Honda CR-V and a 2020 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2020 Honda CR-V vs. 2020 Honda HR-V Insurance Cost
2020 Honda CR-V vs. 2020 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,334$1,238$1,174$1,070
Honda HR-V$2,508$1,332$1,272$1,160

For the eight trim levels available for the 2020 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,102 per year. For the nine trims available for the Honda HR-V, the cheapest 2020 model to insure is the LX 2WD trim at a cost of $1,198 per year, or around $100 per month.

When rates for all 17 trim levels for both vehicles are compared, the overall cheapest vehicle to insure to insure is the Honda CR-V EX 2WD at a cost of $1,102 per year. The overall most expensive vehicle to insure is the Honda HR-V Touring AWD at an average cost of $1,360 per year.

The tables shown below illustrate all the available trims for both 2020 models, plus the average rate for each model. The 2020 Honda CR-V reigns victorious over the 2020 Honda HR-V for cheapest car insurance cost.

2020 Honda CR-V

$1,174

Insurance Rates by Trim Level for 2020 Honda CR-V
2020 Honda CR-V TrimsRate
EX 2WD$1,102
LX 2WD1,102
LX 4WD1,134
EX 4WD1,146
EX-L 2WD1,190
EX-L 4WD1,190
Touring 2WD1,246
Touring 4WD1,278
2020 Honda CR-V Average Rate$1,174

2020 Honda HR-V

$1,272

Insurance Rates by Trim Level for 2020 Honda CR-V
2020 Honda HR-V TrimsRate
LX 2WD$1,198
EX 2WD1,240
LX AWD1,240
Sport 2WD1,240
EX AWD1,286
EX-L 2WD1,286
Sport AWD1,286
EX-L AWD1,328
Touring AWD1,360
2020 Honda HR-V Average Rate$1,272

2019 Honda CR-V vs HR-V

For the 2019 Honda CR-V and Honda HR-V models, the Honda CR-V is cheaper to insure by an average of $96 per year.

The chart shown below illustrates the average cost to insure the two models with different ages of drivers. For a 2019 Honda CR-V, insurance cost ranges from $1,014 to $2,202 per year. A 2019 Honda HR-V costs from $1,102 to $2,376 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Honda CR-V and a 2019 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2019 Honda CR-V vs. 2019 Honda HR-V Insurance Cost
2019 Honda CR-V vs. 2019 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,202$1,168$1,110$1,014
Honda HR-V$2,376$1,258$1,206$1,102

Out of eight trims for the 2019 Honda CR-V, the cheapest insurance prices are on the EX 2WD trim at a cost of $1,056 per year.

Out of the nine trim levels available for the Honda HR-V, the cheapest 2019 model to insure is the LX 2WD model at a cost of $1,140 per year, or $95 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Honda CR-V EX 2WD at an average rate of $1,056 per year, and the most expensive trim is the Honda HR-V Touring AWD costing $1,312 per year.

The tables below illustrate the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The winner for the 2019 car insurance comparison is the Honda CR-V.

2019 Honda CR-V

$1,110

Insurance Rates by Trim Level for 2019 Honda CR-V
2019 Honda CR-V TrimsRate
EX 2WD$1,056
LX 2WD1,056
LX 4WD1,056
EX 4WD1,098
EX-L 2WD1,098
EX-L 4WD1,140
Touring 2WD1,140
Touring 4WD1,228
2019 Honda CR-V Average Rate$1,110

2019 Honda HR-V

$1,206

Insurance Rates by Trim Level for 2019 Honda CR-V
2019 Honda HR-V TrimsRate
LX 2WD$1,140
LX AWD1,140
EX 2WD1,184
Sport 2WD1,184
Sport AWD1,184
EX AWD1,226
EX-L 2WD1,226
EX-L AWD1,268
Touring AWD1,312
2019 Honda HR-V Average Rate$1,206

2018 Honda CR-V vs HR-V

For 2018 Honda CR-V and Honda HR-V models, the Honda CR-V has cheaper car insurance rates by an average of $72 per year for this comparison year.

The chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2018 Honda CR-V, average car insurance cost ranges from $992 to $2,160 per year for the included driver ages. A 2018 Honda HR-V costs from $1,060 to $2,280 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Honda CR-V and a 2018 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2018 Honda CR-V vs. 2018 Honda HR-V Insurance Cost
2018 Honda CR-V vs. 2018 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,160$1,144$1,088$992
Honda HR-V$2,280$1,206$1,160$1,060

For the 10 trims available for the 2018 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,030 per year, or about $86 per month. For the six trim levels available for the Honda HR-V, the cheapest 2018 trim to insure is the LX 2WD trim at a cost of $1,098 per year, or $92 per month.

When rates are compared for the 16 trim levels of both 2018 models, the overall cheapest vehicle to insure to insure is the Honda CR-V EX 2WD at an average rate of $1,030 per year, and the highest-cost model and trim level is the Honda HR-V EX-L Navigation AWD at an average of $1,242 per year.

The next two rate tables show average car insurance cost by trim level for each 2018 model, including an overall average cost for each model. The cheapest model to insure for the 2018 model year is the Honda CR-V.

2018 Honda CR-V

$1,088

Insurance Rates by Trim Level for 2018 Honda CR-V
2018 Honda CR-V TrimsRate
EX 2WD$1,030
LX 2WD1,030
LX 4WD1,030
EX 4WD1,072
EX-L 2WD1,072
EX-L 4WD1,114
EX-L Navigation 2WD1,114
EX-L Navigation 4WD1,114
Touring 2WD1,114
Touring 4WD1,196
2018 Honda CR-V Average Rate$1,088

2018 Honda HR-V

$1,160

Insurance Rates by Trim Level for 2018 Honda CR-V
2018 Honda HR-V TrimsRate
LX 2WD$1,098
LX AWD1,118
EX 2WD1,138
EX AWD1,160
EX-L Navigation 2WD1,200
EX-L Navigation AWD1,242
2018 Honda HR-V Average Rate$1,160

2017 Honda CR-V vs HR-V

When comparing car insurance rates for 2017 models, the Honda CR-V costs an average of $1,058 per year to insure and the Honda HR-V costs $1,126, making the Honda CR-V the winner by $68.

The rate chart below illustrates the average cost to insure the two models with different driver age groups. For a 2017 Honda CR-V, average car insurance cost ranges from $964 to $2,098 per year for the included driver ages. A 2017 Honda HR-V costs from $1,028 to $2,220 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Honda CR-V and a 2017 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2017 Honda CR-V vs. 2017 Honda HR-V Insurance Cost
2017 Honda CR-V vs. 2017 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,098$1,108$1,058$964
Honda HR-V$2,220$1,170$1,126$1,028

Out of 10 Honda CR-V trims, the cheapest 2017 trim level to insure is the EX 2WD trim at an average cost of $1,004 per year, or $84 per month. For the six trims available for the Honda HR-V, the cheapest 2017 trim to insure is the LX 2WD trim at a cost of $1,054 per year, or $88 per month.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,004 per year, and the overall most expensive vehicle to insure is the Honda HR-V EX-L Navigation AWD at a cost of $1,212 per year.

The next two tables show all the available trims for both 2017 models, as well as the overall average rate for each model. The cheapest model to insure for the 2017 model year is the Honda CR-V.

2017 Honda CR-V

$1,058

Insurance Rates by Trim Level for 2017 Honda CR-V
2017 Honda CR-V TrimsRate
EX 2WD$1,004
EX 4WD1,004
LX 2WD1,004
LX 4WD1,004
EX-L 2WD1,044
EX-L 4WD1,084
EX-L Navigation 2WD1,084
EX-L Navigation 4WD1,084
Touring 2WD1,084
Touring 4WD1,162
2017 Honda CR-V Average Rate$1,058

2017 Honda HR-V

$1,126

Insurance Rates by Trim Level for 2017 Honda CR-V
2017 Honda HR-V TrimsRate
LX 2WD$1,054
EX 2WD1,094
LX AWD1,094
EX AWD1,132
EX-L Navigation 2WD1,172
EX-L Navigation AWD1,212
2017 Honda HR-V Average Rate$1,126

2016 Honda CR-V vs HR-V

When comparing insurance cost for the 2016 Honda CR-V and Honda HR-V models, the Honda CR-V is cheaper by an average of $68 per year.

The next chart visualizes the average cost to insure both models using drivers aged 20 to 50. For a 2016 Honda CR-V, insurance cost ranges from $944 to $2,038 per year for the illustrated age groups. A 2016 Honda HR-V costs from $1,010 to $2,184 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Honda CR-V and a 2016 Honda HR-V with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Honda CR-V and Honda HR-V trim levels.Data last updated on November 8, 2022
2016 Honda CR-V vs. 2016 Honda HR-V Insurance Cost
2016 Honda CR-V vs. 2016 Honda HR-V Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Honda CR-V$2,038$1,074$1,034$944
Honda HR-V$2,184$1,142$1,102$1,010

For the 12 trim levels available for the 2016 Honda CR-V, the cheapest model to insure is the LX 2WD trim at an average cost of $966 per year, or around $81 per month.

The 2016 Honda HR-V has six trims available, with the cheapest trim level to insure being the LX 2WD trim at an average cost of $1,040 per year, or about $87 per month.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Honda CR-V LX 2WD at an average rate of $966 per year, and the most expensive trim is the Honda HR-V EX-L Navigation AWD costing an average of $1,152 per year.

The next two tables show trim level insurance rates for each 2016 model, including an overall average cost for each model.

2016 Honda CR-V

$1,034

Insurance Rates by Trim Level for 2016 Honda CR-V
2016 Honda CR-V TrimsRate
LX 2WD$966
EX 2WD1,002
EX 4WD1,002
LX 4WD1,002
SE 2WD1,002
SE 4WD1,002
EX-L 2WD1,040
EX-L 4WD1,040
EX-L Navigation 2WD1,040
EX-L Navigation 4WD1,078
Touring 2WD1,078
Touring 4WD1,152
2016 Honda CR-V Average Rate$1,034

2016 Honda HR-V

$1,102

Insurance Rates by Trim Level for 2016 Honda CR-V
2016 Honda HR-V TrimsRate
LX 2WD$1,040
EX 2WD1,076
LX AWD1,076
EX AWD1,114
EX-L Navigation 2WD1,152
EX-L Navigation AWD1,152
2016 Honda HR-V Average Rate$1,102

Additional Honda CR-V and Honda HR-V Resources