Is Car Insurance Cheaper for a Honda CR-V or Subaru Crosstrek?

• The 2024 Subaru Crosstrek triumphs over the Honda CR-V, costing an average of $274 less per year to insure.
• With 47 models in the 2024 small SUV class, the Honda CR-V ranks 12^th and the Subaru Crosstrek ranks first for most affordable car insurance rates.
• For a 2024 model year Honda CR-V, car insurance prices cost from $1,942 to $2,160 per year, while auto insurance for the 2024 Subaru Crosstrek costs from $1,684 to $1,848.

2024 Honda CR-V vs. Subaru Crosstrek

For 2024 Honda CR-V and Subaru Crosstrek models, the model having the cheapest car insurance rates is the Subaru Crosstrek. Insurance on the Honda CR-V averages $2,046 per year, and insurance for a Subaru Crosstrek costs an average of $1,772 per year.

Out of nine Honda CR-V trims, the cheapest 2024 trim to insure is the LX model at an average cost of $1,942 per year.

For the five trim levels available for the Subaru Crosstrek, the cheapest 2024 trim to insure is the Base model at a cost of $1,684 per year, or about $140 per month.

When trim-level rates for both models are compared, the most affordable model and trim level is the Subaru Crosstrek Base at an average cost of $1,684 per year. The overall most expensive vehicle to insure is the Honda CR-V Sport Touring Hybrid AWD costing an average of $2,160 per year.

The rate table below compares the annual and monthly cost of car insurance for 2024 Honda CR-V and Subaru Crosstrek models, showing cost for each trim level of both models.

The next chart shows the average cost to insure both models for drivers from age 20 to 50. For a 2024 Honda CR-V, the average cost of car insurance ranges from $1,814 to $4,112 per year for the included age groups. A 2024 Subaru Crosstrek costs from $1,574 to $3,488 to insure per year.

The rate tables below show average cost to insure each trim level for a 2024 Honda CR-V and Subaru Crosstrek, along with the average rate for each model. The 2024 Subaru Crosstrek has cheaper average auto insurance rates than the 2024 Honda CR-V.

2023 Honda CR-V vs. Subaru Crosstrek

Insurance rates on a 2023 Honda CR-V cost an average of $1,976 per year, whereas insurance for a 2023 Subaru Crosstrek costs an average of $1,782 per year, making the Subaru Crosstrek the winner with cheaper average insurance rates.

Honda CR-V insurance rates range from $1,914 per year for the EX model up to $2,078 for the Sport Touring Hybrid AWD model. For the 2023 Subaru Crosstrek, rates can range from $1,670 per year on the Base AWD model up to $1,938 for the most expensive to insure Plug-in Hybrid AWD model.

The next table ranks the annual and monthly car insurance cost for 2023 Honda CR-V and Subaru Crosstrek models, showing the average insurance rate for each trim level.

The following chart displays the average cost to insure the two models rated for multiple driver ages. For the 2023 Honda CR-V, the average car insurance cost ranges from $1,754 to $4,014 per year for the different drivers illustrated in the chart. Full-coverage insurance on the 2023 Subaru Crosstrek ranges from $1,580 to $3,602 on average per year.

Out of seven Honda CR-V trim levels, the cheapest 2023 trim to insure is the EX model at an average cost of $1,914 per year.

Out of the five different trims available for the Subaru Crosstrek, the most affordable 2023 trim level to insure is the Base AWD model at a cost of $1,670 per year, or around $139 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to put coverage on is the Subaru Crosstrek Base AWD at a cost of $1,670 per year. The most expensive model and trim level is the Honda CR-V Sport Touring Hybrid AWD at a cost of $2,078 per year.

The next two tables illustrate average car insurance rates for each trim level, including the average rate for each model. The 2023 Subaru Crosstrek wins out over the 2023 Honda CR-V for the cheapest overall car insurance rates.

2022 Honda CR-V vs. Subaru Crosstrek

When comparing insurance cost for 2022 models, the Honda CR-V costs an average of $1,918 per year to insure and the Subaru Crosstrek costs $1,758, making the Subaru Crosstrek the model with cheaper insurance by $160 for the 2022 comparison year.

The chart below visualizes the average insurance cost for both models for different driver ages. For the 2022 Honda CR-V, the average insurance cost ranges from $1,702 to $3,884 per year for the included driver ages. Insurance on a 2022 Subaru Crosstrek ranges from $1,558 to $3,560 on average per year.

For the eight trims available for the 2022 Honda CR-V, the lowest-cost trim level to insure is the LX trim at an average cost of $1,802 per year. For the five different trim levels available for a Subaru Crosstrek, the cheapest 2022 trim package to insure is the AWD trim at a cost of $1,630 per year, or $136 per month.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the Subaru Crosstrek AWD at an average cost of $1,630 per year. The most expensive model and trim level is the Honda CR-V Hybrid Touring costing $2,046 per year.

The tables below display both 2022 models and all trim levels available for each one, along with an average cost for each model. The model with the cheapest car insurance rates for 2022 is the Subaru Crosstrek.

2021 Honda CR-V vs. Subaru Crosstrek

For the 2021 Honda CR-V and Subaru Crosstrek models, the Honda CR-V has cheaper car insurance cost by $192 per year.

The next chart shows the average car insurance cost for both models with different drivers at the wheel. For the 2021 Honda CR-V, the average car insurance cost ranges from $1,534 to $3,488 per year for the five age groups shown in the chart. Full-coverage insurance for a 2021 Subaru Crosstrek costs from $1,704 to $3,908 on average per year.

For the eight trim levels available for a 2021 Honda CR-V, the cheapest model to insure is the EX 2WD trim at an average cost of $1,622 per year.

A 2021 Subaru Crosstrek has four trims available, with the most affordable trim level to insure being the AWD trim at an average cost of $1,772 per year.

When rates are compared for the 12 different trim levels of both 2021 models, the cheapest model and trim level to put coverage on is the Honda CR-V EX 2WD at an average cost of $1,622 per year. The most expensive trim is the Subaru Crosstrek Plug-in Hybrid AWD at an average of $2,136 per year.

The two tables below show trim level insurance rates for each 2021 model, including the average rate for each model. The model with the cheapest overall car insurance cost for 2021 is the Honda CR-V.

2020 Honda CR-V vs. Subaru Crosstrek

When comparing insurance cost for 2020 models, a Honda CR-V costs an average of $1,678 per year to insure and a Subaru Crosstrek costs $1,862, making the Honda CR-V more affordable to insure by $184 per year.

The rate chart below illustrates the average car insurance cost for both 2020 models with different drivers at the wheel. Average full-coverage insurance ranges from $1,486 to $3,382 per year on a 2020 Honda CR-V, and $1,656 to $3,794 on the 2020 Subaru Crosstrek for the age groups in the chart.

Out of eight trims for a 2020 Honda CR-V, the cheapest average car insurance prices are on the EX 2WD model at a cost of $1,574 per year.

For the four different option levels available for the Subaru Crosstrek, the most affordable 2020 trim level to insure is the AWD trim at a cost of $1,720.

When rates for all 12 trim levels for both vehicles are compared, the cheapest vehicle to buy insurance for is the Honda CR-V EX 2WD at a cost of $1,574 per year, and the most expensive trim is the Subaru Crosstrek Plug-in Hybrid AWD at an average cost of $2,070 per year.

The two tables below show both 2020 models and all trim levels available for each one, along with the average rate for each model. The cheapest model to insure for the 2020 model year is the Honda CR-V.

2019 Honda CR-V vs. Subaru Crosstrek

When comparing insurance rates for 2019 models, the Honda CR-V costs an average of $1,560 per year for full coverage and the Subaru Crosstrek costs $1,598, making the Honda CR-V the model with cheaper insurance by $38.

The following chart visualizes the average car insurance cost for both 2019 models with different drivers at the wheel. A full-coverage car insurance policy ranges from $1,386 to $3,134 per year for a 2019 Honda CR-V, and $1,416 to $3,224 on a 2019 Subaru Crosstrek for the age groups used in the chart.

For the eight trim levels available for the 2019 Honda CR-V, the lowest-cost model to insure is the EX 2WD model at an average cost of $1,482 per year, or around $124 per month.

A 2019 Subaru Crosstrek has three different trim levels available, with the cheapest trim level to insure being the 2 AWD trim at an average cost of $1,496 per year, or about $125 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to put coverage on is the Honda CR-V EX 2WD at an average rate of $1,482 per year, and the overall most expensive vehicle to insure is the Honda CR-V Touring 4WD costing $1,726 per year.

The next tables detail trim level insurance rates for each 2019 model, including an overall average cost for each model. The winner for the 2019 car insurance battle is the Honda CR-V.

2018 Honda CR-V vs. Subaru Crosstrek

When comparing insurance cost for 2018 models, a Honda CR-V costs an average of $1,500 per year to insure and a Subaru Crosstrek costs $1,480, making the Subaru Crosstrek cheaper to insure by $20 per year.

The chart below displays the average car insurance cost for the two models for drivers from ages 20 to 50. Average insurance cost ranges from $1,334 to $3,010 per year on a 2018 Honda CR-V, and $1,316 to $2,980 for a 2018 Subaru Crosstrek for the five driver age examples in the chart.

Out of 10 Honda CR-V trim levels, the most affordable 2018 model to insure is the EX 2WD trim at an average cost of $1,420 per year, or $118 per month.

For the three trims available for the Subaru Crosstrek, the cheapest 2018 trim level to insure is the 2 AWD model at a cost of $1,402.

When rates are compared for the 13 trim levels of both 2018 models, the lowest-cost model and trim level to insure is the Subaru Crosstrek 2 AWD at a cost of $1,402 per year, and the highest-cost model and trim level is the Honda CR-V Touring 4WD at an average cost of $1,648 per year.

The next two tables display both 2018 models and all trim levels available for each one, as well as an average rate for each model. The 2018 Subaru Crosstrek has lower-cost car average car insurance rates than the 2018 Honda CR-V.

2017 Honda CR-V vs. Subaru Crosstrek

For 2017 Honda CR-V and Subaru Crosstrek models, the Honda CR-V is cheaper to insure by an average of $18 per year for this comparison year.

The next chart shows the average insurance cost for the two models rated for drivers aged 20 to 50. The average full-coverage insurance policy ranges from $1,282 to $2,882 per year on the 2017 Honda CR-V, and $1,298 to $2,934 on the 2017 Subaru Crosstrek for the sample drivers in the chart.

A 2017 Honda CR-V has 10 trims available, with the cheapest model to insure being the EX 2WD model at an average cost of $1,366 per year, or $114 per month. Out of the eight trim and option levels available for the Subaru Crosstrek, the most affordable 2017 model to insure is the 2 AWD trim at a cost of $1,350.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Subaru Crosstrek 2 AWD at an average rate of $1,350 per year. The most expensive model and trim level is the Honda CR-V Touring 4WD at an average cost of $1,582 per year.

The next two tables show all the available trims for both 2017 models, plus the average rate for each model.

2016 Honda CR-V vs. Subaru Crosstrek

For 2016 Honda CR-V and Subaru Crosstrek models, the Subaru Crosstrek has cheaper car insurance rates by an average of $42 per year.

The chart below demonstrates the average cost to insure the two models rated for a variety of different driver ages. For a 2016 Honda CR-V, the average insurance cost ranges from $1,242 to $2,744 per year for the included driver ages. Full-coverage insurance for the 2016 Subaru Crosstrek costs from $1,190 to $2,672 on average per year.

A 2016 Honda CR-V has 12 trim levels available, with the lowest-cost model to insure being the LX 2WD model at an average cost of $1,292 per year, or around $108 per month.

The 2016 Subaru Crosstrek has eight different trim levels available, with the lowest-cost trim to insure being the 2 AWD model at an average cost of $1,180 per year, or around $98 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Subaru Crosstrek 2 AWD at an average cost of $1,180 per year. The highest-cost model and trim level is the Subaru Crosstrek Hybrid Touring AWD costing $1,574 per year.

The next two rate tables illustrate trim level insurance cost averages for both 2016 models, along with an average cost for each model.

Additional Honda CR-V and Subaru Crosstrek Resources

• Honda CR-V Insurance Cost
• Subaru Crosstrek Insurance Cost
• Small SUV Insurance Cost Comparisons