Is Car Insurance Cheaper on a Honda Pilot or Passport?

We break down average insurance rates for the Pilot and Passport back to the 2019 model year to discover which has the cheapest car insurance quotes.

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  • The Honda Passport prevails over the Honda Pilot in our head-to-head comparison, costing an average of $426 less per year to insure.
  • The Honda Pilot averages $60 more per year than the average cost of car insurance in the U.S. of $2,276, while the Honda Passport costs an average of $366 less per year.
  • For a 2024 model year Honda Pilot, car insurance rates range from $2,186 to $2,482 per year, while the insurance price for the 2024 Honda Passport ranges from $1,854 to $1,972, depending on trim level and options.

Honda Pilot vs. Honda Passport Insurance Cost

For 2024 models, the model with the cheapest average insurance rates is the Honda Passport. Insurance rates for the Honda Pilot average $2,336 per year, and the Honda Passport averages $1,910 per year.

For the 10 trim levels available for the 2024 Honda Pilot, the cheapest trim level to insure is the LX trim at an average cost of $2,186 per year, or around $182 per month. The 2024 Honda Passport has three trim levels available, with the cheapest trim to insure being the EX-L model at an average cost of $1,854 per year, or $155 per month.

When average car insurance prices for all 13 trims of both models are combined and sorted by cost, the lowest-cost model and trim is the Honda Passport EX-L at an average of $1,854 per year. The most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,482 per year.

The next table compares the 12-month and monthly car insurance cost for 2024 Honda Pilot and Honda Passport models, showing cost for each trim level of both models.

2024 Model Year Honda Pilot vs. Honda Passport Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,854$155
$1,908$159
$1,972$164
$2,186$182
$2,238$187
$2,248$187
$2,294$191
$2,308$192
$2,350$196
$2,398$200
$2,426$202
$2,432$203
$2,482$207

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Honda Passport
Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Honda Passport

The chart shown below visualizes the average cost to insure both 2024 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2024 Honda Pilot, average insurance cost ranges from $2,064 to $4,734 per year for these driver ages. A 2024 Honda Passport costs from $1,678 to $3,868 to insure per year.

Average car insurance premiums for 2024 Honda Pilot and Honda Passport models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$7,311$5,990
20-Year-Old$4,734$3,868
25-Year-Old$2,716$2,224
30-Year-Old$2,494$2,048
40-Year-Old$2,336$1,910
50-Year-Old$2,064$1,678
60-Year-Old$1,936$1,578

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The rate tables below display both 2024 models and all trim levels available for each one, including an overall average rate. The winner for the 2024 car insurance cost comparison is the Honda Passport.

2024 Honda Pilot

$2,336

Insurance Rates by Trim Level for a 2024 Honda Pilot
2024 Honda Pilot TrimsRate
LX$2,186
LX AWD2,238
Sport2,248
Sport AWD2,294
EX-L2,308
EX-L AWD2,350
Touring2,398
TrailSport AWD2,426
Touring AWD2,432
Elite AWD2,482
2024 Honda Pilot Average Rate$2,336

2024 Honda Passport

$1,910

Insurance Rates by Trim Level for 2024 Honda Pilot
2024 Honda Passport TrimsRate
EX-L$1,854
TrailSport1,908
Elite1,972
2024 Honda Passport Average Rate$1,910

2023 Honda Pilot vs. Honda Passport

Average insurance rates for a 2023 Honda Pilot are $2,246 per year, while insurance for a Honda Passport averages $1,820 per year, making the Honda Passport the winner by $426 per year.

For the eight trim levels available for the 2023 Honda Pilot, the cheapest trim level to insure is the Sport trim at an average cost of $2,122 per year, or around $177 per month.

For the three trim levels available for the Honda Passport, the cheapest 2023 trim level to insure is the EX-L model at a cost of $1,768 per year, or around $147 per month.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Honda Passport EX-L at a cost of $1,768 per year, and the most expensive trim is the Honda Pilot Elite AWD at a cost of $2,362 per year.

The next table compares and ranks the annual and monthly car insurance cost for 2023 Honda Pilot and Honda Passport models, with average cost for each trim level.

2023 Model Year Honda Pilot vs. Honda Passport Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,768$147
$1,816$151
$1,872$156
$2,122$177
$2,168$181
$2,188$182
$2,230$186
$2,276$190
$2,308$192
$2,310$193
$2,362$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Honda Passport
Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Honda Passport

The chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2023 Honda Pilot, insurance cost ranges from $1,986 to $4,558 per year for these driver ages. A 2023 Honda Passport costs from $1,602 to $3,602 to insure per year.

Average car insurance premiums for 2023 Honda Pilot and Honda Passport models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$7,041$5,526
20-Year-Old$4,558$3,602
25-Year-Old$2,612$2,106
30-Year-Old$2,398$1,946
40-Year-Old$2,246$1,820
50-Year-Old$1,986$1,602
60-Year-Old$1,862$1,500

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The tables below illustrate average car insurance cost by trim level for each 2023 model, along with an average cost for each model. The 2023 Honda Passport defeats the 2023 Honda Pilot for cheapest car insurance rates.

2023 Honda Pilot

$2,246

Insurance Rates by Trim Level for a 2023 Honda Pilot
2023 Honda Pilot TrimsRate
Sport$2,122
Sport AWD2,168
EX-L2,188
EX-L AWD2,230
Touring2,276
TrailSport AWD2,308
Touring AWD2,310
Elite AWD2,362
2023 Honda Pilot Average Rate$2,246

2023 Honda Passport

$1,820

Insurance Rates by Trim Level for 2023 Honda Pilot
2023 Honda Passport TrimsRate
EX-L$1,768
TrailSport1,816
Elite1,872
2023 Honda Passport Average Rate$1,820

2022 Honda Pilot vs. Honda Passport

When comparing 2022 Honda Pilot and Honda Passport models, the one with the cheapest average auto insurance rates is the Honda Passport. Insurance on a Honda Pilot costs an average of $2,220 per year, while the Honda Passport averages $1,762 per year.

Car insurance rates range from $2,072 per year for the Sport model up to the most expensive rate of $2,342 for the Black Edition model. For a 2022 Honda Passport, rates can range from $1,724 per year for the EX-L model up to $1,790 for the most expensive to insure Elite model.

The next table compares and ranks the annual and monthly cost of car insurance for 2022 Honda Pilot and Honda Passport models, broken down by individual trim level.

2022 Model Year Honda Pilot vs. Honda Passport Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,724$144
$1,770$148
$1,790$149
$2,072$173
$2,174$181
$2,208$184
$2,230$186
$2,240$187
$2,274$190
$2,342$195

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Honda Passport
Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Honda Passport

The following chart visualizes the average cost to insure the two models using drivers aged 20 to 50. Average car insurance cost ranges from $1,962 to $4,512 per year on the 2022 Honda Pilot, and $1,550 to $3,496 on a 2022 Honda Passport for the sample drivers in the chart.

Average car insurance premiums for 2022 Honda Pilot and Honda Passport models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$6,971$5,370
20-Year-Old$4,512$3,496
25-Year-Old$2,584$2,040
30-Year-Old$2,370$1,886
40-Year-Old$2,220$1,762
50-Year-Old$1,962$1,550
60-Year-Old$1,842$1,454

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of seven trim levels for a 2022 Honda Pilot, the lowest-cost average car insurance prices are on the Sport trim at a cost of $2,072 per year, or $173 per month.

A 2022 Honda Passport has three trim and option levels available, with the most affordable trim level to insure being the EX-L trim at an average cost of $1,724 per year, or about $144 per month.

When looking at the combined rates by trim for both models, the overall cheapest vehicle to insure is the Honda Passport EX-L at an average rate of $1,724 per year. The highest-cost model and trim level is the Honda Pilot Black Edition at an average cost of $2,342 per year.

The two tables below detail average car insurance cost by trim level for a 2022 Honda Pilot and Honda Passport, including an overall average cost for each model.

2022 Honda Pilot

$2,220

Insurance Rates by Trim Level for a 2022 Honda Pilot
2022 Honda Pilot TrimsRate
Sport$2,072
Special Edition2,174
EX-L2,208
TrailSport2,230
Touring2,240
Elite2,274
Black Edition2,342
2022 Honda Pilot Average Rate$2,220

2022 Honda Passport

$1,762

Insurance Rates by Trim Level for 2022 Honda Pilot
2022 Honda Passport TrimsRate
EX-L$1,724
TrailSport1,770
Elite1,790
2022 Honda Passport Average Rate$1,762

2021 Honda Pilot vs. Honda Passport

For 2021 Honda Pilot and Honda Passport models, the Honda Passport has lower-cost car insurance by an average of $126 per year for this comparison year.

The chart below displays the average insurance cost for the two models for four different driver age groups. For the 2021 Honda Pilot, the average cost of car insurance ranges from $1,744 to $3,986 per year for the age groups included in the chart. Full-coverage insurance on a 2021 Honda Passport ranges from $1,638 to $3,704 on average per year.

Average car insurance premiums for 2021 Honda Pilot and Honda Passport models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$6,152$5,692
20-Year-Old$3,986$3,704
25-Year-Old$2,294$2,144
30-Year-Old$2,110$1,976
40-Year-Old$1,976$1,850
50-Year-Old$1,744$1,638
60-Year-Old$1,634$1,534

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of 14 trims for a 2021 Honda Pilot, the most affordable insurance prices are on the LX 2WD trim at a cost of $1,800 per year, or about $150 per month.

Out of the seven different option levels available for a Honda Passport, the lowest-cost 2021 trim to insure is the Sport 2WD model at a cost of $1,726 per year, or $144 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to buy insurance for is the Honda Passport Sport 2WD at a cost of $1,726 per year. The overall most expensive vehicle to insure is the Honda Pilot Elite Navi 4WD costing an average of $2,084 per year.

The rate tables below show both 2021 models and all trim levels available for each one, as well as an average rate for each model. The 2021 Honda Passport is the winner over the 2021 Honda Pilot for the cheapest overall car insurance rates.

2021 Honda Pilot

$1,976

Insurance Rates by Trim Level for a 2021 Honda Pilot
2021 Honda Pilot TrimsRate
LX 2WD$1,800
EX 2WD1,886
LX 4WD1,886
EX 4WD1,952
EX-L 2WD1,952
EX-L 4WD1,952
EX-L Navi/Rear Entertainment 2WD1,952
EX-L Navi/Rear Entertainment 4WD2,020
Touring Navi 2WD2,020
Touring Navi 4WD2,020
Touring-7 2WD2,020
Touring-7 4WD2,020
Black 4WD2,084
Elite Navi 4WD2,084
2021 Honda Pilot Average Rate$1,976

2021 Honda Passport

$1,850

Insurance Rates by Trim Level for 2021 Honda Pilot
2021 Honda Passport TrimsRate
Sport 2WD$1,726
Sport AWD1,794
EX-L 2WD1,860
EX-L AWD1,860
Touring 2WD1,860
Elite AWD1,926
Touring AWD1,926
2021 Honda Passport Average Rate$1,850

2020 Honda Pilot vs. Honda Passport

For 2020 Honda Pilot and Honda Passport models, the Honda Passport is cheaper to insure by $118 per year for this comparison year.

The rate chart below shows the average insurance cost for both models with different drivers at the wheel. Average insurance cost ranges from $1,690 to $3,860 per year for the 2020 Honda Pilot, and $1,588 to $3,588 for the 2020 Honda Passport for the five driver ages sampled in the chart.

Average car insurance premiums for 2020 Honda Pilot and Honda Passport models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$5,954$5,513
20-Year-Old$3,860$3,588
25-Year-Old$2,222$2,078
30-Year-Old$2,042$1,914
40-Year-Old$1,912$1,794
50-Year-Old$1,690$1,588
60-Year-Old$1,586$1,488

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of 14 trim levels for the 2020 Honda Pilot, the cheapest average car insurance prices are on the LX 2WD trim at a cost of $1,746 per year, or about $146 per month.

A 2020 Honda Passport has seven different trims available, with the most affordable trim level to insure being the Sport 2WD trim at an average cost of $1,676 per year, or about $140 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Honda Passport Sport 2WD at an average of $1,676 per year. The most expensive model and trim level is the Honda Pilot Elite Navi 4WD at an average of $2,018 per year.

The two tables below break down average car insurance rates for each trim level, including an overall average rate.

2020 Honda Pilot

$1,912

Insurance Rates by Trim Level for a 2020 Honda Pilot
2020 Honda Pilot TrimsRate
LX 2WD$1,746
EX 2WD1,828
LX 4WD1,828
EX 4WD1,890
EX-L 2WD1,890
EX-L 4WD1,890
EX-L Navi/Rear Entertainment 2WD1,890
EX-L Navi/Rear Entertainment 4WD1,954
Touring Navi 2WD1,954
Touring Navi 4WD1,954
Touring-7 2WD1,954
Touring-7 4WD1,954
Black 4WD2,018
Elite Navi 4WD2,018
2020 Honda Pilot Average Rate$1,912

2020 Honda Passport

$1,794

Insurance Rates by Trim Level for 2020 Honda Pilot
2020 Honda Passport TrimsRate
Sport 2WD$1,676
Sport AWD1,740
EX-L 2WD1,802
EX-L AWD1,802
Touring 2WD1,802
Elite AWD1,866
Touring AWD1,866
2020 Honda Passport Average Rate$1,794

2019 Honda Pilot vs. Honda Passport

A 2019 Honda Pilot costs $90 less per year to insure per year on average than a 2019 Honda Passport, a difference of 4.7%.

The chart below displays the average cost to insure the two models using drivers aged 20 to 50. For the 2019 Honda Pilot, insurance cost ranges from $1,652 to $3,794 per year for the illustrated age groups. Insurance on a 2019 Honda Passport costs from $1,738 to $3,950 on average per year.

Average car insurance premiums for 2019 Honda Pilot and Honda Passport models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda Pilot and Honda Passport models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Honda Pilot and Honda Passport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda Pilot vs. Honda Passport Insurance Cost
Driver Age Honda Pilot Honda Passport
18-Year-Old$5,863$6,084
20-Year-Old$3,794$3,950
25-Year-Old$2,172$2,272
30-Year-Old$1,996$2,088
40-Year-Old$1,870$1,960
50-Year-Old$1,652$1,738
60-Year-Old$1,550$1,628

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

A 2019 Honda Pilot has 14 trim levels available, with the most affordable trim to insure being the LX 2WD trim at an average cost of $1,710 per year.

A 2019 Honda Passport has seven trims available, with the lowest-cost model to insure being the Sport 2WD model at an average cost of $1,846 per year.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Honda Pilot LX 2WD at an average cost of $1,710 per year. The most expensive model and trim level is the Honda Passport Touring AWD at an average of $2,030 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Honda Pilot and Honda Passport, as well as an average rate for each model. The 2019 Honda Pilot can declare victory over the 2019 Honda Passport for cheapest auto insurance rates.

2019 Honda Pilot

$1,870

Insurance Rates by Trim Level for a 2019 Honda Pilot
2019 Honda Pilot TrimsRate
LX 2WD$1,710
EX 2WD1,790
LX 4WD1,790
EX 4WD1,850
EX-L 2WD1,850
EX-L 4WD1,850
EX-L Navi/Rear Entertainment 2WD1,850
EX-L Navi/Rear Entertainment 4WD1,912
Touring Navigation 2WD1,912
Touring Navigation 4WD1,912
Touring-7 2WD1,912
Touring-7 4WD1,912
Black 4WD1,972
Elite Navigation 4WD1,972
2019 Honda Pilot Average Rate$1,870

2019 Honda Passport

$1,960

Insurance Rates by Trim Level for 2019 Honda Pilot
2019 Honda Passport TrimsRate
Sport 2WD$1,846
Sport AWD1,908
EX-L 2WD1,968
EX-L AWD1,968
Touring 2WD1,968
Elite AWD2,030
Touring AWD2,030
2019 Honda Passport Average Rate$1,960

Additional Honda Pilot and Honda Passport Resources