Is Car Insurance Cheaper on a Honda Pilot or Passport?

• The Honda Passport prevails over the Honda Pilot in our head-to-head comparison, costing an average of $414 less per year to insure.
• The Honda Pilot averages $59 more per year than the average cost of car insurance in the U.S. of $2,221, while the Honda Passport costs an average of $355 less per year.
• For a 2024 model year Honda Pilot, car insurance rates range from $2,132 to $2,422 per year, while the insurance price for the 2024 Honda Passport ranges from $1,810 to $1,926, depending on trim level and options.

Honda Pilot vs. Honda Passport Insurance Cost

For 2024 models, the model with the cheapest average insurance rates is the Honda Passport. Insurance rates for the Honda Pilot average $2,280 per year, and the Honda Passport averages $1,866 per year.

For the 10 trim levels available for the 2024 Honda Pilot, the cheapest trim level to insure is the LX trim at an average cost of $2,132 per year, or around $178 per month. The 2024 Honda Passport has three trim levels available, with the cheapest trim to insure being the EX-L model at an average cost of $1,810 per year, or $151 per month.

When average car insurance prices for all 13 trims of both models are combined and sorted by cost, the lowest-cost model and trim is the Honda Passport EX-L at an average of $1,810 per year. The most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,422 per year.

The next table compares the 12-month and monthly car insurance cost for 2024 Honda Pilot and Honda Passport models, showing cost for each trim level of both models.

The chart shown below visualizes the average cost to insure both 2024 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2024 Honda Pilot, average insurance cost ranges from $2,014 to $4,622 per year for these driver ages. A 2024 Honda Passport costs from $1,640 to $3,776 to insure per year.

The rate tables below display both 2024 models and all trim levels available for each one, including an overall average rate. The winner for the 2024 car insurance cost comparison is the Honda Passport.

2023 Honda Pilot vs. Honda Passport

Average insurance rates for a 2023 Honda Pilot are $2,192 per year, while insurance for a Honda Passport averages $1,774 per year, making the Honda Passport the winner by $418 per year.

For the eight trim levels available for the 2023 Honda Pilot, the cheapest trim level to insure is the Sport trim at an average cost of $2,072 per year, or around $173 per month.

For the three trim levels available for the Honda Passport, the cheapest 2023 trim level to insure is the EX-L model at a cost of $1,724 per year, or around $144 per month.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Honda Passport EX-L at a cost of $1,724 per year, and the most expensive trim is the Honda Pilot Elite AWD at a cost of $2,306 per year.

The next table compares and ranks the annual and monthly car insurance cost for 2023 Honda Pilot and Honda Passport models, with average cost for each trim level.

The chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2023 Honda Pilot, insurance cost ranges from $1,940 to $4,450 per year for these driver ages. A 2023 Honda Passport costs from $1,564 to $3,514 to insure per year.

The tables below illustrate average car insurance cost by trim level for each 2023 model, along with an average cost for each model. The 2023 Honda Passport defeats the 2023 Honda Pilot for cheapest car insurance rates.

2022 Honda Pilot vs. Honda Passport

When comparing 2022 Honda Pilot and Honda Passport models, the one with the cheapest average auto insurance rates is the Honda Passport. Insurance on a Honda Pilot costs an average of $2,168 per year, while the Honda Passport averages $1,716 per year.

Car insurance rates range from $2,024 per year for the Sport model up to the most expensive rate of $2,288 for the Black Edition model. For a 2022 Honda Passport, rates can range from $1,680 per year for the EX-L model up to $1,746 for the most expensive to insure Elite model.

The next table compares and ranks the annual and monthly cost of car insurance for 2022 Honda Pilot and Honda Passport models, broken down by individual trim level.

The following chart visualizes the average cost to insure the two models using drivers aged 20 to 50. Average car insurance cost ranges from $1,916 to $4,406 per year on the 2022 Honda Pilot, and $1,516 to $3,414 on a 2022 Honda Passport for the sample drivers in the chart.

Out of seven trim levels for a 2022 Honda Pilot, the lowest-cost average car insurance prices are on the Sport trim at a cost of $2,024 per year, or $169 per month.

A 2022 Honda Passport has three trim and option levels available, with the most affordable trim level to insure being the EX-L trim at an average cost of $1,680 per year, or about $140 per month.

When looking at the combined rates by trim for both models, the overall cheapest vehicle to insure is the Honda Passport EX-L at an average rate of $1,680 per year. The highest-cost model and trim level is the Honda Pilot Black Edition at an average cost of $2,288 per year.

The two tables below detail average car insurance cost by trim level for a 2022 Honda Pilot and Honda Passport, including an overall average cost for each model.

2021 Honda Pilot vs. Honda Passport

For 2021 Honda Pilot and Honda Passport models, the Honda Passport has lower-cost car insurance by an average of $122 per year for this comparison year.

The chart below displays the average insurance cost for the two models for four different driver age groups. For the 2021 Honda Pilot, the average cost of car insurance ranges from $1,702 to $3,890 per year for the age groups included in the chart. Full-coverage insurance on a 2021 Honda Passport ranges from $1,598 to $3,614 on average per year.

Out of 14 trims for a 2021 Honda Pilot, the most affordable insurance prices are on the LX 2WD trim at a cost of $1,756 per year, or about $146 per month.

Out of the seven different option levels available for a Honda Passport, the lowest-cost 2021 trim to insure is the Sport 2WD model at a cost of $1,686 per year, or $141 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to buy insurance for is the Honda Passport Sport 2WD at a cost of $1,686 per year. The overall most expensive vehicle to insure is the Honda Pilot Elite Navi 4WD costing an average of $2,034 per year.

The rate tables below show both 2021 models and all trim levels available for each one, as well as an average rate for each model. The 2021 Honda Passport is the winner over the 2021 Honda Pilot for the cheapest overall car insurance rates.

2020 Honda Pilot vs. Honda Passport

For 2020 Honda Pilot and Honda Passport models, the Honda Passport is cheaper to insure by $116 per year for this comparison year.

The rate chart below shows the average insurance cost for both models with different drivers at the wheel. Average insurance cost ranges from $1,648 to $3,764 per year for the 2020 Honda Pilot, and $1,550 to $3,500 for the 2020 Honda Passport for the five driver ages sampled in the chart.

Out of 14 trim levels for the 2020 Honda Pilot, the cheapest average car insurance prices are on the LX 2WD trim at a cost of $1,704 per year, or about $142 per month.

A 2020 Honda Passport has seven different trims available, with the most affordable trim level to insure being the Sport 2WD trim at an average cost of $1,636 per year, or about $136 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Honda Passport Sport 2WD at an average of $1,636 per year. The most expensive model and trim level is the Honda Pilot Elite Navi 4WD at an average of $1,970 per year.

The two tables below break down average car insurance rates for each trim level, including an overall average rate.

2019 Honda Pilot vs. Honda Passport

A 2019 Honda Pilot costs $86 less per year to insure per year on average than a 2019 Honda Passport, a difference of 4.6%.

The chart below displays the average cost to insure the two models using drivers aged 20 to 50. For the 2019 Honda Pilot, insurance cost ranges from $1,612 to $3,704 per year for the illustrated age groups. Insurance on a 2019 Honda Passport costs from $1,698 to $3,858 on average per year.

A 2019 Honda Pilot has 14 trim levels available, with the most affordable trim to insure being the LX 2WD trim at an average cost of $1,670 per year.

A 2019 Honda Passport has seven trims available, with the lowest-cost model to insure being the Sport 2WD model at an average cost of $1,804 per year.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Honda Pilot LX 2WD at an average cost of $1,670 per year. The most expensive model and trim level is the Honda Passport Touring AWD at an average of $1,980 per year.

The rate tables below detail average car insurance cost by trim level for a 2019 Honda Pilot and Honda Passport, as well as an average rate for each model. The 2019 Honda Pilot can declare victory over the 2019 Honda Passport for cheapest auto insurance rates.

Additional Honda Pilot and Honda Passport Resources

• Honda Pilot Insurance Cost
• Honda Passport Insurance Cost
• Midsize SUV Insurance Cost Comparisons