- Honda Passport insurance costs $1,404 per year for a full coverage policy, depending on the trim level.
- For cheap Honda Passport insurance, the best option is the EX-L model that costs an average of $1,368 per year to insure. At the high end, the Passport Elite is the most expensive to insure at $1,448 for an annual policy.
- The 2023 Honda Passport is one of the cheaper midsize SUVs to insure, costing $366 less per year on average as compared to other midsize SUVs
How much does Honda Passport insurance cost?
Honda Passport insurance rates average $1,404 a year for full coverage, or around $117 each month. With the average midsize SUV costing $1,770 a year to insure, the Honda Passport is $366 cheaper.
The chart below illustrates how average 2023 Honda Passport car insurance rates vary depending on the age of the driver and $250, $500, and $1,000 deductibles. Prices range from $1,038 per year for a driver age 60 with $1,000 comprehensive and collision deductibles up to $3,264 per year for a driver age 20 with low physical damage deductibles.
To better illustrate the incredibly large range of insurance rates, consider that buying a liability-only policy in the cheapest areas of Virginia or North Carolina can be as low as $223 a year. For an identical Passport, a teen driver with a few tickets in urban New York City, could get a bill for $11,344 a year for a policy with full coverage.
The following table shows average car insurance rates on a Honda Passport for the 2019 to 2023 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Honda Passport | $1,404 | $702 | $117 |
| 2022 Honda Passport | $1,360 | $680 | $113 |
| 2021 Honda Passport | $1,430 | $715 | $119 |
| 2020 Honda Passport | $1,406 | $703 | $117 |
| 2019 Honda Passport | $1,550 | $775 | $129 |
What is the cheapest Honda Passport insurance?
The cheapest Honda Passport model to insure the base EX-L trim (MSRP of $41,100) costing $1,368 per year and the TrailSport trim (MSRP of $43,600) costing an average of $1,404.
The $46,560 Elite trim is the most expensive to insure, costing an average of $80 more per year than the cheapest EX-L model.
The rate table below shows car insurance rates for a 2023 Honda Passport for the different trim levels available. Rates are provided for both annual, semi-annual, and monthly policy terms.
| Honda Passport Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| EX-L | $1,368 | $684 | $114 |
| TrailSport | $1,404 | $702 | $117 |
| Elite | $1,448 | $724 | $121 |
Does Passport insurance cost more than similar vehicles?
When compared directly to the top-selling other midsize SUVs for 2023, Honda Passport car insurance costs $522 less per year than the Jeep Grand Cherokee, $402 less than the Toyota Highlander, $138 less than the Ford Explorer, and $564 less than the Jeep Cherokee.
The Honda Passport ranks first out of 31 total comparison vehicles in the midsize SUV segment. The Passport costs an average of $1,404 per year to insure for full coverage and the class average cost is $1,770 annually, a difference of $366 per year.
The chart below shows how Honda Passport auto insurance rates compare to the top-selling midsize SUVs in America. Following the chart, a more comprehensive rate table breaks down the average insurance cost for all 31 models in the midsize SUV category and also shows the difference in insurance cost between each model and the Passport.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,404 | -- |
| 2 | Subaru Ascent | $1,472 | $68 |
| 3 | Ford Edge | $1,534 | $130 |
| 4 | Ford Explorer | $1,542 | $138 |
| 5 | Volkswagen Atlas | $1,546 | $142 |
| 6 | Nissan Murano | $1,554 | $150 |
| 7 | Subaru Outback | $1,558 | $154 |
| 8 | Volkswagen Atlas Cross Sport | $1,616 | $212 |
| 9 | Toyota Venza | $1,650 | $246 |
| 10 | Kia Sorento | $1,660 | $256 |
| 11 | Hyundai Palisade | $1,680 | $276 |
| 12 | Toyota 4Runner | $1,696 | $292 |
| 13 | GMC Acadia | $1,726 | $322 |
| 14 | Chevrolet Traverse | $1,730 | $326 |
| 15 | Honda Pilot | $1,742 | $338 |
| 16 | Buick Enclave | $1,748 | $344 |
| 17 | Nissan Pathfinder | $1,760 | $356 |
| 18 | Mazda CX-9 | $1,762 | $358 |
| 19 | Mitsubishi Outlander Sport | $1,790 | $386 |
| 20 | Kia Telluride | $1,798 | $394 |
| 21 | Toyota Highlander | $1,806 | $402 |
| 22 | Chevrolet Blazer | $1,836 | $432 |
| 23 | Hyundai Santa Fe | $1,858 | $454 |
| 24 | Jeep Grand Cherokee | $1,926 | $522 |
| 25 | Jeep Cherokee | $1,968 | $564 |
| 26 | Jeep Wrangler | $2,008 | $604 |
| 27 | Ford Bronco | $2,014 | $610 |
| 28 | Tesla Model Y | $2,026 | $622 |
| 29 | Mitsubishi Outlander PHEV | $2,072 | $668 |
| 30 | Dodge Durango | $2,158 | $754 |
| 31 | Rivian R1S | $2,216 | $812 |
Average Passport insurance rates by location
The cost to insure a Honda Passport can vary significantly, from cheaper amounts like $948 a year in Virginia Beach, VA, or $1,002 in Charlotte, NC, to more expensive rates like $2,162 a year for Los Angeles car insurance and $2,172 in Philadelphia, PA.
Rate averages for some other cities include Denver, CO, at $1,640 per year, Indianapolis, IN, at $1,134, San Diego, CA, costing $1,504, and Long Beach, CA, averaging $1,720.
The following bar chart ranks estimated full coverage insurance policy costs for a Honda Passport for the largest cities in the United States.
