Honda Pilot and Kia Sorento Auto Insurance Rates Compared

• When insurance rates for 2024 models are compared, a Kia Sorento has less-expensive car insurance than a Honda Pilot by an average of $58 per year.
• For the 2024 model year Honda Pilot, car insurance prices range from $2,186 to $2,482 per year, while the insurance price for the 2024 Kia Sorento ranges from $2,088 to $2,450, depending on trim level and options.
• When compared to the average U.S. car insurance rate of $2,276 per year, the Honda Pilot costs $60 more per year, while the Kia Sorento costs an average of $2 more per year.

Does a Honda Pilot or Kia Sorento have cheaper insurance?

For new Pilot and Sorento models, the model with cheaper average insurance rates is the Kia Sorento. Insurance cost for the Honda Pilot averages $2,336 per year, while insurance for a Kia Sorento costs an average of $2,278 per year.

Out of 10 trim levels for the 2024 Honda Pilot, the cheapest insurance prices are on the LX model at a cost of $2,186 per year, or $182 per month. The 2024 Kia Sorento has 11 trims available, with the cheapest trim to insure being the LX model at an average cost of $2,088 per year, or around $174 per month.

When rates for all 21 trims of both models are combined and sorted by cost, the lowest-cost model and trim is the Kia Sorento LX at an average of $2,088 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite AWD at an average of $2,482 per year.

The rate table below compares and ranks the 12-month and monthly car insurance cost for 2024 Honda Pilot and Kia Sorento models, showing cost for each trim level of both models.

The chart shown below shows the average cost to insure both 2024 models using different driver ages. For a 2024 Honda Pilot, insurance cost ranges from $2,064 to $4,734 per year. A 2024 Kia Sorento costs from $2,014 to $4,580 to insure per year.

The rate tables below display the average cost to insure all 2024 trim levels, including the average rate for each model. The 2024 Kia Sorento reigns victorious over the 2024 Honda Pilot for the cheapest average car insurance rates.

2023 Honda Pilot vs. Kia Sorento

When comparing the Honda Pilot and Kia Sorento for the 2023 model year, the model with the lower car insurance rates is the Kia Sorento. Insurance cost for the Honda Pilot averages $2,246 per year, and insurance for the Kia Sorento costs an average of $2,140 per year.

For the eight trim levels available for the 2023 Honda Pilot, the cheapest trim to insure is the Sport model at an average cost of $2,122 per year. The 2023 Kia Sorento has 11 trim levels available, with the cheapest model to insure being the LX model at an average cost of $1,956 per year.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Kia Sorento LX at an average cost of $1,956 per year, and the most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,362 per year.

For prior model years, the model with lower average insurance cost is indicated. Click on any linked model year to view rates for every trim level for both models.

• 2022 Model Year Comparison – Cheaper vehicle to insure: Kia Sorento
• 2021 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2020 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2019 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2018 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2017 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2016 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot
• 2015 Model Year Comparison – Cheaper vehicle to insure: Honda Pilot

The next table ranks the cost of car insurance for 2023 Honda Pilot and Kia Sorento models, showing cost for each trim level of both models.

The chart below visualizes the average cost to insure both models rated for drivers aged 20 to 50. For a 2023 Honda Pilot, the average cost of car insurance ranges from $1,986 to $4,558 per year for these driver ages. A 2023 Kia Sorento costs from $1,898 to $4,314 to insure per year.

The two tables below show the average insurance cost by trim level for both 2023 models, along with an average cost for each model. The 2023 Kia Sorento defeats the 2023 Honda Pilot for cheapest car insurance rates.

2022 Honda Pilot vs. Kia Sorento

When comparing 2022 Honda Pilot and Kia Sorento models, the model with cheaper average insurance rates is the Kia Sorento. Insurance on the Honda Pilot averages $2,220 per year, whereas insurance for the Kia Sorento costs an average of $2,072 per year.

The actual price you’ll pay for insurance can vary noticeably depending on the trim level being insured, however. To illustrate this, on a 2022 Honda Pilot, insurance rates range from the cheapest price of $2,072 per year for the Sport model up to $2,342 for the Black Edition model. For a 2022 Kia Sorento, rates range from $1,912 per year for the LX model up to $2,320 on the most expensive to insure SX Prestige Plug-in Hybrid model.

The rate table below compares the annual and monthly car insurance cost for 2022 Honda Pilot and Kia Sorento models, with average rates for every trim level for each model.

The following chart shows the average cost to insure the two models for different driver ages. For the 2022 Honda Pilot, average car insurance cost ranges from $1,962 to $4,512 per year. Full-coverage car insurance for a 2022 Kia Sorento ranges from $1,838 to $4,182 on average per year.

Out of seven trims for a 2022 Honda Pilot, the cheapest auto insurance rates are on the Sport model at a cost of $2,072 per year. For the 12 different trim levels available for a Kia Sorento, the most affordable 2022 model to insure is the LX trim at a cost of $1,912 per year, or about $159 per month.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Kia Sorento LX at an average of $1,912 per year. The most expensive model and trim level is the Honda Pilot Black Edition costing an average of $2,342 per year.

The next tables illustrate the cost to insure the available trim levels for both 2022 models, along with the average rate for each model. The 2022 Kia Sorento wins out over the 2022 Honda Pilot for cheapest auto insurance rates.

2021 Honda Pilot vs. Kia Sorento

When comparing car insurance rates for the 2021 Honda Pilot and Kia Sorento models, the Honda Pilot is cheaper by an average of $168 per year for this model year.

The next chart visualizes the average car insurance cost for both models rated for a variety of different driver ages. For the 2021 Honda Pilot, average insurance cost ranges from $1,744 to $3,986 per year for the driver ages used. Full-coverage insurance for a 2021 Kia Sorento costs from $1,904 to $4,348 on average per year.

Out of 14 trims for a 2021 Honda Pilot, the most affordable average car insurance prices are on the LX 2WD trim at a cost of $1,800 per year, or about $150 per month.

The 2021 Kia Sorento has seven trim options available, with the lowest-cost trim to insure being the L 2WD trim at an average cost of $1,984 per year.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Honda Pilot LX 2WD at an average rate of $1,800 per year. The highest-cost model and trim is the Kia Sorento SX 4WD at an average of $2,314 per year.

The next two tables detail average cost to insure each trim level for a 2021 Honda Pilot and Kia Sorento, including an overall average cost for each model.

2020 Honda Pilot vs. Kia Sorento

When comparing car insurance rates for the 2020 Honda Pilot and Kia Sorento models, the Honda Pilot is cheaper to insure by an average of $172 per year.

The chart below visualizes the average car insurance cost for both 2020 models rated for different driver ages. For a 2020 Honda Pilot, insurance cost ranges from $1,690 to $3,860 per year for the age groups included in the chart. Full-coverage car insurance on the 2020 Kia Sorento ranges from $1,848 to $4,222 on average per year.

For the 14 trims available for a 2020 Honda Pilot, the cheapest trim level to insure is the LX 2WD model at an average cost of $1,746 per year, or about $146 per month.

For the seven different trims available for a Kia Sorento, the most affordable 2020 trim level to insure is the L 2WD model at a cost of $1,930.

When rates for all 21 trim levels for both vehicles are compared, the most affordable model and trim level to buy insurance for is the Honda Pilot LX 2WD at a cost of $1,746 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX 4WD at a cost of $2,246 per year.

The rate tables below break down all the available trims for both 2020 models, as well as the overall average rate for each model. The 2020 Honda Pilot has more affordable average car insurance rates than the 2020 Kia Sorento.

2019 Honda Pilot vs. Kia Sorento

For the 2019 Honda Pilot and Kia Sorento models, the Honda Pilot has cheaper car insurance rates by an average of $116 per year for this comparison year.

The following chart demonstrates the average car insurance cost for both models using drivers aged 20 to 50. For the 2019 Honda Pilot, the average car insurance cost ranges from $1,652 to $3,794 per year for the five driver age examples in the chart. Full-coverage car insurance on a 2019 Kia Sorento costs from $1,768 to $4,038 on average per year.

Out of 14 Honda Pilot trim levels, the most affordable 2019 trim level to insure is the LX 2WD trim at an average cost of $1,710 per year.

Out of the nine different trims available for a Kia Sorento, the lowest-cost 2019 trim to insure is the L 2WD trim at a cost of $1,750.

When rates for all 23 trim levels for both vehicles are compared, the cheapest vehicle to put coverage on is the Honda Pilot LX 2WD at an average cost of $1,710 per year, and the most expensive vehicle to insure is the Kia Sorento SX-L 4WD at an average cost of $2,176 per year.

The tables shown below break down the average cost to insure all 2019 trim levels, including the average rate for each model. The winner for the 2019 car insurance comparison is the Honda Pilot.

2018 Honda Pilot vs. Kia Sorento

When comparing average insurance rates for the 2018 Honda Pilot and Kia Sorento models, the Honda Pilot is cheaper by $128 per year for this comparison year.

The rate chart below demonstrates the average car insurance cost for the two models for different driver ages. The average car insurance cost ranges from $1,572 to $3,596 per year for a 2018 Honda Pilot, and $1,698 to $3,868 on the 2018 Kia Sorento for the five age groups shown in the chart.

The 2018 Honda Pilot has 17 trim levels available, with the most affordable model to insure being the LX 2WD trim at an average cost of $1,654 per year.

Out of the nine different trims available for a Kia Sorento, the most affordable 2018 trim level to insure is the L 2WD trim at a cost of $1,680 per year, or around $140 per month.

When auto insurance rates for all 26 trim levels for the 2018 model year of both models are compared, the lowest-cost model and trim level to put coverage on is the Honda Pilot LX 2WD at an average cost of $1,654 per year, and the most expensive model and trim level is the Kia Sorento SX-L 4WD costing $2,082 per year.

The two tables below detail all the available trims for both 2018 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2018 model year is the Honda Pilot.

2017 Honda Pilot vs. Kia Sorento

For the 2017 Honda Pilot and Kia Sorento models, the Honda Pilot has cheaper car insurance cost by an average of $152 per year for this comparison year.

The chart below illustrates the average cost to insure both 2017 models using different driver ages. For the 2017 Honda Pilot, the average car insurance cost ranges from $1,506 to $3,444 per year for the age groups used in this illustration. Full-coverage insurance for the 2017 Kia Sorento costs from $1,654 to $3,758 on average per year.

For the 17 trim levels available for a 2017 Honda Pilot, the most affordable trim level to insure is the LX 2WD trim at an average cost of $1,588 per year.

A 2017 Kia Sorento has eight different trim levels available, with the cheapest model to insure being the LX 2WD model at an average cost of $1,678 per year, or around $140 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to buy insurance for is the Honda Pilot LX 2WD at a cost of $1,588 per year, and the highest-cost model and trim level is the Kia Sorento SX-L 4WD costing $2,000 per year.

The next two tables show average car insurance cost by trim level for a 2017 Honda Pilot and Kia Sorento, along with an average cost for each model. The 2017 Honda Pilot defeats the 2017 Kia Sorento for cheapest car insurance cost.

2016 Honda Pilot vs. Kia Sorento

When comparing average insurance rates for the 2016 Honda Pilot and Kia Sorento models, the Honda Pilot has cheaper rates by an average of $148 per year.

The chart shown below illustrates the average car insurance cost for both 2016 models for the 20 to 50-year-old driver age groups. For a 2016 Honda Pilot, insurance cost ranges from $1,524 to $3,474 per year for the five driver ages sampled in the chart. Car insurance for a 2016 Kia Sorento costs from $1,666 to $3,780 on average per year.

For the 17 trims available for a 2016 Honda Pilot, the lowest-cost trim to insure is the LX 2WD trim at an average cost of $1,544 per year, or about $129 per month. Out of the eight different trims available for a Kia Sorento, the most affordable 2016 model to insure is the LX 2WD trim at a cost of $1,732.

When comparing both models combined at a trim-level basis, the overall cheapest vehicle to buy insurance for is the Honda Pilot LX 2WD at an average rate of $1,544 per year. The most expensive trim is the Kia Sorento SX-L 4WD costing an average of $1,978 per year.

The next two rate tables show average car insurance rates for each trim level, along with the average rate for each model. The 2016 Honda Pilot is the winner over the 2016 Kia Sorento for cheapest car insurance cost.

2015 Honda Pilot vs. Kia Sorento

When comparing insurance rates for 2015 models, a Honda Pilot costs an average of $1,572 per year to insure while a Kia Sorento costs $1,768, making the Honda Pilot cheaper to insure by $196 per year for this model year.

The next chart illustrates the average insurance cost for both models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,410 to $3,170 per year on the 2015 Honda Pilot, and $1,586 to $3,592 on a 2015 Kia Sorento for the illustrated age groups.

The 2015 Honda Pilot has 14 trims available, with the lowest-cost trim to insure being the SE 4WD model at an average cost of $1,396 per year, or around $116 per month. The 2015 Kia Sorento has eight trim and option levels available, with the lowest-cost trim to insure being the LX 2WD trim at an average cost of $1,608 per year.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to put coverage on is the Honda Pilot SE 4WD at an average cost of $1,396 per year, and the highest-cost model and trim is the Kia Sorento SX-L 4WD at an average cost of $1,884 per year.

The two tables below detail both 2015 models and all trim levels available for each one, including an overall average cost for each model. The model with the cheapest average car insurance rates for 2015 is the Honda Pilot.

Additional Honda Pilot and Kia Sorento Resources

• Honda Pilot Insurance Cost
• Kia Sorento Insurance Cost
• Midsize SUV Insurance Cost Comparisons