Honda Pilot vs. Kia Telluride Insurance: Which Costs Less?

• A 2024 Honda Pilot has cheaper car insurance rates than a 2024 Kia Telluride by an average of $164 per year, $2,280 compared to $2,444.
• For the 2024 model year Honda Pilot, average full-coverage car insurance rates range from $2,132 to $2,422 per year, while insurance on the 2024 Kia Telluride costs from $2,222 to $2,564, depending on the exact model being insured.
• The Honda Pilot LX and the Kia Telluride LX are the trim levels that are cheapest to insure for each model, costing $2,132 and $2,222 per year, respectively.

Does a Honda Pilot or Kia Telluride have cheaper insurance?

When comparing the Honda Pilot and Kia Telluride for the 2024 model year, the one with the cheapest average auto insurance rates is the Honda Pilot. Insurance on the Honda Pilot averages $2,280 per year, while insurance for the Kia Telluride costs an average of $2,444 per year.

Out of 10 Honda Pilot trims, the cheapest 2024 trim to insure is the LX trim at an average cost of $2,132 per year.

The 2024 Kia Telluride has 10 trims available, with the cheapest trim to insure being the LX model at an average cost of $2,222 per year.

When average car insurance prices for all 20 trim levels for the 2024 model year of both models are compared, the lowest-cost model and trim level is the Honda Pilot LX at an average of $2,132 per year, and the most expensive vehicle to insure is the Kia Telluride SX Prestige X-Pro at a cost of $2,564 per year.

The rate table below ranks the cost of car insurance for 2024 Honda Pilot and Kia Telluride models, with average rates for every trim level for each model.

The chart below displays the average cost to insure both models using a range of rated driver ages. Average car insurance cost ranges from $2,014 to $4,622 per year for a 2024 Honda Pilot, and $2,156 to $4,938 for a 2024 Kia Telluride for the age groups used in this illustration.

The rate tables below show average car insurance rates for each trim level, along with the average rate for each model. The model with cheapest overall car insurance cost for 2024 is the Honda Pilot.

2023 Honda Pilot vs. Kia Telluride

Insurance rates for a 2023 Honda Pilot average $2,192 per year, and the 2023 Kia Telluride costs an average of $2,266 per year, making the Honda Pilot the model with lower average car insurance rates.

Insurance rates vary noticeably for each of the different trim levels, however.

Using the Honda Pilot as an example, average insurance rates range from the lowest rate of $2,072 per year for the Sport model up to $2,306 for the Elite AWD model. For the 2023 Kia Telluride, rates can range from $2,068 per year for the LX model up to $2,372 on the SX Prestige X-Pro model.

The next table compares the 12-month and monthly car insurance cost for 2023 Honda Pilot and Kia Telluride models, with the average insurance rate for each vehicle.

The chart shown below demonstrates the average cost to insure both 2023 models with different driver age groups. For a 2023 Honda Pilot, average car insurance cost ranges from $1,940 to $4,450 per year for the example age groups. A full-coverage policy for the 2023 Kia Telluride costs from $2,002 to $4,546 on average per year.

For the eight trims available for the 2023 Honda Pilot, the lowest-cost trim to insure is the Sport trim at an average cost of $2,072 per year, or $173 per month.

Out of the nine different option levels available for a Kia Telluride, the lowest-cost 2023 trim level to insure is the LX trim at a cost of $2,068 per year, or $172 per month.

When all 17 trims of both models are combined and compared, the cheapest vehicle to buy insurance for is the Kia Telluride LX at an average of $2,068 per year, and the highest-cost model and trim level is the Kia Telluride SX Prestige X-Pro costing an average of $2,372 per year.

The next two rate tables illustrate trim level insurance rates for each 2023 model, along with an average cost for each model. The cheapest of the two models to insure for the 2023 model year is the Honda Pilot.

2022 Honda Pilot vs. Kia Telluride

For 2022 Honda Pilot and Kia Telluride models, the Honda Pilot costs less to insure by $70 per year.

The chart shown below displays the average insurance cost for both models for four different driver age groups. For the 2022 Honda Pilot, the average cost of car insurance ranges from $1,916 to $4,406 per year for the driver examples in the chart. Full-coverage insurance for a 2022 Kia Telluride costs from $1,984 to $4,514 on average per year.

The 2022 Honda Pilot has seven trim levels available, with the most affordable trim to insure being the Sport trim at an average cost of $2,024 per year.

A 2022 Kia Telluride has four different trim levels available, with the cheapest trim to insure being the LX trim at an average cost of $2,156 per year.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to put coverage on is the Honda Pilot Sport at an average cost of $2,024 per year, and the most expensive trim is the Kia Telluride SX costing an average of $2,322 per year.

The tables below display average car insurance cost by trim level for a 2022 Honda Pilot and Kia Telluride, along with an average cost for each model. The winner for the 2022 car insurance battle is the Honda Pilot.

2021 Honda Pilot vs. Kia Telluride

A 2021 Kia Telluride costs $96 less per year to insure per year on average than a 2021 Honda Pilot, a difference of 5.1%.

The chart shown below demonstrates the average car insurance cost for both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,702 to $3,890 per year for a 2021 Honda Pilot, and $1,618 to $3,678 on a 2021 Kia Telluride for the included driver ages.

For the 14 trim levels available for the 2021 Honda Pilot, the cheapest trim level to insure is the LX 2WD trim at an average cost of $1,756 per year, or about $146 per month.

The 2021 Kia Telluride has eight option levels available, with the lowest-cost model to insure being the LX 2WD model at an average cost of $1,686 per year.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to insure is the Kia Telluride LX 2WD at an average cost of $1,686 per year. The most expensive trim is the Honda Pilot Elite Navi 4WD costing $2,034 per year.

The tables below display all the available trims for both 2021 models, along with the average rate for each model. The 2021 Kia Telluride comes out with a win over the 2021 Honda Pilot for the cheapest car insurance rates.

2020 Honda Pilot vs. Kia Telluride

For 2020 Honda Pilot and Kia Telluride models, the Kia Telluride is cheaper to insure by $92 per year.

The following chart displays the average car insurance cost for both models rated for a variety of different driver ages. The average cost of full-coverage insurance ranges from $1,648 to $3,764 per year for a 2020 Honda Pilot, and $1,570 to $3,562 for the 2020 Kia Telluride for the age groups used in this illustration.

Out of 14 Honda Pilot trim levels, the lowest-cost 2020 trim level to insure is the LX 2WD model at an average cost of $1,704 per year, or about $142 per month. For the eight different option levels available for the Kia Telluride, the cheapest 2020 trim to insure is the LX 2WD model at a cost of $1,636.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Kia Telluride LX 2WD at an average rate of $1,636 per year, and the highest-cost model and trim is the Honda Pilot Elite Navi 4WD costing an average of $1,970 per year.

The next two tables detail all the available trims for both 2020 models, plus an average rate for each model. The winner for the 2020 car insurance cost comparison is the Kia Telluride.

Additional Honda Pilot and Kia Telluride Resources

• Honda Pilot Insurance Cost
• Kia Telluride Insurance Cost
• Midsize SUV Insurance Cost Comparisons