- Kia Telluride insurance costs an average of $1,754 per year, or about $146 per month for a policy with full coverage.
- The Telluride is one of the more expensive midsize SUVs to insure, costing $30 more per year when compared to the competition.
- The cheapest Telluride to insure is the LX trim level at an estimated $1,600 per year. The most expensive is the SX Prestige X-Pro at $1,834 annually.
- Kia Telluride insurance rates in a few larger cities include $1,798 in Dallas, TX, $1,772 in Minneapolis, MN, and $2,180 in Baltimore, MD.
How much does Kia Telluride insurance cost?
Kia Telluride insurance averages around $1,754 a year, or around $146 monthly. On average, expect to pay about $30 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $69 more per year than the all-vehicle national average of $1,685.
The following chart illustrates how average 2023 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.
From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above prices range from an average rate for a 20-year-old driver of $3,480 to the average rate for a 60-year-old driver of $1,566.
Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,168 while a 16-year-old female would pay about $5,428.
How does Telluride insurance compare?
When compared to other midsize SUVs, car insurance for a Kia Telluride costs $122 less per year than the Jeep Grand Cherokee, $8 less than the Toyota Highlander, $250 more than the Ford Explorer, and $160 less than the Jeep Cherokee.
The Kia Telluride ranks 20th out of 31 total comparison vehicles in the 2023 midsize SUV category. The Telluride costs an estimated $1,754 per year for full coverage insurance, while the segment average is $1,724 per year, a difference of $30 per year.
The chart below shows how well average 2023 Kia Telluride insurance rates compare against the top-selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 31 vehicle midsize SUV segment against the Telluride.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Honda Passport | $1,368 | -$386 |
2 | Subaru Ascent | $1,434 | -$320 |
3 | Ford Edge | $1,494 | -$260 |
4 | Ford Explorer | $1,504 | -$250 |
5 | Volkswagen Atlas | $1,506 | -$248 |
6 | Nissan Murano | $1,516 | -$238 |
7 | Subaru Outback | $1,518 | -$236 |
8 | Volkswagen Atlas Cross Sport | $1,576 | -$178 |
9 | Toyota Venza | $1,608 | -$146 |
10 | Kia Sorento | $1,618 | -$136 |
11 | Hyundai Palisade | $1,638 | -$116 |
12 | Toyota 4Runner | $1,654 | -$100 |
13 | GMC Acadia | $1,682 | -$72 |
14 | Chevrolet Traverse | $1,684 | -$70 |
15 | Honda Pilot | $1,696 | -$58 |
16 | Buick Enclave | $1,702 | -$52 |
17 | Nissan Pathfinder | $1,712 | -$42 |
18 | Mazda CX-9 | $1,720 | -$34 |
19 | Mitsubishi Outlander Sport | $1,744 | -$10 |
20 | Kia Telluride | $1,754 | -- |
21 | Toyota Highlander | $1,762 | $8 |
22 | Chevrolet Blazer | $1,786 | $32 |
23 | Hyundai Santa Fe | $1,810 | $56 |
24 | Jeep Grand Cherokee | $1,876 | $122 |
25 | Jeep Cherokee | $1,914 | $160 |
26 | Jeep Wrangler | $1,952 | $198 |
27 | Ford Bronco | $1,962 | $208 |
28 | Tesla Model Y | $1,970 | $216 |
29 | Mitsubishi Outlander PHEV | $2,018 | $264 |
30 | Dodge Durango | $2,102 | $348 |
31 | Rivian R1S | $2,160 | $406 |
What is the cheapest Kia Telluride insurance?
The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,690) costing $1,600 per year and the S trim (MSRP of $37,590) costing an average of $1,636.
The $52,785 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $234 more per year than the cheapest LX model.
The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.
Kia Telluride Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
LX | $1,600 | $800 | $133 |
S | $1,636 | $818 | $136 |
EX | $1,700 | $850 | $142 |
EX X-Line | $1,756 | $878 | $146 |
SX X-Line | $1,798 | $899 | $150 |
SX X-Pro | $1,808 | $904 | $151 |
SX Prestige | $1,814 | $907 | $151 |
SX Prestige X-Line | $1,830 | $915 | $153 |
SX Prestige X-Pro | $1,834 | $917 | $153 |
Average insurance rates by location
Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,098 per year up to $2,728 or more.
The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,700 per year, Milwaukee, WI, at an estimated $1,708, Denver, CO, at $2,060, and Phoenix, AZ, costing $1,926.
The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.
When comparing Kia Telluride insurance rates at a state level, states like Idaho ($1,250) and Maine ($1,056) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,084), Michigan ($2,394), and Florida ($2,184) have more expensive insurance rates.
Average insurance rates for a 2023 Kia Telluride in all fifty states are shown below.
U.S. State | Annual Cost | Six-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1,578 | $789 | $132 |
Alaska | $1,328 | $664 | $111 |
Arizona | $1,606 | $803 | $134 |
Arkansas | $1,834 | $917 | $153 |
California | $2,122 | $1,061 | $177 |
Colorado | $1,878 | $939 | $157 |
Connecticut | $1,950 | $975 | $163 |
Delaware | $1,994 | $997 | $166 |
Florida | $2,184 | $1,092 | $182 |
Georgia | $1,790 | $895 | $149 |
Hawaii | $1,196 | $598 | $100 |
Idaho | $1,250 | $625 | $104 |
Illinois | $1,534 | $767 | $128 |
Indiana | $1,306 | $653 | $109 |
Iowa | $1,172 | $586 | $98 |
Kansas | $1,726 | $863 | $144 |
Kentucky | $1,878 | $939 | $157 |
Louisiana | $2,084 | $1,042 | $174 |
Maine | $1,056 | $528 | $88 |
Maryland | $1,628 | $814 | $136 |
Massachusetts | $1,908 | $954 | $159 |
Michigan | $2,394 | $1,197 | $200 |
Minnesota | $1,502 | $751 | $125 |
Mississippi | $1,708 | $854 | $142 |
Missouri | $1,976 | $988 | $165 |
Montana | $1,610 | $805 | $134 |
Nebraska | $1,464 | $732 | $122 |
Nevada | $2,096 | $1,048 | $175 |
New Hampshire | $1,172 | $586 | $98 |
New Jersey | $2,122 | $1,061 | $177 |
New Mexico | $1,440 | $720 | $120 |
New York | $2,032 | $1,016 | $169 |
North Carolina | $1,094 | $547 | $91 |
North Dakota | $1,452 | $726 | $121 |
Ohio | $1,220 | $610 | $102 |
Oklahoma | $1,934 | $967 | $161 |
Oregon | $1,636 | $818 | $136 |
Pennsylvania | $1,680 | $840 | $140 |
Rhode Island | $2,172 | $1,086 | $181 |
South Carolina | $1,470 | $735 | $123 |
South Dakota | $1,802 | $901 | $150 |
Tennessee | $1,666 | $833 | $139 |
Texas | $1,626 | $813 | $136 |
Utah | $1,532 | $766 | $128 |
Vermont | $1,274 | $637 | $106 |
Virginia | $1,162 | $581 | $97 |
Washington | $1,582 | $791 | $132 |
West Virginia | $1,564 | $782 | $130 |
Wisconsin | $1,252 | $626 | $104 |
Wyoming | $1,558 | $779 | $130 |