Kia Telluride Insurance on a Shoestring Budget: Find Out How

• Kia Telluride insurance costs an average of $1,978 per year, or about $165 per month for a policy with full coverage.
• The Telluride is one of the more expensive midsize SUVs to insure, costing $104 more per year when compared to the competition.
• The cheapest Telluride to insure is the LX trim level at an estimated $1,802 per year. The most expensive is the SX Prestige X-Pro at $2,078 annually.
• Kia Telluride insurance rates in a few larger cities include $2,038 in Dallas, TX, $2,010 in Minneapolis, MN, and $2,438 in Baltimore, MD.

How much does Kia Telluride insurance cost?

Kia Telluride insurance averages around $1,978 a year, or around $165 monthly. On average, expect to pay about $104 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $95 more per year than the all-vehicle national average of $1,883.

The following chart illustrates how average 2024 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above prices range from an average rate for a 20-year-old driver of $4,002 to the average rate for a 60-year-old driver of $1,638.

Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $7,004 while a 16-year-old female would pay about $6,542.

How does Telluride insurance compare?

When compared to other midsize SUVs, car insurance for a Kia Telluride costs $80 more per year than the Jeep Grand Cherokee, $58 less per year than the Toyota 4Runner, $360 more per year than the Subaru Outback, and $48 more per year than the Hyundai Santa Fe.

The Kia Telluride ranks 25^th out of 34 total comparison vehicles in the 2024 midsize SUV category. The Telluride costs an estimated $1,978 per year for full coverage insurance, while the segment average is $1,874 per year, a difference of $104 per year.

The chart below shows how well average 2024 Kia Telluride insurance rates compare against the top-selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 34 vehicle midsize SUV segment against the Telluride.

What is the cheapest Kia Telluride insurance?

The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,990) costing $1,802 per year and the S trim (MSRP of $37,890) costing an average of $1,846.

The $53,185 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $276 more per year than the cheapest LX model.

The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.

Average insurance rates by location

Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,314 per year up to $3,004 or more.

The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,940 per year, Milwaukee, WI, at an estimated $1,944, Denver, CO, at $2,310, and Phoenix, AZ, costing $2,170.

The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.

When comparing Kia Telluride insurance rates at a state level, states like Idaho ($1,470) and Maine ($1,266) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,302), Michigan ($2,598), and Florida ($2,406) have more expensive insurance rates.

Average insurance rates for a 2024 Kia Telluride in all fifty states are shown below.