Kia Telluride Insurance Cost for 2023

How much does Kia Telluride insurance cost? We analyze insurance rates and rank the Telluride against other midsize SUVs.

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  • Kia Telluride insurance costs an average of $1,798 per year, or about $150 per month for a policy with full coverage.
  • The Telluride is one of the more expensive midsize SUVs to insure, costing $28 more per year when compared to the competition.
  • The cheapest Telluride to insure is the LX trim level at an estimated $1,642 per year. The most expensive is the SX Prestige X-Pro at $1,884 annually.
  • Kia Telluride insurance rates in a few larger cities include $1,838 in Dallas, TX, $1,810 in Minneapolis, MN, and $2,218 in Baltimore, MD.

How much does Kia Telluride insurance cost?

Kia Telluride insurance averages around $1,798 a year, or around $150 monthly. On average, expect to pay about $28 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $70 more per year than the all-vehicle national average of $1,728.

The following chart illustrates how average 2023 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Kia Telluride with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Telluride trim levels.Data last updated on August 11, 2023
Kia Telluride Car Insurance Summary
2023 Kia Telluride Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,994$250
$500$3,572$298
$250$4,182$349
30$1,000$1,582$132
$500$1,904$159
$250$2,240$187
40$1,000$1,504$125
$500$1,798$150
$250$2,106$176
50$1,000$1,370$114
$500$1,636$136
$250$1,914$160
60$1,000$1,346$112
$500$1,608$134
$250$1,882$157

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above prices range from an average rate for a 20-year-old driver of $3,572 to the average rate for a 60-year-old driver of $1,608.

Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,332 while a 16-year-old female would pay about $5,566.

How does Telluride insurance compare?

When compared to other midsize SUVs, car insurance for a Kia Telluride costs $128 less per year than the Jeep Grand Cherokee, $8 less than the Toyota Highlander, $256 more than the Ford Explorer, and $170 less than the Jeep Cherokee.

The Kia Telluride ranks 20th out of 31 total comparison vehicles in the 2023 midsize SUV category. The Telluride costs an estimated $1,798 per year for full coverage insurance, while the segment average is $1,770 per year, a difference of $28 per year.

The chart below shows how well average 2023 Kia Telluride insurance rates compare against the top-selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 31 vehicle midsize SUV segment against the Telluride.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Kia Telluride vs Top 10 Midsize SUVs Insurance Cost Comparison
Kia Telluride Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,404-$394
2Subaru Ascent$1,472-$326
3Ford Edge$1,534-$264
4Ford Explorer$1,542-$256
5Volkswagen Atlas$1,546-$252
6Nissan Murano$1,554-$244
7Subaru Outback$1,558-$240
8Volkswagen Atlas Cross Sport$1,616-$182
9Toyota Venza$1,650-$148
10Kia Sorento$1,660-$138
11Hyundai Palisade$1,680-$118
12Toyota 4Runner$1,696-$102
13GMC Acadia$1,726-$72
14Chevrolet Traverse$1,730-$68
15Honda Pilot$1,742-$56
16Buick Enclave$1,748-$50
17Nissan Pathfinder$1,760-$38
18Mazda CX-9$1,762-$36
19Mitsubishi Outlander Sport$1,790-$8
20Kia Telluride$1,798--
21Toyota Highlander$1,806$8
22Chevrolet Blazer$1,836$38
23Hyundai Santa Fe$1,858$60
24Jeep Grand Cherokee$1,926$128
25Jeep Cherokee$1,968$170
26Jeep Wrangler$2,008$210
27Ford Bronco$2,014$216
28Tesla Model Y$2,026$228
29Mitsubishi Outlander PHEV$2,072$274
30Dodge Durango$2,158$360
31Rivian R1S$2,216$418

What is the cheapest Kia Telluride insurance?

The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,690) costing $1,642 per year and the S trim (MSRP of $37,590) costing an average of $1,680.

The $52,785 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $242 more per year than the cheapest LX model.

The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.

2023 Kia Telluride Insurance Cost by Trim Level
Kia Telluride Trim Level Annual Policy Six-Month Policy Per Month
LX$1,642$821$137
S$1,680$840$140
EX$1,742$871$145
EX X-Line$1,802$901$150
SX X-Line$1,846$923$154
SX X-Pro$1,856$928$155
SX Prestige$1,860$930$155
SX Prestige X-Line$1,878$939$157
SX Prestige X-Pro$1,884$942$157

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Kia Telluride Insurance Cost by Trim Level

Average insurance rates by location

Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,136 per year up to $2,766 or more.

The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,738 per year, Milwaukee, WI, at an estimated $1,746, Denver, CO, at $2,096, and Phoenix, AZ, costing $1,962.

The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Kia Telluride, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Kia Telluride trim levels.Data last updated on August 12, 2023
Kia Telluride Insurance Rates in Large U.S. Cities
Kia Telluride Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,128$261
Philadelphia, PA$2,778$232
Las Vegas, NV$2,772$231
Los Angeles, CA$2,766$231
San Francisco, CA$2,398$200
Kansas City, MO$2,138$178
Oklahoma City, OK$2,138$178
Denver, CO$2,096$175
Memphis, TN$2,096$175
Atlanta, GA$2,070$173
San Jose, CA$2,014$168
Phoenix, AZ$1,962$164
Portland, OR$1,936$161
San Diego, CA$1,926$161
Boston, MA$1,920$160
Jacksonville, FL$1,908$159
Chicago, IL$1,866$156
Dallas, TX$1,838$153
Houston, TX$1,824$152
Seattle, WA$1,822$152
Nashville, TN$1,754$146
Milwaukee, WI$1,746$146
Albuquerque, NM$1,714$143
San Antonio, TX$1,660$138
Omaha, NE$1,614$135
Fort Worth, TX$1,606$134
Austin, TX$1,586$132
Indianapolis, IN$1,448$121
Columbus, OH$1,336$111
Charlotte, NC$1,278$107

When comparing Kia Telluride insurance rates at a state level, states like Idaho ($1,288) and Maine ($1,092) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,114), Michigan ($2,420), and Florida ($2,212) have more expensive insurance rates.

Average insurance rates for a 2023 Kia Telluride in all fifty states are shown below.

Kia Telluride Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,614$807$135
Alaska$1,366$683$114
Arizona$1,644$822$137
Arkansas$1,874$937$156
California$2,158$1,079$180
Colorado$1,918$959$160
Connecticut$1,990$995$166
Delaware$2,032$1,016$169
Florida$2,212$1,106$184
Georgia$1,830$915$153
Hawaii$1,234$617$103
Idaho$1,288$644$107
Illinois$1,576$788$131
Indiana$1,346$673$112
Iowa$1,210$605$101
Kansas$1,762$881$147
Kentucky$1,918$959$160
Louisiana$2,114$1,057$176
Maine$1,092$546$91
Maryland$1,666$833$139
Massachusetts$1,948$974$162
Michigan$2,420$1,210$202
Minnesota$1,542$771$129
Mississippi$1,748$874$146
Missouri$2,016$1,008$168
Montana$1,646$823$137
Nebraska$1,502$751$125
Nevada$2,134$1,067$178
New Hampshire$1,210$605$101
New Jersey$2,162$1,081$180
New Mexico$1,478$739$123
New York$2,070$1,035$173
North Carolina$1,132$566$94
North Dakota$1,490$745$124
Ohio$1,262$631$105
Oklahoma$1,970$985$164
Oregon$1,674$837$140
Pennsylvania$1,722$861$144
Rhode Island$2,210$1,105$184
South Carolina$1,506$753$126
South Dakota$1,840$920$153
Tennessee$1,706$853$142
Texas$1,666$833$139
Utah$1,574$787$131
Vermont$1,314$657$110
Virginia$1,202$601$100
Washington$1,618$809$135
West Virginia$1,602$801$134
Wisconsin$1,292$646$108
Wyoming$1,594$797$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Kia Telluride insurance rates by U.S. state