- Kia Telluride insurance costs an average of $1,798 per year, or about $150 per month for a policy with full coverage.
- The Telluride is one of the more expensive midsize SUVs to insure, costing $28 more per year when compared to the competition.
- The cheapest Telluride to insure is the LX trim level at an estimated $1,642 per year. The most expensive is the SX Prestige X-Pro at $1,884 annually.
- Kia Telluride insurance rates in a few larger cities include $1,838 in Dallas, TX, $1,810 in Minneapolis, MN, and $2,218 in Baltimore, MD.
How much does Kia Telluride insurance cost?
Kia Telluride insurance averages around $1,798 a year, or around $150 monthly. On average, expect to pay about $28 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $70 more per year than the all-vehicle national average of $1,728.
The following chart illustrates how average 2023 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.
From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above prices range from an average rate for a 20-year-old driver of $3,572 to the average rate for a 60-year-old driver of $1,608.
Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,332 while a 16-year-old female would pay about $5,566.
How does Telluride insurance compare?
When compared to other midsize SUVs, car insurance for a Kia Telluride costs $128 less per year than the Jeep Grand Cherokee, $8 less than the Toyota Highlander, $256 more than the Ford Explorer, and $170 less than the Jeep Cherokee.
The Kia Telluride ranks 20th out of 31 total comparison vehicles in the 2023 midsize SUV category. The Telluride costs an estimated $1,798 per year for full coverage insurance, while the segment average is $1,770 per year, a difference of $28 per year.
The chart below shows how well average 2023 Kia Telluride insurance rates compare against the top-selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 31 vehicle midsize SUV segment against the Telluride.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Honda Passport | $1,404 | -$394 |
2 | Subaru Ascent | $1,472 | -$326 |
3 | Ford Edge | $1,534 | -$264 |
4 | Ford Explorer | $1,542 | -$256 |
5 | Volkswagen Atlas | $1,546 | -$252 |
6 | Nissan Murano | $1,554 | -$244 |
7 | Subaru Outback | $1,558 | -$240 |
8 | Volkswagen Atlas Cross Sport | $1,616 | -$182 |
9 | Toyota Venza | $1,650 | -$148 |
10 | Kia Sorento | $1,660 | -$138 |
11 | Hyundai Palisade | $1,680 | -$118 |
12 | Toyota 4Runner | $1,696 | -$102 |
13 | GMC Acadia | $1,726 | -$72 |
14 | Chevrolet Traverse | $1,730 | -$68 |
15 | Honda Pilot | $1,742 | -$56 |
16 | Buick Enclave | $1,748 | -$50 |
17 | Nissan Pathfinder | $1,760 | -$38 |
18 | Mazda CX-9 | $1,762 | -$36 |
19 | Mitsubishi Outlander Sport | $1,790 | -$8 |
20 | Kia Telluride | $1,798 | -- |
21 | Toyota Highlander | $1,806 | $8 |
22 | Chevrolet Blazer | $1,836 | $38 |
23 | Hyundai Santa Fe | $1,858 | $60 |
24 | Jeep Grand Cherokee | $1,926 | $128 |
25 | Jeep Cherokee | $1,968 | $170 |
26 | Jeep Wrangler | $2,008 | $210 |
27 | Ford Bronco | $2,014 | $216 |
28 | Tesla Model Y | $2,026 | $228 |
29 | Mitsubishi Outlander PHEV | $2,072 | $274 |
30 | Dodge Durango | $2,158 | $360 |
31 | Rivian R1S | $2,216 | $418 |
What is the cheapest Kia Telluride insurance?
The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,690) costing $1,642 per year and the S trim (MSRP of $37,590) costing an average of $1,680.
The $52,785 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $242 more per year than the cheapest LX model.
The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.
Kia Telluride Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
LX | $1,642 | $821 | $137 |
S | $1,680 | $840 | $140 |
EX | $1,742 | $871 | $145 |
EX X-Line | $1,802 | $901 | $150 |
SX X-Line | $1,846 | $923 | $154 |
SX X-Pro | $1,856 | $928 | $155 |
SX Prestige | $1,860 | $930 | $155 |
SX Prestige X-Line | $1,878 | $939 | $157 |
SX Prestige X-Pro | $1,884 | $942 | $157 |
Average insurance rates by location
Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,136 per year up to $2,766 or more.
The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,738 per year, Milwaukee, WI, at an estimated $1,746, Denver, CO, at $2,096, and Phoenix, AZ, costing $1,962.
The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.
When comparing Kia Telluride insurance rates at a state level, states like Idaho ($1,288) and Maine ($1,092) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,114), Michigan ($2,420), and Florida ($2,212) have more expensive insurance rates.
Average insurance rates for a 2023 Kia Telluride in all fifty states are shown below.
U.S. State | Annual Cost | Six-month Cost | Monthly Cost |
---|---|---|---|
Alabama | $1,614 | $807 | $135 |
Alaska | $1,366 | $683 | $114 |
Arizona | $1,644 | $822 | $137 |
Arkansas | $1,874 | $937 | $156 |
California | $2,158 | $1,079 | $180 |
Colorado | $1,918 | $959 | $160 |
Connecticut | $1,990 | $995 | $166 |
Delaware | $2,032 | $1,016 | $169 |
Florida | $2,212 | $1,106 | $184 |
Georgia | $1,830 | $915 | $153 |
Hawaii | $1,234 | $617 | $103 |
Idaho | $1,288 | $644 | $107 |
Illinois | $1,576 | $788 | $131 |
Indiana | $1,346 | $673 | $112 |
Iowa | $1,210 | $605 | $101 |
Kansas | $1,762 | $881 | $147 |
Kentucky | $1,918 | $959 | $160 |
Louisiana | $2,114 | $1,057 | $176 |
Maine | $1,092 | $546 | $91 |
Maryland | $1,666 | $833 | $139 |
Massachusetts | $1,948 | $974 | $162 |
Michigan | $2,420 | $1,210 | $202 |
Minnesota | $1,542 | $771 | $129 |
Mississippi | $1,748 | $874 | $146 |
Missouri | $2,016 | $1,008 | $168 |
Montana | $1,646 | $823 | $137 |
Nebraska | $1,502 | $751 | $125 |
Nevada | $2,134 | $1,067 | $178 |
New Hampshire | $1,210 | $605 | $101 |
New Jersey | $2,162 | $1,081 | $180 |
New Mexico | $1,478 | $739 | $123 |
New York | $2,070 | $1,035 | $173 |
North Carolina | $1,132 | $566 | $94 |
North Dakota | $1,490 | $745 | $124 |
Ohio | $1,262 | $631 | $105 |
Oklahoma | $1,970 | $985 | $164 |
Oregon | $1,674 | $837 | $140 |
Pennsylvania | $1,722 | $861 | $144 |
Rhode Island | $2,210 | $1,105 | $184 |
South Carolina | $1,506 | $753 | $126 |
South Dakota | $1,840 | $920 | $153 |
Tennessee | $1,706 | $853 | $142 |
Texas | $1,666 | $833 | $139 |
Utah | $1,574 | $787 | $131 |
Vermont | $1,314 | $657 | $110 |
Virginia | $1,202 | $601 | $100 |
Washington | $1,618 | $809 | $135 |
West Virginia | $1,602 | $801 | $134 |
Wisconsin | $1,292 | $646 | $108 |
Wyoming | $1,594 | $797 | $133 |