Kia Telluride Insurance Cost for 2022

As one of the hottest new SUVs on the market, how much does Kia Telluride insurance cost? We analyze insurance rates and rank the Telluride against other midsize SUVs.

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  • Kia Telluride insurance costs an average of $1,596 per year, or about $133 per month for a policy with full coverage.
  • The Telluride is one of the more expensive midsize SUVs to insure, costing $52 more per year when compared to the competition.
  • The cheapest Telluride to insure is the LX trim level at an estimated $1,538 per year. The most expensive is the SX at $1,654 annually.
  • Kia Telluride insurance rates in a few larger cities include $1,706 in Dallas, TX, $1,680 in Minneapolis, MN, and $2,094 in Baltimore, MD.

How much does Kia Telluride insurance cost?

Kia Telluride insurance averages around $1,596 a year, or around $133 monthly. On average, expect to pay about $52 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $29 more per year than the all-vehicle national average of $1,567.

The following chart illustrates how average 2022 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Kia Telluride with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Telluride trim levels.Data last updated on September 8, 2022
Kia Telluride Car Insurance Summary
Kia Telluride Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,694$225
$500$3,174$265
$250$3,684$307
30$1,000$1,414$118
$500$1,682$140
$250$1,964$164
40$1,000$1,350$113
$500$1,596$133
$250$1,852$154
50$1,000$1,232$103
$500$1,454$121
$250$1,684$140
60$1,000$1,210$101
$500$1,426$119
$250$1,654$138

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above rates range from an average rate for a 20-year-old driver of $3,174 to the average rate for a 60-year-old driver of $1,426.

Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $5,738 while a 16-year-old female would pay about $5,048.

How does Telluride insurance compare?

When compared to other midsize SUVs, car insurance for a Kia Telluride costs $84 less per year than the Jeep Grand Cherokee, $62 more than the Toyota Highlander, $162 more than the Ford Explorer, and $96 less than the Jeep Cherokee.

The Kia Telluride ranks #22 out of 29 total comparison vehicles in the 2022 midsize SUV category. The Telluride costs an estimated $1,596 per year for full coverage insurance, while the segment average is $1,544 per year, a difference of $52 per year.

The chart below shows how well average 2022 Kia Telluride insurance rates compare against the top selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 29 vehicle midsize SUV segment against the Telluride.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Kia Telluride vs Top 10 Midsize SUVs Insurance Cost Comparison
Kia Telluride Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$372
2Subaru Ascent$1,310-$286
3Ford Edge$1,374-$222
4Subaru Outback$1,398-$198
5Nissan Murano$1,416-$180
6Toyota Venza$1,424-$172
7Ford Explorer$1,434-$162
8Kia Sorento$1,444-$152
9Hyundai Palisade$1,462-$134
10Volkswagen Atlas$1,472-$124
11Toyota 4Runner$1,488-$108
12Volkswagen Atlas Cross Sport$1,528-$68
13Mazda CX-9$1,530-$66
14GMC Acadia$1,532-$64
15Toyota Highlander$1,534-$62
16Nissan Pathfinder$1,540-$56
17Honda Pilot$1,546-$50
18Mitsubishi Outlander Sport$1,548-$48
19Buick Enclave$1,562-$34
20Chevrolet Traverse$1,568-$28
21Hyundai Santa Fe$1,590-$6
22Kia Telluride$1,596--
23Chevrolet Blazer$1,610$14
24Jeep Grand Cherokee$1,680$84
25Jeep Cherokee$1,692$96
26Mitsubishi Outlander PHEV$1,768$172
27Dodge Durango$1,788$192
28Tesla Model Y$1,804$208
29Rivian R1S$1,902$306

What is the cheapest Kia Telluride insurance?

The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $33,090) costing $1,538 per year and the S trim (MSRP of $35,590) costing an average of $1,584.

The $42,990 SX trim is the most expensive to insure, costing an average of $116 more per year than the cheapest LX model.

The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.

2022 Kia Telluride Insurance Cost by Trim Level
Kia Telluride Trim Level Annual Policy 6-month Policy Per Month
LX$1,538$769$128
S$1,584$792$132
EX$1,608$804$134
SX$1,654$827$138

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Kia Telluride Insurance Cost by Trim Level

Does location affect insurance rates?

Absolutely. Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $996 per year up to $2,646 or more.

The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,606 per year, Milwaukee, WI, at an estimated $1,612, Denver, CO, at $1,970, and Phoenix, AZ, costing $1,834.

The following chart illustrates average Kia Telluride insurance rates in the 15 largest metro areas in the U.S. Cost ranges from $1,200 per year in Columbus, OH, to $3,014 in New York, NY, a difference of $1,814.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Kia Telluride, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Kia Telluride trim levels.Data last updated on September 8, 2022
Kia Telluride Insurance Rates in Large U.S. Cities
Kia Telluride Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,014$251
Philadelphia, PA$2,658$222
Los Angeles, CA$2,646$221
San Francisco, CA$2,276$190
Jacksonville, FL$2,262$189
San Jose, CA$1,884$157
Phoenix, AZ$1,834$153
San Diego, CA$1,794$150
Chicago, IL$1,736$145
Dallas, TX$1,706$142
Houston, TX$1,696$141
Indianapolis, IN$1,606$134
San Antonio, TX$1,528$127
Austin, TX$1,454$121
Columbus, OH$1,200$100

What does Kia Telluride insurance cost in my state?

When evaluating Kia Telluride rates at a state level, states like Idaho ($1,260) and Maine ($1,104) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,310), Michigan ($2,544), and Florida ($2,330) have more expensive insurance rates.

Most states tend to fall more towards the middle ground, with states like Pennsylvania, New Mexico, and Georgia included in this group with average Kia Telluride insurance rates of $1,342, $1,280, and $1,544 per year, respectively.

Kia Telluride Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,300$650$108
Alaska$1,400$700$117
Arizona$1,420$710$118
Arkansas$1,706$853$142
California$1,830$915$153
Colorado$1,704$852$142
Connecticut$1,546$773$129
Delaware$1,620$810$135
Florida$2,330$1,165$194
Georgia$1,544$772$129
Hawaii$1,084$542$90
Idaho$1,260$630$105
Illinois$1,290$645$108
Indiana$1,192$596$99
Iowa$1,154$577$96
Kansas$1,606$803$134
Kentucky$1,856$928$155
Louisiana$2,310$1,155$193
Maine$1,104$552$92
Maryland$1,440$720$120
Massachusetts$1,308$654$109
Michigan$2,544$1,272$212
Minnesota$1,404$702$117
Mississippi$1,506$753$126
Missouri$1,694$847$141
Montana$1,556$778$130
Nebraska$1,524$762$127
Nevada$1,748$874$146
New Hampshire$964$482$80
New Jersey$1,506$753$126
New Mexico$1,280$640$107
New York$1,698$849$142
North Carolina$1,016$508$85
North Dakota$1,326$663$111
Ohio$928$464$77
Oklahoma$1,554$777$130
Oregon$1,338$669$112
Pennsylvania$1,342$671$112
Rhode Island$1,880$940$157
South Carolina$1,470$735$123
South Dakota$1,446$723$121
Tennessee$1,262$631$105
Texas$1,504$752$125
Utah$1,318$659$110
Vermont$1,060$530$88
Virginia$1,030$515$86
Washington$1,212$606$101
West Virginia$1,436$718$120
Wisconsin$1,084$542$90
Wyoming$1,464$732$122

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on September 8, 2022
Kia Telluride insurance rates by U.S. state