Kia Telluride Insurance Cost for 2023

How much does Kia Telluride insurance cost? We analyze insurance rates and rank the Telluride against other midsize SUVs.

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  • Kia Telluride insurance costs an average of $1,754 per year, or about $146 per month for a policy with full coverage.
  • The Telluride is one of the more expensive midsize SUVs to insure, costing $30 more per year when compared to the competition.
  • The cheapest Telluride to insure is the LX trim level at an estimated $1,600 per year. The most expensive is the SX Prestige X-Pro at $1,834 annually.
  • Kia Telluride insurance rates in a few larger cities include $1,798 in Dallas, TX, $1,772 in Minneapolis, MN, and $2,180 in Baltimore, MD.

How much does Kia Telluride insurance cost?

Kia Telluride insurance averages around $1,754 a year, or around $146 monthly. On average, expect to pay about $30 more each year for Kia Telluride insurance compared to the average rate for midsize SUVs, and $69 more per year than the all-vehicle national average of $1,685.

The following chart illustrates how average 2023 Kia Telluride car insurance rates fluctuate with differences in driver age and comprehensive and collision deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Kia Telluride with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Telluride trim levels.Data last updated on January 23, 2023
Kia Telluride Car Insurance Summary
Kia Telluride Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,918$243
$500$3,480$290
$250$4,072$339
30$1,000$1,540$128
$500$1,854$155
$250$2,182$182
40$1,000$1,464$122
$500$1,754$146
$250$2,052$171
50$1,000$1,338$112
$500$1,596$133
$250$1,868$156
60$1,000$1,314$110
$500$1,566$131
$250$1,834$153

From a deductible standpoint, the higher the deductible, the lower the policy cost. In the chart above rates range from an average rate for a 20-year-old driver of $3,480 to the average rate for a 60-year-old driver of $1,566.

Teenage drivers would have much higher insurance rates. For example, a 16-year-old male driver with a clean driving record would pay around $6,168 while a 16-year-old female would pay about $5,428.

How does Telluride insurance compare?

When compared to other midsize SUVs, car insurance for a Kia Telluride costs $122 less per year than the Jeep Grand Cherokee, $8 less than the Toyota Highlander, $250 more than the Ford Explorer, and $160 less than the Jeep Cherokee.

The Kia Telluride ranks 20th out of 31 total comparison vehicles in the 2023 midsize SUV category. The Telluride costs an estimated $1,754 per year for full coverage insurance, while the segment average is $1,724 per year, a difference of $30 per year.

The chart below shows how well average 2023 Kia Telluride insurance rates compare against the top selling midsize SUVs. We also added a more comprehensive table after the chart ranking insurance rates for the entire 31 vehicle midsize SUV segment against the Telluride.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Kia Telluride vs Top 10 Midsize SUVs Insurance Cost Comparison
Kia Telluride Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,368-$386
2Subaru Ascent$1,434-$320
3Ford Edge$1,494-$260
4Ford Explorer$1,504-$250
5Volkswagen Atlas$1,506-$248
6Nissan Murano$1,516-$238
7Subaru Outback$1,518-$236
8Volkswagen Atlas Cross Sport$1,576-$178
9Toyota Venza$1,608-$146
10Kia Sorento$1,618-$136
11Hyundai Palisade$1,638-$116
12Toyota 4Runner$1,654-$100
13GMC Acadia$1,682-$72
14Chevrolet Traverse$1,684-$70
15Honda Pilot$1,696-$58
16Buick Enclave$1,702-$52
17Nissan Pathfinder$1,712-$42
18Mazda CX-9$1,720-$34
19Mitsubishi Outlander Sport$1,744-$10
20Kia Telluride$1,754--
21Toyota Highlander$1,762$8
22Chevrolet Blazer$1,786$32
23Hyundai Santa Fe$1,810$56
24Jeep Grand Cherokee$1,876$122
25Jeep Cherokee$1,914$160
26Jeep Wrangler$1,952$198
27Ford Bronco$1,962$208
28Tesla Model Y$1,970$216
29Mitsubishi Outlander PHEV$2,018$264
30Dodge Durango$2,102$348
31Rivian R1S$2,160$406

What is the cheapest Kia Telluride insurance?

The cheapest Kia Telluride insurance rates are on the base LX trim (MSRP of $35,690) costing $1,600 per year and the S trim (MSRP of $37,590) costing an average of $1,636.

The $52,785 SX Prestige X-Pro trim is the most expensive to insure, costing an average of $234 more per year than the cheapest LX model.

The next table shows the average annual and semi-annual auto insurance policy costs, including a monthly amount for budgeting, for each Kia Telluride model package and trim level.

2023 Kia Telluride Insurance Cost by Trim Level
Kia Telluride Trim Level Annual Policy 6-month Policy Per Month
LX$1,600$800$133
S$1,636$818$136
EX$1,700$850$142
EX X-Line$1,756$878$146
SX X-Line$1,798$899$150
SX X-Pro$1,808$904$151
SX Prestige$1,814$907$151
SX Prestige X-Line$1,830$915$153
SX Prestige X-Pro$1,834$917$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Kia Telluride Insurance Cost by Trim Level

Average insurance rates by location

Depending on where you live in the U.S., insurance cost for a Kia Telluride can vary from rates as low as $1,098 per year up to $2,728 or more.

The cost of insurance for a Telluride in a few specific cities include Mesa, AZ, at $1,700 per year, Milwaukee, WI, at an estimated $1,708, Denver, CO, at $2,060, and Phoenix, AZ, costing $1,926.

The following chart illustrates average Kia Telluride insurance rates in the thirty largest metro areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Kia Telluride, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Kia Telluride trim levels.Data last updated on January 23, 2023
Kia Telluride Insurance Rates in Large U.S. Cities
Kia Telluride Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,088$257
Philadelphia, PA$2,742$229
Las Vegas, NV$2,736$228
Los Angeles, CA$2,728$227
San Francisco, CA$2,360$197
Kansas City, MO$2,100$175
Oklahoma City, OK$2,100$175
Denver, CO$2,060$172
Memphis, TN$2,060$172
Atlanta, GA$2,034$170
San Jose, CA$1,976$165
Phoenix, AZ$1,926$161
Portland, OR$1,900$158
San Diego, CA$1,888$157
Boston, MA$1,882$157
Jacksonville, FL$1,878$157
Chicago, IL$1,824$152
Dallas, TX$1,798$150
Houston, TX$1,790$149
Seattle, WA$1,784$149
Nashville, TN$1,718$143
Milwaukee, WI$1,708$142
Albuquerque, NM$1,674$140
San Antonio, TX$1,622$135
Omaha, NE$1,576$131
Fort Worth, TX$1,568$131
Austin, TX$1,548$129
Indianapolis, IN$1,412$118
Columbus, OH$1,298$108
Charlotte, NC$1,240$103

When comparing Kia Telluride insurance rates at a state level, states like Idaho ($1,250) and Maine ($1,056) have cheaper insurance rates on a Kia Telluride, while states like Louisiana ($2,084), Michigan ($2,394), and Florida ($2,184) have more expensive insurance rates.

Average insurance rates for a 2023 Kia Telluride in all fifty states are shown below.

Kia Telluride Average Insurance Cost by State for 2023
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,578$789$132
Alaska$1,328$664$111
Arizona$1,606$803$134
Arkansas$1,834$917$153
California$2,122$1,061$177
Colorado$1,878$939$157
Connecticut$1,950$975$163
Delaware$1,994$997$166
Florida$2,184$1,092$182
Georgia$1,790$895$149
Hawaii$1,196$598$100
Idaho$1,250$625$104
Illinois$1,534$767$128
Indiana$1,306$653$109
Iowa$1,172$586$98
Kansas$1,726$863$144
Kentucky$1,878$939$157
Louisiana$2,084$1,042$174
Maine$1,056$528$88
Maryland$1,628$814$136
Massachusetts$1,908$954$159
Michigan$2,394$1,197$200
Minnesota$1,502$751$125
Mississippi$1,708$854$142
Missouri$1,976$988$165
Montana$1,610$805$134
Nebraska$1,464$732$122
Nevada$2,096$1,048$175
New Hampshire$1,172$586$98
New Jersey$2,122$1,061$177
New Mexico$1,440$720$120
New York$2,032$1,016$169
North Carolina$1,094$547$91
North Dakota$1,452$726$121
Ohio$1,220$610$102
Oklahoma$1,934$967$161
Oregon$1,636$818$136
Pennsylvania$1,680$840$140
Rhode Island$2,172$1,086$181
South Carolina$1,470$735$123
South Dakota$1,802$901$150
Tennessee$1,666$833$139
Texas$1,626$813$136
Utah$1,532$766$128
Vermont$1,274$637$106
Virginia$1,162$581$97
Washington$1,582$791$132
West Virginia$1,564$782$130
Wisconsin$1,252$626$104
Wyoming$1,558$779$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Telluride, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Telluride trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on January 23, 2023
Kia Telluride insurance rates by U.S. state