- A 2022 Volkswagen Jetta costs less to insure than a 2022 Hyundai Elantra by an average of $238 per year, $1,720 compared to $1,482.
- The average car insurance cost per month on the Hyundai Elantra is 15.3% more than the Volkswagen Jetta, at $143 compared to $124, a difference of $19.
- Out of 20 models in the 2022 small car automotive segment, the Hyundai Elantra ranks #18 and the Volkswagen Jetta ranks #4 for cheapest car insurance cost.

## Does an Elantra or a Jetta cost less to insure?

Insurance on a 2022 Hyundai Elantra costs an average of $1,720 per year, while insurance for a Volkswagen Jetta costs an average of $1,482 per year, making the Volkswagen Jetta the winner with cheaper average insurance rates.

For the Hyundai Elantra, car insurance rates range from the lowest rate of $1,512 per year for the SEL model up to $1,868 for the N model.

For the 2022 Volkswagen Jetta, rates range from $1,368 per year on the S model up to $1,562 for the most expensive GLI Autobahn model.

For a 2022 Hyundai Elantra, the cheapest models are the SEL, Hybrid Blue, and SE. The cheapest Volkswagen Jetta models include the S, R-Line, and SE.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2022 Hyundai Elantra and Volkswagen Jetta models, showing average cost by trim level for each model.

Model and Trim Level | Annual Cost | Monthly Cost |
---|---|---|

Jetta S | $1,368 | $114 |

Jetta R-Line | $1,452 | $121 |

Jetta SE | $1,454 | $121 |

Jetta SEL | $1,500 | $125 |

Jetta GLI S | $1,508 | $126 |

Elantra SEL | $1,512 | $126 |

Jetta SEL Premium | $1,532 | $128 |

Elantra Hybrid Blue | $1,560 | $130 |

Jetta GLI Autobahn | $1,562 | $130 |

Elantra SE | $1,662 | $139 |

Elantra N Line | $1,788 | $149 |

Elantra Limited | $1,798 | $150 |

Elantra Hybrid Limited | $1,850 | $154 |

Elantra N | $1,868 | $156 |

The chart shown below visualizes the average insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of full-coverage insurance ranges from $1,568 to $3,406 per year for a 2022 Hyundai Elantra, and $1,348 to $2,908 on a 2022 Volkswagen Jetta for the five driver ages sampled in the chart

The 2022 Hyundai Elantra has seven trims available, with the cheapest trim level to insure being the SEL trim at an average cost of $1,512 per year. For the seven different trim levels available for the Volkswagen Jetta, the cheapest 2022 model to insure is the S model at a cost of $1,368.

When comparing rates by trim level for both models, the most affordable model and trim level to put coverage on is the Volkswagen Jetta S at an average cost of $1,368 per year, and the most expensive vehicle to insure is the Hyundai Elantra N at an average cost of $1,868 per year.

The next tables illustrate the average cost to insure all 2022 trim levels, along with an average cost for each model. The model with the cheapest average car insurance rates for 2022 is the Volkswagen Jetta.

### 2022 Hyundai Elantra

$1,720

2022 Hyundai Elantra Trims | Rate |
---|---|

SEL | $1,512 |

Hybrid Blue | 1,560 |

SE | 1,662 |

N Line | 1,788 |

Limited | 1,798 |

Hybrid Limited | 1,850 |

N | 1,868 |

2022 Hyundai Elantra Average Rate | $1,720 |

### 2022 Volkswagen Jetta

$1,482

2022 Volkswagen Jetta Trims | Rate |
---|---|

S | $1,368 |

R-Line | 1,452 |

SE | 1,454 |

SEL | 1,500 |

GLI S | 1,508 |

SEL Premium | 1,532 |

GLI Autobahn | 1,562 |

2022 Volkswagen Jetta Average Rate | $1,482 |

## 2021 Hyundai Elantra vs. Volkswagen Jetta

For the 2021 Hyundai Elantra and Volkswagen Jetta models, the Volkswagen Jetta costs less to insure by an average of $100 per year for this model year.

The rate chart below illustrates the average car insurance cost for the two models rated for multiple driver ages. The average car insurance cost ranges from $1,496 to $3,254 per year on a 2021 Hyundai Elantra, and $1,402 to $3,034 on a 2021 Volkswagen Jetta for the included driver ages.

Out of six Hyundai Elantra trims, the cheapest 2021 trim to insure is the SEL Sedan trim at an average cost of $1,312 per year.

Out of the seven trim levels available for the Volkswagen Jetta, the cheapest 2021 trim level to insure is the S Sedan model at a cost of $1,420.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at an average of $1,312 per year. The overall most expensive vehicle to insure is the Hyundai Elantra Sport Sedan at a cost of $1,816 per year.

The rate tables below detail average car insurance cost by trim level for a 2021 Hyundai Elantra and Volkswagen Jetta, including an overall average rate.

### 2021 Hyundai Elantra

$1,636

2021 Hyundai Elantra Trims | Rate |
---|---|

SEL Sedan | $1,312 |

EcoSedan | 1,358 |

SE Sedan | 1,740 |

Value Edition Sedan | 1,786 |

Limited Sedan | 1,816 |

Sport Sedan | 1,816 |

2021 Hyundai Elantra Average Rate | $1,636 |

### 2021 Volkswagen Jetta

$1,536

2021 Volkswagen Jetta Trims | Rate |
---|---|

S Sedan | $1,420 |

R-Line Sedan | 1,424 |

SE Sedan | 1,508 |

SEL Sedan | 1,554 |

GLI 2.0 S Sedan | 1,600 |

SEL Premium Sedan | 1,600 |

GLI 2.0 Autobahn Sedan | 1,652 |

2021 Volkswagen Jetta Average Rate | $1,536 |

## 2020 Hyundai Elantra vs. Volkswagen Jetta

When comparing average insurance rates for the 2020 Hyundai Elantra and Volkswagen Jetta models, the Volkswagen Jetta is cheaper to insure by an average of $94 per year for 2020.

The next chart shows the average insurance cost for both 2020 models for different driver ages. Average insurance cost ranges from $1,466 to $3,192 per year for a 2020 Hyundai Elantra, and $1,380 to $2,990 on a 2020 Volkswagen Jetta.

Out of eight trim levels for the 2020 Hyundai Elantra, the cheapest car insurance rates are on the SEL Sedan trim at a cost of $1,290 per year, or around $108 per month. The 2020 Volkswagen Jetta has seven trim and option levels available, with the cheapest model to insure being the S Sedan model at an average cost of $1,398 per year, or about $117 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at an average rate of $1,290 per year. The highest-cost model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $1,832 per year.

The next two tables display trim level insurance cost averages for both 2020 models, along with the average rate for each model. The 2020 Volkswagen Jetta has lower-cost car average car insurance rates than the 2020 Hyundai Elantra.

### 2020 Hyundai Elantra

$1,606

2020 Hyundai Elantra Trims | Rate |
---|---|

SEL Sedan | $1,290 |

EcoSedan | 1,334 |

GT Hatchback | 1,334 |

SE Sedan | 1,714 |

Value Edition Sedan | 1,756 |

Limited Sedan | 1,788 |

Sport Sedan | 1,788 |

GT N Line Sedan | 1,832 |

2020 Hyundai Elantra Average Rate | $1,606 |

### 2020 Volkswagen Jetta

$1,512

2020 Volkswagen Jetta Trims | Rate |
---|---|

S Sedan | $1,398 |

R-Line Sedan | 1,402 |

SE Sedan | 1,486 |

SEL Sedan | 1,532 |

GLI 2.0 S Sedan | 1,574 |

SEL Premium Sedan | 1,574 |

GLI 2.0 Autobahn Sedan | 1,628 |

2020 Volkswagen Jetta Average Rate | $1,512 |

## 2019 Hyundai Elantra vs. Volkswagen Jetta

For the 2019 Hyundai Elantra and Volkswagen Jetta models, the Hyundai Elantra is cheaper to insure by an average of $36 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2019 models rated for different driver ages. Insurance cost ranges from $1,402 to $3,056 per year on a 2019 Hyundai Elantra, and $1,432 to $3,102 on a 2019 Volkswagen Jetta for the five age groups shown in the chart.

Out of eight Hyundai Elantra trim levels, the cheapest 2019 model to insure is the SEL Sedan trim at an average cost of $1,354 per year, or about $113 per month.

The 2019 Volkswagen Jetta has eight different option levels available, with the cheapest model to insure being the R-Line Sedan model at an average cost of $1,362 per year, or $114 per month.

When insurance prices for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at a cost of $1,354 per year. The most expensive trim is the Hyundai Elantra GT N Line Sedan costing an average of $1,694 per year.

The two tables below illustrate both 2019 models and all trim levels available for each one, as well as an average rate for each model. The 2019 Hyundai Elantra comes out with a win over the 2019 Volkswagen Jetta for cheapest car insurance rates.

### 2019 Hyundai Elantra

$1,534

2019 Hyundai Elantra Trims | Rate |
---|---|

SEL Sedan | $1,354 |

EcoSedan | 1,396 |

GT Hatchback | 1,396 |

SE Sedan | 1,534 |

Value Edition Sedan | 1,610 |

Limited Sedan | 1,652 |

Sport Sedan | 1,652 |

GT N Line Sedan | 1,694 |

2019 Hyundai Elantra Average Rate | $1,534 |

### 2019 Volkswagen Jetta

$1,570

2019 Volkswagen Jetta Trims | Rate |
---|---|

R-Line Sedan | $1,362 |

S Sedan | 1,474 |

SE Sedan | 1,560 |

SEL Sedan | 1,602 |

GLI 2.0 S Sedan | 1,618 |

GLI 2.0 35th Anniversary Edition Sedan | 1,634 |

SEL Premium Sedan | 1,634 |

GLI 2.0 Autobahn Sedan | 1,678 |

2019 Volkswagen Jetta Average Rate | $1,570 |

## 2018 Hyundai Elantra vs. Volkswagen Jetta

When comparing insurance rates for 2018 models, the Hyundai Elantra costs $1,538 per year to insure and the Volkswagen Jetta costs $1,550, making the Hyundai Elantra the cheaper model to insure by $12.

The chart shown below visualizes the average insurance cost for both 2018 models with different drivers at the wheel. For a 2018 Hyundai Elantra, average car insurance cost ranges from $1,408 to $3,062 per year for the chosen age groups in the chart. A full-coverage policy for a 2018 Volkswagen Jetta ranges from $1,416 to $3,064 on average per year.

Out of eight Hyundai Elantra trim levels, the cheapest 2018 trim to insure is the GT Sport Hatchback trim at an average cost of $1,184 per year.

For the four different trim levels available for the Volkswagen Jetta, the cheapest 2018 trim to insure is the S Sedan model at a cost of $1,448.

When all 12 trims of both models are combined and compared, the cheapest trim to buy insurance for is the Hyundai Elantra GT Sport Hatchback at a cost of $1,184 per year, and the overall most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at an average cost of $1,658 per year.

The next two tables show trim level insurance rates for each 2018 model, along with the average rate for each model.

### 2018 Hyundai Elantra

$1,538

2018 Hyundai Elantra Trims | Rate |
---|---|

GT Sport Hatchback | $1,184 |

SE Sedan | 1,506 |

GT Hatchback | 1,576 |

SEL Sedan | 1,576 |

Value Edition Sedan | 1,576 |

EcoSedan Turbo | 1,618 |

Sport Sedan | 1,618 |

Limited Sedan | 1,658 |

2018 Hyundai Elantra Average Rate | $1,538 |

### 2018 Volkswagen Jetta

$1,550

2018 Volkswagen Jetta Trims | Rate |
---|---|

S Sedan | $1,448 |

SE Sedan | 1,504 |

SEL Sedan | 1,600 |

2.0T GLI Sedan | 1,642 |

2018 Volkswagen Jetta Average Rate | $1,550 |

## 2017 Hyundai Elantra vs. Volkswagen Jetta

When comparing average insurance cost for 2017 models, the Hyundai Elantra costs $1,564 per year for full coverage and the Volkswagen Jetta costs $1,490, making the Volkswagen Jetta the cheaper model to insure by $74.

The rate chart below demonstrates the average insurance cost for both models using drivers aged 20 to 50. For a 2017 Hyundai Elantra, the average cost of car insurance ranges from $1,430 to $3,118 per year for the sample drivers in the chart. Insurance on a 2017 Volkswagen Jetta costs from $1,360 to $2,948 on average per year.

The 2017 Hyundai Elantra has five trims available, with the cheapest trim level to insure being the SE Sedan trim at an average cost of $1,478 per year. For the four option levels available for the Volkswagen Jetta, the cheapest 2017 trim level to insure is the S Sedan trim at a cost of $1,382.

When all nine trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Volkswagen Jetta S Sedan at an average cost of $1,382 per year, and the most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at an average cost of $1,624 per year.

The tables below break down average car insurance rates for every trim level for both 2017 models, including an overall average cost for each model. The 2017 Volkswagen Jetta wins out over the 2017 Hyundai Elantra for cheapest overall car insurance cost.

### 2017 Hyundai Elantra

$1,564

2017 Hyundai Elantra Trims | Rate |
---|---|

SE Sedan | $1,478 |

GT Hatchback | 1,546 |

EcoSedan | 1,586 |

Sport Sedan | 1,586 |

Limited Sedan | 1,624 |

2017 Hyundai Elantra Average Rate | $1,564 |

### 2017 Volkswagen Jetta

$1,490

2017 Volkswagen Jetta Trims | Rate |
---|---|

S Sedan | $1,382 |

SE Sedan | 1,462 |

SEL Sedan | 1,540 |

2.0T GLI Sedan | 1,568 |

2017 Volkswagen Jetta Average Rate | $1,490 |

## 2016 Hyundai Elantra vs. Volkswagen Jetta

When comparing car insurance rates for 2016 models, the Hyundai Elantra costs an average of $1,350 per year for full coverage and the Volkswagen Jetta costs $1,474, making the Hyundai Elantra the model with cheaper insurance by $124 for 2016.

The next chart illustrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Hyundai Elantra, average car insurance cost ranges from $1,238 to $2,686 per year for the different drivers illustrated in the chart. Full-coverage insurance on a 2016 Volkswagen Jetta costs from $1,348 to $2,920 on average per year.

Out of five Hyundai Elantra trims, the cheapest 2016 model to insure is the SE Sedan trim at an average cost of $1,286 per year. The 2016 Volkswagen Jetta has eight trim options available, with the cheapest model to insure being the Hybrid Sedan trim at an average cost of $1,336 per year, or $111 per month.

When insurance rates for all 13 trim levels for both vehicles are compared, the overall cheapest vehicle to put coverage on is the Hyundai Elantra SE Sedan at an average cost of $1,286 per year, and the most expensive vehicle to insure is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $1,596 per year.

The next two tables detail the expected annual car insurance cost by trim level for both 2016 models, including an overall average rate. The 2016 Hyundai Elantra has lower-cost car average car insurance rates than the 2016 Volkswagen Jetta.

### 2016 Hyundai Elantra

$1,350

2016 Hyundai Elantra Trims | Rate |
---|---|

SE Sedan | $1,286 |

GT Hatchback | 1,348 |

Value Edition Sedan | 1,348 |

Limited Sedan | 1,386 |

Sport Sedan | 1,386 |

2016 Hyundai Elantra Average Rate | $1,350 |

### 2016 Volkswagen Jetta

$1,474

2016 Volkswagen Jetta Trims | Rate |
---|---|

Hybrid Sedan | $1,336 |

S Sedan | 1,386 |

SE Sedan | 1,422 |

Sport Sedan | 1,460 |

SEL Sedan | 1,496 |

SEL Premium Sedan | 1,522 |

2.0T GLI SE Sedan | 1,560 |

2.0T GLI SEL Sedan | 1,596 |

2016 Volkswagen Jetta Average Rate | $1,474 |

## 2015 Hyundai Elantra vs. Volkswagen Jetta

When comparing insurance rates for 2015 models, a Hyundai Elantra costs an average of $1,198 per year to insure and a Volkswagen Jetta costs $1,334, making the Hyundai Elantra more affordable to insure by $136 per year.

The next chart visualizes the average insurance cost for both models for drivers from age 20 to 50. For a 2015 Hyundai Elantra, average car insurance cost ranges from $1,096 to $2,364 per year. Auto insurance for a 2015 Volkswagen Jetta costs from $1,222 to $2,642 on average per year.

Out of four Hyundai Elantra trim levels, the cheapest 2015 model to insure is the SE Sedan trim at an average cost of $1,156 per year, or around $96 per month.

The 2015 Volkswagen Jetta has seven trim options available, with the cheapest trim level to insure being the 2 Sedan trim at an average cost of $1,270 per year.

When insurance rates for all 11 trim levels for both 2015 models are compared, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SE Sedan at an average of $1,156 per year, and the most expensive trim is the Volkswagen Jetta SEL Sedan at an average cost of $1,434 per year.

The two tables below display all the available trims for both 2015 models, including the average rate for each model.

### 2015 Hyundai Elantra

$1,198

2015 Hyundai Elantra Trims | Rate |
---|---|

SE Sedan | $1,156 |

GT Hatchback | 1,190 |

Limited Sedan | 1,224 |

Sport Sedan | 1,224 |

2015 Hyundai Elantra Average Rate | $1,198 |

### 2015 Volkswagen Jetta

$1,334

2015 Volkswagen Jetta Trims | Rate |
---|---|

2 Sedan | $1,270 |

S Sedan | 1,270 |

Hybrid Sedan | 1,288 |

SE Sedan | 1,304 |

2.0T S Sedan Turbo Diesel | 1,340 |

2.0T GLI SE Sedan | 1,434 |

SEL Sedan | 1,434 |

2015 Volkswagen Jetta Average Rate | $1,334 |