Is Hyundai Elantra Insurance Cheaper than Volkswagen Jetta Insurance?

• A 2024 Volkswagen Jetta costs less to insure than a 2024 Hyundai Elantra by an average of $144 per year, $2,062 compared to $1,918.
• The average car insurance cost per month on the Hyundai Elantra is 7.2% more than the Volkswagen Jetta, at $172 compared to $160, a difference of $12.
• Out of 15 models in the 2024 small car automotive segment, the Hyundai Elantra ranks 13^th and the Volkswagen Jetta ranks 11^th for cheapest car insurance cost.

Does an Elantra or a Jetta cost less to insure?

For the 2024 model year, the model with the cheapest average insurance rates is the Volkswagen Jetta. Average insurance rates for the Hyundai Elantra are $2,062 per year, whereas the Volkswagen Jetta costs an average of $1,918 per year.

Out of seven Hyundai Elantra trim levels, the cheapest 2024 trim level to insure is the N trim at an average cost of $1,762 per year.

The 2024 Volkswagen Jetta has six trims available, with the cheapest trim to insure being the S model at an average cost of $1,796 per year, or about $150 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Hyundai Elantra N at an average cost of $1,762 per year. The most expensive model and trim level is the Hyundai Elantra Blue Hybrid at an average of $2,274 per year.

The next table ranks the annual and monthly car insurance cost for 2024 Hyundai Elantra and Volkswagen Jetta models, showing cost for each trim level of both models.

The chart shown below demonstrates the average cost to insure the two models for a range of driver ages. For a 2024 Hyundai Elantra, the average cost of car insurance ranges from $1,840 to $4,128 per year for the illustrated age groups. A 2024 Volkswagen Jetta costs from $1,712 to $3,810 to insure per year.

The next two rate tables show average cost to insure each trim level for a 2024 Hyundai Elantra and Volkswagen Jetta, along with an average cost for each model. The 2024 Volkswagen Jetta can declare victory over the 2024 Hyundai Elantra for cheapest auto insurance rates.

2023 Hyundai Elantra vs. Volkswagen Jetta

Car insurance on a 2023 Hyundai Elantra costs an average of $2,012 per year, whereas insurance for a Volkswagen Jetta costs an average of $1,682 per year, making the Volkswagen Jetta the better deal by $330 per year.

Out of seven trims for the 2023 Hyundai Elantra, the cheapest auto insurance rates are on the SEL trim at a cost of $1,790 per year, or around $149 per month. For the five trim levels available for the Volkswagen Jetta, the cheapest 2023 trim to insure is the S trim at a cost of $1,586.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Volkswagen Jetta S at a cost of $1,586 per year, and the most expensive model and trim level is the Hyundai Elantra N costing an average of $2,190 per year.

The table below compares the 12-month and monthly car insurance cost for 2023 Hyundai Elantra and Volkswagen Jetta models, showing average cost for every trim level.

The chart below demonstrates the average cost to insure the two models for four different driver age groups. For a 2023 Hyundai Elantra, average car insurance cost ranges from $1,798 to $4,016 per year for the included driver ages. A 2023 Volkswagen Jetta costs from $1,504 to $3,336 to insure per year.

The next two tables illustrate the average insurance cost by trim level for both 2023 models, including an overall average cost for each model.

2022 Hyundai Elantra vs. Volkswagen Jetta

Insurance on a 2022 Hyundai Elantra costs an average of $1,950 per year, while insurance for a Volkswagen Jetta costs an average of $1,680 per year, making the Volkswagen Jetta the winner with cheaper average insurance rates.

For the Hyundai Elantra, car insurance rates range from the lowest rate of $1,716 per year for the SEL model up to $2,122 for the N model.

For the 2022 Volkswagen Jetta, rates range from $1,550 per year on the S model up to $1,770 for the most expensive GLI Autobahn model.

For a 2022 Hyundai Elantra, the cheapest models are the SEL, Hybrid Blue, and SE. The cheapest Volkswagen Jetta models include the S, R-Line, and SE.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2022 Hyundai Elantra and Volkswagen Jetta models, showing average cost by trim level for each model.

The chart shown below visualizes the average insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of full-coverage insurance ranges from $1,746 to $3,926 per year for a 2022 Hyundai Elantra, and $1,504 to $3,342 on a 2022 Volkswagen Jetta for the five driver ages sampled in the chart

The 2022 Hyundai Elantra has seven trims available, with the cheapest trim level to insure being the SEL trim at an average cost of $1,716 per year. For the seven different trim levels available for the Volkswagen Jetta, the cheapest 2022 model to insure is the S model at a cost of $1,550.

When comparing rates by trim level for both models, the most affordable model and trim level to put coverage on is the Volkswagen Jetta S at an average cost of $1,550 per year, and the most expensive vehicle to insure is the Hyundai Elantra N at an average cost of $2,122 per year.

The next tables illustrate the average cost to insure all 2022 trim levels, along with an average cost for each model. The model with the cheapest average car insurance rates for 2022 is the Volkswagen Jetta.

2021 Hyundai Elantra vs. Volkswagen Jetta

For the 2021 Hyundai Elantra and Volkswagen Jetta models, the Volkswagen Jetta costs less to insure by an average of $114 per year for this model year.

The rate chart below illustrates the average car insurance cost for the two models rated for multiple driver ages. The average car insurance cost ranges from $1,670 to $3,766 per year on a 2021 Hyundai Elantra, and $1,566 to $3,500 on a 2021 Volkswagen Jetta for the included driver ages.

Out of six Hyundai Elantra trims, the cheapest 2021 trim to insure is the SEL Sedan trim at an average cost of $1,496 per year.

Out of the seven trim levels available for the Volkswagen Jetta, the cheapest 2021 trim level to insure is the S Sedan model at a cost of $1,612.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at an average of $1,496 per year. The overall most expensive vehicle to insure is the Hyundai Elantra Sport Sedan at a cost of $2,066 per year.

The rate tables below detail average car insurance cost by trim level for a 2021 Hyundai Elantra and Volkswagen Jetta, including an overall average rate.

2020 Hyundai Elantra vs. Volkswagen Jetta

When comparing average insurance rates for the 2020 Hyundai Elantra and Volkswagen Jetta models, the Volkswagen Jetta is cheaper to insure by an average of $104 per year for 2020.

The next chart shows the average insurance cost for both 2020 models for different driver ages. Average insurance cost ranges from $1,622 to $3,650 per year for a 2020 Hyundai Elantra, and $1,526 to $3,410 on a 2020 Volkswagen Jetta.

Out of eight trim levels for the 2020 Hyundai Elantra, the cheapest car insurance rates are on the SEL Sedan trim at a cost of $1,456 per year, or around $121 per month. The 2020 Volkswagen Jetta has seven trim and option levels available, with the cheapest model to insure being the S Sedan model at an average cost of $1,570 per year, or about $131 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at an average rate of $1,456 per year. The highest-cost model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $2,064 per year.

The next two tables display trim level insurance cost averages for both 2020 models, along with the average rate for each model. The 2020 Volkswagen Jetta has lower-cost car average car insurance rates than the 2020 Hyundai Elantra.

2019 Hyundai Elantra vs. Volkswagen Jetta

For the 2019 Hyundai Elantra and Volkswagen Jetta models, the Hyundai Elantra is cheaper to insure by an average of $38 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2019 models rated for different driver ages. Insurance cost ranges from $1,522 to $3,438 per year on a 2019 Hyundai Elantra, and $1,562 to $3,488 on a 2019 Volkswagen Jetta for the five age groups shown in the chart.

Out of eight Hyundai Elantra trim levels, the cheapest 2019 model to insure is the SEL Sedan trim at an average cost of $1,496 per year, or about $125 per month.

The 2019 Volkswagen Jetta has eight different option levels available, with the cheapest model to insure being the R-Line Sedan model at an average cost of $1,504 per year, or $125 per month.

When insurance prices for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SEL Sedan at a cost of $1,496 per year. The most expensive trim is the Hyundai Elantra GT N Line Sedan costing an average of $1,874 per year.

The two tables below illustrate both 2019 models and all trim levels available for each one, as well as an average rate for each model. The 2019 Hyundai Elantra comes out with a win over the 2019 Volkswagen Jetta for cheapest car insurance rates.

2018 Hyundai Elantra vs. Volkswagen Jetta

When comparing insurance rates for 2018 models, the Hyundai Elantra costs $1,672 per year to insure and the Volkswagen Jetta costs $1,684, making the Hyundai Elantra the cheaper model to insure by $12.

The chart shown below visualizes the average insurance cost for both 2018 models with different drivers at the wheel. For a 2018 Hyundai Elantra, average car insurance cost ranges from $1,506 to $3,380 per year for the chosen age groups in the chart. A full-coverage policy for a 2018 Volkswagen Jetta ranges from $1,516 to $3,378 on average per year.

Out of eight Hyundai Elantra trim levels, the cheapest 2018 trim to insure is the GT Sport Hatchback trim at an average cost of $1,290 per year.

For the four different trim levels available for the Volkswagen Jetta, the cheapest 2018 trim to insure is the S Sedan model at a cost of $1,574.

When all 12 trims of both models are combined and compared, the cheapest trim to buy insurance for is the Hyundai Elantra GT Sport Hatchback at a cost of $1,290 per year, and the overall most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at an average cost of $1,804 per year.

The next two tables show trim level insurance rates for each 2018 model, along with the average rate for each model.

2017 Hyundai Elantra vs. Volkswagen Jetta

When comparing average insurance cost for 2017 models, the Hyundai Elantra costs $1,680 per year for full coverage and the Volkswagen Jetta costs $1,600, making the Volkswagen Jetta the cheaper model to insure by $80.

The rate chart below demonstrates the average insurance cost for both models using drivers aged 20 to 50. For a 2017 Hyundai Elantra, the average cost of car insurance ranges from $1,512 to $3,394 per year for the sample drivers in the chart. Insurance on a 2017 Volkswagen Jetta costs from $1,444 to $3,206 on average per year.

The 2017 Hyundai Elantra has five trims available, with the cheapest trim level to insure being the SE Sedan trim at an average cost of $1,588 per year. For the four option levels available for the Volkswagen Jetta, the cheapest 2017 trim level to insure is the S Sedan trim at a cost of $1,488.

When all nine trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Volkswagen Jetta S Sedan at an average cost of $1,488 per year, and the most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at an average cost of $1,748 per year.

The tables below break down average car insurance rates for every trim level for both 2017 models, including an overall average cost for each model. The 2017 Volkswagen Jetta wins out over the 2017 Hyundai Elantra for cheapest overall car insurance cost.

2016 Hyundai Elantra vs. Volkswagen Jetta

When comparing car insurance rates for 2016 models, the Hyundai Elantra costs an average of $1,426 per year for full coverage and the Volkswagen Jetta costs $1,558, making the Hyundai Elantra the model with cheaper insurance by $132 for 2016.

The next chart illustrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Hyundai Elantra, average car insurance cost ranges from $1,288 to $2,868 per year for the different drivers illustrated in the chart. Full-coverage insurance on a 2016 Volkswagen Jetta costs from $1,406 to $3,118 on average per year.

Out of five Hyundai Elantra trims, the cheapest 2016 model to insure is the SE Sedan trim at an average cost of $1,358 per year. The 2016 Volkswagen Jetta has eight trim options available, with the cheapest model to insure being the Hybrid Sedan trim at an average cost of $1,414 per year, or $118 per month.

When insurance rates for all 13 trim levels for both vehicles are compared, the overall cheapest vehicle to put coverage on is the Hyundai Elantra SE Sedan at an average cost of $1,358 per year, and the most expensive vehicle to insure is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $1,688 per year.

The next two tables detail the expected annual car insurance cost by trim level for both 2016 models, including an overall average rate. The 2016 Hyundai Elantra has lower-cost car average car insurance rates than the 2016 Volkswagen Jetta.

2015 Hyundai Elantra vs. Volkswagen Jetta

When comparing insurance rates for 2015 models, a Hyundai Elantra costs an average of $1,242 per year to insure and a Volkswagen Jetta costs $1,382, making the Hyundai Elantra more affordable to insure by $140 per year.

The next chart visualizes the average insurance cost for both models for drivers from age 20 to 50. For a 2015 Hyundai Elantra, average car insurance cost ranges from $1,122 to $2,476 per year. Auto insurance for a 2015 Volkswagen Jetta costs from $1,248 to $2,770 on average per year.

Out of four Hyundai Elantra trim levels, the cheapest 2015 model to insure is the SE Sedan trim at an average cost of $1,196 per year, or around $100 per month.

The 2015 Volkswagen Jetta has seven trim options available, with the cheapest trim level to insure being the 2 Sedan trim at an average cost of $1,318 per year.

When insurance rates for all 11 trim levels for both 2015 models are compared, the lowest-cost model and trim level to put coverage on is the Hyundai Elantra SE Sedan at an average of $1,196 per year, and the most expensive trim is the Volkswagen Jetta SEL Sedan at an average cost of $1,486 per year.

The two tables below display all the available trims for both 2015 models, including the average rate for each model.

Additional Hyundai Elantra and Volkswagen Jetta Resources

• Hyundai Elantra Insurance Cost
• Volkswagen Jetta Insurance Cost
• Small Car Insurance Cost Comparisons