Ultimate Guide to Volkswagen Jetta Insurance

• VW Jetta car insurance rates average $1,470 per year, $735 for a 6-month policy, or $123 per month, depending on the trim level.
• The Jetta model with the cheapest insurance rates is the S trim level at $1,358 per year.
• The Volkswagen Jetta GLI Autobahn has the highest rates at $1,548 per year.
• Out of 20 vehicles in the 2022 small car segment, the Jetta ranks #4 for insurance affordability.

How much does Jetta insurance cost?

Average Volkswagen Jetta insurance cost is $1,470 a year, or $123 each month. Expect to pay approximately $87 less annually to insure a Volkswagen Jetta compared to the overall small car class average rate of $1,557, and $81 less per year than the all-vehicle national average of $1,551.

Depending on the trim level being insured, monthly car insurance cost for a 2022 Volkswagen Jetta ranges from $113 to $129. The cheapest Jetta to insure is the S model and the most expensive is the GLI Autobahn.

The chart below displays average car insurance cost on a 2022 Volkswagen Jetta using a range of different policy rating factors.

As you can see by the chart above, there is a lot of variability in car insurance rates. Here’s a super ridiculous number that illustrates this fact. If we showed every rate for every conceivable risk profile, including all seven Volkswagen Jetta trim levels and all 41,692 zip codes in the U.S., the result would be approximately 677,376,000,000 different possible insurance rates for a Volkswagen Jetta. (Mic drop)

Another more relatable example is a Jetta insurance policy with only liability coverage in some parts of North Carolina or Iowa may cost as little as $229 a year, while a teen driver with an at-fault accident and maybe a few speeding tickets in some urban areas in California could have to pay as much as $12,116 a year for a policy with full coverage.

Again, there is a lot of variability in that example so our solution: get a quote. It’s really the best way to find out how much insurance is going to cost without sifting through about 680 billion rates.

What is the cheapest VW Jetta insurance?

The cheapest Volkswagen Jetta insurance can be found on the S at an estimated $1,358 per year. The next cheapest model to insure the R-Line at $1,442 per year.

Drivers can expect to have a monthly payment of around $113 to insure those models for full coverage. This value can change substantially based on the age of the driver, their driving record, and the policy coverages, however.

The most expensive VW Jetta insurance cost is for the GLI Autobahn at $1,548 and the SEL Premium at $1,520 per year. Those two trim levels will cost an extra $190 and $162 per year, respectively, over the lowest cost S model.

The next table details the estimated annual and semi-annual policy costs, in addition to a monthly amount for budgeting, for each Volkswagen Jetta model trim level.

Is Volkswagen Jetta insurance expensive?

The Volkswagen Jetta ranks #4 out of 20 total comparison vehicles in the 2022 compact car segment. The Jetta costs $1,470 per year to insure and the class average cost is $1,557 annually, making the Jetta $87 less expensive per year on average.

When compared directly to the top-selling vehicles in the small car segment, insurance for a VW Jetta costs $28 less per year than the Honda Civic, $16 less than the Toyota Corolla, $6 less than the Nissan Sentra, and $236 less than the Hyundai Elantra.

When compared to all vehicles (not just the compact car segment), average VW Jetta insurance rates cost 5.2% less than the national average car insurance rate of $1,551 per year.

The table below shows how average car insurance rates for a Volkswagen Jetta fare against the entire lineup of compact cars for the 2022 model year.

Comparing average car insurance rates for a Jetta to models with similar MSRP can provide additional insight into insurance affordability. The 2022 Volkswagen Jetta has an average MSRP of $25,081, ranging from the cheapest S model at $18,995 to the most expensive GLI Autobahn costing $30,745.

The four models closest in cost to the Volkswagen Jetta are the Hyundai Elantra, Toyota Corolla, Mazda 3, and Honda Civic. Here’s how those models compare to a Jetta by purchase price and average cost of insurance.

• Volkswagen Jetta vs. Hyundai Elantra – Having an average sticker price of $25,104 ($19,850 to $32,925), the Hyundai Elantra costs $23 more than the average cost of the Volkswagen Jetta. Anticipate paying an average of $236 more each year to insure the Hyundai Elantra compared to a Jetta.
• Volkswagen Jetta vs. Toyota Corolla – With an average sticker price of $23,735 and ranging from $20,175 to $28,460, the 2022 Toyota Corolla costs $1,346 less than the average MSRP for the Volkswagen Jetta. Anticipate paying around $16 more each year for full-coverage insurance on the Toyota Corolla compared to a Jetta.
• Volkswagen Jetta vs. Mazda 3 – The Mazda 3 has an average sticker price of $26,807 ($20,800 to $34,400), which is $1,726 more expensive than the MSRP for the Volkswagen Jetta. Full-coverage car insurance on the Mazda 3 costs an average of $30 more per year than the Volkswagen Jetta.
• Volkswagen Jetta vs. Honda Civic – With an average MSRP of $27,182 and ranging from $22,350 to $39,000, the Honda Civic costs $2,101 more than the average cost for the Volkswagen Jetta. Full-coverage insurance for the Honda Civic costs an average of $28 more each year than the Volkswagen Jetta.

VW Jetta prior model year insurance rates

The following sections detail Volkswagen Jetta insurance rates for every trim level for the 2013 to 2021 model years.

How much is insurance on a 2021 Jetta?

Average insurance rates for a 2021 Volkswagen Jetta are $1,526 per year, or around $127 per month. Rates range from $1,406 per year for the Jetta S Sedan to $1,640 for the Jetta GLI 2.0 Autobahn Sedan.

How much is 2020 Jetta insurance?

Average insurance rates for a 2020 Volkswagen Jetta are $1,502 per year, or around $125 per month. Rates range from $1,386 per year for the Jetta S Sedan to $1,612 for the Jetta GLI 2.0 Autobahn Sedan.

How much are 2019 Volkswagen Jetta car insurance rates?

Insurance rates for a 2019 VW Jetta average $1,558 per year, or about $130 per month. Rates range from $1,350 per year for the Jetta R-Line Sedan to $1,660 for the Jetta GLI 2.0 Autobahn Sedan.

What does 2018 Volkswagen Jetta car insurance cost?

2018 Volkswagen Jetta insurance rates average $1,536 per year, or around $128 per month. Cost ranges from $1,438 per year for the Jetta S Sedan to $1,630 for the Jetta 2.0T GLI Sedan.

How much are 2017 VW Jetta car insurance rates?

A 2017 Volkswagen Jetta averages $1,476 per year for full coverage insurance, or around $123 per month. Rates range from $1,372 per year for the Jetta S Sedan to $1,556 for the Jetta 2.0T GLI Sedan.

How much does 2016 VW Jetta insurance cost?

Average insurance cost for a 2016 Volkswagen Jetta is $1,462 per year, or around $122 per month. Rates range from $1,328 per year for the Jetta Hybrid Sedan to $1,584 for the Jetta 2.0T GLI SEL Sedan.

How much are 2015 Volkswagen Jetta car insurance rates?

Insurance rates average $1,324 per year for a 2015 Volkswagen Jetta, or around $110 per month. Rates range from $1,258 per year for the Jetta 2 Sedan to $1,420 for the Jetta SEL Sedan.

What does a 2014 Volkswagen Jetta cost to insure?

Average insurance cost for a 2014 Volkswagen Jetta is $1,162 per year, or around $97 per month. Rates range from $1,016 per year for the Jetta S 2.5 Station Wagon to $1,278 for the Jetta SEL Sedan.

What are average 2013 VW Jetta insurance rates?

Insurance rates for a 2013 VW Jetta average $1,124 per year, or about $94 per month. Rates range from $1,014 per year for the Jetta S 2.5 Station Wagon to $1,202 for the Jetta TDI Sedan.