Hyundai Santa Fe vs. Kia Sorento Insurance Quotes Compared

• At a cost of $2,426 per year on average, a 2024 Kia Sorento costs less to insure than a 2024 Hyundai Santa Fe by $148 per year.
• For the 2024 Hyundai Santa Fe, auto insurance prices range from $2,184 to $2,578 per year, while insurance on a 2024 Kia Sorento ranges from $2,088 to $2,450, depending on trim level and options.
• When compared to the national average cost of car insurance of $2,276 per year, the Hyundai Santa Fe costs an average of $150 more per year, while the Kia Sorento costs an average of $2 more per year.

Is insurance cheaper for a Hyundai Santa Fe or Kia Sorento?

Car insurance for a 2024 Hyundai Santa Fe averages $2,426 per year, whereas insurance for a Kia Sorento costs an average of $2,278 per year, making the Kia Sorento the cheaper option by $148 per year.

Out of 10 Hyundai Santa Fe trim levels, the cheapest 2024 model to insure is the SE model at an average cost of $2,184 per year.

For the 11 trim levels available for the Kia Sorento, the cheapest 2024 trim to insure is the LX model at a cost of $2,088 per year, or $174 per month.

When rates for all 21 trim levels for both vehicles are compared, the cheapest trim is the Kia Sorento LX at an average rate of $2,088 per year, and the most expensive model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited costing $2,578 per year.

The next table ranks the cost of car insurance for 2024 Hyundai Santa Fe and Kia Sorento models, with average rates for every trim level for each model.

The chart shown below illustrates the average cost to insure the two models rated for drivers aged 20 to 50. For a 2024 Hyundai Santa Fe, the average cost of car insurance ranges from $2,142 to $4,910 per year for the age groups used in this illustration. A 2024 Kia Sorento costs from $2,014 to $4,580 to insure per year.

The next tables display trim level insurance cost averages for both 2024 models, plus an average rate for each model. The model with the cheapest average car insurance rates for 2024 is the Kia Sorento.

2023 Hyundai Santa Fe vs. Kia Sorento

Insurance on a 2023 Hyundai Santa Fe costs an average of $2,392 per year, whereas insurance for a Kia Sorento averages $2,140 per year, making the Kia Sorento the cheaper model to insure.

Out of 10 Hyundai Santa Fe trims, the cheapest 2023 trim level to insure is the SE model at an average cost of $2,168 per year. For the 11 trims available for the Kia Sorento, the cheapest 2023 trim level to insure is the LX model at a cost of $1,956.

When all 21 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Kia Sorento LX at a cost of $1,956 per year. The most expensive model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited at an average cost of $2,530 per year.

The table below compares the yearly and monthly cost of car insurance for 2023 Hyundai Santa Fe and Kia Sorento models, showing average cost for every trim level.

The chart below demonstrates the average cost to insure both 2023 models with different drivers at the wheel. Average car insurance cost ranges from $2,118 to $4,838 per year for a 2023 Hyundai Santa Fe, and $1,898 to $4,314 for a 2023 Kia Sorento.

The next tables illustrate both 2023 models and all trim levels available for each one, plus the average rate for each model. The 2023 Kia Sorento wins out over the 2023 Hyundai Santa Fe for cheapest overall car insurance cost.

2022 Hyundai Santa Fe vs. Kia Sorento

When comparing 2022 Hyundai Santa Fe and Kia Sorento models, the one with the cheapest average auto insurance rates is the Kia Sorento. Average car insurance rates for the Hyundai Santa Fe are $2,282 per year, while insurance for the Kia Sorento averages $2,072 per year.

The cost of insurance varies quite a bit for different trim levels, however. For a 2022 Hyundai Santa Fe, average insurance rates range from the lowest full-coverage rate of $2,120 per year for the SE model up to the highest rate of $2,430 for the Plug-in Hybrid Limited model. For the 2022 Kia Sorento, rates range from $1,912 per year on the LX model up to $2,320 for the SX Prestige Plug-in Hybrid model.

For a 2022 Hyundai Santa Fe, the most affordable trim levels to insure are the SE, SEL, and Hybrid Blue. The most affordable Kia Sorento trims to insure include the LX, S, and S Hybrid.

Average car insurance rates for all 2022 Hyundai Santa Fe and Kia Sorento trim levels range from $159 to $203 per month.

For models before 2022, U.S. national average car insurance premiums compare as follows. Click any model year to show full trim level rate data for that year.

• 2021 Model Year – Cheapest model to insure: Kia Sorento
• 2020 Model Year – Cheapest model to insure: Kia Sorento
• 2019 Model Year – Cheapest model to insure: Kia Sorento
• 2018 Model Year – Cheapest model to insure: Kia Sorento
• 2017 Model Year – Cheapest model to insure: Kia Sorento
• 2016 Model Year – Cheapest model to insure: Hyundai Santa Fe
• 2015 Model Year – Cheapest model to insure: Hyundai Santa Fe

The table shown below compares the yearly and monthly cost of car insurance for 2022 Hyundai Santa Fe and Kia Sorento models, with average rates for every trim level for each model.

The chart shown below illustrates the average insurance cost for both 2022 models for different driver ages. For a 2022 Hyundai Santa Fe, the average car insurance cost ranges from $2,024 to $4,618 per year for the illustrated age groups. Auto insurance for a 2022 Kia Sorento ranges from $1,838 to $4,182 on average per year.

Out of 10 Hyundai Santa Fe trims, the lowest-cost 2022 trim to insure is the SE model at an average cost of $2,120 per year.

The 2022 Kia Sorento has 12 different trims available, with the most affordable model to insure being the LX trim at an average cost of $1,912 per year.

When comparing combined rates for both models from a trim-level perspective, the cheapest trim to put coverage on is the Kia Sorento LX at an average of $1,912 per year. The highest-cost model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited at an average cost of $2,430 per year.

The next two tables show both 2022 models and all trim levels available for each one, plus the average rate for each model. The model with the cheapest overall car insurance cost for 2022 is the Kia Sorento.

2021 Hyundai Santa Fe vs. Kia Sorento

When comparing insurance rates for 2021 models, the Hyundai Santa Fe costs $2,264 per year for a full-coverage policy and the Kia Sorento costs $2,144, making the Kia Sorento the cheaper model to insure by $120 for 2021.

The rate chart below demonstrates the average car insurance cost for the two models with different driver age groups. The average full-coverage insurance policy ranges from $2,016 to $4,586 per year for a 2021 Hyundai Santa Fe, and $1,904 to $4,348 on a 2021 Kia Sorento for the age groups included in the chart.

The 2021 Hyundai Santa Fe has 14 trim levels available, with the cheapest trim level to insure being the SE 2WD model at an average cost of $2,114 per year. For the seven trim and option levels available for the Kia Sorento, the cheapest 2021 trim to insure is the L 2WD model at a cost of $1,984.

When rates are compared for the 21 different trim levels of both 2021 models, the lowest-cost model and trim to insure is the Kia Sorento L 2WD at an average cost of $1,984 per year. The most expensive vehicle to insure is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD costing $2,378 per year.

The tables below detail average car insurance rates for every trim level for both 2021 models, along with the average rate for each model. The 2021 Kia Sorento has cheaper overall car insurance rates than the 2021 Hyundai Santa Fe.

2020 Hyundai Santa Fe vs. Kia Sorento

When comparing car insurance rates for 2020 models, the Hyundai Santa Fe costs an average of $2,200 per year to insure and the Kia Sorento costs $2,084, making the Kia Sorento the winner by $116 for the 2020 comparison year.

The rate chart below displays the average cost to insure both 2020 models for different driver ages. For the 2020 Hyundai Santa Fe, average car insurance cost ranges from $1,962 to $4,456 per year for the driver examples in the chart. Insurance for the 2020 Kia Sorento ranges from $1,848 to $4,222 on average per year.

Out of 14 trim levels for the 2020 Hyundai Santa Fe, the cheapest auto insurance rates are on the SE 2WD trim at a cost of $2,056 per year, or about $171 per month.

The 2020 Kia Sorento has seven trim and option levels available, with the cheapest trim to insure being the L 2WD trim at an average cost of $1,930 per year, or about $161 per month.

When rates are compared for the 21 different option levels of both 2020 models, the most affordable model and trim level to buy insurance for is the Kia Sorento L 2WD at an average of $1,930 per year. The most expensive trim is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD at an average of $2,308 per year.

The next two tables break down average cost to insure each trim level for a 2020 Hyundai Santa Fe and Kia Sorento, as well as an average rate for each model. The model with the cheapest overall car insurance rates for 2020 is the Kia Sorento.

2019 Hyundai Santa Fe vs. Kia Sorento

For 2019 Hyundai Santa Fe and Kia Sorento models, the Kia Sorento is cheaper to insure by $80 per year for this model year.

The rate chart below displays the average insurance cost for both models using different driver ages. For the 2019 Hyundai Santa Fe, the average car insurance cost ranges from $1,838 to $4,188 per year for the five driver ages sampled in the chart. Auto insurance on the 2019 Kia Sorento ranges from $1,768 to $4,038 on average per year.

Out of 20 trims for the 2019 Hyundai Santa Fe, the cheapest auto insurance rates are on the XL SE 2WD model at a cost of $1,846 per year, or about $154 per month.

Out of the nine trim and option levels available for the Kia Sorento, the lowest-cost 2019 trim level to insure is the L 2WD trim at a cost of $1,750.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to buy insurance for is the Kia Sorento L 2WD at an average rate of $1,750 per year. The most expensive model and trim level is the Hyundai Santa Fe Ultimate AWD at an average of $2,242 per year.

The rate tables below detail the average cost to insure all 2019 trim levels, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Kia Sorento.

2018 Hyundai Santa Fe vs. Kia Sorento

When comparing average insurance rates for 2018 models, a Hyundai Santa Fe costs an average of $2,102 per year to insure and a Kia Sorento costs $1,906, making the Kia Sorento cheaper to insure by $196 per year for 2018.

The following chart illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2018 Hyundai Santa Fe, the average cost of car insurance ranges from $1,874 to $4,258 per year for the five different driver ages shown in the chart. Insurance on a 2018 Kia Sorento costs from $1,698 to $3,868 on average per year.

Out of 12 Hyundai Santa Fe trims, the cheapest 2018 model to insure is the Sport 2WD model at an average cost of $1,976 per year. For the nine trim options available for the Kia Sorento, the cheapest 2018 model to insure is the L 2WD model at a cost of $1,680 per year, or $140 per month.

When average car insurance prices for all 21 trim levels for the 2018 model year of both models are compared, the lowest-cost model and trim to put coverage on is the Kia Sorento L 2WD at an average rate of $1,680 per year, and the most expensive model and trim level is the Hyundai Santa Fe SE Ultimate AWD at a cost of $2,204 per year.

The rate tables below show the cost to insure the available trim levels for both 2018 models, along with an average cost for each model. The 2018 Kia Sorento defeats the 2018 Hyundai Santa Fe for the cheapest overall car insurance rates.

2017 Hyundai Santa Fe vs. Kia Sorento

When comparing average insurance cost for 2017 models, the Hyundai Santa Fe costs an average of $1,962 per year for full coverage and the Kia Sorento costs $1,854, making the Kia Sorento the cheaper model by $108 for 2017.

The next chart demonstrates the average cost to insure both models using different driver ages. A full-coverage car insurance policy ranges from $1,758 to $3,976 per year for a 2017 Hyundai Santa Fe, and $1,654 to $3,758 on a 2017 Kia Sorento for the age groups in the chart.

Out of 12 Hyundai Santa Fe trims, the most affordable 2017 model to insure is the Sport 2WD model at an average cost of $1,800 per year, or about $150 per month. For the eight trim levels available for the Kia Sorento, the cheapest 2017 model to insure is the LX 2WD model at a cost of $1,678 per year, or $140 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to buy insurance for is the Kia Sorento LX 2WD at an average cost of $1,678 per year. The highest-cost model and trim is the Hyundai Santa Fe Sport 2.0T Ultimate 2WD costing $2,070 per year.

The rate tables below illustrate average car insurance cost by trim level for each 2017 model, including the average rate for each model.

2016 Hyundai Santa Fe vs. Kia Sorento

For the 2016 Hyundai Santa Fe and Kia Sorento models, the Hyundai Santa Fe costs less to insure by an average of $128 per year.

The chart shown below visualizes the average cost to insure the two models for drivers aged 20 to 50. For the 2016 Hyundai Santa Fe, insurance cost ranges from $1,548 to $3,502 per year. Full-coverage insurance for a 2016 Kia Sorento costs from $1,666 to $3,780 on average per year.

Out of 17 trims for the 2016 Hyundai Santa Fe, the lowest-cost average car insurance prices are on the Sport 2WD trim at a cost of $1,592 per year.

For the eight trim levels available for a Kia Sorento, the cheapest 2016 model to insure is the LX 2WD trim at a cost of $1,732 per year, or around $144 per month.

When rates for all 25 trim levels for both vehicles are combined and compared, the lowest-cost model and trim to put coverage on is the Hyundai Santa Fe Sport 2WD at an average cost of $1,592 per year, and the most expensive model and trim level is the Kia Sorento SX-L 4WD at an average of $1,978 per year.

The next two tables display the average cost to insure all 2016 trim levels, including the average rate for each model. The cheapest model to insure for the 2016 model year is the Hyundai Santa Fe.

2015 Hyundai Santa Fe vs. Kia Sorento

When comparing car insurance rates for 2015 models, a Hyundai Santa Fe costs an average of $1,644 per year to insure and a Kia Sorento costs $1,768, making the Hyundai Santa Fe cheaper to insure by $124 per year.

The following chart visualizes the average insurance cost for both 2015 models for different driver ages. For the 2015 Hyundai Santa Fe, the average car insurance cost ranges from $1,472 to $3,336 per year for the five different driver ages shown in the chart. Insurance on the 2015 Kia Sorento costs from $1,586 to $3,592 on average per year.

Out of 15 trim levels for the 2015 Hyundai Santa Fe, the lowest-cost average insurance prices are on the Sport 2WD model at a cost of $1,504 per year, or about $125 per month.

For the eight trims available for a Kia Sorento, the most affordable 2015 trim to insure is the LX 2WD model at a cost of $1,608.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to buy insurance for is the Hyundai Santa Fe Sport 2WD at an average rate of $1,504 per year. The overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD at a cost of $1,884 per year.

The tables shown below illustrate both 2015 models and all trim levels available for each one, including an overall average cost for each model. The cheapest of the two models to insure for the 2015 model year is the Hyundai Santa Fe.

Additional Hyundai Santa Fe and Kia Sorento Resources

• Hyundai Santa Fe Insurance Cost
• Kia Sorento Insurance Cost
• Midsize SUV Insurance Cost Comparisons