Hyundai Tucson vs. Hyundai Palisade Insurance Comparison

See if a Hyundai Tucson or a Hyundai Palisade has cheaper car insurance and save. Average rates compared since the 2020 model year.

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  • A 2024 Hyundai Tucson is cheaper to insure than a 2024 Hyundai Palisade by an average of $218 per year, $2,176 compared to $2,394.
  • For the 2024 Hyundai Tucson, auto insurance rates cost from $1,986 to $2,338 per year, while auto insurance for a 2024 Hyundai Palisade costs from $2,204 to $2,546.

2024 Hyundai Tucson vs. Hyundai Palisade

For the 2024 model year, the model with cheaper average insurance rates is the Hyundai Tucson. Insurance on the Hyundai Tucson averages $2,176 per year, whereas the Hyundai Palisade averages $2,394 per year.

Out of 10 Hyundai Tucson trims, the cheapest 2024 trim to insure is the SE model at an average cost of $1,986 per year.

For the six trims available for the Hyundai Palisade, the cheapest 2024 trim to insure is the SE trim at a cost of $2,204.

When rates are compared for the 16 trim levels of both 2024 models, the cheapest model and trim level is the Hyundai Tucson SE at an average cost of $1,986 per year. The highest-cost model and trim is the Hyundai Palisade Calligraphy Night at a cost of $2,546 per year.

The next table ranks the yearly and monthly cost of car insurance for 2024 Hyundai Tucson and Hyundai Palisade models, with average rates for each trim level.

2024 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,986$166
$2,048$171
$2,126$177
$2,162$180
$2,182$182
$2,204$184
$2,210$184
$2,210$184
$2,246$187
$2,260$188
$2,282$190
$2,338$195
$2,364$197
$2,468$206
$2,496$208
$2,546$212

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Hyundai Tucson and a 2024 Hyundai Palisade
Annual and monthly insurance cost by trim level for a 2024 Hyundai Tucson and a 2024 Hyundai Palisade

The chart below shows the average cost to insure both models with different driver age groups. Average car insurance cost ranges from $1,928 to $4,362 per year for a 2024 Hyundai Tucson, and $2,104 to $4,872 for a 2024 Hyundai Palisade for the driver ages used.

Average car insurance premiums for 2024 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2024 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,696$7,552
20-Year-Old$4,362$4,872
25-Year-Old$2,526$2,790
30-Year-Old$2,324$2,568
40-Year-Old$2,176$2,394
50-Year-Old$1,928$2,104
60-Year-Old$1,804$1,976

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 27, 2025

The tables below show the cost to insure the available trim levels for both 2024 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Hyundai Tucson.

2024 Hyundai Tucson

$2,176

Insurance Rates by Trim Level for a 2024 Hyundai Tucson
2024 Hyundai Tucson TrimsRate
SE$1,986
SEL2,048
Hybrid Blue2,126
XRT2,162
Hybrid SEL Convenience2,182
Limited2,210
N Line2,210
Plug-in Hybrid SEL2,246
Hybrid Limited2,260
Plug-in Hybrid Limited2,338
2024 Hyundai Tucson Average Rate$2,176

2024 Hyundai Palisade

$2,394

Insurance Rates by Trim Level for 2024 Hyundai Tucson
2024 Hyundai Palisade TrimsRate
SE$2,204
SEL2,282
XRT2,364
Limited2,468
Calligraphy2,496
Calligraphy Night2,546
2024 Hyundai Palisade Average Rate$2,394

2023 Hyundai Tucson vs. Hyundai Palisade

For the 2023 model year, the model having the cheapest rates is the Hyundai Tucson. Insurance on a Hyundai Tucson costs an average of $2,082 per year and the Hyundai Palisade averages $2,118 per year.

Rates vary considerably depending on the trim level of the vehicle being insured, however. For example, on a 2023 Hyundai Tucson, average insurance rates range from the lowest rate of $1,922 per year for the SE model up to $2,226 for the Plug-in Hybrid Limited model. For a 2023 Hyundai Palisade, rates can range from $1,976 per year on the SE model up to $2,250 on the most expensive Calligraphy model.

The next table ranks the cost of car insurance for 2023 Hyundai Tucson and Hyundai Palisade models, showing the cost to insure each trim level.

2023 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,922$160
$1,966$164
$1,976$165
$2,032$169
$2,052$171
$2,082$174
$2,082$174
$2,092$174
$2,102$175
$2,122$177
$2,124$177
$2,170$181
$2,210$184
$2,226$186
$2,250$188

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Hyundai Tucson and a 2023 Hyundai Palisade
Annual and monthly insurance cost by trim level for a 2023 Hyundai Tucson and a 2023 Hyundai Palisade

The next chart shows the average car insurance cost for both 2023 models with different drivers at the wheel. The average cost of car insurance ranges from $1,852 to $4,172 per year for a 2023 Hyundai Tucson, and $1,868 to $4,246 for a 2023 Hyundai Palisade for the example age groups.

Average car insurance premiums for 2023 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,394$6,542
20-Year-Old$4,172$4,246
25-Year-Old$2,414$2,462
30-Year-Old$2,212$2,268
40-Year-Old$2,082$2,118
50-Year-Old$1,852$1,868
60-Year-Old$1,732$1,750

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

A 2023 Hyundai Tucson has 10 trim levels available, with the most affordable trim level to insure being the SE trim at an average cost of $1,922 per year. For the five different trim levels available for the Hyundai Palisade, the most affordable 2023 trim level to insure is the SE trim at a cost of $1,976.

When comparing rates by trim level for both models, the cheapest model and trim level to buy insurance for is the Hyundai Tucson SE at an average cost of $1,922 per year. The most expensive model and trim level is the Hyundai Palisade Calligraphy at a cost of $2,250 per year.

The next tables detail all the available trims for both 2023 models, including an overall average rate. The cheapest of the two models to insure for the 2023 model year is the Hyundai Tucson.

2023 Hyundai Tucson

$2,082

Insurance Rates by Trim Level for a 2023 Hyundai Tucson
2023 Hyundai Tucson TrimsRate
SE$1,922
SEL1,966
Hybrid Blue2,032
XRT2,082
N Line2,082
Hybrid SEL Convenience2,092
Plug-in Hybrid SEL2,122
Limited2,124
Hybrid Limited2,170
Plug-in Hybrid Limited2,226
2023 Hyundai Tucson Average Rate$2,082

2023 Hyundai Palisade

$2,118

Insurance Rates by Trim Level for 2023 Hyundai Tucson
2023 Hyundai Palisade TrimsRate
SE$1,976
SEL2,052
XRT2,102
Limited2,210
Calligraphy2,250
2023 Hyundai Palisade Average Rate$2,118

2022 Hyundai Tucson vs. Hyundai Palisade

A 2022 Hyundai Tucson costs $66 less per year to insure per year on average than a 2022 Hyundai Palisade, a difference of 3.3%.

The chart below demonstrates the average car insurance cost for the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,766 to $3,988 per year on a 2022 Hyundai Tucson, and $1,810 to $4,120 on the 2022 Hyundai Palisade for the five age groups shown in the chart.

Average car insurance premiums for 2022 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,114$6,350
20-Year-Old$3,988$4,120
25-Year-Old$2,302$2,386
30-Year-Old$2,108$2,194
40-Year-Old$1,986$2,052
50-Year-Old$1,766$1,810
60-Year-Old$1,652$1,698

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

A 2022 Hyundai Tucson has nine trim levels available, with the cheapest trim to insure being the SE model at an average cost of $1,812 per year. A 2022 Hyundai Palisade has four option levels available, with the most affordable model to insure being the SE model at an average cost of $1,928 per year.

When trim-level rates for both models are compared, the cheapest vehicle to put coverage on is the Hyundai Tucson SE at a cost of $1,812 per year, and the most expensive trim is the Hyundai Palisade Calligraphy at an average cost of $2,160 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2022 models, plus the average rate for each model.

2022 Hyundai Tucson

$1,986

Insurance Rates by Trim Level for a 2022 Hyundai Tucson
2022 Hyundai Tucson TrimsRate
SE$1,812
Hybrid Blue1,936
SEL1,944
N Line1,990
Hybrid SEL Convenience2,008
Limited2,012
Plug-in Hybrid SEL2,018
Hybrid Limited2,048
Plug-in Hybrid Limited2,102
2022 Hyundai Tucson Average Rate$1,986

2022 Hyundai Palisade

$2,052

Insurance Rates by Trim Level for 2022 Hyundai Tucson
2022 Hyundai Palisade TrimsRate
SE$1,928
SEL1,994
Limited2,126
Calligraphy2,160
2022 Hyundai Palisade Average Rate$2,052

2021 Hyundai Tucson vs. Hyundai Palisade

When comparing car insurance rates for 2021 models, the Hyundai Tucson costs an average of $1,770 per year to insure and the Hyundai Palisade costs $2,008, making the Hyundai Tucson the cheaper model to insure by $238 for 2021.

The rate chart below illustrates the average cost to insure both 2021 models for drivers from ages 20 to 50. For a 2021 Hyundai Tucson, average car insurance quotes range from $1,576 to $3,546 per year for the example age groups. Full-coverage insurance for the 2021 Hyundai Palisade costs from $1,778 to $4,056 on average per year.

Average car insurance premiums for 2021 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,430$6,247
20-Year-Old$3,546$4,056
25-Year-Old$2,050$2,330
30-Year-Old$1,882$2,138
40-Year-Old$1,770$2,008
50-Year-Old$1,576$1,778
60-Year-Old$1,474$1,666

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

For the 12 trims available for a 2021 Hyundai Tucson, the lowest-cost trim to insure is the SE 2WD model at an average cost of $1,614 per year, or about $135 per month.

For the 10 different trim levels available for the Hyundai Palisade, the most affordable 2021 trim level to insure is the SE 2WD model at a cost of $1,898.

When comparing combined rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Hyundai Tucson SE 2WD at an average rate of $1,614 per year, and the highest-cost model and trim is the Hyundai Palisade Limited AWD costing an average of $2,156 per year.

The next tables display average car insurance rates for every trim level for both 2021 models, along with an average cost for each model. The cheapest model to insure for the 2021 model year is the Hyundai Tucson.

2021 Hyundai Tucson

$1,770

Insurance Rates by Trim Level for a 2021 Hyundai Tucson
2021 Hyundai Tucson TrimsRate
SE 2WD$1,614
SE 4WD1,678
SEL 2WD1,678
Value 2WD1,678
SEL 4WD1,742
Value 4WD1,742
Limited 2WD1,808
Sport 2WD1,808
Sport 4WD1,808
Limited 4WD1,872
Ultimate 2WD1,872
Ultimate 4WD1,936
2021 Hyundai Tucson Average Rate$1,770

2021 Hyundai Palisade

$2,008

Insurance Rates by Trim Level for 2021 Hyundai Tucson
2021 Hyundai Palisade TrimsRate
SE 2WD$1,898
SE AWD1,962
SEL 2WD1,962
SEL AWD1,962
SEL Convenience 2WD1,962
SEL Convenience AWD2,028
SEL Premium 2WD2,028
SEL Premium AWD2,028
Limited 2WD2,090
Limited AWD2,156
2021 Hyundai Palisade Average Rate$2,008

2020 Hyundai Tucson vs. Hyundai Palisade

When comparing average insurance rates for 2020 models, a Hyundai Tucson costs an average of $1,718 per year to insure while a Hyundai Palisade costs $1,946, making the Hyundai Tucson cheaper to insure by $228 per year for this model year.

The rate chart below displays the average car insurance cost for both 2020 models for the 20 to 50-year-old driver age groups. For a 2020 Hyundai Tucson, average insurance prices vary from $1,532 to $3,442 per year for the chosen age groups in the chart. Car insurance for the 2020 Hyundai Palisade ranges from $1,730 to $3,936 on average per year.

Average car insurance premiums for 2020 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,273$6,059
20-Year-Old$3,442$3,936
25-Year-Old$1,992$2,262
30-Year-Old$1,824$2,074
40-Year-Old$1,718$1,946
50-Year-Old$1,532$1,730
60-Year-Old$1,434$1,618

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

For the 12 trim levels available for a 2020 Hyundai Tucson, the lowest-cost trim level to insure is the SE 2WD trim at an average cost of $1,568 per year. For the 10 different option levels available for the Hyundai Palisade, the most affordable 2020 trim level to insure is the SE 2WD model at a cost of $1,842.

When rates for all 22 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Hyundai Tucson SE 2WD at a cost of $1,568 per year. The most expensive vehicle to insure is the Hyundai Palisade Limited AWD at an average cost of $2,090 per year.

The tables below illustrate the average cost to insure all 2020 trim levels, along with the average rate for each model.

2020 Hyundai Tucson

$1,718

Insurance Rates by Trim Level for a 2020 Hyundai Tucson
2020 Hyundai Tucson TrimsRate
SE 2WD$1,568
SE 4WD1,630
SEL 2WD1,630
Value 2WD1,630
SEL 4WD1,694
Value 4WD1,694
Limited 2WD1,754
Sport 2WD1,754
Sport 4WD1,754
Limited 4WD1,816
Ultimate 2WD1,816
Ultimate 4WD1,878
2020 Hyundai Tucson Average Rate$1,718

2020 Hyundai Palisade

$1,946

Insurance Rates by Trim Level for 2020 Hyundai Tucson
2020 Hyundai Palisade TrimsRate
SE 2WD$1,842
SE AWD1,902
SEL 2WD1,902
SEL AWD1,902
SEL Convenience 2WD1,902
SEL Convenience AWD1,964
SEL Premium 2WD1,964
SEL Premium AWD1,964
Limited 2WD2,038
Limited AWD2,090
2020 Hyundai Palisade Average Rate$1,946

Additional Hyundai Tucson and Hyundai Palisade Resources