Hyundai Tucson vs. Hyundai Palisade Insurance Comparison

See if a Hyundai Tucson or a Hyundai Palisade has cheaper car insurance and save. Average rates compared since the 2020 model year.

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  • A 2024 Hyundai Tucson is cheaper to insure than a 2024 Hyundai Palisade by an average of $218 per year, $2,232 compared to $2,450.
  • For the 2024 Hyundai Tucson, auto insurance rates cost from $2,036 to $2,394 per year, while auto insurance for a 2024 Hyundai Palisade costs from $2,258 to $2,608.

2024 Hyundai Tucson vs. Hyundai Palisade

For the 2024 model year, the model with cheaper average insurance rates is the Hyundai Tucson. Insurance on the Hyundai Tucson averages $2,232 per year, whereas the Hyundai Palisade averages $2,450 per year.

Out of 10 Hyundai Tucson trims, the cheapest 2024 trim to insure is the SE model at an average cost of $2,036 per year.

For the six trims available for the Hyundai Palisade, the cheapest 2024 trim to insure is the SE trim at a cost of $2,258.

When rates are compared for the 16 trim levels of both 2024 models, the cheapest model and trim level is the Hyundai Tucson SE at an average cost of $2,036 per year. The highest-cost model and trim is the Hyundai Palisade Calligraphy Night at a cost of $2,608 per year.

The next table ranks the yearly and monthly cost of car insurance for 2024 Hyundai Tucson and Hyundai Palisade models, with average rates for each trim level.

2024 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,036$170
$2,100$175
$2,180$182
$2,214$185
$2,238$187
$2,258$188
$2,264$189
$2,264$189
$2,302$192
$2,316$193
$2,338$195
$2,394$200
$2,422$202
$2,528$211
$2,558$213
$2,608$217

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Hyundai Tucson and a 2024 Hyundai Palisade
Annual and monthly insurance cost by trim level for a 2024 Hyundai Tucson and a 2024 Hyundai Palisade

The chart below shows the average cost to insure both models with different driver age groups. Average car insurance cost ranges from $1,976 to $4,468 per year for a 2024 Hyundai Tucson, and $2,154 to $4,992 for a 2024 Hyundai Palisade for the driver ages used.

Average car insurance premiums for 2024 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2024 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,861$7,735
20-Year-Old$4,468$4,992
25-Year-Old$2,588$2,858
30-Year-Old$2,380$2,628
40-Year-Old$2,232$2,450
50-Year-Old$1,976$2,154
60-Year-Old$1,850$2,024

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The tables below show the cost to insure the available trim levels for both 2024 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Hyundai Tucson.

2024 Hyundai Tucson

$2,232

Insurance Rates by Trim Level for a 2024 Hyundai Tucson
2024 Hyundai Tucson TrimsRate
SE$2,036
SEL2,100
Hybrid Blue2,180
XRT2,214
Hybrid SEL Convenience2,238
Limited2,264
N Line2,264
Plug-in Hybrid SEL2,302
Hybrid Limited2,316
Plug-in Hybrid Limited2,394
2024 Hyundai Tucson Average Rate$2,232

2024 Hyundai Palisade

$2,450

Insurance Rates by Trim Level for 2024 Hyundai Tucson
2024 Hyundai Palisade TrimsRate
SE$2,258
SEL2,338
XRT2,422
Limited2,528
Calligraphy2,558
Calligraphy Night2,608
2024 Hyundai Palisade Average Rate$2,450

2023 Hyundai Tucson vs. Hyundai Palisade

For the 2023 model year, the model having the cheapest rates is the Hyundai Tucson. Insurance on a Hyundai Tucson costs an average of $2,130 per year and the Hyundai Palisade averages $2,170 per year.

Rates vary considerably depending on the trim level of the vehicle being insured, however. For example, on a 2023 Hyundai Tucson, average insurance rates range from the lowest rate of $1,968 per year for the SE model up to $2,280 for the Plug-in Hybrid Limited model. For a 2023 Hyundai Palisade, rates can range from $2,024 per year on the SE model up to $2,304 on the most expensive Calligraphy model.

The next table ranks the cost of car insurance for 2023 Hyundai Tucson and Hyundai Palisade models, showing the cost to insure each trim level.

2023 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,968$164
$2,012$168
$2,024$169
$2,080$173
$2,100$175
$2,132$178
$2,132$178
$2,144$179
$2,154$180
$2,172$181
$2,174$181
$2,222$185
$2,266$189
$2,280$190
$2,304$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Hyundai Tucson and a 2023 Hyundai Palisade
Annual and monthly insurance cost by trim level for a 2023 Hyundai Tucson and a 2023 Hyundai Palisade

The next chart shows the average car insurance cost for both 2023 models with different drivers at the wheel. The average cost of car insurance ranges from $1,896 to $4,276 per year for a 2023 Hyundai Tucson, and $1,914 to $4,354 for a 2023 Hyundai Palisade for the example age groups.

Average car insurance premiums for 2023 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,553$6,703
20-Year-Old$4,276$4,354
25-Year-Old$2,474$2,520
30-Year-Old$2,268$2,324
40-Year-Old$2,130$2,170
50-Year-Old$1,896$1,914
60-Year-Old$1,774$1,794

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

A 2023 Hyundai Tucson has 10 trim levels available, with the most affordable trim level to insure being the SE trim at an average cost of $1,968 per year. For the five different trim levels available for the Hyundai Palisade, the most affordable 2023 trim level to insure is the SE trim at a cost of $2,024.

When comparing rates by trim level for both models, the cheapest model and trim level to buy insurance for is the Hyundai Tucson SE at an average cost of $1,968 per year. The most expensive model and trim level is the Hyundai Palisade Calligraphy at a cost of $2,304 per year.

The next tables detail all the available trims for both 2023 models, including an overall average rate. The cheapest of the two models to insure for the 2023 model year is the Hyundai Tucson.

2023 Hyundai Tucson

$2,130

Insurance Rates by Trim Level for a 2023 Hyundai Tucson
2023 Hyundai Tucson TrimsRate
SE$1,968
SEL2,012
Hybrid Blue2,080
XRT2,132
N Line2,132
Hybrid SEL Convenience2,144
Plug-in Hybrid SEL2,172
Limited2,174
Hybrid Limited2,222
Plug-in Hybrid Limited2,280
2023 Hyundai Tucson Average Rate$2,130

2023 Hyundai Palisade

$2,170

Insurance Rates by Trim Level for 2023 Hyundai Tucson
2023 Hyundai Palisade TrimsRate
SE$2,024
SEL2,100
XRT2,154
Limited2,266
Calligraphy2,304
2023 Hyundai Palisade Average Rate$2,170

2022 Hyundai Tucson vs. Hyundai Palisade

A 2022 Hyundai Tucson costs $70 less per year to insure per year on average than a 2022 Hyundai Palisade, a difference of 3.4%.

The chart below demonstrates the average car insurance cost for the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,810 to $4,086 per year on a 2022 Hyundai Tucson, and $1,854 to $4,224 on the 2022 Hyundai Palisade for the five age groups shown in the chart.

Average car insurance premiums for 2022 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$6,265$6,504
20-Year-Old$4,086$4,224
25-Year-Old$2,358$2,440
30-Year-Old$2,162$2,248
40-Year-Old$2,032$2,102
50-Year-Old$1,810$1,854
60-Year-Old$1,694$1,738

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

A 2022 Hyundai Tucson has nine trim levels available, with the cheapest trim to insure being the SE model at an average cost of $1,858 per year. A 2022 Hyundai Palisade has four option levels available, with the most affordable model to insure being the SE model at an average cost of $1,976 per year.

When trim-level rates for both models are compared, the cheapest vehicle to put coverage on is the Hyundai Tucson SE at a cost of $1,858 per year, and the most expensive trim is the Hyundai Palisade Calligraphy at an average cost of $2,212 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2022 models, plus the average rate for each model.

2022 Hyundai Tucson

$2,032

Insurance Rates by Trim Level for a 2022 Hyundai Tucson
2022 Hyundai Tucson TrimsRate
SE$1,858
Hybrid Blue1,982
SEL1,992
N Line2,038
Hybrid SEL Convenience2,056
Limited2,060
Plug-in Hybrid SEL2,066
Hybrid Limited2,096
Plug-in Hybrid Limited2,152
2022 Hyundai Tucson Average Rate$2,032

2022 Hyundai Palisade

$2,102

Insurance Rates by Trim Level for 2022 Hyundai Tucson
2022 Hyundai Palisade TrimsRate
SE$1,976
SEL2,042
Limited2,178
Calligraphy2,212
2022 Hyundai Palisade Average Rate$2,102

2021 Hyundai Tucson vs. Hyundai Palisade

When comparing car insurance rates for 2021 models, the Hyundai Tucson costs an average of $1,812 per year to insure and the Hyundai Palisade costs $2,056, making the Hyundai Tucson the cheaper model to insure by $244 for 2021.

The rate chart below illustrates the average cost to insure both 2021 models for drivers from ages 20 to 50. For a 2021 Hyundai Tucson, average car insurance quotes range from $1,614 to $3,630 per year for the example age groups. Full-coverage insurance for the 2021 Hyundai Palisade costs from $1,822 to $4,152 on average per year.

Average car insurance premiums for 2021 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,567$6,399
20-Year-Old$3,630$4,152
25-Year-Old$2,100$2,386
30-Year-Old$1,926$2,192
40-Year-Old$1,812$2,056
50-Year-Old$1,614$1,822
60-Year-Old$1,510$1,708

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

For the 12 trims available for a 2021 Hyundai Tucson, the lowest-cost trim to insure is the SE 2WD model at an average cost of $1,654 per year, or about $138 per month.

For the 10 different trim levels available for the Hyundai Palisade, the most affordable 2021 trim level to insure is the SE 2WD model at a cost of $1,944.

When comparing combined rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Hyundai Tucson SE 2WD at an average rate of $1,654 per year, and the highest-cost model and trim is the Hyundai Palisade Limited AWD costing an average of $2,208 per year.

The next tables display average car insurance rates for every trim level for both 2021 models, along with an average cost for each model. The cheapest model to insure for the 2021 model year is the Hyundai Tucson.

2021 Hyundai Tucson

$1,812

Insurance Rates by Trim Level for a 2021 Hyundai Tucson
2021 Hyundai Tucson TrimsRate
SE 2WD$1,654
SE 4WD1,718
SEL 2WD1,718
Value 2WD1,718
SEL 4WD1,784
Value 4WD1,784
Limited 2WD1,850
Sport 2WD1,850
Sport 4WD1,850
Limited 4WD1,918
Ultimate 2WD1,918
Ultimate 4WD1,984
2021 Hyundai Tucson Average Rate$1,812

2021 Hyundai Palisade

$2,056

Insurance Rates by Trim Level for 2021 Hyundai Tucson
2021 Hyundai Palisade TrimsRate
SE 2WD$1,944
SE AWD2,010
SEL 2WD2,010
SEL AWD2,010
SEL Convenience 2WD2,010
SEL Convenience AWD2,076
SEL Premium 2WD2,076
SEL Premium AWD2,076
Limited 2WD2,142
Limited AWD2,208
2021 Hyundai Palisade Average Rate$2,056

2020 Hyundai Tucson vs. Hyundai Palisade

When comparing average insurance rates for 2020 models, a Hyundai Tucson costs an average of $1,760 per year to insure while a Hyundai Palisade costs $1,994, making the Hyundai Tucson cheaper to insure by $234 per year for this model year.

The rate chart below displays the average car insurance cost for both 2020 models for the 20 to 50-year-old driver age groups. For a 2020 Hyundai Tucson, average insurance prices vary from $1,566 to $3,526 per year for the chosen age groups in the chart. Car insurance for the 2020 Hyundai Palisade ranges from $1,770 to $4,030 on average per year.

Average car insurance premiums for 2020 Hyundai Tucson and Hyundai Palisade models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,405$6,209
20-Year-Old$3,526$4,030
25-Year-Old$2,038$2,316
30-Year-Old$1,872$2,126
40-Year-Old$1,760$1,994
50-Year-Old$1,566$1,770
60-Year-Old$1,468$1,658

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the 12 trim levels available for a 2020 Hyundai Tucson, the lowest-cost trim level to insure is the SE 2WD trim at an average cost of $1,608 per year. For the 10 different option levels available for the Hyundai Palisade, the most affordable 2020 trim level to insure is the SE 2WD model at a cost of $1,886.

When rates for all 22 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Hyundai Tucson SE 2WD at a cost of $1,608 per year. The most expensive vehicle to insure is the Hyundai Palisade Limited AWD at an average cost of $2,140 per year.

The tables below illustrate the average cost to insure all 2020 trim levels, along with the average rate for each model.

2020 Hyundai Tucson

$1,760

Insurance Rates by Trim Level for a 2020 Hyundai Tucson
2020 Hyundai Tucson TrimsRate
SE 2WD$1,608
SE 4WD1,670
SEL 2WD1,670
Value 2WD1,670
SEL 4WD1,734
Value 4WD1,734
Limited 2WD1,796
Sport 2WD1,796
Sport 4WD1,796
Limited 4WD1,860
Ultimate 2WD1,860
Ultimate 4WD1,924
2020 Hyundai Tucson Average Rate$1,760

2020 Hyundai Palisade

$1,994

Insurance Rates by Trim Level for 2020 Hyundai Tucson
2020 Hyundai Palisade TrimsRate
SE 2WD$1,886
SE AWD1,948
SEL 2WD1,948
SEL AWD1,948
SEL Convenience 2WD1,948
SEL Convenience AWD2,012
SEL Premium 2WD2,012
SEL Premium AWD2,012
Limited 2WD2,088
Limited AWD2,140
2020 Hyundai Palisade Average Rate$1,994

Additional Hyundai Tucson and Hyundai Palisade Resources