Hyundai Tucson Car Insurance Rates for 2022

How much does Hyundai Tucson insurance cost? We break down insurance rates from the base SE 2WD trim up to the Ultimate 4WD model to see how prices rank against all other compact SUVs.

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How much does Hyundai Tucson insurance cost?

Hyundai Tucson insurance costs an average of $1,416 per year for the 2022 model year. Average cost per month ranges from $108 to $125 depending on the trim level.

When policy cost is broken down by coverage type, collision coverage costs about $566 a year, liability and medical (or PIP) coverage costs an estimated $510, and the remaining comprehensive (or other-than-collision) coverage will cost around $340.

The chart below demonstrates average Hyundai Tucson car insurance rates using different policy scenarios. More mature drivers tend to have cheaper rates, whereas drivers with more risk or a tendency to have accidents and claims will pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Hyundai Tucson with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Tucson trim levels.Data last updated on September 27, 2022
Hyundai Tucson Insurance Cost Summary
Hyundai Tucson Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,202$267
Safe Driver Age 20$2,808$234
At-fault Accidents Age 40$2,002$167
Low Deductibles Age 40$1,814$151
Safe Driver Age 30$1,488$124
Safe Driver Age 40$1,416$118
Safe Driver Age 50$1,292$108
Safe Driver Age 60$1,266$106
High Deductibles Age 40$1,210$101
Discount Rate Age 40$1,176$98

The preceding insurance cost chart shows a fairly small set of insurance rate estimates for a Hyundai Tucson. If we included the entire data set including all rates for every possible combination of risk factors, including all nine Hyundai Tucson trim levels and every zip code in the U.S., the chart would have 870,912,000,000 different rate possibilities.

Additional observations include:

  • Young males pay a lot more for insurance. For a 2022 Hyundai Tucson, a 20-year-old male driver pays an estimated $2,808 per year, while a 20-year-old woman will get a rate of $2,090, a difference of $718 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,292 and female driver rates are $1,266, a difference of only $26.
  • Improve your credit rating to save on insurance. In states that allow a driver’s credit rating to be used as a rate factor, drivers with high 800+ credit scores may see savings of $222 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit score could cost as much as $258 more per year.
  • Find cheap Tucson car insurance rates by qualifying for policy discounts. Discounts may be available if the insured drivers work in certain occupations, sign their policy early, are military or federal employees, are claim-free, are homeowners, or many other policy discounts which could save the average driver as much as $240 per year on their insurance cost.
  • Lower the cost of your policy by increasing deductibles. Jacking up your deductibles from $500 to $1,000 could save around $206 per year for a 40-year-old driver and $400 per year for a 20-year-old driver.
  • Low physical damage deductibles increases cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $214 per year for a 40-year-old driver and $418 per year for a 20-year-old driver.
  • Obey driving laws to save money. To pay the cheapest price for Tucson insurance rates, it’s necessary to drive safe. Not surprisingly, just a couple of minor lapses of judgement on your driving record could possibly raise the price of a policy as much as $372 per year. Serious citations like DUI and hit-and-run could raise rates by an additional $1,298 or more.

Is a Hyundai Tucson cheap to insure?

The cheapest model of Hyundai Tucson to insure is the SE at $1,294 per year. The next cheapest trim is the Hybrid Blue at $1,380 per year, and the third cheapest model to insure is the SEL also at $1,386 per year.

For the pricier trim levels, the two most expensive Tucson trim levels to insure are the Hyundai Tucson Hybrid Limited and the Plug-in Hybrid Limited models at around $1,460 and $1,500 per year, respectively.

The table below illustrates average car insurance cost by trim level for the Tucson for different policy terms.

2022 Hyundai Tucson Insurance Cost by Trim Level
Hyundai Tucson Trim Level Annual Policy 6-month Policy Per Month
SE$1,294$647$108
Hybrid Blue$1,380$690$115
SEL$1,386$693$116
N Line$1,420$710$118
Hybrid SEL Convenience$1,432$716$119
Limited$1,434$717$120
Plug-in Hybrid SEL$1,440$720$120
Hybrid Limited$1,460$730$122
Plug-in Hybrid Limited$1,500$750$125

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Hyundai Tucson, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Hyundai Tucson Insurance Cost by Trim Level

Is Tucson insurance cheaper than other small SUVs?

The Hyundai Tucson ranks #22 out of 46 total comparison vehicles in the small SUV segment. The Tucson costs an estimated $1,416 per year for insurance, while the segment average is $1,426 annually, a difference of $10 per year.

When compared to the most popular models in the small SUV segment, Tucson car insurance rates cost $24 less per year than the Toyota RAV4, $80 more than the Honda CR-V, $8 less than the Chevrolet Equinox, and $76 less than the Nissan Rogue.

The table below shows all 46 models in the 2022 small SUV class ranked by insurance cost and compared to the Hyundai Tucson rate.

Insurance Cost Comparison: Hyundai Tucson vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$258
2Nissan Kicks$1,190-$226
3Chevrolet Trailblazer$1,196-$220
4Subaru Crosstrek$1,224-$192
5Toyota C-HR$1,254-$162
6Buick Encore$1,260-$156
7Nissan Rogue Sport$1,272-$144
8Hyundai Venue$1,294-$122
9Buick Envision$1,298-$118
10Kia Seltos$1,300-$116
11Toyota Corolla Cross$1,310-$106
12Hyundai Kona$1,318-$98
13Subaru Forester$1,320-$96
14Volkswagen Tiguan$1,324-$92
15Honda CR-V$1,336-$80
16Mazda CX-30$1,350-$66
17Honda HR-V$1,370-$46
18Ford Ecosport$1,380-$36
19Chevrolet Trax$1,398-$18
20GMC Terrain$1,404-$12
21Mitsubishi Eclipse Cross$1,408-$8
22Hyundai Tucson$1,416--
23Chevrolet Bolt$1,420$4
24Chevrolet Equinox$1,424$8
25Volkswagen Taos$1,428$12
26Fiat 500X$1,434$18
27Toyota RAV4$1,440$24
28Kia Soul$1,442$26
29Mazda MX-30$1,472$56
30Jeep Compass$1,478$62
31Kia Niro$1,480$64
32Nissan Rogue$1,492$76
33Ford Escape$1,498$82
34Hyundai Ioniq 5$1,514$98
35Mini Cooper Clubman$1,516$100
36Jeep Renegade$1,518$102
37Kia Sportage$1,524$108
38Ford Bronco$1,532$116
39Volkswagen ID4$1,554$138
40Mini Cooper$1,564$148
41Mini Cooper Countryman$1,582$166
42Mitsubishi Outlander$1,640$224
43Mitsubishi Mirage$1,658$242
44Ford Mustang Mach-E$1,726$310
45Hyundai Nexo$1,744$328
46Jeep Wrangler$1,746$330

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Hyundai Tucson vs Small SUVs

Does a used Tucson cost less to insure?

Insuring a 2013 model Tucson rather than a new 2022 model could save $514 each year, depending on policy coverage levels.

Insuring a vehicle that is old enough to justify dropping full coverage completely could save an additional $448 annually, depending on what the comprehensive and collision deductibles were set to and the age of the driver.

The data below illustrates typical Hyundai Tucson auto insurance costs for the 2013 through 2022 model years. Annual policy costs range from the most affordable rate of $902 for a 2013 Hyundai Tucson to the most expensive yearly cost of $1,308 for a 2019 model.

Hyundai Tucson Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Hyundai Tucson$1,416$708$118
2021 Hyundai Tucson$1,258$629$105
2020 Hyundai Tucson$1,234$617$103
2019 Hyundai Tucson$1,308$654$109
2018 Hyundai Tucson$1,262$631$105
2017 Hyundai Tucson$1,234$617$103
2016 Hyundai Tucson$1,194$597$100
2015 Hyundai Tucson$1,106$553$92
2014 Hyundai Tucson$1,082$541$90
2013 Hyundai Tucson$902$451$75

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Hyundai Tucson Insurance Cost by Model Year

How much does liability insurance cost on a Tucson?

Insuring an older model year Tucson for only liability insurance is a good way to reduce the cost of insurance. The table below shows liability-only car insurance rates for the 2006 to 2012 Tuscon model years.

Hyundai Tucson Insurance Rates for 2006 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Hyundai Tucson$876$450
2011 Hyundai Tucson$854$448
2010 Hyundai Tucson$820$444
2009 Hyundai Tucson$792$440
2008 Hyundai Tucson$760$436
2007 Hyundai Tucson$728$430
2006 Hyundai Tucson$700$422

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Hyundai Tucson model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Hyundai Tucson Liability Insurance Rates

Does vehicle location matter?

Insurance rates by location range from cheaper rates like $1,012 a year in Charlotte, NC, to more expensive rates like $2,736 a year in Miami, FL. Other larger metro area rates include Mesa, AZ, at $1,426 per year, Chicago, IL, at $1,540, Oakland, CA, at an estimated $2,004, and Long Beach, CA, averaging $1,840.

The next chart shows typical Hyundai Tucson insurance rates in the biggest cities in America. Rates vary from $1,066 per year in Columbus, OH, to $2,674 in New York City, a difference of $1,608.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Hyundai Tucson, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Hyundai Tucson trim levels.Data last updated on September 27, 2022
Hyundai Tucson Insurance Rates in Large U.S. Cities
Hyundai Tucson Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,674$223
Philadelphia, PA$2,360$197
Los Angeles, CA$2,348$196
San Francisco, CA$2,018$168
Jacksonville, FL$2,008$167
San Jose, CA$1,670$139
Phoenix, AZ$1,628$136
San Diego, CA$1,592$133
Chicago, IL$1,540$128
Dallas, TX$1,512$126
Houston, TX$1,504$125
Indianapolis, IN$1,426$119
San Antonio, TX$1,354$113
Austin, TX$1,290$108
Columbus, OH$1,066$89