Hyundai Tucson Car Insurance Rates for 2023

We break down average insurance cost from the SE model up to the more expensive Plug-in Hybrid Limited trim level to discover how the 2023 Tucson compares to similar small SUVs.

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How much does Hyundai Tucson insurance cost?

Hyundai Tucson insurance costs an average of $1,614 per year for the 2023 model year. Average cost per month ranges from $124 to $144 depending on the trim level.

When policy cost is broken down by coverage type, collision coverage costs about $656 a year, liability and medical (or PIP) coverage costs an estimated $568, and the remaining comprehensive (or other-than-collision) coverage will cost around $390.

The chart below demonstrates average Hyundai Tucson car insurance rates using different policy scenarios. More mature drivers tend to have cheaper rates, whereas drivers with more risk or a tendency to have accidents and claims will pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Hyundai Tucson with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Tucson trim levels.Data last updated on March 2, 2023
Hyundai Tucson Insurance Cost Summary
2023 Hyundai Tucson Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,648$304
Safe Driver Age 20$3,196$266
At-fault Accidents Age 40$2,278$190
Low Deductibles Age 40$2,074$173
Safe Driver Age 30$1,694$141
Safe Driver Age 40$1,614$135
Safe Driver Age 50$1,470$123
Safe Driver Age 60$1,442$120
High Deductibles Age 40$1,376$115
Discount Rate Age 40$1,340$112

The preceding insurance cost chart shows a fairly small set of insurance rate estimates for a Hyundai Tucson. If we included the entire data set including all rates for every possible combination of risk factors, including all 10 Hyundai Tucson trim levels and every zip code in the U.S., the chart would have 967,680,000,000 different rate possibilities.

Additional observations include:

  • Young males pay a lot more for insurance. For a 2023 Hyundai Tucson, a 20-year-old male driver pays an estimated $3,196 per year, while a 20-year-old woman will get a rate of $2,382, a difference of $814 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,470 and female driver rates are $1,440, a difference of only $30.
  • Improve your credit rating to save on insurance. In states that allow a driver’s credit rating to be used as a rate factor, drivers with high 800+ credit scores may see savings of $253 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit score could cost as much as $294 more per year.
  • Find cheap Tucson car insurance rates by qualifying for policy discounts. Discounts may be available if the insured drivers work in certain occupations, sign their policy early, are military or federal employees, are claim-free, are homeowners, or many other policy discounts which could save the average driver as much as $274 per year on their insurance cost.
  • Lower the cost of your policy by increasing deductibles. Jacking up your deductibles from $500 to $1,000 could save around $238 per year for a 40-year-old driver and $460 per year for a 20-year-old driver.
  • Low physical damage deductibles increase costs. Decreasing your policy deductibles from $500 to $250 could cost an additional $246 per year for a 40-year-old driver and $486 per year for a 20-year-old driver.
  • Obey driving laws to save money. To pay the cheapest price for Tucson insurance rates, it’s necessary to drive safely. Not surprisingly, just a couple of minor lapses of judgment on your driving record could possibly raise the price of a policy as much as $424 per year. Serious citations like DUI and hit-and-run could raise rates by an additional $1,474 or more.

Is a Hyundai Tucson cheap to insure?

The cheapest model of Hyundai Tucson to insure is the SE at $1,492 per year. The next cheapest trim is the SEL at $1,524 per year, and the third cheapest model to insure is the Hybrid Blue also at $1,576 per year.

For the pricier trim levels, the two most expensive Tucson trim levels to insure are the Hyundai Tucson Hybrid Limited and the Plug-in Hybrid Limited models at around $1,682 and $1,726 per year, respectively.

The table below illustrates the average car insurance cost by trim level for the Tucson for different policy terms.

2023 Hyundai Tucson Insurance Cost by Trim Level
Hyundai Tucson Trim Level Annual Policy Six-Month Policy Per Month
SE$1,492$746$124
SEL$1,524$762$127
Hybrid Blue$1,576$788$131
XRT$1,616$808$135
N Line$1,616$808$135
Hybrid SEL Convenience$1,622$811$135
Limited$1,644$822$137
Plug-in Hybrid SEL$1,644$822$137
Hybrid Limited$1,682$841$140
Plug-in Hybrid Limited$1,726$863$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Hyundai Tucson, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Hyundai Tucson Insurance Cost by Trim Level

Hyundai Tucson versus the competition

The Hyundai Tucson ranks 26th out of 47 total comparison vehicles in the small SUV segment. The Tucson costs an estimated $1,614 per year for insurance, while the segment average is $1,606 annually, a difference of $8 per year.

When compared to the most popular models in the small SUV segment, Tucson car insurance rates cost $20 less per year than the Toyota RAV4, $118 more than the Honda CR-V, $26 more than the Chevrolet Equinox, and $8 less than the Nissan Rogue.

The table below shows all 47 models in the 2023 small SUV class ranked by insurance cost and compared to the Hyundai Tucson rate.

Insurance Cost Comparison: Hyundai Tucson vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$280
2Subaru Crosstrek$1,346-$268
3Nissan Kicks$1,354-$260
4Nissan Rogue Sport$1,378-$236
5Mazda CX-5$1,386-$228
6Buick Encore$1,406-$208
7Buick Envision$1,410-$204
8Kia Seltos$1,430-$184
9Hyundai Venue$1,440-$174
10Honda HR-V$1,464-$150
11Hyundai Kona$1,480-$134
12Subaru Forester$1,486-$128
13Honda CR-V$1,496-$118
14Mazda CX-30$1,498-$116
15Chevrolet Trax$1,514-$100
16Volkswagen Tiguan$1,532-$82
17Ford Bronco Sport$1,536-$78
18Fiat 500X$1,564-$50
19GMC Terrain$1,566-$48
20Kia Soul$1,568-$46
21Mitsubishi Eclipse Cross$1,572-$42
22Chevrolet Equinox$1,588-$26
23Toyota Corolla Cross$1,592-$22
24Volkswagen Taos$1,600-$14
25Mazda CX-50$1,610-$4
26Hyundai Tucson$1,614--
27Ford Escape$1,616$2
28Nissan Rogue$1,622$8
29Toyota RAV4$1,634$20
30Mazda MX-30$1,636$22
31Kia Niro$1,638$24
32Mini Cooper$1,648$34
33Jeep Compass$1,652$38
34Mini Cooper Clubman$1,674$60
35Jeep Renegade$1,698$84
36Chevrolet Bolt$1,710$96
37Toyota bz4X$1,716$102
38Kia Sportage$1,760$146
39Hyundai Ioniq 5$1,764$150
40Mini Cooper Countryman$1,812$198
41Mitsubishi Mirage$1,818$204
42Mitsubishi Outlander$1,820$206
43Volkswagen ID4$1,832$218
44Kia EV6$1,870$256
45Dodge Hornet$1,872$258
46Hyundai Nexo$1,938$324
47Ford Mustang Mach-E$1,996$382

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on March 2, 2023
Insurance Cost Comparison: Hyundai Tucson vs Small SUVs

How much less does a used Hyundai Tucson cost to insure?

Insuring a 2013 model Tucson rather than a new 2023 model could save around $640 each year, depending on policy coverage levels.

Insuring a vehicle that is old enough to justify dropping full coverage completely could save an additional $474 annually, depending on what the comprehensive and collision deductibles were set to and the age of the driver.

The data below illustrates typical Hyundai Tucson auto insurance costs for the 2013 through 2023 model years. Annual policy costs range from the most affordable rate of $974 for a 2013 Hyundai Tucson to the most expensive yearly cost of $1,614 for a 2023 model.

Hyundai Tucson Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Hyundai Tucson$1,614$807$135
2022 Hyundai Tucson$1,540$770$128
2021 Hyundai Tucson$1,372$686$114
2020 Hyundai Tucson$1,352$676$113
2019 Hyundai Tucson$1,422$711$119
2018 Hyundai Tucson$1,372$686$114
2017 Hyundai Tucson$1,328$664$111
2016 Hyundai Tucson$1,290$645$108
2015 Hyundai Tucson$1,182$591$99
2014 Hyundai Tucson$1,162$581$97
2013 Hyundai Tucson$974$487$81

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Hyundai Tucson Insurance Cost by Model Year

Hyundai Tucson full coverage vs. liability only

Insuring an older model year Tucson for only liability insurance is a good way to reduce the cost of insurance. The table below shows liability-only car insurance rates for the 2006 to 2012 Tucson model years.

Hyundai Tucson Insurance Rates for 2006 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Hyundai Tucson$946$496
2011 Hyundai Tucson$910$492
2010 Hyundai Tucson$880$488
2009 Hyundai Tucson$844$484
2008 Hyundai Tucson$808$476
2007 Hyundai Tucson$776$468
2006 Hyundai Tucson$766$464

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Hyundai Tucson model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Hyundai Tucson Liability Insurance Rates