Hyundai Tucson Car Insurance Rates for 2023

We break down average insurance cost from the SE model up to the more expensive Plug-in Hybrid Limited trim level to discover how the 2023 Tucson compares to similar small SUVs.

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How much does Hyundai Tucson insurance cost?

Hyundai Tucson insurance costs an average of $1,656 per year for the 2023 model year. Average cost per month ranges from $128 to $148 depending on the trim level.

When policy cost is broken down by coverage type, collision coverage costs about $672 a year, liability and medical (or PIP) coverage costs an estimated $584, and the remaining comprehensive (or other-than-collision) coverage will cost around $400.

The chart below demonstrates average Hyundai Tucson car insurance rates using different policy scenarios. More mature drivers tend to have cheaper rates, whereas drivers with more risk or a tendency to have accidents and claims will pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Hyundai Tucson with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Tucson trim levels.Data last updated on August 12, 2023
Hyundai Tucson Insurance Cost Summary
2023 Hyundai Tucson Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,746$312
Safe Driver Age 20$3,284$274
At-fault Accidents Age 40$2,342$195
Low Deductibles Age 40$2,130$178
Safe Driver Age 30$1,736$145
Safe Driver Age 40$1,656$138
Safe Driver Age 50$1,512$126
Safe Driver Age 60$1,480$123
High Deductibles Age 40$1,412$118
Discount Rate Age 40$1,376$115

The preceding insurance cost chart shows a fairly small set of insurance rate estimates for a Hyundai Tucson. If we included the entire data set including all rates for every possible combination of risk factors, including all 10 Hyundai Tucson trim levels and every zip code in the U.S., the chart would have 967,680,000,000 different rate possibilities.

Additional observations include:

  • Young males pay a lot more for insurance. For a 2023 Hyundai Tucson, a 20-year-old male driver pays an estimated $3,284 per year, while a 20-year-old woman will get a rate of $2,446, a difference of $838 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,512 and female driver rates are $1,480, a difference of only $32.
  • Improve your credit rating to save on insurance. In states that allow a driver’s credit rating to be used as a rate factor, drivers with high 800+ credit scores may see savings of $260 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit score could cost as much as $301 more per year.
  • Find cheap Tucson car insurance rates by qualifying for policy discounts. Discounts may be available if the insured drivers work in certain occupations, sign their policy early, are military or federal employees, are claim-free, are homeowners, or many other policy discounts which could save the average driver as much as $280 per year on their insurance cost.
  • Lower the cost of your policy by increasing deductibles. Jacking up your deductibles from $500 to $1,000 could save around $244 per year for a 40-year-old driver and $472 per year for a 20-year-old driver.
  • Low physical damage deductibles increase costs. Decreasing your policy deductibles from $500 to $250 could cost an additional $256 per year for a 40-year-old driver and $496 per year for a 20-year-old driver.
  • Obey driving laws to save money. To pay the cheapest price for Tucson insurance rates, it’s necessary to drive safely. Not surprisingly, just a couple of minor lapses of judgment on your driving record could possibly raise the price of a policy as much as $438 per year. Serious citations like DUI and hit-and-run could raise rates by an additional $1,514 or more.

Is a Hyundai Tucson cheap to insure?

The cheapest model of Hyundai Tucson to insure is the SE at $1,530 per year. The next cheapest trim is the SEL at $1,566 per year, and the third cheapest model to insure is the Hybrid Blue also at $1,618 per year.

For the pricier trim levels, the two most expensive Tucson trim levels to insure are the Hyundai Tucson Hybrid Limited and the Plug-in Hybrid Limited models at around $1,726 and $1,772 per year, respectively.

The table below illustrates the average car insurance cost by trim level for the Tucson for different policy terms.

2023 Hyundai Tucson Insurance Cost by Trim Level
Hyundai Tucson Trim Level Annual Policy Six-Month Policy Per Month
SE$1,530$765$128
SEL$1,566$783$131
Hybrid Blue$1,618$809$135
XRT$1,658$829$138
N Line$1,658$829$138
Hybrid SEL Convenience$1,668$834$139
Plug-in Hybrid SEL$1,688$844$141
Limited$1,690$845$141
Hybrid Limited$1,726$863$144
Plug-in Hybrid Limited$1,772$886$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Hyundai Tucson, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Hyundai Tucson Insurance Cost by Trim Level

Hyundai Tucson versus the competition

The Hyundai Tucson ranks 26th out of 47 total comparison vehicles in the small SUV segment. The Tucson costs an estimated $1,656 per year for insurance, while the segment average is $1,649 annually, a difference of $7 per year.

When compared to the most popular models in the small SUV segment, Tucson car insurance rates cost $20 less per year than the Toyota RAV4, $122 more than the Honda CR-V, $26 more than the Chevrolet Equinox, and $10 less than the Nissan Rogue.

The table below shows all 47 models in the 2023 small SUV class ranked by insurance cost and compared to the Hyundai Tucson rate.

Insurance Cost Comparison: Hyundai Tucson vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$286
2Subaru Crosstrek$1,380-$276
3Nissan Kicks$1,386-$270
4Nissan Rogue Sport$1,412-$244
5Mazda CX-5$1,422-$234
6Buick Encore$1,442-$214
7Buick Envision$1,446-$210
8Kia Seltos$1,466-$190
9Hyundai Venue$1,478-$178
10Honda HR-V$1,508-$148
11Hyundai Kona$1,518-$138
12Subaru Forester$1,526-$130
13Honda CR-V$1,534-$122
14Mazda CX-30$1,538-$118
15Chevrolet Trax$1,558-$98
16Volkswagen Tiguan$1,572-$84
17Ford Bronco Sport$1,576-$80
18Fiat 500X$1,606-$50
19GMC Terrain$1,608-$48
20Kia Soul$1,614-$42
21Mitsubishi Eclipse Cross$1,616-$40
22Chevrolet Equinox$1,630-$26
23Toyota Corolla Cross$1,634-$22
24Volkswagen Taos$1,640-$16
25Mazda CX-50$1,652-$4
26Hyundai Tucson$1,656--
27Ford Escape$1,660$4
28Nissan Rogue$1,666$10
29Toyota RAV4$1,676$20
30Mazda MX-30$1,680$24
31Kia Niro$1,682$26
32Mini Cooper$1,690$34
33Jeep Compass$1,700$44
34Mini Cooper Clubman$1,720$64
35Jeep Renegade$1,746$90
36Chevrolet Bolt$1,756$100
37Toyota bz4X$1,758$102
38Kia Sportage$1,810$154
39Hyundai Ioniq 5$1,814$158
40Mini Cooper Countryman$1,860$204
41Mitsubishi Mirage$1,868$212
42Mitsubishi Outlander$1,872$216
43Volkswagen ID4$1,880$224
44Kia EV6$1,920$264
45Dodge Hornet$1,922$266
46Hyundai Nexo$1,990$334
47Ford Mustang Mach-E$2,048$392

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Hyundai Tucson vs Small SUVs

How much less does a used Hyundai Tucson cost to insure?

Insuring a 2013 model Tucson rather than a new 2023 model could save around $660 each year, depending on policy coverage levels.

Insuring a vehicle that is old enough to justify dropping full coverage completely could save an additional $484 annually, depending on what the comprehensive and collision deductibles were set to and the age of the driver.

The data below illustrates typical Hyundai Tucson auto insurance costs for the 2013 through 2023 model years. Annual policy costs range from the most affordable rate of $996 for a 2013 Hyundai Tucson to the most expensive yearly cost of $1,656 for a 2023 model.

Hyundai Tucson Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Hyundai Tucson$1,656$828$138
2022 Hyundai Tucson$1,584$792$132
2021 Hyundai Tucson$1,406$703$117
2020 Hyundai Tucson$1,386$693$116
2019 Hyundai Tucson$1,460$730$122
2018 Hyundai Tucson$1,410$705$118
2017 Hyundai Tucson$1,366$683$114
2016 Hyundai Tucson$1,328$664$111
2015 Hyundai Tucson$1,214$607$101
2014 Hyundai Tucson$1,192$596$99
2013 Hyundai Tucson$996$498$83

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Hyundai Tucson Insurance Cost by Model Year

Hyundai Tucson full coverage vs. liability only

Insuring an older model year Tucson for only liability insurance is a good way to reduce the cost of insurance. The table below shows liability-only car insurance rates for the 2006 to 2012 Tucson model years.

Hyundai Tucson Insurance Rates for 2006 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Hyundai Tucson$970$508
2011 Hyundai Tucson$932$504
2010 Hyundai Tucson$900$500
2009 Hyundai Tucson$866$496
2008 Hyundai Tucson$830$488
2007 Hyundai Tucson$796$480
2006 Hyundai Tucson$784$474

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Hyundai Tucson model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Hyundai Tucson Liability Insurance Rates