Hyundai Tucson Car Insurance Rates for 2021

How much does Hyundai Tucson insurance cost? We break down insurance rates from the base SE 2WD trim up to the Ultimate 4WD model to see how prices rank against all other compact SUVs.

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How much does Hyundai Tucson insurance cost?

Hyundai Tucson insurance costs an average of $1,264 per year for the 2021 model year. Average cost per month ranges from $96 to $115 depending on the trim level.

When policy cost is broken down by coverage type, collision coverage costs about $518 a year, liability and medical (or PIP) coverage costs an estimated $430, and the remaining comprehensive (or other-than-collision) coverage will cost around $316.

The chart below demonstrates average Hyundai Tucson car insurance rates using different policy scenarios. More mature drivers tend to have cheaper rates, whereas drivers with more risk or a tendency to have accidents and claims will pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2021 model year Hyundai Tucson with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Tucson trim levels.
Hyundai Tucson Insurance Cost Summary
Hyundai Tucson Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,846$237
Safe Driver Age 20$2,494$208
At-fault Accidents Age 40$1,778$148
Low Deductibles Age 40$1,632$136
Safe Driver Age 30$1,328$111
Safe Driver Age 40$1,264$105
Safe Driver Age 50$1,152$96
Safe Driver Age 60$1,132$94
High Deductibles Age 40$1,074$90
Discount Rate Age 40$1,052$88

The preceding insurance cost chart shows a fairly small set of insurance rate estimates for a Hyundai Tucson. If we included the entire data set including all rates for every possible combination of risk factors, including all 12 Hyundai Tucson trim levels and every zip code in the U.S., the chart would have 1,161,216,000,000 different rate possibilities.

Additional observations include:

  • Young males pay a lot more for insurance. For a 2021 Hyundai Tucson, a 20-year-old male driver pays an estimated $2,494 per year, while a 20-year-old woman will get a rate of $1,860, a difference of $634 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,152 and female driver rates are $1,130, a difference of only $22.
  • Improve your credit rating to save on insurance. In states that allow a driver’s credit rating to be used as a rate factor, drivers with high 800+ credit scores may see savings of $198 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit score could cost as much as $230 more per year.
  • Find cheap Tucson car insurance rates by qualifying for policy discounts. Discounts may be available if the insured drivers work in certain occupations, sign their policy early, are military or federal employees, are claim-free, are homeowners, or many other policy discounts which could save the average driver as much as $212 per year on their insurance cost.
  • Lower the cost of your policy by increasing deductibles. Jacking up your deductibles from $500 to $1,000 could save around $190 per year for a 40-year-old driver and $366 per year for a 20-year-old driver.
  • Low physical damage deductibles increases cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $200 per year for a 40-year-old driver and $386 per year for a 20-year-old driver.
  • Obey driving laws to save money. To pay the cheapest price for Tucson insurance rates, it’s necessary to drive safe. Not surprisingly, just a couple of minor lapses of judgement on your driving record could possibly raise the price of a policy as much as $328 per year. Serious citations like DUI and hit-and-run could raise rates by an additional $1,142 or more.

Is a Hyundai Tucson cheap to insure?

The cheapest model of Hyundai Tucson to insure is the SE 2WD at $1,154 per year. The next cheapest trim is the SE 4WD at $1,200 per year, and the third cheapest model to insure is the SEL 2WD also at $1,200 per year.

For the pricier trim levels, the two most expensive Tucson trim levels to insure are the Hyundai Tucson Ultimate 2WD and the Ultimate 4WD models at around $1,338 and $1,384 per year, respectively.

The table below illustrates average car insurance cost by trim level for the Tucson for different policy terms.

2021 Hyundai Tucson Insurance Cost by Trim Level
Hyundai Tucson Trim Level Annual Policy 6-month Policy Per Month
SE 2WD$1,154$577$96
SE 4WD$1,200$600$100
SEL 2WD$1,200$600$100
Value 2WD$1,200$600$100
SEL 4WD$1,246$623$104
Value 4WD$1,246$623$104
Limited 2WD$1,292$646$108
Sport 2WD$1,292$646$108
Sport 4WD$1,292$646$108
Limited 4WD$1,338$669$112
Ultimate 2WD$1,338$669$112
Ultimate 4WD$1,384$692$115

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Hyundai Tucson, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Hyundai Tucson Insurance Cost by Trim Level

Is Tucson insurance cheaper than other small SUVs?

The Hyundai Tucson ranks #14 out of 41 total comparison vehicles in the small SUV segment. The Tucson costs an estimated $1,264 per year for insurance, while the segment average is $1,357 annually, a difference of $93 per year.

When compared to the most popular models in the small SUV segment, Tucson car insurance rates cost $172 less per year than the Toyota RAV4, $58 more than the Honda CR-V, $18 less than the Chevrolet Equinox, and $70 less than the Nissan Rogue.

The table below shows all 41 models in the 2021 small SUV class ranked by insurance cost and compared to the Hyundai Tucson rate.

Insurance Cost Comparison: Hyundai Tucson vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-3$1,160-$104
2Honda CR-V$1,206-$58
3Mazda CX-5$1,222-$42
4Mazda CX-30$1,226-$38
5Ford Ecosport$1,230-$34
6Toyota C-HR$1,234-$30
7Nissan Rogue Sport$1,242-$22
8Hyundai Kona$1,244-$20
9Chevrolet Trax$1,246-$18
10Buick Envision$1,254-$10
11Nissan Kicks$1,256-$8
12Hyundai Venue$1,258-$6
13Mitsubishi Eclipse Cross$1,260-$4
14Hyundai Tucson$1,264--
15Kia Sportage$1,268$4
16Jeep Compass$1,270$6
17Kia Soul$1,274$10
18Chevrolet Equinox$1,282$18
19Chevrolet Trailblazer$1,290$26
20Honda HR-V$1,302$38
21Volkswagen Tiguan$1,308$44
22Subaru Forester$1,318$54
23Ford Escape$1,328$64
24Subaru Crosstrek$1,334$70
25Nissan Rogue$1,334$70
26Buick Encore$1,334$70
27Kia Seltos$1,344$80
28GMC Terrain$1,346$82
29Volkswagen ID4$1,382$118
30Fiat 500X$1,386$122
31Jeep Renegade$1,394$130
32Toyota RAV4$1,436$172
33Kia Niro$1,450$186
34Mini Cooper Countryman$1,486$222
35Mini Cooper$1,512$248
36Mitsubishi Mirage$1,540$276
37Ford Bronco$1,612$348
38Mini Cooper Clubman$1,650$386
39Mitsubishi Outlander$1,678$414
40Jeep Wrangler$1,706$442
41Hyundai Nexo$1,788$524

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Insurance Cost Comparison: Hyundai Tucson vs Small SUVs

Does a used Tucson cost less to insure?

Insuring a 2013 model Tucson rather than a new 2021 model could save $342 each year, depending on policy coverage levels.

Insuring a vehicle that is old enough to justify dropping full coverage completely could save an additional $478 annually, depending on what the comprehensive and collision deductibles were set to and the age of the driver.

The data below illustrates typical Hyundai Tucson auto insurance costs for the 2013 through 2021 model years. Annual policy costs range from the most affordable rate of $922 for a 2013 Hyundai Tucson to the most expensive yearly cost of $1,302 for a 2019 model.

Hyundai Tucson Insurance Cost for 2013-2021 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2021 Hyundai Tucson$1,264$632$105
2020 Hyundai Tucson$1,234$617$103
2019 Hyundai Tucson$1,302$651$109
2018 Hyundai Tucson$1,270$635$106
2017 Hyundai Tucson$1,236$618$103
2016 Hyundai Tucson$1,206$603$101
2015 Hyundai Tucson$1,108$554$92
2014 Hyundai Tucson$1,100$550$92
2013 Hyundai Tucson$922$461$77

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Hyundai Tucson Insurance Cost by Model Year

How much is insurance for a 2022 Hyundai Tucson?

Average car insurance rates for the 2022 Hyundai Tucson are estimated to be $1,346 per year, with the Tucson Hybrid costing slightly more to insure than the non-hybrid model. N Line and Plug-in Hybrid models are due out in the Summer of 2021.

Our data will be updated for the 2022 Tucson models as soon as enough car insurance policies have been issued to form a baseline average rate.

How much does liability insurance cost on a Tucson?

Insuring an older model year Tucson for only liability insurance is a good way to reduce the cost of insurance. The table below shows liability-only car insurance rates for the 2006 to 2012 Tuscon model years.

Hyundai Tucson Insurance Rates for 2006 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Hyundai Tucson$888$446
2011 Hyundai Tucson$864$444
2010 Hyundai Tucson$840$440
2009 Hyundai Tucson$806$436
2008 Hyundai Tucson$780$432
2007 Hyundai Tucson$750$430
2006 Hyundai Tucson$718$422

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Hyundai Tucson model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.
Hyundai Tucson Liability Insurance Rates

Does vehicle location matter?

Insurance rates by location range from cheaper rates like $870 a year in Charlotte, NC, to more expensive rates like $2,418 a year in Miami, FL. Other larger metro area rates include Mesa, AZ, at $1,242 per year, Chicago, IL, at $1,342, Oakland, CA, at an estimated $1,764, and Long Beach, CA, averaging $1,612.

The next chart shows typical Hyundai Tucson insurance rates in the biggest cities in America. Rates vary from $920 per year in Columbus, OH, to $2,364 in New York City, a difference of $1,444.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2021 Hyundai Tucson, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Hyundai Tucson trim levels.
Hyundai Tucson Insurance Rates in Large U.S. Cities
Hyundai Tucson Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,364$197
Philadelphia, PA$2,080$173
Los Angeles, CA$2,068$172
San Francisco, CA$1,774$148
San Jose, CA$1,462$122
Phoenix, AZ$1,422$119
San Diego, CA$1,394$116
Jacksonville, FL$1,392$116
Chicago, IL$1,342$112
Dallas, TX$1,318$110
Houston, TX$1,316$110
Indianapolis, IN$1,250$104
San Antonio, TX$1,180$98
Austin, TX$1,120$93
Columbus, OH$920$77