Hyundai Tucson Car Insurance Rates for 2022

How much does Hyundai Tucson insurance cost? We break down insurance rates from the base SE 2WD trim up to the Ultimate 4WD model to see how prices rank against all other compact SUVs.

Start QuoteCompare Tucson car insurance rates and save on your next policy.

How much does Hyundai Tucson insurance cost?

Hyundai Tucson insurance costs an average of $1,406 per year for the 2022 model year. Average cost per month ranges from $107 to $124 depending on the trim level.

When policy cost is broken down by coverage type, collision coverage costs about $562 a year, liability and medical (or PIP) coverage costs an estimated $508, and the remaining comprehensive (or other-than-collision) coverage will cost around $336.

The chart below demonstrates average Hyundai Tucson car insurance rates using different policy scenarios. More mature drivers tend to have cheaper rates, whereas drivers with more risk or a tendency to have accidents and claims will pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Hyundai Tucson with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Tucson trim levels.Data last updated on May 19, 2022
Hyundai Tucson Insurance Cost Summary
Hyundai Tucson Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,176$265
Safe Driver Age 20$2,786$232
At-fault Accidents Age 40$1,986$166
Low Deductibles Age 40$1,802$150
Safe Driver Age 30$1,474$123
Safe Driver Age 40$1,406$117
Safe Driver Age 50$1,282$107
Safe Driver Age 60$1,256$105
High Deductibles Age 40$1,202$100
Discount Rate Age 40$1,168$97

The preceding insurance cost chart shows a fairly small set of insurance rate estimates for a Hyundai Tucson. If we included the entire data set including all rates for every possible combination of risk factors, including all nine Hyundai Tucson trim levels and every zip code in the U.S., the chart would have 870,912,000,000 different rate possibilities.

Additional observations include:

  • Young males pay a lot more for insurance. For a 2022 Hyundai Tucson, a 20-year-old male driver pays an estimated $2,786 per year, while a 20-year-old woman will get a rate of $2,076, a difference of $710 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,282 and female driver rates are $1,256, a difference of only $26.
  • Improve your credit rating to save on insurance. In states that allow a driver’s credit rating to be used as a rate factor, drivers with high 800+ credit scores may see savings of $221 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit score could cost as much as $256 more per year.
  • Find cheap Tucson car insurance rates by qualifying for policy discounts. Discounts may be available if the insured drivers work in certain occupations, sign their policy early, are military or federal employees, are claim-free, are homeowners, or many other policy discounts which could save the average driver as much as $238 per year on their insurance cost.
  • Lower the cost of your policy by increasing deductibles. Jacking up your deductibles from $500 to $1,000 could save around $204 per year for a 40-year-old driver and $396 per year for a 20-year-old driver.
  • Low physical damage deductibles increases cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $212 per year for a 40-year-old driver and $414 per year for a 20-year-old driver.
  • Obey driving laws to save money. To pay the cheapest price for Tucson insurance rates, it’s necessary to drive safe. Not surprisingly, just a couple of minor lapses of judgement on your driving record could possibly raise the price of a policy as much as $370 per year. Serious citations like DUI and hit-and-run could raise rates by an additional $1,288 or more.

Is a Hyundai Tucson cheap to insure?

The cheapest model of Hyundai Tucson to insure is the SE at $1,286 per year. The next cheapest trim is the Hybrid Blue at $1,372 per year, and the third cheapest model to insure is the SEL also at $1,378 per year.

For the pricier trim levels, the two most expensive Tucson trim levels to insure are the Hyundai Tucson Hybrid Limited and the Plug-in Hybrid Limited models at around $1,452 and $1,490 per year, respectively.

The table below illustrates average car insurance cost by trim level for the Tucson for different policy terms.

2022 Hyundai Tucson Insurance Cost by Trim Level
Hyundai Tucson Trim Level Annual Policy 6-month Policy Per Month
SE$1,286$643$107
Hybrid Blue$1,372$686$114
SEL$1,378$689$115
N Line$1,410$705$118
Hybrid SEL Convenience$1,424$712$119
Limited$1,426$713$119
Plug-in Hybrid SEL$1,430$715$119
Hybrid Limited$1,452$726$121
Plug-in Hybrid Limited$1,490$745$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Hyundai Tucson, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Hyundai Tucson Insurance Cost by Trim Level

Is Tucson insurance cheaper than other small SUVs?

The Hyundai Tucson ranks #22 out of 46 total comparison vehicles in the small SUV segment. The Tucson costs an estimated $1,406 per year for insurance, while the segment average is $1,416 annually, a difference of $10 per year.

When compared to the most popular models in the small SUV segment, Tucson car insurance rates cost $24 less per year than the Toyota RAV4, $80 more than the Honda CR-V, $10 less than the Chevrolet Equinox, and $76 less than the Nissan Rogue.

The table below shows all 46 models in the 2022 small SUV class ranked by insurance cost and compared to the Hyundai Tucson rate.

Insurance Cost Comparison: Hyundai Tucson vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,152-$254
2Nissan Kicks$1,180-$226
3Chevrolet Trailblazer$1,188-$218
4Subaru Crosstrek$1,216-$190
5Toyota C-HR$1,250-$156
6Buick Encore$1,252-$154
7Nissan Rogue Sport$1,262-$144
8Hyundai Venue$1,286-$120
9Buick Envision$1,288-$118
10Kia Seltos$1,290-$116
11Toyota Corolla Cross$1,298-$108
12Hyundai Kona$1,310-$96
13Subaru Forester$1,312-$94
14Volkswagen Tiguan$1,314-$92
15Honda CR-V$1,326-$80
16Mazda CX-30$1,340-$66
17Honda HR-V$1,360-$46
18Ford Ecosport$1,372-$34
19Chevrolet Trax$1,386-$20
20GMC Terrain$1,394-$12
21Mitsubishi Eclipse Cross$1,396-$10
22Hyundai Tucson$1,406--
23Chevrolet Bolt$1,412$6
24Chevrolet Equinox$1,416$10
25Volkswagen Taos$1,420$14
26Fiat 500X$1,424$18
27Toyota RAV4$1,430$24
28Kia Soul$1,432$26
29Mazda MX-30$1,460$54
30Jeep Compass$1,468$62
31Kia Niro$1,470$64
32Nissan Rogue$1,482$76
33Ford Escape$1,490$84
34Hyundai Ioniq 5$1,502$96
35Mini Cooper Clubman$1,504$98
36Jeep Renegade$1,508$102
37Kia Sportage$1,514$108
38Ford Bronco$1,520$114
39Volkswagen ID4$1,542$136
40Mini Cooper$1,550$144
41Mini Cooper Countryman$1,572$166
42Mitsubishi Outlander$1,628$222
43Mitsubishi Mirage$1,642$236
44Ford Mustang Mach-E$1,712$306
45Hyundai Nexo$1,730$324
46Jeep Wrangler$1,732$326

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Insurance Cost Comparison: Hyundai Tucson vs Small SUVs

Does a used Tucson cost less to insure?

Insuring a 2013 model Tucson rather than a new 2022 model could save $512 each year, depending on policy coverage levels.

Insuring a vehicle that is old enough to justify dropping full coverage completely could save an additional $444 annually, depending on what the comprehensive and collision deductibles were set to and the age of the driver.

The data below illustrates typical Hyundai Tucson auto insurance costs for the 2013 through 2022 model years. Annual policy costs range from the most affordable rate of $894 for a 2013 Hyundai Tucson to the most expensive yearly cost of $1,298 for a 2019 model.

Hyundai Tucson Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Hyundai Tucson$1,406$703$117
2021 Hyundai Tucson$1,246$623$104
2020 Hyundai Tucson$1,224$612$102
2019 Hyundai Tucson$1,298$649$108
2018 Hyundai Tucson$1,254$627$105
2017 Hyundai Tucson$1,226$613$102
2016 Hyundai Tucson$1,186$593$99
2015 Hyundai Tucson$1,098$549$92
2014 Hyundai Tucson$1,074$537$90
2013 Hyundai Tucson$894$447$75

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Hyundai Tucson Insurance Cost by Model Year

How much does liability insurance cost on a Tucson?

Insuring an older model year Tucson for only liability insurance is a good way to reduce the cost of insurance. The table below shows liability-only car insurance rates for the 2006 to 2012 Tuscon model years.

Hyundai Tucson Insurance Rates for 2006 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Hyundai Tucson$868$446
2011 Hyundai Tucson$844$442
2010 Hyundai Tucson$812$440
2009 Hyundai Tucson$784$436
2008 Hyundai Tucson$754$432
2007 Hyundai Tucson$722$424
2006 Hyundai Tucson$694$418

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Hyundai Tucson model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Hyundai Tucson Liability Insurance Rates

Does vehicle location matter?

Insurance rates by location range from cheaper rates like $1,012 a year in Charlotte, NC, to more expensive rates like $2,736 a year in Miami, FL. Other larger metro area rates include Mesa, AZ, at $1,426 per year, Chicago, IL, at $1,540, Oakland, CA, at an estimated $2,004, and Long Beach, CA, averaging $1,840.

The next chart shows typical Hyundai Tucson insurance rates in the biggest cities in America. Rates vary from $1,066 per year in Columbus, OH, to $2,674 in New York City, a difference of $1,608.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Hyundai Tucson, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Hyundai Tucson trim levels.Data last updated on March 24, 2022
Hyundai Tucson Insurance Rates in Large U.S. Cities
Hyundai Tucson Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,674$223
Philadelphia, PA$2,360$197
Los Angeles, CA$2,348$196
San Francisco, CA$2,018$168
Jacksonville, FL$2,008$167
San Jose, CA$1,670$139
Phoenix, AZ$1,628$136
San Diego, CA$1,592$133
Chicago, IL$1,540$128
Dallas, TX$1,512$126
Houston, TX$1,504$125
Indianapolis, IN$1,426$119
San Antonio, TX$1,354$113
Austin, TX$1,290$108
Columbus, OH$1,066$89