Hyundai Tucson vs. Hyundai Palisade Insurance Comparison

See if a Hyundai Tucson or a Hyundai Palisade has cheaper car insurance and save. Average rates compared since the 2020 model year.

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  • A 2024 Hyundai Tucson is cheaper to insure than a 2024 Hyundai Palisade by an average of $168 per year, $1,764 compared to $1,932.
  • For the 2024 Hyundai Tucson, auto insurance rates cost from $1,608 to $1,894 per year, while auto insurance for a 2024 Hyundai Palisade costs from $1,786 to $2,064.

2024 Hyundai Tucson vs. Hyundai Palisade

For the 2024 model year, the model with cheaper average insurance rates is the Hyundai Tucson. Insurance on the Hyundai Tucson averages $1,764 per year, whereas the Hyundai Palisade averages $1,932 per year.

Out of 10 Hyundai Tucson trims, the cheapest 2024 trim to insure is the SE model at an average cost of $1,608 per year.

For the six trims available for the Hyundai Palisade, the cheapest 2024 trim to insure is the SE trim at a cost of $1,786.

When rates are compared for the 16 trim levels of both 2024 models, the cheapest model and trim level is the Hyundai Tucson SE at an average cost of $1,608 per year. The highest-cost model and trim is the Hyundai Palisade Calligraphy Night at a cost of $2,064 per year.

The next table ranks the yearly and monthly cost of car insurance for 2024 Hyundai Tucson and Hyundai Palisade models, with average rates for each trim level.

2024 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,608$134
$1,660$138
$1,722$144
$1,750$146
$1,768$147
$1,786$149
$1,790$149
$1,790$149
$1,820$152
$1,830$153
$1,850$154
$1,894$158
$1,900$158
$1,976$165
$2,016$168
$2,064$172

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Hyundai Tucson vs Hyundai Palisade Insurance Cost by Trim Level

The chart below shows the average cost to insure both models with different driver age groups. Average car insurance cost ranges from $1,564 to $3,534 per year for a 2024 Hyundai Tucson, and $1,698 to $3,930 for a 2024 Hyundai Palisade for the driver ages used.

Figure 1: Average car insurance premiums for 2024 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on February 22, 2024.

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Data Methodology: Rates based on a 2024 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Hyundai Tucson vs. 2024 Hyundai Palisade Insurance Cost
2024 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,430$6,091
20-Year-Old$3,534$3,930
25-Year-Old$2,044$2,252
30-Year-Old$1,884$2,074
40-Year-Old$1,764$1,932
50-Year-Old$1,564$1,698
60-Year-Old$1,462$1,594

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 22, 2024

The tables below show the cost to insure the available trim levels for both 2024 models, as well as an average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Hyundai Tucson.

2024 Hyundai Tucson

$1,764

Insurance Rates by Trim Level for a 2024 Hyundai Tucson
2024 Hyundai Tucson TrimsRate
SE$1,608
SEL1,660
Hybrid Blue1,722
XRT1,750
Hybrid SEL Convenience1,768
Limited1,790
N Line1,790
Plug-in Hybrid SEL1,820
Hybrid Limited1,830
Plug-in Hybrid Limited1,894
2024 Hyundai Tucson Average Rate$1,764

2024 Hyundai Palisade

$1,932

Insurance Rates by Trim Level for 2024 Hyundai Tucson
2024 Hyundai Palisade TrimsRate
SE$1,786
SEL1,850
XRT1,900
Limited1,976
Calligraphy2,016
Calligraphy Night2,064
2024 Hyundai Palisade Average Rate$1,932

2023 Hyundai Tucson vs. Hyundai Palisade

For the 2023 model year, the model having the cheapest rates is the Hyundai Tucson. Insurance on a Hyundai Tucson costs an average of $1,686 per year and the Hyundai Palisade averages $1,716 per year.

Rates vary considerably depending on the trim level of the vehicle being insured, however. For example, on a 2023 Hyundai Tucson, average insurance rates range from the lowest rate of $1,556 per year for the SE model up to $1,804 for the Plug-in Hybrid Limited model. For a 2023 Hyundai Palisade, rates can range from $1,602 per year on the SE model up to $1,824 on the most expensive Calligraphy model.

The next table ranks the cost of car insurance for 2023 Hyundai Tucson and Hyundai Palisade models, showing the cost to insure each trim level.

2023 Model Year Hyundai Tucson vs. Hyundai Palisade Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,556$130
$1,590$133
$1,602$134
$1,646$137
$1,664$139
$1,686$141
$1,686$141
$1,696$141
$1,704$142
$1,718$143
$1,718$143
$1,758$147
$1,794$150
$1,804$150
$1,824$152

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Hyundai Tucson vs Hyundai Palisade Insurance Cost by Trim Level

The next chart shows the average car insurance cost for both 2023 models with different drivers at the wheel. The average cost of car insurance ranges from $1,500 to $3,380 per year for a 2023 Hyundai Tucson, and $1,514 to $3,442 for a 2023 Hyundai Palisade for the example age groups.

Figure 2: Average car insurance premiums for 2023 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2023 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Hyundai Tucson vs. 2023 Hyundai Palisade Insurance Cost
2023 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$5,184$5,303
20-Year-Old$3,380$3,442
25-Year-Old$1,956$1,996
30-Year-Old$1,794$1,840
40-Year-Old$1,686$1,716
50-Year-Old$1,500$1,514
60-Year-Old$1,404$1,420

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 23, 2024

A 2023 Hyundai Tucson has 10 trim levels available, with the most affordable trim level to insure being the SE trim at an average cost of $1,556 per year. For the five different trim levels available for the Hyundai Palisade, the most affordable 2023 trim level to insure is the SE trim at a cost of $1,602.

When comparing rates by trim level for both models, the cheapest model and trim level to buy insurance for is the Hyundai Tucson SE at an average cost of $1,556 per year. The most expensive model and trim level is the Hyundai Palisade Calligraphy at a cost of $1,824 per year.

The next tables detail all the available trims for both 2023 models, including an overall average rate. The cheapest of the two models to insure for the 2023 model year is the Hyundai Tucson.

2023 Hyundai Tucson

$1,686

Insurance Rates by Trim Level for a 2023 Hyundai Tucson
2023 Hyundai Tucson TrimsRate
SE$1,556
SEL1,590
Hybrid Blue1,646
XRT1,686
N Line1,686
Hybrid SEL Convenience1,696
Limited1,718
Plug-in Hybrid SEL1,718
Hybrid Limited1,758
Plug-in Hybrid Limited1,804
2023 Hyundai Tucson Average Rate$1,686

2023 Hyundai Palisade

$1,716

Insurance Rates by Trim Level for 2023 Hyundai Tucson
2023 Hyundai Palisade TrimsRate
SE$1,602
SEL1,664
XRT1,704
Limited1,794
Calligraphy1,824
2023 Hyundai Palisade Average Rate$1,716

2022 Hyundai Tucson vs. Hyundai Palisade

A 2022 Hyundai Tucson costs $56 less per year to insure per year on average than a 2022 Hyundai Palisade, a difference of 3.4%.

The chart below demonstrates the average car insurance cost for the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,432 to $3,232 per year on a 2022 Hyundai Tucson, and $1,468 to $3,338 on the 2022 Hyundai Palisade for the five age groups shown in the chart.

Figure 3: Average car insurance premiums for 2022 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Hyundai Tucson vs. 2022 Hyundai Palisade Insurance Cost
2022 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$4,955$5,145
20-Year-Old$3,232$3,338
25-Year-Old$1,864$1,934
30-Year-Old$1,712$1,782
40-Year-Old$1,608$1,664
50-Year-Old$1,432$1,468
60-Year-Old$1,340$1,376

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

A 2022 Hyundai Tucson has nine trim levels available, with the cheapest trim to insure being the SE model at an average cost of $1,470 per year. A 2022 Hyundai Palisade has four option levels available, with the most affordable model to insure being the SE model at an average cost of $1,564 per year.

When trim-level rates for both models are compared, the cheapest vehicle to put coverage on is the Hyundai Tucson SE at a cost of $1,470 per year, and the most expensive trim is the Hyundai Palisade Calligraphy at an average cost of $1,750 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2022 models, plus the average rate for each model.

2022 Hyundai Tucson

$1,608

Insurance Rates by Trim Level for a 2022 Hyundai Tucson
2022 Hyundai Tucson TrimsRate
SE$1,470
Hybrid Blue1,568
SEL1,576
N Line1,612
Hybrid SEL Convenience1,626
Limited1,630
Plug-in Hybrid SEL1,634
Hybrid Limited1,660
Plug-in Hybrid Limited1,704
2022 Hyundai Tucson Average Rate$1,608

2022 Hyundai Palisade

$1,664

Insurance Rates by Trim Level for 2022 Hyundai Tucson
2022 Hyundai Palisade TrimsRate
SE$1,564
SEL1,616
Limited1,724
Calligraphy1,750
2022 Hyundai Palisade Average Rate$1,664

2021 Hyundai Tucson vs. Hyundai Palisade

When comparing car insurance rates for 2021 models, the Hyundai Tucson costs an average of $1,432 per year to insure and the Hyundai Palisade costs $1,626, making the Hyundai Tucson the cheaper model to insure by $194 for 2021.

The rate chart below illustrates the average cost to insure both 2021 models for drivers from ages 20 to 50. For a 2021 Hyundai Tucson, average car insurance quotes range from $1,276 to $2,872 per year for the example age groups. Full-coverage insurance for the 2021 Hyundai Palisade costs from $1,442 to $3,286 on average per year.

Figure 4: Average car insurance premiums for 2021 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2021 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Hyundai Tucson vs. 2021 Hyundai Palisade Insurance Cost
2021 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$4,404$5,065
20-Year-Old$2,872$3,286
25-Year-Old$1,658$1,886
30-Year-Old$1,524$1,736
40-Year-Old$1,432$1,626
50-Year-Old$1,276$1,442
60-Year-Old$1,192$1,350

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 23, 2024

For the 12 trims available for a 2021 Hyundai Tucson, the lowest-cost trim to insure is the SE 2WD model at an average cost of $1,306 per year, or about $109 per month.

For the 10 different trim levels available for the Hyundai Palisade, the most affordable 2021 trim level to insure is the SE 2WD model at a cost of $1,538.

When comparing combined rates for both models from a trim-level perspective, the most affordable model and trim level to put coverage on is the Hyundai Tucson SE 2WD at an average rate of $1,306 per year, and the highest-cost model and trim is the Hyundai Palisade Limited AWD costing an average of $1,746 per year.

The next tables display average car insurance rates for every trim level for both 2021 models, along with an average cost for each model. The cheapest model to insure for the 2021 model year is the Hyundai Tucson.

2021 Hyundai Tucson

$1,432

Insurance Rates by Trim Level for a 2021 Hyundai Tucson
2021 Hyundai Tucson TrimsRate
SE 2WD$1,306
SE 4WD1,358
SEL 2WD1,358
Value 2WD1,358
SEL 4WD1,412
Value 4WD1,412
Limited 2WD1,464
Sport 2WD1,464
Sport 4WD1,464
Limited 4WD1,514
Ultimate 2WD1,514
Ultimate 4WD1,568
2021 Hyundai Tucson Average Rate$1,432

2021 Hyundai Palisade

$1,626

Insurance Rates by Trim Level for 2021 Hyundai Tucson
2021 Hyundai Palisade TrimsRate
SE 2WD$1,538
SE AWD1,588
SEL 2WD1,588
SEL AWD1,588
SEL Convenience 2WD1,588
SEL Convenience AWD1,642
SEL Premium 2WD1,642
SEL Premium AWD1,642
Limited 2WD1,694
Limited AWD1,746
2021 Hyundai Palisade Average Rate$1,626

2020 Hyundai Tucson vs. Hyundai Palisade

When comparing average insurance rates for 2020 models, a Hyundai Tucson costs an average of $1,392 per year to insure while a Hyundai Palisade costs $1,578, making the Hyundai Tucson cheaper to insure by $186 per year for this model year.

The rate chart below displays the average car insurance cost for both 2020 models for the 20 to 50-year-old driver age groups. For a 2020 Hyundai Tucson, average insurance prices vary from $1,242 to $2,790 per year for the chosen age groups in the chart. Car insurance for the 2020 Hyundai Palisade ranges from $1,400 to $3,190 on average per year.

Figure 5: Average car insurance premiums for 2020 Hyundai Tucson and Hyundai Palisade models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2020 model year Hyundai Tucson and Hyundai Palisade. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Hyundai Tucson vs. 2020 Hyundai Palisade Insurance Cost
2020 Hyundai Tucson vs. Hyundai Palisade Insurance Cost
Driver Age Hyundai Tucson Hyundai Palisade
18-Year-Old$4,275$4,912
20-Year-Old$2,790$3,190
25-Year-Old$1,610$1,832
30-Year-Old$1,482$1,682
40-Year-Old$1,392$1,578
50-Year-Old$1,242$1,400
60-Year-Old$1,160$1,312

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 23, 2024

For the 12 trim levels available for a 2020 Hyundai Tucson, the lowest-cost trim level to insure is the SE 2WD trim at an average cost of $1,270 per year. For the 10 different option levels available for the Hyundai Palisade, the most affordable 2020 trim level to insure is the SE 2WD model at a cost of $1,490.

When rates for all 22 trim levels for both vehicles are combined and compared, the cheapest trim to put coverage on is the Hyundai Tucson SE 2WD at a cost of $1,270 per year. The most expensive vehicle to insure is the Hyundai Palisade Limited AWD at an average cost of $1,692 per year.

The tables below illustrate the average cost to insure all 2020 trim levels, along with the average rate for each model.

2020 Hyundai Tucson

$1,392

Insurance Rates by Trim Level for a 2020 Hyundai Tucson
2020 Hyundai Tucson TrimsRate
SE 2WD$1,270
SE 4WD1,322
SEL 2WD1,322
Value 2WD1,322
SEL 4WD1,372
Value 4WD1,372
Limited 2WD1,420
Sport 2WD1,420
Sport 4WD1,420
Limited 4WD1,472
Ultimate 2WD1,472
Ultimate 4WD1,520
2020 Hyundai Tucson Average Rate$1,392

2020 Hyundai Palisade

$1,578

Insurance Rates by Trim Level for 2020 Hyundai Tucson
2020 Hyundai Palisade TrimsRate
SE 2WD$1,490
SE AWD1,542
SEL 2WD1,542
SEL AWD1,542
SEL Convenience 2WD1,542
SEL Convenience AWD1,592
SEL Premium 2WD1,592
SEL Premium AWD1,592
Limited 2WD1,654
Limited AWD1,692
2020 Hyundai Palisade Average Rate$1,578

Additional Hyundai Tucson and Hyundai Palisade Resources