Hyundai Tucson vs. Hyundai Santa Fe – Which Car Insurance Costs Less?

• The Hyundai Tucson steamrolls the Hyundai Santa Fe in our cost analysis, costing $206 less per year to insure on average.
• For a 2024 Hyundai Tucson, auto insurance prices range from $1,986 to $2,338 per year, while insurance for the 2024 Hyundai Santa Fe ranges from $2,142 to $2,530, depending on the model being insured.
• The Hyundai Tucson averages $45 less per year than the average cost to insure a vehicle in the U.S. of $2,221, while the Hyundai Santa Fe costs $161 more per year.

Is car insurance cheaper for a Hyundai Tucson or Santa Fe?

For 2024 Hyundai Tucson and Hyundai Santa Fe models, the model with the lower car insurance rates is the Hyundai Tucson. Average car insurance rates for the Hyundai Tucson are $2,176 per year, and insurance for the Hyundai Santa Fe averages $2,382 per year.

Out of 10 trim levels for the 2024 Hyundai Tucson, the cheapest insurance prices are on the SE model at a cost of $1,986 per year, or around $166 per month.

The 2024 Hyundai Santa Fe has 10 trim levels available, with the cheapest model to insure being the SE model at an average cost of $2,142 per year, or about $179 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level is the Hyundai Tucson SE at an average cost of $1,986 per year. The highest-cost model and trim is the Hyundai Santa Fe Plug-in Hybrid Limited costing $2,530 per year.

The table below ranks the yearly and monthly cost of car insurance for 2024 Hyundai Tucson and Hyundai Santa Fe models, with average rates for every trim level for each model.

The chart below displays the average cost to insure both 2024 models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of car insurance ranges from $1,928 to $4,362 per year for a 2024 Hyundai Tucson, and $2,104 to $4,824 for a 2024 Hyundai Santa Fe for the age groups used in the chart.

The next two tables illustrate average car insurance cost by trim level for each 2024 model, along with the average rate for each model.

2023 Hyundai Tucson vs. Hyundai Santa Fe

For 2023 Tucson and Santa models, the model with the cheapest average insurance rates is the Hyundai Tucson. Insurance on the Hyundai Tucson averages $2,082 per year, while insurance for a Hyundai Santa Fe costs an average of $2,336 per year.

Out of 10 trims for the 2023 Hyundai Tucson, the cheapest average insurance prices are on the SE trim at a cost of $1,922 per year.

Out of the 10 trims available for the Hyundai Santa Fe, the cheapest 2023 trim level to insure is the SE trim at a cost of $2,118 per year, or around $177 per month.

When all 20 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Hyundai Tucson SE at an average of $1,922 per year. The highest-cost model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited at an average cost of $2,472 per year.

The next table compares and ranks the annual and monthly cost of car insurance for 2023 Hyundai Tucson and Hyundai Santa Fe models, with average rates for each vehicle.

The next chart displays the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of car insurance ranges from $1,852 to $4,172 per year for a 2023 Hyundai Tucson, and $2,068 to $4,722 for a 2023 Hyundai Santa Fe for the included age groups.

The two tables below show the expected annual car insurance cost by trim level for both 2023 models, along with an average cost for each model. The 2023 Hyundai Tucson can declare victory over the 2023 Hyundai Santa Fe for the cheapest average car insurance rates.

2022 Hyundai Tucson vs. Hyundai Santa Fe

For 2022, the model having more affordable car insurance is the Hyundai Tucson. Insurance on the Hyundai Tucson averages $1,986 per year, whereas insurance for a Hyundai Santa Fe averages $2,230 per year.

Insurance rates vary quite a bit for each of the different trim levels, however. For example, on a 2022 Hyundai Tucson, insurance rates range from the cheapest price of $1,812 per year for the SE model up to $2,102 for the Plug-in Hybrid Limited model. For the 2022 Hyundai Santa Fe, rates range from $2,070 per year on the SE model up to $2,372 for the most expensive to insure Plug-in Hybrid Limited model.

The table below ranks the annual and monthly cost of car insurance for 2022 Hyundai Tucson and Hyundai Santa Fe models, broken down by trim level.

The following chart shows the average car insurance cost for both models for different driver ages. The average full-coverage insurance policy ranges from $1,766 to $3,988 per year for the 2022 Hyundai Tucson, and $1,978 to $4,508 on a 2022 Hyundai Santa Fe for the driver examples in the chart.

For the nine trim levels available for the 2022 Hyundai Tucson, the cheapest trim to insure is the SE model at an average cost of $1,812 per year, or around $151 per month. For the 10 option levels available for a Hyundai Santa Fe, the lowest-cost 2022 trim package to insure is the SE model at a cost of $2,070 per year, or around $173 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Hyundai Tucson SE at an average of $1,812 per year. The most expensive model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited costing $2,372 per year.

The tables shown below break down trim level insurance rates for each 2022 model, as well as the overall average rate for each model. The cheapest to insure for the 2022 model year is the Hyundai Tucson.

2021 Hyundai Tucson vs. Hyundai Santa Fe

For the 2021 Hyundai Tucson and Hyundai Santa Fe models, the Hyundai Tucson is cheaper to insure by an average of $440 per year for this comparison year.

The rate chart below illustrates the average cost to insure the two models rated for different driver ages. For a 2021 Hyundai Tucson, the average car insurance cost ranges from $1,576 to $3,546 per year. Car insurance on the 2021 Hyundai Santa Fe ranges from $1,966 to $4,474 on average per year.

Out of 12 Hyundai Tucson trims, the cheapest 2021 trim to insure is the SE 2WD trim at an average cost of $1,614 per year, or about $135 per month. Out of the 14 different trim levels available for a Hyundai Santa Fe, the lowest-cost 2021 trim to insure is the SE 2WD trim at a cost of $2,064 per year, or about $172 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level to put coverage on is the Hyundai Tucson SE 2WD at an average cost of $1,614 per year. The most expensive model and trim level is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD at an average of $2,320 per year.

The rate tables below illustrate average car insurance cost by trim level for each 2021 model, including an overall average rate. The 2021 Hyundai Tucson has more affordable average car insurance than the 2021 Hyundai Santa Fe.

2020 Hyundai Tucson vs. Hyundai Santa Fe

When comparing car insurance rates for 2020 models, a Hyundai Tucson costs an average of $1,718 per year to insure while a Hyundai Santa Fe costs $2,148, making the Hyundai Tucson cheaper to insure by $430 per year for this model year.

The next chart visualizes the average cost to insure both 2020 models for four different driver age groups. For the 2020 Hyundai Tucson, the average cost of car insurance ranges from $1,532 to $3,442 per year for the age groups in the chart. Car insurance for a 2020 Hyundai Santa Fe costs from $1,912 to $4,348 on average per year.

For the 12 trim levels available for the 2020 Hyundai Tucson, the lowest-cost trim to insure is the SE 2WD model at an average cost of $1,568 per year.

Out of the 14 different trim levels available for a Hyundai Santa Fe, the lowest-cost 2020 model to insure is the SE 2WD trim at a cost of $2,006 per year, or $167 per month.

When rates for all 26 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Hyundai Tucson SE 2WD at an average of $1,568 per year, and the overall most expensive vehicle to insure is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD at an average cost of $2,254 per year.

The rate tables below illustrate trim level insurance rates for each 2020 model, including an overall average cost for each model. The 2020 Hyundai Tucson has more affordable average car insurance rates than the 2020 Hyundai Santa Fe.

2019 Hyundai Tucson vs. Hyundai Santa Fe

For 2019 Hyundai Tucson and Hyundai Santa Fe models, the Hyundai Tucson has lower-cost car insurance by $226 per year.

The chart shown below shows the average cost to insure the two models for drivers aged 20 to 50. Average car insurance cost ranges from $1,598 to $3,600 per year for a 2019 Hyundai Tucson, and $1,796 to $4,088 on a 2019 Hyundai Santa Fe for the driver examples in the chart.

The 2019 Hyundai Tucson has 12 trims available, with the most affordable trim level to insure being the SE 2WD trim at an average cost of $1,686 per year, or $141 per month.

Out of the 20 trim and option levels available for a Hyundai Santa Fe, the cheapest 2019 trim level to insure is the XL SE 2WD model at a cost of $1,804 per year, or about $150 per month.

When all 32 trims of both models are combined and compared, the most affordable model and trim level to insure is the Hyundai Tucson SE 2WD at an average rate of $1,686 per year, and the most expensive model and trim level is the Hyundai Santa Fe Ultimate AWD costing $2,186 per year.

The next tables illustrate average car insurance cost by trim level for each 2019 model, including the average rate for each model. The winner for the 2019 car insurance rate comparison is the Hyundai Tucson.

2018 Hyundai Tucson vs. Hyundai Santa Fe

For 2018 Hyundai Tucson and Hyundai Santa Fe models, the Hyundai Tucson has lower-cost car insurance by $352 per year.

The chart below demonstrates the average insurance cost for both models with different drivers at the wheel. Insurance cost ranges from $1,518 to $3,412 per year for a 2018 Hyundai Tucson, and $1,830 to $4,156 for the 2018 Hyundai Santa Fe for the five age groups shown in the chart.

The 2018 Hyundai Tucson has 12 trims available, with the cheapest trim to insure being the SE 2WD model at an average cost of $1,620 per year, or $135 per month. For the 12 trim levels available for the Hyundai Santa Fe, the most affordable 2018 trim level to insure is the Sport 2WD trim at a cost of $1,928 per year, or $161 per month.

When all 24 trims of both models are combined and compared, the most affordable model and trim level to buy insurance for is the Hyundai Tucson SE 2WD at an average of $1,620 per year, and the most expensive trim is the Hyundai Santa Fe SE Ultimate AWD costing $2,150 per year.

The tables below show both 2018 models and all trim levels available for each one, including the average rate for each model. The 2018 Hyundai Tucson reigns victorious over the 2018 Hyundai Santa Fe for cheapest car insurance cost.

2017 Hyundai Tucson vs. Hyundai Santa Fe

For the 2017 Hyundai Tucson and Hyundai Santa Fe models, the Hyundai Tucson costs less to insure by an average of $274 per year for this model year.

The next chart illustrates the average cost to insure both models using different driver ages. Average full-coverage insurance ranges from $1,468 to $3,294 per year for a 2017 Hyundai Tucson, and $1,712 to $3,880 on the 2017 Hyundai Santa Fe for the example age groups.

Out of 12 trim levels for a 2017 Hyundai Tucson, the lowest-cost average car insurance prices are on the SE 2WD model at a cost of $1,568 per year, or about $131 per month. For the 12 different trim levels available for the Hyundai Santa Fe, the lowest-cost 2017 model to insure is the Sport 2WD model at a cost of $1,758.

When trim-level rates for both models are compared, the overall cheapest vehicle to buy insurance for is the Hyundai Tucson SE 2WD at a cost of $1,568 per year, and the highest-cost model and trim is the Hyundai Santa Fe Sport 2.0T Ultimate 2WD at an average of $2,022 per year.

The tables shown below detail trim level insurance rates for each 2017 model, including an overall average rate. The 2017 Hyundai Tucson has more affordable average car insurance rates than the 2017 Hyundai Santa Fe.

2016 Hyundai Tucson vs. Hyundai Santa Fe

A 2016 Hyundai Tucson costs $134 less per year to insure per year on average than a 2016 Hyundai Santa Fe, a difference of 8.2%.

The following chart visualizes the average car insurance cost for both models rated for different driver ages. A full-coverage car insurance policy ranges from $1,398 to $3,118 per year for a 2016 Hyundai Tucson, and $1,512 to $3,416 on the 2016 Hyundai Santa Fe for the five driver ages sampled in the chart.

For the eight trim levels available for the 2016 Hyundai Tucson, the lowest-cost trim to insure is the SE 2WD model at an average cost of $1,492 per year, or $124 per month. For the 17 trims available for the Hyundai Santa Fe, the most affordable 2016 model to insure is the Sport 2WD model at a cost of $1,558.

When auto insurance rates for all 25 trim levels for the 2016 model year of both models are compared, the cheapest trim to put coverage on is the Hyundai Tucson SE 2WD at a cost of $1,492 per year, and the most expensive trim is the Hyundai Santa Fe Sport 2.0T Tech 4WD costing an average of $1,798 per year.

The rate tables below break down average car insurance rates for every trim level for both 2016 models, plus the average rate for each model. The winner for the 2016 car insurance rate comparison is the Hyundai Tucson.

2015 Hyundai Tucson vs. Hyundai Santa Fe

For the 2015 Hyundai Tucson and Hyundai Santa Fe models, the Hyundai Tucson costs less to insure by $186 per year for this model year.

The chart shown below visualizes the average car insurance cost for both models rated for drivers aged 20 to 50. For a 2015 Hyundai Tucson, the average cost of car insurance ranges from $1,278 to $2,868 per year for the included age groups. Car insurance on the 2015 Hyundai Santa Fe costs from $1,438 to $3,256 on average per year.

For the six trims available for the 2015 Hyundai Tucson, the most affordable trim level to insure is the GLS 2WD trim at an average cost of $1,350 per year.

For the 15 different option levels available for a Hyundai Santa Fe, the most affordable 2015 model to insure is the Sport 2WD trim at a cost of $1,470.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Hyundai Tucson GLS 2WD at an average of $1,350 per year. The most expensive model and trim level is the Hyundai Santa Fe Sport 2.0T Tech 4WD at a cost of $1,738 per year.

The rate tables below break down both 2015 models and all trim levels available for each one, along with the average rate for each model. The model with the cheapest car insurance rates for 2015 is the Hyundai Tucson.

Additional Hyundai Tucson and Hyundai Santa Fe Resources

• Hyundai Tucson Insurance Cost
• Hyundai Santa Fe Insurance Cost
• Small SUV Insurance Cost Comparisons
• Midsize SUV Insurance Cost Comparisons