Jeep Grand Cherokee vs. GMC Acadia Insurance Rates Compared

• If the lowest car insurance premium determines which model you take home from the dealership, you will probably want to lean towards buying the GMC Acadia over the Jeep Grand Cherokee.
• For the 2023 Jeep Grand Cherokee, auto insurance prices cost from $1,684 to $2,022 per year, while the average insurance rate for a 2023 GMC Acadia costs from $1,592 to $1,766.
• The Grand Cherokee Laredo 2WD and Laredo 4x4 trim levels are the most affordable Jeep Grand Cherokee models to insure, while the Acadia SLE 2WD and SLE AWD trim levels are the most affordable GMC Acadia models to insure.

2023 Jeep Grand Cherokee vs. GMC Acadia insurance cost

Car insurance rates for a 2023 Jeep Grand Cherokee cost an average of $1,876 per year, while insurance for a GMC Acadia costs an average of $1,682 per year, making the GMC Acadia the cheaper of the two by $194 per year.

The actual price you’ll pay for insurance can vary considerably depending on the trim of the model being insured, however.

For a 2023 Jeep Grand Cherokee, average car insurance rates range from $1,684 per year for the Laredo 2WD model up to the highest rate of $2,022 for the Summit Reserve 4xe model.

For a 2023 GMC Acadia, average rates can range from $1,592 per year on the SLE 2WD model up to $1,766 on the most expensive Denali AWD model.

The table below ranks the annual and monthly car insurance cost for 2023 Jeep Grand Cherokee and GMC Acadia models, broken down by trim level.

The chart below shows the average insurance cost for both 2023 models rated for drivers aged 20 to 50. For the 2023 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,706 to $3,730 per year. Full-coverage car insurance on a 2023 GMC Acadia costs from $1,534 to $3,334 on average per year.

For the 16 trim levels available for a 2023 Jeep Grand Cherokee, the cheapest trim level to insure is the Laredo 2WD model at an average cost of $1,684 per year. The 2023 GMC Acadia has seven different option levels available, with the cheapest trim to insure being the SLE 2WD trim at an average cost of $1,592 per year, or about $133 per month.

When rates for all 23 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the GMC Acadia SLE 2WD at an average cost of $1,592 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,022 per year.

The tables below display the expected annual car insurance cost by trim level for both 2023 models, as well as an average rate for each model.

2022 Jeep Grand Cherokee vs. GMC Acadia

When comparing car insurance rates for 2022 models, a Jeep Grand Cherokee costs an average of $1,824 per year to insure and a GMC Acadia costs $1,666, making the GMC Acadia more affordable to insure by $158 per year for this comparison year.

The following chart displays the average car insurance cost for the two models for drivers aged 20 to 50. For the 2022 Jeep Grand Cherokee, insurance cost ranges from $1,662 to $3,636 per year for the driver examples in the chart. Insurance for a 2022 GMC Acadia ranges from $1,516 to $3,300 on average per year.

Out of 16 Jeep Grand Cherokee trim levels, the cheapest 2022 model to insure is the Laredo trim at an average cost of $1,644 per year.

Out of the seven trim and option levels available for a GMC Acadia, the most affordable 2022 trim level to insure is the SLE 2WD trim at a cost of $1,556.

When rates are compared for the 23 different option levels of both 2022 models, the most affordable model and trim level to buy insurance for is the GMC Acadia SLE 2WD at an average rate of $1,556 per year, and the overall most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $1,972 per year.

The tables shown below detail trim level insurance cost averages for both 2022 models, including an overall average rate.

2021 Jeep Grand Cherokee vs. GMC Acadia

When comparing insurance rates for 2021 models, a Jeep Grand Cherokee costs an average of $1,816 per year to insure and a GMC Acadia costs $1,606, making the GMC Acadia cheaper to insure by $210 per year.

The rate chart below illustrates the average insurance cost for the two models for drivers from ages 20 to 50. The average cost of full-coverage insurance ranges from $1,654 to $3,628 per year for a 2021 Jeep Grand Cherokee, and $1,462 to $3,182 on the 2021 GMC Acadia for the five different driver ages shown in the chart.

The 2021 Jeep Grand Cherokee has 26 trim levels available, with the most affordable trim to insure being the Laredo 2WD model at an average cost of $1,506 per year.

Out of the eight trim and option levels available for the GMC Acadia, the most affordable 2021 trim level to insure is the SL 2WD trim at a cost of $1,436.

When comparing combined rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the GMC Acadia SL 2WD at a cost of $1,436 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,138 per year.

The two tables below detail the average insurance cost by trim level for both 2021 models, including the average rate for each model. The winner for the 2021 car insurance battle is the GMC Acadia.

2020 Jeep Grand Cherokee vs. GMC Acadia

When comparing insurance rates for the 2020 Jeep Grand Cherokee and GMC Acadia models, the GMC Acadia has cheaper rates by $208 per year for this comparison year.

The chart below displays the average car insurance cost for the two models using different driver ages. The average full-coverage insurance policy ranges from $1,632 to $3,580 per year on a 2020 Jeep Grand Cherokee, and $1,442 to $3,144 on a 2020 GMC Acadia for the age groups used in the chart.

Out of 26 trim levels for the 2020 Jeep Grand Cherokee, the cheapest auto insurance rates are on the Laredo 2WD trim at a cost of $1,486 per year.

For the eight trim and option levels available for the GMC Acadia, the cheapest 2020 trim level to insure is the SL 2WD trim at a cost of $1,418 per year, or around $118 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to buy insurance for is the GMC Acadia SL 2WD at an average cost of $1,418 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,108 per year.

The next two rate tables display trim level insurance cost averages for both 2020 models, along with an average cost for each model. The cheapest model to insure for the 2020 model year is the GMC Acadia.

2019 Jeep Grand Cherokee vs. GMC Acadia

For the 2019 Jeep Grand Cherokee and GMC Acadia models, the GMC Acadia costs less to insure by $82 per year for this model year.

The next chart demonstrates the average car insurance cost for both 2019 models for drivers aged 20 to 50. The average cost of full-coverage insurance ranges from $1,500 to $3,292 per year for the 2019 Jeep Grand Cherokee, and $1,424 to $3,116 for a 2019 GMC Acadia for the chosen age groups in the chart.

Out of 11 Jeep Grand Cherokee trim levels, the most affordable 2019 trim level to insure is the Laredo 2WD trim at an average cost of $1,438 per year. Out of the eight trims available for a GMC Acadia, the lowest-cost 2019 trim to insure is the SL 2WD model at a cost of $1,406.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the GMC Acadia SL 2WD at a cost of $1,406 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $1,990 per year.

The next tables show average car insurance cost by trim level for a 2019 Jeep Grand Cherokee and GMC Acadia, along with the average rate for each model. The model with the cheapest overall car insurance rates for 2019 is the GMC Acadia.

2018 Jeep Grand Cherokee vs. GMC Acadia

When comparing insurance rates for the 2018 Jeep Grand Cherokee and GMC Acadia models, the GMC Acadia has cheaper rates by $60 per year for this comparison year.

The chart shown below displays the average insurance cost for both 2018 models rated for different driver ages. For a 2018 Jeep Grand Cherokee, the average car insurance cost ranges from $1,438 to $3,156 per year. Full-coverage car insurance for the 2018 GMC Acadia costs from $1,384 to $3,028 on average per year.

Out of 11 Jeep Grand Cherokee trim levels, the cheapest 2018 trim level to insure is the Laredo 2WD model at an average cost of $1,404 per year, or about $117 per month.

For the eight different trim levels available for a GMC Acadia, the lowest-cost 2018 trim level to insure is the SL 2WD model at a cost of $1,374 per year, or $115 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to insure is the GMC Acadia SL 2WD at an average cost of $1,374 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $1,932 per year.

The tables below display the average insurance cost by trim level for both 2018 models, along with an average cost for each model. The 2018 GMC Acadia wins out over the 2018 Jeep Grand Cherokee for the cheapest average car insurance rates.

2017 Jeep Grand Cherokee vs. GMC Acadia

For 2017 Jeep Grand Cherokee and GMC Acadia models, the GMC Acadia has cheaper car insurance rates by an average of $66 per year.

The chart shown below illustrates the average insurance cost for the two models with different driver age groups. The average cost of full-coverage insurance ranges from $1,376 to $3,016 per year for a 2017 Jeep Grand Cherokee, and $1,316 to $2,878 on a 2017 GMC Acadia for the age groups included in the chart.

Out of 16 Jeep Grand Cherokee trims, the lowest-cost 2017 model to insure is the Laredo 2WD trim at an average cost of $1,356 per year, or $113 per month.

Out of the 10 trim options available for the GMC Acadia, the lowest-cost 2017 trim to insure is the SL 2WD trim at a cost of $1,328.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to buy insurance for is the GMC Acadia SL 2WD at an average cost of $1,328 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Summit 4WD Diesel at a cost of $1,616 per year.

The next tables break down average car insurance cost by trim level for each 2017 model, as well as the overall average rate for each model. The cheapest model to insure for the 2017 model year is the GMC Acadia.

2016 Jeep Grand Cherokee vs. GMC Acadia

When comparing average insurance rates for 2016 models, a Jeep Grand Cherokee costs an average of $1,382 per year to insure while a GMC Acadia costs $1,442, making the Jeep Grand Cherokee cheaper to insure by $60 per year.

The next chart illustrates the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,262 to $2,756 per year for the 2016 Jeep Grand Cherokee, and $1,314 to $2,882 for a 2016 GMC Acadia for the age groups in the chart.

Out of 15 Jeep Grand Cherokee trims, the cheapest 2016 trim level to insure is the Laredo 2WD trim at an average cost of $1,194 per year, or $100 per month. For the six trims available for a GMC Acadia, the lowest-cost 2016 trim to insure is the SLE 2WD model at a cost of $1,370 per year, or $114 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Jeep Grand Cherokee Laredo 2WD at an average of $1,194 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at a cost of $1,556 per year.

The rate tables below detail the average insurance cost by trim level for both 2016 models, including an overall average cost for each model.

2015 Jeep Grand Cherokee vs. GMC Acadia

When comparing car insurance rates for 2015 models, a Jeep Grand Cherokee costs an average of $1,412 per year to insure and a GMC Acadia costs $1,368, making the GMC Acadia more affordable to insure by $44 per year for 2015.

The chart below shows the average car insurance cost for both 2015 models with different driver age groups. For a 2015 Jeep Grand Cherokee, the average car insurance cost ranges from $1,288 to $2,812 per year for these driver ages. Insurance on a 2015 GMC Acadia ranges from $1,248 to $2,724 on average per year.

Out of nine trim levels for a 2015 Jeep Grand Cherokee, the cheapest auto insurance rates are on the Laredo 2WD trim at a cost of $1,272 per year. For the six different option levels available for a GMC Acadia, the lowest-cost 2015 trim level to insure is the SLE 2WD model at a cost of $1,310.

When insurance rates for all 15 trims of both models are combined and sorted by cost, the lowest-cost model and trim to put coverage on is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,272 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at a cost of $1,560 per year.

The two tables below break down the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The cheapest to insure for the 2015 model year is the GMC Acadia.

Additional Jeep Grand Cherokee and GMC Acadia Resources

• Jeep Grand Cherokee Insurance Cost
• GMC Acadia Insurance Cost
• Midsize SUV Insurance Cost Comparisons