- For the latest model year, a Toyota Highlander has cheaper car insurance rates than a Jeep Grand Cherokee by an average of $210 per year.
- Out of 34 models in the 2024 midsize SUV segment, the Jeep Grand Cherokee ranks 20th and the Toyota Highlander ranks ninth for overall insurance affordability.
- If cheap insurance is the top priority, the Laredo A and Laredo trims are the cheapest Jeep Grand Cherokee models to insure, while the LE 2WD and Hybrid LE 2WD trims are the cheapest Toyota Highlander models to insure.
Is Jeep Grand Cherokee or Toyota Highlander insurance cheaper?
Car insurance for a 2024 Jeep Grand Cherokee averages $2,342 per year, while insurance for a 2024 Toyota Highlander costs an average of $2,132 per year, making the Toyota Highlander the model with better average insurance cost.
For the 19 trims available for the 2024 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo A trim at an average cost of $2,048 per year, or $171 per month. The 2024 Toyota Highlander has 20 trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,958 per year.
When rates are compared for the 39 trim levels of both 2024 models, the lowest-cost model and trim level is the Toyota Highlander LE 2WD at an average cost of $1,958 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,586 per year.
The table shown below ranks the 12-month and monthly car insurance cost for 2024 Jeep Grand Cherokee and Toyota Highlander models, with average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Highlander LE 2WD | $1,958 | $163 |
Highlander Hybrid LE 2WD | $2,000 | $167 |
Highlander LE AWD | $2,000 | $167 |
Highlander XLE 2WD | $2,036 | $170 |
Grand Cherokee Laredo A | $2,048 | $171 |
Highlander Hybrid XLE 2WD | $2,068 | $172 |
Highlander XLE AWD | $2,068 | $172 |
Highlander XSE 2WD | $2,068 | $172 |
Highlander XSE AWD | $2,112 | $176 |
Highlander Limited 2WD | $2,126 | $177 |
Highlander Bronze Edition 2WD | $2,126 | $177 |
Grand Cherokee Laredo | $2,138 | $178 |
Highlander Bronze Edition AWD | $2,152 | $179 |
Grand Cherokee Laredo X | $2,158 | $180 |
Highlander Hybrid Limited 2WD | $2,160 | $180 |
Highlander Limited AWD | $2,160 | $180 |
Highlander Platinum 2WD | $2,180 | $182 |
Highlander Hybrid Limited AWD | $2,184 | $182 |
Grand Cherokee Laredo 4X4 | $2,186 | $182 |
Grand Cherokee Laredo X 4X4 | $2,200 | $183 |
Highlander Hybrid Platinum 2WD | $2,210 | $184 |
Highlander Platinum AWD | $2,210 | $184 |
Grand Cherokee Altitude | $2,220 | $185 |
Highlander Hybrid Platinum AWD | $2,236 | $186 |
Grand Cherokee Altitude X | $2,242 | $187 |
Highlander Hybrid LE AWD | $2,248 | $187 |
Grand Cherokee Altitude 4X4 | $2,262 | $189 |
Grand Cherokee Altitude X 4X4 | $2,274 | $190 |
Grand Cherokee Limited | $2,310 | $193 |
Highlander Hybrid XLE AWD | $2,316 | $193 |
Grand Cherokee Limited 4X4 | $2,338 | $195 |
Grand Cherokee 4xe | $2,440 | $203 |
Grand Cherokee Overland | $2,468 | $206 |
Grand Cherokee Summit | $2,500 | $208 |
Grand Cherokee Trailhawk 4xe | $2,500 | $208 |
Grand Cherokee Summit Reserve | $2,530 | $211 |
Grand Cherokee Overland 4xe | $2,536 | $211 |
Grand Cherokee Summit 4xe | $2,562 | $214 |
Grand Cherokee Summit Reserve 4xe | $2,586 | $216 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The next chart shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $2,060 to $4,712 per year for a 2024 Jeep Grand Cherokee, and $1,880 to $4,268 for a 2024 Toyota Highlander for the included age groups.

The next tables illustrate the average cost to insure all 2024 trim levels, along with the average rate for each model. The 2024 Toyota Highlander reigns victorious over the 2024 Jeep Grand Cherokee for the cheapest overall car insurance rates.
2024 Jeep Grand Cherokee
$2,342
2024 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo A | $2,048 |
Laredo | 2,138 |
Laredo X | 2,158 |
Laredo 4X4 | 2,186 |
Laredo X 4X4 | 2,200 |
Altitude | 2,220 |
Altitude X | 2,242 |
Altitude 4X4 | 2,262 |
Altitude X 4X4 | 2,274 |
Limited | 2,310 |
Limited 4X4 | 2,338 |
4xe | 2,440 |
Overland | 2,468 |
Summit | 2,500 |
Trailhawk 4xe | 2,500 |
Summit Reserve | 2,530 |
Overland 4xe | 2,536 |
Summit 4xe | 2,562 |
Summit Reserve 4xe | 2,586 |
2024 Jeep Grand Cherokee Average Rate | $2,342 |
2024 Toyota Highlander
$2,132
2024 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,958 |
Hybrid LE 2WD | 2,000 |
LE AWD | 2,000 |
XLE 2WD | 2,036 |
Hybrid XLE 2WD | 2,068 |
XLE AWD | 2,068 |
XSE 2WD | 2,068 |
XSE AWD | 2,112 |
Limited 2WD | 2,126 |
Bronze Edition 2WD | 2,126 |
Bronze Edition AWD | 2,152 |
Hybrid Limited 2WD | 2,160 |
Limited AWD | 2,160 |
Platinum 2WD | 2,180 |
Hybrid Limited AWD | 2,184 |
Hybrid Platinum 2WD | 2,210 |
Platinum AWD | 2,210 |
Hybrid Platinum AWD | 2,236 |
Hybrid LE AWD | 2,248 |
Hybrid XLE AWD | 2,316 |
2024 Toyota Highlander Average Rate | $2,132 |
2023 Jeep Grand Cherokee vs. Toyota Highlander
Insurance cost for a 2023 Jeep Grand Cherokee averages $2,420 per year, and insurance for a Toyota Highlander costs an average of $2,284 per year, making the Toyota Highlander the model with lower average insurance cost.
Out of 16 trim levels for the 2023 Jeep Grand Cherokee, the cheapest auto insurance rates are on the Laredo 2WD trim at a cost of $2,174 per year. The 2023 Toyota Highlander has 22 trim levels available, with the cheapest model to insure being the L 2WD trim at an average cost of $2,002 per year.
When trim-level rates for both models are compared, the cheapest trim to insure is the Toyota Highlander L 2WD at an average of $2,002 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $2,614 per year.
The table below compares the 12-month and monthly car insurance cost for 2023 Jeep Grand Cherokee and Toyota Highlander models, showing average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Highlander L 2WD | $2,002 | $167 |
Highlander L AWD | $2,054 | $171 |
Highlander LE 2WD | $2,074 | $173 |
Highlander LE AWD | $2,120 | $177 |
Highlander XLE 2WD | $2,152 | $179 |
Grand Cherokee Laredo 2WD | $2,174 | $181 |
Highlander XLE AWD | $2,190 | $183 |
Highlander XSE 2WD | $2,190 | $183 |
Grand Cherokee Laredo 4x4 | $2,214 | $185 |
Highlander XSE AWD | $2,230 | $186 |
Highlander Bronze Edition 2WD | $2,238 | $187 |
Highlander Limited 2WD | $2,244 | $187 |
Grand Cherokee Altitude 2WD | $2,268 | $189 |
Highlander Bronze Edition AWD | $2,270 | $189 |
Highlander Limited AWD | $2,282 | $190 |
Highlander Platinum 2WD | $2,300 | $192 |
Grand Cherokee Altitude 4x4 | $2,302 | $192 |
Grand Cherokee Limited 2WD | $2,308 | $192 |
Highlander Hybrid LE 2WD | $2,324 | $194 |
Highlander Platinum AWD | $2,336 | $195 |
Grand Cherokee Limited 4x4 | $2,342 | $195 |
Highlander Hybrid LE AWD | $2,362 | $197 |
Highlander Hybrid XLE 2WD | $2,396 | $200 |
Highlander Hybrid XLE AWD | $2,428 | $202 |
Grand Cherokee Overland 2WD | $2,438 | $203 |
Grand Cherokee Overland 4x4 | $2,464 | $205 |
Grand Cherokee 4xe | $2,472 | $206 |
Highlander Hybrid Limited 2WD | $2,490 | $208 |
Grand Cherokee Summit 2WD | $2,492 | $208 |
Grand Cherokee Summit 4x4 | $2,504 | $209 |
Grand Cherokee 30th Anniversary 4xe | $2,518 | $210 |
Highlander Hybrid Limited AWD | $2,518 | $210 |
Grand Cherokee Trailhawk 4xe | $2,524 | $210 |
Highlander Hybrid Platinum 2WD | $2,544 | $212 |
Grand Cherokee Summit Reserve 4x4 | $2,546 | $212 |
Grand Cherokee Overland 4xe | $2,546 | $212 |
Highlander Hybrid Platinum AWD | $2,566 | $214 |
Grand Cherokee Summit Reserve 4xe | $2,614 | $218 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The next chart shows the average cost to insure the two models for a range of driver ages. Insurance cost ranges from $2,142 to $4,874 per year for a 2023 Jeep Grand Cherokee, and $2,018 to $4,632 for a 2023 Toyota Highlander for the illustrated age groups.

The tables below display average car insurance rates for every trim level for both 2023 models, as well as an average rate for each model. The cheapest to insure for the 2023 model year is the Toyota Highlander.
2023 Jeep Grand Cherokee
$2,420
2023 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $2,174 |
Laredo 4x4 | 2,214 |
Altitude 2WD | 2,268 |
Altitude 4x4 | 2,302 |
Limited 2WD | 2,308 |
Limited 4x4 | 2,342 |
Overland 2WD | 2,438 |
Overland 4x4 | 2,464 |
4xe | 2,472 |
Summit 2WD | 2,492 |
Summit 4x4 | 2,504 |
30th Anniversary 4xe | 2,518 |
Trailhawk 4xe | 2,524 |
Summit Reserve 4x4 | 2,546 |
Overland 4xe | 2,546 |
Summit Reserve 4xe | 2,614 |
2023 Jeep Grand Cherokee Average Rate | $2,420 |
2023 Toyota Highlander
$2,284
2023 Toyota Highlander Trims | Rate |
---|---|
L 2WD | $2,002 |
L AWD | 2,054 |
LE 2WD | 2,074 |
LE AWD | 2,120 |
XLE 2WD | 2,152 |
XLE AWD | 2,190 |
XSE 2WD | 2,190 |
XSE AWD | 2,230 |
Bronze Edition 2WD | 2,238 |
Limited 2WD | 2,244 |
Bronze Edition AWD | 2,270 |
Limited AWD | 2,282 |
Platinum 2WD | 2,300 |
Hybrid LE 2WD | 2,324 |
Platinum AWD | 2,336 |
Hybrid LE AWD | 2,362 |
Hybrid XLE 2WD | 2,396 |
Hybrid XLE AWD | 2,428 |
Hybrid Limited 2WD | 2,490 |
Hybrid Limited AWD | 2,518 |
Hybrid Platinum 2WD | 2,544 |
Hybrid Platinum AWD | 2,566 |
2023 Toyota Highlander Average Rate | $2,284 |
2022 Jeep Grand Cherokee vs. Toyota Highlander
For the 2022 model year, the cheaper model to insure on average is the Toyota Highlander. Average car insurance rates for the Jeep Grand Cherokee are $2,356 per year, and insurance for the Toyota Highlander averages $2,150 per year.
Insurance cost varies noticeably for different trim levels, however.
For a 2022 Jeep Grand Cherokee, rates range from the lowest rate of $2,124 per year for the Laredo model up to the most expensive rate of $2,550 for the Summit Reserve 4xe model. For a 2022 Toyota Highlander, rates range from $1,886 per year for the L 2WD model up to $2,424 for the most expensive Hybrid Platinum AWD model.
When trim-level rates for both models are compared, the cheapest trim is the Toyota Highlander L 2WD at an average of $1,886 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,550 per year.
For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Toyota Highlander models include the L 2WD, L AWD, and LE 2WD.
From a cost-per-month standpoint, average insurance rates for all 2022 Jeep Grand Cherokee and Toyota Highlander trim levels range from $157 to $213 per month.
The table below ranks the yearly and monthly cost of car insurance for 2022 Jeep Grand Cherokee and Toyota Highlander models, showing cost for each trim level of both models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Highlander L 2WD | $1,886 | $157 |
Highlander L AWD | $1,936 | $161 |
Highlander LE 2WD | $1,950 | $163 |
Highlander LE AWD | $1,990 | $166 |
Highlander XLE 2WD | $2,024 | $169 |
Highlander XLE AWD | $2,058 | $172 |
Highlander XSE 2WD | $2,058 | $172 |
Highlander Bronze Edition 2WD | $2,096 | $175 |
Highlander XSE AWD | $2,100 | $175 |
Highlander Limited 2WD | $2,106 | $176 |
Grand Cherokee Laredo | $2,124 | $177 |
Highlander Bronze Edition AWD | $2,126 | $177 |
Highlander Limited AWD | $2,144 | $179 |
Grand Cherokee L Laredo | $2,156 | $180 |
Highlander Platinum 2WD | $2,160 | $180 |
Highlander Platinum AWD | $2,190 | $183 |
Highlander Hybrid LE 2WD | $2,196 | $183 |
Grand Cherokee Altitude | $2,210 | $184 |
Highlander Hybrid LE AWD | $2,232 | $186 |
Grand Cherokee L Altitude | $2,236 | $186 |
Grand Cherokee Limited | $2,248 | $187 |
Highlander Hybrid XLE 2WD | $2,266 | $189 |
Grand Cherokee L Limited | $2,276 | $190 |
Highlander Hybrid XLE AWD | $2,296 | $191 |
Grand Cherokee Trailhawk | $2,334 | $195 |
Highlander Hybrid Limited 2WD | $2,342 | $195 |
Highlander Hybrid Limited AWD | $2,374 | $198 |
Grand Cherokee Overland | $2,388 | $199 |
Highlander Hybrid Platinum 2WD | $2,398 | $200 |
Grand Cherokee L Overland | $2,408 | $201 |
Grand Cherokee 4xe | $2,414 | $201 |
Highlander Hybrid Platinum AWD | $2,424 | $202 |
Grand Cherokee Summit | $2,434 | $203 |
Grand Cherokee Trailhawk 4xe | $2,460 | $205 |
Grand Cherokee Summit Reserve | $2,474 | $206 |
Grand Cherokee Overland 4xe | $2,492 | $208 |
Grand Cherokee Summit 4xe | $2,524 | $210 |
Grand Cherokee Summit Reserve 4xe | $2,550 | $213 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The bar chart below compares Jeep Grand Cherokee insurance to Toyota Highlander insurance average rates for the 2022 model year and for different driver ages.

The tables below detail insurance rates for all trim levels of 2022 Grand Cherokee and Highlander models. The 2022 Jeep Grand Cherokee has an average insurance cost of $2,356 and the 2022 Toyota Highlander is $2,150, making the Toyota Highlander cheaper by $206 per year.
2022 Jeep Grand Cherokee
$2,356
2022 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo | $2,124 |
L Laredo | 2,156 |
Altitude | 2,210 |
L Altitude | 2,236 |
Limited | 2,248 |
L Limited | 2,276 |
Trailhawk | 2,334 |
Overland | 2,388 |
L Overland | 2,408 |
4xe | 2,414 |
Summit | 2,434 |
Trailhawk 4xe | 2,460 |
Summit Reserve | 2,474 |
Overland 4xe | 2,492 |
Summit 4xe | 2,524 |
Summit Reserve 4xe | 2,550 |
2022 Jeep Grand Cherokee Average Rate | $2,356 |
2022 Toyota Highlander
$2,150
2022 Toyota Highlander Trims | Rate |
---|---|
L 2WD | $1,886 |
L AWD | 1,936 |
LE 2WD | 1,950 |
LE AWD | 1,990 |
XLE 2WD | 2,024 |
XLE AWD | 2,058 |
XSE 2WD | 2,058 |
Bronze Edition 2WD | 2,096 |
XSE AWD | 2,100 |
Limited 2WD | 2,106 |
Bronze Edition AWD | 2,126 |
Limited AWD | 2,144 |
Platinum 2WD | 2,160 |
Platinum AWD | 2,190 |
Hybrid LE 2WD | 2,196 |
Hybrid LE AWD | 2,232 |
Hybrid XLE 2WD | 2,266 |
Hybrid XLE AWD | 2,296 |
Hybrid Limited 2WD | 2,342 |
Hybrid Limited AWD | 2,374 |
Hybrid Platinum 2WD | 2,398 |
Hybrid Platinum AWD | 2,424 |
2022 Toyota Highlander Average Rate | $2,150 |
2021 Jeep Grand Cherokee vs Toyota Highlander
When comparing insurance rates for the 2021 Jeep Grand Cherokee and Toyota Highlander models, the Toyota Highlander has cheaper rates by an average of $148 per year for this model year.
The chart below demonstrates the average cost to insure both 2021 models rated for drivers aged 20 to 50. For a 2021 Jeep Grand Cherokee, average car insurance cost ranges from $2,080 to $4,756 per year for these driver ages. A 2021 Toyota Highlander costs from $1,952 to $4,488 to insure per year.

The 2021 Jeep Grand Cherokee has 26 trim levels available, with the cheapest trim level to insure being the Laredo 2WD model at an average cost of $1,938 per year.
The 2021 Toyota Highlander has 17 trims available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,936 per year, or about $161 per month.
When average insurance prices for all 43 trim levels for both 2021 models are compared, the lowest-cost model and trim level to insure is the Toyota Highlander L 2WD at an average of $1,936 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,774 per year.
The tables below show the expected annual car insurance cost by trim level for both 2021 models, along with an average cost for each model. The 2021 Toyota Highlander has cheaper average car insurance rates than the 2021 Jeep Grand Cherokee.
2021 Jeep Grand Cherokee
$2,350
2021 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,938 |
Laredo 4WD | 2,020 |
Limited 2WD | 2,086 |
Limited Luxury Group II 2WD | 2,150 |
Trailhawk 4WD | 2,150 |
Limited 4WD | 2,182 |
Limited Luxury Group II 4WD | 2,182 |
Limited Off-Road Adventure 4WD | 2,182 |
Overland 2WD | 2,214 |
Overland 4WD | 2,214 |
Trailhawk Luxury Group 4WD | 2,214 |
Summit 2WD | 2,278 |
Summit Black Roof 2WD | 2,278 |
Summit 4WD | 2,310 |
Summit Signature Leather 2WD | 2,344 |
Summit Black Roof 4WD | 2,366 |
Summit Signature Leather 4WD | 2,366 |
SRT 4WD | 2,452 |
SRT Dual Pane Sunroof 4WD | 2,518 |
SRT High Performance Audio 4WD | 2,518 |
SRT Signature Leather 4WD | 2,518 |
Trackhawk 4WD | 2,712 |
Trackhawk Black Roof 4WD | 2,712 |
Trackhawk Dual Pane Sunroof 4WD | 2,712 |
Trackhawk High Performance Audio 4WD | 2,712 |
Trackhawk Signature Leather 4WD | 2,774 |
2021 Jeep Grand Cherokee Average Rate | $2,350 |
2021 Toyota Highlander
$2,202
2021 Toyota Highlander Trims | Rate |
---|---|
L 2WD | $1,936 |
L 4WD | 1,998 |
LE 2WD | 1,998 |
LE 4WD | 1,998 |
XLE 2WD | 1,998 |
Limited 2WD | 2,064 |
XLE 4WD | 2,064 |
Limited 4WD | 2,128 |
Platinum 2WD | 2,128 |
Platinum 4WD | 2,128 |
Hybrid LE 2WD | 2,320 |
Hybrid LE 4WD | 2,320 |
Hybrid XLE 4WD | 2,382 |
Hybrid Limited 2WD | 2,494 |
Hybrid Limited 4WD | 2,494 |
Hybrid Platinum 2WD | 2,494 |
Hybrid Platinum 4WD | 2,536 |
2021 Toyota Highlander Average Rate | $2,202 |
2020 Jeep Grand Cherokee vs Toyota Highlander
For 2020 Jeep Grand Cherokee and Toyota Highlander models, the Toyota Highlander has lower-cost car insurance by an average of $122 per year.
The next chart shows the average cost to insure the two models for different driver ages. Average insurance cost ranges from $2,002 to $4,574 per year for a 2020 Jeep Grand Cherokee, and $1,900 to $4,366 for a 2020 Toyota Highlander for the driver ages used.

Out of 26 trims for the 2020 Jeep Grand Cherokee, the cheapest auto insurance rates are on the Laredo 2WD trim at a cost of $1,866 per year. Out of the 17 trim levels available for the Toyota Highlander, the cheapest 2020 trim to insure is the L 2WD trim at a cost of $1,880.
When all 43 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,866 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average of $2,670 per year.
The tables below show both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The cheapest to insure for the 2020 model year is the Toyota Highlander.
2020 Jeep Grand Cherokee
$2,262
2020 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,866 |
Laredo 4WD | 1,944 |
Limited 2WD | 2,006 |
Limited Luxury Group II 2WD | 2,070 |
Trailhawk 4WD | 2,070 |
Limited 4WD | 2,098 |
Limited Luxury Group II 4WD | 2,098 |
Limited Off-Road Adventure 4WD | 2,098 |
Overland 2WD | 2,130 |
Overland 4WD | 2,130 |
Trailhawk Luxury Group 4WD | 2,130 |
Summit 2WD | 2,192 |
Summit Black Roof 2WD | 2,192 |
Summit 4WD | 2,224 |
Summit Signature Leather 2WD | 2,254 |
Summit Black Roof 4WD | 2,276 |
Summit Signature Leather 4WD | 2,276 |
SRT 4WD | 2,360 |
SRT Dual Pane Sunroof 4WD | 2,422 |
SRT High Performance Audio 4WD | 2,422 |
SRT Signature Leather 4WD | 2,422 |
Trackhawk 4WD | 2,608 |
Trackhawk Black Roof 4WD | 2,608 |
Trackhawk Dual Pane Sunroof 4WD | 2,608 |
Trackhawk High Performance Audio 4WD | 2,608 |
Trackhawk Signature Leather 4WD | 2,670 |
2020 Jeep Grand Cherokee Average Rate | $2,262 |
2020 Toyota Highlander
$2,140
2020 Toyota Highlander Trims | Rate |
---|---|
L 2WD | $1,880 |
L 4WD | 1,944 |
LE 2WD | 1,944 |
LE 4WD | 1,944 |
XLE 2WD | 1,944 |
Limited 2WD | 2,006 |
XLE 4WD | 2,006 |
Limited 4WD | 2,066 |
Platinum 2WD | 2,066 |
Platinum 4WD | 2,066 |
Hybrid LE 2WD | 2,256 |
Hybrid LE 4WD | 2,256 |
Hybrid XLE 4WD | 2,318 |
Hybrid Limited 2WD | 2,424 |
Hybrid Limited 4WD | 2,424 |
Hybrid Platinum 2WD | 2,424 |
Hybrid Platinum 4WD | 2,464 |
2020 Toyota Highlander Average Rate | $2,140 |
2019 Jeep Grand Cherokee vs Toyota Highlander
When comparing car insurance rates for 2019 models, a Jeep Grand Cherokee costs an average of $2,076 per year to insure and a Toyota Highlander costs $2,012, making the Toyota Highlander cheaper to insure by $64 per year for 2019.
The next chart visualizes the average cost to insure both 2019 models for four different driver age groups. For a 2019 Jeep Grand Cherokee, average car insurance cost ranges from $1,844 to $4,222 per year for the age groups used in the chart. A 2019 Toyota Highlander costs from $1,784 to $4,108 to insure per year.

For the 11 trim levels available for the 2019 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo 2WD trim at an average cost of $1,812 per year, or $151 per month.
For the 17 trim levels available for the Toyota Highlander, the cheapest 2019 model to insure is the LE 2WD trim at a cost of $1,810.
When average car insurance prices for all 28 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Toyota Highlander LE 2WD at an average rate of $1,810 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,522 per year.
The two tables below display average car insurance rates for each trim level, including an overall average rate. The model with the cheapest auto insurance rates for 2019 is the Toyota Highlander.
2019 Jeep Grand Cherokee
$2,076
2019 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,812 |
Laredo 4WD | 1,888 |
Limited 2WD | 1,948 |
Limited 4WD | 2,006 |
Trailhawk 4WD | 2,006 |
Overland 2WD | 2,064 |
Overland 4WD | 2,064 |
Summit 2WD | 2,124 |
Summit 4WD | 2,124 |
SRT 4WD | 2,286 |
Trackhawk 4WD | 2,522 |
2019 Jeep Grand Cherokee Average Rate | $2,076 |
2019 Toyota Highlander
$2,012
2019 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,810 |
LE 4WD | 1,868 |
LE Plus 2WD | 1,928 |
LE Plus 4WD | 1,928 |
XLE 2WD | 1,928 |
Limited 2WD | 1,988 |
Limited 4WD | 1,988 |
SE 2WD | 1,988 |
SE 4WD | 1,988 |
XLE 4WD | 1,988 |
Limited Platinum 2WD | 2,046 |
Limited Platinum 4WD | 2,046 |
Hybrid 4WD | 2,090 |
Hybrid LE 4WD | 2,090 |
Hybrid XLE 4WD | 2,148 |
Hybrid Limited 4WD | 2,208 |
Hybrid Limited Platinum 4WD | 2,208 |
2019 Toyota Highlander Average Rate | $2,012 |
Be sure to see our comprehensive 2019 Toyota Highlander insurance cost article.
2018 Jeep Grand Cherokee vs Toyota Highlander
When comparing average insurance cost for 2018 models, the Jeep Grand Cherokee costs an average of $1,950 per year to insure and the Toyota Highlander costs $1,924, making the Toyota Highlander the winner by $26.
The chart below demonstrates the average cost to insure both models for a range of driver ages. Average car insurance cost ranges from $1,734 to $3,960 per year for a 2018 Jeep Grand Cherokee, and $1,708 to $3,916 for a 2018 Toyota Highlander for these driver ages.

The 2018 Jeep Grand Cherokee has 11 trims available, with the cheapest trim level to insure being the Laredo 2WD model at an average cost of $1,738 per year, or $145 per month.
Out of the 16 trim levels available for the Toyota Highlander, the cheapest 2018 trim to insure is the LE 2WD trim at a cost of $1,730 per year, or about $144 per month.
When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Toyota Highlander LE 2WD at an average cost of $1,730 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,404 per year.
The tables shown below show average car insurance cost by trim level for a 2018 Jeep Grand Cherokee and Toyota Highlander, along with the average rate for each model. The model with the cheapest overall car insurance cost for 2018 is the Toyota Highlander.
2018 Jeep Grand Cherokee
$1,950
2018 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,738 |
Laredo 4WD | 1,738 |
Limited 2WD | 1,866 |
Limited 4WD | 1,920 |
Overland 2WD | 1,920 |
SRT 4WD | 1,920 |
Trailhawk 4WD | 1,920 |
Overland 4WD | 1,978 |
Summit 2WD | 2,032 |
Summit 4WD | 2,032 |
Trackhawk 4WD | 2,404 |
2018 Jeep Grand Cherokee Average Rate | $1,950 |
2018 Toyota Highlander
$1,924
2018 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,730 |
LE 4WD | 1,784 |
Plus 2WD | 1,784 |
Plus 4WD | 1,842 |
XLE 2WD | 1,842 |
Limited 4WD | 1,896 |
SE 4WD | 1,896 |
XLE 4WD | 1,896 |
SE 2WD | 1,924 |
Limited Platinum 4WD | 1,952 |
Limited 2WD | 1,980 |
Limited Platinum 2WD | 1,980 |
Hybrid LE 4WD | 1,998 |
Hybrid XLE 4WD | 2,054 |
Hybrid 4WD | 2,116 |
Hybrid Limited 4WD | 2,132 |
2018 Toyota Highlander Average Rate | $1,924 |
2017 Jeep Grand Cherokee vs Toyota Highlander
When comparing insurance rates for 2017 models, a Jeep Grand Cherokee costs an average of $1,868 per year to insure and a Toyota Highlander costs $1,834, making the Toyota Highlander cheaper to insure by $34 per year for this comparison year.
The chart below demonstrates the average cost to insure the two models for drivers from age 20 to 50. For a 2017 Jeep Grand Cherokee, the average car insurance cost ranges from $1,662 to $3,786 per year for the included driver ages. A 2017 Toyota Highlander costs from $1,628 to $3,726 to insure per year.

Out of 16 trims for the 2017 Jeep Grand Cherokee, the cheapest rates are on the Laredo 2WD model at a cost of $1,678 per year, or around $140 per month. For the 14 trims available for the Toyota Highlander, the cheapest 2017 model to insure is the LE 2WD model at a cost of $1,666 per year, or $139 per month.
When all 30 trims of both models are combined and compared, the cheapest model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,666 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD at a cost of $2,030 per year.
The tables shown below display the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The cheapest model to insure for the 2017 model year is the Toyota Highlander.
2017 Jeep Grand Cherokee
$1,868
2017 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,678 |
Laredo 4WD | 1,678 |
Limited 2WD | 1,798 |
Limited 4WD | 1,798 |
Limited 2WD Diesel | 1,852 |
Limited 4WD Diesel | 1,852 |
Overland 2WD | 1,852 |
Trailhawk 4WD | 1,852 |
Overland 2WD Diesel | 1,904 |
Overland 4WD | 1,904 |
Trailhawk 4WD Diesel | 1,904 |
Overland 4WD Diesel | 1,956 |
Summit 2WD | 1,956 |
Summit 2WD Diesel | 1,956 |
Summit 4WD | 1,956 |
Summit 4WD Diesel | 2,008 |
2017 Jeep Grand Cherokee Average Rate | $1,868 |
2017 Toyota Highlander
$1,834
2017 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,666 |
LE 4WD | 1,720 |
Plus 2WD | 1,720 |
Plus 4WD | 1,772 |
XLE 2WD | 1,772 |
XLE 4WD | 1,772 |
Limited 2WD | 1,824 |
Limited 4WD | 1,824 |
Platinum 2WD | 1,824 |
Platinum 4WD | 1,876 |
Hybrid LE 4WD | 1,924 |
Hybrid Limited 4WD | 1,976 |
Hybrid XLE 4WD | 1,976 |
Hybrid Platinum 4WD | 2,030 |
2017 Toyota Highlander Average Rate | $1,834 |
2016 Jeep Grand Cherokee vs Toyota Highlander
For 2016 Jeep Grand Cherokee and Toyota Highlander models, the Jeep Grand Cherokee has lower-cost car insurance by an average of $126 per year.
The chart shown below displays the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,498 to $3,382 per year for a 2016 Jeep Grand Cherokee, and $1,612 to $3,658 for a 2016 Toyota Highlander for the example age groups.

For the 15 trims available for the 2016 Jeep Grand Cherokee, the cheapest model to insure is the Laredo 2WD trim at an average cost of $1,448 per year.
For the 12 trim levels available for the Toyota Highlander, the cheapest 2016 trim to insure is the LE 2WD model at a cost of $1,636 per year, or $136 per month.
When rates for all 27 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,448 per year, and the most expensive model and trim level is the Toyota Highlander Hybrid Platinum 4WD costing an average of $2,028 per year.
The tables shown below display the cost to insure the available trim levels for both 2016 models, plus the average rate for each model. The cheapest of the two models to insure for the 2016 model year is the Jeep Grand Cherokee.
2016 Jeep Grand Cherokee
$1,680
2016 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,448 |
Laredo 4WD | 1,494 |
Limited 2WD | 1,606 |
Limited 4WD | 1,606 |
Limited 2WD Diesel | 1,656 |
Limited 4WD Diesel | 1,656 |
Overland 2WD | 1,656 |
Overland 2WD Diesel | 1,704 |
Overland 4WD | 1,704 |
Summit 2WD | 1,704 |
Overland 4WD Diesel | 1,754 |
Summit 4WD | 1,754 |
Summit 2WD Diesel | 1,762 |
Summit 4WD Diesel | 1,810 |
SRT8 4WD | 1,896 |
2016 Jeep Grand Cherokee Average Rate | $1,680 |
2016 Toyota Highlander
$1,806
2016 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,636 |
LE 4WD | 1,686 |
Plus 2WD | 1,734 |
Plus 4WD | 1,734 |
XLE 2WD | 1,782 |
XLE 4WD | 1,782 |
Limited 2WD | 1,830 |
Limited 4WD | 1,830 |
Platinum 2WD | 1,830 |
Platinum 4WD | 1,830 |
Hybrid Limited 4WD | 1,980 |
Hybrid Platinum 4WD | 2,028 |
2016 Toyota Highlander Average Rate | $1,806 |
2015 Jeep Grand Cherokee vs Toyota Highlander
For 2015 Jeep Grand Cherokee and Toyota Highlander models, the Toyota Highlander has lower-cost car insurance by an average of $82 per year.
The rate chart below displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Jeep Grand Cherokee, average car insurance cost ranges from $1,520 to $3,434 per year for the illustrated age groups. A 2015 Toyota Highlander costs from $1,446 to $3,274 to insure per year.

The 2015 Jeep Grand Cherokee has nine trims available, with the cheapest trim to insure being the Laredo 2WD trim at an average cost of $1,530 per year.
For the 12 trim levels available for the Toyota Highlander, the cheapest 2015 model to insure is the LE 2WD trim at a cost of $1,460.
When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Toyota Highlander LE 2WD at an average of $1,460 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD at an average of $1,886 per year.
The next two tables display the average cost to insure all 2015 trim levels, including the average rate for each model.
2015 Jeep Grand Cherokee
$1,702
2015 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,530 |
Laredo 4WD | 1,574 |
Limited 2WD | 1,664 |
Limited 4WD | 1,664 |
Overland 2WD | 1,708 |
Overland 4WD | 1,752 |
Summit 2WD | 1,752 |
Summit 4WD | 1,796 |
SRT8 4WD | 1,886 |
2015 Jeep Grand Cherokee Average Rate | $1,702 |
2015 Toyota Highlander
$1,620
2015 Toyota Highlander Trims | Rate |
---|---|
LE 2WD | $1,460 |
LE 4WD | 1,504 |
Plus 2WD | 1,504 |
Plus 4WD | 1,550 |
Limited 2WD | 1,594 |
XLE 2WD | 1,594 |
XLE 4WD | 1,594 |
Limited 4WD | 1,638 |
Platinum 2WD | 1,638 |
Platinum 4WD | 1,638 |
Hybrid Limited 4WD | 1,872 |
Hybrid Platinum 4WD | 1,872 |
2015 Toyota Highlander Average Rate | $1,620 |