Jeep Wrangler vs. Jeep Compass – Which Insurance Costs Less?

• If the lowest car insurance premium determines which vehicle you take home from the dealership, you might want to put more consideration into the Jeep Compass over the Jeep Wrangler.
• For the 2024 model year Jeep Wrangler, auto insurance rates range from $2,436 to $3,004 per year, while insurance on a 2024 Jeep Compass costs from $2,430 to $2,680.
• If the cheapest car insurance is a high priority, the Sport 2-Door and Sport S 2-Door trim levels are the cheapest Jeep Wrangler models to insure, while the Sport and Latitude trims have the cheapest rates for the Jeep Compass.

Is insurance cheaper for a Jeep Wrangler or Compass?

Insurance rates for a 2024 Jeep Wrangler average $2,740 per year, while a 2024 Jeep Compass averages $2,594 per year, making the Jeep Compass the winner with the cheapest average insurance rates.

Out of 16 trim levels for the 2024 Jeep Wrangler, the cheapest auto insurance rates are on the Sport 2-Door model at a cost of $2,436 per year. For the eight trim levels available for the Jeep Compass, the cheapest 2024 trim to insure is the Sport model at a cost of $2,430.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level is the Jeep Compass Sport at an average cost of $2,430 per year. The highest-cost model and trim is the Jeep Wrangler Rubicon 392 costing an average of $3,004 per year.

The next table compares and ranks the annual and monthly cost of car insurance for 2024 Jeep Wrangler and Jeep Compass models, showing average cost by trim level for each model.

The next chart displays the average cost to insure the two models for drivers from age 20 to 50. For a 2024 Jeep Wrangler, insurance cost ranges from $2,448 to $5,584 per year for the age groups used in the chart. A 2024 Jeep Compass costs from $2,326 to $5,234 to insure per year.

The tables below show average car insurance rates for every trim level for both 2024 models, along with an average cost for each model. The 2024 Jeep Compass has more affordable average car insurance than the 2024 Jeep Wrangler.

2023 Jeep Wrangler vs. Jeep Compass

Insurance on a 2023 Jeep Wrangler averages $2,574 per year, whereas insurance for a 2023 Jeep Compass averages $2,182 per year, making the Jeep Compass the cheaper option by $392 per year.

Out of 22 trims for the 2023 Jeep Wrangler, the cheapest insurance rates are on the Sport 2-Door trim at a cost of $2,332 per year. The 2023 Jeep Compass has eight trims available, with the cheapest trim level to insure being the Sport 4WD model at an average cost of $2,080 per year, or $173 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Jeep Compass Sport 4WD at an average rate of $2,080 per year, and the overall most expensive vehicle to insure is the Jeep Wrangler Rubicon 392 at an average of $2,846 per year.

The next table compares the 12-month and monthly car insurance cost for 2023 Jeep Wrangler and Jeep Compass models, showing average premium cost for each trim level.

The next chart displays the average cost to insure both 2023 models for drivers aged 20 to 50. The average cost of car insurance ranges from $2,302 to $5,296 per year for a 2023 Jeep Wrangler, and $1,946 to $4,388 for a 2023 Jeep Compass for the included age groups.

The tables shown below show average car insurance cost by trim level for a 2023 Jeep Wrangler and Jeep Compass, including an overall average cost for each model.

2022 Jeep Wrangler vs. Jeep Compass

Insurance cost for a 2022 Jeep Wrangler averages $2,506 per year, whereas insurance for a 2022 Jeep Compass averages $2,118 per year, making the Jeep Compass the model with better average insurance cost.

Car insurance rates on a Wrangler range from $2,288 per year for the Sport 2-Door model up to the most expensive rate of $2,772 for the Rubicon 392 model. For a 2022 Jeep Compass, you’re looking at rates ranging from $1,968 per year on the Sport 2WD model up to $2,254 for the most expensive to insure High Altitude 4WD model.

For a 2022 Jeep Wrangler, the lowest-cost trim levels to insure are the Sport 2-Door, Willys Sport 2-Door, and Sport S 2-Door. The most affordable Jeep Compass trims to insure include the Sport 2WD, Sport 4WD, and Latitude 2WD.

On a monthly basis, insurance rates for all 2022 Jeep Wrangler and Jeep Compass models cost from $164 to $231 per month.

The table shown below compares the annual and monthly cost of car insurance for 2022 Jeep Wrangler and Jeep Compass models, showing average cost for each trim level.

The following chart visualizes the average car insurance cost for the two models for drivers aged 20 to 50. The average full-coverage insurance policy ranges from $2,242 to $5,158 per year for a 2022 Jeep Wrangler, and $1,894 to $4,272 for a 2022 Jeep Compass.

For the 19 trims available for the 2022 Jeep Wrangler, the most affordable trim level to insure is the Sport 2-Door trim at an average cost of $2,288 per year, or $191 per month. For the nine different option levels available for the Jeep Compass, the most affordable 2022 model to insure is the Sport 2WD model at a cost of $1,968.

When auto insurance rates for all 28 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Jeep Compass Sport 2WD at an average rate of $1,968 per year, and the most expensive vehicle to insure is the Jeep Wrangler Rubicon 392 at an average of $2,772 per year.

The next two rate tables show average cost to insure each trim level for a 2022 Jeep Wrangler and Jeep Compass, plus an average rate for each model. The model with the cheapest auto insurance rates for 2022 is the Jeep Compass.

2021 Jeep Wrangler vs. Jeep Compass

For 2021 Jeep Wrangler and Jeep Compass models, the Jeep Compass costs less to insure by $628 per year.

The following chart displays the average car insurance cost for both 2021 models for different driver ages. Average car insurance cost ranges from $2,190 to $5,044 per year on the 2021 Jeep Wrangler, and $1,628 to $3,676 for the 2021 Jeep Compass for the age groups used in the chart.

Out of 15 trim levels for the 2021 Jeep Wrangler, the lowest-cost insurance prices are on the Sport 4WD model at a cost of $1,860 per year, or around $155 per month.

For the seven trim options available for the Jeep Compass, the lowest-cost 2021 trim level to insure is the Sport 2WD trim at a cost of $1,740.

When comparing rates by trim level for both models, the lowest-cost model and trim to buy insurance for is the Jeep Compass Sport 2WD at a cost of $1,740 per year, and the highest-cost model and trim level is the Jeep Wrangler Rubicon 392 at a cost of $2,726 per year.

The next two tables display the average cost to insure all 2021 trim levels, as well as an average rate for each model.

2020 Jeep Wrangler vs. Jeep Compass

For the 2020 Jeep Wrangler and Jeep Compass models, the Jeep Compass has cheaper car insurance cost by an average of $558 per year.

The next chart illustrates the average cost to insure both models with different ages of drivers. For a 2020 Jeep Wrangler, average car insurance cost ranges from $2,108 to $4,848 per year for the age groups used in this illustration. Full-coverage car insurance for a 2020 Jeep Compass costs from $1,604 to $3,624 on average per year.

For the 13 trims available for the 2020 Jeep Wrangler, the most affordable model to insure is the Sport 4WD model at an average cost of $1,808 per year. For the seven different trims available for a Jeep Compass, the most affordable 2020 trim to insure is the Sport 2WD model at a cost of $1,712 per year, or around $143 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Jeep Compass Sport 2WD at an average rate of $1,712 per year. The highest-cost model and trim is the Jeep Wrangler Unlimited Rubicon Sky One Touch Power Top at an average of $2,556 per year.

The next two tables detail average car insurance cost by trim level for a 2020 Jeep Wrangler and Jeep Compass, plus an average rate for each model.

2019 Jeep Wrangler vs. Jeep Compass

When comparing insurance rates for 2019 models, a Jeep Wrangler costs an average of $2,242 per year to insure and a Jeep Compass costs $1,542, making the Jeep Compass cheaper to insure by $700 per year for this model year.

The next chart illustrates the average cost to insure the two models for four different driver age groups. For the 2019 Jeep Wrangler, the average car insurance cost ranges from $2,014 to $4,614 per year. Insurance on a 2019 Jeep Compass costs from $1,378 to $3,094 on average per year.

Out of seven Jeep Wrangler trim levels, the cheapest 2019 trim level to insure is the Sport 4WD model at an average cost of $1,928 per year. For the seven option levels available for the Jeep Compass, the most affordable 2019 model to insure is the Sport 2WD trim at a cost of $1,420 per year, or about $118 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Jeep Compass Sport 2WD at an average of $1,420 per year, and the highest-cost model and trim level is the Jeep Wrangler Unlimited Rubicon 4WD costing $2,490 per year.

The two tables below detail average car insurance cost by trim level for a 2019 Jeep Wrangler and Jeep Compass, including an overall average rate. The 2019 Jeep Compass has more affordable average car insurance rates than the 2019 Jeep Wrangler.

2018 Jeep Wrangler vs. Jeep Compass

When comparing insurance rates for the 2018 Jeep Wrangler and Jeep Compass models, the Jeep Compass is cheaper to insure by $604 per year.

The rate chart below illustrates the average cost to insure both models using different driver ages. For the 2018 Jeep Wrangler, the average car insurance cost ranges from $1,860 to $4,250 per year. Full-coverage insurance for a 2018 Jeep Compass ranges from $1,308 to $2,932 on average per year.

Out of seven trims for a 2018 Jeep Wrangler, the lowest-cost insurance rates are on the Sport 4WD model at a cost of $1,706 per year.

Out of the nine trims available for a Jeep Compass, the most affordable 2018 trim to insure is the 2WD model at a cost of $1,368 per year, or around $114 per month.

When comparing both models combined at a trim-level basis, the cheapest trim to insure is the Jeep Compass 2WD at an average of $1,368 per year. The most expensive model and trim level is the Jeep Wrangler Unlimited Rubicon 4WD at an average of $2,340 per year.

The two tables below break down the average cost to insure all 2018 trim levels, along with an average cost for each model. The cheapest model to insure for the 2018 model year is the Jeep Compass.

2017 Jeep Wrangler vs. Jeep Compass

When comparing insurance rates for 2017 models, a Jeep Wrangler costs an average of $2,022 per year to insure while a Jeep Compass costs $1,528, making the Jeep Compass more affordable to insure by $494 per year.

The following chart shows the average cost to insure both 2017 models for the 20, 30, 40, and 50-year-old driver age groups. For the 2017 Jeep Wrangler, average car insurance cost ranges from $1,824 to $4,162 per year for the driver ages used. A full-coverage policy for the 2017 Jeep Compass ranges from $1,370 to $3,062 on average per year.

Out of 13 Jeep Wrangler trims, the cheapest 2017 trim to insure is the Sport 4WD model at an average cost of $1,658 per year, or about $138 per month. For the six trim options available for the Jeep Compass, the cheapest 2017 trim to insure is the X Sport 4WD model at a cost of $1,398.

When looking at the combined rates by trim for both models, the lowest-cost model and trim to insure is the Jeep Compass X Sport 4WD at an average cost of $1,398 per year, and the most expensive model and trim level is the Jeep Wrangler Unlimited Sahara Winter 4WD at a cost of $2,322 per year.

The next two rate tables break down both 2017 models and all trim levels available for each one, plus the average rate for each model. The cheapest model to insure for the 2017 model year is the Jeep Compass.

2016 Jeep Wrangler vs. Jeep Compass

A 2016 Jeep Compass is $358 cheaper to insure per year on average than a 2016 Jeep Wrangler, a difference of 22.4%.

The rate chart below demonstrates the average cost to insure the two models using different driver ages. Average full-coverage insurance ranges from $1,600 to $3,654 per year for the 2016 Jeep Wrangler, and $1,278 to $2,834 for a 2016 Jeep Compass for the included age groups.

Out of seven Jeep Wrangler trims, the cheapest 2016 trim to insure is the Sport 4WD model at an average cost of $1,396 per year.

For the four option levels available for the Jeep Compass, the lowest-cost 2016 trim level to insure is the Sport 2WD model at a cost of $1,342.

When comparing both models combined at a trim-level basis, the cheapest trim to insure is the Jeep Compass Sport 2WD at an average cost of $1,342 per year. The most expensive trim is the Jeep Wrangler Unlimited Rubicon 4WD at an average cost of $2,090 per year.

The tables shown below show average car insurance cost by trim level for a 2016 Jeep Wrangler and Jeep Compass, along with the average rate for each model. The model with the cheapest overall car insurance rates for 2016 is the Jeep Compass.

2015 Jeep Wrangler vs. Jeep Compass

When comparing insurance cost for 2015 models, the Jeep Wrangler costs an average of $1,698 per year to insure and the Jeep Compass costs $1,386, making the Jeep Compass the cheaper model to insure by $312 for 2015.

The rate chart below shows the average cost to insure both models using different driver ages. Average insurance cost ranges from $1,534 to $3,492 per year for a 2015 Jeep Wrangler, and $1,252 to $2,774 for a 2015 Jeep Compass for the five age groups shown in the chart.

The 2015 Jeep Wrangler has six trims available, with the cheapest trim to insure being the Sport 4WD trim at an average cost of $1,336 per year. Out of the six different trim levels available for a Jeep Compass, the lowest-cost 2015 trim level to insure is the Sport 2WD model at a cost of $1,292 per year, or around $108 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to put coverage on is the Jeep Compass Sport 2WD at an average rate of $1,292 per year, and the most expensive model and trim level is the Jeep Wrangler Unlimited Rubicon 4WD at an average of $2,028 per year.

The rate tables below display all the available trims for both 2015 models, including an overall average rate. The winner for the 2015 car insurance rate comparison is the Jeep Compass.

Additional Jeep Wrangler and Jeep Compass Resources

• Jeep Wrangler Insurance Cost
• Jeep Compass Insurance Cost
• Small SUV Insurance Cost Comparisons
• Midsize SUV Insurance Cost Comparisons