Jeep Compass Insurance Cost for 2022

How much does Jeep Compass car insurance cost? We analyzed average insurance rates from the base Sport 2WD model up to the Trailhawk 4WD trim to see how prices compare to other compact SUVs.

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How much does Jeep Compass insurance cost?

Jeep Compass car insurance rates average $1,478 annually for full coverage. Monthly insurance cost for a Jeep Compass averages $123 and ranges from $114 to $131, depending on the trim level.

With the average small SUV costing $1,426 a year to insure, the Jeep Compass may cost around $52 or more every 12 months when compared to similar models. Insurance rates can vary based on the trim level of the vehicle you’re insuring, and we will address this later in the article when we compare rates for each Compass trim level.

The chart below details how average Jeep Compass car insurance rates vary with changes in driver age and a range of policy deductibles. Insurance cost varies from the cheapest rate of $1,144 per year for a driver age 60 with a $1,000 policy deductible to the highest policy cost of $3,342 annually for a 20-year-old driver with a $250 policy deductible.

Average rates are determined for the 2022 model year and our overall average rate is based on a 40-year-old driver with $500 physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Jeep Compass with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Jeep Compass trim levels.Data last updated on September 27, 2022
Jeep Compass Insurance Rate Summary
Jeep Compass Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,538$212
$500$2,928$244
$250$3,342$279
30$1,000$1,320$110
$500$1,540$128
$250$1,770$148
40$1,000$1,276$106
$500$1,478$123
$250$1,688$141
50$1,000$1,166$97
$500$1,348$112
$250$1,536$128
60$1,000$1,144$95
$500$1,324$110
$250$1,508$126

Does Compass insurance cost more than similar vehicles?

When compared to the best-selling models in the small SUV category, insurance for a Jeep Compass costs $38 more per year than the Toyota RAV4, $142 more than the Honda CR-V, $54 more than the Chevrolet Equinox, and $14 less than the Nissan Rogue.

The Jeep Compass ranks #30 out of 46 total vehicles in the compact SUV and crossover category. The Compass costs an estimated $1,478 per year to insure for full coverage, while the segment median average cost is $1,426 annually, a difference of $52 per year.

When compared to all vehicles for the 2022 model year (not just the small SUV segment), average Jeep Compass insurance costs 5.7% less than the national average car insurance rate of $1,567 per year.

The chart below shows how average car insurance rates for a 2022 Compass compare to the other nine vehicles in the top 10 list. We also included a more comprehensive table after the chart displaying average insurance cost for the entire 46 vehicle small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Jeep Compass, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Compass trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Insurance Cost Comparison: Jeep Compass vs Top 10 Small SUVs
Jeep Compass Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$320
2Nissan Kicks$1,190-$288
3Chevrolet Trailblazer$1,196-$282
4Subaru Crosstrek$1,224-$254
5Toyota C-HR$1,254-$224
6Buick Encore$1,260-$218
7Nissan Rogue Sport$1,272-$206
8Hyundai Venue$1,294-$184
9Buick Envision$1,298-$180
10Kia Seltos$1,300-$178
11Toyota Corolla Cross$1,310-$168
12Hyundai Kona$1,318-$160
13Subaru Forester$1,320-$158
14Volkswagen Tiguan$1,324-$154
15Honda CR-V$1,336-$142
16Mazda CX-30$1,350-$128
17Honda HR-V$1,370-$108
18Ford Ecosport$1,380-$98
19Chevrolet Trax$1,398-$80
20GMC Terrain$1,404-$74
21Mitsubishi Eclipse Cross$1,408-$70
22Hyundai Tucson$1,416-$62
23Chevrolet Bolt$1,420-$58
24Chevrolet Equinox$1,424-$54
25Volkswagen Taos$1,428-$50
26Fiat 500X$1,434-$44
27Toyota RAV4$1,440-$38
28Kia Soul$1,442-$36
29Mazda MX-30$1,472-$6
30Jeep Compass$1,478--
31Kia Niro$1,480$2
32Nissan Rogue$1,492$14
33Ford Escape$1,498$20
34Hyundai Ioniq 5$1,514$36
35Mini Cooper Clubman$1,516$38
36Jeep Renegade$1,518$40
37Kia Sportage$1,524$46
38Ford Bronco$1,532$54
39Volkswagen ID4$1,554$76
40Mini Cooper$1,564$86
41Mini Cooper Countryman$1,582$104
42Mitsubishi Outlander$1,640$162
43Mitsubishi Mirage$1,658$180
44Ford Mustang Mach-E$1,726$248
45Hyundai Nexo$1,744$266
46Jeep Wrangler$1,746$268

Another useful comparison is to consider the average purchase price for each model and see which compact SUVs are closest in price to the Jeep Compass and how insurance rates compare.

For the 2022 Compass, sticker price averages $29,829, ranging from the cheapest Sport 2WD model at $25,240 to the most expensive High Altitude 4WD costing $34,235.

The compact SUVs most similar in price to the Compass are the Fiat 500X, Mini Cooper, Chevrolet Equinox, and Subaru Forester.

Here’s how those models compare to a 2022 Compass both by sticker price and average insurance rates.

  • Compared to the Fiat 500X – The 2022 Jeep Compass has an average MSRP that is $253 more expensive than the Fiat 500X ($29,829 versus $29,576). The cost to insure a Jeep Compass compared to the Fiat 500X is $44 more annually on average.
  • Compared to the Mini Cooper – New off the lot, the MSRP for the 2022 Mini Cooper averages $371 more than the MSRP for the Jeep Compass ($30,200 compared to $29,829). Full-coverage insurance on the Mini Cooper costs an average of $86 more every 12 months than the Jeep Compass.
  • Compared to the Chevrolet Equinox – The average MSRP for a 2022 Jeep Compass is $616 cheaper than the Chevrolet Equinox, at $29,829 compared to $30,445. Insurance on the Chevrolet Equinox costs an average of $54 less per year than the Jeep Compass.
  • Compared to the Subaru Forester – The average MSRP for a 2022 Jeep Compass is $695 cheaper than the Subaru Forester, at $29,829 compared to $30,524. Buying car insurance for the Subaru Forester costs an average of $158 less per year than the Jeep Compass.

Which Compass has the cheapest insurance?

With Jeep Compass insurance cost ranging from $1,372 to $1,572 per year for the average driver, the most budget-friendly model to insure is the Sport 2WD. The second cheapest trim level to insure is the Sport 4WD at $1,418 per year.

Anticipate paying at least $114 per month for full coverage Compass insurance, but this amount varies considerably based on your location, age, and driving record, so keep this in mind.

Also, older models may not justify full coverage insurance, so expect much lower cost if you’re only insuring your Compass with liability insurance. Later in the article, we break down average rates when insuring the 2007 to 2012 models with only liability coverage.

Jeep Compass Trail Rated emblem
Jeep Compass Trail Rated emblem

The most expensive trim level to insure is the High Altitude 4WD at $1,572, which is $188 more than the cheapest Sport 2WD model. The rate table below displays the average annual and 6-month car insurance costs, in addition to the average monthly payment, for each Jeep Compass model and trim level.

2022 Jeep Compass Insurance Cost by Trim Level
Jeep Compass Trim Level Annual Policy 6-month Policy Per Month
Sport 2WD$1,372$686$114
Sport 4WD$1,418$709$118
Latitude 2WD$1,426$713$119
Latitude 4WD$1,464$732$122
Latitude Lux 4WD$1,476$738$123
Limited 4WD$1,496$748$125
Trailhawk 4WD$1,512$756$126
Red 4WD$1,560$780$130
High Altitude 4WD$1,572$786$131

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Jeep Compass, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Jeep Compass Insurance Cost by Trim Level

Jeep Compass full coverage insurance rates

The following table shows average full coverage insurance rates for a Jeep Compass for the 2013 to 2021 model years. Data includes average rates for drivers age 20 to 60.

Jeep Compass Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$2,928$1,540$1,478$1,348$1,324
2021$2,512$1,322$1,266$1,156$1,134
2020$2,474$1,300$1,244$1,138$1,116
2019$2,180$1,148$1,100$1,004$986
2018$2,106$1,106$1,064$970$952
2017$2,226$1,168$1,124$1,026$1,004
2016$2,098$1,096$1,060$970$950
2015$2,088$1,088$1,056$964$946
2014$2,220$1,152$1,124$1,026$1,006
2013$1,906$992$966$884$866

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Jeep Compass Insurance Rates by Model Year

Jeep Compass liability insurance rates

For older Compass models, it doesn’t always make smart financial sense to buy full coverage insurance. The table below details the cost difference between full coverage and liability-only insurance for the 2007 to 2012 Compass model years.

Jeep Compass Insurance Rates for 2007 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Jeep Compass$942$528
2011 Jeep Compass$914$522
2010 Jeep Compass$882$518
2009 Jeep Compass$856$514
2008 Jeep Compass$826$510
2007 Jeep Compass$794$502

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Jeep Compass model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 27, 2022
Jeep Compass Liability Insurance Rates

Liability insurance prices vary considerably depending on the state you live in, so it’s always a good idea to get some quotes to see how rates stack up. Each state has a minimum liability amount that is required, but that minimum is often inadequate in the case of more serious claims and accidents.

Additional rates and information

Other scenarios that affect the cost of insurance are listed below along with a few ways to reduce your monthly insurance bill.

  • Get cheaper rates because of your choice of occupation. Many auto insurance companies offer discounts for working in professions like emergency medical technicians, the military, police officers and law enforcement, high school and elementary teachers, college professors, and others. If you can earn this discount, you may save between $44 and $159 on your annual insurance bill.
  • Compass car insurance rates for teenagers are high. Average rates for full coverage Compass insurance costs $5,452 per year for a 16-year-old driver, $5,046 per year for a 17-year-old driver, and $4,694 per year for a 18-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $202 per year for a 40-year-old driver and $390 per year for a 20-year-old driver.
  • Decreasing deductibles will cost more. Lowering your policy deductibles from $500 to $250 could cost an additional $210 per year for a 40-year-old driver and $414 per year for a 20-year-old driver.
  • A clean driving record saves money. To earn the cheapest Jeep Compass insurance rates, it pays to be an excellent driver. In fact, just one or two minor infractions on your motor vehicle report could result in raising Compass insurance cost by at least $390 per year. Major convictions like DWI and leaving the scene of an accident could raise rates by an additional $1,360 or more.
  • Expect to pay a lot for high risk insurance. For a 50-year-old driver, the need to buy a high-risk policy can increase the cost by $1,750 or more per year.