Jeep Compass Insurance Cost for 2023

How much does car insurance cost for a Jeep Compass?

We compared the average insurance cost from the Sport 4WD trim up to the High Altitude 4WD model to see how insurance for the Compass ranks when compared to the entire small SUV segment.

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How much does Jeep Compass insurance cost?

Jeep Compass car insurance rates average $1,652 annually for full coverage. Monthly insurance cost for a Jeep Compass averages $138 and ranges from $131 to $142, depending on the trim level.

With the average small SUV costing $1,606 a year to insure, the Jeep Compass may cost around $46 or more every 12 months when compared to similar models. Insurance rates can vary based on the trim level of the vehicle you’re insuring, and we will address this later in the article when we compare rates for each Compass trim level.

The chart below details how average Jeep Compass car insurance rates vary with changes in driver age and a range of policy deductibles. Insurance cost varies from the cheapest rate of $1,278 per year for a driver age 60 with a $1,000 policy deductible to the highest policy cost of $3,744 annually for a 20-year-old driver with a $250 policy deductible.

Average rates are determined for the 2023 model year and our overall average rate is based on a 40-year-old driver with $500 physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Jeep Compass with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Jeep Compass trim levels.Data last updated on January 23, 2023
Jeep Compass Insurance Rate Summary
Jeep Compass Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,840$237
$500$3,282$274
$250$3,744$312
30$1,000$1,478$123
$500$1,728$144
$250$1,984$165
40$1,000$1,426$119
$500$1,652$138
$250$1,888$157
50$1,000$1,304$109
$500$1,510$126
$250$1,722$144
60$1,000$1,278$107
$500$1,480$123
$250$1,688$141

Jeep Compass vs. the competition

When compared to the best-selling models in the small SUV category, insurance for a Jeep Compass costs $18 more per year than the Toyota RAV4, $156 more than the Honda CR-V, $64 more than the Chevrolet Equinox, and $30 more than the Nissan Rogue.

The Jeep Compass ranks 33rd out of 47 total vehicles in the compact SUV and crossover category. The Compass costs an estimated $1,652 per year to insure for full coverage, while the segment median average cost is $1,606 annually, a difference of $46 per year.

When compared to all vehicles for the 2023 model year (not just the small SUV segment), average Jeep Compass insurance costs 2% less than the national average car insurance rate of $1,685 per year.

The chart below shows how average car insurance rates for a 2023 Compass compare to the other nine vehicles in the top 10 list. We also included a more comprehensive table after the chart displaying average insurance cost for the entire 47 vehicle small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jeep Compass, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Compass trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Jeep Compass vs Top 10 Small SUVs
Jeep Compass Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$318
2Subaru Crosstrek$1,346-$306
3Nissan Kicks$1,354-$298
4Nissan Rogue Sport$1,378-$274
5Mazda CX-5$1,386-$266
6Buick Encore$1,406-$246
7Buick Envision$1,410-$242
8Kia Seltos$1,430-$222
9Hyundai Venue$1,440-$212
10Honda HR-V$1,464-$188
11Hyundai Kona$1,480-$172
12Subaru Forester$1,486-$166
13Honda CR-V$1,496-$156
14Mazda CX-30$1,498-$154
15Chevrolet Trax$1,514-$138
16Volkswagen Tiguan$1,532-$120
17Ford Bronco Sport$1,536-$116
18Fiat 500X$1,564-$88
19GMC Terrain$1,566-$86
20Kia Soul$1,568-$84
21Mitsubishi Eclipse Cross$1,572-$80
22Chevrolet Equinox$1,588-$64
23Toyota Corolla Cross$1,592-$60
24Volkswagen Taos$1,600-$52
25Mazda CX-50$1,610-$42
26Hyundai Tucson$1,614-$38
27Ford Escape$1,616-$36
28Nissan Rogue$1,622-$30
29Toyota RAV4$1,634-$18
30Mazda MX-30$1,636-$16
31Kia Niro$1,638-$14
32Mini Cooper$1,648-$4
33Jeep Compass$1,652--
34Mini Cooper Clubman$1,674$22
35Jeep Renegade$1,698$46
36Chevrolet Bolt$1,710$58
37Toyota bz4X$1,716$64
38Kia Sportage$1,760$108
39Hyundai Ioniq 5$1,764$112
40Mini Cooper Countryman$1,812$160
41Mitsubishi Mirage$1,818$166
42Mitsubishi Outlander$1,820$168
43Volkswagen ID4$1,832$180
44Kia EV6$1,870$218
45Dodge Hornet$1,872$220
46Hyundai Nexo$1,938$286
47Ford Mustang Mach-E$1,996$344

Another useful comparison is to consider the average purchase price for each model and see which compact SUVs are closest in price to the Jeep Compass and how insurance rates compare.

For the 2023 Compass, sticker price averages $36,479, ranging from the cheapest Sport 4WD model at $31,590 to the most expensive High Altitude 4WD costing $40,430.

The compact SUVs most similar in price to the Compass are the GMC Terrain, Mazda CX-50, Ford Bronco Sport, and Mazda MX-30.

Here’s how those models compare to a 2023 Compass both by sticker price and average insurance rates.

  • Compared to the GMC Terrain – The 2023 Jeep Compass has an average MSRP that is $851 more expensive than the GMC Terrain ($36,479 versus $35,628). The cost to insure a Jeep Compass compared to the GMC Terrain is $86 more annually on average.
  • Compared to the Mazda CX-50 – New off the lot, the MSRP for the 2023 Mazda CX-50 averages $1,335 less than the MSRP for the Jeep Compass ($35,144 compared to $36,479). Full-coverage insurance on the Mazda CX-50 costs an average of $42 less every 12 months than the Jeep Compass.
  • Compared to the Ford Bronco Sport – The average MSRP for a 2023 Jeep Compass is $1,362 more expensive than the Ford Bronco Sport, at $36,479 compared to $35,118. Insurance on the Ford Bronco Sport costs an average of $116 less per year than the Jeep Compass.
  • Compared to the Mazda MX-30 – The average MSRP for a 2023 Jeep Compass is $1,504 more expensive than the Mazda MX-30, at $36,479 compared to $34,975. Buying car insurance for the Mazda MX-30 costs an average of $16 less per year than the Jeep Compass.

Which Jeep Compass has the cheapest insurance?

With Jeep Compass insurance cost ranging from $1,576 to $1,706 per year for the average driver, the most budget-friendly model to insure is the Sport 4WD. The second cheapest trim level to insure is the Latitude 4WD at $1,616 per year.

Anticipate paying at least $131 per month for full coverage Compass insurance, but this amount varies considerably based on your location, age, and driving record, so keep this in mind.

Also, older models may not justify full coverage insurance, so expect much lower cost if you’re only insuring your Compass with liability insurance. Later in the article, we break down average rates when insuring the 2007 to 2012 models with only liability coverage.

Jeep Compass Trail Rated emblem
Jeep Compass Trail Rated emblem

The most expensive trim level to insure is the High Altitude 4WD at $1,706, which is $122 more than the cheapest Sport 4WD model. The rate table below displays the average annual and 6-month car insurance costs, in addition to the average monthly payment, for each Jeep Compass model and trim level.

2023 Jeep Compass Insurance Cost by Trim Level
Jeep Compass Trim Level Annual Policy 6-month Policy Per Month
Sport 4WD$1,576$788$131
Latitude 4WD$1,616$808$135
Latitude Lux 4WD$1,640$820$137
Altitude 4WD$1,650$825$138
Trailhawk 4WD$1,666$833$139
Limited 4WD$1,672$836$139
Red 4WD$1,698$849$142
High Altitude 4WD$1,706$853$142

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Jeep Compass, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Jeep Compass Insurance Cost by Trim Level

Jeep Compass full coverage insurance rates

The following table shows average full coverage insurance rates for a Jeep Compass for the 2013 to 2023 model years. Data includes average rates for drivers age 20 to 60.

Jeep Compass Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Jeep Compass$3,282$1,652$1,480
2022 Jeep Compass$3,196$1,606$1,440
2021 Jeep Compass$2,752$1,386$1,238
2020 Jeep Compass$2,722$1,370$1,224
2019 Jeep Compass$2,368$1,194$1,074
2018 Jeep Compass$2,292$1,154$1,036
2017 Jeep Compass$2,386$1,206$1,080
2016 Jeep Compass$2,278$1,150$1,030
2015 Jeep Compass$2,230$1,130$1,008
2014 Jeep Compass$2,396$1,210$1,084
2013 Jeep Compass$2,062$1,048$936

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Jeep Compass Insurance Rates by Model Year

Jeep Compass liability insurance rates

For older Compass models, it doesn’t always make smart financial sense to buy full coverage insurance. The table below details the cost difference between full coverage and liability-only insurance for the 2007 to 2012 Compass model years.

Jeep Compass Insurance Rates for 2007 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Jeep Compass$1,018$582
2011 Jeep Compass$984$578
2010 Jeep Compass$954$574
2009 Jeep Compass$920$568
2008 Jeep Compass$882$558
2007 Jeep Compass$852$550

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Jeep Compass model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Jeep Compass Liability Insurance Rates

Liability insurance prices vary considerably depending on the state you live in, so it’s always a good idea to get some quotes to see how rates stack up. Each state has a minimum liability amount that is required, but that minimum is often inadequate in the case of more serious claims and accidents.

Additional rates and information

Other scenarios that affect the cost of insurance are listed below along with a few ways to reduce your monthly insurance bill.

  • Get cheaper rates because of your choice of occupation. Many auto insurance companies offer discounts for working in professions like emergency medical technicians, the military, police officers and law enforcement, high school and elementary teachers, college professors, and others. If you can earn this discount, you may save between $50 and $178 on your annual insurance bill.
  • Compass car insurance rates for teenagers are high. Average rates for full coverage Compass insurance costs $6,098 per year for a 16-year-old driver, $5,644 per year for a 17-year-old driver, and $5,250 per year for a 18-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $226 per year for a 40-year-old driver and $442 per year for a 20-year-old driver.
  • Decreasing deductibles will cost more. Lowering your policy deductibles from $500 to $250 could cost an additional $236 per year for a 40-year-old driver and $462 per year for a 20-year-old driver.
  • A clean driving record saves money. To earn the cheapest Jeep Compass insurance rates, it pays to be an excellent driver. In fact, just one or two minor infractions on your motor vehicle report could result in raising Compass insurance cost by at least $440 per year. Major convictions like DWI and leaving the scene of an accident could raise rates by an additional $1,524 or more.
  • Expect to pay a lot for high risk insurance. For a 50-year-old driver, the need to buy a high-risk policy can increase the cost by $1,956 or more per year.