- When comparing the newest models, a Jeep Gladiator is cheaper to insure than a Jeep Wrangler by an average of $212 per year.
- For a 2024 Jeep Wrangler, average full-coverage car insurance rates range from $2,436 to $3,004 per year, while car insurance for a 2024 Jeep Gladiator ranges from $2,356 to $2,618.
- Average car insurance cost per month for the Jeep Wrangler is 7.7% more expensive than the Jeep Gladiator, at $228 versus $211, a difference of $17.
2024 Jeep Wrangler vs. Gladiator
Insurance on a 2024 Jeep Wrangler costs an average of $2,740 per year, whereas insurance for a 2024 Jeep Gladiator averages $2,528 per year, making the Jeep Gladiator the cheaper model to insure by $212 per year.
Out of 16 trims for the 2024 Jeep Wrangler, the cheapest average car insurance prices are on the Sport 2-Door model at a cost of $2,436 per year. The 2024 Jeep Gladiator has seven trim levels available, with the cheapest model to insure being the Sport trim at an average cost of $2,356 per year, or around $196 per month.
When all 23 trims of both models are combined and compared, the cheapest model and trim level is the Jeep Gladiator Sport at an average cost of $2,356 per year. The overall most expensive vehicle to insure is the Jeep Wrangler Rubicon 392 at a cost of $3,004 per year.
The table below ranks the annual and monthly cost of car insurance for 2024 Jeep Wrangler and Jeep Gladiator models, with average rates for each vehicle.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Gladiator Sport | $2,356 | $196 |
| Gladiator Willys | $2,426 | $202 |
| Wrangler Sport 2-Door | $2,436 | $203 |
| Gladiator Sport S | $2,494 | $208 |
| Wrangler Sport S 2-Door | $2,520 | $210 |
| Wrangler Sport 4-Door | $2,534 | $211 |
| Gladiator Rubicon | $2,590 | $216 |
| Gladiator Mojave | $2,590 | $216 |
| Wrangler Willys 2-Door | $2,616 | $218 |
| Wrangler Sport S 4-Door | $2,616 | $218 |
| Gladiator Rubicon X | $2,618 | $218 |
| Gladiator Mojave X | $2,618 | $218 |
| Wrangler Willys 4-Door | $2,678 | $223 |
| Wrangler Sahara | $2,736 | $228 |
| Wrangler Sport S 4xe | $2,750 | $229 |
| Wrangler Willys 4xe | $2,806 | $234 |
| Wrangler Rubicon X 2-Door | $2,812 | $234 |
| Wrangler Sahara 4xe | $2,824 | $235 |
| Wrangler Rubicon X 4-Door | $2,846 | $237 |
| Wrangler Rubicon 4xe | $2,852 | $238 |
| Wrangler High Altitude 4xe | $2,894 | $241 |
| Wrangler Rubicon X 4xe | $2,916 | $243 |
| Wrangler Rubicon 392 | $3,004 | $250 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The rate chart below visualizes the average cost to insure both 2024 models rated for drivers aged 20 to 50. The average car insurance cost ranges from $2,448 to $5,584 per year for a 2024 Jeep Wrangler, and $2,246 to $5,132 for a 2024 Jeep Gladiator for the included age groups.
The rate tables below display the average insurance cost by trim level for both 2024 models, as well as the overall average rate for each model. The model with cheapest overall car insurance cost for 2024 is the Jeep Gladiator.
2024 Jeep Wrangler
$2,740
| 2024 Jeep Wrangler Trims | Rate |
|---|---|
| Sport 2-Door | $2,436 |
| Sport S 2-Door | 2,520 |
| Sport 4-Door | 2,534 |
| Willys 2-Door | 2,616 |
| Sport S 4-Door | 2,616 |
| Willys 4-Door | 2,678 |
| Sahara | 2,736 |
| Sport S 4xe | 2,750 |
| Willys 4xe | 2,806 |
| Rubicon X 2-Door | 2,812 |
| Sahara 4xe | 2,824 |
| Rubicon X 4-Door | 2,846 |
| Rubicon 4xe | 2,852 |
| High Altitude 4xe | 2,894 |
| Rubicon X 4xe | 2,916 |
| Rubicon 392 | 3,004 |
| 2024 Jeep Wrangler Average Rate | $2,740 |
2024 Jeep Gladiator
$2,528
| 2024 Jeep Gladiator Trims | Rate |
|---|---|
| Sport | $2,356 |
| Willys | 2,426 |
| Sport S | 2,494 |
| Rubicon | 2,590 |
| Mojave | 2,590 |
| Rubicon X | 2,618 |
| Mojave X | 2,618 |
| 2024 Jeep Gladiator Average Rate | $2,528 |
2023 Jeep Wrangler vs. Jeep Gladiator
Average car insurance rates for a 2023 Jeep Wrangler are $2,574 per year, and the 2023 Jeep Gladiator costs an average of $2,424 per year, making the Jeep Gladiator the cheaper option by $150 per year.
Out of 22 Jeep Wrangler trim levels, the cheapest 2023 model to insure is the Sport 2-Door model at an average cost of $2,332 per year. Out of the nine trims available for the Jeep Gladiator, the cheapest 2023 trim to insure is the Sport trim at a cost of $2,272.
When comparing rates by trim level for both models, the cheapest trim to insure is the Jeep Gladiator Sport at a cost of $2,272 per year. The highest-cost model and trim level is the Jeep Wrangler Rubicon 392 at a cost of $2,846 per year.
The rate chart below visualizes average Jeep Wrangler and Jeep Gladiator car insurance rates for the 2023 model year by driver age.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Gladiator Sport | $2,272 | $189 |
| Wrangler Sport 2-Door | $2,332 | $194 |
| Gladiator Willys Sport | $2,334 | $195 |
| Gladiator Sport S | $2,354 | $196 |
| Wrangler Willys Sport 2-Door | $2,412 | $201 |
| Wrangler Sport S 2-Door | $2,416 | $201 |
| Gladiator Willys | $2,430 | $203 |
| Gladiator Overland | $2,432 | $203 |
| Wrangler Sport 4-Door | $2,436 | $203 |
| Gladiator Freedom | $2,454 | $205 |
| Wrangler Freedom 2-Door | $2,474 | $206 |
| Wrangler Willys Sport 4-Door | $2,490 | $208 |
| Wrangler Sport S 4-Door | $2,490 | $208 |
| Wrangler Willys 2-Door | $2,490 | $208 |
| Gladiator Mojave | $2,498 | $208 |
| Gladiator Rubicon | $2,498 | $208 |
| Gladiator High Altitude | $2,540 | $212 |
| Wrangler Sport Altitude | $2,542 | $212 |
| Wrangler Freedom 4-Door | $2,548 | $212 |
| Wrangler Willys 4-Door | $2,554 | $213 |
| Wrangler Rubicon 2-Door | $2,562 | $214 |
| Wrangler Sahara | $2,598 | $217 |
| Wrangler Sport RHD | $2,612 | $218 |
| Wrangler Rubicon 4-Door | $2,618 | $218 |
| Wrangler Sahara Altitude | $2,650 | $221 |
| Wrangler Willys 4xe | $2,684 | $224 |
| Wrangler High Altitude | $2,690 | $224 |
| Wrangler Sahara 4xe | $2,704 | $225 |
| Wrangler Rubicon 4xe | $2,736 | $228 |
| Wrangler High Altitude 4xe | $2,748 | $229 |
| Wrangler Rubicon 392 | $2,846 | $237 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The next chart shows the average cost to insure both models for a range of driver ages. The average car insurance cost ranges from $2,302 to $5,296 per year for a 2023 Jeep Wrangler, and $2,152 to $4,946 for a 2023 Jeep Gladiator for the included age groups.
The tables shown below illustrate average cost to insure each trim level for a 2023 Jeep Wrangler and Jeep Gladiator, as well as an average rate for each model. The 2023 Jeep Gladiator reigns victorious over the 2023 Jeep Wrangler for the cheapest overall car insurance rates.
2023 Jeep Wrangler
$2,574
| 2023 Jeep Wrangler Trims | Rate |
|---|---|
| Sport 2-Door | $2,332 |
| Willys Sport 2-Door | 2,412 |
| Sport S 2-Door | 2,416 |
| Sport 4-Door | 2,436 |
| Freedom 2-Door | 2,474 |
| Willys Sport 4-Door | 2,490 |
| Sport S 4-Door | 2,490 |
| Willys 2-Door | 2,490 |
| Sport Altitude | 2,542 |
| Freedom 4-Door | 2,548 |
| Willys 4-Door | 2,554 |
| Rubicon 2-Door | 2,562 |
| Sahara | 2,598 |
| Sport RHD | 2,612 |
| Rubicon 4-Door | 2,618 |
| Sahara Altitude | 2,650 |
| Willys 4xe | 2,684 |
| High Altitude | 2,690 |
| Sahara 4xe | 2,704 |
| Rubicon 4xe | 2,736 |
| High Altitude 4xe | 2,748 |
| Rubicon 392 | 2,846 |
| 2023 Jeep Wrangler Average Rate | $2,574 |
2023 Jeep Gladiator
$2,424
| 2023 Jeep Gladiator Trims | Rate |
|---|---|
| Sport | $2,272 |
| Willys Sport | 2,334 |
| Sport S | 2,354 |
| Willys | 2,430 |
| Overland | 2,432 |
| Freedom | 2,454 |
| Mojave | 2,498 |
| Rubicon | 2,498 |
| High Altitude | 2,540 |
| 2023 Jeep Gladiator Average Rate | $2,424 |
2022 Jeep Wrangler vs. Gladiator
When comparing car insurance rates for 2022 models, a Jeep Wrangler costs an average of $2,506 per year to insure and a Jeep Gladiator costs $2,152, making the Jeep Gladiator cheaper to insure by $354 per year.
The next chart illustrates the average cost to insure the two models rated for different driver ages. Average insurance cost ranges from $2,242 to $5,158 per year for a 2022 Jeep Wrangler, and $1,912 to $4,360 for a 2022 Jeep Gladiator for these driver ages.
The tables below detail insurance rates for all trim levels of 2022 Wrangler and Gladiator models. The 2022 Jeep Wrangler has an average insurance cost of $2,506 and the 2022 Jeep Gladiator is $2,152, making the Jeep Gladiator cheaper by $354 per year.
2022 Jeep Wrangler
$2,506
| 2022 Jeep Wrangler Trims | Rate |
|---|---|
| Sport 2-Door | $2,288 |
| Willys Sport 2-Door | 2,344 |
| Sport S 2-Door | 2,364 |
| Sport 4-Door | 2,370 |
| Willys Sport 4-Door | 2,424 |
| Willys 2-Door | 2,428 |
| Sport S 4-Door | 2,440 |
| Sport Altitude | 2,472 |
| Willys 4-Door | 2,490 |
| Sport RHD | 2,490 |
| Sahara | 2,504 |
| Rubicon 2-Door | 2,504 |
| Rubicon 4-Door | 2,554 |
| Sahara Altitude | 2,554 |
| High Altitude | 2,624 |
| Sahara 4xe | 2,634 |
| Rubicon 4xe | 2,666 |
| High Altitude 4xe | 2,680 |
| Rubicon 392 | 2,772 |
| 2022 Jeep Wrangler Average Rate | $2,506 |
2022 Jeep Gladiator
$2,152
| 2022 Jeep Gladiator Trims | Rate |
|---|---|
| Sport | $2,020 |
| Willys Sport | 2,066 |
| Sport S | 2,092 |
| Altitude | 2,124 |
| Willys | 2,144 |
| Overland | 2,172 |
| Rubicon | 2,226 |
| Mojave | 2,230 |
| High Altitude | 2,290 |
| 2022 Jeep Gladiator Average Rate | $2,152 |
2021 Jeep Wrangler vs. Gladiator
When comparing average insurance rates for 2021 models, a Jeep Wrangler costs an average of $2,450 per year to insure and a Jeep Gladiator costs $2,072, making the Jeep Gladiator cheaper to insure by $378 per year for 2021.
The next chart illustrates the average cost to insure the two models for four different driver age groups. For a 2021 Jeep Wrangler, insurance cost ranges from $2,190 to $5,044 per year for the illustrated age groups. A 2021 Jeep Gladiator costs from $1,840 to $4,202 to insure per year.
Out of 15 Jeep Wrangler trims, the cheapest 2021 trim level to insure is the Sport 4WD model at an average cost of $1,860 per year, or around $155 per month.
Out of the three trim levels available for the Jeep Gladiator, the cheapest 2021 model to insure is the Sport Crew Cab 4WD model at a cost of $1,984.
When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Jeep Wrangler Sport 4WD at an average rate of $1,860 per year, and the most expensive model and trim level is the Jeep Wrangler Rubicon 392 costing $2,726 per year.
The rate tables below show the cost to insure the available trim levels for both 2021 models, including an overall average rate. The winner for the 2021 car insurance battle is the Jeep Gladiator.
2021 Jeep Wrangler
$2,450
| 2021 Jeep Wrangler Trims | Rate |
|---|---|
| Sport 4WD | $1,860 |
| Rubicon 4WD | 2,124 |
| Rubicon Body Color 3 Piece Hardtop | 2,190 |
| Unlimited Sport 4WD | 2,348 |
| Unlimited Sport Dual Top Group 4WD | 2,432 |
| Unlimited Sahara 4WD | 2,500 |
| Unlimited Sahara Dual Top Group 4WD | 2,538 |
| Unlimited Sahara Body Color 3 Piece Hardtop | 2,542 |
| Unlimited Rubicon Dual Top Group 4WD | 2,548 |
| Unlimited Rubicon Body Color 3 Piece Hardtop | 2,556 |
| Unlimited Rubicon 4WD | 2,566 |
| Unlimited Sahara Sky One Touch Power Top | 2,566 |
| 4xe | 2,616 |
| Unlimited Rubicon Sky One Touch Power Top | 2,632 |
| Rubicon 392 | 2,726 |
| 2021 Jeep Wrangler Average Rate | $2,450 |
2021 Jeep Gladiator
$2,072
| 2021 Jeep Gladiator Trims | Rate |
|---|---|
| Sport Crew Cab 4WD | $1,984 |
| Overland Crew Cab 4WD | 2,116 |
| Rubicon Crew Cab 4WD | 2,116 |
| 2021 Jeep Gladiator Average Rate | $2,072 |
2020 Jeep Wrangler vs. Gladiator
For 2020 Jeep Wrangler and Jeep Gladiator models, the Jeep Gladiator is cheaper to insure by an average of $344 per year for this comparison year.
The chart shown below illustrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Insurance cost ranges from $2,108 to $4,848 per year for a 2020 Jeep Wrangler, and $1,788 to $4,082 for a 2020 Jeep Gladiator for the included age groups.
Out of 13 Jeep Wrangler trims, the cheapest 2020 model to insure is the Sport 4WD model at an average cost of $1,808 per year, or about $151 per month. For the three trims available for the Jeep Gladiator, the cheapest 2020 trim to insure is the Sport Crew Cab 4WD model at a cost of $1,930 per year, or $161 per month.
When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Jeep Wrangler Sport 4WD at an average rate of $1,808 per year. The highest-cost model and trim is the Jeep Wrangler Unlimited Rubicon Sky One Touch Power Top costing an average of $2,556 per year.
The rate tables below display the cost to insure the available trim levels for both 2020 models, along with an average cost for each model. The winner for the 2020 car insurance rate comparison is the Jeep Gladiator.
2020 Jeep Wrangler
$2,356
| 2020 Jeep Wrangler Trims | Rate |
|---|---|
| Sport 4WD | $1,808 |
| Rubicon 4WD | 2,062 |
| Rubicon Body Color 3 Piece Hardtop | 2,126 |
| Unlimited Sport 4WD | 2,284 |
| Unlimited Sport Dual Top Group 4WD | 2,366 |
| Unlimited Sahara 4WD | 2,430 |
| Unlimited Rubicon 4WD | 2,494 |
| Unlimited Rubicon Body Color 3 Piece Hardtop | 2,494 |
| Unlimited Rubicon Dual Top Group 4WD | 2,494 |
| Unlimited Sahara Body Color 3 Piece Hardtop | 2,494 |
| Unlimited Sahara Dual Top Group 4WD | 2,494 |
| Unlimited Sahara Sky One Touch Power Top | 2,494 |
| Unlimited Rubicon Sky One Touch Power Top | 2,556 |
| 2020 Jeep Wrangler Average Rate | $2,356 |
2020 Jeep Gladiator
$2,012
| 2020 Jeep Gladiator Trims | Rate |
|---|---|
| Sport Crew Cab 4WD | $1,930 |
| Overland Crew Cab 4WD | 2,054 |
| Rubicon Crew Cab 4WD | 2,054 |
| 2020 Jeep Gladiator Average Rate | $2,012 |
Due to the Jeep Gladiator only being available since the 2020 model year, this comparison was a quick one. The Gladiator ends up with the cheapest insurance rates for both model years. As more trim levels become available on the Gladiator, average insurance rates may increase, but for the limited set of trims available now, the Gladiator takes the win.